Home > Midwest Federal Savings and Loan Association of St Joseph > Income and Expense
Midwest Federal Savings and Loan Association of St Joseph, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,321 |
| Total interest expense | $239,000 | 5,707 |
| Net interest income | $1,100,000 | 6,359 |
| Provision for loan and lease losses | $9,000 | 4,944 |
| Total noninterest income | $165,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,856 |
| Total noninterest expense | $1,277,000 | 6,100 |
| Salaries and employee benefits | $675,000 | 6,122 |
| Premises and equipment expense | $128,000 | 6,091 |
| Additional noninterest expense | $474,000 | 5,911 |
| Pre-tax net operating income | $-21,000 | 6,230 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-3,000 | 6,257 |
| Income before extraordinary items | $-18,000 | 6,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,000 | 6,277 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-18,000 | 6,278 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-18,000 | 6,240 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 6,374 |
| Total interest expense | $192,000 | 5,717 |
| Net interest income | $832,000 | 6,423 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $135,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $135,000 | 4,840 |
| Total noninterest expense | $912,000 | 6,196 |
| Salaries and employee benefits | $498,000 | 6,172 |
| Premises and equipment expense | $97,000 | 6,125 |
| Additional noninterest expense | $317,000 | 6,083 |
| Pre-tax net operating income | $46,000 | 6,159 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $7,000 | 4,397 |
| Income before extraordinary items | $39,000 | 6,230 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $39,000 | 6,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,231 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $39,000 | 6,178 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,398 |
| Total interest expense | $135,000 | 5,720 |
| Net interest income | $563,000 | 6,448 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $106,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $574,000 | 6,285 |
| Salaries and employee benefits | $335,000 | 6,202 |
| Premises and equipment expense | $64,000 | 6,170 |
| Additional noninterest expense | $175,000 | 6,310 |
| Pre-tax net operating income | $86,000 | 5,892 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $82,000 | 5,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 5,956 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $82,000 | 5,957 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $82,000 | 5,860 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 6,429 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $289,000 | 6,474 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $276,000 | 6,402 |
| Salaries and employee benefits | $166,000 | 6,256 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $77,000 | 6,495 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,560 |
| Total interest expense | $324,000 | 5,879 |
| Net interest income | $1,061,000 | 6,646 |
| Provision for loan and lease losses | $29,000 | 5,481 |
| Total noninterest income | $92,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $92,000 | 5,419 |
| Total noninterest expense | $1,088,000 | 6,494 |
| Salaries and employee benefits | $649,000 | 6,365 |
| Premises and equipment expense | $132,000 | 6,280 |
| Additional noninterest expense | $307,000 | 6,616 |
| Pre-tax net operating income | $36,000 | 6,077 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-5,000 | 6,510 |
| Income before extraordinary items | $41,000 | 6,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 6,209 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $41,000 | 6,211 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $41,000 | 6,065 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 6,671 |
| Total interest expense | $250,000 | 5,969 |
| Net interest income | $778,000 | 6,759 |
| Provision for loan and lease losses | $29,000 | 5,251 |
| Total noninterest income | $72,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,455 |
| Total noninterest expense | $833,000 | 6,549 |
| Salaries and employee benefits | $513,000 | 6,364 |
| Premises and equipment expense | $98,000 | 6,360 |
| Additional noninterest expense | $222,000 | 6,721 |
| Pre-tax net operating income | $-12,000 | 6,305 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-5,000 | 6,731 |
| Income before extraordinary items | $-7,000 | 6,421 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-7,000 | 6,420 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,000 | 6,420 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-7,000 | 6,298 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,734 |
| Total interest expense | $172,000 | 6,020 |
| Net interest income | $507,000 | 6,830 |
| Provision for loan and lease losses | $17,000 | 5,207 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,374 |
| Total noninterest expense | $559,000 | 6,595 |
| Salaries and employee benefits | $348,000 | 6,383 |
| Premises and equipment expense | $64,000 | 6,422 |
| Additional noninterest expense | $147,000 | 6,785 |
| Pre-tax net operating income | $-15,000 | 6,360 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-5,000 | 6,800 |
| Income before extraordinary items | $-10,000 | 6,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,000 | 6,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-10,000 | 6,478 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-10,000 | 6,352 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 6,822 |
| Total interest expense | $90,000 | 6,046 |
| Net interest income | $238,000 | 6,924 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $275,000 | 6,665 |
| Salaries and employee benefits | $170,000 | 6,465 |
| Premises and equipment expense | $34,000 | 6,373 |
| Additional noninterest expense | $71,000 | 6,837 |
| Pre-tax net operating income | $-28,000 | 6,560 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-26,000 | 6,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-26,000 | 6,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-26,000 | 6,647 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-28,000 | 6,567 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 6,963 |
| Total interest expense | $462,000 | 5,994 |
| Net interest income | $735,000 | 7,121 |
| Provision for loan and lease losses | $23,000 | 6,186 |
| Total noninterest income | $67,000 | 6,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $1,102,000 | 6,733 |
| Salaries and employee benefits | $677,000 | 6,529 |
| Premises and equipment expense | $217,000 | 5,871 |
| Additional noninterest expense | $208,000 | 7,112 |
| Pre-tax net operating income | $-323,000 | 6,311 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-5,000 | 6,552 |
| Income before extraordinary items | $-318,000 | 6,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-318,000 | 6,394 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-318,000 | 6,393 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-318,000 | 6,345 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 7,044 |
| Total interest expense | $358,000 | 6,049 |
| Net interest income | $530,000 | 7,205 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $48,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $48,000 | 5,835 |
| Total noninterest expense | $833,000 | 6,757 |
| Salaries and employee benefits | $504,000 | 6,560 |
| Premises and equipment expense | $166,000 | 5,875 |
| Additional noninterest expense | $163,000 | 7,155 |
| Pre-tax net operating income | $-275,000 | 6,448 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-4,000 | 6,744 |
| Income before extraordinary items | $-271,000 | 6,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-271,000 | 6,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-271,000 | 6,555 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-271,000 | 6,504 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,120 |
| Total interest expense | $241,000 | 6,134 |
| Net interest income | $340,000 | 7,287 |
| Provision for loan and lease losses | $19,000 | 5,755 |
| Total noninterest income | $29,000 | 6,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $553,000 | 6,835 |
| Salaries and employee benefits | $340,000 | 6,597 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $103,000 | 7,255 |
| Pre-tax net operating income | $-203,000 | 6,555 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-4,000 | 6,820 |
| Income before extraordinary items | $-199,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-199,000 | 6,627 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-199,000 | 6,627 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-199,000 | 6,595 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 7,211 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $156,000 | 7,375 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $270,000 | 6,917 |
| Salaries and employee benefits | $164,000 | 6,686 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $49,000 | 7,345 |
| Pre-tax net operating income | $-103,000 | 6,691 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-103,000 | 6,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-103,000 | 6,727 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-103,000 | 6,727 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-103,000 | 6,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 7,337 |
| Total interest expense | $406,000 | 6,777 |
| Net interest income | $626,000 | 7,443 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $42,000 | 7,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $932,000 | 7,143 |
| Salaries and employee benefits | $606,000 | 6,916 |
| Premises and equipment expense | $145,000 | 6,670 |
| Additional noninterest expense | $181,000 | 7,452 |
| Pre-tax net operating income | $-304,000 | 6,115 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-20,000 | 6,624 |
| Income before extraordinary items | $-284,000 | 6,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-284,000 | 6,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-284,000 | 6,230 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-284,000 | 6,176 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,454 |
| Total interest expense | $289,000 | 6,960 |
| Net interest income | $477,000 | 7,535 |
| Provision for loan and lease losses | $36,000 | 6,452 |
| Total noninterest income | $21,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $656,000 | 7,272 |
| Salaries and employee benefits | $425,000 | 7,064 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $135,000 | 7,550 |
| Pre-tax net operating income | $-194,000 | 6,284 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-18,000 | 6,880 |
| Income before extraordinary items | $-176,000 | 6,416 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-176,000 | 6,416 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-176,000 | 6,415 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-176,000 | 6,317 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,518 |
| Total interest expense | $187,000 | 7,079 |
| Net interest income | $324,000 | 7,595 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $13,000 | 7,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $398,000 | 7,425 |
| Salaries and employee benefits | $268,000 | 7,185 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $79,000 | 7,665 |
| Pre-tax net operating income | $-97,000 | 6,273 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-8,000 | 6,913 |
| Income before extraordinary items | $-89,000 | 6,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-89,000 | 6,394 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-89,000 | 6,392 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-89,000 | 6,313 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 7,634 |
| Total interest expense | $93,000 | 7,202 |
| Net interest income | $156,000 | 7,709 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $178,000 | 7,624 |
| Salaries and employee benefits | $122,000 | 7,370 |
| Premises and equipment expense | $21,000 | 7,415 |
| Additional noninterest expense | $35,000 | 7,799 |
| Pre-tax net operating income | $-16,000 | 6,358 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,000 | 6,993 |
| Income before extraordinary items | $-15,000 | 6,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-15,000 | 6,473 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-15,000 | 6,472 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-15,000 | 6,380 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 7,705 |
| Total interest expense | $419,000 | 7,313 |
| Net interest income | $600,000 | 7,774 |
| Provision for loan and lease losses | $41,000 | 6,942 |
| Total noninterest income | $24,000 | 7,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $708,000 | 7,715 |
| Salaries and employee benefits | $453,000 | 7,533 |
| Premises and equipment expense | $89,000 | 7,474 |
| Additional noninterest expense | $166,000 | 7,845 |
| Pre-tax net operating income | $-125,000 | 5,619 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-15,000 | 6,274 |
| Income before extraordinary items | $-110,000 | 5,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-110,000 | 5,711 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-110,000 | 5,711 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,483,000 | 380 |
| Net operating income | $-110,000 | 5,693 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,791 |
| Total interest expense | $323,000 | 7,398 |
| Net interest income | $443,000 | 7,859 |
| Provision for loan and lease losses | $21,000 | 6,927 |
| Total noninterest income | $18,000 | 7,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $531,000 | 7,765 |
| Salaries and employee benefits | $334,000 | 7,600 |
| Premises and equipment expense | $67,000 | 7,538 |
| Additional noninterest expense | $130,000 | 7,883 |
| Pre-tax net operating income | $-91,000 | 5,862 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-12,000 | 6,665 |
| Income before extraordinary items | $-79,000 | 5,931 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-79,000 | 5,931 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-79,000 | 5,931 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,483,000 | 312 |
| Net operating income | $-79,000 | 5,903 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,877 |
| Total interest expense | $216,000 | 7,502 |
| Net interest income | $287,000 | 7,935 |
| Provision for loan and lease losses | $17,000 | 6,764 |
| Total noninterest income | $4,000 | 7,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $368,000 | 7,810 |
| Salaries and employee benefits | $220,000 | 7,699 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $102,000 | 7,866 |
| Pre-tax net operating income | $-94,000 | 6,081 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-20,000 | 6,865 |
| Income before extraordinary items | $-74,000 | 6,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-74,000 | 6,134 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-74,000 | 6,134 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,483,000 | 247 |
| Net operating income | $-74,000 | 6,089 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 7,938 |
| Total interest expense | $106,000 | 7,603 |
| Net interest income | $144,000 | 7,996 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $196,000 | 7,781 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $61,000 | 7,687 |
| Pre-tax net operating income | $-57,000 | 6,515 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $-52,000 | 6,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-52,000 | 6,668 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-52,000 | 6,668 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-52,000 | 6,555 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 8,026 |
| Total interest expense | $441,000 | 7,767 |
| Net interest income | $483,000 | 8,091 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $7,000 | 8,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $566,000 | 8,056 |
| Salaries and employee benefits | $390,000 | 7,910 |
| Premises and equipment expense | $84,000 | 7,762 |
| Additional noninterest expense | $92,000 | 8,221 |
| Pre-tax net operating income | $-80,000 | 6,434 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-9,000 | 6,786 |
| Income before extraordinary items | $-71,000 | 6,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-71,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-71,000 | 6,468 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,122 |
| Total interest expense | $332,000 | 7,870 |
| Net interest income | $355,000 | 8,188 |
| Provision for loan and lease losses | $2,000 | 6,955 |
| Total noninterest income | $5,000 | 8,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $398,000 | 8,153 |
| Salaries and employee benefits | $271,000 | 8,012 |
| Premises and equipment expense | $59,000 | 7,863 |
| Additional noninterest expense | $68,000 | 8,310 |
| Pre-tax net operating income | $-40,000 | 6,826 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-40,000 | 6,681 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-40,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-40,000 | 6,857 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $461,000 | 8,193 |
| Total interest expense | $228,000 | 7,940 |
| Net interest income | $233,000 | 8,256 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,000 | 8,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $257,000 | 8,232 |
| Salaries and employee benefits | $178,000 | 8,083 |
| Premises and equipment expense | $34,000 | 8,018 |
| Additional noninterest expense | $45,000 | 8,362 |
| Pre-tax net operating income | $-23,000 | 7,021 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-23,000 | 7,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-23,000 | 7,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,258 |
| Total interest expense | $122,000 | 7,965 |
| Net interest income | $108,000 | 8,338 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $132,000 | 8,259 |
| Salaries and employee benefits | $90,000 | 8,109 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $25,000 | 8,377 |
| Pre-tax net operating income | $-24,000 | 7,305 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-24,000 | 7,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-24,000 | 7,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-24,000 | 7,346 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 8,212 |
| Total interest expense | $487,000 | 7,968 |
| Net interest income | $460,000 | 8,305 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $440,000 | 8,385 |
| Salaries and employee benefits | $289,000 | 8,297 |
| Premises and equipment expense | $60,000 | 8,164 |
| Additional noninterest expense | $91,000 | 8,435 |
| Pre-tax net operating income | $21,000 | 7,374 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $16,000 | 7,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $16,000 | 7,417 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,276 |
| Total interest expense | $360,000 | 8,030 |
| Net interest income | $348,000 | 8,350 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,000 | 8,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $316,000 | 8,396 |
| Salaries and employee benefits | $207,000 | 8,307 |
| Premises and equipment expense | $42,000 | 8,191 |
| Additional noninterest expense | $67,000 | 8,463 |
| Pre-tax net operating income | $33,000 | 7,554 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $28,000 | 7,580 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $28,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $28,000 | 7,566 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,350 |
| Total interest expense | $237,000 | 8,089 |
| Net interest income | $234,000 | 8,416 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $211,000 | 8,454 |
| Salaries and employee benefits | $139,000 | 8,361 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $44,000 | 8,515 |
| Pre-tax net operating income | $24,000 | 7,667 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 8,401 |
| Total interest expense | $117,000 | 8,140 |
| Net interest income | $117,000 | 8,470 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $105,000 | 8,495 |
| Salaries and employee benefits | $71,000 | 8,400 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $20,000 | 8,563 |
| Pre-tax net operating income | $12,000 | 7,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,000 | 7,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,371 |
| Total interest expense | $363,000 | 8,175 |
| Net interest income | $483,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,463 |
| Total noninterest expense | $460,000 | 8,484 |
| Salaries and employee benefits | $306,000 | 8,359 |
| Premises and equipment expense | $63,000 | 8,213 |
| Additional noninterest expense | $91,000 | 8,580 |
| Pre-tax net operating income | $25,000 | 7,887 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $25,000 | 7,914 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $25,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $25,000 | 7,901 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 8,457 |
| Total interest expense | $251,000 | 8,274 |
| Net interest income | $363,000 | 8,491 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $355,000 | 8,507 |
| Salaries and employee benefits | $240,000 | 8,354 |
| Premises and equipment expense | $47,000 | 8,271 |
| Additional noninterest expense | $68,000 | 8,629 |
| Pre-tax net operating income | $9,000 | 8,086 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $9,000 | 8,106 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,000 | 8,095 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $394,000 | 8,529 |
| Total interest expense | $154,000 | 8,335 |
| Net interest income | $240,000 | 8,554 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,000 | 8,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $245,000 | 8,529 |
| Salaries and employee benefits | $172,000 | 8,341 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $41,000 | 8,683 |
| Pre-tax net operating income | $-4,000 | 8,185 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-4,000 | 8,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-4,000 | 8,176 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,565 |
| Total interest expense | $69,000 | 8,398 |
| Net interest income | $119,000 | 8,588 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $127,000 | 8,521 |
| Salaries and employee benefits | $93,000 | 8,293 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $19,000 | 8,711 |
| Pre-tax net operating income | $-7,000 | 8,244 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-7,000 | 8,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-7,000 | 8,234 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 8,504 |
| Total interest expense | $248,000 | 8,325 |
| Net interest income | $516,000 | 8,518 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $471,000 | 8,596 |
| Salaries and employee benefits | $336,000 | 8,392 |
| Premises and equipment expense | $60,000 | 8,343 |
| Additional noninterest expense | $75,000 | 8,760 |
| Pre-tax net operating income | $46,000 | 8,147 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $19,000 | 8,227 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $19,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $22,200 | 8,191 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 8,545 |
| Total interest expense | $183,000 | 8,336 |
| Net interest income | $388,000 | 8,570 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,000 | 8,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $342,000 | 8,612 |
| Salaries and employee benefits | $240,000 | 8,425 |
| Premises and equipment expense | $45,000 | 8,353 |
| Additional noninterest expense | $57,000 | 8,767 |
| Pre-tax net operating income | $47,000 | 8,203 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $21,000 | 6,272 |
| Income before extraordinary items | $21,000 | 8,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $24,200 | 8,249 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,559 |
| Total interest expense | $120,000 | 8,334 |
| Net interest income | $256,000 | 8,584 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $221,000 | 8,632 |
| Salaries and employee benefits | $153,000 | 8,478 |
| Premises and equipment expense | $30,000 | 8,363 |
| Additional noninterest expense | $38,000 | 8,771 |
| Pre-tax net operating income | $36,000 | 8,204 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $17,000 | 8,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $17,000 | 8,264 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,646 |
| Total interest expense | $59,000 | 8,403 |
| Net interest income | $127,000 | 8,660 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $103,000 | 8,731 |
| Salaries and employee benefits | $69,000 | 8,624 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $19,000 | 8,837 |
| Pre-tax net operating income | $25,000 | 8,202 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 8,590 |
| Total interest expense | $272,000 | 8,208 |
| Net interest income | $501,000 | 8,646 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $-3,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-3,000 | 8,917 |
| Total noninterest expense | $388,000 | 8,805 |
| Salaries and employee benefits | $241,000 | 8,742 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $82,000 | 8,872 |
| Pre-tax net operating income | $110,000 | 8,081 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $18,000 | 6,584 |
| Income before extraordinary items | $92,000 | 8,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $92,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $92,000 | 8,084 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $586,000 | 8,628 |
| Total interest expense | $209,000 | 8,213 |
| Net interest income | $377,000 | 8,698 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $6,000 | 8,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $285,000 | 8,840 |
| Salaries and employee benefits | $174,000 | 8,790 |
| Premises and equipment expense | $49,000 | 8,418 |
| Additional noninterest expense | $62,000 | 8,906 |
| Pre-tax net operating income | $98,000 | 8,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $87,000 | 8,152 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $87,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $87,000 | 8,099 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,682 |
| Total interest expense | $142,000 | 8,258 |
| Net interest income | $253,000 | 8,755 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $6,000 | 8,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $192,000 | 8,896 |
| Salaries and employee benefits | $117,000 | 8,845 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $43,000 | 8,943 |
| Pre-tax net operating income | $67,000 | 8,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $62,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $62,000 | 8,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,715 |
| Total interest expense | $73,000 | 8,301 |
| Net interest income | $126,000 | 8,791 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $97,000 | 8,924 |
| Salaries and employee benefits | $57,000 | 8,890 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $24,000 | 8,953 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $31,000 | 8,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $31,000 | 8,068 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 8,734 |
| Total interest expense | $373,000 | 8,203 |
| Net interest income | $459,000 | 8,842 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $6,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $361,000 | 9,019 |
| Salaries and employee benefits | $223,000 | 8,958 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $74,000 | 9,079 |
| Pre-tax net operating income | $104,000 | 8,183 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $26,000 | 6,682 |
| Income before extraordinary items | $78,000 | 8,328 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $78,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $78,000 | 8,218 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $635,000 | 8,798 |
| Total interest expense | $293,000 | 8,268 |
| Net interest income | $342,000 | 8,926 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $4,000 | 9,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $270,000 | 9,065 |
| Salaries and employee benefits | $166,000 | 8,996 |
| Premises and equipment expense | $49,000 | 8,587 |
| Additional noninterest expense | $55,000 | 9,129 |
| Pre-tax net operating income | $76,000 | 8,344 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $59,000 | 8,474 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $59,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $59,000 | 8,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,829 |
| Total interest expense | $208,000 | 8,278 |
| Net interest income | $227,000 | 8,963 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,000 | 9,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $179,000 | 9,094 |
| Salaries and employee benefits | $111,000 | 9,030 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $37,000 | 9,156 |
| Pre-tax net operating income | $51,000 | 8,359 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $41,000 | 8,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $41,000 | 8,374 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,863 |
| Total interest expense | $110,000 | 8,303 |
| Net interest income | $114,000 | 9,013 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $87,000 | 9,150 |
| Salaries and employee benefits | $54,000 | 9,082 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $18,000 | 9,208 |
| Pre-tax net operating income | $29,000 | 8,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,000 | 8,302 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,850 |
| Total interest expense | $540,000 | 8,275 |
| Net interest income | $465,000 | 9,035 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $13,000 | 9,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $346,000 | 9,198 |
| Salaries and employee benefits | $212,000 | 9,138 |
| Premises and equipment expense | $61,000 | 8,739 |
| Additional noninterest expense | $73,000 | 9,246 |
| Pre-tax net operating income | $127,000 | 8,209 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $44,000 | 6,618 |
| Income before extraordinary items | $83,000 | 8,410 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $83,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $83,000 | 8,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 8,982 |
| Total interest expense | $707,000 | 8,611 |
| Net interest income | $499,000 | 9,191 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $19,000 | 9,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $347,000 | 9,437 |
| Salaries and employee benefits | $205,000 | 9,391 |
| Premises and equipment expense | $64,000 | 8,903 |
| Additional noninterest expense | $78,000 | 9,475 |
| Pre-tax net operating income | $171,000 | 8,014 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $74,000 | 6,348 |
| Income before extraordinary items | $97,000 | 8,355 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $97,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $97,000 | 8,251 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 9,160 |
| Total interest expense | $710,000 | 8,846 |
| Net interest income | $583,000 | 9,318 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $24,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $373,000 | 9,648 |
| Salaries and employee benefits | $230,000 | 9,535 |
| Premises and equipment expense | $64,000 | 9,098 |
| Additional noninterest expense | $79,000 | 9,748 |
| Pre-tax net operating income | $234,000 | 8,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $77,000 | 6,833 |
| Income before extraordinary items | $157,000 | 8,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $157,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $157,000 | 8,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 9,314 |
| Total interest expense | $750,000 | 8,819 |
| Net interest income | $549,000 | 9,606 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $25,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $380,000 | 9,925 |
| Salaries and employee benefits | $228,000 | 9,805 |
| Premises and equipment expense | $66,000 | 9,315 |
| Additional noninterest expense | $86,000 | 10,012 |
| Pre-tax net operating income | $194,000 | 8,610 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 9,436 |
| Total interest expense | $823,000 | 8,880 |
| Net interest income | $562,000 | 9,806 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $29,000 | 10,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $413,000 | 10,021 |
| Salaries and employee benefits | $256,000 | 9,848 |
| Premises and equipment expense | $65,000 | 9,470 |
| Additional noninterest expense | $92,000 | 10,183 |
| Pre-tax net operating income | $178,000 | 9,019 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $65,000 | 8,075 |
| Income before extraordinary items | $113,000 | 9,238 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $113,000 | 9,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $113,000 | 9,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 9,744 |
| Total interest expense | $863,000 | 9,070 |
| Net interest income | $585,000 | 10,215 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $69,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $397,000 | 10,483 |
| Salaries and employee benefits | $241,000 | 10,323 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $92,000 | 10,597 |
| Pre-tax net operating income | $257,000 | 9,253 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $62,000 | 9,053 |
| Income before extraordinary items | $195,000 | 9,198 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $195,000 | 9,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $195,000 | 9,149 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 10,101 |
| Total interest expense | $903,000 | 9,324 |
| Net interest income | $599,000 | 10,660 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $39,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $519,000 | 10,508 |
| Salaries and employee benefits | $216,000 | 10,930 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $242,000 | 9,478 |
| Pre-tax net operating income | $119,000 | 10,268 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $32,000 | 10,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $32,000 | 10,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $32,000 | 10,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 10,402 |
| Total interest expense | $879,000 | 9,695 |
| Net interest income | $688,000 | 10,879 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $37,000 | 11,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $381,000 | 11,492 |
| Salaries and employee benefits | $211,000 | 11,430 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $112,000 | 11,499 |
| Pre-tax net operating income | $344,000 | 9,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $193,000 | 10,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $193,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $193,000 | 9,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 10,434 |
| Total interest expense | $869,000 | 9,262 |
| Net interest income | $786,000 | 11,095 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $37,000 | 12,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $454,000 | 11,818 |
| Salaries and employee benefits | $277,000 | 11,412 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $118,000 | 12,130 |
| Pre-tax net operating income | $369,000 | 9,583 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $158,000 | 8,149 |
| Income before extraordinary items | $211,000 | 10,149 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $211,000 | 10,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $211,000 | 10,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 10,538 |
| Total interest expense | $1,012,000 | 9,050 |
| Net interest income | $814,000 | 11,460 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $432,000 | 12,501 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $92,000 | 13,010 |
| Pre-tax net operating income | $420,000 | 9,258 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,000 | 9,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 10,751 |
| Total interest expense | $1,412,000 | 8,802 |
| Net interest income | $659,000 | 12,479 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $37,000 | 13,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $443,000 | 12,939 |
| Salaries and employee benefits | $275,000 | 12,306 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $112,000 | 13,408 |
| Pre-tax net operating income | $253,000 | 10,574 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $223,000 | 10,279 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $223,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,000 | 9,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.