Home > MidWestOne Bank > Assets and Liabilities
MidWestOne Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 192 | 851 |
| Assets and Liabilities | ||
| Total Assets: | $789,190,000 | 874 |
| Cash and due from depository institutions | $25,113,000 | 851 |
| Interest-bearing balances | $27,000 | 6,024 |
| Securities | $71,438,000 | 1,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $639,991,000 | 759 |
| Loan loss allowance | $7,355,000 | 848 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,162,000 | 948 |
| Other real estate owned | $5,729,000 | 851 |
| Goodwill and other intangibles | $14,025,000 | 545 |
| All other assets | $19,732,000 | 1,035 |
| Life insurance assets | $4,639,000 | 1,333 |
| Total liabilities and capital | $789,190,000 | 874 |
| Total liabilities | $715,217,000 | 864 |
| Total deposits | $591,370,000 | 871 |
| Interest-bearing deposits | $518,268,000 | 865 |
| Deposits held in domestic offices | $591,370,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,615,000 | 1,007 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $99,600,000 | 639 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,632,000 | 811 |
| Total equity capital | $73,973,000 | 913 |
| Total bank equity capital | $73,973,000 | 913 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,700,000 | 1,632 |
| Surplus | $47,691,000 | 704 |
| Undivided profits | $23,582,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,633,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $443,000 | 377 |
| Income earned, not collected on loans | $6,491,000 | 523 |
| Earning assets | $711,456,000 | 876 |
| Long-term assets (5+ years) | $61,759,000 | 1,913 |
| Average Assets, year-to-date | $782,340,000 | 864 |
| Average Assets, quarterly | $783,602,000 | 873 |
| Volatile liabilities | $118,412,000 | 1,257 |
| Insider loans | $20,025,000 | 325 |
| FHLB advances | $99,600,000 | 577 |
| Loans and leases held for sale | $650,000 | 1,060 |
| Unused loan commitments | $83,329,000 | 1,141 |
| Tier 1 (core) risk-based capital | $59,866,000 | 1,051 |
| Tier 2 risk-based capital | $7,355,000 | 779 |
| Total risk weighted assets | $625,969,000 | 819 |
| Total unused commitments | $83,329,000 | 1,141 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 201 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $778,014,000 | 880 |
| Cash and due from depository institutions | $24,701,000 | 801 |
| Interest-bearing balances | $29,000 | 5,943 |
| Securities | $78,890,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $6,770,000 | 2,533 |
| Net loans & leases | $615,906,000 | 777 |
| Loan loss allowance | $7,546,000 | 767 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $13,327,000 | 936 |
| Other real estate owned | $5,539,000 | 801 |
| Goodwill and other intangibles | $14,064,000 | 564 |
| All other assets | $18,817,000 | 1,048 |
| Life insurance assets | $4,598,000 | 1,337 |
| Total liabilities and capital | $778,014,000 | 880 |
| Total liabilities | $704,376,000 | 870 |
| Total deposits | $591,285,000 | 878 |
| Interest-bearing deposits | $537,511,000 | 840 |
| Deposits held in domestic offices | $591,285,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $104,600,000 | 581 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,491,000 | 799 |
| Total equity capital | $73,638,000 | 939 |
| Total bank equity capital | $73,638,000 | 939 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,700,000 | 1,630 |
| Surplus | $47,691,000 | 699 |
| Undivided profits | $23,247,000 | 1,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,435,000 | 249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $449,000 | 358 |
| Income earned, not collected on loans | $6,532,000 | 532 |
| Earning assets | $701,595,000 | 886 |
| Long-term assets (5+ years) | $64,975,000 | 1,750 |
| Average Assets, year-to-date | $778,915,000 | 875 |
| Average Assets, quarterly | $778,915,000 | 875 |
| Volatile liabilities | $101,142,000 | 1,418 |
| Insider loans | $19,214,000 | 333 |
| FHLB advances | $104,600,000 | 523 |
| Loans and leases held for sale | $749,000 | 1,065 |
| Unused loan commitments | $87,091,000 | 1,140 |
| Tier 1 (core) risk-based capital | $58,680,000 | 1,072 |
| Tier 2 risk-based capital | $7,546,000 | 742 |
| Total risk weighted assets | $607,584,000 | 839 |
| Total unused commitments | $87,091,000 | 1,141 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 203 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $779,816,000 | 881 |
| Cash and due from depository institutions | $28,090,000 | 798 |
| Interest-bearing balances | $87,000 | 4,982 |
| Securities | $79,544,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $621,330,000 | 764 |
| Loan loss allowance | $7,482,000 | 761 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,876,000 | 968 |
| Other real estate owned | $3,712,000 | 798 |
| Goodwill and other intangibles | $13,386,000 | 566 |
| All other assets | $20,878,000 | 938 |
| Life insurance assets | $4,558,000 | 1,326 |
| Total liabilities and capital | $779,816,000 | 881 |
| Total liabilities | $707,087,000 | 868 |
| Total deposits | $578,117,000 | 899 |
| Interest-bearing deposits | $509,370,000 | 879 |
| Deposits held in domestic offices | $578,117,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,725,000 | 600 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $85,600,000 | 658 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,645,000 | 859 |
| Total equity capital | $72,729,000 | 954 |
| Total bank equity capital | $72,729,000 | 954 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,700,000 | 1,618 |
| Surplus | $47,691,000 | 692 |
| Undivided profits | $22,338,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,563,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 951 |
| Income earned, not collected on loans | $7,582,000 | 515 |
| Earning assets | $700,961,000 | 888 |
| Long-term assets (5+ years) | $52,662,000 | 1,930 |
| Average Assets, year-to-date | $752,522,000 | 869 |
| Average Assets, quarterly | $770,574,500 | 880 |
| Volatile liabilities | $133,853,000 | 1,090 |
| Insider loans | $19,442,000 | 321 |
| FHLB advances | $85,600,000 | 595 |
| Loans and leases held for sale | $93,000 | 1,642 |
| Unused loan commitments | $89,376,000 | 1,120 |
| Tier 1 (core) risk-based capital | $59,159,000 | 1,063 |
| Tier 2 risk-based capital | $7,482,000 | 745 |
| Total risk weighted assets | $613,259,000 | 829 |
| Total unused commitments | $89,376,000 | 1,120 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 202 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $761,333,000 | 886 |
| Cash and due from depository institutions | $12,777,000 | 800 |
| Interest-bearing balances | $93,000 | 4,791 |
| Securities | $80,189,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $615,373,000 | 756 |
| Loan loss allowance | $7,433,000 | 734 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,468,000 | 967 |
| Other real estate owned | $5,003,000 | 800 |
| Goodwill and other intangibles | $13,425,000 | 544 |
| All other assets | $22,098,000 | 871 |
| Life insurance assets | $4,518,000 | 1,298 |
| Total liabilities and capital | $761,333,000 | 886 |
| Total liabilities | $689,111,000 | 873 |
| Total deposits | $572,190,000 | 898 |
| Interest-bearing deposits | $508,845,000 | 874 |
| Deposits held in domestic offices | $572,190,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,545,000 | 880 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $90,600,000 | 566 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,776,000 | 822 |
| Total equity capital | $72,222,000 | 945 |
| Total bank equity capital | $72,222,000 | 945 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,700,000 | 1,596 |
| Surplus | $47,691,000 | 681 |
| Undivided profits | $21,831,000 | 1,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,281,000 | 163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $521,000 | 312 |
| Income earned, not collected on loans | $8,596,000 | 477 |
| Earning assets | $695,655,000 | 880 |
| Long-term assets (5+ years) | $52,302,000 | 1,871 |
| Average Assets, year-to-date | $745,698,500 | 874 |
| Average Assets, quarterly | $751,927,000 | 885 |
| Volatile liabilities | $125,465,000 | 1,129 |
| Insider loans | $18,947,000 | 324 |
| FHLB advances | $90,600,000 | 507 |
| Loans and leases held for sale | $919,000 | 916 |
| Unused loan commitments | $81,130,000 | 1,252 |
| Tier 1 (core) risk-based capital | $58,926,000 | 1,071 |
| Tier 2 risk-based capital | $7,433,000 | 741 |
| Total risk weighted assets | $608,782,000 | 816 |
| Total unused commitments | $81,130,000 | 1,253 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 202 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $742,521,000 | 904 |
| Cash and due from depository institutions | $23,612,000 | 823 |
| Interest-bearing balances | $41,000 | 5,523 |
| Securities | $79,775,000 | 1,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $590,527,000 | 789 |
| Loan loss allowance | $8,003,000 | 678 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,789,000 | 1,033 |
| Other real estate owned | $3,876,000 | 823 |
| Goodwill and other intangibles | $13,463,000 | 559 |
| All other assets | $19,479,000 | 985 |
| Life insurance assets | $4,477,000 | 1,301 |
| Total liabilities and capital | $742,521,000 | 904 |
| Total liabilities | $671,196,000 | 898 |
| Total deposits | $567,865,000 | 914 |
| Interest-bearing deposits | $513,525,000 | 866 |
| Deposits held in domestic offices | $567,865,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,560,000 | 1,294 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $87,600,000 | 549 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,171,000 | 862 |
| Total equity capital | $71,325,000 | 956 |
| Total bank equity capital | $71,325,000 | 956 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,700,000 | 1,589 |
| Surplus | $47,691,000 | 697 |
| Undivided profits | $20,934,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,314,000 | 169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $574,000 | 296 |
| Income earned, not collected on loans | $6,639,000 | 593 |
| Earning assets | $670,343,000 | 918 |
| Long-term assets (5+ years) | $52,786,000 | 1,828 |
| Average Assets, year-to-date | $740,487,000 | 890 |
| Average Assets, quarterly | $741,528,500 | 900 |
| Volatile liabilities | $120,925,000 | 1,167 |
| Insider loans | $18,441,000 | 337 |
| FHLB advances | $87,600,000 | 486 |
| Loans and leases held for sale | $1,342,000 | 875 |
| Unused loan commitments | $85,303,000 | 1,218 |
| Tier 1 (core) risk-based capital | $58,601,000 | 1,082 |
| Tier 2 risk-based capital | $7,286,000 | 761 |
| Total risk weighted assets | $582,151,000 | 855 |
| Total unused commitments | $85,303,000 | 1,218 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 205 | 797 |
| Assets and Liabilities | ||
| Total Assets: | $740,536,000 | 897 |
| Cash and due from depository institutions | $16,386,000 | 797 |
| Interest-bearing balances | $48,000 | 5,484 |
| Securities | $77,967,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $4,665,000 | 3,476 |
| Net loans & leases | $592,494,000 | 765 |
| Loan loss allowance | $8,119,000 | 646 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,466,000 | 1,050 |
| Other real estate owned | $4,940,000 | 797 |
| Goodwill and other intangibles | $13,503,000 | 551 |
| All other assets | $19,115,000 | 961 |
| Life insurance assets | $4,437,000 | 1,293 |
| Total liabilities and capital | $740,536,000 | 897 |
| Total liabilities | $670,711,000 | 885 |
| Total deposits | $566,454,000 | 913 |
| Interest-bearing deposits | $513,664,000 | 864 |
| Deposits held in domestic offices | $566,454,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $96,600,000 | 491 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,657,000 | 839 |
| Total equity capital | $69,825,000 | 958 |
| Total bank equity capital | $69,825,000 | 958 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,700,000 | 1,575 |
| Surplus | $47,691,000 | 670 |
| Undivided profits | $19,434,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,431,000 | 137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 994 |
| Income earned, not collected on loans | $6,232,000 | 604 |
| Earning assets | $675,174,000 | 902 |
| Long-term assets (5+ years) | $50,489,000 | 1,857 |
| Average Assets, year-to-date | $739,470,000 | 886 |
| Average Assets, quarterly | $739,470,000 | 886 |
| Volatile liabilities | $104,626,000 | 1,303 |
| Insider loans | $17,864,000 | 337 |
| FHLB advances | $96,600,000 | 437 |
| Loans and leases held for sale | $1,245,000 | 896 |
| Unused loan commitments | $86,680,000 | 1,200 |
| Tier 1 (core) risk-based capital | $56,763,000 | 1,094 |
| Tier 2 risk-based capital | $7,303,000 | 743 |
| Total risk weighted assets | $583,391,000 | 822 |
| Total unused commitments | $86,680,000 | 1,201 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 205 | 789 |
| Assets and Liabilities | ||
| Total Assets: | $738,404,000 | 893 |
| Cash and due from depository institutions | $20,750,000 | 789 |
| Interest-bearing balances | $78,000 | 5,104 |
| Securities | $76,729,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $592,950,000 | 757 |
| Loan loss allowance | $7,927,000 | 653 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,100,000 | 1,048 |
| Other real estate owned | $4,262,000 | 789 |
| Goodwill and other intangibles | $13,541,000 | 537 |
| All other assets | $19,072,000 | 971 |
| Life insurance assets | $4,399,000 | 1,282 |
| Total liabilities and capital | $738,404,000 | 893 |
| Total liabilities | $669,694,000 | 882 |
| Total deposits | $563,232,000 | 905 |
| Interest-bearing deposits | $496,370,000 | 871 |
| Deposits held in domestic offices | $563,232,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $465,000 | 2,949 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $99,100,000 | 503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,897,000 | 892 |
| Total equity capital | $68,710,000 | 953 |
| Total bank equity capital | $68,710,000 | 953 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,700,000 | 1,568 |
| Surplus | $47,691,000 | 656 |
| Undivided profits | $18,319,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,900,000 | 111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 850 |
| Income earned, not collected on loans | $6,587,000 | 580 |
| Earning assets | $669,757,000 | 897 |
| Long-term assets (5+ years) | $47,843,000 | 1,915 |
| Average Assets, year-to-date | $699,518,600 | 908 |
| Average Assets, quarterly | $725,502,000 | 902 |
| Volatile liabilities | $101,789,000 | 1,475 |
| Insider loans | $14,684,000 | 440 |
| FHLB advances | $99,100,000 | 447 |
| Loans and leases held for sale | $580,000 | 1,154 |
| Unused loan commitments | $90,289,000 | 1,119 |
| Tier 1 (core) risk-based capital | $55,697,000 | 1,099 |
| Tier 2 risk-based capital | $7,278,000 | 739 |
| Total risk weighted assets | $581,567,000 | 810 |
| Total unused commitments | $90,289,000 | 1,119 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 205 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $712,600,000 | 920 |
| Cash and due from depository institutions | $14,765,000 | 806 |
| Interest-bearing balances | $83,000 | 5,077 |
| Securities | $77,362,000 | 1,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $572,169,000 | 785 |
| Loan loss allowance | $8,003,000 | 654 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,222,000 | 1,138 |
| Other real estate owned | $3,782,000 | 806 |
| Goodwill and other intangibles | $13,583,000 | 536 |
| All other assets | $20,717,000 | 901 |
| Life insurance assets | $4,360,000 | 1,256 |
| Total liabilities and capital | $712,600,000 | 920 |
| Total liabilities | $644,353,000 | 915 |
| Total deposits | $526,612,000 | 953 |
| Interest-bearing deposits | $478,582,000 | 900 |
| Deposits held in domestic offices | $526,612,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,005,000 | 1,264 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $103,100,000 | 512 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,636,000 | 1,009 |
| Total equity capital | $68,247,000 | 961 |
| Total bank equity capital | $68,247,000 | 961 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,700,000 | 1,559 |
| Surplus | $47,691,000 | 653 |
| Undivided profits | $17,856,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,149,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 800 |
| Income earned, not collected on loans | $7,042,000 | 542 |
| Earning assets | $649,614,000 | 923 |
| Long-term assets (5+ years) | $47,814,000 | 1,900 |
| Average Assets, year-to-date | $689,797,250 | 930 |
| Average Assets, quarterly | $703,704,500 | 926 |
| Volatile liabilities | $94,640,000 | 1,563 |
| Insider loans | $9,262,000 | 721 |
| FHLB advances | $103,100,000 | 454 |
| Loans and leases held for sale | $1,366,000 | 809 |
| Unused loan commitments | $82,714,000 | 1,224 |
| Tier 1 (core) risk-based capital | $55,231,000 | 1,106 |
| Tier 2 risk-based capital | $7,026,000 | 761 |
| Total risk weighted assets | $561,109,000 | 840 |
| Total unused commitments | $82,714,000 | 1,225 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 203 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $694,809,000 | 936 |
| Cash and due from depository institutions | $14,951,000 | 815 |
| Interest-bearing balances | $90,000 | 5,067 |
| Securities | $73,105,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $560,125,000 | 786 |
| Loan loss allowance | $7,913,000 | 648 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,298,000 | 1,117 |
| Other real estate owned | $3,411,000 | 815 |
| Goodwill and other intangibles | $13,624,000 | 526 |
| All other assets | $19,295,000 | 962 |
| Life insurance assets | $4,321,000 | 1,243 |
| Total liabilities and capital | $694,809,000 | 936 |
| Total liabilities | $627,725,000 | 930 |
| Total deposits | $514,185,000 | 956 |
| Interest-bearing deposits | $465,148,000 | 905 |
| Deposits held in domestic offices | $514,185,000 | 955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,670,000 | 987 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $94,100,000 | 562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,770,000 | 1,080 |
| Total equity capital | $67,084,000 | 942 |
| Total bank equity capital | $67,084,000 | 942 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,700,000 | 1,552 |
| Surplus | $47,691,000 | 643 |
| Undivided profits | $16,693,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,738,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 738 |
| Income earned, not collected on loans | $5,596,000 | 606 |
| Earning assets | $633,320,000 | 929 |
| Long-term assets (5+ years) | $45,555,000 | 1,938 |
| Average Assets, year-to-date | $682,196,330 | 941 |
| Average Assets, quarterly | $680,913,500 | 947 |
| Volatile liabilities | $86,529,000 | 1,683 |
| Insider loans | $9,415,000 | 711 |
| FHLB advances | $94,100,000 | 499 |
| Loans and leases held for sale | $982,000 | 935 |
| Unused loan commitments | $83,618,000 | 1,201 |
| Tier 1 (core) risk-based capital | $54,724,000 | 1,090 |
| Tier 2 risk-based capital | $6,872,000 | 763 |
| Total risk weighted assets | $548,739,000 | 848 |
| Total unused commitments | $83,618,000 | 1,202 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 196 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $667,018,000 | 954 |
| Cash and due from depository institutions | $14,749,000 | 825 |
| Interest-bearing balances | $94,000 | 5,147 |
| Securities | $75,421,000 | 1,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $531,540,000 | 808 |
| Loan loss allowance | $8,027,000 | 631 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,540,000 | 1,064 |
| Other real estate owned | $3,808,000 | 825 |
| Goodwill and other intangibles | $13,674,000 | 504 |
| All other assets | $17,286,000 | 1,034 |
| Life insurance assets | $4,285,000 | 1,219 |
| Total liabilities and capital | $667,018,000 | 954 |
| Total liabilities | $600,200,000 | 951 |
| Total deposits | $508,070,000 | 962 |
| Interest-bearing deposits | $460,788,000 | 899 |
| Deposits held in domestic offices | $508,070,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,590,000 | 1,688 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $82,100,000 | 602 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,440,000 | 980 |
| Total equity capital | $66,818,000 | 935 |
| Total bank equity capital | $66,818,000 | 935 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,700,000 | 1,539 |
| Surplus | $47,691,000 | 620 |
| Undivided profits | $16,427,000 | 1,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,752,000 | 141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 973 |
| Income earned, not collected on loans | $5,032,000 | 645 |
| Earning assets | $607,055,000 | 952 |
| Long-term assets (5+ years) | $50,347,000 | 1,775 |
| Average Assets, year-to-date | $675,890,000 | 939 |
| Average Assets, quarterly | $675,890,000 | 939 |
| Volatile liabilities | $75,044,000 | 1,792 |
| Insider loans | $11,466,000 | 579 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,205,000 | 773 |
| Unused loan commitments | $93,288,000 | 1,086 |
| Tier 1 (core) risk-based capital | $54,020,000 | 1,085 |
| Tier 2 risk-based capital | $6,525,000 | 777 |
| Total risk weighted assets | $520,519,000 | 868 |
| Total unused commitments | $93,288,000 | 1,086 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 75 | 2,326 |
| Assets and Liabilities | ||
| Total Assets: | $309,968,000 | 1,999 |
| Cash and due from depository institutions | $8,372,000 | 2,326 |
| Interest-bearing balances | $33,000 | 5,902 |
| Securities | $25,148,000 | 4,033 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,171 |
| Net loans & leases | $256,825,000 | 1,685 |
| Loan loss allowance | $3,760,000 | 1,315 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,341,000 | 4,023 |
| Other real estate owned | $2,057,000 | 2,326 |
| Goodwill and other intangibles | $4,437,000 | 884 |
| All other assets | $10,088,000 | 1,660 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $309,968,000 | 1,999 |
| Total liabilities | $282,237,000 | 1,985 |
| Total deposits | $231,758,000 | 2,176 |
| Interest-bearing deposits | $201,773,000 | 2,106 |
| Deposits held in domestic offices | $231,758,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,745,000 | 835 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,100,000 | 1,340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,634,000 | 1,713 |
| Total equity capital | $27,731,000 | 2,253 |
| Total bank equity capital | $27,731,000 | 2,253 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,120,000 | 2,696 |
| Surplus | $14,804,000 | 1,628 |
| Undivided profits | $11,807,000 | 2,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,802,000 | 226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 987 |
| Income earned, not collected on loans | $3,172,000 | 1,040 |
| Earning assets | $282,706,000 | 2,012 |
| Long-term assets (5+ years) | $19,542,000 | 3,341 |
| Average Assets, year-to-date | $286,322,000 | 2,057 |
| Average Assets, quarterly | $299,567,500 | 2,050 |
| Volatile liabilities | $44,048,000 | 2,687 |
| Insider loans | $5,692,000 | 1,181 |
| FHLB advances | $30,100,000 | 1,240 |
| Loans and leases held for sale | $156,000 | 1,515 |
| Unused loan commitments | $45,211,000 | 1,925 |
| Tier 1 (core) risk-based capital | $23,405,000 | 2,518 |
| Tier 2 risk-based capital | $3,332,000 | 1,459 |
| Total risk weighted assets | $266,105,000 | 1,710 |
| Total unused commitments | $45,211,000 | 1,925 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 77 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $289,167,000 | 2,104 |
| Cash and due from depository institutions | $9,821,000 | 2,247 |
| Interest-bearing balances | $40,000 | 5,831 |
| Securities | $23,515,000 | 4,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $237,209,000 | 1,763 |
| Loan loss allowance | $3,732,000 | 1,319 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,356,000 | 3,966 |
| Other real estate owned | $1,959,000 | 2,247 |
| Goodwill and other intangibles | $4,453,000 | 852 |
| All other assets | $9,854,000 | 1,648 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $289,167,000 | 2,104 |
| Total liabilities | $261,707,000 | 2,086 |
| Total deposits | $222,872,000 | 2,212 |
| Interest-bearing deposits | $193,607,000 | 2,144 |
| Deposits held in domestic offices | $222,872,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,385,000 | 1,450 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,100,000 | 1,324 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,350,000 | 1,836 |
| Total equity capital | $27,460,000 | 2,242 |
| Total bank equity capital | $27,460,000 | 2,242 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,120,000 | 2,677 |
| Surplus | $14,804,000 | 1,583 |
| Undivided profits | $11,536,000 | 2,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,284,000 | 266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 986 |
| Income earned, not collected on loans | $3,222,000 | 957 |
| Earning assets | $260,764,000 | 2,137 |
| Long-term assets (5+ years) | $18,569,000 | 3,467 |
| Average Assets, year-to-date | $280,410,500 | 2,082 |
| Average Assets, quarterly | $286,528,000 | 2,093 |
| Volatile liabilities | $29,329,000 | 3,452 |
| Insider loans | $5,613,000 | 1,147 |
| FHLB advances | $30,100,000 | 1,224 |
| Loans and leases held for sale | $206,000 | 1,534 |
| Unused loan commitments | $39,109,000 | 2,090 |
| Tier 1 (core) risk-based capital | $23,077,000 | 2,516 |
| Tier 2 risk-based capital | $3,074,000 | 1,558 |
| Total risk weighted assets | $245,238,000 | 1,775 |
| Total unused commitments | $39,109,000 | 2,092 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $283,889,000 | 2,090 |
| Cash and due from depository institutions | $7,232,000 | 2,428 |
| Interest-bearing balances | $30,000 | 5,966 |
| Securities | $22,709,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 2,999 |
| Net loans & leases | $233,928,000 | 1,755 |
| Loan loss allowance | $3,689,000 | 1,312 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,381,000 | 3,897 |
| Other real estate owned | $1,354,000 | 2,428 |
| Goodwill and other intangibles | $4,470,000 | 843 |
| All other assets | $8,965,000 | 1,734 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $283,889,000 | 2,090 |
| Total liabilities | $256,672,000 | 2,076 |
| Total deposits | $210,035,000 | 2,280 |
| Interest-bearing deposits | $181,538,000 | 2,244 |
| Deposits held in domestic offices | $210,035,000 | 2,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,595,000 | 969 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,950,000 | 1,310 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,092,000 | 1,899 |
| Total equity capital | $27,217,000 | 2,210 |
| Total bank equity capital | $27,217,000 | 2,210 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,120,000 | 2,654 |
| Surplus | $14,804,000 | 1,548 |
| Undivided profits | $11,293,000 | 2,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,725,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,343,000 | 1,248 |
| Earning assets | $259,517,000 | 2,111 |
| Long-term assets (5+ years) | $14,975,000 | 3,918 |
| Average Assets, year-to-date | $277,491,670 | 2,095 |
| Average Assets, quarterly | $279,253,000 | 2,102 |
| Volatile liabilities | $30,806,000 | 3,220 |
| Insider loans | $6,823,000 | 909 |
| FHLB advances | $30,950,000 | 1,221 |
| Loans and leases held for sale | $32,000 | 1,799 |
| Unused loan commitments | $38,532,000 | 2,058 |
| Tier 1 (core) risk-based capital | $22,807,000 | 2,488 |
| Tier 2 risk-based capital | $3,013,000 | 1,557 |
| Total risk weighted assets | $240,420,000 | 1,773 |
| Total unused commitments | $38,532,000 | 2,058 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 72 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $274,617,000 | 2,147 |
| Cash and due from depository institutions | $6,662,000 | 2,381 |
| Interest-bearing balances | $37,000 | 5,893 |
| Securities | $23,058,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $1,685,000 | 4,323 |
| Net loans & leases | $226,678,000 | 1,762 |
| Loan loss allowance | $3,631,000 | 1,322 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,421,000 | 3,845 |
| Other real estate owned | $1,245,000 | 2,381 |
| Goodwill and other intangibles | $4,486,000 | 835 |
| All other assets | $8,382,000 | 1,814 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $274,617,000 | 2,147 |
| Total liabilities | $247,850,000 | 2,136 |
| Total deposits | $214,079,000 | 2,230 |
| Interest-bearing deposits | $184,487,000 | 2,192 |
| Deposits held in domestic offices | $214,079,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,950,000 | 1,268 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,821,000 | 1,477 |
| Total equity capital | $26,767,000 | 2,183 |
| Total bank equity capital | $26,767,000 | 2,183 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,120,000 | 2,667 |
| Surplus | $14,804,000 | 1,512 |
| Undivided profits | $10,843,000 | 2,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,495,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,041 |
| Income earned, not collected on loans | $2,336,000 | 1,199 |
| Earning assets | $251,458,000 | 2,148 |
| Long-term assets (5+ years) | $12,398,000 | 4,347 |
| Average Assets, year-to-date | $274,293,000 | 2,125 |
| Average Assets, quarterly | $274,293,000 | 2,125 |
| Volatile liabilities | $19,089,000 | 4,278 |
| Insider loans | $9,680,000 | 593 |
| FHLB advances | $30,950,000 | 1,180 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,575,000 | 1,917 |
| Tier 1 (core) risk-based capital | $22,411,000 | 2,490 |
| Tier 2 risk-based capital | $2,927,000 | 1,569 |
| Total risk weighted assets | $233,461,000 | 1,775 |
| Total unused commitments | $41,575,000 | 1,920 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $273,969,000 | 2,120 |
| Cash and due from depository institutions | $8,731,000 | 2,361 |
| Interest-bearing balances | $40,000 | 5,877 |
| Securities | $22,750,000 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $2,030,000 | 3,880 |
| Net loans & leases | $224,102,000 | 1,758 |
| Loan loss allowance | $3,436,000 | 1,390 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,414,000 | 3,830 |
| Other real estate owned | $1,551,000 | 2,361 |
| Goodwill and other intangibles | $4,503,000 | 825 |
| All other assets | $7,888,000 | 1,881 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $273,969,000 | 2,120 |
| Total liabilities | $247,614,000 | 2,120 |
| Total deposits | $214,590,000 | 2,191 |
| Interest-bearing deposits | $181,377,000 | 2,200 |
| Deposits held in domestic offices | $214,590,000 | 2,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,950,000 | 1,283 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,074,000 | 1,875 |
| Total equity capital | $26,355,000 | 2,218 |
| Total bank equity capital | $26,355,000 | 2,218 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,120,000 | 2,658 |
| Surplus | $14,804,000 | 1,500 |
| Undivided profits | $10,431,000 | 2,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,374,000 | 219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 999 |
| Income earned, not collected on loans | $2,537,000 | 1,077 |
| Earning assets | $248,922,000 | 2,152 |
| Long-term assets (5+ years) | $10,855,000 | 4,663 |
| Average Assets, year-to-date | $263,041,800 | 2,117 |
| Average Assets, quarterly | $269,460,500 | 2,139 |
| Volatile liabilities | $20,920,000 | 4,021 |
| Insider loans | $9,269,000 | 620 |
| FHLB advances | $30,950,000 | 1,189 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $38,315,000 | 1,954 |
| Tier 1 (core) risk-based capital | $21,901,000 | 2,500 |
| Tier 2 risk-based capital | $2,909,000 | 1,565 |
| Total risk weighted assets | $231,393,000 | 1,772 |
| Total unused commitments | $38,315,000 | 1,955 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 74 | 2,308 |
| Assets and Liabilities | ||
| Total Assets: | $264,952,000 | 2,172 |
| Cash and due from depository institutions | $7,696,000 | 2,308 |
| Interest-bearing balances | $44,000 | 5,867 |
| Securities | $20,933,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $219,441,000 | 1,748 |
| Loan loss allowance | $3,314,000 | 1,432 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,480,000 | 3,718 |
| Other real estate owned | $1,630,000 | 2,308 |
| Goodwill and other intangibles | $4,524,000 | 800 |
| All other assets | $8,248,000 | 1,758 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $264,952,000 | 2,172 |
| Total liabilities | $238,757,000 | 2,163 |
| Total deposits | $208,892,000 | 2,226 |
| Interest-bearing deposits | $178,663,000 | 2,206 |
| Deposits held in domestic offices | $208,892,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,005,000 | 2,013 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $24,950,000 | 1,487 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,910,000 | 1,988 |
| Total equity capital | $26,195,000 | 2,218 |
| Total bank equity capital | $26,195,000 | 2,218 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,120,000 | 2,657 |
| Surplus | $14,804,000 | 1,470 |
| Undivided profits | $10,271,000 | 2,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,250,000 | 268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,050 |
| Income earned, not collected on loans | $2,899,000 | 953 |
| Earning assets | $240,418,000 | 2,197 |
| Long-term assets (5+ years) | $10,185,000 | 4,882 |
| Average Assets, year-to-date | $260,310,000 | 2,138 |
| Average Assets, quarterly | $263,593,500 | 2,155 |
| Volatile liabilities | $22,337,000 | 3,835 |
| Insider loans | $8,946,000 | 627 |
| FHLB advances | $24,950,000 | 1,385 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,216,000 | 2,098 |
| Tier 1 (core) risk-based capital | $21,624,000 | 2,507 |
| Tier 2 risk-based capital | $2,872,000 | 1,555 |
| Total risk weighted assets | $229,301,000 | 1,753 |
| Total unused commitments | $34,216,000 | 2,103 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 77 | 2,229 |
| Assets and Liabilities | ||
| Total Assets: | $262,235,000 | 2,163 |
| Cash and due from depository institutions | $7,138,000 | 2,229 |
| Interest-bearing balances | $31,000 | 6,084 |
| Securities | $20,967,000 | 4,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $218,324,000 | 1,735 |
| Loan loss allowance | $3,229,000 | 1,449 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,537,000 | 3,619 |
| Other real estate owned | $1,345,000 | 2,229 |
| Goodwill and other intangibles | $4,546,000 | 782 |
| All other assets | $7,378,000 | 1,937 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $262,235,000 | 2,163 |
| Total liabilities | $236,291,000 | 2,165 |
| Total deposits | $204,043,000 | 2,258 |
| Interest-bearing deposits | $178,643,000 | 2,182 |
| Deposits held in domestic offices | $204,043,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,420,000 | 1,182 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,943,000 | 1,635 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,885,000 | 1,846 |
| Total equity capital | $25,944,000 | 2,139 |
| Total bank equity capital | $25,944,000 | 2,139 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,120,000 | 2,666 |
| Surplus | $14,804,000 | 1,420 |
| Undivided profits | $10,020,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,614,000 | 255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $329,000 | 466 |
| Income earned, not collected on loans | $2,340,000 | 1,117 |
| Earning assets | $239,322,000 | 2,179 |
| Long-term assets (5+ years) | $10,267,000 | 4,992 |
| Average Assets, year-to-date | $258,762,670 | 2,151 |
| Average Assets, quarterly | $260,602,500 | 2,154 |
| Volatile liabilities | $29,159,000 | 3,100 |
| Insider loans | $8,317,000 | 664 |
| FHLB advances | $20,943,000 | 1,535 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $32,945,000 | 2,134 |
| Tier 1 (core) risk-based capital | $21,307,000 | 2,486 |
| Tier 2 risk-based capital | $2,842,000 | 1,545 |
| Total risk weighted assets | $226,978,000 | 1,734 |
| Total unused commitments | $32,945,000 | 2,139 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $258,970,000 | 2,166 |
| Cash and due from depository institutions | $6,870,000 | 2,385 |
| Interest-bearing balances | $40,000 | 6,053 |
| Securities | $25,274,000 | 4,127 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,035 |
| Net loans & leases | $203,859,000 | 1,790 |
| Loan loss allowance | $3,083,000 | 1,502 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,563,000 | 3,561 |
| Other real estate owned | $1,464,000 | 2,385 |
| Goodwill and other intangibles | $4,575,000 | 762 |
| All other assets | $7,065,000 | 1,889 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $258,970,000 | 2,166 |
| Total liabilities | $233,033,000 | 2,165 |
| Total deposits | $209,593,000 | 2,165 |
| Interest-bearing deposits | $180,292,000 | 2,145 |
| Deposits held in domestic offices | $209,593,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,962,000 | 1,558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,478,000 | 1,664 |
| Total equity capital | $25,937,000 | 2,183 |
| Total bank equity capital | $25,937,000 | 2,183 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,120,000 | 2,660 |
| Surplus | $14,804,000 | 1,399 |
| Undivided profits | $10,013,000 | 3,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,955,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $474,000 | 380 |
| Income earned, not collected on loans | $2,469,000 | 1,051 |
| Earning assets | $236,473,000 | 2,189 |
| Long-term assets (5+ years) | $12,066,000 | 4,609 |
| Average Assets, year-to-date | $257,026,500 | 2,164 |
| Average Assets, quarterly | $257,026,500 | 2,164 |
| Volatile liabilities | $14,408,000 | 4,753 |
| Insider loans | $7,584,000 | 719 |
| FHLB advances | $20,962,000 | 1,455 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $40,095,000 | 1,790 |
| Tier 1 (core) risk-based capital | $21,096,000 | 2,481 |
| Tier 2 risk-based capital | $2,690,000 | 1,617 |
| Total risk weighted assets | $215,186,000 | 1,785 |
| Total unused commitments | $40,095,000 | 1,796 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 74 | 2,328 |
| Assets and Liabilities | ||
| Total Assets: | $255,083,000 | 2,192 |
| Cash and due from depository institutions | $9,292,000 | 2,328 |
| Interest-bearing balances | $32,000 | 6,138 |
| Securities | $27,887,000 | 3,914 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 3,678 |
| Net loans & leases | $199,833,000 | 1,804 |
| Loan loss allowance | $2,979,000 | 1,540 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,495,000 | 3,623 |
| Other real estate owned | $1,477,000 | 2,328 |
| Goodwill and other intangibles | $4,605,000 | 754 |
| All other assets | $7,069,000 | 1,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,083,000 | 2,192 |
| Total liabilities | $229,454,000 | 2,196 |
| Total deposits | $208,965,000 | 2,163 |
| Interest-bearing deposits | $178,036,000 | 2,173 |
| Deposits held in domestic offices | $208,965,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,536,000 | 1,710 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,953,000 | 1,893 |
| Total equity capital | $25,629,000 | 2,164 |
| Total bank equity capital | $25,629,000 | 2,164 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,120,000 | 2,681 |
| Surplus | $14,804,000 | 1,369 |
| Undivided profits | $9,705,000 | 3,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,088,000 | 325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $492,000 | 358 |
| Income earned, not collected on loans | $2,912,000 | 915 |
| Earning assets | $230,177,000 | 2,237 |
| Long-term assets (5+ years) | $13,096,000 | 4,485 |
| Average Assets, year-to-date | $256,777,600 | 2,099 |
| Average Assets, quarterly | $255,067,500 | 2,177 |
| Volatile liabilities | $15,704,000 | 4,512 |
| Insider loans | $7,549,000 | 706 |
| FHLB advances | $18,536,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $38,737,000 | 1,796 |
| Tier 1 (core) risk-based capital | $20,704,000 | 2,483 |
| Tier 2 risk-based capital | $2,619,000 | 1,643 |
| Total risk weighted assets | $209,177,000 | 1,812 |
| Total unused commitments | $38,737,000 | 1,799 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $255,052,000 | 2,200 |
| Cash and due from depository institutions | $7,904,000 | 2,453 |
| Interest-bearing balances | $52,000 | 5,910 |
| Securities | $28,557,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $202,539,000 | 1,757 |
| Loan loss allowance | $2,989,000 | 1,545 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,468,000 | 3,640 |
| Other real estate owned | $1,234,000 | 2,453 |
| Goodwill and other intangibles | $4,640,000 | 743 |
| All other assets | $7,710,000 | 1,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,052,000 | 2,200 |
| Total liabilities | $229,704,000 | 2,186 |
| Total deposits | $205,624,000 | 2,204 |
| Interest-bearing deposits | $179,213,000 | 2,171 |
| Deposits held in domestic offices | $205,624,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,650,000 | 1,749 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,567,000 | 1,666 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,863,000 | 2,027 |
| Total equity capital | $25,348,000 | 2,185 |
| Total bank equity capital | $25,348,000 | 2,185 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,120,000 | 2,699 |
| Surplus | $14,804,000 | 1,363 |
| Undivided profits | $9,424,000 | 3,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,616,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $502,000 | 372 |
| Income earned, not collected on loans | $3,200,000 | 839 |
| Earning assets | $231,148,000 | 2,224 |
| Long-term assets (5+ years) | $14,064,000 | 4,367 |
| Average Assets, year-to-date | $257,201,250 | 2,114 |
| Average Assets, quarterly | $255,163,500 | 2,177 |
| Volatile liabilities | $18,546,000 | 4,057 |
| Insider loans | $6,146,000 | 858 |
| FHLB advances | $18,567,000 | 1,546 |
| Loans and leases held for sale | $480,000 | 1,448 |
| Unused loan commitments | $30,661,000 | 2,133 |
| Tier 1 (core) risk-based capital | $20,284,000 | 2,542 |
| Tier 2 risk-based capital | $2,699,000 | 1,590 |
| Total risk weighted assets | $214,889,000 | 1,754 |
| Total unused commitments | $30,661,000 | 2,138 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 69 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $255,275,000 | 2,162 |
| Cash and due from depository institutions | $8,235,000 | 2,541 |
| Interest-bearing balances | $44,000 | 6,068 |
| Securities | $36,214,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $195,702,000 | 1,783 |
| Loan loss allowance | $2,871,000 | 1,581 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,280,000 | 3,816 |
| Other real estate owned | $1,263,000 | 2,541 |
| Goodwill and other intangibles | $4,676,000 | 711 |
| All other assets | $6,905,000 | 1,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,275,000 | 2,162 |
| Total liabilities | $229,911,000 | 2,152 |
| Total deposits | $209,755,000 | 2,142 |
| Interest-bearing deposits | $185,952,000 | 2,056 |
| Deposits held in domestic offices | $209,755,000 | 2,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 2,019 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,897,000 | 1,797 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,034,000 | 1,993 |
| Total equity capital | $25,364,000 | 2,174 |
| Total bank equity capital | $25,364,000 | 2,174 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,120,000 | 2,700 |
| Surplus | $14,804,000 | 1,334 |
| Undivided profits | $9,440,000 | 3,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,736,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $511,000 | 391 |
| Income earned, not collected on loans | $2,715,000 | 989 |
| Earning assets | $231,960,000 | 2,193 |
| Long-term assets (5+ years) | $14,291,000 | 4,194 |
| Average Assets, year-to-date | $257,917,670 | 2,098 |
| Average Assets, quarterly | $256,617,000 | 2,130 |
| Volatile liabilities | $22,281,000 | 3,549 |
| Insider loans | $6,718,000 | 765 |
| FHLB advances | $15,897,000 | 1,675 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,881,000 | 2,817 |
| Tier 1 (core) risk-based capital | $20,051,000 | 2,521 |
| Tier 2 risk-based capital | $2,654,000 | 1,578 |
| Total risk weighted assets | $212,069,000 | 1,749 |
| Total unused commitments | $19,881,000 | 2,825 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $186,191,000 | 2,875 |
| Cash and due from depository institutions | $8,206,000 | 3,595 |
| Interest-bearing balances | $1,060,000 | 3,131 |
| Securities | $38,100,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $132,769,000 | 2,531 |
| Loan loss allowance | $2,240,000 | 1,946 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $987,000 | 5,899 |
| Other real estate owned | $388,000 | 3,595 |
| Goodwill and other intangibles | $551,000 | 1,896 |
| All other assets | $5,190,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,191,000 | 2,875 |
| Total liabilities | $169,547,000 | 2,844 |
| Total deposits | $154,828,000 | 2,834 |
| Interest-bearing deposits | $136,642,000 | 2,779 |
| Deposits held in domestic offices | $154,828,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 2,857 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,000,000 | 1,968 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,494,000 | 2,530 |
| Total equity capital | $16,644,000 | 3,147 |
| Total bank equity capital | $16,644,000 | 3,147 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,120,000 | 2,712 |
| Surplus | $4,880,000 | 3,307 |
| Undivided profits | $10,644,000 | 2,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,634,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $539,000 | 368 |
| Income earned, not collected on loans | $1,913,000 | 1,526 |
| Earning assets | $171,929,000 | 2,848 |
| Long-term assets (5+ years) | $11,592,000 | 4,582 |
| Average Assets, year-to-date | $185,721,500 | 2,840 |
| Average Assets, quarterly | $185,721,500 | 2,840 |
| Volatile liabilities | $12,145,000 | 5,148 |
| Insider loans | $7,366,000 | 686 |
| FHLB advances | $13,000,000 | 1,843 |
| Loans and leases held for sale | $445,000 | 1,611 |
| Unused loan commitments | $19,478,000 | 2,761 |
| Tier 1 (core) risk-based capital | $15,530,000 | 3,145 |
| Tier 2 risk-based capital | $1,827,000 | 2,165 |
| Total risk weighted assets | $145,751,000 | 2,422 |
| Total unused commitments | $19,478,000 | 2,773 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $185,252,000 | 2,836 |
| Cash and due from depository institutions | $8,139,000 | 3,462 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $38,822,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $4,175,000 | 3,192 |
| Net loans & leases | $127,237,000 | 2,609 |
| Loan loss allowance | $2,162,000 | 1,975 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $926,000 | 6,018 |
| Other real estate owned | $289,000 | 3,462 |
| Goodwill and other intangibles | $559,000 | 1,876 |
| All other assets | $5,105,000 | 2,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,252,000 | 2,836 |
| Total liabilities | $168,766,000 | 2,811 |
| Total deposits | $152,204,000 | 2,811 |
| Interest-bearing deposits | $132,668,000 | 2,787 |
| Deposits held in domestic offices | $152,204,000 | 2,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,500,000 | 1,792 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,062,000 | 3,247 |
| Total equity capital | $16,486,000 | 3,127 |
| Total bank equity capital | $16,486,000 | 3,127 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,120,000 | 2,713 |
| Surplus | $4,880,000 | 3,269 |
| Undivided profits | $10,486,000 | 2,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,441,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $532,000 | 350 |
| Income earned, not collected on loans | $1,933,000 | 1,574 |
| Earning assets | $170,276,000 | 2,822 |
| Long-term assets (5+ years) | $11,430,000 | 4,552 |
| Average Assets, year-to-date | $183,850,400 | 2,738 |
| Average Assets, quarterly | $183,694,000 | 2,831 |
| Volatile liabilities | $14,766,000 | 4,552 |
| Insider loans | $8,691,000 | 552 |
| FHLB advances | $15,500,000 | 1,658 |
| Loans and leases held for sale | $156,000 | 1,793 |
| Unused loan commitments | $18,502,000 | 2,768 |
| Tier 1 (core) risk-based capital | $15,387,000 | 3,128 |
| Tier 2 risk-based capital | $1,829,000 | 2,135 |
| Total risk weighted assets | $145,228,000 | 2,403 |
| Total unused commitments | $18,502,000 | 2,775 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $186,347,000 | 2,706 |
| Cash and due from depository institutions | $7,168,000 | 2,829 |
| Interest-bearing balances | $69,000 | 5,517 |
| Securities | $23,023,000 | 4,098 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 6,482 |
| Net loans & leases | $148,521,000 | 2,186 |
| Loan loss allowance | $1,682,000 | 2,334 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,147,000 | 5,563 |
| Other real estate owned | $138,000 | 2,829 |
| Goodwill and other intangibles | $592,000 | 1,769 |
| All other assets | $5,278,000 | 2,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,347,000 | 2,706 |
| Total liabilities | $170,687,000 | 2,665 |
| Total deposits | $149,452,000 | 2,725 |
| Interest-bearing deposits | $132,730,000 | 2,662 |
| Deposits held in domestic offices | $149,452,000 | 2,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,754 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,500,000 | 1,577 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,135,000 | 3,149 |
| Total equity capital | $15,660,000 | 3,059 |
| Total bank equity capital | $15,660,000 | 3,059 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,120,000 | 2,758 |
| Surplus | $4,880,000 | 3,183 |
| Undivided profits | $9,660,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,077,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $563,000 | 337 |
| Income earned, not collected on loans | $2,153,000 | 1,506 |
| Earning assets | $172,093,000 | 2,683 |
| Long-term assets (5+ years) | $11,536,000 | 4,482 |
| Average Assets, year-to-date | $184,256,600 | 2,626 |
| Average Assets, quarterly | $186,670,500 | 2,676 |
| Volatile liabilities | $17,088,000 | 4,100 |
| Insider loans | $9,151,000 | 480 |
| FHLB advances | $16,500,000 | 1,453 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,120,000 | 2,787 |
| Tier 1 (core) risk-based capital | $14,724,000 | 3,118 |
| Tier 2 risk-based capital | $1,682,000 | 2,161 |
| Total risk weighted assets | $158,382,000 | 2,111 |
| Total unused commitments | $17,120,000 | 2,798 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 63 | 2,715 |
| Assets and Liabilities | ||
| Total Assets: | $180,061,000 | 2,680 |
| Cash and due from depository institutions | $6,455,000 | 2,715 |
| Interest-bearing balances | $39,000 | 5,541 |
| Securities | $24,278,000 | 4,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $142,459,000 | 2,211 |
| Loan loss allowance | $1,346,000 | 2,682 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,314,000 | 5,218 |
| Other real estate owned | $423,000 | 2,715 |
| Goodwill and other intangibles | $693,000 | 1,656 |
| All other assets | $4,439,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,061,000 | 2,680 |
| Total liabilities | $164,334,000 | 2,640 |
| Total deposits | $151,466,000 | 2,584 |
| Interest-bearing deposits | $134,185,000 | 2,508 |
| Deposits held in domestic offices | $151,466,000 | 2,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,165,000 | 2,663 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,500,000 | 1,978 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,203,000 | 3,100 |
| Total equity capital | $15,727,000 | 2,955 |
| Total bank equity capital | $15,727,000 | 2,955 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,120,000 | 2,835 |
| Surplus | $4,880,000 | 3,103 |
| Undivided profits | $9,727,000 | 2,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 584 |
| Income earned, not collected on loans | $2,374,000 | 1,039 |
| Earning assets | $166,776,000 | 2,653 |
| Long-term assets (5+ years) | $14,389,000 | 3,844 |
| Average Assets, year-to-date | $170,602,400 | 2,679 |
| Average Assets, quarterly | $176,045,000 | 2,691 |
| Volatile liabilities | $24,979,000 | 3,088 |
| Insider loans | $9,761,000 | 443 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $57,000 | 1,383 |
| Unused loan commitments | $20,513,000 | 2,288 |
| Tier 1 (core) risk-based capital | $15,012,000 | 2,973 |
| Tier 2 risk-based capital | $1,346,000 | 2,521 |
| Total risk weighted assets | $156,924,400 | 2,043 |
| Total unused commitments | $20,513,000 | 2,294 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $165,325,000 | 2,832 |
| Cash and due from depository institutions | $6,504,000 | 2,792 |
| Interest-bearing balances | $14,000 | 6,204 |
| Securities | $23,224,000 | 4,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $128,988,000 | 2,328 |
| Loan loss allowance | $1,549,000 | 2,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,522,000 | 4,817 |
| Other real estate owned | $0 | 2,792 |
| Goodwill and other intangibles | $794,000 | 1,614 |
| All other assets | $4,293,000 | 2,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,325,000 | 2,832 |
| Total liabilities | $150,167,000 | 2,821 |
| Total deposits | $145,390,000 | 2,623 |
| Interest-bearing deposits | $128,271,000 | 2,558 |
| Deposits held in domestic offices | $145,390,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,675,000 | 2,231 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,102,000 | 3,026 |
| Total equity capital | $15,158,000 | 2,919 |
| Total bank equity capital | $15,158,000 | 2,919 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,120,000 | 2,897 |
| Surplus | $4,880,000 | 3,070 |
| Undivided profits | $9,158,000 | 2,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,267,000 | 1,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 728 |
| Income earned, not collected on loans | $2,254,000 | 931 |
| Earning assets | $152,226,000 | 2,797 |
| Long-term assets (5+ years) | $10,421,000 | 4,770 |
| Average Assets, year-to-date | $169,311,400 | 2,665 |
| Average Assets, quarterly | $168,980,500 | 2,742 |
| Volatile liabilities | $18,341,000 | 3,686 |
| Insider loans | $9,217,000 | 471 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,444,000 | 2,820 |
| Tier 1 (core) risk-based capital | $14,575,000 | 2,997 |
| Tier 2 risk-based capital | $1,551,000 | 2,124 |
| Total risk weighted assets | $142,322,500 | 2,155 |
| Total unused commitments | $15,444,000 | 2,827 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 64 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $169,769,000 | 2,715 |
| Cash and due from depository institutions | $6,285,000 | 2,782 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $28,381,000 | 3,808 |
| Federal funds sold & reverse repurchase agreements | $6,270,000 | 2,771 |
| Net loans & leases | $122,397,000 | 2,275 |
| Loan loss allowance | $1,120,000 | 3,028 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,664,000 | 4,476 |
| Other real estate owned | $12,000 | 2,782 |
| Goodwill and other intangibles | $895,000 | 1,501 |
| All other assets | $3,865,000 | 1,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,769,000 | 2,715 |
| Total liabilities | $154,357,000 | 2,691 |
| Total deposits | $149,892,000 | 2,555 |
| Interest-bearing deposits | $132,259,000 | 2,459 |
| Deposits held in domestic offices | $149,892,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,465,000 | 2,556 |
| Total equity capital | $15,412,000 | 2,915 |
| Total bank equity capital | $15,412,000 | 2,915 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,120,000 | 2,895 |
| Surplus | $4,880,000 | 2,927 |
| Undivided profits | $9,412,000 | 2,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $185,000 | 662 |
| Income earned, not collected on loans | $2,053,000 | 1,007 |
| Earning assets | $157,048,000 | 2,696 |
| Long-term assets (5+ years) | $10,325,000 | 4,641 |
| Average Assets, year-to-date | $166,992,800 | 2,582 |
| Average Assets, quarterly | $168,079,500 | 2,688 |
| Volatile liabilities | $19,199,000 | 3,100 |
| Insider loans | $8,063,000 | 500 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $112,000 | 1,562 |
| Unused loan commitments | $14,526,000 | 2,852 |
| Tier 1 (core) risk-based capital | $14,456,000 | 2,957 |
| Tier 2 risk-based capital | $1,120,000 | 2,762 |
| Total risk weighted assets | $140,329,000 | 2,027 |
| Total unused commitments | $14,526,000 | 2,859 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $167,794,000 | 2,668 |
| Cash and due from depository institutions | $8,145,000 | 2,879 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $28,027,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $3,430,000 | 3,611 |
| Net loans & leases | $121,807,000 | 2,288 |
| Loan loss allowance | $1,062,000 | 3,195 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,749,000 | 4,240 |
| Other real estate owned | $12,000 | 2,879 |
| Goodwill and other intangibles | $999,000 | 1,350 |
| All other assets | $3,625,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,794,000 | 2,668 |
| Total liabilities | $151,773,000 | 2,663 |
| Total deposits | $147,497,000 | 2,522 |
| Interest-bearing deposits | $129,997,000 | 2,482 |
| Deposits held in domestic offices | $147,497,000 | 2,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,276,000 | 2,919 |
| Total equity capital | $16,021,000 | 2,760 |
| Total bank equity capital | $16,021,000 | 2,760 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,120,000 | 2,962 |
| Surplus | $4,880,000 | 2,845 |
| Undivided profits | $10,021,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 548 |
| Income earned, not collected on loans | $2,072,000 | 1,051 |
| Earning assets | $153,264,000 | 2,675 |
| Long-term assets (5+ years) | $6,102,000 | 5,519 |
| Average Assets, year-to-date | $161,746,800 | 2,643 |
| Average Assets, quarterly | $164,996,000 | 2,666 |
| Volatile liabilities | $16,774,000 | 3,452 |
| Insider loans | $7,876,000 | 499 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $184,000 | 1,334 |
| Unused loan commitments | $10,704,000 | 3,299 |
| Tier 1 (core) risk-based capital | $14,979,000 | 2,834 |
| Tier 2 risk-based capital | $1,062,000 | 2,770 |
| Total risk weighted assets | $133,537,300 | 2,093 |
| Total unused commitments | $10,704,000 | 3,301 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $156,875,000 | 2,924 |
| Cash and due from depository institutions | $6,028,000 | 3,105 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $36,352,000 | 3,331 |
| Federal funds sold & reverse repurchase agreements | $2,985,000 | 3,893 |
| Net loans & leases | $105,657,000 | 2,648 |
| Loan loss allowance | $956,000 | 3,651 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,434,000 | 4,842 |
| Other real estate owned | $12,000 | 3,105 |
| Goodwill and other intangibles | $1,111,000 | 1,223 |
| All other assets | $3,296,000 | 2,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,875,000 | 2,924 |
| Total liabilities | $142,075,000 | 2,914 |
| Total deposits | $140,851,000 | 2,729 |
| Interest-bearing deposits | $125,630,000 | 2,636 |
| Deposits held in domestic offices | $140,851,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,224,000 | 3,016 |
| Total equity capital | $14,800,000 | 2,995 |
| Total bank equity capital | $14,800,000 | 2,995 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,120,000 | 3,168 |
| Surplus | $4,880,000 | 2,918 |
| Undivided profits | $8,800,000 | 2,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $529,000 | 276 |
| Income earned, not collected on loans | $1,580,000 | 1,360 |
| Earning assets | $144,994,000 | 2,911 |
| Long-term assets (5+ years) | $8,685,000 | 4,548 |
| Average Assets, year-to-date | $153,717,400 | 2,852 |
| Average Assets, quarterly | $158,659,500 | 2,852 |
| Volatile liabilities | $12,925,000 | 4,053 |
| Insider loans | $7,993,000 | 532 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,025,000 | 3,170 |
| Tier 1 (core) risk-based capital | $13,699,000 | 3,148 |
| Tier 2 risk-based capital | $956,000 | 3,105 |
| Total risk weighted assets | $116,503,800 | 2,415 |
| Total unused commitments | $11,025,000 | 3,186 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $148,865,000 | 3,082 |
| Cash and due from depository institutions | $5,806,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $35,686,000 | 3,545 |
| Federal funds sold & reverse repurchase agreements | $10,682,000 | 1,325 |
| Net loans & leases | $90,112,000 | 2,974 |
| Loan loss allowance | $929,000 | 3,768 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,481,000 | 4,696 |
| Other real estate owned | $27,000 | 3,045 |
| Goodwill and other intangibles | $1,233,000 | 1,079 |
| All other assets | $3,838,000 | 2,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,865,000 | 3,082 |
| Total liabilities | $135,293,000 | 3,062 |
| Total deposits | $134,182,000 | 2,885 |
| Interest-bearing deposits | $119,777,000 | 2,802 |
| Deposits held in domestic offices | $134,182,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,111,000 | 3,327 |
| Total equity capital | $13,572,000 | 3,245 |
| Total bank equity capital | $13,572,000 | 3,245 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,120,000 | 3,297 |
| Surplus | $4,880,000 | 2,922 |
| Undivided profits | $7,572,000 | 3,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 7,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,549 |
| Income earned, not collected on loans | $1,634,000 | 1,363 |
| Earning assets | $136,480,000 | 3,076 |
| Long-term assets (5+ years) | $4,949,000 | 5,821 |
| Average Assets, year-to-date | $144,346,800 | 3,040 |
| Average Assets, quarterly | $145,747,500 | 3,102 |
| Volatile liabilities | $8,059,000 | 5,272 |
| Insider loans | $5,814,000 | 769 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,227,000 | 3,229 |
| Tier 1 (core) risk-based capital | $12,295,000 | 3,452 |
| Tier 2 risk-based capital | $929,000 | 3,113 |
| Total risk weighted assets | $99,074,000 | 2,746 |
| Total unused commitments | $10,227,000 | 3,244 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $142,790,000 | 3,154 |
| Cash and due from depository institutions | $6,844,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $43,477,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,958,000 | 3,020 |
| Loan loss allowance | $881,000 | 4,020 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,531,000 | 4,540 |
| Other real estate owned | $0 | 3,011 |
| Goodwill and other intangibles | $1,391,000 | 933 |
| All other assets | $3,589,000 | 2,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,790,000 | 3,154 |
| Total liabilities | $129,484,000 | 3,145 |
| Total deposits | $123,468,000 | 3,076 |
| Interest-bearing deposits | $109,552,000 | 2,987 |
| Deposits held in domestic offices | $123,468,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,700,000 | 1,858 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $448,000 | 3,851 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $868,000 | 3,409 |
| Total equity capital | $13,306,000 | 3,070 |
| Total bank equity capital | $13,306,000 | 3,070 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,120,000 | 3,422 |
| Surplus | $4,880,000 | 2,833 |
| Undivided profits | $7,306,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,262,000 | 1,549 |
| Earning assets | $129,435,000 | 3,169 |
| Long-term assets (5+ years) | $5,221,000 | 5,879 |
| Average Assets, year-to-date | $137,748,000 | 3,177 |
| Average Assets, quarterly | $140,835,000 | 3,162 |
| Volatile liabilities | $11,177,000 | 4,010 |
| Insider loans | $5,472,000 | 780 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,959,000 | 3,137 |
| Tier 1 (core) risk-based capital | $11,995,000 | 3,433 |
| Tier 2 risk-based capital | $881,000 | 3,256 |
| Total risk weighted assets | $91,101,300 | 2,894 |
| Total unused commitments | $9,959,000 | 3,147 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $135,468,000 | 3,371 |
| Cash and due from depository institutions | $7,020,000 | 3,334 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,227,000 | 3,450 |
| Federal funds sold & reverse repurchase agreements | $5,575,000 | 2,500 |
| Net loans & leases | $77,907,000 | 3,241 |
| Loan loss allowance | $833,000 | 4,334 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,205,000 | 5,457 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,534,000 | 2,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,468,000 | 3,371 |
| Total liabilities | $122,906,000 | 3,372 |
| Total deposits | $122,071,000 | 3,219 |
| Interest-bearing deposits | $107,493,000 | 3,164 |
| Deposits held in domestic offices | $122,071,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $835,000 | 3,594 |
| Total equity capital | $12,562,000 | 3,236 |
| Total bank equity capital | $12,562,000 | 3,236 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,120,000 | 3,524 |
| Surplus | $4,880,000 | 2,771 |
| Undivided profits | $6,562,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 7,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,195,000 | 1,440 |
| Earning assets | $123,709,000 | 3,376 |
| Long-term assets (5+ years) | $8,863,000 | 4,719 |
| Average Assets, year-to-date | $128,294,600 | 3,449 |
| Average Assets, quarterly | $132,185,500 | 3,422 |
| Volatile liabilities | $5,269,000 | 6,335 |
| Insider loans | $4,120,000 | 1,000 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,873,000 | 4,007 |
| Tier 1 (core) risk-based capital | $12,562,000 | 3,161 |
| Tier 2 risk-based capital | $833,000 | 3,414 |
| Total risk weighted assets | $85,649,700 | 3,012 |
| Total unused commitments | $6,873,000 | 4,031 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $125,421,000 | 3,695 |
| Cash and due from depository institutions | $5,144,000 | 3,158 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,023,000 | 3,535 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,458 |
| Net loans & leases | $69,621,000 | 3,679 |
| Loan loss allowance | $820,000 | 4,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,334,000 | 5,108 |
| Other real estate owned | $20,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,529,000 | 2,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,421,000 | 3,695 |
| Total liabilities | $114,489,000 | 3,707 |
| Total deposits | $113,854,000 | 3,563 |
| Interest-bearing deposits | $101,454,000 | 3,484 |
| Deposits held in domestic offices | $113,854,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $635,000 | 4,805 |
| Total equity capital | $10,932,000 | 3,530 |
| Total bank equity capital | $10,932,000 | 3,530 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,120,000 | 3,684 |
| Surplus | $4,880,000 | 2,663 |
| Undivided profits | $4,932,000 | 4,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 3,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,210,000 | 1,590 |
| Earning assets | $115,394,000 | 3,669 |
| Long-term assets (5+ years) | $7,097,000 | 5,390 |
| Average Assets, year-to-date | $120,226,600 | 3,759 |
| Average Assets, quarterly | $122,967,500 | 3,735 |
| Volatile liabilities | $7,584,000 | 4,982 |
| Insider loans | $287,000 | 3,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,788,000 | 3,468 |
| Tier 1 (core) risk-based capital | $10,932,000 | 3,474 |
| Tier 2 risk-based capital | $820,000 | 3,449 |
| Total risk weighted assets | $81,223,300 | 3,217 |
| Total unused commitments | $7,788,000 | 3,488 |
| Derivatives | $0 | 651 |