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Midwest Regional Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$17,389,000	808
Total interest expense	$9,640,000	590
Net interest income	$7,749,000	1,100
Provision for loan and lease losses	$900,000	420
Total noninterest income	$1,468,000	1,036
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$30,000	3,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,438,000	762
Total noninterest expense	$6,491,000	1,035
Salaries and employee benefits	$3,867,000	989
Premises and equipment expense	$759,000	905
Additional noninterest expense	$1,438,000	762
Pre-tax net operating income	$1,826,000	1,544
Securities gains (losses)	$0	665
Applicable income taxes	$366,000	1,214
Income before extraordinary items	$1,460,000	1,606
Extraordinary gains, net	$0	47
Net income	$1,460,000	1,624
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,460,000	1,606
Net charge-offs	$308,000	515
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$73,000	325
Net operating income	$1,460,000	1,618
2024-12-31 (YTD Data)		Rank
Total interest income	$73,031,000	765
Total interest expense	$42,271,000	577
Net interest income	$30,760,000	1,049
Provision for loan and lease losses	$2,335,000	560
Total noninterest income	$9,756,000	775
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$145,000	3,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,611,000	588
Total noninterest expense	$25,600,000	1,025
Salaries and employee benefits	$15,116,000	989
Premises and equipment expense	$2,874,000	912
Additional noninterest expense	$9,611,000	588
Pre-tax net operating income	$12,581,000	972
Securities gains (losses)	$-130,000	4,039
Applicable income taxes	$2,907,000	751
Income before extraordinary items	$9,544,000	1,051
Extraordinary gains, net	$0	53
Net income	$9,544,000	1,061
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,544,000	1,051
Net charge-offs	$2,387,000	440
Cash dividends	$2,400,000	1,464
Sale, conversion, retirement of capital stock, net	$383,000	332
Net operating income	$9,646,700	1,052
2024-09-30 (YTD Data)		Rank
Total interest income	$54,482,000	756
Total interest expense	$31,637,000	573
Net interest income	$22,845,000	1,049
Provision for loan and lease losses	$1,935,000	502
Total noninterest income	$7,673,000	747
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$116,000	2,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,557,000	565
Total noninterest expense	$19,434,000	999
Salaries and employee benefits	$11,392,000	974
Premises and equipment expense	$2,145,000	916
Additional noninterest expense	$7,557,000	565
Pre-tax net operating income	$9,149,000	985
Securities gains (losses)	$-130,000	4,211
Applicable income taxes	$2,133,000	756
Income before extraordinary items	$6,886,000	1,073
Extraordinary gains, net	$0	51
Net income	$6,886,000	1,088
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,886,000	1,075
Net charge-offs	$1,350,000	459
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$288,000	312
Net operating income	$6,988,700	1,070
2024-06-30 (YTD Data)		Rank
Total interest income	$35,241,000	772
Total interest expense	$20,685,000	574
Net interest income	$14,556,000	1,078
Provision for loan and lease losses	$885,000	586
Total noninterest income	$5,363,000	715
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$80,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,283,000	533
Total noninterest expense	$13,363,000	985
Salaries and employee benefits	$7,554,000	983
Premises and equipment expense	$1,486,000	889
Additional noninterest expense	$5,283,000	533
Pre-tax net operating income	$5,671,000	1,035
Securities gains (losses)	$-130,000	4,266
Applicable income taxes	$1,294,000	795
Income before extraordinary items	$4,247,000	1,130
Extraordinary gains, net	$0	52
Net income	$4,247,000	1,147
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,247,000	1,132
Net charge-offs	$1,092,000	394
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$191,000	306
Net operating income	$4,349,700	1,108
2024-03-31 (YTD Data)		Rank
Total interest income	$16,957,000	794
Total interest expense	$10,190,000	580
Net interest income	$6,767,000	1,135
Provision for loan and lease losses	$585,000	451
Total noninterest income	$2,020,000	858
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$44,000	2,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,976,000	641
Total noninterest expense	$6,513,000	1,009
Salaries and employee benefits	$3,866,000	970
Premises and equipment expense	$791,000	858
Additional noninterest expense	$1,976,000	641
Pre-tax net operating income	$1,689,000	1,450
Securities gains (losses)	$-130,000	4,388
Applicable income taxes	$343,000	1,165
Income before extraordinary items	$1,216,000	1,660
Extraordinary gains, net	$0	51
Net income	$1,216,000	1,680
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,216,000	1,660
Net charge-offs	$700,000	311
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$96,000	236
Net operating income	$1,318,700	1,559
2023-12-31 (YTD Data)		Rank
Total interest income	$58,807,000	814
Total interest expense	$30,400,000	581
Net interest income	$28,407,000	1,098
Provision for loan and lease losses	$350,000	1,544
Total noninterest income	$8,053,000	871
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$208,000	2,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,845,000	643
Total noninterest expense	$24,051,000	1,040
Salaries and employee benefits	$14,945,000	959
Premises and equipment expense	$2,533,000	993
Additional noninterest expense	$7,845,000	643
Pre-tax net operating income	$12,059,000	1,005
Securities gains (losses)	$6,000	839
Applicable income taxes	$2,692,000	799
Income before extraordinary items	$9,373,000	1,064
Extraordinary gains, net	$0	54
Net income	$9,373,000	1,076
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,373,000	1,067
Net charge-offs	$3,118,000	312
Cash dividends	$7,000,000	622
Sale, conversion, retirement of capital stock, net	$494,000	267
Net operating income	$9,368,260	1,088
2023-09-30 (YTD Data)		Rank
Total interest income	$42,287,000	827
Total interest expense	$21,343,000	576
Net interest income	$20,944,000	1,117
Provision for loan and lease losses	$0	3,085
Total noninterest income	$5,990,000	881
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$163,000	2,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,827,000	655
Total noninterest expense	$18,194,000	1,037
Salaries and employee benefits	$11,356,000	958
Premises and equipment expense	$1,924,000	989
Additional noninterest expense	$5,827,000	655
Pre-tax net operating income	$8,740,000	1,075
Securities gains (losses)	$32,000	344
Applicable income taxes	$1,990,000	832
Income before extraordinary items	$6,782,000	1,137
Extraordinary gains, net	$0	52
Net income	$6,782,000	1,143
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,782,000	1,137
Net charge-offs	$3,039,000	236
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$393,000	247
Net operating income	$6,756,720	1,161
2023-06-30 (YTD Data)		Rank
Total interest income	$27,058,000	831
Total interest expense	$13,620,000	529
Net interest income	$13,438,000	1,151
Provision for loan and lease losses	$0	2,940
Total noninterest income	$4,004,000	842
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$118,000	2,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,886,000	630
Total noninterest expense	$12,223,000	1,024
Salaries and employee benefits	$7,642,000	950
Premises and equipment expense	$1,271,000	983
Additional noninterest expense	$3,886,000	630
Pre-tax net operating income	$5,219,000	1,169
Securities gains (losses)	$32,000	351
Applicable income taxes	$1,221,000	885
Income before extraordinary items	$4,030,000	1,242
Extraordinary gains, net	$0	51
Net income	$4,030,000	1,253
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,030,000	1,242
Net charge-offs	$2,735,000	189
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$262,000	239
Net operating income	$4,004,720	1,263
2023-03-31 (YTD Data)		Rank
Total interest income	$13,068,000	849
Total interest expense	$6,737,000	486
Net interest income	$6,331,000	1,211
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,924,000	859
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$65,000	2,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,859,000	641
Total noninterest expense	$6,237,000	1,023
Salaries and employee benefits	$3,896,000	956
Premises and equipment expense	$668,000	976
Additional noninterest expense	$1,859,000	641
Pre-tax net operating income	$2,018,000	1,463
Securities gains (losses)	$0	950
Applicable income taxes	$494,000	1,053
Income before extraordinary items	$1,524,000	1,583
Extraordinary gains, net	$0	4
Net income	$1,524,000	1,583
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,524,000	1,583
Net charge-offs	$411,000	313
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$131,000	219
Net operating income	$1,524,000	1,601
2022-12-31 (YTD Data)		Rank
Total interest income	$37,036,000	952
Total interest expense	$10,169,000	448
Net interest income	$26,867,000	1,133
Provision for loan and lease losses	$300,000	1,513
Total noninterest income	$5,565,000	1,130
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$251,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,314,000	865
Total noninterest expense	$22,692,000	1,074
Salaries and employee benefits	$13,597,000	1,035
Premises and equipment expense	$3,036,000	849
Additional noninterest expense	$5,314,000	865
Pre-tax net operating income	$9,440,000	1,324
Securities gains (losses)	$-27,000	3,631
Applicable income taxes	$2,198,000	1,002
Income before extraordinary items	$7,215,000	1,410
Extraordinary gains, net	$0	5
Net income	$7,215,000	1,410
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,215,000	1,410
Net charge-offs	$1,105,000	396
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$163,000	425
Net operating income	$7,236,330	1,428
2022-09-30 (YTD Data)		Rank
Total interest income	$25,442,000	979
Total interest expense	$5,221,000	447
Net interest income	$20,221,000	1,117
Provision for loan and lease losses	$1,100,000	580
Total noninterest income	$4,238,000	1,127
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$185,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,053,000	883
Total noninterest expense	$16,820,000	1,083
Salaries and employee benefits	$10,352,000	1,030
Premises and equipment expense	$2,305,000	841
Additional noninterest expense	$4,053,000	883
Pre-tax net operating income	$6,539,000	1,393
Securities gains (losses)	$-27,000	3,997
Applicable income taxes	$1,542,000	1,046
Income before extraordinary items	$4,970,000	1,496
Extraordinary gains, net	$0	4
Net income	$4,970,000	1,496
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,970,000	1,496
Net charge-offs	$907,000	321
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$140,000	375
Net operating income	$4,991,330	1,522
2022-06-30 (YTD Data)		Rank
Total interest income	$15,800,000	1,010
Total interest expense	$2,824,000	433
Net interest income	$12,976,000	1,120
Provision for loan and lease losses	$1,100,000	398
Total noninterest income	$2,677,000	1,150
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$126,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,551,000	922
Total noninterest expense	$11,075,000	1,081
Salaries and employee benefits	$6,856,000	1,026
Premises and equipment expense	$1,487,000	861
Additional noninterest expense	$2,732,000	1,253
Pre-tax net operating income	$3,478,000	1,560
Securities gains (losses)	$-27,000	4,141
Applicable income taxes	$861,000	1,112
Income before extraordinary items	$2,590,000	1,683
Extraordinary gains, net	$0	4
Net income	$2,590,000	1,681
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,590,000	1,683
Net charge-offs	$1,072,000	229
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$93,000	370
Net operating income	$2,611,330	1,710
2022-03-31 (YTD Data)		Rank
Total interest income	$7,787,000	994
Total interest expense	$1,298,000	432
Net interest income	$6,489,000	1,090
Provision for loan and lease losses	$825,000	232
Total noninterest income	$1,720,000	974
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$63,000	2,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,657,000	783
Total noninterest expense	$5,639,000	1,063
Salaries and employee benefits	$3,450,000	1,034
Premises and equipment expense	$770,000	833
Additional noninterest expense	$1,419,000	1,192
Pre-tax net operating income	$1,745,000	1,478
Securities gains (losses)	$0	623
Applicable income taxes	$454,000	1,029
Income before extraordinary items	$1,291,000	1,613
Extraordinary gains, net	$0	4
Net income	$1,291,000	1,612
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,291,000	1,613
Net charge-offs	$998,000	158
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$46,000	336
Net operating income	$1,291,000	1,634
2021-12-31 (YTD Data)		Rank
Total interest income	$33,468,000	959
Total interest expense	$6,201,000	441
Net interest income	$27,267,000	1,056
Provision for loan and lease losses	$4,727,000	119
Total noninterest income	$12,858,000	702
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$239,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,619,000	573
Total noninterest expense	$22,545,000	1,065
Salaries and employee benefits	$13,895,000	1,006
Premises and equipment expense	$2,845,000	905
Additional noninterest expense	$5,805,000	1,163
Pre-tax net operating income	$12,853,000	1,061
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,690,000	914
Income before extraordinary items	$10,163,000	1,139
Extraordinary gains, net	$0	10
Net income	$10,163,000	1,139
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,163,000	1,139
Net charge-offs	$1,950,000	295
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$188,000	412
Net operating income	$10,163,000	1,120
2021-09-30 (YTD Data)		Rank
Total interest income	$25,406,000	968
Total interest expense	$4,880,000	442
Net interest income	$20,526,000	1,074
Provision for loan and lease losses	$3,488,000	113
Total noninterest income	$9,975,000	706
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$169,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,806,000	583
Total noninterest expense	$16,557,000	1,094
Salaries and employee benefits	$10,583,000	997
Premises and equipment expense	$2,141,000	914
Additional noninterest expense	$3,833,000	1,301
Pre-tax net operating income	$10,456,000	1,039
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,175,000	924
Income before extraordinary items	$8,281,000	1,103
Extraordinary gains, net	$0	8
Net income	$8,281,000	1,104
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,281,000	1,104
Net charge-offs	$2,195,000	229
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$140,000	380
Net operating income	$8,281,000	1,090
2021-06-30 (YTD Data)		Rank
Total interest income	$16,632,000	968
Total interest expense	$3,361,000	453
Net interest income	$13,271,000	1,084
Provision for loan and lease losses	$2,143,000	135
Total noninterest income	$6,526,000	718
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$111,000	2,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,415,000	595
Total noninterest expense	$11,175,000	1,074
Salaries and employee benefits	$7,009,000	992
Premises and equipment expense	$1,426,000	913
Additional noninterest expense	$2,740,000	1,214
Pre-tax net operating income	$6,479,000	1,087
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,364,000	949
Income before extraordinary items	$5,115,000	1,154
Extraordinary gains, net	$0	6
Net income	$5,115,000	1,155
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,115,000	1,155
Net charge-offs	$1,017,000	267
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$94,000	361
Net operating income	$5,115,000	1,143
2021-03-31 (YTD Data)		Rank
Total interest income	$8,234,000	968
Total interest expense	$1,760,000	463
Net interest income	$6,474,000	1,101
Provision for loan and lease losses	$1,098,000	170
Total noninterest income	$3,142,000	729
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$55,000	2,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,087,000	611
Total noninterest expense	$5,400,000	1,091
Salaries and employee benefits	$3,431,000	1,011
Premises and equipment expense	$731,000	910
Additional noninterest expense	$1,238,000	1,301
Pre-tax net operating income	$3,118,000	1,112
Securities gains (losses)	$0	1,392
Applicable income taxes	$707,000	912
Income before extraordinary items	$2,411,000	1,225
Extraordinary gains, net	$0	3
Net income	$2,411,000	1,225
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,411,000	1,225
Net charge-offs	$736,000	212
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$47,000	329
Net operating income	$2,411,000	1,190
2020-12-31 (YTD Data)		Rank
Total interest income	$32,013,000	1,001
Total interest expense	$10,877,000	467
Net interest income	$21,136,000	1,226
Provision for loan and lease losses	$5,977,000	501
Total noninterest income	$13,025,000	680
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$212,000	2,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,813,000	548
Total noninterest expense	$21,479,000	1,054
Salaries and employee benefits	$13,254,000	995
Premises and equipment expense	$2,624,000	950
Additional noninterest expense	$5,601,000	1,156
Pre-tax net operating income	$6,705,000	1,422
Securities gains (losses)	$46,000	1,761
Applicable income taxes	$1,016,000	1,416
Income before extraordinary items	$5,735,000	1,474
Extraordinary gains, net	$0	4
Net income	$5,735,000	1,473
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,735,000	1,474
Net charge-offs	$3,425,000	289
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$187,000	382
Net operating income	$5,695,900	1,438
2020-09-30 (YTD Data)		Rank
Total interest income	$23,019,000	1,033
Total interest expense	$8,854,000	469
Net interest income	$14,165,000	1,346
Provision for loan and lease losses	$3,225,000	674
Total noninterest income	$9,578,000	664
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$157,000	2,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,421,000	533
Total noninterest expense	$14,371,000	1,133
Salaries and employee benefits	$8,724,000	1,082
Premises and equipment expense	$2,059,000	905
Additional noninterest expense	$3,588,000	1,307
Pre-tax net operating income	$6,147,000	1,193
Securities gains (losses)	$33,000	1,722
Applicable income taxes	$1,294,000	991
Income before extraordinary items	$4,886,000	1,305
Extraordinary gains, net	$0	4
Net income	$4,886,000	1,305
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,886,000	1,305
Net charge-offs	$1,094,000	481
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$140,000	359
Net operating income	$4,859,930	1,267
2020-06-30 (YTD Data)		Rank
Total interest income	$15,186,000	1,054
Total interest expense	$6,307,000	476
Net interest income	$8,879,000	1,416
Provision for loan and lease losses	$2,475,000	631
Total noninterest income	$3,138,000	1,003
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$108,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,030,000	810
Total noninterest expense	$8,704,000	1,204
Salaries and employee benefits	$4,978,000	1,236
Premises and equipment expense	$1,322,000	934
Additional noninterest expense	$2,404,000	1,288
Pre-tax net operating income	$838,000	3,166
Securities gains (losses)	$33,000	1,488
Applicable income taxes	$186,000	2,115
Income before extraordinary items	$685,000	3,308
Extraordinary gains, net	$0	4
Net income	$685,000	3,307
Minority interest net income	$0	65
Net income of bank and minority interests.	$685,000	3,308
Net charge-offs	$1,160,000	359
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$93,000	335
Net operating income	$658,930	3,310
2020-03-31 (YTD Data)		Rank
Total interest income	$7,822,000	1,034
Total interest expense	$3,377,000	498
Net interest income	$4,445,000	1,382
Provision for loan and lease losses	$2,025,000	397
Total noninterest income	$1,914,000	836
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$59,000	2,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,855,000	642
Total noninterest expense	$5,168,000	1,074
Salaries and employee benefits	$3,236,000	1,005
Premises and equipment expense	$662,000	952
Additional noninterest expense	$1,270,000	1,252
Pre-tax net operating income	$-834,000	5,018
Securities gains (losses)	$16,000	1,188
Applicable income taxes	$-175,000	4,980
Income before extraordinary items	$-643,000	4,975
Extraordinary gains, net	$0	4
Net income	$-643,000	4,976
Minority interest net income	$0	56
Net income of bank and minority interests.	$-643,000	4,975
Net charge-offs	$1,009,000	241
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$47,000	324
Net operating income	$-655,640	5,003
2019-12-31 (YTD Data)		Rank
Total interest income	$31,169,000	1,053
Total interest expense	$12,634,000	559
Net interest income	$18,535,000	1,331
Provision for loan and lease losses	$4,667,000	276
Total noninterest income	$12,344,000	600
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$227,000	3,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,117,000	461
Total noninterest expense	$21,136,000	1,041
Salaries and employee benefits	$12,945,000	979
Premises and equipment expense	$3,067,000	832
Additional noninterest expense	$5,124,000	1,215
Pre-tax net operating income	$5,076,000	1,727
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,070,000	1,373
Income before extraordinary items	$4,006,000	1,885
Extraordinary gains, net	$0	11
Net income	$4,006,000	1,887
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,006,000	1,887
Net charge-offs	$3,818,000	256
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$187,000	403
Net operating income	$4,006,000	1,850
2019-09-30 (YTD Data)		Rank
Total interest income	$23,123,000	1,065
Total interest expense	$9,321,000	578
Net interest income	$13,802,000	1,346
Provision for loan and lease losses	$3,406,000	279
Total noninterest income	$9,425,000	585
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$160,000	3,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,265,000	454
Total noninterest expense	$15,746,000	1,044
Salaries and employee benefits	$9,589,000	990
Premises and equipment expense	$2,373,000	797
Additional noninterest expense	$3,784,000	1,232
Pre-tax net operating income	$4,075,000	1,705
Securities gains (losses)	$0	2,167
Applicable income taxes	$839,000	1,380
Income before extraordinary items	$3,236,000	1,827
Extraordinary gains, net	$0	11
Net income	$3,236,000	1,826
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,236,000	1,828
Net charge-offs	$2,003,000	309
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$140,000	369
Net operating income	$3,236,000	1,797
2019-06-30 (YTD Data)		Rank
Total interest income	$15,159,000	1,076
Total interest expense	$6,152,000	575
Net interest income	$9,007,000	1,365
Provision for loan and lease losses	$3,086,000	216
Total noninterest income	$6,115,000	597
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$122,000	2,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,993,000	457
Total noninterest expense	$10,625,000	1,034
Salaries and employee benefits	$6,462,000	971
Premises and equipment expense	$1,559,000	821
Additional noninterest expense	$2,604,000	1,215
Pre-tax net operating income	$1,411,000	2,614
Securities gains (losses)	$0	1,702
Applicable income taxes	$270,000	1,948
Income before extraordinary items	$1,141,000	2,746
Extraordinary gains, net	$0	11
Net income	$1,141,000	2,746
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,141,000	2,745
Net charge-offs	$2,084,000	226
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$93,000	357
Net operating income	$1,141,000	2,719
2019-03-31 (YTD Data)		Rank
Total interest income	$7,558,000	1,076
Total interest expense	$3,014,000	566
Net interest income	$4,544,000	1,362
Provision for loan and lease losses	$450,000	501
Total noninterest income	$2,305,000	693
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$57,000	3,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,248,000	522
Total noninterest expense	$5,233,000	1,045
Salaries and employee benefits	$3,098,000	1,007
Premises and equipment expense	$841,000	772
Additional noninterest expense	$1,294,000	1,208
Pre-tax net operating income	$1,166,000	1,846
Securities gains (losses)	$0	1,087
Applicable income taxes	$166,000	1,746
Income before extraordinary items	$1,000,000	1,871
Extraordinary gains, net	$0	5
Net income	$1,000,000	1,869
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,000,000	1,870
Net charge-offs	$37,000	1,372
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$46,000	327
Net operating income	$1,000,000	1,849
2018-12-31 (YTD Data)		Rank
Total interest income	$25,650,000	1,150
Total interest expense	$8,235,000	619
Net interest income	$17,415,000	1,398
Provision for loan and lease losses	$1,650,000	588
Total noninterest income	$8,073,000	797
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$263,000	2,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,810,000	610
Total noninterest expense	$18,810,000	1,115
Salaries and employee benefits	$11,711,000	1,027
Premises and equipment expense	$2,705,000	914
Additional noninterest expense	$4,394,000	1,390
Pre-tax net operating income	$5,028,000	1,775
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,159,000	1,252
Income before extraordinary items	$3,869,000	1,950
Extraordinary gains, net	$0	6
Net income	$3,869,000	1,949
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,869,000	1,949
Net charge-offs	$778,000	727
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$8,679,000	64
Net operating income	$3,869,000	1,941
2018-09-30 (YTD Data)		Rank
Total interest income	$18,526,000	1,180
Total interest expense	$5,636,000	635
Net interest income	$12,890,000	1,405
Provision for loan and lease losses	$1,350,000	513
Total noninterest income	$5,620,000	845
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$202,000	2,920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,418,000	645
Total noninterest expense	$13,922,000	1,125
Salaries and employee benefits	$8,666,000	1,043
Premises and equipment expense	$2,038,000	913
Additional noninterest expense	$3,218,000	1,428
Pre-tax net operating income	$3,238,000	2,015
Securities gains (losses)	$0	1,118
Applicable income taxes	$829,000	1,342
Income before extraordinary items	$2,409,000	2,229
Extraordinary gains, net	$0	5
Net income	$2,409,000	2,227
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,409,000	2,228
Net charge-offs	$879,000	482
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$2,632,000	122
Net operating income	$2,409,000	2,228
2018-06-30 (YTD Data)		Rank
Total interest income	$11,867,000	1,209
Total interest expense	$3,676,000	604
Net interest income	$8,191,000	1,466
Provision for loan and lease losses	$1,350,000	380
Total noninterest income	$3,618,000	864
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$123,000	3,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,495,000	660
Total noninterest expense	$8,985,000	1,163
Salaries and employee benefits	$5,645,000	1,070
Premises and equipment expense	$1,289,000	947
Additional noninterest expense	$2,051,000	1,476
Pre-tax net operating income	$1,474,000	2,544
Securities gains (losses)	$0	961
Applicable income taxes	$369,000	1,685
Income before extraordinary items	$1,105,000	2,806
Extraordinary gains, net	$0	6
Net income	$1,105,000	2,806
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,105,000	2,805
Net charge-offs	$893,000	352
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$1,081,000	127
Net operating income	$1,105,000	2,802
2018-03-31 (YTD Data)		Rank
Total interest income	$5,705,000	1,241
Total interest expense	$1,834,000	572
Net interest income	$3,871,000	1,541
Provision for loan and lease losses	$450,000	507
Total noninterest income	$1,192,000	1,127
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,131,000	846
Total noninterest expense	$4,303,000	1,200
Salaries and employee benefits	$2,670,000	1,133
Premises and equipment expense	$676,000	928
Additional noninterest expense	$957,000	1,571
Pre-tax net operating income	$310,000	3,815
Securities gains (losses)	$0	735
Applicable income taxes	$76,000	2,392
Income before extraordinary items	$234,000	4,009
Extraordinary gains, net	$0	7
Net income	$234,000	4,009
Minority interest net income	$0	52
Net income of bank and minority interests.	$234,000	4,009
Net charge-offs	$51,000	1,187
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$40,000	360
Net operating income	$234,000	4,011
2017-12-31 (YTD Data)		Rank
Total interest income	$21,379,000	1,278
Total interest expense	$6,185,000	568
Net interest income	$15,194,000	1,542
Provision for loan and lease losses	$1,200,000	775
Total noninterest income	$7,338,000	851
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$261,000	3,063
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,077,000	661
Total noninterest expense	$15,748,000	1,263
Salaries and employee benefits	$9,767,000	1,187
Premises and equipment expense	$2,227,000	1,061
Additional noninterest expense	$3,754,000	1,605
Pre-tax net operating income	$5,584,000	1,565
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,917,000	1,307
Income before extraordinary items	$3,667,000	1,723
Extraordinary gains, net	$0	9
Net income	$3,667,000	1,723
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,667,000	1,723
Net charge-offs	$816,000	805
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$1,162,000	208
Net operating income	$3,667,000	1,704
2017-09-30 (YTD Data)		Rank
Total interest income	$15,743,000	1,300
Total interest expense	$4,504,000	565
Net interest income	$11,239,000	1,559
Provision for loan and lease losses	$1,200,000	591
Total noninterest income	$5,417,000	876
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$194,000	3,102
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,223,000	672
Total noninterest expense	$11,962,000	1,265
Salaries and employee benefits	$7,212,000	1,204
Premises and equipment expense	$2,063,000	899
Additional noninterest expense	$2,687,000	1,664
Pre-tax net operating income	$3,494,000	1,833
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,404,000	1,173
Income before extraordinary items	$2,090,000	2,325
Extraordinary gains, net	$0	9
Net income	$2,090,000	2,324
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,090,000	2,325
Net charge-offs	$800,000	576
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$121,000	402
Net operating income	$2,090,000	2,301
2017-06-30 (YTD Data)		Rank
Total interest income	$10,333,000	1,312
Total interest expense	$2,964,000	553
Net interest income	$7,369,000	1,568
Provision for loan and lease losses	$600,000	735
Total noninterest income	$4,050,000	810
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$133,000	3,065
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,917,000	608
Total noninterest expense	$7,861,000	1,280
Salaries and employee benefits	$4,648,000	1,239
Premises and equipment expense	$1,418,000	876
Additional noninterest expense	$1,795,000	1,656
Pre-tax net operating income	$2,958,000	1,479
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,179,000	986
Income before extraordinary items	$1,779,000	1,870
Extraordinary gains, net	$0	11
Net income	$1,779,000	1,870
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,779,000	1,870
Net charge-offs	$63,000	1,826
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$81,000	375
Net operating income	$1,779,000	1,843
2017-03-31 (YTD Data)		Rank
Total interest income	$5,062,000	1,319
Total interest expense	$1,486,000	540
Net interest income	$3,576,000	1,610
Provision for loan and lease losses	$300,000	670
Total noninterest income	$1,559,000	960
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$66,000	3,076
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,493,000	731
Total noninterest expense	$3,897,000	1,300
Salaries and employee benefits	$2,206,000	1,308
Premises and equipment expense	$710,000	885
Additional noninterest expense	$981,000	1,530
Pre-tax net operating income	$938,000	2,045
Securities gains (losses)	$0	1,153
Applicable income taxes	$373,000	1,312
Income before extraordinary items	$565,000	2,564
Extraordinary gains, net	$0	8
Net income	$565,000	2,563
Minority interest net income	$0	55
Net income of bank and minority interests.	$565,000	2,564
Net charge-offs	$55,000	1,262
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$40,000	350
Net operating income	$565,000	2,547
2016-12-31 (YTD Data)		Rank
Total interest income	$18,470,000	1,380
Total interest expense	$4,277,000	689
Net interest income	$14,193,000	1,579
Provision for loan and lease losses	$1,363,000	699
Total noninterest income	$7,222,000	882
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$275,000	3,085
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,947,000	674
Total noninterest expense	$13,932,000	1,404
Salaries and employee benefits	$8,981,000	1,250
Premises and equipment expense	$1,844,000	1,268
Additional noninterest expense	$3,107,000	1,920
Pre-tax net operating income	$6,120,000	1,380
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,890,000	1,093
Income before extraordinary items	$4,230,000	1,576
Extraordinary gains, net	$0	5
Net income	$4,230,000	1,574
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,230,000	1,575
Net charge-offs	$1,087,000	615
Cash dividends	$2,000,000	1,397
Sale, conversion, retirement of capital stock, net	$4,041,000	108
Net operating income	$4,230,000	1,554
2016-09-30 (YTD Data)		Rank
Total interest income	$13,358,000	1,426
Total interest expense	$3,024,000	726
Net interest income	$10,334,000	1,629
Provision for loan and lease losses	$825,000	805
Total noninterest income	$4,724,000	968
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$205,000	3,115
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,519,000	739
Total noninterest expense	$10,140,000	1,456
Salaries and employee benefits	$6,623,000	1,271
Premises and equipment expense	$1,340,000	1,305
Additional noninterest expense	$2,177,000	2,036
Pre-tax net operating income	$4,093,000	1,536
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,349,000	1,168
Income before extraordinary items	$2,744,000	1,805
Extraordinary gains, net	$0	5
Net income	$2,744,000	1,805
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,744,000	1,805
Net charge-offs	$383,000	963
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$4,003,000	80
Net operating income	$2,744,000	1,755
2016-06-30 (YTD Data)		Rank
Total interest income	$8,703,000	1,462
Total interest expense	$1,952,000	742
Net interest income	$6,751,000	1,664
Provision for loan and lease losses	$550,000	785
Total noninterest income	$3,285,000	931
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$141,000	3,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,144,000	710
Total noninterest expense	$6,996,000	1,405
Salaries and employee benefits	$4,516,000	1,257
Premises and equipment expense	$1,014,000	1,166
Additional noninterest expense	$1,466,000	2,010
Pre-tax net operating income	$2,490,000	1,641
Securities gains (losses)	$0	2,835
Applicable income taxes	$896,000	1,173
Income before extraordinary items	$1,594,000	2,008
Extraordinary gains, net	$0	16
Net income	$1,594,000	2,008
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,594,000	2,008
Net charge-offs	$-17,000	5,151
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$2,014,000	81
Net operating income	$1,594,000	1,949
2016-03-31 (YTD Data)		Rank
Total interest income	$4,297,000	1,481
Total interest expense	$977,000	748
Net interest income	$3,320,000	1,690
Provision for loan and lease losses	$275,000	746
Total noninterest income	$1,506,000	959
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$70,000	3,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,436,000	727
Total noninterest expense	$3,432,000	1,427
Salaries and employee benefits	$2,147,000	1,306
Premises and equipment expense	$472,000	1,247
Additional noninterest expense	$813,000	1,822
Pre-tax net operating income	$1,119,000	1,772
Securities gains (losses)	$0	2,077
Applicable income taxes	$411,000	1,216
Income before extraordinary items	$708,000	2,193
Extraordinary gains, net	$0	12
Net income	$708,000	2,193
Minority interest net income	$0	62
Net income of bank and minority interests.	$708,000	2,193
Net charge-offs	$-19,000	5,448
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$226,000	162
Net operating income	$708,000	2,129
2015-12-31 (YTD Data)		Rank
Total interest income	$15,376,000	1,614
Total interest expense	$3,416,000	818
Net interest income	$11,960,000	1,834
Provision for loan and lease losses	$900,000	886
Total noninterest income	$6,740,000	913
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$287,000	3,120
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,453,000	676
Total noninterest expense	$11,974,000	1,602
Salaries and employee benefits	$7,262,000	1,466
Premises and equipment expense	$1,724,000	1,347
Additional noninterest expense	$2,988,000	2,018
Pre-tax net operating income	$5,826,000	1,396
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,288,000	910
Income before extraordinary items	$3,538,000	1,778
Extraordinary gains, net	$0	23
Net income	$3,538,000	1,779
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,538,000	1,780
Net charge-offs	$501,000	1,160
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$4,417,000	92
Net operating income	$3,538,000	1,745
2015-09-30 (YTD Data)		Rank
Total interest income	$11,198,000	1,680
Total interest expense	$2,467,000	861
Net interest income	$8,731,000	1,888
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$4,023,000	1,089
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$219,000	3,093
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,804,000	826
Total noninterest expense	$8,434,000	1,701
Salaries and employee benefits	$5,234,000	1,530
Premises and equipment expense	$1,271,000	1,384
Additional noninterest expense	$1,929,000	2,274
Pre-tax net operating income	$3,870,000	1,560
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,573,000	1,000
Income before extraordinary items	$2,297,000	2,028
Extraordinary gains, net	$0	21
Net income	$2,297,000	2,029
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,297,000	2,030
Net charge-offs	$66,000	2,550
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$4,408,000	62
Net operating income	$2,297,000	1,986
2015-06-30 (YTD Data)		Rank
Total interest income	$7,260,000	1,716
Total interest expense	$1,593,000	893
Net interest income	$5,667,000	1,932
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$2,085,000	1,290
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$146,000	3,070
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,939,000	992
Total noninterest expense	$5,469,000	1,755
Salaries and employee benefits	$3,397,000	1,570
Premises and equipment expense	$817,000	1,437
Additional noninterest expense	$1,255,000	2,343
Pre-tax net operating income	$1,983,000	1,911
Securities gains (losses)	$0	2,636
Applicable income taxes	$785,000	1,241
Income before extraordinary items	$1,198,000	2,438
Extraordinary gains, net	$0	22
Net income	$1,198,000	2,440
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,198,000	2,440
Net charge-offs	$28,000	2,730
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$2,378,000	83
Net operating income	$1,198,000	2,381
2015-03-31 (YTD Data)		Rank
Total interest income	$3,540,000	1,758
Total interest expense	$757,000	949
Net interest income	$2,783,000	1,957
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$628,000	1,819
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$54,000	3,577
Trading account gains and fees	$0	152
Additional Noninterest Income	$574,000	1,359
Total noninterest expense	$2,707,000	1,775
Salaries and employee benefits	$1,644,000	1,625
Premises and equipment expense	$385,000	1,546
Additional noninterest expense	$678,000	2,157
Pre-tax net operating income	$554,000	2,838
Securities gains (losses)	$0	2,027
Applicable income taxes	$234,000	1,659
Income before extraordinary items	$320,000	3,535
Extraordinary gains, net	$0	13
Net income	$320,000	3,538
Minority interest net income	$0	64
Net income of bank and minority interests.	$320,000	3,538
Net charge-offs	$34,000	1,812
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$2,123,000	47
Net operating income	$320,000	3,447
2014-12-31 (YTD Data)		Rank
Total interest income	$12,381,000	1,984
Total interest expense	$2,634,000	1,127
Net interest income	$9,747,000	2,182
Provision for loan and lease losses	$860,000	980
Total noninterest income	$4,697,000	1,145
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$142,000	4,467
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,555,000	817
Total noninterest expense	$9,699,000	1,954
Salaries and employee benefits	$6,001,000	1,724
Premises and equipment expense	$1,403,000	1,670
Additional noninterest expense	$2,295,000	2,577
Pre-tax net operating income	$3,885,000	1,877
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,644,000	1,129
Income before extraordinary items	$2,241,000	2,490
Extraordinary gains, net	$0	17
Net income	$2,241,000	2,490
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,241,000	2,490
Net charge-offs	$97,000	3,204
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$3,070,000	108
Net operating income	$2,241,000	2,457
2014-09-30 (YTD Data)		Rank
Total interest income	$8,899,000	2,070
Total interest expense	$1,913,000	1,159
Net interest income	$6,986,000	2,289
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$3,260,000	1,215
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$103,000	4,588
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,157,000	862
Total noninterest expense	$6,906,000	2,054
Salaries and employee benefits	$4,270,000	1,811
Premises and equipment expense	$1,055,000	1,681
Additional noninterest expense	$1,581,000	2,763
Pre-tax net operating income	$2,890,000	1,915
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,227,000	1,136
Income before extraordinary items	$1,663,000	2,537
Extraordinary gains, net	$0	15
Net income	$1,663,000	2,538
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,663,000	2,537
Net charge-offs	$67,000	3,037
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$1,552,000	119
Net operating income	$1,663,000	2,495
2014-06-30 (YTD Data)		Rank
Total interest income	$5,726,000	2,130
Total interest expense	$1,262,000	1,177
Net interest income	$4,464,000	2,372
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$2,006,000	1,281
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$70,000	4,549
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,936,000	912
Total noninterest expense	$4,409,000	2,145
Salaries and employee benefits	$2,695,000	1,915
Premises and equipment expense	$692,000	1,724
Additional noninterest expense	$1,022,000	2,831
Pre-tax net operating income	$1,761,000	2,009
Securities gains (losses)	$0	2,580
Applicable income taxes	$738,000	1,200
Income before extraordinary items	$1,023,000	2,602
Extraordinary gains, net	$0	20
Net income	$1,023,000	2,605
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,023,000	2,606
Net charge-offs	$70,000	2,501
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$536,000	161
Net operating income	$1,023,000	2,559
2014-03-31 (YTD Data)		Rank
Total interest income	$2,763,000	2,190
Total interest expense	$638,000	1,179
Net interest income	$2,125,000	2,488
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$1,029,000	1,219
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$33,000	4,624
Trading account gains and fees	$0	147
Additional Noninterest Income	$996,000	848
Total noninterest expense	$2,174,000	2,176
Salaries and employee benefits	$1,317,000	1,970
Premises and equipment expense	$347,000	1,733
Additional noninterest expense	$510,000	2,837
Pre-tax net operating income	$830,000	2,043
Securities gains (losses)	$0	1,715
Applicable income taxes	$372,000	1,135
Income before extraordinary items	$458,000	2,745
Extraordinary gains, net	$0	16
Net income	$458,000	2,748
Minority interest net income	$0	66
Net income of bank and minority interests.	$458,000	2,748
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$519,000	99
Net operating income	$458,000	2,699
2013-12-31 (YTD Data)		Rank
Total interest income	$9,686,000	2,494
Total interest expense	$2,300,000	1,478
Net interest income	$7,386,000	2,800
Provision for loan and lease losses	$565,000	1,707
Total noninterest income	$3,111,000	1,569
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$141,000	4,684
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,970,000	1,154
Total noninterest expense	$7,944,000	2,352
Salaries and employee benefits	$5,027,000	2,030
Premises and equipment expense	$1,062,000	2,133
Additional noninterest expense	$1,855,000	3,144
Pre-tax net operating income	$1,988,000	2,874
Securities gains (losses)	$0	3,182
Applicable income taxes	$693,000	1,827
Income before extraordinary items	$1,295,000	3,418
Extraordinary gains, net	$0	29
Net income	$1,295,000	3,419
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,295,000	3,421
Net charge-offs	$115,000	3,607
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$4,331,000	91
Net operating income	$1,295,000	3,374
2013-09-30 (YTD Data)		Rank
Total interest income	$6,959,000	2,620
Total interest expense	$1,670,000	1,575
Net interest income	$5,289,000	2,908
Provision for loan and lease losses	$320,000	2,002
Total noninterest income	$2,172,000	1,682
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$109,000	4,665
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,063,000	1,244
Total noninterest expense	$5,797,000	2,411
Salaries and employee benefits	$3,739,000	2,055
Premises and equipment expense	$773,000	2,220
Additional noninterest expense	$1,285,000	3,322
Pre-tax net operating income	$1,344,000	3,128
Securities gains (losses)	$0	3,040
Applicable income taxes	$468,000	1,973
Income before extraordinary items	$876,000	3,661
Extraordinary gains, net	$0	25
Net income	$876,000	3,664
Minority interest net income	$0	84
Net income of bank and minority interests.	$876,000	3,665
Net charge-offs	$26,000	4,272
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$3,562,000	80
Net operating income	$876,000	3,589
2013-06-30 (YTD Data)		Rank
Total interest income	$4,436,000	2,719
Total interest expense	$1,097,000	1,627
Net interest income	$3,339,000	3,035
Provision for loan and lease losses	$180,000	2,226
Total noninterest income	$1,146,000	2,035
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$73,000	4,653
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,073,000	1,504
Total noninterest expense	$3,676,000	2,524
Salaries and employee benefits	$2,359,000	2,164
Premises and equipment expense	$473,000	2,388
Additional noninterest expense	$844,000	3,372
Pre-tax net operating income	$629,000	3,748
Securities gains (losses)	$0	2,791
Applicable income taxes	$217,000	2,350
Income before extraordinary items	$412,000	4,276
Extraordinary gains, net	$0	22
Net income	$412,000	4,278
Minority interest net income	$0	82
Net income of bank and minority interests.	$412,000	4,279
Net charge-offs	$21,000	3,979
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$1,542,000	94
Net operating income	$412,000	4,163
2013-03-31 (YTD Data)		Rank
Total interest income	$2,157,000	2,805
Total interest expense	$532,000	1,724
Net interest income	$1,625,000	3,103
Provision for loan and lease losses	$90,000	2,172
Total noninterest income	$597,000	1,960
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$37,000	4,624
Trading account gains and fees	$0	148
Additional Noninterest Income	$560,000	1,451
Total noninterest expense	$1,824,000	2,576
Salaries and employee benefits	$1,197,000	2,158
Premises and equipment expense	$219,000	2,584
Additional noninterest expense	$408,000	3,464
Pre-tax net operating income	$308,000	3,758
Securities gains (losses)	$0	1,966
Applicable income taxes	$106,000	2,344
Income before extraordinary items	$202,000	4,257
Extraordinary gains, net	$0	10
Net income	$202,000	4,260
Minority interest net income	$0	76
Net income of bank and minority interests.	$202,000	4,259
Net charge-offs	$-5,000	5,894
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$520,000	88
Net operating income	$202,000	4,160
2012-12-31 (YTD Data)		Rank
Total interest income	$7,072,000	3,430
Total interest expense	$1,956,000	2,172
Net interest income	$5,116,000	3,761
Provision for loan and lease losses	$450,000	2,851
Total noninterest income	$2,641,000	1,796
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$87,000	5,627
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,554,000	1,313
Total noninterest expense	$6,461,000	2,865
Salaries and employee benefits	$3,634,000	2,693
Premises and equipment expense	$1,177,000	1,978
Additional noninterest expense	$1,650,000	3,555
Pre-tax net operating income	$846,000	4,258
Securities gains (losses)	$0	3,810
Applicable income taxes	$-20,000	6,572
Income before extraordinary items	$866,000	4,158
Extraordinary gains, net	$0	29
Net income	$866,000	4,158
Minority interest net income	$0	93
Net income of bank and minority interests.	$866,000	4,160
Net charge-offs	$-16,000	6,682
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$4,842,000	88
Net operating income	$866,000	3,981
2012-09-30 (YTD Data)		Rank
Total interest income	$4,988,000	3,643
Total interest expense	$1,449,000	2,278
Net interest income	$3,539,000	4,018
Provision for loan and lease losses	$150,000	3,869
Total noninterest income	$1,730,000	1,979
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$62,000	5,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,668,000	1,428
Total noninterest expense	$4,322,000	3,144
Salaries and employee benefits	$2,443,000	2,972
Premises and equipment expense	$793,000	2,196
Additional noninterest expense	$1,086,000	3,888
Pre-tax net operating income	$797,000	4,038
Securities gains (losses)	$0	3,575
Applicable income taxes	$162,000	3,013
Income before extraordinary items	$635,000	4,268
Extraordinary gains, net	$0	20
Net income	$635,000	4,268
Minority interest net income	$0	86
Net income of bank and minority interests.	$635,000	4,268
Net charge-offs	$-3,000	6,397
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$2,828,000	94
Net operating income	$635,000	4,091
2012-06-30 (YTD Data)		Rank
Total interest income	$3,225,000	3,753
Total interest expense	$952,000	2,391
Net interest income	$2,273,000	4,135
Provision for loan and lease losses	$0	5,619
Total noninterest income	$1,160,000	1,948
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$39,000	5,854
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,121,000	1,405
Total noninterest expense	$2,867,000	3,171
Salaries and employee benefits	$1,639,000	2,964
Premises and equipment expense	$518,000	2,219
Additional noninterest expense	$710,000	3,949
Pre-tax net operating income	$566,000	3,899
Securities gains (losses)	$0	3,178
Applicable income taxes	$157,000	2,670
Income before extraordinary items	$409,000	4,321
Extraordinary gains, net	$0	19
Net income	$409,000	4,324
Minority interest net income	$0	84
Net income of bank and minority interests.	$409,000	4,323
Net charge-offs	$1,000	5,406
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$1,816,000	86
Net operating income	$409,000	4,140
2012-03-31 (YTD Data)		Rank
Total interest income	$1,610,000	3,791
Total interest expense	$470,000	2,516
Net interest income	$1,140,000	4,156
Provision for loan and lease losses	$0	5,254
Total noninterest income	$491,000	2,173
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$20,000	5,813
Trading account gains and fees	$0	148
Additional Noninterest Income	$471,000	1,571
Total noninterest expense	$1,362,000	3,312
Salaries and employee benefits	$731,000	3,238
Premises and equipment expense	$263,000	2,199
Additional noninterest expense	$368,000	3,841
Pre-tax net operating income	$269,000	4,028
Securities gains (losses)	$0	2,210
Applicable income taxes	$90,000	2,535
Income before extraordinary items	$179,000	4,560
Extraordinary gains, net	$0	19
Net income	$179,000	4,563
Minority interest net income	$0	78
Net income of bank and minority interests.	$179,000	4,563
Net charge-offs	$-8,000	6,564
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$1,806,000	45
Net operating income	$179,000	4,425
2011-12-31 (YTD Data)		Rank
Total interest income	$5,251,000	4,436
Total interest expense	$1,709,000	3,117
Net interest income	$3,542,000	4,868
Provision for loan and lease losses	$358,000	3,897
Total noninterest income	$1,616,000	2,338
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$70,000	5,987
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,546,000	1,625
Total noninterest expense	$4,142,000	4,023
Salaries and employee benefits	$2,601,000	3,451
Premises and equipment expense	$480,000	4,145
Additional noninterest expense	$1,061,000	4,763
Pre-tax net operating income	$658,000	4,376
Securities gains (losses)	$0	3,838
Applicable income taxes	$184,000	2,977
Income before extraordinary items	$474,000	4,730
Extraordinary gains, net	$0	29
Net income	$474,000	4,732
Minority interest net income	$0	96
Net income of bank and minority interests.	$474,000	4,731
Net charge-offs	$-1,000	6,827
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,424,000	278
Net operating income	$474,000	4,605
2011-09-30 (YTD Data)		Rank
Total interest income	$3,742,000	4,623
Total interest expense	$1,286,000	3,220
Net interest income	$2,456,000	5,104
Provision for loan and lease losses	$195,000	4,176
Total noninterest income	$1,138,000	2,426
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$52,000	6,032
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,086,000	1,669
Total noninterest expense	$2,945,000	4,164
Salaries and employee benefits	$1,867,000	3,567
Premises and equipment expense	$328,000	4,411
Additional noninterest expense	$750,000	4,936
Pre-tax net operating income	$454,000	4,603
Securities gains (losses)	$0	3,555
Applicable income taxes	$120,000	3,072
Income before extraordinary items	$334,000	4,916
Extraordinary gains, net	$0	21
Net income	$334,000	4,916
Minority interest net income	$0	87
Net income of bank and minority interests.	$334,000	4,916
Net charge-offs	$-25,000	7,152
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$1,018,000	269
Net operating income	$334,000	4,795
2011-06-30 (YTD Data)		Rank
Total interest income	$2,418,000	4,745
Total interest expense	$859,000	3,317
Net interest income	$1,559,000	5,244
Provision for loan and lease losses	$195,000	3,582
Total noninterest income	$839,000	2,260
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$34,000	6,037
Trading account gains and fees	$0	153
Additional Noninterest Income	$805,000	1,560
Total noninterest expense	$1,983,000	4,185
Salaries and employee benefits	$1,251,000	3,579
Premises and equipment expense	$212,000	4,529
Additional noninterest expense	$520,000	4,894
Pre-tax net operating income	$220,000	5,009
Securities gains (losses)	$0	2,914
Applicable income taxes	$69,000	3,139
Income before extraordinary items	$151,000	5,354
Extraordinary gains, net	$0	15
Net income	$151,000	5,353
Minority interest net income	$0	89
Net income of bank and minority interests.	$151,000	5,354
Net charge-offs	$-17,000	7,124
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$1,012,000	162
Net operating income	$151,000	5,263
2011-03-31 (YTD Data)		Rank
Total interest income	$1,199,000	4,810
Total interest expense	$426,000	3,452
Net interest income	$773,000	5,260
Provision for loan and lease losses	$195,000	2,476
Total noninterest income	$155,000	4,095
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$16,000	6,075
Trading account gains and fees	$0	158
Additional Noninterest Income	$139,000	3,036
Total noninterest expense	$933,000	4,385
Salaries and employee benefits	$578,000	3,836
Premises and equipment expense	$108,000	4,522
Additional noninterest expense	$247,000	5,038
Pre-tax net operating income	$-200,000	6,825
Securities gains (losses)	$0	1,772
Applicable income taxes	$-30,000	7,130
Income before extraordinary items	$-170,000	6,839
Extraordinary gains, net	$0	9
Net income	$-170,000	6,839
Minority interest net income	$0	86
Net income of bank and minority interests.	$-170,000	6,839
Net charge-offs	$-28,000	7,251
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$1,006,000	92
Net operating income	$-170,000	6,833
2010-12-31 (YTD Data)		Rank
Total interest income	$4,035,000	5,374
Total interest expense	$1,630,000	4,066
Net interest income	$2,405,000	5,843
Provision for loan and lease losses	$0	7,042
Total noninterest income	$596,000	4,251
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$63,000	6,035
Trading account gains and fees	$0	175
Additional Noninterest Income	$533,000	3,090
Total noninterest expense	$2,850,000	5,166
Salaries and employee benefits	$1,697,000	4,696
Premises and equipment expense	$305,000	5,367
Additional noninterest expense	$848,000	5,489
Pre-tax net operating income	$151,000	5,335
Securities gains (losses)	$0	3,793
Applicable income taxes	$29,000	3,874
Income before extraordinary items	$122,000	5,534
Extraordinary gains, net	$0	29
Net income	$122,000	5,534
Minority interest net income	$0	111
Net income of bank and minority interests.	$122,000	5,535
Net charge-offs	$83,000	5,567
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$2,039,000	261
Net operating income	$122,000	5,412
2010-09-30 (YTD Data)		Rank
Total interest income	$2,883,000	5,586
Total interest expense	$1,190,000	4,268
Net interest income	$1,693,000	6,098
Provision for loan and lease losses	$0	6,977
Total noninterest income	$343,000	4,798
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$48,000	6,104
Trading account gains and fees	$0	165
Additional Noninterest Income	$295,000	3,570
Total noninterest expense	$1,905,000	5,506
Salaries and employee benefits	$1,121,000	5,104
Premises and equipment expense	$213,000	5,605
Additional noninterest expense	$571,000	5,751
Pre-tax net operating income	$131,000	5,504
Securities gains (losses)	$0	3,651
Applicable income taxes	$44,000	3,639
Income before extraordinary items	$87,000	5,794
Extraordinary gains, net	$0	23
Net income	$87,000	5,797
Minority interest net income	$0	110
Net income of bank and minority interests.	$87,000	5,796
Net charge-offs	$75,000	5,177
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$2,000,000	204
Net operating income	$87,000	5,641
2010-06-30 (YTD Data)		Rank
Total interest income	$1,876,000	5,706
Total interest expense	$765,000	4,464
Net interest income	$1,111,000	6,155
Provision for loan and lease losses	$0	6,857
Total noninterest income	$195,000	5,065
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$26,000	6,310
Trading account gains and fees	$0	152
Additional Noninterest Income	$169,000	3,790
Total noninterest expense	$1,190,000	5,691
Salaries and employee benefits	$702,000	5,304
Premises and equipment expense	$126,000	5,870
Additional noninterest expense	$362,000	5,875
Pre-tax net operating income	$116,000	5,403
Securities gains (losses)	$0	3,184
Applicable income taxes	$42,000	3,401
Income before extraordinary items	$74,000	5,720
Extraordinary gains, net	$0	19
Net income	$74,000	5,722
Minority interest net income	$0	105
Net income of bank and minority interests.	$74,000	5,721
Net charge-offs	$-3,000	7,284
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$1,000,000	200
Net operating income	$74,000	5,601
2010-03-31 (YTD Data)		Rank
Total interest income	$909,000	5,844
Total interest expense	$394,000	4,512
Net interest income	$515,000	6,374
Provision for loan and lease losses	$0	6,552
Total noninterest income	$113,000	4,834
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$11,000	6,478
Trading account gains and fees	$0	175
Additional Noninterest Income	$102,000	3,485
Total noninterest expense	$552,000	5,938
Salaries and employee benefits	$326,000	5,577
Premises and equipment expense	$61,000	6,007
Additional noninterest expense	$165,000	6,143
Pre-tax net operating income	$76,000	5,337
Securities gains (losses)	$0	2,284
Applicable income taxes	$25,000	3,295
Income before extraordinary items	$51,000	5,693
Extraordinary gains, net	$0	16
Net income	$51,000	5,693
Minority interest net income	$0	91
Net income of bank and minority interests.	$51,000	5,692
Net charge-offs	$1,000	5,481
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$1,000,000	121
Net operating income	$51,000	5,594
2009-12-31 (YTD Data)		Rank
Total interest income	$2,516,000	6,679
Total interest expense	$1,421,000	5,278
Net interest income	$1,095,000	7,346
Provision for loan and lease losses	$1,777,000	2,643
Total noninterest income	$171,000	6,433
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$61,000	6,317
Trading account gains and fees	$0	211
Additional Noninterest Income	$110,000	5,525
Total noninterest expense	$2,267,000	5,927
Salaries and employee benefits	$985,000	6,259
Premises and equipment expense	$307,000	5,594
Additional noninterest expense	$975,000	5,304
Pre-tax net operating income	$-2,778,000	6,840
Securities gains (losses)	$0	3,754
Applicable income taxes	$-470,000	7,010
Income before extraordinary items	$-2,308,000	6,838
Extraordinary gains, net	$0	34
Net income	$-2,308,000	6,835
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,308,000	6,836
Net charge-offs	$1,229,000	2,616
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$3,750,000	231
Net operating income	$-2,308,000	6,835
2009-09-30 (YTD Data)		Rank
Total interest income	$1,747,000	6,899
Total interest expense	$1,010,000	5,537
Net interest income	$737,000	7,530
Provision for loan and lease losses	$915,000	2,908
Total noninterest income	$126,000	6,566
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$51,000	6,242
Trading account gains and fees	$0	212
Additional Noninterest Income	$75,000	5,778
Total noninterest expense	$1,482,000	6,277
Salaries and employee benefits	$638,000	6,616
Premises and equipment expense	$175,000	6,245
Additional noninterest expense	$669,000	5,544
Pre-tax net operating income	$-1,534,000	6,876
Securities gains (losses)	$0	3,497
Applicable income taxes	$-454,000	7,319
Income before extraordinary items	$-1,080,000	6,787
Extraordinary gains, net	$0	27
Net income	$-1,080,000	6,787
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,080,000	6,788
Net charge-offs	$848,000	2,395
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$3,250,000	202
Net operating income	$-1,080,000	6,785
2009-06-30 (YTD Data)		Rank
Total interest income	$1,081,000	7,096
Total interest expense	$663,000	5,700
Net interest income	$418,000	7,721
Provision for loan and lease losses	$915,000	2,175
Total noninterest income	$98,000	6,402
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$34,000	6,274
Trading account gains and fees	$0	193
Additional Noninterest Income	$64,000	5,483
Total noninterest expense	$865,000	6,617
Salaries and employee benefits	$359,000	7,035
Premises and equipment expense	$78,000	6,986
Additional noninterest expense	$428,000	5,646
Pre-tax net operating income	$-1,264,000	7,148
Securities gains (losses)	$0	3,136
Applicable income taxes	$-399,000	7,520
Income before extraordinary items	$-865,000	7,072
Extraordinary gains, net	$0	21
Net income	$-865,000	7,071
Minority interest net income	$0	112
Net income of bank and minority interests.	$-865,000	7,071
Net charge-offs	$816,000	1,816
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$1,250,000	263
Net operating income	$-865,000	7,055
2009-03-31 (YTD Data)		Rank
Total interest income	$520,000	7,202
Total interest expense	$313,000	5,927
Net interest income	$207,000	7,762
Provision for loan and lease losses	$0	6,744
Total noninterest income	$66,000	5,940
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$14,000	6,456
Trading account gains and fees	$0	171
Additional Noninterest Income	$52,000	4,774
Total noninterest expense	$362,000	6,924
Salaries and employee benefits	$175,000	7,117
Premises and equipment expense	$32,000	7,281
Additional noninterest expense	$155,000	6,221
Pre-tax net operating income	$-89,000	6,613
Securities gains (losses)	$0	2,434
Applicable income taxes	$-28,000	7,320
Income before extraordinary items	$-61,000	6,695
Extraordinary gains, net	$0	15
Net income	$-61,000	6,696
Minority interest net income	$0	102
Net income of bank and minority interests.	$-61,000	6,696
Net charge-offs	$39,000	3,779
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$1,250,000	146
Net operating income	$-61,000	6,590
2008-12-31 (YTD Data)		Rank
Total interest income	$1,786,000	7,491
Total interest expense	$912,000	6,940
Net interest income	$874,000	7,746
Provision for loan and lease losses	$522,000	3,739
Total noninterest income	$-182,000	8,196
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$45,000	6,706
Trading account gains and fees	$0	154
Additional Noninterest Income	$-227,000	8,177
Total noninterest expense	$1,484,000	6,884
Salaries and employee benefits	$594,000	7,421
Premises and equipment expense	$122,000	7,404
Additional noninterest expense	$768,000	5,583
Pre-tax net operating income	$-1,314,000	7,145
Securities gains (losses)	$0	3,220
Applicable income taxes	$-470,000	7,473
Income before extraordinary items	$-844,000	6,922
Extraordinary gains, net	$0	39
Net income	$-844,000	6,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$522,000	2,740
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$2,550,000	292
Net operating income	$-844,000	7,039
2008-09-30 (YTD Data)		Rank
Total interest income	$1,315,000	7,593
Total interest expense	$654,000	7,111
Net interest income	$661,000	7,803
Provision for loan and lease losses	$360,000	3,240
Total noninterest income	$-191,000	8,316
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$29,000	6,849
Trading account gains and fees	$0	148
Additional Noninterest Income	$-220,000	8,306
Total noninterest expense	$960,000	7,176
Salaries and employee benefits	$427,000	7,521
Premises and equipment expense	$54,000	7,920
Additional noninterest expense	$479,000	6,023
Pre-tax net operating income	$-850,000	7,453
Securities gains (losses)	$0	3,106
Applicable income taxes	$-380,000	7,816
Income before extraordinary items	$-470,000	7,166
Extraordinary gains, net	$0	31
Net income	$-470,000	7,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$450,000	2,074
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$1,250,000	275
Net operating income	$-470,000	7,301
2008-06-30 (YTD Data)		Rank
Total interest income	$869,000	7,670
Total interest expense	$419,000	7,290
Net interest income	$450,000	7,817
Provision for loan and lease losses	$110,000	4,116
Total noninterest income	$-64,000	8,388
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$18,000	6,910
Trading account gains and fees	$0	149
Additional Noninterest Income	$-82,000	8,375
Total noninterest expense	$642,000	7,226
Salaries and employee benefits	$292,000	7,555
Premises and equipment expense	$32,000	8,048
Additional noninterest expense	$318,000	6,031
Pre-tax net operating income	$-366,000	7,498
Securities gains (losses)	$0	3,233
Applicable income taxes	$-214,000	7,993
Income before extraordinary items	$-152,000	7,331
Extraordinary gains, net	$0	21
Net income	$-152,000	7,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	2,572
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$850,000	219
Net operating income	$-152,000	7,305
2008-03-31 (YTD Data)		Rank
Total interest income	$422,000	7,776
Total interest expense	$206,000	7,442
Net interest income	$216,000	7,903
Provision for loan and lease losses	$20,000	4,875
Total noninterest income	$19,000	7,748
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$8,000	6,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$11,000	7,150
Total noninterest expense	$297,000	7,394
Salaries and employee benefits	$138,000	7,661
Premises and equipment expense	$17,000	8,041
Additional noninterest expense	$142,000	6,321
Pre-tax net operating income	$-82,000	7,501
Securities gains (losses)	$0	2,688
Applicable income taxes	$-33,000	7,967
Income before extraordinary items	$-49,000	7,496
Extraordinary gains, net	$0	15
Net income	$-49,000	7,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	1,834
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-49,000	7,434
2007-12-31 (YTD Data)		Rank
Total interest income	$154,000	8,507
Total interest expense	$74,000	8,407
Net interest income	$80,000	8,515
Provision for loan and lease losses	$160,000	4,234
Total noninterest income	$9,000	8,311
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$4,000	7,400
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,000	8,181
Total noninterest expense	$59,000	8,521
Salaries and employee benefits	$28,000	8,504
Premises and equipment expense	$6,000	8,491
Additional noninterest expense	$25,000	8,522
Pre-tax net operating income	$-130,000	7,585
Securities gains (losses)	$0	2,146
Applicable income taxes	$14,000	5,548
Income before extraordinary items	$-144,000	7,665
Extraordinary gains, net	$0	39
Net income	$-144,000	7,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,454
Cash dividends	$238,000	4,726
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-144,000	7,647
2007-09-30 (YTD Data)		Rank
Total interest income	$1,176,000	7,917
Total interest expense	$517,000	7,716
Net interest income	$659,000	7,951
Provision for loan and lease losses	$3,000	6,442
Total noninterest income	$48,000	7,959
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$21,000	7,079
Trading account gains and fees	$0	184
Additional Noninterest Income	$27,000	7,429
Total noninterest expense	$405,000	8,284
Salaries and employee benefits	$222,000	8,279
Premises and equipment expense	$43,000	8,181
Additional noninterest expense	$140,000	8,066
Pre-tax net operating income	$299,000	6,571
Securities gains (losses)	$0	1,655
Applicable income taxes	$96,000	4,476
Income before extraordinary items	$203,000	6,798
Extraordinary gains, net	$0	33
Net income	$203,000	6,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,499
Cash dividends	$116,000	4,584
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$203,000	6,782
2007-06-30 (YTD Data)		Rank
Total interest income	$784,000	7,968
Total interest expense	$339,000	7,770
Net interest income	$445,000	7,987
Provision for loan and lease losses	$3,000	6,090
Total noninterest income	$41,000	7,837
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$13,000	7,146
Trading account gains and fees	$0	168
Additional Noninterest Income	$28,000	7,057
Total noninterest expense	$267,000	8,341
Salaries and employee benefits	$148,000	8,332
Premises and equipment expense	$26,000	8,277
Additional noninterest expense	$93,000	8,119
Pre-tax net operating income	$216,000	6,537
Securities gains (losses)	$0	1,444
Applicable income taxes	$62,000	4,578
Income before extraordinary items	$154,000	6,718
Extraordinary gains, net	$0	29
Net income	$154,000	6,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$116,000	4,196
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$154,000	6,706
2007-03-31 (YTD Data)		Rank
Total interest income	$389,000	8,017
Total interest expense	$166,000	7,825
Net interest income	$223,000	8,047
Provision for loan and lease losses	$0	5,779
Total noninterest income	$17,000	7,989
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$5,000	7,254
Trading account gains and fees	$0	195
Additional Noninterest Income	$12,000	7,222
Total noninterest expense	$139,000	8,358
Salaries and employee benefits	$72,000	8,393
Premises and equipment expense	$14,000	8,242
Additional noninterest expense	$53,000	8,024
Pre-tax net operating income	$101,000	6,650
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$100,000	6,401
Extraordinary gains, net	$0	22
Net income	$100,000	6,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$116,000	2,974
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$100,000	6,381
2006-12-31 (YTD Data)		Rank
Total interest income	$1,505,000	7,936
Total interest expense	$585,000	7,747
Net interest income	$920,000	7,954
Provision for loan and lease losses	$48,000	5,647
Total noninterest income	$71,000	8,033
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$25,000	7,222
Trading account gains and fees	$0	130
Additional Noninterest Income	$46,000	7,334
Total noninterest expense	$538,000	8,397
Salaries and employee benefits	$307,000	8,357
Premises and equipment expense	$51,000	8,347
Additional noninterest expense	$180,000	8,221
Pre-tax net operating income	$405,000	6,777
Securities gains (losses)	$0	1,687
Applicable income taxes	$213,000	4,229
Income before extraordinary items	$192,000	7,310
Extraordinary gains, net	$0	51
Net income	$192,000	7,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,644
Cash dividends	$174,000	5,082
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$192,000	7,308
2006-09-30 (YTD Data)		Rank
Total interest income	$1,108,000	8,012
Total interest expense	$421,000	7,813
Net interest income	$687,000	8,032
Provision for loan and lease losses	$36,000	5,493
Total noninterest income	$55,000	8,089
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$19,000	7,290
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	7,336
Total noninterest expense	$401,000	8,426
Salaries and employee benefits	$222,000	8,417
Premises and equipment expense	$39,000	8,389
Additional noninterest expense	$140,000	8,216
Pre-tax net operating income	$305,000	6,980
Securities gains (losses)	$0	1,388
Applicable income taxes	$155,000	4,448
Income before extraordinary items	$150,000	7,479
Extraordinary gains, net	$0	45
Net income	$150,000	7,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,424
Cash dividends	$174,000	4,318
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$150,000	7,482
2006-06-30 (YTD Data)		Rank
Total interest income	$725,000	8,058
Total interest expense	$264,000	7,870
Net interest income	$461,000	8,070
Provision for loan and lease losses	$24,000	5,394
Total noninterest income	$37,000	8,133
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$12,000	7,358
Trading account gains and fees	$0	126
Additional Noninterest Income	$25,000	7,325
Total noninterest expense	$266,000	8,467
Salaries and employee benefits	$148,000	8,468
Premises and equipment expense	$26,000	8,413
Additional noninterest expense	$92,000	8,245
Pre-tax net operating income	$208,000	7,035
Securities gains (losses)	$0	1,185
Applicable income taxes	$113,000	4,369
Income before extraordinary items	$95,000	7,564
Extraordinary gains, net	$0	39
Net income	$95,000	7,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,820
Cash dividends	$174,000	3,873
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$95,000	7,573
2006-03-31 (YTD Data)		Rank
Total interest income	$348,000	8,110
Total interest expense	$124,000	7,913
Net interest income	$224,000	8,129
Provision for loan and lease losses	$12,000	5,109
Total noninterest income	$21,000	8,014
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$6,000	7,374
Trading account gains and fees	$0	115
Additional Noninterest Income	$15,000	7,090
Total noninterest expense	$133,000	8,490
Salaries and employee benefits	$73,000	8,497
Premises and equipment expense	$14,000	8,354
Additional noninterest expense	$46,000	8,257
Pre-tax net operating income	$100,000	7,062
Securities gains (losses)	$0	955
Applicable income taxes	$46,000	4,590
Income before extraordinary items	$54,000	7,470
Extraordinary gains, net	$0	21
Net income	$54,000	7,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$174,000	2,584
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$54,000	7,476
2005-12-31 (YTD Data)		Rank
Total interest income	$1,331,000	8,061
Total interest expense	$402,000	7,885
Net interest income	$929,000	8,041
Provision for loan and lease losses	$48,000	5,807
Total noninterest income	$86,000	8,075
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$25,000	7,408
Trading account gains and fees	$0	138
Additional Noninterest Income	$61,000	7,146
Total noninterest expense	$538,000	8,507
Salaries and employee benefits	$293,000	8,498
Premises and equipment expense	$63,000	8,304
Additional noninterest expense	$182,000	8,330
Pre-tax net operating income	$429,000	6,968
Securities gains (losses)	$0	2,296
Applicable income taxes	$178,000	4,807
Income before extraordinary items	$251,000	7,368
Extraordinary gains, net	$0	46
Net income	$251,000	7,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,766
Cash dividends	$232,000	4,754
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$251,000	7,346
2005-09-30 (YTD Data)		Rank
Total interest income	$971,000	8,112
Total interest expense	$291,000	7,913
Net interest income	$680,000	8,125
Provision for loan and lease losses	$36,000	5,642
Total noninterest income	$65,000	8,122
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$18,000	7,477
Trading account gains and fees	$0	126
Additional Noninterest Income	$47,000	7,147
Total noninterest expense	$370,000	8,562
Salaries and employee benefits	$212,000	8,522
Premises and equipment expense	$32,000	8,544
Additional noninterest expense	$126,000	8,404
Pre-tax net operating income	$339,000	7,031
Securities gains (losses)	$0	2,317
Applicable income taxes	$138,000	4,895
Income before extraordinary items	$201,000	7,438
Extraordinary gains, net	$0	35
Net income	$201,000	7,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$232,000	3,865
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$201,000	7,405
2005-06-30 (YTD Data)		Rank
Total interest income	$638,000	8,144
Total interest expense	$188,000	7,900
Net interest income	$450,000	8,155
Provision for loan and lease losses	$24,000	5,514
Total noninterest income	$45,000	8,078
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$12,000	7,482
Trading account gains and fees	$0	116
Additional Noninterest Income	$33,000	7,057
Total noninterest expense	$248,000	8,569
Salaries and employee benefits	$141,000	8,541
Premises and equipment expense	$21,000	8,548
Additional noninterest expense	$86,000	8,367
Pre-tax net operating income	$223,000	7,077
Securities gains (losses)	$0	2,146
Applicable income taxes	$76,000	5,134
Income before extraordinary items	$147,000	7,375
Extraordinary gains, net	$0	30
Net income	$147,000	7,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$232,000	3,326
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$147,000	7,329
2005-03-31 (YTD Data)		Rank
Total interest income	$315,000	8,213
Total interest expense	$93,000	7,932
Net interest income	$222,000	8,245
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$21,000	8,155
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$6,000	7,541
Trading account gains and fees	$0	115
Additional Noninterest Income	$15,000	7,267
Total noninterest expense	$127,000	8,617
Salaries and employee benefits	$71,000	8,603
Premises and equipment expense	$10,000	8,622
Additional noninterest expense	$46,000	8,360
Pre-tax net operating income	$104,000	7,170
Securities gains (losses)	$0	1,685
Applicable income taxes	$37,000	5,118
Income before extraordinary items	$67,000	7,487
Extraordinary gains, net	$0	24
Net income	$67,000	7,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$116,000	2,806
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$67,000	7,461
2004-12-31 (YTD Data)		Rank
Total interest income	$1,200,000	8,216
Total interest expense	$325,000	7,985
Net interest income	$875,000	8,206
Provision for loan and lease losses	$43,000	6,114
Total noninterest income	$75,000	8,358
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$28,000	7,573
Trading account gains and fees	$0	138
Additional Noninterest Income	$47,000	7,478
Total noninterest expense	$493,000	8,680
Salaries and employee benefits	$268,000	8,677
Premises and equipment expense	$43,000	8,686
Additional noninterest expense	$182,000	8,416
Pre-tax net operating income	$414,000	7,014
Securities gains (losses)	$0	3,819
Applicable income taxes	$181,000	4,873
Income before extraordinary items	$233,000	7,493
Extraordinary gains, net	$0	34
Net income	$233,000	7,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,079
Cash dividends	$116,000	5,390
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$233,000	7,449
2004-09-30 (YTD Data)		Rank
Total interest income	$887,000	8,273
Total interest expense	$244,000	8,010
Net interest income	$643,000	8,262
Provision for loan and lease losses	$34,000	5,915
Total noninterest income	$54,000	8,438
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$22,000	7,606
Trading account gains and fees	$0	134
Additional Noninterest Income	$32,000	7,635
Total noninterest expense	$342,000	8,754
Salaries and employee benefits	$189,000	8,744
Premises and equipment expense	$32,000	8,709
Additional noninterest expense	$121,000	8,541
Pre-tax net operating income	$321,000	7,099
Securities gains (losses)	$0	3,710
Applicable income taxes	$144,000	4,907
Income before extraordinary items	$177,000	7,608
Extraordinary gains, net	$0	26
Net income	$177,000	7,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,384
Cash dividends	$116,000	4,531
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$177,000	7,556
2004-06-30 (YTD Data)		Rank
Total interest income	$580,000	8,343
Total interest expense	$165,000	8,062
Net interest income	$415,000	8,348
Provision for loan and lease losses	$25,000	5,618
Total noninterest income	$33,000	8,539
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$13,000	7,698
Trading account gains and fees	$0	130
Additional Noninterest Income	$20,000	7,733
Total noninterest expense	$225,000	8,817
Salaries and employee benefits	$120,000	8,826
Premises and equipment expense	$21,000	8,751
Additional noninterest expense	$84,000	8,540
Pre-tax net operating income	$198,000	7,205
Securities gains (losses)	$0	3,413
Applicable income taxes	$110,000	4,724
Income before extraordinary items	$88,000	7,905
Extraordinary gains, net	$0	21
Net income	$88,000	7,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$116,000	4,074
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$88,000	7,844
2004-03-31 (YTD Data)		Rank
Total interest income	$288,000	8,408
Total interest expense	$84,000	8,109
Net interest income	$204,000	8,415
Provision for loan and lease losses	$9,000	5,706
Total noninterest income	$17,000	8,538
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$7,000	7,665
Trading account gains and fees	$0	121
Additional Noninterest Income	$10,000	7,740
Total noninterest expense	$96,000	8,933
Salaries and employee benefits	$55,000	8,906
Premises and equipment expense	$10,000	8,791
Additional noninterest expense	$31,000	8,829
Pre-tax net operating income	$116,000	6,916
Securities gains (losses)	$0	2,934
Applicable income taxes	$76,000	4,215
Income before extraordinary items	$40,000	7,965
Extraordinary gains, net	$0	16
Net income	$40,000	7,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$116,000	2,743
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$40,000	7,901
2003-12-31 (YTD Data)		Rank
Total interest income	$1,123,000	8,472
Total interest expense	$419,000	8,045
Net interest income	$704,000	8,557
Provision for loan and lease losses	$24,000	6,956
Total noninterest income	$58,000	8,720
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$25,000	7,773
Trading account gains and fees	$0	160
Additional Noninterest Income	$33,000	8,018
Total noninterest expense	$349,000	9,031
Salaries and employee benefits	$210,000	8,984
Premises and equipment expense	$37,000	8,925
Additional noninterest expense	$102,000	8,993
Pre-tax net operating income	$389,000	7,089
Securities gains (losses)	$0	4,500
Applicable income taxes	$153,000	5,252
Income before extraordinary items	$236,000	7,586
Extraordinary gains, net	$0	54
Net income	$236,000	7,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$236,000	7,458
2003-09-30 (YTD Data)		Rank
Total interest income	$838,000	8,569
Total interest expense	$325,000	8,125
Net interest income	$513,000	8,652
Provision for loan and lease losses	$18,000	6,830
Total noninterest income	$42,000	8,805
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$19,000	7,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$23,000	8,129
Total noninterest expense	$244,000	9,107
Salaries and employee benefits	$151,000	9,049
Premises and equipment expense	$28,000	8,953
Additional noninterest expense	$65,000	9,090
Pre-tax net operating income	$293,000	7,211
Securities gains (losses)	$0	4,204
Applicable income taxes	$124,000	5,338
Income before extraordinary items	$169,000	7,793
Extraordinary gains, net	$0	40
Net income	$169,000	7,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$169,000	7,649
2003-06-30 (YTD Data)		Rank
Total interest income	$560,000	8,618
Total interest expense	$225,000	8,171
Net interest income	$335,000	8,709
Provision for loan and lease losses	$12,000	6,682
Total noninterest income	$29,000	8,807
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$13,000	7,851
Trading account gains and fees	$0	150
Additional Noninterest Income	$16,000	8,080
Total noninterest expense	$177,000	9,099
Salaries and employee benefits	$100,000	9,084
Premises and equipment expense	$19,000	8,962
Additional noninterest expense	$58,000	8,991
Pre-tax net operating income	$175,000	7,419
Securities gains (losses)	$0	3,782
Applicable income taxes	$100,000	5,131
Income before extraordinary items	$75,000	8,185
Extraordinary gains, net	$0	30
Net income	$75,000	8,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$75,000	8,031
2003-03-31 (YTD Data)		Rank
Total interest income	$279,000	8,690
Total interest expense	$113,000	8,261
Net interest income	$166,000	8,759
Provision for loan and lease losses	$6,000	6,408
Total noninterest income	$16,000	8,775
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,000	7,830
Trading account gains and fees	$0	134
Additional Noninterest Income	$9,000	7,987
Total noninterest expense	$88,000	9,138
Salaries and employee benefits	$50,000	9,128
Premises and equipment expense	$9,000	9,017
Additional noninterest expense	$29,000	9,032
Pre-tax net operating income	$88,000	7,397
Securities gains (losses)	$0	2,891
Applicable income taxes	$19,000	6,113
Income before extraordinary items	$69,000	7,507
Extraordinary gains, net	$0	21
Net income	$69,000	7,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$69,000	7,355
2002-12-31 (YTD Data)		Rank
Total interest income	$1,024,000	8,830
Total interest expense	$443,000	8,533
Net interest income	$581,000	8,918
Provision for loan and lease losses	$24,000	7,371
Total noninterest income	$58,000	8,901
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$29,000	7,873
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,000	8,234
Total noninterest expense	$327,000	9,218
Salaries and employee benefits	$196,000	9,168
Premises and equipment expense	$36,000	9,103
Additional noninterest expense	$95,000	9,187
Pre-tax net operating income	$288,000	7,588
Securities gains (losses)	$0	4,537
Applicable income taxes	$50,000	6,530
Income before extraordinary items	$238,000	7,633
Extraordinary gains, net	$0	70
Net income	$238,000	7,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,798
Cash dividends	$87,000	5,688
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$238,000	7,542
2001-12-31 (YTD Data)		Rank
Total interest income	$1,104,000	9,073
Total interest expense	$636,000	8,752
Net interest income	$468,000	9,231
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$64,000	8,997
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$28,000	8,010
Trading account gains and fees	$0	177
Additional Noninterest Income	$36,000	8,155
Total noninterest expense	$362,000	9,416
Salaries and employee benefits	$173,000	9,453
Premises and equipment expense	$39,000	9,309
Additional noninterest expense	$150,000	9,058
Pre-tax net operating income	$146,000	8,118
Securities gains (losses)	$0	4,612
Applicable income taxes	$75,000	6,339
Income before extraordinary items	$71,000	8,494
Extraordinary gains, net	$0	105
Net income	$71,000	8,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,796
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$71,000	8,393
2000-12-31 (YTD Data)		Rank
Total interest income	$994,000	9,397
Total interest expense	$473,000	9,299
Net interest income	$521,000	9,428
Provision for loan and lease losses	$64,000	6,118
Total noninterest income	$62,000	9,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,376
Total noninterest expense	$309,000	9,744
Salaries and employee benefits	$175,000	9,689
Premises and equipment expense	$33,000	9,633
Additional noninterest expense	$101,000	9,620
Pre-tax net operating income	$210,000	8,329
Securities gains (losses)	$0	1,956
Applicable income taxes	$45,000	7,320
Income before extraordinary items	$165,000	8,318
Extraordinary gains, net	$0	38
Net income	$165,000	8,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	9,244
Cash dividends	$46,000	6,460
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$165,000	8,319
1999-12-31 (YTD Data)		Rank
Total interest income	$746,000	9,816
Total interest expense	$338,000	9,748
Net interest income	$408,000	9,811
Provision for loan and lease losses	$24,000	7,475
Total noninterest income	$36,000	9,782
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	8,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	9,255
Total noninterest expense	$289,000	10,068
Salaries and employee benefits	$158,000	10,026
Premises and equipment expense	$34,000	9,919
Additional noninterest expense	$97,000	9,939
Pre-tax net operating income	$131,000	8,915
Securities gains (losses)	$0	3,155
Applicable income taxes	$47,000	7,686
Income before extraordinary items	$84,000	9,072
Extraordinary gains, net	$0	35
Net income	$84,000	9,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,056
Cash dividends	$58,000	6,534
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$84,000	9,041
1998-12-31 (YTD Data)		Rank
Total interest income	$735,000	10,081
Total interest expense	$323,000	10,018
Net interest income	$412,000	10,064
Provision for loan and lease losses	$18,000	7,833
Total noninterest income	$37,000	10,013
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	8,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	9,566
Total noninterest expense	$258,000	10,319
Salaries and employee benefits	$132,000	10,308
Premises and equipment expense	$33,000	10,136
Additional noninterest expense	$93,000	10,177
Pre-tax net operating income	$173,000	9,050
Securities gains (losses)	$0	4,449
Applicable income taxes	$55,000	8,243
Income before extraordinary items	$118,000	9,206
Extraordinary gains, net	$0	32
Net income	$118,000	9,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$58,000	6,791
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$118,000	9,133
1997-12-31 (YTD Data)		Rank
Total interest income	$740,000	10,528
Total interest expense	$329,000	10,463
Net interest income	$411,000	10,539
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$33,000	10,531
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	9,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	10,083
Total noninterest expense	$245,000	10,785
Salaries and employee benefits	$121,000	10,781
Premises and equipment expense	$35,000	10,527
Additional noninterest expense	$89,000	10,625
Pre-tax net operating income	$187,000	9,641
Securities gains (losses)	$0	3,944
Applicable income taxes	$69,000	8,921
Income before extraordinary items	$118,000	9,848
Extraordinary gains, net	$0	44
Net income	$118,000	9,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$46,000	7,283
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$118,000	9,805
1996-12-31 (YTD Data)		Rank
Total interest income	$753,000	11,070
Total interest expense	$372,000	10,939
Net interest income	$381,000	11,128
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$35,000	11,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	9,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	10,642
Total noninterest expense	$239,000	11,326
Salaries and employee benefits	$121,000	11,314
Premises and equipment expense	$35,000	11,039
Additional noninterest expense	$83,000	11,224
Pre-tax net operating income	$165,000	9,998
Securities gains (losses)	$0	4,148
Applicable income taxes	$55,000	9,603
Income before extraordinary items	$110,000	10,137
Extraordinary gains, net	$0	53
Net income	$110,000	10,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,880
Cash dividends	$46,000	7,619
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$110,000	10,077
1995-12-31 (YTD Data)		Rank
Total interest income	$636,000	11,688
Total interest expense	$271,000	11,638
Net interest income	$365,000	11,671
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$40,000	11,511
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	9,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	11,008
Total noninterest expense	$235,000	11,830
Salaries and employee benefits	$116,000	11,830
Premises and equipment expense	$32,000	11,571
Additional noninterest expense	$87,000	11,723
Pre-tax net operating income	$158,000	10,731
Securities gains (losses)	$0	3,831
Applicable income taxes	$50,000	10,190
Income before extraordinary items	$108,000	10,856
Extraordinary gains, net	$0	65
Net income	$108,000	10,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,662
Cash dividends	$46,000	7,880
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$108,000	10,824
1994-12-31 (YTD Data)		Rank
Total interest income	$532,000	12,388
Total interest expense	$181,000	12,381
Net interest income	$351,000	12,328
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$27,000	12,310
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	10,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	11,845
Total noninterest expense	$231,000	12,479
Salaries and employee benefits	$106,000	12,500
Premises and equipment expense	$32,000	12,185
Additional noninterest expense	$93,000	12,350
Pre-tax net operating income	$135,000	11,377
Securities gains (losses)	$0	3,600
Applicable income taxes	$40,000	10,689
Income before extraordinary items	$95,000	11,429
Extraordinary gains, net	$0	249
Net income	$95,000	11,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$46,000	8,070
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$95,000	11,472
1993-12-31 (YTD Data)		Rank
Total interest income	$519,000	13,039
Total interest expense	$205,000	12,979
Net interest income	$314,000	12,984
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$31,000	12,916
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	11,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,177
Total noninterest expense	$236,000	13,134
Salaries and employee benefits	$115,000	13,137
Premises and equipment expense	$32,000	12,790
Additional noninterest expense	$89,000	13,034
Pre-tax net operating income	$97,000	11,890
Securities gains (losses)	$0	7,477
Applicable income taxes	$39,000	11,180
Income before extraordinary items	$58,000	12,195
Extraordinary gains, net	$0	3,149
Net income	$58,000	12,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	8,808
Cash dividends	$46,000	8,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$58,000	12,040
1992-12-31 (YTD Data)		Rank
Total interest income	$541,000	13,671
Total interest expense	$251,000	13,597
Net interest income	$290,000	13,640
Provision for loan and lease losses	$11,000	11,121
Total noninterest income	$42,000	13,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	11,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	12,017
Total noninterest expense	$232,000	13,749
Salaries and employee benefits	$113,000	13,740
Premises and equipment expense	$36,000	13,211
Additional noninterest expense	$83,000	13,664
Pre-tax net operating income	$89,000	12,130
Securities gains (losses)	$0	8,369
Applicable income taxes	$25,000	11,957
Income before extraordinary items	$64,000	12,420
Extraordinary gains, net	$0	1,422
Net income	$64,000	12,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	10,379
Cash dividends	$44,000	7,892
Sale, conversion, retirement of capital stock, net	$40,000	954
Net operating income	$64,000	12,133

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.