Home > Midwest Heritage Bank, FSB > Income and Expense
Midwest Heritage Bank, FSB, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,070,000 | 1,884 |
| Total interest expense | $6,569,000 | 1,720 |
| Net interest income | $13,501,000 | 1,972 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $18,986,000 | 473 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $920,000 | 1,070 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $18,066,000 | 354 |
| Total noninterest expense | $23,211,000 | 1,081 |
| Salaries and employee benefits | $14,526,000 | 986 |
| Premises and equipment expense | $3,996,000 | 675 |
| Additional noninterest expense | $18,066,000 | 354 |
| Pre-tax net operating income | $8,976,000 | 1,269 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,150,000 | 941 |
| Income before extraordinary items | $6,826,000 | 1,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,826,000 | 1,385 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,826,000 | 1,372 |
| Net charge-offs | $284,000 | 992 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,826,000 | 1,391 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,719,000 | 1,880 |
| Total interest expense | $4,465,000 | 1,712 |
| Net interest income | $10,254,000 | 1,969 |
| Provision for loan and lease losses | $265,000 | 1,449 |
| Total noninterest income | $13,814,000 | 484 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $697,000 | 1,052 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $13,117,000 | 371 |
| Total noninterest expense | $17,405,000 | 1,071 |
| Salaries and employee benefits | $10,941,000 | 990 |
| Premises and equipment expense | $3,007,000 | 678 |
| Additional noninterest expense | $13,117,000 | 371 |
| Pre-tax net operating income | $6,398,000 | 1,378 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,531,000 | 995 |
| Income before extraordinary items | $4,867,000 | 1,480 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,867,000 | 1,492 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,867,000 | 1,480 |
| Net charge-offs | $261,000 | 779 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,867,000 | 1,502 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 1,898 |
| Total interest expense | $2,426,000 | 1,800 |
| Net interest income | $7,132,000 | 1,915 |
| Provision for loan and lease losses | $265,000 | 1,140 |
| Total noninterest income | $8,929,000 | 492 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $455,000 | 1,054 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $8,474,000 | 367 |
| Total noninterest expense | $11,622,000 | 1,062 |
| Salaries and employee benefits | $7,247,000 | 990 |
| Premises and equipment expense | $2,087,000 | 642 |
| Additional noninterest expense | $8,474,000 | 367 |
| Pre-tax net operating income | $4,174,000 | 1,378 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,000,000 | 1,013 |
| Income before extraordinary items | $3,174,000 | 1,496 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,174,000 | 1,514 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,174,000 | 1,496 |
| Net charge-offs | $51,000 | 1,166 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,174,000 | 1,505 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 1,913 |
| Total interest expense | $1,012,000 | 1,817 |
| Net interest income | $3,624,000 | 1,895 |
| Provision for loan and lease losses | $245,000 | 785 |
| Total noninterest income | $4,630,000 | 474 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $225,000 | 1,079 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $4,405,000 | 357 |
| Total noninterest expense | $5,827,000 | 1,077 |
| Salaries and employee benefits | $3,624,000 | 1,014 |
| Premises and equipment expense | $1,029,000 | 670 |
| Additional noninterest expense | $4,405,000 | 357 |
| Pre-tax net operating income | $2,182,000 | 1,371 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $523,000 | 1,013 |
| Income before extraordinary items | $1,659,000 | 1,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,659,000 | 1,488 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,659,000 | 1,488 |
| Net charge-offs | $29,000 | 983 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,659,000 | 1,500 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,553,000 | 2,012 |
| Total interest expense | $2,129,000 | 1,530 |
| Net interest income | $12,424,000 | 2,055 |
| Provision for loan and lease losses | $713,000 | 1,012 |
| Total noninterest income | $14,438,000 | 596 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,011,000 | 1,010 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,427,000 | 449 |
| Total noninterest expense | $22,498,000 | 1,087 |
| Salaries and employee benefits | $13,921,000 | 1,019 |
| Premises and equipment expense | $3,742,000 | 705 |
| Additional noninterest expense | $13,427,000 | 449 |
| Pre-tax net operating income | $3,651,000 | 2,421 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $990,000 | 1,555 |
| Income before extraordinary items | $2,661,000 | 2,594 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,661,000 | 2,591 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,661,000 | 2,593 |
| Net charge-offs | $59,000 | 1,457 |
| Cash dividends | $1,000,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,661,000 | 2,630 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 2,034 |
| Total interest expense | $1,048,000 | 1,710 |
| Net interest income | $9,262,000 | 2,043 |
| Provision for loan and lease losses | $413,000 | 1,075 |
| Total noninterest income | $9,648,000 | 661 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $759,000 | 1,017 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $8,889,000 | 507 |
| Total noninterest expense | $16,694,000 | 1,093 |
| Salaries and employee benefits | $10,507,000 | 1,019 |
| Premises and equipment expense | $2,656,000 | 739 |
| Additional noninterest expense | $8,889,000 | 507 |
| Pre-tax net operating income | $1,803,000 | 2,895 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $548,000 | 1,771 |
| Income before extraordinary items | $1,255,000 | 3,130 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,255,000 | 3,128 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,255,000 | 3,129 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,255,000 | 3,160 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 2,052 |
| Total interest expense | $495,000 | 1,972 |
| Net interest income | $6,039,000 | 2,041 |
| Provision for loan and lease losses | $138,000 | 1,365 |
| Total noninterest income | $6,903,000 | 628 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $494,000 | 1,015 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $6,409,000 | 498 |
| Total noninterest expense | $11,261,000 | 1,063 |
| Salaries and employee benefits | $7,096,000 | 998 |
| Premises and equipment expense | $1,734,000 | 741 |
| Additional noninterest expense | $2,431,000 | 1,379 |
| Pre-tax net operating income | $1,543,000 | 2,530 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $368,000 | 1,710 |
| Income before extraordinary items | $1,175,000 | 2,647 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,175,000 | 2,645 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,175,000 | 2,647 |
| Net charge-offs | $41,000 | 1,050 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,175,000 | 2,683 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,123 |
| Total interest expense | $235,000 | 1,991 |
| Net interest income | $2,790,000 | 2,109 |
| Provision for loan and lease losses | $25,000 | 1,702 |
| Total noninterest income | $4,238,000 | 540 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $255,000 | 990 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $3,983,000 | 443 |
| Total noninterest expense | $5,754,000 | 1,049 |
| Salaries and employee benefits | $3,523,000 | 1,010 |
| Premises and equipment expense | $888,000 | 731 |
| Additional noninterest expense | $1,343,000 | 1,255 |
| Pre-tax net operating income | $1,249,000 | 1,870 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $299,000 | 1,313 |
| Income before extraordinary items | $950,000 | 1,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $950,000 | 1,975 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $950,000 | 1,976 |
| Net charge-offs | $12,000 | 1,131 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $950,000 | 1,995 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 2,258 |
| Total interest expense | $760,000 | 2,584 |
| Net interest income | $10,754,000 | 2,212 |
| Provision for loan and lease losses | $35,000 | 2,695 |
| Total noninterest income | $17,697,000 | 566 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $944,000 | 1,013 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $16,753,000 | 477 |
| Total noninterest expense | $20,338,000 | 1,149 |
| Salaries and employee benefits | $12,666,000 | 1,080 |
| Premises and equipment expense | $3,047,000 | 847 |
| Additional noninterest expense | $4,625,000 | 1,412 |
| Pre-tax net operating income | $8,078,000 | 1,477 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,971,000 | 1,113 |
| Income before extraordinary items | $6,107,000 | 1,636 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,107,000 | 1,635 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,107,000 | 1,636 |
| Net charge-offs | $91,000 | 1,381 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,107,000 | 1,615 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 2,315 |
| Total interest expense | $619,000 | 2,563 |
| Net interest income | $7,935,000 | 2,282 |
| Provision for loan and lease losses | $35,000 | 2,525 |
| Total noninterest income | $13,794,000 | 558 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $690,000 | 1,023 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $13,104,000 | 480 |
| Total noninterest expense | $14,944,000 | 1,179 |
| Salaries and employee benefits | $9,374,000 | 1,102 |
| Premises and equipment expense | $2,162,000 | 906 |
| Additional noninterest expense | $3,408,000 | 1,434 |
| Pre-tax net operating income | $6,750,000 | 1,420 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,654,000 | 1,081 |
| Income before extraordinary items | $5,096,000 | 1,588 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,096,000 | 1,588 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,096,000 | 1,588 |
| Net charge-offs | $46,000 | 1,390 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,096,000 | 1,558 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,335 |
| Total interest expense | $431,000 | 2,561 |
| Net interest income | $5,182,000 | 2,297 |
| Provision for loan and lease losses | $35,000 | 2,321 |
| Total noninterest income | $9,701,000 | 542 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $446,000 | 1,018 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $9,255,000 | 462 |
| Total noninterest expense | $9,669,000 | 1,187 |
| Salaries and employee benefits | $6,121,000 | 1,110 |
| Premises and equipment expense | $1,388,000 | 932 |
| Additional noninterest expense | $2,160,000 | 1,477 |
| Pre-tax net operating income | $5,179,000 | 1,280 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,214,000 | 1,013 |
| Income before extraordinary items | $3,965,000 | 1,409 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,965,000 | 1,409 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,965,000 | 1,409 |
| Net charge-offs | $52,000 | 1,138 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,965,000 | 1,373 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 2,386 |
| Total interest expense | $220,000 | 2,612 |
| Net interest income | $2,496,000 | 2,337 |
| Provision for loan and lease losses | $35,000 | 1,935 |
| Total noninterest income | $4,292,000 | 597 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $223,000 | 1,006 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $4,069,000 | 517 |
| Total noninterest expense | $4,723,000 | 1,194 |
| Salaries and employee benefits | $3,036,000 | 1,106 |
| Premises and equipment expense | $688,000 | 942 |
| Additional noninterest expense | $999,000 | 1,551 |
| Pre-tax net operating income | $2,030,000 | 1,506 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $475,000 | 1,170 |
| Income before extraordinary items | $1,555,000 | 1,683 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,555,000 | 1,683 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,555,000 | 1,683 |
| Net charge-offs | $45,000 | 876 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,555,000 | 1,638 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,868,000 | 2,255 |
| Total interest expense | $904,000 | 3,090 |
| Net interest income | $10,964,000 | 2,103 |
| Provision for loan and lease losses | $225,000 | 2,934 |
| Total noninterest income | $16,020,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $975,000 | 972 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $15,045,000 | 492 |
| Total noninterest expense | $17,120,000 | 1,254 |
| Salaries and employee benefits | $10,677,000 | 1,188 |
| Premises and equipment expense | $2,576,000 | 963 |
| Additional noninterest expense | $3,867,000 | 1,572 |
| Pre-tax net operating income | $9,639,000 | 1,093 |
| Securities gains (losses) | $29,000 | 1,952 |
| Applicable income taxes | $2,249,000 | 869 |
| Income before extraordinary items | $7,419,000 | 1,206 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,419,000 | 1,206 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,419,000 | 1,206 |
| Net charge-offs | $-36,000 | 4,519 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,396,090 | 1,170 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,912,000 | 2,273 |
| Total interest expense | $718,000 | 3,103 |
| Net interest income | $8,194,000 | 2,102 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $11,184,000 | 589 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $732,000 | 964 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $10,452,000 | 494 |
| Total noninterest expense | $12,485,000 | 1,268 |
| Salaries and employee benefits | $7,802,000 | 1,200 |
| Premises and equipment expense | $1,832,000 | 995 |
| Additional noninterest expense | $2,851,000 | 1,570 |
| Pre-tax net operating income | $6,668,000 | 1,127 |
| Securities gains (losses) | $29,000 | 1,774 |
| Applicable income taxes | $1,553,000 | 877 |
| Income before extraordinary items | $5,144,000 | 1,235 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,144,000 | 1,235 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,144,000 | 1,235 |
| Net charge-offs | $53,000 | 2,029 |
| Cash dividends | $2,000,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,121,090 | 1,205 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 2,278 |
| Total interest expense | $523,000 | 3,075 |
| Net interest income | $5,498,000 | 2,098 |
| Provision for loan and lease losses | $225,000 | 2,290 |
| Total noninterest income | $7,328,000 | 566 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $498,000 | 961 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $6,830,000 | 472 |
| Total noninterest expense | $8,110,000 | 1,291 |
| Salaries and employee benefits | $5,063,000 | 1,223 |
| Premises and equipment expense | $1,229,000 | 984 |
| Additional noninterest expense | $1,818,000 | 1,619 |
| Pre-tax net operating income | $4,491,000 | 1,050 |
| Securities gains (losses) | $29,000 | 1,540 |
| Applicable income taxes | $1,043,000 | 803 |
| Income before extraordinary items | $3,477,000 | 1,164 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,477,000 | 1,164 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,477,000 | 1,164 |
| Net charge-offs | $48,000 | 1,753 |
| Cash dividends | $2,000,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,454,090 | 1,144 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 2,232 |
| Total interest expense | $303,000 | 2,999 |
| Net interest income | $2,734,000 | 2,073 |
| Provision for loan and lease losses | $40,000 | 2,710 |
| Total noninterest income | $1,905,000 | 838 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $285,000 | 997 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,620,000 | 694 |
| Total noninterest expense | $4,147,000 | 1,275 |
| Salaries and employee benefits | $2,584,000 | 1,204 |
| Premises and equipment expense | $623,000 | 997 |
| Additional noninterest expense | $940,000 | 1,597 |
| Pre-tax net operating income | $452,000 | 2,906 |
| Securities gains (losses) | $23,000 | 1,095 |
| Applicable income taxes | $87,000 | 2,058 |
| Income before extraordinary items | $388,000 | 2,971 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $388,000 | 2,972 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $388,000 | 2,972 |
| Net charge-offs | $16,000 | 1,683 |
| Cash dividends | $2,000,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $369,140 | 3,005 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,544,000 | 2,357 |
| Total interest expense | $1,618,000 | 2,652 |
| Net interest income | $9,926,000 | 2,254 |
| Provision for loan and lease losses | $516,000 | 1,449 |
| Total noninterest income | $14,537,000 | 538 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,201,000 | 975 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $13,336,000 | 431 |
| Total noninterest expense | $16,758,000 | 1,231 |
| Salaries and employee benefits | $10,058,000 | 1,200 |
| Premises and equipment expense | $2,329,000 | 1,035 |
| Additional noninterest expense | $4,371,000 | 1,409 |
| Pre-tax net operating income | $7,189,000 | 1,334 |
| Securities gains (losses) | $-13,000 | 4,836 |
| Applicable income taxes | $1,684,000 | 1,010 |
| Income before extraordinary items | $5,492,000 | 1,479 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,492,000 | 1,480 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,492,000 | 1,481 |
| Net charge-offs | $389,000 | 1,205 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,502,270 | 1,443 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 2,406 |
| Total interest expense | $1,164,000 | 2,723 |
| Net interest income | $7,363,000 | 2,307 |
| Provision for loan and lease losses | $516,000 | 1,137 |
| Total noninterest income | $10,891,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $906,000 | 962 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $9,985,000 | 425 |
| Total noninterest expense | $12,418,000 | 1,250 |
| Salaries and employee benefits | $7,438,000 | 1,218 |
| Premises and equipment expense | $1,720,000 | 1,054 |
| Additional noninterest expense | $3,260,000 | 1,418 |
| Pre-tax net operating income | $5,320,000 | 1,378 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $1,251,000 | 1,060 |
| Income before extraordinary items | $4,070,000 | 1,526 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,070,000 | 1,527 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,070,000 | 1,528 |
| Net charge-offs | $330,000 | 978 |
| Cash dividends | $2,000,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,069,210 | 1,495 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 2,427 |
| Total interest expense | $717,000 | 2,815 |
| Net interest income | $4,871,000 | 2,323 |
| Provision for loan and lease losses | $516,000 | 833 |
| Total noninterest income | $7,577,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $593,000 | 968 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $6,984,000 | 398 |
| Total noninterest expense | $8,197,000 | 1,267 |
| Salaries and employee benefits | $5,018,000 | 1,207 |
| Premises and equipment expense | $1,117,000 | 1,074 |
| Additional noninterest expense | $2,062,000 | 1,481 |
| Pre-tax net operating income | $3,735,000 | 1,308 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $882,000 | 984 |
| Income before extraordinary items | $2,854,000 | 1,442 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,854,000 | 1,441 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,854,000 | 1,442 |
| Net charge-offs | $264,000 | 848 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,853,210 | 1,416 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,417 |
| Total interest expense | $336,000 | 2,876 |
| Net interest income | $2,482,000 | 2,289 |
| Provision for loan and lease losses | $321,000 | 645 |
| Total noninterest income | $4,080,000 | 471 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $289,000 | 988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,791,000 | 363 |
| Total noninterest expense | $4,057,000 | 1,272 |
| Salaries and employee benefits | $2,526,000 | 1,196 |
| Premises and equipment expense | $544,000 | 1,112 |
| Additional noninterest expense | $987,000 | 1,524 |
| Pre-tax net operating income | $2,184,000 | 1,139 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $510,000 | 898 |
| Income before extraordinary items | $1,675,000 | 1,254 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,675,000 | 1,253 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,675,000 | 1,253 |
| Net charge-offs | $259,000 | 521 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,674,210 | 1,234 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,919,000 | 2,377 |
| Total interest expense | $1,478,000 | 2,360 |
| Net interest income | $9,441,000 | 2,353 |
| Provision for loan and lease losses | $252,000 | 2,125 |
| Total noninterest income | $12,855,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,054,000 | 1,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,801,000 | 448 |
| Total noninterest expense | $14,935,000 | 1,359 |
| Salaries and employee benefits | $9,138,000 | 1,256 |
| Premises and equipment expense | $2,073,000 | 1,134 |
| Additional noninterest expense | $3,724,000 | 1,603 |
| Pre-tax net operating income | $7,109,000 | 1,330 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $1,628,000 | 997 |
| Income before extraordinary items | $5,483,000 | 1,464 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,483,000 | 1,463 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,483,000 | 1,463 |
| Net charge-offs | $340,000 | 1,237 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,481,420 | 1,459 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 2,375 |
| Total interest expense | $967,000 | 2,490 |
| Net interest income | $7,192,000 | 2,326 |
| Provision for loan and lease losses | $230,000 | 1,831 |
| Total noninterest income | $8,159,000 | 641 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $769,000 | 1,144 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,390,000 | 515 |
| Total noninterest expense | $11,036,000 | 1,374 |
| Salaries and employee benefits | $6,727,000 | 1,285 |
| Premises and equipment expense | $1,535,000 | 1,147 |
| Additional noninterest expense | $2,774,000 | 1,600 |
| Pre-tax net operating income | $4,085,000 | 1,667 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $921,000 | 1,232 |
| Income before extraordinary items | $3,166,000 | 1,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,166,000 | 1,834 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,166,000 | 1,835 |
| Net charge-offs | $161,000 | 1,386 |
| Cash dividends | $1,000,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,164,420 | 1,827 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,375 |
| Total interest expense | $560,000 | 2,619 |
| Net interest income | $4,836,000 | 2,309 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $5,513,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $502,000 | 1,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,011,000 | 508 |
| Total noninterest expense | $7,441,000 | 1,368 |
| Salaries and employee benefits | $4,608,000 | 1,254 |
| Premises and equipment expense | $1,012,000 | 1,170 |
| Additional noninterest expense | $1,821,000 | 1,628 |
| Pre-tax net operating income | $2,858,000 | 1,573 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $604,000 | 1,241 |
| Income before extraordinary items | $2,254,000 | 1,719 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,254,000 | 1,718 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,254,000 | 1,718 |
| Net charge-offs | $152,000 | 1,068 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,254,000 | 1,710 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 2,413 |
| Total interest expense | $267,000 | 2,635 |
| Net interest income | $2,372,000 | 2,344 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $2,805,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $261,000 | 1,137 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,544,000 | 485 |
| Total noninterest expense | $3,715,000 | 1,375 |
| Salaries and employee benefits | $2,354,000 | 1,242 |
| Premises and equipment expense | $509,000 | 1,177 |
| Additional noninterest expense | $852,000 | 1,720 |
| Pre-tax net operating income | $1,462,000 | 1,525 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $276,000 | 1,294 |
| Income before extraordinary items | $1,186,000 | 1,601 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,186,000 | 1,601 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,186,000 | 1,601 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,186,000 | 1,589 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 2,471 |
| Total interest expense | $798,000 | 2,920 |
| Net interest income | $9,045,000 | 2,392 |
| Provision for loan and lease losses | $410,000 | 1,628 |
| Total noninterest income | $11,368,000 | 628 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,147,000 | 1,053 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $10,221,000 | 502 |
| Total noninterest expense | $14,682,000 | 1,355 |
| Salaries and employee benefits | $9,138,000 | 1,243 |
| Premises and equipment expense | $1,897,000 | 1,222 |
| Additional noninterest expense | $3,647,000 | 1,645 |
| Pre-tax net operating income | $5,321,000 | 1,631 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $1,738,000 | 1,403 |
| Income before extraordinary items | $3,580,000 | 1,764 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,580,000 | 1,765 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,580,000 | 1,765 |
| Net charge-offs | $19,000 | 3,445 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,582,010 | 1,747 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,202,000 | 2,531 |
| Total interest expense | $509,000 | 3,183 |
| Net interest income | $6,693,000 | 2,430 |
| Provision for loan and lease losses | $360,000 | 1,438 |
| Total noninterest income | $8,712,000 | 619 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $878,000 | 1,044 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,834,000 | 502 |
| Total noninterest expense | $10,950,000 | 1,353 |
| Salaries and employee benefits | $6,838,000 | 1,253 |
| Premises and equipment expense | $1,432,000 | 1,229 |
| Additional noninterest expense | $2,680,000 | 1,668 |
| Pre-tax net operating income | $4,095,000 | 1,613 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $1,533,000 | 1,098 |
| Income before extraordinary items | $2,565,000 | 1,994 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,565,000 | 1,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,565,000 | 1,994 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,563,080 | 1,965 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 2,569 |
| Total interest expense | $307,000 | 3,323 |
| Net interest income | $4,377,000 | 2,455 |
| Provision for loan and lease losses | $235,000 | 1,445 |
| Total noninterest income | $6,128,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $606,000 | 990 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $5,522,000 | 484 |
| Total noninterest expense | $7,246,000 | 1,363 |
| Salaries and employee benefits | $4,554,000 | 1,258 |
| Premises and equipment expense | $950,000 | 1,246 |
| Additional noninterest expense | $1,742,000 | 1,702 |
| Pre-tax net operating income | $3,024,000 | 1,457 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $1,116,000 | 1,030 |
| Income before extraordinary items | $1,910,000 | 1,764 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,910,000 | 1,764 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,910,000 | 1,764 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,908,720 | 1,747 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 2,591 |
| Total interest expense | $149,000 | 3,361 |
| Net interest income | $2,162,000 | 2,479 |
| Provision for loan and lease losses | $85,000 | 1,615 |
| Total noninterest income | $3,194,000 | 571 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $256,000 | 1,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,938,000 | 457 |
| Total noninterest expense | $3,648,000 | 1,371 |
| Salaries and employee benefits | $2,289,000 | 1,268 |
| Premises and equipment expense | $461,000 | 1,283 |
| Additional noninterest expense | $898,000 | 1,655 |
| Pre-tax net operating income | $1,623,000 | 1,366 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $600,000 | 956 |
| Income before extraordinary items | $1,023,000 | 1,647 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,023,000 | 1,647 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,023,000 | 1,647 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,023,000 | 1,626 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 2,707 |
| Total interest expense | $514,000 | 3,604 |
| Net interest income | $8,100,000 | 2,598 |
| Provision for loan and lease losses | $398,000 | 1,713 |
| Total noninterest income | $10,977,000 | 647 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,109,000 | 1,100 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $9,868,000 | 520 |
| Total noninterest expense | $13,925,000 | 1,405 |
| Salaries and employee benefits | $7,998,000 | 1,367 |
| Premises and equipment expense | $1,881,000 | 1,247 |
| Additional noninterest expense | $4,046,000 | 1,519 |
| Pre-tax net operating income | $4,754,000 | 1,687 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,751,000 | 1,153 |
| Income before extraordinary items | $3,003,000 | 2,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,003,000 | 2,113 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,003,000 | 2,114 |
| Net charge-offs | $53,000 | 3,102 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,003,000 | 2,050 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 2,763 |
| Total interest expense | $381,000 | 3,642 |
| Net interest income | $5,900,000 | 2,659 |
| Provision for loan and lease losses | $292,000 | 1,666 |
| Total noninterest income | $8,197,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $789,000 | 1,153 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $7,408,000 | 522 |
| Total noninterest expense | $10,334,000 | 1,421 |
| Salaries and employee benefits | $5,848,000 | 1,393 |
| Premises and equipment expense | $1,410,000 | 1,252 |
| Additional noninterest expense | $3,076,000 | 1,501 |
| Pre-tax net operating income | $3,471,000 | 1,751 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,280,000 | 1,215 |
| Income before extraordinary items | $2,191,000 | 2,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,191,000 | 2,191 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,191,000 | 2,192 |
| Net charge-offs | $33,000 | 2,844 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,191,000 | 2,125 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 2,820 |
| Total interest expense | $238,000 | 3,767 |
| Net interest income | $3,854,000 | 2,705 |
| Provision for loan and lease losses | $177,000 | 1,761 |
| Total noninterest income | $5,508,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $507,000 | 1,176 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,001,000 | 510 |
| Total noninterest expense | $6,704,000 | 1,471 |
| Salaries and employee benefits | $3,777,000 | 1,441 |
| Premises and equipment expense | $934,000 | 1,261 |
| Additional noninterest expense | $1,993,000 | 1,539 |
| Pre-tax net operating income | $2,481,000 | 1,647 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $917,000 | 1,149 |
| Income before extraordinary items | $1,564,000 | 2,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,564,000 | 2,045 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,564,000 | 2,045 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,564,000 | 1,985 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 2,870 |
| Total interest expense | $125,000 | 3,707 |
| Net interest income | $1,865,000 | 2,769 |
| Provision for loan and lease losses | $82,000 | 1,691 |
| Total noninterest income | $2,889,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $252,000 | 1,180 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,637,000 | 455 |
| Total noninterest expense | $3,299,000 | 1,482 |
| Salaries and employee benefits | $1,869,000 | 1,466 |
| Premises and equipment expense | $459,000 | 1,271 |
| Additional noninterest expense | $971,000 | 1,564 |
| Pre-tax net operating income | $1,373,000 | 1,481 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $509,000 | 1,042 |
| Income before extraordinary items | $864,000 | 1,855 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $864,000 | 1,856 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $864,000 | 1,856 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $864,000 | 1,812 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 3,038 |
| Total interest expense | $454,000 | 3,909 |
| Net interest income | $6,783,000 | 2,933 |
| Provision for loan and lease losses | $326,000 | 1,815 |
| Total noninterest income | $9,694,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,134,000 | 1,098 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,560,000 | 557 |
| Total noninterest expense | $12,450,000 | 1,556 |
| Salaries and employee benefits | $6,870,000 | 1,540 |
| Premises and equipment expense | $1,825,000 | 1,280 |
| Additional noninterest expense | $3,755,000 | 1,617 |
| Pre-tax net operating income | $3,701,000 | 1,991 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $1,351,000 | 1,314 |
| Income before extraordinary items | $2,361,000 | 2,433 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,361,000 | 2,434 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,361,000 | 2,435 |
| Net charge-offs | $101,000 | 2,648 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,353,960 | 2,396 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 3,107 |
| Total interest expense | $342,000 | 3,957 |
| Net interest income | $4,962,000 | 3,010 |
| Provision for loan and lease losses | $179,000 | 2,105 |
| Total noninterest income | $7,269,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $834,000 | 1,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,435,000 | 567 |
| Total noninterest expense | $9,356,000 | 1,555 |
| Salaries and employee benefits | $5,138,000 | 1,547 |
| Premises and equipment expense | $1,371,000 | 1,302 |
| Additional noninterest expense | $2,847,000 | 1,597 |
| Pre-tax net operating income | $2,696,000 | 2,080 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $983,000 | 1,384 |
| Income before extraordinary items | $1,724,000 | 2,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,724,000 | 2,531 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,724,000 | 2,531 |
| Net charge-offs | $97,000 | 2,198 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,716,960 | 2,487 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 3,191 |
| Total interest expense | $233,000 | 3,959 |
| Net interest income | $3,202,000 | 3,075 |
| Provision for loan and lease losses | $86,000 | 2,426 |
| Total noninterest income | $4,797,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $512,000 | 1,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,285,000 | 571 |
| Total noninterest expense | $6,206,000 | 1,569 |
| Salaries and employee benefits | $3,454,000 | 1,550 |
| Premises and equipment expense | $903,000 | 1,321 |
| Additional noninterest expense | $1,849,000 | 1,648 |
| Pre-tax net operating income | $1,707,000 | 2,143 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $621,000 | 1,434 |
| Income before extraordinary items | $1,097,000 | 2,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,097,000 | 2,591 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,097,000 | 2,591 |
| Net charge-offs | $63,000 | 2,134 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,089,960 | 2,541 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 3,259 |
| Total interest expense | $120,000 | 3,933 |
| Net interest income | $1,551,000 | 3,137 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,483,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $244,000 | 1,210 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,239,000 | 528 |
| Total noninterest expense | $3,077,000 | 1,575 |
| Salaries and employee benefits | $1,713,000 | 1,568 |
| Premises and equipment expense | $449,000 | 1,334 |
| Additional noninterest expense | $915,000 | 1,645 |
| Pre-tax net operating income | $957,000 | 1,931 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $352,000 | 1,302 |
| Income before extraordinary items | $616,000 | 2,347 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $616,000 | 2,348 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $616,000 | 2,348 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $608,960 | 2,299 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 3,350 |
| Total interest expense | $482,000 | 4,088 |
| Net interest income | $6,003,000 | 3,245 |
| Provision for loan and lease losses | $525,000 | 1,416 |
| Total noninterest income | $9,325,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,117,000 | 1,180 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,208,000 | 529 |
| Total noninterest expense | $11,294,000 | 1,701 |
| Salaries and employee benefits | $6,457,000 | 1,605 |
| Premises and equipment expense | $1,524,000 | 1,546 |
| Additional noninterest expense | $3,313,000 | 1,860 |
| Pre-tax net operating income | $3,509,000 | 2,025 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $1,243,000 | 1,336 |
| Income before extraordinary items | $2,276,000 | 2,462 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,276,000 | 2,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,276,000 | 2,462 |
| Net charge-offs | $62,000 | 3,589 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,269,500 | 2,432 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,441 |
| Total interest expense | $365,000 | 4,132 |
| Net interest income | $4,357,000 | 3,352 |
| Provision for loan and lease losses | $220,000 | 1,981 |
| Total noninterest income | $6,676,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $832,000 | 1,193 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,844,000 | 552 |
| Total noninterest expense | $8,354,000 | 1,717 |
| Salaries and employee benefits | $4,786,000 | 1,622 |
| Premises and equipment expense | $1,103,000 | 1,604 |
| Additional noninterest expense | $2,465,000 | 1,870 |
| Pre-tax net operating income | $2,459,000 | 2,173 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $870,000 | 1,433 |
| Income before extraordinary items | $1,599,000 | 2,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,599,000 | 2,612 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,599,000 | 2,611 |
| Net charge-offs | $54,000 | 3,198 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,592,500 | 2,572 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 3,524 |
| Total interest expense | $249,000 | 4,122 |
| Net interest income | $2,795,000 | 3,424 |
| Provision for loan and lease losses | $113,000 | 2,247 |
| Total noninterest income | $4,591,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $539,000 | 1,203 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,052,000 | 524 |
| Total noninterest expense | $5,517,000 | 1,721 |
| Salaries and employee benefits | $3,193,000 | 1,619 |
| Premises and equipment expense | $728,000 | 1,626 |
| Additional noninterest expense | $1,596,000 | 1,919 |
| Pre-tax net operating income | $1,756,000 | 2,013 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $671,000 | 1,288 |
| Income before extraordinary items | $1,094,000 | 2,480 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,094,000 | 2,484 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,094,000 | 2,484 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,088,240 | 2,452 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 3,631 |
| Total interest expense | $128,000 | 4,120 |
| Net interest income | $1,335,000 | 3,534 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $2,486,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $275,000 | 1,165 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,211,000 | 471 |
| Total noninterest expense | $2,758,000 | 1,733 |
| Salaries and employee benefits | $1,614,000 | 1,616 |
| Premises and equipment expense | $367,000 | 1,641 |
| Additional noninterest expense | $777,000 | 1,935 |
| Pre-tax net operating income | $1,055,000 | 1,696 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $380,000 | 1,126 |
| Income before extraordinary items | $673,000 | 2,070 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $673,000 | 2,073 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $673,000 | 2,073 |
| Net charge-offs | $41,000 | 2,013 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $674,280 | 2,034 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 3,741 |
| Total interest expense | $509,000 | 4,420 |
| Net interest income | $5,214,000 | 3,609 |
| Provision for loan and lease losses | $119,000 | 3,549 |
| Total noninterest income | $9,320,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,130,000 | 1,200 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,190,000 | 560 |
| Total noninterest expense | $10,683,000 | 1,796 |
| Salaries and employee benefits | $6,126,000 | 1,667 |
| Premises and equipment expense | $1,457,000 | 1,618 |
| Additional noninterest expense | $3,100,000 | 2,023 |
| Pre-tax net operating income | $3,732,000 | 1,813 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,346,000 | 1,212 |
| Income before extraordinary items | $2,386,000 | 2,284 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,386,000 | 2,288 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,386,000 | 2,287 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,386,000 | 2,231 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 3,803 |
| Total interest expense | $390,000 | 4,469 |
| Net interest income | $3,848,000 | 3,662 |
| Provision for loan and lease losses | $93,000 | 3,432 |
| Total noninterest income | $7,196,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $850,000 | 1,207 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,346,000 | 557 |
| Total noninterest expense | $8,101,000 | 1,779 |
| Salaries and employee benefits | $4,642,000 | 1,663 |
| Premises and equipment expense | $1,102,000 | 1,613 |
| Additional noninterest expense | $2,357,000 | 1,986 |
| Pre-tax net operating income | $2,850,000 | 1,818 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,016,000 | 1,232 |
| Income before extraordinary items | $1,834,000 | 2,286 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,834,000 | 2,291 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,834,000 | 2,291 |
| Net charge-offs | $78,000 | 3,492 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,834,000 | 2,223 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 3,847 |
| Total interest expense | $264,000 | 4,497 |
| Net interest income | $2,526,000 | 3,694 |
| Provision for loan and lease losses | $66,000 | 3,329 |
| Total noninterest income | $4,783,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $547,000 | 1,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,236,000 | 559 |
| Total noninterest expense | $5,318,000 | 1,801 |
| Salaries and employee benefits | $3,097,000 | 1,672 |
| Premises and equipment expense | $732,000 | 1,623 |
| Additional noninterest expense | $1,489,000 | 2,070 |
| Pre-tax net operating income | $1,925,000 | 1,783 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $716,000 | 1,180 |
| Income before extraordinary items | $1,209,000 | 2,285 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,209,000 | 2,294 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,209,000 | 2,292 |
| Net charge-offs | $73,000 | 3,042 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,209,000 | 2,197 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,918 |
| Total interest expense | $139,000 | 4,470 |
| Net interest income | $1,232,000 | 3,774 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $2,715,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $267,000 | 1,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,448,000 | 510 |
| Total noninterest expense | $2,732,000 | 1,772 |
| Salaries and employee benefits | $1,606,000 | 1,638 |
| Premises and equipment expense | $366,000 | 1,647 |
| Additional noninterest expense | $760,000 | 2,056 |
| Pre-tax net operating income | $1,215,000 | 1,458 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $461,000 | 981 |
| Income before extraordinary items | $754,000 | 1,888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $754,000 | 1,889 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $754,000 | 1,890 |
| Net charge-offs | $55,000 | 2,358 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $754,000 | 1,808 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 3,844 |
| Total interest expense | $732,000 | 4,299 |
| Net interest income | $5,262,000 | 3,686 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $7,875,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,188,000 | 1,191 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,687,000 | 653 |
| Total noninterest expense | $9,853,000 | 1,943 |
| Salaries and employee benefits | $5,371,000 | 1,879 |
| Premises and equipment expense | $1,405,000 | 1,676 |
| Additional noninterest expense | $3,077,000 | 2,104 |
| Pre-tax net operating income | $3,044,000 | 2,061 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,062,000 | 1,419 |
| Income before extraordinary items | $1,982,000 | 2,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,982,000 | 2,602 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,982,000 | 2,601 |
| Net charge-offs | $134,000 | 4,156 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,982,000 | 2,477 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,942 |
| Total interest expense | $588,000 | 4,282 |
| Net interest income | $3,840,000 | 3,814 |
| Provision for loan and lease losses | $215,000 | 3,430 |
| Total noninterest income | $5,673,000 | 824 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $883,000 | 1,211 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,790,000 | 662 |
| Total noninterest expense | $7,239,000 | 1,974 |
| Salaries and employee benefits | $3,922,000 | 1,925 |
| Premises and equipment expense | $989,000 | 1,805 |
| Additional noninterest expense | $2,328,000 | 2,098 |
| Pre-tax net operating income | $2,059,000 | 2,310 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $703,000 | 1,582 |
| Income before extraordinary items | $1,356,000 | 2,830 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,356,000 | 2,831 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,356,000 | 2,830 |
| Net charge-offs | $123,000 | 3,765 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,356,000 | 2,689 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 4,000 |
| Total interest expense | $411,000 | 4,274 |
| Net interest income | $2,512,000 | 3,875 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $3,752,000 | 824 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $570,000 | 1,243 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,182,000 | 659 |
| Total noninterest expense | $4,749,000 | 2,012 |
| Salaries and employee benefits | $2,557,000 | 1,968 |
| Premises and equipment expense | $675,000 | 1,743 |
| Additional noninterest expense | $1,517,000 | 2,134 |
| Pre-tax net operating income | $1,395,000 | 2,266 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $490,000 | 1,510 |
| Income before extraordinary items | $905,000 | 2,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $905,000 | 2,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $905,000 | 2,797 |
| Net charge-offs | $110,000 | 3,324 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $905,000 | 2,661 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,054 |
| Total interest expense | $216,000 | 4,271 |
| Net interest income | $1,233,000 | 3,948 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $1,917,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $282,000 | 1,249 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,635,000 | 640 |
| Total noninterest expense | $2,375,000 | 2,014 |
| Salaries and employee benefits | $1,284,000 | 1,959 |
| Premises and equipment expense | $344,000 | 1,725 |
| Additional noninterest expense | $747,000 | 2,159 |
| Pre-tax net operating income | $735,000 | 2,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $259,000 | 1,448 |
| Income before extraordinary items | $476,000 | 2,705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $476,000 | 2,707 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $476,000 | 2,708 |
| Net charge-offs | $84,000 | 2,601 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $476,000 | 2,575 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 4,094 |
| Total interest expense | $988,000 | 4,427 |
| Net interest income | $4,951,000 | 3,931 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $5,117,000 | 1,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $-41,000 | 7,294 |
| Additional Noninterest Income | $5,158,000 | 683 |
| Total noninterest expense | $8,059,000 | 2,346 |
| Salaries and employee benefits | $4,617,000 | 2,090 |
| Premises and equipment expense | $1,850,000 | 1,342 |
| Additional noninterest expense | $1,592,000 | 3,702 |
| Pre-tax net operating income | $1,919,000 | 2,594 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $617,000 | 1,819 |
| Income before extraordinary items | $1,302,000 | 3,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,302,000 | 3,060 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,302,000 | 3,060 |
| Net charge-offs | $114,000 | 4,866 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 243 |
| Net operating income | $1,302,000 | 2,953 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 4,171 |
| Total interest expense | $768,000 | 4,457 |
| Net interest income | $3,648,000 | 3,997 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $3,571,000 | 1,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $-28,000 | 7,376 |
| Additional Noninterest Income | $3,599,000 | 735 |
| Total noninterest expense | $5,944,000 | 2,400 |
| Salaries and employee benefits | $3,386,000 | 2,146 |
| Premises and equipment expense | $1,366,000 | 1,375 |
| Additional noninterest expense | $1,192,000 | 3,706 |
| Pre-tax net operating income | $1,200,000 | 2,999 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $364,000 | 2,043 |
| Income before extraordinary items | $836,000 | 3,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $836,000 | 3,436 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $836,000 | 3,436 |
| Net charge-offs | $58,000 | 4,871 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 206 |
| Net operating income | $836,000 | 3,314 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 4,217 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $2,399,000 | 4,047 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,939,000 | 1,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,939,000 | 856 |
| Total noninterest expense | $3,786,000 | 2,506 |
| Salaries and employee benefits | $2,175,000 | 2,238 |
| Premises and equipment expense | $871,000 | 1,448 |
| Additional noninterest expense | $740,000 | 3,937 |
| Pre-tax net operating income | $552,000 | 3,618 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $158,000 | 2,456 |
| Income before extraordinary items | $394,000 | 4,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $394,000 | 4,004 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $394,000 | 4,005 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 113 |
| Net operating income | $394,000 | 3,907 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,168 |
| Total interest expense | $283,000 | 4,450 |
| Net interest income | $1,212,000 | 4,022 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $947,000 | 1,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $947,000 | 858 |
| Total noninterest expense | $1,877,000 | 2,545 |
| Salaries and employee benefits | $1,087,000 | 2,251 |
| Premises and equipment expense | $435,000 | 1,484 |
| Additional noninterest expense | $355,000 | 4,056 |
| Pre-tax net operating income | $282,000 | 3,632 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $201,000 | 3,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $201,000 | 3,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 3,979 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $201,000 | 3,923 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 3,999 |
| Total interest expense | $1,381,000 | 4,466 |
| Net interest income | $5,381,000 | 3,765 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $5,546,000 | 997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,490,000 | 75 |
| Additional Noninterest Income | $4,056,000 | 857 |
| Total noninterest expense | $8,055,000 | 2,402 |
| Salaries and employee benefits | $4,153,000 | 2,320 |
| Premises and equipment expense | $1,891,000 | 1,362 |
| Additional noninterest expense | $2,011,000 | 3,244 |
| Pre-tax net operating income | $2,772,000 | 1,735 |
| Securities gains (losses) | $81,000 | 2,336 |
| Applicable income taxes | $946,000 | 1,279 |
| Income before extraordinary items | $1,907,000 | 2,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,907,000 | 2,115 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,907,000 | 2,116 |
| Net charge-offs | $69,000 | 5,720 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,852,730 | 2,073 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 4,080 |
| Total interest expense | $1,069,000 | 4,532 |
| Net interest income | $3,982,000 | 3,851 |
| Provision for loan and lease losses | $100,000 | 5,670 |
| Total noninterest income | $4,398,000 | 930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,490,000 | 67 |
| Additional Noninterest Income | $2,908,000 | 846 |
| Total noninterest expense | $6,153,000 | 2,357 |
| Salaries and employee benefits | $3,119,000 | 2,331 |
| Premises and equipment expense | $1,437,000 | 1,360 |
| Additional noninterest expense | $1,597,000 | 3,036 |
| Pre-tax net operating income | $2,127,000 | 1,806 |
| Securities gains (losses) | $81,000 | 2,102 |
| Applicable income taxes | $724,000 | 1,302 |
| Income before extraordinary items | $1,484,000 | 2,166 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,484,000 | 2,167 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,484,000 | 2,169 |
| Net charge-offs | $58,000 | 5,397 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,429,730 | 2,136 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 4,140 |
| Total interest expense | $736,000 | 4,549 |
| Net interest income | $2,610,000 | 3,898 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $3,341,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,490,000 | 61 |
| Additional Noninterest Income | $1,851,000 | 851 |
| Total noninterest expense | $4,232,000 | 2,287 |
| Salaries and employee benefits | $2,058,000 | 2,375 |
| Premises and equipment expense | $985,000 | 1,348 |
| Additional noninterest expense | $1,189,000 | 2,743 |
| Pre-tax net operating income | $1,619,000 | 1,602 |
| Securities gains (losses) | $81,000 | 1,568 |
| Applicable income taxes | $598,000 | 1,058 |
| Income before extraordinary items | $1,102,000 | 1,948 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,102,000 | 1,948 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,102,000 | 1,948 |
| Net charge-offs | $50,000 | 4,884 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,049,350 | 1,944 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,289 |
| Total interest expense | $381,000 | 4,602 |
| Net interest income | $1,238,000 | 4,058 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $2,355,000 | 631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,490,000 | 53 |
| Additional Noninterest Income | $865,000 | 886 |
| Total noninterest expense | $2,227,000 | 2,198 |
| Salaries and employee benefits | $1,018,000 | 2,433 |
| Premises and equipment expense | $537,000 | 1,274 |
| Additional noninterest expense | $672,000 | 2,459 |
| Pre-tax net operating income | $1,266,000 | 1,045 |
| Securities gains (losses) | $32,000 | 1,332 |
| Applicable income taxes | $471,000 | 740 |
| Income before extraordinary items | $827,000 | 1,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $827,000 | 1,330 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $827,000 | 1,329 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $806,520 | 1,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 4,215 |
| Total interest expense | $1,668,000 | 4,909 |
| Net interest income | $5,234,000 | 3,831 |
| Provision for loan and lease losses | $79,000 | 6,603 |
| Total noninterest income | $3,484,000 | 1,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,484,000 | 944 |
| Total noninterest expense | $7,790,000 | 2,529 |
| Salaries and employee benefits | $4,002,000 | 2,444 |
| Premises and equipment expense | $1,787,000 | 1,515 |
| Additional noninterest expense | $2,001,000 | 3,307 |
| Pre-tax net operating income | $849,000 | 3,246 |
| Securities gains (losses) | $290,000 | 1,271 |
| Applicable income taxes | $383,000 | 1,811 |
| Income before extraordinary items | $756,000 | 3,227 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $756,000 | 3,225 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $756,000 | 3,226 |
| Net charge-offs | $179,000 | 5,133 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $564,600 | 3,605 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 4,266 |
| Total interest expense | $1,261,000 | 5,024 |
| Net interest income | $3,919,000 | 3,831 |
| Provision for loan and lease losses | $67,000 | 6,349 |
| Total noninterest income | $2,601,000 | 1,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,601,000 | 962 |
| Total noninterest expense | $5,895,000 | 2,509 |
| Salaries and employee benefits | $3,059,000 | 2,434 |
| Premises and equipment expense | $1,336,000 | 1,535 |
| Additional noninterest expense | $1,500,000 | 3,284 |
| Pre-tax net operating income | $558,000 | 3,725 |
| Securities gains (losses) | $290,000 | 1,021 |
| Applicable income taxes | $290,000 | 1,951 |
| Income before extraordinary items | $558,000 | 3,501 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $558,000 | 3,499 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $558,000 | 3,501 |
| Net charge-offs | $138,000 | 4,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $366,600 | 4,083 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 4,315 |
| Total interest expense | $849,000 | 5,121 |
| Net interest income | $2,590,000 | 3,842 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $1,724,000 | 1,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,724,000 | 991 |
| Total noninterest expense | $4,028,000 | 2,482 |
| Salaries and employee benefits | $2,082,000 | 2,425 |
| Premises and equipment expense | $907,000 | 1,537 |
| Additional noninterest expense | $1,039,000 | 3,200 |
| Pre-tax net operating income | $286,000 | 4,200 |
| Securities gains (losses) | $216,000 | 971 |
| Applicable income taxes | $158,000 | 2,210 |
| Income before extraordinary items | $344,000 | 3,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 3,732 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $344,000 | 3,732 |
| Net charge-offs | $81,000 | 4,464 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $194,960 | 4,483 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 4,334 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $1,295,000 | 3,843 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $833,000 | 1,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $833,000 | 980 |
| Total noninterest expense | $2,041,000 | 2,381 |
| Salaries and employee benefits | $1,077,000 | 2,377 |
| Premises and equipment expense | $467,000 | 1,525 |
| Additional noninterest expense | $497,000 | 3,021 |
| Pre-tax net operating income | $87,000 | 5,171 |
| Securities gains (losses) | $105,000 | 972 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $63,400 | 5,323 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 4,364 |
| Total interest expense | $2,354,000 | 4,894 |
| Net interest income | $4,968,000 | 3,963 |
| Provision for loan and lease losses | $157,000 | 5,503 |
| Total noninterest income | $4,804,000 | 1,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,804,000 | 672 |
| Total noninterest expense | $7,647,000 | 2,472 |
| Salaries and employee benefits | $4,186,000 | 2,404 |
| Premises and equipment expense | $1,566,000 | 1,755 |
| Additional noninterest expense | $1,895,000 | 2,998 |
| Pre-tax net operating income | $1,968,000 | 2,481 |
| Securities gains (losses) | $125,000 | 975 |
| Applicable income taxes | $767,000 | 1,434 |
| Income before extraordinary items | $1,326,000 | 2,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,326,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,246,000 | 2,982 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 4,405 |
| Total interest expense | $1,879,000 | 4,856 |
| Net interest income | $3,672,000 | 4,023 |
| Provision for loan and lease losses | $157,000 | 4,572 |
| Total noninterest income | $3,980,000 | 1,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,980,000 | 662 |
| Total noninterest expense | $5,733,000 | 2,463 |
| Salaries and employee benefits | $3,207,000 | 2,388 |
| Premises and equipment expense | $1,100,000 | 1,855 |
| Additional noninterest expense | $1,426,000 | 2,901 |
| Pre-tax net operating income | $1,762,000 | 2,519 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $679,000 | 1,568 |
| Income before extraordinary items | $1,157,000 | 2,820 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,157,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,109,640 | 3,048 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 4,430 |
| Total interest expense | $1,329,000 | 4,838 |
| Net interest income | $2,419,000 | 4,068 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $3,067,000 | 950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,067,000 | 609 |
| Total noninterest expense | $3,883,000 | 2,445 |
| Salaries and employee benefits | $2,177,000 | 2,369 |
| Premises and equipment expense | $724,000 | 1,881 |
| Additional noninterest expense | $982,000 | 2,793 |
| Pre-tax net operating income | $1,453,000 | 2,263 |
| Securities gains (losses) | $49,000 | 1,459 |
| Applicable income taxes | $545,000 | 1,495 |
| Income before extraordinary items | $957,000 | 2,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $957,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $925,640 | 2,694 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 4,400 |
| Total interest expense | $694,000 | 4,903 |
| Net interest income | $1,250,000 | 3,980 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $2,009,000 | 747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,009,000 | 511 |
| Total noninterest expense | $2,003,000 | 2,366 |
| Salaries and employee benefits | $1,063,000 | 2,450 |
| Premises and equipment expense | $366,000 | 1,858 |
| Additional noninterest expense | $574,000 | 2,406 |
| Pre-tax net operating income | $1,106,000 | 1,629 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $407,000 | 1,181 |
| Income before extraordinary items | $716,000 | 1,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $716,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $705,120 | 1,963 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 4,230 |
| Total interest expense | $3,299,000 | 4,507 |
| Net interest income | $5,087,000 | 3,947 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $3,723,000 | 1,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,723,000 | 867 |
| Total noninterest expense | $7,151,000 | 2,535 |
| Salaries and employee benefits | $4,065,000 | 2,464 |
| Premises and equipment expense | $1,400,000 | 1,870 |
| Additional noninterest expense | $1,686,000 | 3,106 |
| Pre-tax net operating income | $1,569,000 | 3,826 |
| Securities gains (losses) | $43,000 | 843 |
| Applicable income taxes | $605,000 | 2,492 |
| Income before extraordinary items | $1,007,000 | 4,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,007,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,898 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $979,480 | 4,359 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,213 |
| Total interest expense | $2,557,000 | 4,419 |
| Net interest income | $3,835,000 | 3,937 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $2,714,000 | 1,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,714,000 | 891 |
| Total noninterest expense | $5,380,000 | 2,521 |
| Salaries and employee benefits | $3,045,000 | 2,462 |
| Premises and equipment expense | $1,070,000 | 1,825 |
| Additional noninterest expense | $1,265,000 | 3,050 |
| Pre-tax net operating income | $1,079,000 | 4,181 |
| Securities gains (losses) | $43,000 | 653 |
| Applicable income taxes | $424,000 | 2,732 |
| Income before extraordinary items | $698,000 | 4,670 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $698,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $670,480 | 4,770 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 4,212 |
| Total interest expense | $1,727,000 | 4,390 |
| Net interest income | $2,566,000 | 3,951 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $1,907,000 | 1,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,907,000 | 892 |
| Total noninterest expense | $3,636,000 | 2,517 |
| Salaries and employee benefits | $2,114,000 | 2,411 |
| Premises and equipment expense | $707,000 | 1,854 |
| Additional noninterest expense | $815,000 | 3,136 |
| Pre-tax net operating income | $752,000 | 4,153 |
| Securities gains (losses) | $36,000 | 593 |
| Applicable income taxes | $295,000 | 2,757 |
| Income before extraordinary items | $493,000 | 4,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $493,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $469,960 | 4,694 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 4,244 |
| Total interest expense | $849,000 | 4,423 |
| Net interest income | $1,259,000 | 4,011 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $1,008,000 | 1,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,008,000 | 836 |
| Total noninterest expense | $1,864,000 | 2,451 |
| Salaries and employee benefits | $1,124,000 | 2,290 |
| Premises and equipment expense | $352,000 | 1,874 |
| Additional noninterest expense | $388,000 | 3,252 |
| Pre-tax net operating income | $343,000 | 4,360 |
| Securities gains (losses) | $26,000 | 508 |
| Applicable income taxes | $138,000 | 2,844 |
| Income before extraordinary items | $231,000 | 4,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $231,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $214,360 | 4,881 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 4,201 |
| Total interest expense | $3,142,000 | 4,201 |
| Net interest income | $4,860,000 | 4,090 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $3,135,000 | 1,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,135,000 | 968 |
| Total noninterest expense | $6,789,000 | 2,585 |
| Salaries and employee benefits | $3,825,000 | 2,536 |
| Premises and equipment expense | $1,397,000 | 1,809 |
| Additional noninterest expense | $1,567,000 | 3,180 |
| Pre-tax net operating income | $966,000 | 5,279 |
| Securities gains (losses) | $181,000 | 410 |
| Applicable income taxes | $407,000 | 3,413 |
| Income before extraordinary items | $740,000 | 5,383 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $740,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,784 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $622,350 | 5,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 4,218 |
| Total interest expense | $2,266,000 | 4,213 |
| Net interest income | $3,641,000 | 4,117 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $2,359,000 | 1,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,359,000 | 980 |
| Total noninterest expense | $5,190,000 | 2,535 |
| Salaries and employee benefits | $2,922,000 | 2,488 |
| Premises and equipment expense | $1,063,000 | 1,790 |
| Additional noninterest expense | $1,205,000 | 3,125 |
| Pre-tax net operating income | $630,000 | 5,754 |
| Securities gains (losses) | $128,000 | 392 |
| Applicable income taxes | $263,000 | 3,751 |
| Income before extraordinary items | $495,000 | 5,784 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $495,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,145 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $411,800 | 6,180 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 4,223 |
| Total interest expense | $1,435,000 | 4,230 |
| Net interest income | $2,443,000 | 4,104 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,534,000 | 1,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,534,000 | 997 |
| Total noninterest expense | $3,439,000 | 2,567 |
| Salaries and employee benefits | $1,921,000 | 2,528 |
| Premises and equipment expense | $720,000 | 1,760 |
| Additional noninterest expense | $798,000 | 3,142 |
| Pre-tax net operating income | $418,000 | 5,805 |
| Securities gains (losses) | $62,000 | 417 |
| Applicable income taxes | $183,000 | 3,733 |
| Income before extraordinary items | $297,000 | 6,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $297,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,872 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $257,320 | 6,328 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 4,209 |
| Total interest expense | $674,000 | 4,272 |
| Net interest income | $1,245,000 | 4,054 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $797,000 | 1,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $797,000 | 960 |
| Total noninterest expense | $1,742,000 | 2,545 |
| Salaries and employee benefits | $951,000 | 2,556 |
| Premises and equipment expense | $368,000 | 1,738 |
| Additional noninterest expense | $423,000 | 2,965 |
| Pre-tax net operating income | $240,000 | 5,464 |
| Securities gains (losses) | $38,000 | 380 |
| Applicable income taxes | $107,000 | 3,507 |
| Income before extraordinary items | $171,000 | 5,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $146,680 | 6,021 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 4,089 |
| Total interest expense | $2,162,000 | 4,212 |
| Net interest income | $4,970,000 | 3,969 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $3,265,000 | 1,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,265,000 | 956 |
| Total noninterest expense | $6,803,000 | 2,455 |
| Salaries and employee benefits | $3,884,000 | 2,355 |
| Premises and equipment expense | $1,341,000 | 1,798 |
| Additional noninterest expense | $1,578,000 | 3,109 |
| Pre-tax net operating income | $1,192,000 | 4,919 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $438,000 | 3,569 |
| Income before extraordinary items | $766,000 | 5,449 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $766,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,363 |
| Cash dividends | $804,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $758,320 | 5,450 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 4,101 |
| Total interest expense | $1,511,000 | 4,269 |
| Net interest income | $3,728,000 | 3,961 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $2,581,000 | 1,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,581,000 | 935 |
| Total noninterest expense | $5,181,000 | 2,393 |
| Salaries and employee benefits | $2,998,000 | 2,270 |
| Premises and equipment expense | $978,000 | 1,841 |
| Additional noninterest expense | $1,205,000 | 3,033 |
| Pre-tax net operating income | $948,000 | 4,906 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $359,000 | 3,496 |
| Income before extraordinary items | $589,000 | 5,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $589,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,925 |
| Cash dividends | $804,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $589,000 | 5,460 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 4,077 |
| Total interest expense | $1,002,000 | 4,122 |
| Net interest income | $2,444,000 | 3,999 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $1,800,000 | 1,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,800,000 | 870 |
| Total noninterest expense | $3,508,000 | 2,347 |
| Salaries and employee benefits | $2,084,000 | 2,171 |
| Premises and equipment expense | $656,000 | 1,821 |
| Additional noninterest expense | $768,000 | 3,124 |
| Pre-tax net operating income | $616,000 | 4,945 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $233,000 | 3,526 |
| Income before extraordinary items | $383,000 | 5,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $383,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,979 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $383,000 | 5,502 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 4,092 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $1,205,000 | 4,048 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $952,000 | 1,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $952,000 | 817 |
| Total noninterest expense | $1,785,000 | 2,318 |
| Salaries and employee benefits | $1,095,000 | 2,086 |
| Premises and equipment expense | $322,000 | 1,871 |
| Additional noninterest expense | $368,000 | 3,238 |
| Pre-tax net operating income | $312,000 | 4,893 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $118,000 | 3,499 |
| Income before extraordinary items | $194,000 | 5,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $194,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $194,000 | 5,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,978 |
| Total interest expense | $1,884,000 | 3,826 |
| Net interest income | $4,727,000 | 3,969 |
| Provision for loan and lease losses | $336,000 | 2,695 |
| Total noninterest income | $2,806,000 | 1,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,806,000 | 1,033 |
| Total noninterest expense | $6,420,000 | 2,488 |
| Salaries and employee benefits | $3,666,000 | 2,368 |
| Premises and equipment expense | $1,234,000 | 1,860 |
| Additional noninterest expense | $1,520,000 | 3,095 |
| Pre-tax net operating income | $777,000 | 5,865 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $261,000 | 4,406 |
| Income before extraordinary items | $516,000 | 6,298 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $516,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,065 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $516,000 | 6,229 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,983 |
| Total interest expense | $1,387,000 | 3,840 |
| Net interest income | $3,527,000 | 3,986 |
| Provision for loan and lease losses | $276,000 | 2,401 |
| Total noninterest income | $2,090,000 | 1,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,090,000 | 1,044 |
| Total noninterest expense | $4,856,000 | 2,450 |
| Salaries and employee benefits | $2,748,000 | 2,356 |
| Premises and equipment expense | $939,000 | 1,847 |
| Additional noninterest expense | $1,169,000 | 3,007 |
| Pre-tax net operating income | $485,000 | 6,384 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $151,000 | 4,843 |
| Income before extraordinary items | $334,000 | 6,699 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $334,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,749 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $334,000 | 6,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 4,008 |
| Total interest expense | $936,000 | 3,799 |
| Net interest income | $2,317,000 | 4,026 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,366,000 | 1,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,366,000 | 1,056 |
| Total noninterest expense | $3,238,000 | 2,455 |
| Salaries and employee benefits | $1,827,000 | 2,359 |
| Premises and equipment expense | $638,000 | 1,811 |
| Additional noninterest expense | $773,000 | 3,034 |
| Pre-tax net operating income | $355,000 | 6,155 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $126,000 | 4,529 |
| Income before extraordinary items | $229,000 | 6,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,510 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $229,000 | 6,550 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,113 |
| Total interest expense | $485,000 | 3,733 |
| Net interest income | $1,093,000 | 4,198 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $581,000 | 1,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $581,000 | 1,175 |
| Total noninterest expense | $1,551,000 | 2,559 |
| Salaries and employee benefits | $873,000 | 2,478 |
| Premises and equipment expense | $306,000 | 1,895 |
| Additional noninterest expense | $372,000 | 3,116 |
| Pre-tax net operating income | $78,000 | 7,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,003,000 | 3,823 |
| Total interest expense | $2,179,000 | 3,744 |
| Net interest income | $4,824,000 | 3,777 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $3,549,000 | 1,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,549,000 | 971 |
| Total noninterest expense | $6,590,000 | 2,380 |
| Salaries and employee benefits | $3,626,000 | 2,340 |
| Premises and equipment expense | $1,337,000 | 1,695 |
| Additional noninterest expense | $1,627,000 | 2,861 |
| Pre-tax net operating income | $1,603,000 | 3,958 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $573,000 | 3,148 |
| Income before extraordinary items | $1,030,000 | 4,564 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,030,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,096 |
| Cash dividends | $1,759,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,030,000 | 4,391 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 3,791 |
| Total interest expense | $1,677,000 | 3,786 |
| Net interest income | $3,705,000 | 3,739 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $2,904,000 | 1,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,904,000 | 942 |
| Total noninterest expense | $5,069,000 | 2,328 |
| Salaries and employee benefits | $2,779,000 | 2,286 |
| Premises and equipment expense | $1,065,000 | 1,610 |
| Additional noninterest expense | $1,225,000 | 2,829 |
| Pre-tax net operating income | $1,405,000 | 3,653 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $503,000 | 3,016 |
| Income before extraordinary items | $902,000 | 4,282 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $902,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,237 |
| Cash dividends | $1,759,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $902,000 | 4,105 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 3,743 |
| Total interest expense | $1,147,000 | 3,812 |
| Net interest income | $2,517,000 | 3,677 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $2,040,000 | 1,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,040,000 | 909 |
| Total noninterest expense | $3,442,000 | 2,283 |
| Salaries and employee benefits | $1,904,000 | 2,223 |
| Premises and equipment expense | $730,000 | 1,568 |
| Additional noninterest expense | $808,000 | 2,849 |
| Pre-tax net operating income | $1,025,000 | 3,470 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $389,000 | 2,741 |
| Income before extraordinary items | $636,000 | 4,125 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $636,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,139 |
| Cash dividends | $1,759,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $636,000 | 3,931 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 3,727 |
| Total interest expense | $596,000 | 3,773 |
| Net interest income | $1,263,000 | 3,660 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $1,008,000 | 1,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,008,000 | 885 |
| Total noninterest expense | $1,728,000 | 2,259 |
| Salaries and employee benefits | $973,000 | 2,171 |
| Premises and equipment expense | $355,000 | 1,621 |
| Additional noninterest expense | $400,000 | 2,865 |
| Pre-tax net operating income | $498,000 | 3,504 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $189,000 | 2,797 |
| Income before extraordinary items | $309,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,853 |
| Cash dividends | $754,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $309,000 | 3,963 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 3,352 |
| Total interest expense | $3,487,000 | 3,109 |
| Net interest income | $5,363,000 | 3,454 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $3,265,000 | 1,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,265,000 | 947 |
| Total noninterest expense | $6,757,000 | 2,211 |
| Salaries and employee benefits | $3,735,000 | 2,141 |
| Premises and equipment expense | $1,346,000 | 1,632 |
| Additional noninterest expense | $1,676,000 | 2,695 |
| Pre-tax net operating income | $1,691,000 | 3,803 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $632,000 | 3,031 |
| Income before extraordinary items | $1,059,000 | 4,431 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,059,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,638 |
| Cash dividends | $1,306,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,059,000 | 4,321 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 3,220 |
| Total interest expense | $5,393,000 | 2,944 |
| Net interest income | $4,936,000 | 3,467 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $2,830,000 | 1,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,830,000 | 982 |
| Total noninterest expense | $6,723,000 | 2,132 |
| Salaries and employee benefits | $3,635,000 | 2,076 |
| Premises and equipment expense | $1,304,000 | 1,654 |
| Additional noninterest expense | $1,784,000 | 2,498 |
| Pre-tax net operating income | $863,000 | 5,301 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $293,000 | 4,317 |
| Income before extraordinary items | $570,000 | 5,751 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $570,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,251 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-47,000 | 9,478 |
| Net operating income | $570,000 | 5,633 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,770,000 | 3,470 |
| Total interest expense | $5,192,000 | 3,196 |
| Net interest income | $4,578,000 | 3,740 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $2,264,000 | 1,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,264,000 | 1,041 |
| Total noninterest expense | $5,826,000 | 2,349 |
| Salaries and employee benefits | $3,158,000 | 2,257 |
| Premises and equipment expense | $1,147,000 | 1,828 |
| Additional noninterest expense | $1,521,000 | 2,783 |
| Pre-tax net operating income | $836,000 | 5,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $556,000 | 6,053 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $556,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $556,000 | 6,059 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,181,000 | 3,473 |
| Total interest expense | $4,911,000 | 2,978 |
| Net interest income | $4,270,000 | 3,954 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,769,000 | 2,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,769,000 | 1,254 |
| Total noninterest expense | $5,020,000 | 2,690 |
| Salaries and employee benefits | $2,478,000 | 2,828 |
| Premises and equipment expense | $1,104,000 | 1,852 |
| Additional noninterest expense | $1,438,000 | 2,961 |
| Pre-tax net operating income | $839,000 | 5,794 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $592,000 | 5,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $850,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $592,000 | 5,913 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,340,000 | 3,436 |
| Total interest expense | $5,401,000 | 2,786 |
| Net interest income | $3,939,000 | 4,169 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $1,177,000 | 2,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,177,000 | 1,651 |
| Total noninterest expense | $3,891,000 | 3,290 |
| Salaries and employee benefits | $1,962,000 | 3,403 |
| Premises and equipment expense | $886,000 | 2,198 |
| Additional noninterest expense | $1,043,000 | 3,817 |
| Pre-tax net operating income | $1,090,000 | 5,159 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $353,000 | 4,744 |
| Income before extraordinary items | $737,000 | 5,458 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $737,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,001 |
| Net operating income | $737,000 | 5,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,770,000 | 3,652 |
| Total interest expense | $5,352,000 | 2,798 |
| Net interest income | $3,418,000 | 4,813 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $1,700,000 | 2,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,700,000 | 1,223 |
| Total noninterest expense | $3,684,000 | 3,435 |
| Salaries and employee benefits | $1,782,000 | 3,675 |
| Premises and equipment expense | $898,000 | 2,179 |
| Additional noninterest expense | $1,004,000 | 3,890 |
| Pre-tax net operating income | $1,396,000 | 4,732 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $504,000 | 4,189 |
| Income before extraordinary items | $892,000 | 5,079 |
| Extraordinary gains, net | $2,000 | 38 |
| Net income | $894,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $1,802,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $892,000 | 5,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,162,000 | 3,961 |
| Total interest expense | $4,746,000 | 3,149 |
| Net interest income | $3,416,000 | 4,925 |
| Provision for loan and lease losses | $286,000 | 2,683 |
| Total noninterest income | $1,218,000 | 2,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,218,000 | 1,582 |
| Total noninterest expense | $3,647,000 | 3,635 |
| Salaries and employee benefits | $1,577,000 | 4,121 |
| Premises and equipment expense | $852,000 | 2,314 |
| Additional noninterest expense | $1,218,000 | 3,736 |
| Pre-tax net operating income | $701,000 | 6,927 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $-43,000 | 11,058 |
| Income before extraordinary items | $741,000 | 5,576 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $741,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,014 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $744,000 | 5,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 4,601 |
| Total interest expense | $3,805,000 | 3,847 |
| Net interest income | $3,118,000 | 5,336 |
| Provision for loan and lease losses | $598,000 | 1,376 |
| Total noninterest income | $1,079,000 | 2,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,079,000 | 1,709 |
| Total noninterest expense | $2,771,000 | 4,570 |
| Salaries and employee benefits | $1,246,000 | 5,047 |
| Premises and equipment expense | $615,000 | 3,151 |
| Additional noninterest expense | $910,000 | 4,724 |
| Pre-tax net operating income | $828,000 | 6,730 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $244,000 | 6,732 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,296 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $584,000 | 6,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,464 |
| Total interest expense | $2,924,000 | 4,056 |
| Net interest income | $3,672,000 | 4,727 |
| Provision for loan and lease losses | $503,000 | 1,529 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $3,314,000 | 4,040 |
| Salaries and employee benefits | $1,253,000 | 5,047 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $1,795,000 | 2,841 |
| Pre-tax net operating income | $339,000 | 9,833 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $246,000 | 9,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $246,000 | 9,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,333 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $258,920 | 9,660 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,824 |
| Total interest expense | $2,426,000 | 4,954 |
| Net interest income | $3,753,000 | 4,660 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $500,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $3,019,000 | 4,483 |
| Salaries and employee benefits | $1,255,000 | 5,028 |
| Premises and equipment expense | $250,000 | 6,673 |
| Additional noninterest expense | $1,514,000 | 3,478 |
| Pre-tax net operating income | $1,087,000 | 5,547 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $333,000 | 5,697 |
| Income before extraordinary items | $841,000 | 5,354 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $841,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $778,360 | 5,450 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 5,315 |
| Total interest expense | $2,807,000 | 5,470 |
| Net interest income | $3,422,000 | 5,108 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $506,000 | 5,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 4,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $2,800,000 | 4,814 |
| Salaries and employee benefits | $1,141,000 | 5,415 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $1,426,000 | 3,742 |
| Pre-tax net operating income | $953,000 | 5,837 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $714,000 | 5,832 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $714,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $1,960,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $688,080 | 5,659 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.