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Midwest Independent BankersBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,151,0002,267
Total interest expense$5,573,0001,902
Net interest income$9,578,0002,443
Provision for loan and lease losses$-42,0004,258
Total noninterest income$5,215,0001,163
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,938,000408
Trading account gains and feesNANA
Additional Noninterest Income$2,277,0001,503
Total noninterest expense$10,944,0001,926
Salaries and employee benefits$4,089,0002,487
Premises and equipment expense$455,0003,083
Additional noninterest expense$2,277,0001,503
Pre-tax net operating income$3,891,0002,201
Securities gains (losses)$0988
Applicable income taxes$970,0001,461
Income before extraordinary items$2,921,0002,362
Extraordinary gains, net$054
Net income$2,921,0002,386
Minority interest net income$088
Net income of bank and minority interests.$2,921,0002,365
Net charge-offs$-76,0004,281
Cash dividends$1,750,0001,661
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,921,0002,379
2023-09-30 (YTD Data)Rank
Total interest income$11,138,0002,262
Total interest expense$4,002,0001,826
Net interest income$7,136,0002,470
Provision for loan and lease losses$-10,0004,260
Total noninterest income$3,977,0001,151
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,218,000402
Trading account gains and feesNANA
Additional Noninterest Income$1,759,0001,463
Total noninterest expense$8,174,0001,927
Salaries and employee benefits$3,072,0002,474
Premises and equipment expense$352,0003,061
Additional noninterest expense$1,759,0001,463
Pre-tax net operating income$2,949,0002,250
Securities gains (losses)$0849
Applicable income taxes$732,0001,503
Income before extraordinary items$2,217,0002,388
Extraordinary gains, net$052
Net income$2,217,0002,411
Minority interest net income$081
Net income of bank and minority interests.$2,217,0002,390
Net charge-offs$-63,0004,262
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,217,0002,410
2023-06-30 (YTD Data)Rank
Total interest income$7,173,0002,294
Total interest expense$2,463,0001,775
Net interest income$4,710,0002,503
Provision for loan and lease losses$-7,0004,330
Total noninterest income$2,716,0001,083
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,484,000394
Trading account gains and feesNANA
Additional Noninterest Income$1,232,0001,344
Total noninterest expense$5,407,0001,930
Salaries and employee benefits$2,052,0002,473
Premises and equipment expense$218,0003,161
Additional noninterest expense$1,232,0001,343
Pre-tax net operating income$2,026,0002,238
Securities gains (losses)$0938
Applicable income taxes$516,0001,469
Income before extraordinary items$1,510,0002,398
Extraordinary gains, net$051
Net income$1,510,0002,425
Minority interest net income$081
Net income of bank and minority interests.$1,510,0002,398
Net charge-offs$-50,0004,328
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,510,0002,414
2023-03-31 (YTD Data)Rank
Total interest income$3,471,0002,314
Total interest expense$1,164,0001,660
Net interest income$2,307,0002,542
Provision for loan and lease losses$02,612
Total noninterest income$1,427,0001,036
Gross Fiduciary activities income$0913
Service charges on deposit accounts$761,000401
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,269
Total noninterest expense$2,673,0001,967
Salaries and employee benefits$1,036,0002,492
Premises and equipment expense$115,0003,125
Additional noninterest expense$666,0001,269
Pre-tax net operating income$1,061,0002,223
Securities gains (losses)$0950
Applicable income taxes$258,0001,511
Income before extraordinary items$803,0002,376
Extraordinary gains, net$04
Net income$803,0002,376
Minority interest net income$048
Net income of bank and minority interests.$803,0002,376
Net charge-offs$-41,0004,401
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$803,0002,396
2022-12-31 (YTD Data)Rank
Total interest income$8,959,0002,693
Total interest expense$1,953,0001,625
Net interest income$7,006,0002,878
Provision for loan and lease losses$03,012
Total noninterest income$7,369,000929
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,221,000268
Trading account gains and feesNANA
Additional Noninterest Income$2,148,0001,557
Total noninterest expense$10,100,0001,993
Salaries and employee benefits$3,701,0002,619
Premises and equipment expense$499,0002,996
Additional noninterest expense$2,148,0001,557
Pre-tax net operating income$4,275,0002,218
Securities gains (losses)$0691
Applicable income taxes$1,023,0001,533
Income before extraordinary items$3,252,0002,356
Extraordinary gains, net$05
Net income$3,252,0002,356
Minority interest net income$063
Net income of bank and minority interests.$3,252,0002,355
Net charge-offs$-199,0004,435
Cash dividends$2,500,0001,291
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,252,0002,384
2022-09-30 (YTD Data)Rank
Total interest income$5,772,0002,862
Total interest expense$897,0001,906
Net interest income$4,875,0002,970
Provision for loan and lease losses$02,835
Total noninterest income$5,921,000908
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,367,000258
Trading account gains and feesNANA
Additional Noninterest Income$1,554,0001,614
Total noninterest expense$7,526,0002,003
Salaries and employee benefits$2,728,0002,642
Premises and equipment expense$381,0002,981
Additional noninterest expense$1,554,0001,614
Pre-tax net operating income$3,270,0002,187
Securities gains (losses)$0740
Applicable income taxes$769,0001,540
Income before extraordinary items$2,501,0002,300
Extraordinary gains, net$04
Net income$2,501,0002,299
Minority interest net income$057
Net income of bank and minority interests.$2,501,0002,299
Net charge-offs$-146,0004,393
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,501,0002,337
2022-06-30 (YTD Data)Rank
Total interest income$3,355,0003,013
Total interest expense$437,0002,135
Net interest income$2,918,0003,084
Provision for loan and lease losses$02,599
Total noninterest income$4,349,000838
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,218,000231
Trading account gains and feesNANA
Additional Noninterest Income$1,131,0001,552
Total noninterest expense$5,000,0001,988
Salaries and employee benefits$1,802,0002,661
Premises and equipment expense$258,0002,968
Additional noninterest expense$2,940,0001,172
Pre-tax net operating income$2,267,0002,048
Securities gains (losses)$0687
Applicable income taxes$532,0001,441
Income before extraordinary items$1,735,0002,161
Extraordinary gains, net$04
Net income$1,735,0002,161
Minority interest net income$060
Net income of bank and minority interests.$1,735,0002,161
Net charge-offs$-97,0004,377
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,735,0002,200
2022-03-31 (YTD Data)Rank
Total interest income$1,518,0003,123
Total interest expense$156,0002,580
Net interest income$1,362,0003,142
Provision for loan and lease losses$02,285
Total noninterest income$2,194,000834
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,613,000234
Trading account gains and feesNANA
Additional Noninterest Income$581,0001,535
Total noninterest expense$2,502,0001,977
Salaries and employee benefits$919,0002,628
Premises and equipment expense$128,0002,991
Additional noninterest expense$1,455,0001,171
Pre-tax net operating income$1,054,0002,041
Securities gains (losses)$0623
Applicable income taxes$251,0001,446
Income before extraordinary items$803,0002,187
Extraordinary gains, net$04
Net income$803,0002,187
Minority interest net income$050
Net income of bank and minority interests.$803,0002,187
Net charge-offs$-49,0004,398
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$803,0002,209
2021-12-31 (YTD Data)Rank
Total interest income$6,404,0003,134
Total interest expense$605,0002,901
Net interest income$5,799,0003,124
Provision for loan and lease losses$03,064
Total noninterest income$8,764,000912
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,431,000221
Trading account gains and feesNANA
Additional Noninterest Income$2,333,0001,762
Total noninterest expense$9,760,0002,007
Salaries and employee benefits$3,551,0002,686
Premises and equipment expense$507,0003,019
Additional noninterest expense$5,702,0001,182
Pre-tax net operating income$4,803,0002,103
Securities gains (losses)$02,062
Applicable income taxes$1,106,0001,536
Income before extraordinary items$3,697,0002,281
Extraordinary gains, net$010
Net income$3,697,0002,282
Minority interest net income$074
Net income of bank and minority interests.$3,697,0002,282
Net charge-offs$-315,0004,649
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,697,0002,251
2021-09-30 (YTD Data)Rank
Total interest income$4,875,0003,171
Total interest expense$464,0002,959
Net interest income$4,411,0003,157
Provision for loan and lease losses$02,963
Total noninterest income$6,636,000937
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,824,000221
Trading account gains and feesNANA
Additional Noninterest Income$1,812,0001,776
Total noninterest expense$7,273,0002,032
Salaries and employee benefits$2,678,0002,681
Premises and equipment expense$374,0003,065
Additional noninterest expense$4,221,0001,192
Pre-tax net operating income$3,774,0002,123
Securities gains (losses)$02,015
Applicable income taxes$846,0001,591
Income before extraordinary items$2,928,0002,288
Extraordinary gains, net$08
Net income$2,928,0002,287
Minority interest net income$069
Net income of bank and minority interests.$2,928,0002,288
Net charge-offs$-262,0004,714
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,928,0002,263
2021-06-30 (YTD Data)Rank
Total interest income$3,202,0003,198
Total interest expense$325,0002,974
Net interest income$2,877,0003,194
Provision for loan and lease losses$02,862
Total noninterest income$4,498,000919
Gross Fiduciary activities income$0951
Service charges on deposit accounts$3,220,000217
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0001,663
Total noninterest expense$4,811,0002,032
Salaries and employee benefits$1,771,0002,696
Premises and equipment expense$248,0003,059
Additional noninterest expense$2,792,0001,191
Pre-tax net operating income$2,564,0002,085
Securities gains (losses)$01,818
Applicable income taxes$569,0001,565
Income before extraordinary items$1,995,0002,228
Extraordinary gains, net$06
Net income$1,995,0002,225
Minority interest net income$067
Net income of bank and minority interests.$1,995,0002,228
Net charge-offs$-213,0004,758
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,995,0002,198
2021-03-31 (YTD Data)Rank
Total interest income$1,558,0003,236
Total interest expense$184,0002,873
Net interest income$1,374,0003,250
Provision for loan and lease losses$02,741
Total noninterest income$2,176,000948
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,569,000216
Trading account gains and feesNANA
Additional Noninterest Income$607,0001,717
Total noninterest expense$2,390,0002,022
Salaries and employee benefits$903,0002,662
Premises and equipment expense$117,0003,154
Additional noninterest expense$1,370,0001,196
Pre-tax net operating income$1,160,0002,187
Securities gains (losses)$01,392
Applicable income taxes$291,0001,525
Income before extraordinary items$869,0002,401
Extraordinary gains, net$03
Net income$869,0002,400
Minority interest net income$055
Net income of bank and minority interests.$869,0002,401
Net charge-offs$-38,0004,532
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$869,0002,358
2020-12-31 (YTD Data)Rank
Total interest income$6,826,0003,104
Total interest expense$801,0003,263
Net interest income$6,025,0003,044
Provision for loan and lease losses$04,319
Total noninterest income$7,832,000956
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,778,000229
Trading account gains and feesNANA
Additional Noninterest Income$2,054,0001,764
Total noninterest expense$9,696,0001,996
Salaries and employee benefits$3,745,0002,589
Premises and equipment expense$512,0003,012
Additional noninterest expense$5,439,0001,187
Pre-tax net operating income$4,161,0002,016
Securities gains (losses)$02,675
Applicable income taxes$996,0001,430
Income before extraordinary items$3,165,0002,234
Extraordinary gains, net$04
Net income$3,165,0002,234
Minority interest net income$072
Net income of bank and minority interests.$3,165,0002,234
Net charge-offs$-163,0004,820
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,165,0002,172
2020-09-30 (YTD Data)Rank
Total interest income$5,243,0003,097
Total interest expense$603,0003,342
Net interest income$4,640,0003,021
Provision for loan and lease losses$04,239
Total noninterest income$5,743,000937
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,225,000230
Trading account gains and feesNANA
Additional Noninterest Income$1,518,0001,726
Total noninterest expense$7,411,0001,953
Salaries and employee benefits$2,907,0002,509
Premises and equipment expense$386,0003,017
Additional noninterest expense$4,118,0001,158
Pre-tax net operating income$2,972,0002,052
Securities gains (losses)$02,494
Applicable income taxes$719,0001,433
Income before extraordinary items$2,253,0002,282
Extraordinary gains, net$04
Net income$2,253,0002,281
Minority interest net income$065
Net income of bank and minority interests.$2,253,0002,282
Net charge-offs$-119,0004,846
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,253,0002,228
2020-06-30 (YTD Data)Rank
Total interest income$3,550,0003,117
Total interest expense$438,0003,320
Net interest income$3,112,0003,029
Provision for loan and lease losses$04,134
Total noninterest income$3,726,000906
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,650,000240
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0001,602
Total noninterest expense$5,058,0001,918
Salaries and employee benefits$1,952,0002,512
Premises and equipment expense$253,0003,038
Additional noninterest expense$2,853,0001,117
Pre-tax net operating income$1,780,0002,164
Securities gains (losses)$02,249
Applicable income taxes$426,0001,473
Income before extraordinary items$1,354,0002,381
Extraordinary gains, net$04
Net income$1,354,0002,381
Minority interest net income$065
Net income of bank and minority interests.$1,354,0002,381
Net charge-offs$-90,0004,872
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,354,0002,349
2020-03-31 (YTD Data)Rank
Total interest income$1,951,0002,969
Total interest expense$266,0003,177
Net interest income$1,685,0002,869
Provision for loan and lease losses$03,711
Total noninterest income$1,634,000933
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,067,000322
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,400
Total noninterest expense$2,627,0001,874
Salaries and employee benefits$996,0002,490
Premises and equipment expense$135,0002,962
Additional noninterest expense$1,496,0001,105
Pre-tax net operating income$692,0002,363
Securities gains (losses)$01,705
Applicable income taxes$169,0001,529
Income before extraordinary items$523,0002,580
Extraordinary gains, net$04
Net income$523,0002,580
Minority interest net income$056
Net income of bank and minority interests.$523,0002,581
Net charge-offs$-42,0004,831
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$523,0002,556
2019-12-31 (YTD Data)Rank
Total interest income$9,036,0002,754
Total interest expense$1,173,0003,082
Net interest income$7,863,0002,650
Provision for loan and lease losses$03,973
Total noninterest income$5,075,0001,122
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,526,000372
Trading account gains and feesNANA
Additional Noninterest Income$1,549,0001,764
Total noninterest expense$10,156,0001,900
Salaries and employee benefits$3,832,0002,528
Premises and equipment expense$561,0002,911
Additional noninterest expense$5,763,0001,117
Pre-tax net operating income$2,782,0002,573
Securities gains (losses)$02,379
Applicable income taxes$758,0001,639
Income before extraordinary items$2,024,0002,886
Extraordinary gains, net$011
Net income$2,024,0002,886
Minority interest net income$076
Net income of bank and minority interests.$2,024,0002,887
Net charge-offs$-110,0004,915
Cash dividends$3,012,0001,176
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,024,0002,844
2019-09-30 (YTD Data)Rank
Total interest income$6,836,0002,765
Total interest expense$884,0003,109
Net interest income$5,952,0002,673
Provision for loan and lease losses$03,836
Total noninterest income$3,712,0001,129
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,552,000377
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,759
Total noninterest expense$7,550,0001,925
Salaries and employee benefits$2,776,0002,602
Premises and equipment expense$408,0002,980
Additional noninterest expense$4,366,0001,108
Pre-tax net operating income$2,114,0002,623
Securities gains (losses)$02,167
Applicable income taxes$553,0001,709
Income before extraordinary items$1,561,0002,908
Extraordinary gains, net$011
Net income$1,561,0002,909
Minority interest net income$072
Net income of bank and minority interests.$1,561,0002,909
Net charge-offs$3,0003,249
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,561,0002,878
2019-06-30 (YTD Data)Rank
Total interest income$4,629,0002,751
Total interest expense$581,0003,108
Net interest income$4,048,0002,637
Provision for loan and lease losses$03,685
Total noninterest income$2,510,0001,094
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,648,000389
Trading account gains and feesNANA
Additional Noninterest Income$862,0001,628
Total noninterest expense$5,041,0001,925
Salaries and employee benefits$1,856,0002,606
Premises and equipment expense$269,0003,029
Additional noninterest expense$2,916,0001,116
Pre-tax net operating income$1,517,0002,487
Securities gains (losses)$01,702
Applicable income taxes$386,0001,650
Income before extraordinary items$1,131,0002,762
Extraordinary gains, net$011
Net income$1,131,0002,762
Minority interest net income$069
Net income of bank and minority interests.$1,131,0002,761
Net charge-offs$52,0001,798
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,131,0002,739
2019-03-31 (YTD Data)Rank
Total interest income$2,354,0002,732
Total interest expense$266,0003,218
Net interest income$2,088,0002,600
Provision for loan and lease losses$03,406
Total noninterest income$1,277,0001,045
Gross Fiduciary activities income$0972
Service charges on deposit accounts$821,000381
Trading account gains and feesNANA
Additional Noninterest Income$456,0001,534
Total noninterest expense$2,514,0001,936
Salaries and employee benefits$916,0002,644
Premises and equipment expense$144,0002,924
Additional noninterest expense$1,454,0001,099
Pre-tax net operating income$851,0002,280
Securities gains (losses)$01,087
Applicable income taxes$217,0001,521
Income before extraordinary items$634,0002,521
Extraordinary gains, net$05
Net income$634,0002,520
Minority interest net income$052
Net income of bank and minority interests.$634,0002,520
Net charge-offs$-39,0005,018
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$634,0002,503
2018-12-31 (YTD Data)Rank
Total interest income$9,242,0002,672
Total interest expense$1,175,0002,699
Net interest income$8,067,0002,641
Provision for loan and lease losses$-950,0005,338
Total noninterest income$4,881,0001,109
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,907,000358
Trading account gains and feesNANA
Additional Noninterest Income$974,0002,267
Total noninterest expense$9,682,0001,949
Salaries and employee benefits$3,366,0002,743
Premises and equipment expense$508,0003,117
Additional noninterest expense$5,808,0001,109
Pre-tax net operating income$4,216,0002,033
Securities gains (losses)$01,125
Applicable income taxes$1,204,0001,215
Income before extraordinary items$3,012,0002,319
Extraordinary gains, net$06
Net income$3,012,0002,318
Minority interest net income$072
Net income of bank and minority interests.$3,012,0002,318
Net charge-offs$360,0001,189
Cash dividends$2,420,0001,284
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,012,0002,315
2018-09-30 (YTD Data)Rank
Total interest income$6,722,0002,726
Total interest expense$749,0002,859
Net interest income$5,973,0002,664
Provision for loan and lease losses$03,948
Total noninterest income$3,835,0001,085
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,969,000355
Trading account gains and feesNANA
Additional Noninterest Income$866,0002,104
Total noninterest expense$7,404,0001,920
Salaries and employee benefits$2,579,0002,723
Premises and equipment expense$381,0003,156
Additional noninterest expense$4,444,0001,090
Pre-tax net operating income$2,404,0002,450
Securities gains (losses)$01,118
Applicable income taxes$669,0001,538
Income before extraordinary items$1,735,0002,762
Extraordinary gains, net$05
Net income$1,735,0002,761
Minority interest net income$066
Net income of bank and minority interests.$1,735,0002,761
Net charge-offs$-92,0005,099
Cash dividends$1,700,0001,199
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,735,0002,749
2018-06-30 (YTD Data)Rank
Total interest income$4,294,0002,792
Total interest expense$337,0003,383
Net interest income$3,957,0002,676
Provision for loan and lease losses$03,782
Total noninterest income$2,600,0001,074
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,963,000355
Trading account gains and feesNANA
Additional Noninterest Income$637,0001,981
Total noninterest expense$4,970,0001,929
Salaries and employee benefits$1,760,0002,694
Premises and equipment expense$253,0003,184
Additional noninterest expense$2,957,0001,089
Pre-tax net operating income$1,587,0002,437
Securities gains (losses)$0961
Applicable income taxes$440,0001,523
Income before extraordinary items$1,147,0002,730
Extraordinary gains, net$06
Net income$1,147,0002,729
Minority interest net income$065
Net income of bank and minority interests.$1,147,0002,729
Net charge-offs$-60,0005,073
Cash dividends$1,700,000871
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,147,0002,722
2018-03-31 (YTD Data)Rank
Total interest income$2,071,0002,868
Total interest expense$121,0003,845
Net interest income$1,950,0002,709
Provision for loan and lease losses$03,508
Total noninterest income$1,346,0001,043
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,011,000352
Trading account gains and feesNANA
Additional Noninterest Income$335,0001,887
Total noninterest expense$2,470,0001,946
Salaries and employee benefits$864,0002,753
Premises and equipment expense$123,0003,267
Additional noninterest expense$1,483,0001,086
Pre-tax net operating income$826,0002,337
Securities gains (losses)$0735
Applicable income taxes$230,0001,446
Income before extraordinary items$596,0002,622
Extraordinary gains, net$07
Net income$596,0002,622
Minority interest net income$052
Net income of bank and minority interests.$596,0002,622
Net charge-offs$-20,0004,983
Cash dividends$1,700,000484
Sale, conversion, retirement of capital stock, net$0580
Net operating income$596,0002,619
2017-12-31 (YTD Data)Rank
Total interest income$7,823,0002,918
Total interest expense$438,0003,866
Net interest income$7,385,0002,782
Provision for loan and lease losses$04,227
Total noninterest income$6,286,000940
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,446,000325
Trading account gains and feesNANA
Additional Noninterest Income$1,840,0001,606
Total noninterest expense$9,452,0002,008
Salaries and employee benefits$3,374,0002,778
Premises and equipment expense$584,0002,973
Additional noninterest expense$5,494,0001,160
Pre-tax net operating income$4,219,0001,965
Securities gains (losses)$02,243
Applicable income taxes$1,367,0001,607
Income before extraordinary items$2,852,0002,137
Extraordinary gains, net$09
Net income$2,852,0002,138
Minority interest net income$076
Net income of bank and minority interests.$2,852,0002,138
Net charge-offs$-126,0005,354
Cash dividends$900,0002,317
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,852,0002,119
2017-09-30 (YTD Data)Rank
Total interest income$5,767,0002,971
Total interest expense$307,0003,974
Net interest income$5,460,0002,832
Provision for loan and lease losses$04,088
Total noninterest income$4,833,000944
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,371,000322
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,576
Total noninterest expense$7,159,0001,984
Salaries and employee benefits$2,569,0002,771
Premises and equipment expense$445,0002,973
Additional noninterest expense$4,145,0001,146
Pre-tax net operating income$3,134,0001,997
Securities gains (losses)$02,274
Applicable income taxes$1,080,0001,404
Income before extraordinary items$2,054,0002,364
Extraordinary gains, net$09
Net income$2,054,0002,363
Minority interest net income$071
Net income of bank and minority interests.$2,054,0002,364
Net charge-offs$-19,0004,906
Cash dividends$900,0001,809
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,054,0002,341
2017-06-30 (YTD Data)Rank
Total interest income$3,756,0003,007
Total interest expense$146,0004,454
Net interest income$3,610,0002,847
Provision for loan and lease losses$03,871
Total noninterest income$3,377,000918
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,255,000313
Trading account gains and feesNANA
Additional Noninterest Income$1,122,0001,438
Total noninterest expense$4,644,0002,038
Salaries and employee benefits$1,661,0002,842
Premises and equipment expense$298,0002,967
Additional noninterest expense$2,685,0001,173
Pre-tax net operating income$2,343,0001,795
Securities gains (losses)$01,906
Applicable income taxes$792,0001,277
Income before extraordinary items$1,551,0002,102
Extraordinary gains, net$011
Net income$1,551,0002,103
Minority interest net income$071
Net income of bank and minority interests.$1,551,0002,103
Net charge-offs$-3,0004,411
Cash dividends$900,0001,419
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,551,0002,069
2017-03-31 (YTD Data)Rank
Total interest income$1,810,0003,075
Total interest expense$50,0004,929
Net interest income$1,760,0002,893
Provision for loan and lease losses$03,537
Total noninterest income$1,860,000861
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,132,000311
Trading account gains and feesNANA
Additional Noninterest Income$728,0001,200
Total noninterest expense$2,331,0002,048
Salaries and employee benefits$885,0002,750
Premises and equipment expense$149,0003,005
Additional noninterest expense$1,297,0001,203
Pre-tax net operating income$1,289,0001,622
Securities gains (losses)$01,153
Applicable income taxes$412,0001,218
Income before extraordinary items$877,0001,830
Extraordinary gains, net$08
Net income$877,0001,830
Minority interest net income$055
Net income of bank and minority interests.$877,0001,830
Net charge-offs$-3,0004,448
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$0632
Net operating income$877,0001,818
2016-12-31 (YTD Data)Rank
Total interest income$6,366,0003,306
Total interest expense$195,0004,988
Net interest income$6,171,0003,139
Provision for loan and lease losses$04,332
Total noninterest income$6,360,000974
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,015,000297
Trading account gains and fees$0170
Additional Noninterest Income$1,345,0002,030
Total noninterest expense$9,070,0002,079
Salaries and employee benefits$3,251,0002,884
Premises and equipment expense$607,0002,991
Additional noninterest expense$5,212,0001,214
Pre-tax net operating income$3,461,0002,137
Securities gains (losses)$-75,0005,780
Applicable income taxes$1,218,0001,461
Income before extraordinary items$2,168,0002,652
Extraordinary gains, net$05
Net income$2,168,0002,650
Minority interest net income$082
Net income of bank and minority interests.$2,168,0002,651
Net charge-offs$-102,0005,528
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,216,0002,554
2016-09-30 (YTD Data)Rank
Total interest income$4,663,0003,361
Total interest expense$145,0005,053
Net interest income$4,518,0003,197
Provision for loan and lease losses$04,186
Total noninterest income$4,760,000967
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,764,000295
Trading account gains and fees$0169
Additional Noninterest Income$996,0002,051
Total noninterest expense$6,947,0002,039
Salaries and employee benefits$2,486,0002,845
Premises and equipment expense$456,0003,005
Additional noninterest expense$4,005,0001,203
Pre-tax net operating income$2,331,0002,368
Securities gains (losses)$-7,0005,778
Applicable income taxes$832,0001,590
Income before extraordinary items$1,492,0002,836
Extraordinary gains, net$05
Net income$1,492,0002,836
Minority interest net income$071
Net income of bank and minority interests.$1,492,0002,836
Net charge-offs$-62,0005,435
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,496,4802,772
2016-06-30 (YTD Data)Rank
Total interest income$3,108,0003,385
Total interest expense$96,0005,103
Net interest income$3,012,0003,206
Provision for loan and lease losses$04,017
Total noninterest income$3,163,000958
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,505,000299
Trading account gains and fees$0157
Additional Noninterest Income$658,0002,025
Total noninterest expense$4,597,0002,063
Salaries and employee benefits$1,629,0002,904
Premises and equipment expense$300,0003,042
Additional noninterest expense$2,668,0001,204
Pre-tax net operating income$1,578,0002,314
Securities gains (losses)$02,835
Applicable income taxes$572,0001,536
Income before extraordinary items$1,006,0002,785
Extraordinary gains, net$016
Net income$1,006,0002,783
Minority interest net income$071
Net income of bank and minority interests.$1,006,0002,784
Net charge-offs$-62,0005,565
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,006,0002,716
2016-03-31 (YTD Data)Rank
Total interest income$1,562,0003,397
Total interest expense$49,0005,128
Net interest income$1,513,0003,205
Provision for loan and lease losses$03,656
Total noninterest income$1,607,000912
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,258,000296
Trading account gains and fees$0142
Additional Noninterest Income$349,0001,909
Total noninterest expense$2,329,0002,047
Salaries and employee benefits$875,0002,774
Premises and equipment expense$148,0003,084
Additional noninterest expense$1,306,0001,222
Pre-tax net operating income$791,0002,290
Securities gains (losses)$02,077
Applicable income taxes$284,0001,529
Income before extraordinary items$507,0002,726
Extraordinary gains, net$012
Net income$507,0002,725
Minority interest net income$062
Net income of bank and minority interests.$507,0002,726
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$507,0002,678
2015-12-31 (YTD Data)Rank
Total interest income$5,955,0003,460
Total interest expense$304,0004,587
Net interest income$5,651,0003,320
Provision for loan and lease losses$04,380
Total noninterest income$6,029,000998
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,157,000286
Trading account gains and fees$0159
Additional Noninterest Income$872,0002,548
Total noninterest expense$9,764,0001,939
Salaries and employee benefits$3,193,0002,920
Premises and equipment expense$634,0002,995
Additional noninterest expense$5,937,0001,092
Pre-tax net operating income$1,916,0003,095
Securities gains (losses)$03,216
Applicable income taxes$689,0001,931
Income before extraordinary items$1,227,0003,589
Extraordinary gains, net$023
Net income$1,227,0003,587
Minority interest net income$081
Net income of bank and minority interests.$1,227,0003,589
Net charge-offs$-193,0005,857
Cash dividends$2,075,0001,306
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,227,0003,542
2015-09-30 (YTD Data)Rank
Total interest income$4,510,0003,468
Total interest expense$250,0004,503
Net interest income$4,260,0003,338
Provision for loan and lease losses$04,232
Total noninterest income$4,486,0001,005
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,838,000294
Trading account gains and fees$0153
Additional Noninterest Income$648,0002,574
Total noninterest expense$7,412,0001,916
Salaries and employee benefits$2,440,0002,890
Premises and equipment expense$464,0003,086
Additional noninterest expense$4,508,0001,080
Pre-tax net operating income$1,334,0003,282
Securities gains (losses)$03,031
Applicable income taxes$478,0002,054
Income before extraordinary items$856,0003,764
Extraordinary gains, net$021
Net income$856,0003,763
Minority interest net income$078
Net income of bank and minority interests.$856,0003,764
Net charge-offs$120,0001,991
Cash dividends$2,075,000951
Sale, conversion, retirement of capital stock, net$0773
Net operating income$856,0003,714
2015-06-30 (YTD Data)Rank
Total interest income$3,057,0003,449
Total interest expense$172,0004,498
Net interest income$2,885,0003,304
Provision for loan and lease losses$04,069
Total noninterest income$2,981,0001,007
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,507,000296
Trading account gains and fees$0157
Additional Noninterest Income$474,0002,467
Total noninterest expense$4,910,0001,940
Salaries and employee benefits$1,581,0002,974
Premises and equipment expense$306,0003,119
Additional noninterest expense$3,023,0001,085
Pre-tax net operating income$956,0003,144
Securities gains (losses)$02,636
Applicable income taxes$333,0002,020
Income before extraordinary items$623,0003,601
Extraordinary gains, net$022
Net income$623,0003,602
Minority interest net income$075
Net income of bank and minority interests.$623,0003,603
Net charge-offs$144,0001,404
Cash dividends$2,075,000677
Sale, conversion, retirement of capital stock, net$0751
Net operating income$623,0003,550
2015-03-31 (YTD Data)Rank
Total interest income$1,514,0003,474
Total interest expense$90,0004,475
Net interest income$1,424,0003,341
Provision for loan and lease losses$03,703
Total noninterest income$1,507,000967
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,260,000289
Trading account gains and fees$0152
Additional Noninterest Income$247,0002,369
Total noninterest expense$2,351,0002,017
Salaries and employee benefits$720,0003,182
Premises and equipment expense$147,0003,236
Additional noninterest expense$1,484,0001,079
Pre-tax net operating income$580,0002,758
Securities gains (losses)$02,027
Applicable income taxes$199,0001,829
Income before extraordinary items$381,0003,218
Extraordinary gains, net$013
Net income$381,0003,221
Minority interest net income$064
Net income of bank and minority interests.$381,0003,221
Net charge-offs$15,0002,292
Cash dividends$2,075,000349
Sale, conversion, retirement of capital stock, net$0697
Net operating income$381,0003,141
2014-12-31 (YTD Data)Rank
Total interest income$6,323,0003,402
Total interest expense$437,0004,283
Net interest income$5,886,0003,300
Provision for loan and lease losses$-500,0006,253
Total noninterest income$5,801,000984
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,164,000299
Trading account gains and fees$0180
Additional Noninterest Income$637,0002,955
Total noninterest expense$10,048,0001,875
Salaries and employee benefits$3,096,0003,008
Premises and equipment expense$639,0003,092
Additional noninterest expense$6,313,0001,047
Pre-tax net operating income$2,139,0002,872
Securities gains (losses)$03,259
Applicable income taxes$730,0001,847
Income before extraordinary items$1,409,0003,349
Extraordinary gains, net$017
Net income$1,409,0003,351
Minority interest net income$084
Net income of bank and minority interests.$1,409,0003,351
Net charge-offs$-2,509,0006,489
Cash dividends$2,900,000950
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,409,0003,300
2014-09-30 (YTD Data)Rank
Total interest income$4,724,0003,440
Total interest expense$336,0004,282
Net interest income$4,388,0003,335
Provision for loan and lease losses$04,401
Total noninterest income$4,512,000953
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,873,000295
Trading account gains and fees$0174
Additional Noninterest Income$639,0002,563
Total noninterest expense$7,665,0001,855
Salaries and employee benefits$2,278,0003,068
Premises and equipment expense$481,0003,119
Additional noninterest expense$4,906,000999
Pre-tax net operating income$1,235,0003,382
Securities gains (losses)$02,980
Applicable income taxes$415,0002,152
Income before extraordinary items$820,0003,862
Extraordinary gains, net$015
Net income$820,0003,864
Minority interest net income$081
Net income of bank and minority interests.$820,0003,865
Net charge-offs$-2,952,0006,578
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$820,0003,820
2014-06-30 (YTD Data)Rank
Total interest income$3,147,0003,447
Total interest expense$231,0004,269
Net interest income$2,916,0003,341
Provision for loan and lease losses$04,196
Total noninterest income$3,088,000917
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,564,000292
Trading account gains and fees$0172
Additional Noninterest Income$524,0002,253
Total noninterest expense$5,216,0001,813
Salaries and employee benefits$1,616,0002,962
Premises and equipment expense$318,0003,166
Additional noninterest expense$3,282,000989
Pre-tax net operating income$788,0003,399
Securities gains (losses)$02,580
Applicable income taxes$259,0002,173
Income before extraordinary items$529,0003,847
Extraordinary gains, net$020
Net income$529,0003,852
Minority interest net income$080
Net income of bank and minority interests.$529,0003,853
Net charge-offs$-2,025,0006,647
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$529,0003,795
2014-03-31 (YTD Data)Rank
Total interest income$1,569,0003,474
Total interest expense$117,0004,300
Net interest income$1,452,0003,357
Provision for loan and lease losses$03,817
Total noninterest income$1,529,000897
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,274,000286
Trading account gains and fees$0147
Additional Noninterest Income$255,0002,226
Total noninterest expense$2,547,0001,860
Salaries and employee benefits$757,0003,116
Premises and equipment expense$156,0003,250
Additional noninterest expense$1,634,000985
Pre-tax net operating income$434,0003,153
Securities gains (losses)$01,715
Applicable income taxes$141,0002,057
Income before extraordinary items$293,0003,585
Extraordinary gains, net$016
Net income$293,0003,588
Minority interest net income$066
Net income of bank and minority interests.$293,0003,588
Net charge-offs$-2,020,0006,720
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$293,0003,539
2013-12-31 (YTD Data)Rank
Total interest income$6,716,0003,363
Total interest expense$454,0004,666
Net interest income$6,262,0003,166
Provision for loan and lease losses$75,0003,934
Total noninterest income$5,399,0001,066
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,155,000298
Trading account gains and fees$0184
Additional Noninterest Income$244,0004,354
Total noninterest expense$10,736,0001,792
Salaries and employee benefits$3,284,0002,925
Premises and equipment expense$706,0002,947
Additional noninterest expense$6,746,0001,010
Pre-tax net operating income$850,0004,322
Securities gains (losses)$12,0002,573
Applicable income taxes$234,0002,836
Income before extraordinary items$628,0004,599
Extraordinary gains, net$029
Net income$628,0004,603
Minority interest net income$090
Net income of bank and minority interests.$628,0004,603
Net charge-offs$824,0001,458
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$619,2404,563
2013-09-30 (YTD Data)Rank
Total interest income$5,141,0003,332
Total interest expense$331,0004,809
Net interest income$4,810,0003,120
Provision for loan and lease losses$75,0003,636
Total noninterest income$4,451,0001,021
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,864,000299
Trading account gains and fees$0180
Additional Noninterest Income$587,0002,775
Total noninterest expense$8,174,0001,766
Salaries and employee benefits$2,573,0002,856
Premises and equipment expense$553,0002,896
Additional noninterest expense$5,048,0001,005
Pre-tax net operating income$1,012,0003,667
Securities gains (losses)$12,0002,447
Applicable income taxes$315,0002,393
Income before extraordinary items$709,0004,046
Extraordinary gains, net$025
Net income$709,0004,050
Minority interest net income$084
Net income of bank and minority interests.$709,0004,050
Net charge-offs$-340,0006,788
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$700,7203,992
2013-06-30 (YTD Data)Rank
Total interest income$3,517,0003,271
Total interest expense$208,0004,991
Net interest income$3,309,0003,057
Provision for loan and lease losses$75,0003,208
Total noninterest income$2,954,0001,027
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,532,000298
Trading account gains and fees$0157
Additional Noninterest Income$422,0002,721
Total noninterest expense$5,530,0001,745
Salaries and employee benefits$1,764,0002,803
Premises and equipment expense$376,0002,849
Additional noninterest expense$3,390,000990
Pre-tax net operating income$658,0003,672
Securities gains (losses)$12,0002,226
Applicable income taxes$190,0002,484
Income before extraordinary items$480,0004,013
Extraordinary gains, net$022
Net income$480,0004,015
Minority interest net income$082
Net income of bank and minority interests.$480,0004,016
Net charge-offs$-192,0006,800
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$471,3603,939
2013-03-31 (YTD Data)Rank
Total interest income$1,784,0003,261
Total interest expense$90,0005,334
Net interest income$1,694,0003,002
Provision for loan and lease losses$75,0002,354
Total noninterest income$1,539,0001,008
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,249,000302
Trading account gains and fees$0148
Additional Noninterest Income$290,0002,270
Total noninterest expense$2,670,0001,812
Salaries and employee benefits$827,0002,966
Premises and equipment expense$184,0002,917
Additional noninterest expense$1,659,0001,016
Pre-tax net operating income$488,0002,916
Securities gains (losses)$-1,0006,666
Applicable income taxes$154,0001,963
Income before extraordinary items$333,0003,368
Extraordinary gains, net$010
Net income$333,0003,368
Minority interest net income$076
Net income of bank and minority interests.$333,0003,370
Net charge-offs$-39,0006,645
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$333,6803,264
2012-12-31 (YTD Data)Rank
Total interest income$7,648,0003,227
Total interest expense$307,0005,944
Net interest income$7,341,0002,871
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$6,695,000923
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,458,000290
Trading account gains and fees$0166
Additional Noninterest Income$1,237,0002,098
Total noninterest expense$11,197,0001,721
Salaries and employee benefits$3,331,0002,906
Premises and equipment expense$807,0002,724
Additional noninterest expense$7,059,000990
Pre-tax net operating income$1,639,0003,175
Securities gains (losses)$438,0001,043
Applicable income taxes$576,0002,040
Income before extraordinary items$1,501,0003,124
Extraordinary gains, net$029
Net income$1,501,0003,123
Minority interest net income$093
Net income of bank and minority interests.$1,501,0003,123
Net charge-offs$2,291,0001,046
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,185,6403,419
2012-09-30 (YTD Data)Rank
Total interest income$5,680,0003,321
Total interest expense$230,0006,083
Net interest income$5,450,0002,934
Provision for loan and lease losses$900,0001,552
Total noninterest income$5,142,000892
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,162,000283
Trading account gains and fees$0157
Additional Noninterest Income$980,0002,018
Total noninterest expense$8,190,0001,756
Salaries and employee benefits$2,555,0002,863
Premises and equipment expense$598,0002,786
Additional noninterest expense$5,037,0001,025
Pre-tax net operating income$1,502,0002,885
Securities gains (losses)$-56,0006,970
Applicable income taxes$375,0002,238
Income before extraordinary items$1,071,0003,294
Extraordinary gains, net$020
Net income$1,071,0003,297
Minority interest net income$086
Net income of bank and minority interests.$1,071,0003,296
Net charge-offs$2,329,000831
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,112,4403,079
2012-06-30 (YTD Data)Rank
Total interest income$3,784,0003,346
Total interest expense$152,0006,187
Net interest income$3,632,0002,940
Provision for loan and lease losses$600,0001,572
Total noninterest income$3,449,000882
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,732,000288
Trading account gains and fees$0153
Additional Noninterest Income$717,0001,890
Total noninterest expense$5,666,0001,711
Salaries and employee benefits$1,737,0002,822
Premises and equipment expense$389,0002,836
Additional noninterest expense$3,540,000981
Pre-tax net operating income$815,0003,246
Securities gains (losses)$03,178
Applicable income taxes$175,0002,571
Income before extraordinary items$640,0003,507
Extraordinary gains, net$019
Net income$640,0003,508
Minority interest net income$084
Net income of bank and minority interests.$640,0003,508
Net charge-offs$1,887,000725
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$640,0003,334
2012-03-31 (YTD Data)Rank
Total interest income$1,969,0003,252
Total interest expense$74,0006,301
Net interest income$1,895,0002,845
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,879,000817
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,389,000274
Trading account gains and fees$0148
Additional Noninterest Income$490,0001,529
Total noninterest expense$2,922,0001,655
Salaries and employee benefits$787,0003,064
Premises and equipment expense$197,0002,820
Additional noninterest expense$1,938,000875
Pre-tax net operating income$552,0002,684
Securities gains (losses)$02,210
Applicable income taxes$122,0002,240
Income before extraordinary items$430,0002,924
Extraordinary gains, net$019
Net income$430,0002,927
Minority interest net income$078
Net income of bank and minority interests.$430,0002,928
Net charge-offs$-689,0007,293
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$430,0002,767
2011-12-31 (YTD Data)Rank
Total interest income$9,094,0003,017
Total interest expense$349,0006,391
Net interest income$8,745,0002,516
Provision for loan and lease losses$2,323,0001,413
Total noninterest income$5,386,000977
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$6,291,000260
Trading account gains and fees$0146
Additional Noninterest Income$-905,0007,187
Total noninterest expense$13,075,0001,494
Salaries and employee benefits$3,562,0002,706
Premises and equipment expense$769,0002,998
Additional noninterest expense$8,744,000819
Pre-tax net operating income$-1,267,0006,654
Securities gains (losses)$03,838
Applicable income taxes$-729,0007,125
Income before extraordinary items$-538,0006,491
Extraordinary gains, net$029
Net income$-538,0006,493
Minority interest net income$096
Net income of bank and minority interests.$-538,0006,492
Net charge-offs$8,061,000560
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-538,0006,448
2011-09-30 (YTD Data)Rank
Total interest income$6,061,0003,337
Total interest expense$265,0006,478
Net interest income$5,796,0002,834
Provision for loan and lease losses$1,750,0001,360
Total noninterest income$4,869,000857
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,881,000309
Trading account gains and fees$0145
Additional Noninterest Income$988,0001,779
Total noninterest expense$8,456,0001,717
Salaries and employee benefits$2,317,0003,048
Premises and equipment expense$490,0003,399
Additional noninterest expense$5,649,000935
Pre-tax net operating income$459,0004,587
Securities gains (losses)$03,555
Applicable income taxes$-9,0006,778
Income before extraordinary items$468,0004,430
Extraordinary gains, net$021
Net income$468,0004,431
Minority interest net income$087
Net income of bank and minority interests.$468,0004,431
Net charge-offs$4,778,000648
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$468,0004,300
2011-06-30 (YTD Data)Rank
Total interest income$4,114,0003,310
Total interest expense$179,0006,554
Net interest income$3,935,0002,781
Provision for loan and lease losses$1,300,0001,266
Total noninterest income$3,259,000861
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,593,000309
Trading account gains and fees$0153
Additional Noninterest Income$666,0001,766
Total noninterest expense$5,795,0001,688
Salaries and employee benefits$1,545,0003,078
Premises and equipment expense$323,0003,470
Additional noninterest expense$3,927,000920
Pre-tax net operating income$99,0005,691
Securities gains (losses)$02,914
Applicable income taxes$-85,0007,087
Income before extraordinary items$184,0005,133
Extraordinary gains, net$015
Net income$184,0005,132
Minority interest net income$089
Net income of bank and minority interests.$184,0005,133
Net charge-offs$3,904,000567
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$184,0005,042
2011-03-31 (YTD Data)Rank
Total interest income$2,070,0003,308
Total interest expense$89,0006,660
Net interest income$1,981,0002,755
Provision for loan and lease losses$650,0001,199
Total noninterest income$1,647,000844
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,289,000304
Trading account gains and fees$0158
Additional Noninterest Income$358,0001,704
Total noninterest expense$2,881,0001,716
Salaries and employee benefits$793,0003,030
Premises and equipment expense$157,0003,576
Additional noninterest expense$1,931,000922
Pre-tax net operating income$97,0005,174
Securities gains (losses)$01,772
Applicable income taxes$-45,0007,180
Income before extraordinary items$142,0004,543
Extraordinary gains, net$09
Net income$142,0004,542
Minority interest net income$086
Net income of bank and minority interests.$142,0004,543
Net charge-offs$2,139,000520
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$142,0004,486
2010-12-31 (YTD Data)Rank
Total interest income$10,008,0002,962
Total interest expense$169,0007,393
Net interest income$9,839,0002,236
Provision for loan and lease losses$2,871,0001,660
Total noninterest income$4,976,0001,096
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,246,000298
Trading account gains and fees$0175
Additional Noninterest Income$-270,0007,319
Total noninterest expense$11,374,0001,739
Salaries and employee benefits$3,203,0002,951
Premises and equipment expense$603,0003,706
Additional noninterest expense$7,568,000978
Pre-tax net operating income$570,0004,211
Securities gains (losses)$03,793
Applicable income taxes$-249,0007,011
Income before extraordinary items$819,0003,569
Extraordinary gains, net$029
Net income$819,0003,566
Minority interest net income$0111
Net income of bank and minority interests.$819,0003,569
Net charge-offs$3,564,0001,315
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$819,0003,454
2010-09-30 (YTD Data)Rank
Total interest income$7,552,0003,005
Total interest expense$87,0007,617
Net interest income$7,465,0002,231
Provision for loan and lease losses$2,120,0001,592
Total noninterest income$3,871,0001,027
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,072,000287
Trading account gains and fees$0165
Additional Noninterest Income$-201,0007,466
Total noninterest expense$8,377,0001,762
Salaries and employee benefits$2,475,0002,872
Premises and equipment expense$444,0003,806
Additional noninterest expense$5,458,000990
Pre-tax net operating income$839,0003,383
Securities gains (losses)$03,651
Applicable income taxes$-43,0006,954
Income before extraordinary items$882,0003,114
Extraordinary gains, net$023
Net income$882,0003,112
Minority interest net income$0110
Net income of bank and minority interests.$882,0003,114
Net charge-offs$2,900,0001,168
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$882,0002,987
2010-06-30 (YTD Data)Rank
Total interest income$5,209,0002,947
Total interest expense$53,0007,700
Net interest income$5,156,0002,139
Provision for loan and lease losses$1,401,0001,587
Total noninterest income$2,223,0001,142
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,674,000293
Trading account gains and fees$0152
Additional Noninterest Income$-451,0007,697
Total noninterest expense$5,553,0001,782
Salaries and employee benefits$1,676,0002,844
Premises and equipment expense$279,0004,005
Additional noninterest expense$3,598,000980
Pre-tax net operating income$425,0003,897
Securities gains (losses)$03,184
Applicable income taxes$-71,0007,140
Income before extraordinary items$496,0003,424
Extraordinary gains, net$019
Net income$496,0003,421
Minority interest net income$0105
Net income of bank and minority interests.$496,0003,423
Net charge-offs$1,532,0001,351
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$496,0003,306
2010-03-31 (YTD Data)Rank
Total interest income$2,688,0002,911
Total interest expense$22,0007,828
Net interest income$2,666,0002,099
Provision for loan and lease losses$750,0001,389
Total noninterest income$1,465,000902
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,295,000303
Trading account gains and fees$0175
Additional Noninterest Income$170,0002,637
Total noninterest expense$2,799,0001,780
Salaries and employee benefits$846,0002,863
Premises and equipment expense$161,0003,699
Additional noninterest expense$1,792,000981
Pre-tax net operating income$582,0002,142
Securities gains (losses)$02,284
Applicable income taxes$107,0002,056
Income before extraordinary items$475,0002,232
Extraordinary gains, net$016
Net income$475,0002,231
Minority interest net income$091
Net income of bank and minority interests.$475,0002,232
Net charge-offs$1,155,000937
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$475,0002,141
2009-12-31 (YTD Data)Rank
Total interest income$12,272,0002,686
Total interest expense$70,0007,933
Net interest income$12,202,0001,818
Provision for loan and lease losses$5,912,0001,255
Total noninterest income$6,070,000940
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,187,000283
Trading account gains and fees$0211
Additional Noninterest Income$-117,0007,612
Total noninterest expense$11,026,0001,848
Salaries and employee benefits$3,036,0003,141
Premises and equipment expense$640,0003,714
Additional noninterest expense$7,350,0001,055
Pre-tax net operating income$1,334,0002,534
Securities gains (losses)$03,754
Applicable income taxes$274,0002,107
Income before extraordinary items$1,060,0002,679
Extraordinary gains, net$034
Net income$1,060,0002,678
Minority interest net income$0115
Net income of bank and minority interests.$1,060,0002,679
Net charge-offs$3,129,0001,559
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,060,0002,633
2009-09-30 (YTD Data)Rank
Total interest income$9,329,0002,689
Total interest expense$60,0008,011
Net interest income$9,269,0001,798
Provision for loan and lease losses$5,148,0001,022
Total noninterest income$4,826,000905
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,824,000274
Trading account gains and fees$0212
Additional Noninterest Income$2,0007,528
Total noninterest expense$8,693,0001,743
Salaries and employee benefits$2,216,0003,244
Premises and equipment expense$469,0003,807
Additional noninterest expense$6,008,000932
Pre-tax net operating income$254,0004,702
Securities gains (losses)$03,497
Applicable income taxes$-80,0006,899
Income before extraordinary items$334,0004,279
Extraordinary gains, net$027
Net income$334,0004,274
Minority interest net income$0118
Net income of bank and minority interests.$334,0004,277
Net charge-offs$2,354,0001,374
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$334,0004,214
2009-06-30 (YTD Data)Rank
Total interest income$6,353,0002,675
Total interest expense$39,0008,105
Net interest income$6,314,0001,771
Provision for loan and lease losses$2,686,0001,167
Total noninterest income$3,469,000857
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,295,000268
Trading account gains and fees$0193
Additional Noninterest Income$174,0003,874
Total noninterest expense$5,901,0001,741
Salaries and employee benefits$1,418,0003,402
Premises and equipment expense$294,0003,997
Additional noninterest expense$4,189,000910
Pre-tax net operating income$1,196,0001,836
Securities gains (losses)$03,136
Applicable income taxes$327,0001,447
Income before extraordinary items$869,0002,089
Extraordinary gains, net$021
Net income$869,0002,086
Minority interest net income$0112
Net income of bank and minority interests.$869,0002,088
Net charge-offs$844,0001,782
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$869,0002,027
2009-03-31 (YTD Data)Rank
Total interest income$2,989,0002,869
Total interest expense$20,0008,158
Net interest income$2,969,0001,863
Provision for loan and lease losses$968,0001,218
Total noninterest income$1,645,000863
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,591,000268
Trading account gains and fees$0171
Additional Noninterest Income$54,0004,691
Total noninterest expense$2,726,0001,819
Salaries and employee benefits$697,0003,480
Premises and equipment expense$132,0004,337
Additional noninterest expense$1,897,000867
Pre-tax net operating income$920,0001,402
Securities gains (losses)$02,434
Applicable income taxes$289,0001,089
Income before extraordinary items$631,0001,704
Extraordinary gains, net$015
Net income$631,0001,705
Minority interest net income$0102
Net income of bank and minority interests.$631,0001,706
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$631,0001,616
2008-12-31 (YTD Data)Rank
Total interest income$15,459,0002,396
Total interest expense$4,094,0003,462
Net interest income$11,365,0001,955
Provision for loan and lease losses$18,363,000391
Total noninterest income$7,615,000743
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,158,000260
Trading account gains and fees$0154
Additional Noninterest Income$457,0003,345
Total noninterest expense$10,967,0001,770
Salaries and employee benefits$2,770,0003,473
Premises and equipment expense$528,0004,315
Additional noninterest expense$7,669,000855
Pre-tax net operating income$-10,350,0007,995
Securities gains (losses)$03,220
Applicable income taxes$-4,358,0008,077
Income before extraordinary items$-5,992,0007,871
Extraordinary gains, net$039
Net income$-5,992,0007,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,703,000297
Cash dividends$600,0003,082
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-5,992,0007,915
2008-09-30 (YTD Data)Rank
Total interest income$12,234,0002,350
Total interest expense$3,845,0003,004
Net interest income$8,389,0002,006
Provision for loan and lease losses$4,207,000727
Total noninterest income$5,849,000763
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,496,000258
Trading account gains and fees$0148
Additional Noninterest Income$353,0003,394
Total noninterest expense$8,515,0001,704
Salaries and employee benefits$2,247,0003,291
Premises and equipment expense$395,0004,352
Additional noninterest expense$5,873,000791
Pre-tax net operating income$1,516,0002,825
Securities gains (losses)$03,106
Applicable income taxes$385,0002,205
Income before extraordinary items$1,131,0002,860
Extraordinary gains, net$031
Net income$1,131,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,017,000820
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,131,0003,002
2008-06-30 (YTD Data)Rank
Total interest income$8,364,0002,338
Total interest expense$2,719,0002,960
Net interest income$5,645,0001,976
Provision for loan and lease losses$1,996,000798
Total noninterest income$3,872,000779
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,629,000254
Trading account gains and fees$0149
Additional Noninterest Income$243,0003,401
Total noninterest expense$5,685,0001,701
Salaries and employee benefits$1,491,0003,353
Premises and equipment expense$294,0004,021
Additional noninterest expense$3,900,000775
Pre-tax net operating income$1,836,0001,816
Securities gains (losses)$03,233
Applicable income taxes$564,0001,466
Income before extraordinary items$1,272,0002,077
Extraordinary gains, net$021
Net income$1,272,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,745,000610
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,272,0002,032
2008-03-31 (YTD Data)Rank
Total interest income$4,351,0002,317
Total interest expense$1,586,0002,733
Net interest income$2,765,0002,012
Provision for loan and lease losses$820,000714
Total noninterest income$2,014,000744
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,749,000260
Trading account gains and fees$0158
Additional Noninterest Income$265,0002,132
Total noninterest expense$2,923,0001,659
Salaries and employee benefits$748,0003,361
Premises and equipment expense$141,0004,177
Additional noninterest expense$2,034,000714
Pre-tax net operating income$1,036,0001,729
Securities gains (losses)$02,688
Applicable income taxes$330,0001,378
Income before extraordinary items$706,0002,019
Extraordinary gains, net$015
Net income$706,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$706,0001,959
2007-12-31 (YTD Data)Rank
Total interest income$22,371,0001,895
Total interest expense$11,574,0001,730
Net interest income$10,797,0002,090
Provision for loan and lease losses$3,525,000562
Total noninterest income$6,998,000837
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$6,165,000299
Trading account gains and fees$0178
Additional Noninterest Income$833,0002,509
Total noninterest expense$11,577,0001,593
Salaries and employee benefits$2,781,0003,432
Premises and equipment expense$573,0003,964
Additional noninterest expense$8,223,000696
Pre-tax net operating income$2,693,0002,657
Securities gains (losses)$02,146
Applicable income taxes$789,0002,154
Income before extraordinary items$1,904,0002,920
Extraordinary gains, net$039
Net income$1,904,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,932,000632
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,904,0002,916
2007-09-30 (YTD Data)Rank
Total interest income$17,665,0001,809
Total interest expense$9,159,0001,635
Net interest income$8,506,0002,014
Provision for loan and lease losses$2,195,000483
Total noninterest income$5,255,000829
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,583,000295
Trading account gains and fees$0184
Additional Noninterest Income$672,0002,391
Total noninterest expense$8,751,0001,558
Salaries and employee benefits$2,118,0003,375
Premises and equipment expense$312,0004,898
Additional noninterest expense$6,321,000657
Pre-tax net operating income$2,815,0002,226
Securities gains (losses)$01,655
Applicable income taxes$894,0001,771
Income before extraordinary items$1,921,0002,455
Extraordinary gains, net$033
Net income$1,921,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,486,000493
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,921,0002,429
2007-06-30 (YTD Data)Rank
Total interest income$11,969,0001,802
Total interest expense$6,200,0001,624
Net interest income$5,769,0002,020
Provision for loan and lease losses$1,115,000538
Total noninterest income$3,406,000876
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,016,000308
Trading account gains and fees$0168
Additional Noninterest Income$390,0002,615
Total noninterest expense$5,844,0001,581
Salaries and employee benefits$1,393,0003,433
Premises and equipment expense$202,0005,004
Additional noninterest expense$4,249,000663
Pre-tax net operating income$2,216,0001,986
Securities gains (losses)$01,444
Applicable income taxes$731,0001,601
Income before extraordinary items$1,485,0002,218
Extraordinary gains, net$029
Net income$1,485,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,333
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,485,0002,205
2007-03-31 (YTD Data)Rank
Total interest income$6,084,0001,770
Total interest expense$3,052,0001,636
Net interest income$3,032,0001,900
Provision for loan and lease losses$685,000397
Total noninterest income$1,704,000853
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,500,000298
Trading account gains and fees$0195
Additional Noninterest Income$204,0002,518
Total noninterest expense$2,888,0001,591
Salaries and employee benefits$681,0003,537
Premises and equipment expense$144,0003,967
Additional noninterest expense$2,063,000675
Pre-tax net operating income$1,163,0001,914
Securities gains (losses)$01,187
Applicable income taxes$395,0001,539
Income before extraordinary items$768,0002,135
Extraordinary gains, net$022
Net income$768,0002,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$768,0002,128
2006-12-31 (YTD Data)Rank
Total interest income$20,582,0001,929
Total interest expense$10,117,0001,656
Net interest income$10,465,0002,211
Provision for loan and lease losses$1,331,000786
Total noninterest income$6,989,000838
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,218,000281
Trading account gains and fees$0130
Additional Noninterest Income$771,0002,632
Total noninterest expense$11,820,0001,510
Salaries and employee benefits$2,512,0003,596
Premises and equipment expense$544,0004,029
Additional noninterest expense$8,764,000623
Pre-tax net operating income$4,303,0002,136
Securities gains (losses)$01,687
Applicable income taxes$1,536,0001,627
Income before extraordinary items$2,767,0002,416
Extraordinary gains, net$051
Net income$2,767,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,767,0002,396
2006-09-30 (YTD Data)Rank
Total interest income$14,983,0001,971
Total interest expense$7,264,0001,689
Net interest income$7,719,0002,260
Provision for loan and lease losses$859,000888
Total noninterest income$5,181,000857
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,614,000290
Trading account gains and fees$0126
Additional Noninterest Income$567,0002,671
Total noninterest expense$8,954,0001,496
Salaries and employee benefits$2,036,0003,395
Premises and equipment expense$404,0004,083
Additional noninterest expense$6,514,000641
Pre-tax net operating income$3,087,0002,283
Securities gains (losses)$01,388
Applicable income taxes$1,126,0001,736
Income before extraordinary items$1,961,0002,609
Extraordinary gains, net$045
Net income$1,961,0002,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,961,0002,596
2006-06-30 (YTD Data)Rank
Total interest income$9,323,0002,066
Total interest expense$4,306,0001,788
Net interest income$5,017,0002,323
Provision for loan and lease losses$579,000863
Total noninterest income$3,396,000854
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,994,000289
Trading account gains and fees$0126
Additional Noninterest Income$402,0002,553
Total noninterest expense$5,835,0001,540
Salaries and employee benefits$1,292,0003,546
Premises and equipment expense$268,0004,097
Additional noninterest expense$4,275,000654
Pre-tax net operating income$1,999,0002,311
Securities gains (losses)$01,185
Applicable income taxes$764,0001,726
Income before extraordinary items$1,235,0002,725
Extraordinary gains, net$039
Net income$1,235,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,235,0002,714
2006-03-31 (YTD Data)Rank
Total interest income$4,125,0002,264
Total interest expense$1,909,0001,909
Net interest income$2,216,0002,555
Provision for loan and lease losses$165,0001,317
Total noninterest income$1,605,000881
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,423,000296
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,657
Total noninterest expense$2,790,0001,615
Salaries and employee benefits$643,0003,575
Premises and equipment expense$131,0004,167
Additional noninterest expense$2,016,000689
Pre-tax net operating income$866,0002,545
Securities gains (losses)$0955
Applicable income taxes$329,0001,904
Income before extraordinary items$537,0002,990
Extraordinary gains, net$021
Net income$537,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$537,0002,971
2005-12-31 (YTD Data)Rank
Total interest income$13,168,0002,502
Total interest expense$4,698,0002,331
Net interest income$8,470,0002,563
Provision for loan and lease losses$450,0002,063
Total noninterest income$5,646,000994
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,832,000352
Trading account gains and fees$0138
Additional Noninterest Income$814,0002,508
Total noninterest expense$9,891,0001,718
Salaries and employee benefits$2,165,0003,894
Premises and equipment expense$586,0003,731
Additional noninterest expense$7,140,000737
Pre-tax net operating income$3,775,0002,306
Securities gains (losses)$02,296
Applicable income taxes$1,458,0001,735
Income before extraordinary items$2,317,0002,753
Extraordinary gains, net$046
Net income$2,317,0002,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,317,0002,709
2005-09-30 (YTD Data)Rank
Total interest income$9,282,0002,589
Total interest expense$3,077,0002,488
Net interest income$6,205,0002,599
Provision for loan and lease losses$280,0002,309
Total noninterest income$4,137,0001,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,556,000360
Trading account gains and fees$0126
Additional Noninterest Income$581,0002,596
Total noninterest expense$7,314,0001,716
Salaries and employee benefits$1,543,0004,004
Premises and equipment expense$449,0003,665
Additional noninterest expense$5,322,000739
Pre-tax net operating income$2,748,0002,386
Securities gains (losses)$02,317
Applicable income taxes$1,040,0001,821
Income before extraordinary items$1,708,0002,812
Extraordinary gains, net$035
Net income$1,708,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,708,0002,775
2005-06-30 (YTD Data)Rank
Total interest income$5,444,0002,825
Total interest expense$1,522,0003,007
Net interest income$3,922,0002,712
Provision for loan and lease losses$145,0002,750
Total noninterest income$2,659,0001,034
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,267,000367
Trading account gains and fees$0116
Additional Noninterest Income$392,0002,581
Total noninterest expense$4,732,0001,759
Salaries and employee benefits$1,019,0004,016
Premises and equipment expense$298,0003,648
Additional noninterest expense$3,415,000762
Pre-tax net operating income$1,704,0002,473
Securities gains (losses)$02,146
Applicable income taxes$630,0001,929
Income before extraordinary items$1,074,0002,930
Extraordinary gains, net$030
Net income$1,074,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,074,0002,886
2005-03-31 (YTD Data)Rank
Total interest income$2,363,0003,139
Total interest expense$567,0003,668
Net interest income$1,796,0002,922
Provision for loan and lease losses$70,0002,663
Total noninterest income$1,315,0001,004
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,063,000376
Trading account gains and fees$0115
Additional Noninterest Income$252,0002,142
Total noninterest expense$2,285,0001,827
Salaries and employee benefits$508,0004,045
Premises and equipment expense$138,0003,892
Additional noninterest expense$1,639,000774
Pre-tax net operating income$756,0002,684
Securities gains (losses)$01,685
Applicable income taxes$262,0002,195
Income before extraordinary items$494,0003,077
Extraordinary gains, net$024
Net income$494,0003,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$494,0003,036
2004-12-31 (YTD Data)Rank
Total interest income$8,034,0003,405
Total interest expense$705,0006,576
Net interest income$7,329,0002,760
Provision for loan and lease losses$395,0002,397
Total noninterest income$5,207,0001,049
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,897,000457
Trading account gains and fees$0138
Additional Noninterest Income$1,310,0001,794
Total noninterest expense$8,016,0002,004
Salaries and employee benefits$1,954,0004,076
Premises and equipment expense$595,0003,553
Additional noninterest expense$5,467,000917
Pre-tax net operating income$4,125,0002,008
Securities gains (losses)$03,819
Applicable income taxes$1,522,0001,586
Income before extraordinary items$2,603,0002,342
Extraordinary gains, net$034
Net income$2,603,0002,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,603,0002,290
2004-09-30 (YTD Data)Rank
Total interest income$5,777,0003,492
Total interest expense$327,0007,564
Net interest income$5,450,0002,760
Provision for loan and lease losses$335,0002,066
Total noninterest income$3,935,0001,050
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,915,000462
Trading account gains and fees$0134
Additional Noninterest Income$1,020,0001,747
Total noninterest expense$5,828,0002,051
Salaries and employee benefits$1,376,0004,250
Premises and equipment expense$426,0003,705
Additional noninterest expense$4,026,000922
Pre-tax net operating income$3,222,0001,949
Securities gains (losses)$03,710
Applicable income taxes$1,212,0001,534
Income before extraordinary items$2,010,0002,307
Extraordinary gains, net$026
Net income$2,010,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$200,0003,963
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,010,0002,257
2004-06-30 (YTD Data)Rank
Total interest income$3,452,0003,819
Total interest expense$130,0008,342
Net interest income$3,322,0003,001
Provision for loan and lease losses$195,0002,252
Total noninterest income$2,653,0001,035
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,900,000471
Trading account gains and fees$0130
Additional Noninterest Income$753,0001,621
Total noninterest expense$3,731,0002,139
Salaries and employee benefits$905,0004,300
Premises and equipment expense$323,0003,346
Additional noninterest expense$2,503,000990
Pre-tax net operating income$2,049,0002,010
Securities gains (losses)$03,413
Applicable income taxes$776,0001,561
Income before extraordinary items$1,273,0002,391
Extraordinary gains, net$021
Net income$1,273,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$200,0003,418
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,273,0002,330
2004-03-31 (YTD Data)Rank
Total interest income$1,567,0004,138
Total interest expense$32,0008,837
Net interest income$1,535,0003,202
Provision for loan and lease losses$60,0002,918
Total noninterest income$1,289,0001,026
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$921,000472
Trading account gains and fees$0121
Additional Noninterest Income$368,0001,628
Total noninterest expense$1,806,0002,209
Salaries and employee benefits$463,0004,253
Premises and equipment expense$162,0003,373
Additional noninterest expense$1,181,0001,037
Pre-tax net operating income$958,0002,088
Securities gains (losses)$02,934
Applicable income taxes$362,0001,688
Income before extraordinary items$596,0002,509
Extraordinary gains, net$016
Net income$596,0002,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$596,0002,429
2003-12-31 (YTD Data)Rank
Total interest income$5,232,0004,742
Total interest expense$20,0009,084
Net interest income$5,212,0003,575
Provision for loan and lease losses$300,0003,140
Total noninterest income$5,160,0001,103
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,361,000516
Trading account gains and fees$0160
Additional Noninterest Income$1,799,0001,584
Total noninterest expense$7,072,0002,227
Salaries and employee benefits$1,874,0004,134
Premises and equipment expense$447,0004,389
Additional noninterest expense$4,751,0001,072
Pre-tax net operating income$3,000,0002,509
Securities gains (losses)$04,500
Applicable income taxes$1,157,0001,981
Income before extraordinary items$1,843,0003,047
Extraordinary gains, net$054
Net income$1,843,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,499
Cash dividends$352,0004,131
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,843,0002,916
2003-09-30 (YTD Data)Rank
Total interest income$3,779,0004,924
Total interest expense$09,218
Net interest income$3,779,0003,676
Provision for loan and lease losses$225,0003,052
Total noninterest income$3,784,0001,144
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,495,000521
Trading account gains and fees$0153
Additional Noninterest Income$1,289,0001,710
Total noninterest expense$5,158,0002,295
Salaries and employee benefits$1,346,0004,261
Premises and equipment expense$312,0004,591
Additional noninterest expense$3,500,0001,103
Pre-tax net operating income$2,180,0002,670
Securities gains (losses)$04,204
Applicable income taxes$887,0002,044
Income before extraordinary items$1,293,0003,302
Extraordinary gains, net$040
Net income$1,293,0003,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,080
Cash dividends$182,0004,160
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,293,0003,149
2003-06-30 (YTD Data)Rank
Total interest income$2,512,0004,972
Total interest expense$09,250
Net interest income$2,512,0003,681
Provision for loan and lease losses$150,0003,000
Total noninterest income$2,508,0001,151
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,629,000530
Trading account gains and fees$0150
Additional Noninterest Income$879,0001,661
Total noninterest expense$3,405,0002,306
Salaries and employee benefits$865,0004,372
Premises and equipment expense$199,0004,721
Additional noninterest expense$2,341,0001,082
Pre-tax net operating income$1,465,0002,648
Securities gains (losses)$03,782
Applicable income taxes$581,0002,099
Income before extraordinary items$884,0003,251
Extraordinary gains, net$030
Net income$884,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,326
Cash dividends$97,0004,341
Sale, conversion, retirement of capital stock, net$0589
Net operating income$884,0003,082
2003-03-31 (YTD Data)Rank
Total interest income$1,221,0005,085
Total interest expense$09,288
Net interest income$1,221,0003,768
Provision for loan and lease losses$75,0002,805
Total noninterest income$1,221,0001,148
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$805,000521
Trading account gains and fees$0134
Additional Noninterest Income$416,0001,692
Total noninterest expense$1,686,0002,307
Salaries and employee benefits$425,0004,435
Premises and equipment expense$97,0004,800
Additional noninterest expense$1,164,0001,064
Pre-tax net operating income$681,0002,794
Securities gains (losses)$02,891
Applicable income taxes$265,0002,235
Income before extraordinary items$416,0003,372
Extraordinary gains, net$021
Net income$416,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$97,0003,006
Sale, conversion, retirement of capital stock, net$0419
Net operating income$416,0003,204
2002-12-31 (YTD Data)Rank
Total interest income$5,098,0005,116
Total interest expense$09,338
Net interest income$5,098,0003,613
Provision for loan and lease losses$360,0003,054
Total noninterest income$4,284,0001,189
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,852,000570
Trading account gains and fees$0153
Additional Noninterest Income$1,432,0001,704
Total noninterest expense$6,841,0002,187
Salaries and employee benefits$2,009,0003,722
Premises and equipment expense$309,0005,475
Additional noninterest expense$4,523,0001,094
Pre-tax net operating income$2,181,0003,232
Securities gains (losses)$15,0003,365
Applicable income taxes$806,0002,583
Income before extraordinary items$1,390,0003,703
Extraordinary gains, net$070
Net income$1,390,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0003,043
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,380,4003,610
2001-12-31 (YTD Data)Rank
Total interest income$5,769,0005,112
Total interest expense$656,0008,713
Net interest income$5,113,0003,377
Provision for loan and lease losses$374,0002,763
Total noninterest income$3,648,0001,270
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,254,000658
Trading account gains and fees$0177
Additional Noninterest Income$1,394,0001,627
Total noninterest expense$6,344,0002,257
Salaries and employee benefits$1,841,0003,847
Premises and equipment expense$276,0005,792
Additional noninterest expense$4,227,0001,133
Pre-tax net operating income$2,043,0003,128
Securities gains (losses)$04,612
Applicable income taxes$822,0002,374
Income before extraordinary items$1,221,0003,757
Extraordinary gains, net$0105
Net income$1,221,0003,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,658
Cash dividends$360,0004,070
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,221,0003,645
2000-12-31 (YTD Data)Rank
Total interest income$7,128,0004,513
Total interest expense$2,553,0005,484
Net interest income$4,575,0003,742
Provision for loan and lease losses$296,0002,916
Total noninterest income$2,858,0001,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,719,000791
Trading account gains and feesNANA
Additional Noninterest Income$1,139,0001,703
Total noninterest expense$5,685,0002,406
Salaries and employee benefits$1,651,0004,047
Premises and equipment expense$295,0005,479
Additional noninterest expense$3,739,0001,221
Pre-tax net operating income$1,452,0004,152
Securities gains (losses)$01,956
Applicable income taxes$527,0003,367
Income before extraordinary items$925,0004,605
Extraordinary gains, net$038
Net income$925,0004,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,136
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$925,0004,602
1999-12-31 (YTD Data)Rank
Total interest income$4,433,0005,994
Total interest expense$898,0008,444
Net interest income$3,535,0004,624
Provision for loan and lease losses$148,0004,314
Total noninterest income$1,000,0003,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,870
Total noninterest expense$3,584,0003,643
Salaries and employee benefits$1,470,0004,412
Premises and equipment expense$326,0005,213
Additional noninterest expense$1,788,0002,433
Pre-tax net operating income$803,0005,918
Securities gains (losses)$03,155
Applicable income taxes$254,0005,162
Income before extraordinary items$549,0006,170
Extraordinary gains, net$035
Net income$549,0006,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,756
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$549,0006,152
1998-12-31 (YTD Data)Rank
Total interest income$4,072,0006,434
Total interest expense$875,0008,752
Net interest income$3,197,0004,913
Provision for loan and lease losses$120,0004,610
Total noninterest income$1,475,0002,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$1,475,0001,421
Total noninterest expense$3,983,0003,204
Salaries and employee benefits$1,420,0004,446
Premises and equipment expense$431,0004,164
Additional noninterest expense$2,132,0001,994
Pre-tax net operating income$569,0007,062
Securities gains (losses)$04,449
Applicable income taxes$179,0006,436
Income before extraordinary items$390,0007,284
Extraordinary gains, net$032
Net income$390,0007,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,450
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$390,0007,197
1997-12-31 (YTD Data)Rank
Total interest income$3,994,0006,667
Total interest expense$987,0008,723
Net interest income$3,007,0005,292
Provision for loan and lease losses$25,0007,608
Total noninterest income$870,0003,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,915
Total noninterest expense$3,509,0003,600
Salaries and employee benefits$1,221,0005,017
Premises and equipment expense$327,0005,146
Additional noninterest expense$1,961,0002,134
Pre-tax net operating income$343,0008,767
Securities gains (losses)$114,000933
Applicable income taxes$29,0009,573
Income before extraordinary items$428,0007,454
Extraordinary gains, net$044
Net income$428,0007,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,448
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$320,8408,178
1996-12-31 (YTD Data)Rank
Total interest income$2,804,0008,274
Total interest expense$513,00010,560
Net interest income$2,291,0006,571
Provision for loan and lease losses$38,0007,073
Total noninterest income$1,373,0002,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,461
Total noninterest expense$3,186,0004,100
Salaries and employee benefits$1,122,0005,510
Premises and equipment expense$369,0004,844
Additional noninterest expense$1,695,0002,823
Pre-tax net operating income$440,0008,278
Securities gains (losses)$04,148
Applicable income taxes$135,0008,126
Income before extraordinary items$305,0008,381
Extraordinary gains, net$053
Net income$305,0008,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$305,0008,326
1995-12-31 (YTD Data)Rank
Total interest income$2,836,0008,456
Total interest expense$560,00010,810
Net interest income$2,276,0006,735
Provision for loan and lease losses$-9,00011,407
Total noninterest income$770,0003,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$770,0002,163
Total noninterest expense$2,788,0004,544
Salaries and employee benefits$1,001,0006,064
Premises and equipment expense$289,0005,795
Additional noninterest expense$1,498,0003,096
Pre-tax net operating income$267,0009,990
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$267,0009,256
Extraordinary gains, net$065
Net income$267,0009,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$267,0009,230
1994-12-31 (YTD Data)Rank
Total interest income$2,984,0008,078
Total interest expense$428,00011,452
Net interest income$2,556,0006,354
Provision for loan and lease losses$41,0006,560
Total noninterest income$424,0005,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$424,0003,288
Total noninterest expense$4,192,0003,281
Salaries and employee benefits$884,0006,740
Premises and equipment expense$294,0005,808
Additional noninterest expense$3,014,0001,797
Pre-tax net operating income$-1,253,00012,481
Securities gains (losses)$-1,0008,790
Applicable income taxes$-353,00012,449
Income before extraordinary items$-901,00012,417
Extraordinary gains, net$0249
Net income$-901,00012,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-900,28012,416
1993-12-31 (YTD Data)Rank
Total interest income$2,442,0009,309
Total interest expense$120,00013,149
Net interest income$2,322,0006,891
Provision for loan and lease losses$629,0001,789
Total noninterest income$362,0006,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$362,0004,019
Total noninterest expense$2,910,0004,640
Salaries and employee benefits$861,0006,950
Premises and equipment expense$304,0005,786
Additional noninterest expense$1,745,0003,057
Pre-tax net operating income$-855,00012,949
Securities gains (losses)$1,0007,052
Applicable income taxes$-260,00013,073
Income before extraordinary items$-594,00012,920
Extraordinary gains, net$03,149
Net income$-594,00012,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,441
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-594,70012,869
1992-12-31 (YTD Data)Rank
Total interest income$2,611,0009,702
Total interest expense$183,00013,741
Net interest income$2,428,0006,730
Provision for loan and lease losses$124,0006,630
Total noninterest income$349,0007,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$349,0004,042
Total noninterest expense$2,093,0006,154
Salaries and employee benefits$717,0007,858
Premises and equipment expense$240,0006,971
Additional noninterest expense$1,136,0004,563
Pre-tax net operating income$560,0007,991
Securities gains (losses)$08,369
Applicable income taxes$220,0007,182
Income before extraordinary items$340,0008,821
Extraordinary gains, net$01,422
Net income$340,0008,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$64,0007,351
Sale, conversion, retirement of capital stock, net$1,051,000398
Net operating income$340,0008,456

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.