Home > Midwest Community Bank > Income and Expense
Midwest Community Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 5,175 |
| Total interest expense | $417,000 | 3,947 |
| Net interest income | $1,664,000 | 5,310 |
| Provision for loan and lease losses | $22,000 | 4,024 |
| Total noninterest income | $462,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $34,000 | 5,390 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $428,000 | 3,464 |
| Total noninterest expense | $1,325,000 | 5,373 |
| Salaries and employee benefits | $693,000 | 5,416 |
| Premises and equipment expense | $149,000 | 5,197 |
| Additional noninterest expense | $483,000 | 5,237 |
| Pre-tax net operating income | $779,000 | 4,378 |
| Securities gains (losses) | $257,000 | 737 |
| Applicable income taxes | $288,000 | 2,684 |
| Income before extraordinary items | $748,000 | 4,271 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $748,000 | 4,269 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $748,000 | 4,270 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $149,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $562,960 | 4,559 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,203 |
| Total interest expense | $315,000 | 3,960 |
| Net interest income | $1,288,000 | 5,331 |
| Provision for loan and lease losses | $22,000 | 3,807 |
| Total noninterest income | $261,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $28,000 | 5,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $233,000 | 3,920 |
| Total noninterest expense | $985,000 | 5,419 |
| Salaries and employee benefits | $517,000 | 5,446 |
| Premises and equipment expense | $112,000 | 5,240 |
| Additional noninterest expense | $356,000 | 5,300 |
| Pre-tax net operating income | $542,000 | 4,545 |
| Securities gains (losses) | $257,000 | 668 |
| Applicable income taxes | $220,000 | 2,739 |
| Income before extraordinary items | $579,000 | 4,306 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $579,000 | 4,305 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $579,000 | 4,306 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $89,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $393,960 | 4,707 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 5,237 |
| Total interest expense | $209,000 | 3,974 |
| Net interest income | $874,000 | 5,367 |
| Provision for loan and lease losses | $22,000 | 3,503 |
| Total noninterest income | $196,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $19,000 | 5,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,761 |
| Total noninterest expense | $683,000 | 5,451 |
| Salaries and employee benefits | $356,000 | 5,483 |
| Premises and equipment expense | $76,000 | 5,268 |
| Additional noninterest expense | $251,000 | 5,304 |
| Pre-tax net operating income | $365,000 | 4,549 |
| Securities gains (losses) | $164,000 | 683 |
| Applicable income taxes | $142,000 | 2,746 |
| Income before extraordinary items | $387,000 | 4,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $387,000 | 4,307 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $387,000 | 4,308 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $89,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $267,280 | 4,690 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 5,206 |
| Total interest expense | $104,000 | 4,029 |
| Net interest income | $467,000 | 5,333 |
| Provision for loan and lease losses | $22,000 | 2,836 |
| Total noninterest income | $122,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $345,000 | 5,491 |
| Salaries and employee benefits | $187,000 | 5,471 |
| Premises and equipment expense | $29,000 | 5,521 |
| Additional noninterest expense | $129,000 | 5,326 |
| Pre-tax net operating income | $222,000 | 4,305 |
| Securities gains (losses) | $18,000 | 1,277 |
| Applicable income taxes | $52,000 | 2,960 |
| Income before extraordinary items | $188,000 | 4,318 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $188,000 | 4,315 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $188,000 | 4,317 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $173,960 | 4,377 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,193 |
| Total interest expense | $451,000 | 3,922 |
| Net interest income | $1,897,000 | 5,317 |
| Provision for loan and lease losses | $68,000 | 3,378 |
| Total noninterest income | $258,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $42,000 | 5,532 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $216,000 | 4,368 |
| Total noninterest expense | $1,552,000 | 5,398 |
| Salaries and employee benefits | $822,000 | 5,434 |
| Premises and equipment expense | $157,000 | 5,364 |
| Additional noninterest expense | $573,000 | 5,230 |
| Pre-tax net operating income | $535,000 | 4,863 |
| Securities gains (losses) | $38,000 | 1,841 |
| Applicable income taxes | $95,000 | 3,346 |
| Income before extraordinary items | $478,000 | 4,860 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $478,000 | 4,861 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $478,000 | 4,861 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $250,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $446,460 | 4,883 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 5,212 |
| Total interest expense | $344,000 | 3,944 |
| Net interest income | $1,459,000 | 5,348 |
| Provision for loan and lease losses | $68,000 | 3,031 |
| Total noninterest income | $226,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $32,000 | 5,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,181 |
| Total noninterest expense | $1,160,000 | 5,447 |
| Salaries and employee benefits | $623,000 | 5,459 |
| Premises and equipment expense | $117,000 | 5,434 |
| Additional noninterest expense | $420,000 | 5,307 |
| Pre-tax net operating income | $457,000 | 4,833 |
| Securities gains (losses) | $33,000 | 1,737 |
| Applicable income taxes | $94,000 | 3,307 |
| Income before extraordinary items | $396,000 | 4,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $396,000 | 4,858 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $396,000 | 4,860 |
| Net charge-offs | $8,000 | 3,710 |
| Cash dividends | $250,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $369,270 | 4,883 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 5,196 |
| Total interest expense | $231,000 | 3,968 |
| Net interest income | $1,020,000 | 5,323 |
| Provision for loan and lease losses | $68,000 | 2,591 |
| Total noninterest income | $163,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $20,000 | 5,676 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,090 |
| Total noninterest expense | $797,000 | 5,451 |
| Salaries and employee benefits | $432,000 | 5,460 |
| Premises and equipment expense | $74,000 | 5,532 |
| Additional noninterest expense | $291,000 | 5,296 |
| Pre-tax net operating income | $318,000 | 4,787 |
| Securities gains (losses) | $30,000 | 1,508 |
| Applicable income taxes | $66,000 | 3,287 |
| Income before extraordinary items | $282,000 | 4,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,775 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $282,000 | 4,776 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $257,700 | 4,816 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 5,227 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $511,000 | 5,362 |
| Provision for loan and lease losses | $53,000 | 2,030 |
| Total noninterest income | $108,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 3,626 |
| Total noninterest expense | $395,000 | 5,517 |
| Salaries and employee benefits | $216,000 | 5,496 |
| Premises and equipment expense | $37,000 | 5,572 |
| Additional noninterest expense | $142,000 | 5,364 |
| Pre-tax net operating income | $171,000 | 4,659 |
| Securities gains (losses) | $34,000 | 1,012 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $168,000 | 4,544 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $168,000 | 4,546 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $168,000 | 4,548 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $140,120 | 4,685 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 5,279 |
| Total interest expense | $531,000 | 3,887 |
| Net interest income | $2,043,000 | 5,441 |
| Provision for loan and lease losses | $361,000 | 1,791 |
| Total noninterest income | $213,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $55,000 | 5,612 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 4,804 |
| Total noninterest expense | $1,625,000 | 5,571 |
| Salaries and employee benefits | $863,000 | 5,594 |
| Premises and equipment expense | $158,000 | 5,625 |
| Additional noninterest expense | $604,000 | 5,375 |
| Pre-tax net operating income | $270,000 | 5,530 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $273,000 | 5,469 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $273,000 | 5,468 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $273,000 | 5,469 |
| Net charge-offs | $532,000 | 1,404 |
| Cash dividends | $235,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $261,360 | 5,447 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,308 |
| Total interest expense | $407,000 | 3,903 |
| Net interest income | $1,560,000 | 5,465 |
| Provision for loan and lease losses | $361,000 | 1,461 |
| Total noninterest income | $167,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $125,000 | 4,803 |
| Total noninterest expense | $1,203,000 | 5,633 |
| Salaries and employee benefits | $657,000 | 5,596 |
| Premises and equipment expense | $116,000 | 5,712 |
| Additional noninterest expense | $430,000 | 5,501 |
| Pre-tax net operating income | $163,000 | 5,717 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $-3,000 | 6,261 |
| Income before extraordinary items | $178,000 | 5,639 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 5,638 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $178,000 | 5,639 |
| Net charge-offs | $531,000 | 1,103 |
| Cash dividends | $235,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $166,000 | 5,640 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,314 |
| Total interest expense | $278,000 | 3,902 |
| Net interest income | $1,055,000 | 5,465 |
| Provision for loan and lease losses | $316,000 | 1,186 |
| Total noninterest income | $119,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $24,000 | 5,831 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $95,000 | 4,625 |
| Total noninterest expense | $812,000 | 5,650 |
| Salaries and employee benefits | $448,000 | 5,608 |
| Premises and equipment expense | $76,000 | 5,790 |
| Additional noninterest expense | $288,000 | 5,528 |
| Pre-tax net operating income | $46,000 | 6,000 |
| Securities gains (losses) | $14,000 | 1,800 |
| Applicable income taxes | $-20,000 | 6,410 |
| Income before extraordinary items | $80,000 | 5,840 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $80,000 | 5,842 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $80,000 | 5,843 |
| Net charge-offs | $541,000 | 816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $66,000 | 5,879 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 5,384 |
| Total interest expense | $140,000 | 3,943 |
| Net interest income | $519,000 | 5,543 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $68,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $57,000 | 4,383 |
| Total noninterest expense | $418,000 | 5,670 |
| Salaries and employee benefits | $235,000 | 5,602 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $145,000 | 5,563 |
| Pre-tax net operating income | $94,000 | 5,323 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $91,000 | 5,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,251 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $91,000 | 5,251 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $86,400 | 5,264 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 5,388 |
| Total interest expense | $608,000 | 4,058 |
| Net interest income | $2,117,000 | 5,559 |
| Provision for loan and lease losses | $246,000 | 2,711 |
| Total noninterest income | $243,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $180,000 | 4,746 |
| Total noninterest expense | $1,981,000 | 5,489 |
| Salaries and employee benefits | $1,030,000 | 5,484 |
| Premises and equipment expense | $187,000 | 5,651 |
| Additional noninterest expense | $764,000 | 5,158 |
| Pre-tax net operating income | $133,000 | 5,868 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $-20,000 | 6,340 |
| Income before extraordinary items | $159,000 | 5,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $159,000 | 5,826 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $159,000 | 5,826 |
| Net charge-offs | $-37,000 | 6,373 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $153,000 | 5,790 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 5,462 |
| Total interest expense | $459,000 | 4,120 |
| Net interest income | $1,575,000 | 5,636 |
| Provision for loan and lease losses | $221,000 | 2,467 |
| Total noninterest income | $199,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $1,472,000 | 5,532 |
| Salaries and employee benefits | $754,000 | 5,552 |
| Premises and equipment expense | $144,000 | 5,654 |
| Additional noninterest expense | $574,000 | 5,176 |
| Pre-tax net operating income | $81,000 | 6,053 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $-23,000 | 6,574 |
| Income before extraordinary items | $110,000 | 5,979 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $110,000 | 5,981 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $110,000 | 5,981 |
| Net charge-offs | $-36,000 | 6,390 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $104,000 | 5,941 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,582 |
| Total interest expense | $309,000 | 4,167 |
| Net interest income | $975,000 | 5,785 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $137,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,639 |
| Total noninterest expense | $1,001,000 | 5,520 |
| Salaries and employee benefits | $520,000 | 5,526 |
| Premises and equipment expense | $96,000 | 5,676 |
| Additional noninterest expense | $385,000 | 5,180 |
| Pre-tax net operating income | $36,000 | 6,148 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $-18,000 | 6,629 |
| Income before extraordinary items | $60,000 | 6,080 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 6,081 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $60,000 | 6,082 |
| Net charge-offs | $-35,000 | 6,465 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $54,000 | 6,030 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 5,733 |
| Total interest expense | $156,000 | 4,235 |
| Net interest income | $445,000 | 5,965 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $469,000 | 5,674 |
| Salaries and employee benefits | $240,000 | 5,712 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $182,000 | 5,328 |
| Pre-tax net operating income | $64,000 | 5,686 |
| Securities gains (losses) | $-10,000 | 6,810 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $54,000 | 5,793 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $54,000 | 5,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $54,000 | 5,795 |
| Net charge-offs | $-34,000 | 6,611 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 5,649 |
| Total interest expense | $680,000 | 4,479 |
| Net interest income | $2,053,000 | 5,827 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $455,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $58,000 | 6,088 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $397,000 | 3,642 |
| Total noninterest expense | $2,155,000 | 5,510 |
| Salaries and employee benefits | $985,000 | 5,728 |
| Premises and equipment expense | $178,000 | 5,886 |
| Additional noninterest expense | $992,000 | 4,819 |
| Pre-tax net operating income | $353,000 | 5,266 |
| Securities gains (losses) | $63,000 | 2,581 |
| Applicable income taxes | $125,000 | 3,354 |
| Income before extraordinary items | $291,000 | 5,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $291,000 | 5,500 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $291,000 | 5,501 |
| Net charge-offs | $46,000 | 4,983 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $246,900 | 5,445 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 5,760 |
| Total interest expense | $516,000 | 4,569 |
| Net interest income | $1,501,000 | 5,959 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $451,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $407,000 | 3,239 |
| Total noninterest expense | $1,619,000 | 5,543 |
| Salaries and employee benefits | $726,000 | 5,806 |
| Premises and equipment expense | $130,000 | 5,999 |
| Additional noninterest expense | $763,000 | 4,784 |
| Pre-tax net operating income | $333,000 | 5,193 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $65,000 | 3,648 |
| Income before extraordinary items | $268,000 | 5,460 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $268,000 | 5,459 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $268,000 | 5,459 |
| Net charge-offs | $46,000 | 4,574 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $268,000 | 5,264 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 5,788 |
| Total interest expense | $350,000 | 4,637 |
| Net interest income | $1,011,000 | 5,985 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $330,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 3,063 |
| Total noninterest expense | $1,099,000 | 5,546 |
| Salaries and employee benefits | $497,000 | 5,805 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $526,000 | 4,717 |
| Pre-tax net operating income | $242,000 | 5,090 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $41,000 | 3,668 |
| Income before extraordinary items | $201,000 | 5,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 5,327 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $201,000 | 5,327 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $201,000 | 5,131 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 5,893 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $485,000 | 6,092 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $138,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,373 |
| Total noninterest expense | $554,000 | 5,564 |
| Salaries and employee benefits | $238,000 | 5,929 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $277,000 | 4,580 |
| Pre-tax net operating income | $69,000 | 5,739 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $65,000 | 5,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $65,000 | 5,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $65,000 | 5,811 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $65,000 | 5,661 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 6,882 |
| Total interest expense | $442,000 | 6,066 |
| Net interest income | $887,000 | 7,020 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $1,961,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $28,000 | 6,643 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,933,000 | 1,398 |
| Total noninterest expense | $1,206,000 | 6,625 |
| Salaries and employee benefits | $493,000 | 6,907 |
| Premises and equipment expense | $92,000 | 6,885 |
| Additional noninterest expense | $621,000 | 5,930 |
| Pre-tax net operating income | $1,042,000 | 3,644 |
| Securities gains (losses) | $197,000 | 1,467 |
| Applicable income taxes | $596,000 | 1,857 |
| Income before extraordinary items | $643,000 | 4,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $643,000 | 4,287 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $643,000 | 4,287 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $7,704,000 | 86 |
| Net operating income | $516,920 | 4,503 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,169 |
| Total interest expense | $244,000 | 6,564 |
| Net interest income | $478,000 | 7,250 |
| Provision for loan and lease losses | $250,000 | 3,854 |
| Total noninterest income | $1,768,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $15,000 | 6,785 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,753,000 | 1,222 |
| Total noninterest expense | $619,000 | 7,059 |
| Salaries and employee benefits | $230,000 | 7,252 |
| Premises and equipment expense | $47,000 | 7,158 |
| Additional noninterest expense | $342,000 | 6,445 |
| Pre-tax net operating income | $1,377,000 | 2,738 |
| Securities gains (losses) | $-9,000 | 6,996 |
| Applicable income taxes | $386,000 | 1,984 |
| Income before extraordinary items | $982,000 | 3,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 3,102 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $982,000 | 3,102 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $7,704,000 | 70 |
| Net operating income | $988,480 | 2,992 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $0 | 7,511 |
| Total interest expense | $0 | 7,493 |
| Net interest income | $0 | 7,508 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $2,006,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,006,000 | 837 |
| Total noninterest expense | $0 | 7,510 |
| Salaries and employee benefits | $0 | 7,495 |
| Premises and equipment expense | $0 | 7,489 |
| Additional noninterest expense | $0 | 7,507 |
| Pre-tax net operating income | $2,006,000 | 1,451 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $582,000 | 1,177 |
| Income before extraordinary items | $1,424,000 | 1,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,424,000 | 1,697 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,424,000 | 1,697 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $7,704,000 | 42 |
| Net operating income | $1,424,000 | 1,629 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,003 |
| Total interest expense | $311,000 | 4,208 |
| Net interest income | $402,000 | 6,559 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $421,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $400,000 | 1,571 |
| Total noninterest expense | $826,000 | 4,711 |
| Salaries and employee benefits | $295,000 | 5,644 |
| Premises and equipment expense | $65,000 | 5,671 |
| Additional noninterest expense | $466,000 | 3,360 |
| Pre-tax net operating income | $-3,000 | 6,358 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,000 | 6,397 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,000 | 6,397 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,000 | 6,397 |
| Net charge-offs | $479,000 | 1,366 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,000 | 6,372 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 4,806 |
| Total interest expense | $1,914,000 | 3,683 |
| Net interest income | $3,102,000 | 5,265 |
| Provision for loan and lease losses | $2,120,000 | 1,988 |
| Total noninterest income | $79,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 4,277 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-137,000 | 7,228 |
| Total noninterest expense | $3,654,000 | 4,466 |
| Salaries and employee benefits | $1,696,000 | 4,698 |
| Premises and equipment expense | $336,000 | 5,167 |
| Additional noninterest expense | $1,622,000 | 3,793 |
| Pre-tax net operating income | $-2,593,000 | 6,868 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $-105,000 | 6,838 |
| Income before extraordinary items | $-2,466,000 | 6,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,466,000 | 6,930 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,466,000 | 6,931 |
| Net charge-offs | $1,668,000 | 2,051 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,487,120 | 6,916 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 4,836 |
| Total interest expense | $1,487,000 | 3,721 |
| Net interest income | $2,368,000 | 5,284 |
| Provision for loan and lease losses | $2,120,000 | 1,592 |
| Total noninterest income | $47,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-123,000 | 7,405 |
| Total noninterest expense | $2,573,000 | 4,663 |
| Salaries and employee benefits | $1,198,000 | 4,920 |
| Premises and equipment expense | $245,000 | 5,282 |
| Additional noninterest expense | $1,130,000 | 3,968 |
| Pre-tax net operating income | $-2,278,000 | 7,112 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-90,000 | 7,064 |
| Income before extraordinary items | $-2,188,000 | 7,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,188,000 | 7,163 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,188,000 | 7,165 |
| Net charge-offs | $1,058,000 | 2,128 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,188,000 | 7,147 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 4,837 |
| Total interest expense | $1,008,000 | 3,786 |
| Net interest income | $1,599,000 | 5,253 |
| Provision for loan and lease losses | $2,047,000 | 1,258 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $117,000 | 4,191 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-99,000 | 7,521 |
| Total noninterest expense | $1,640,000 | 4,789 |
| Salaries and employee benefits | $734,000 | 5,174 |
| Premises and equipment expense | $160,000 | 5,372 |
| Additional noninterest expense | $746,000 | 3,969 |
| Pre-tax net operating income | $-2,070,000 | 7,285 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-83,000 | 7,162 |
| Income before extraordinary items | $-1,987,000 | 7,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,987,000 | 7,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,987,000 | 7,330 |
| Net charge-offs | $902,000 | 1,830 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,987,000 | 7,322 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 4,868 |
| Total interest expense | $513,000 | 3,862 |
| Net interest income | $804,000 | 5,281 |
| Provision for loan and lease losses | $2,047,000 | 747 |
| Total noninterest income | $-42,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-96,000 | 7,737 |
| Total noninterest expense | $783,000 | 4,984 |
| Salaries and employee benefits | $359,000 | 5,277 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $343,000 | 4,217 |
| Pre-tax net operating income | $-2,068,000 | 7,606 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-83,000 | 7,419 |
| Income before extraordinary items | $-1,985,000 | 7,647 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,985,000 | 7,649 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,985,000 | 7,649 |
| Net charge-offs | $730,000 | 1,284 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,985,000 | 7,642 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 4,530 |
| Total interest expense | $2,461,000 | 3,937 |
| Net interest income | $3,712,000 | 4,794 |
| Provision for loan and lease losses | $1,902,000 | 2,546 |
| Total noninterest income | $258,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $268,000 | 4,094 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-10,000 | 7,471 |
| Total noninterest expense | $3,538,000 | 4,683 |
| Salaries and employee benefits | $1,613,000 | 4,979 |
| Premises and equipment expense | $337,000 | 5,391 |
| Additional noninterest expense | $1,588,000 | 3,927 |
| Pre-tax net operating income | $-1,470,000 | 6,426 |
| Securities gains (losses) | $121,000 | 1,968 |
| Applicable income taxes | $-53,000 | 6,452 |
| Income before extraordinary items | $-1,296,000 | 6,497 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,296,000 | 6,497 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,296,000 | 6,497 |
| Net charge-offs | $2,238,000 | 1,907 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,412,160 | 6,540 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 4,531 |
| Total interest expense | $1,911,000 | 3,967 |
| Net interest income | $2,819,000 | 4,757 |
| Provision for loan and lease losses | $1,022,000 | 2,752 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $201,000 | 4,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-28,000 | 7,721 |
| Total noninterest expense | $2,742,000 | 4,601 |
| Salaries and employee benefits | $1,268,000 | 4,866 |
| Premises and equipment expense | $233,000 | 5,622 |
| Additional noninterest expense | $1,241,000 | 3,793 |
| Pre-tax net operating income | $-772,000 | 6,518 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-29,000 | 6,747 |
| Income before extraordinary items | $-743,000 | 6,591 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-743,000 | 6,592 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-743,000 | 6,592 |
| Net charge-offs | $2,090,000 | 1,469 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-743,000 | 6,593 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,528 |
| Total interest expense | $1,320,000 | 3,987 |
| Net interest income | $1,872,000 | 4,768 |
| Provision for loan and lease losses | $983,000 | 2,092 |
| Total noninterest income | $69,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-62,000 | 7,923 |
| Total noninterest expense | $1,868,000 | 4,576 |
| Salaries and employee benefits | $847,000 | 4,924 |
| Premises and equipment expense | $152,000 | 5,719 |
| Additional noninterest expense | $869,000 | 3,650 |
| Pre-tax net operating income | $-910,000 | 6,966 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-38,000 | 6,963 |
| Income before extraordinary items | $-872,000 | 7,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-872,000 | 7,077 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-872,000 | 7,077 |
| Net charge-offs | $1,837,000 | 1,184 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-872,000 | 7,061 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,529 |
| Total interest expense | $677,000 | 4,044 |
| Net interest income | $945,000 | 4,741 |
| Provision for loan and lease losses | $383,000 | 2,034 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $893,000 | 4,634 |
| Salaries and employee benefits | $456,000 | 4,761 |
| Premises and equipment expense | $84,000 | 5,551 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $-250,000 | 6,974 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $-241,000 | 7,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-241,000 | 7,102 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-241,000 | 7,102 |
| Net charge-offs | $1,102,000 | 905 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-241,000 | 7,037 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 4,182 |
| Total interest expense | $3,248,000 | 4,021 |
| Net interest income | $4,602,000 | 4,171 |
| Provision for loan and lease losses | $4,982,000 | 999 |
| Total noninterest income | $347,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $297,000 | 4,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $3,152,000 | 4,959 |
| Salaries and employee benefits | $1,705,000 | 4,962 |
| Premises and equipment expense | $352,000 | 5,409 |
| Additional noninterest expense | $1,095,000 | 4,549 |
| Pre-tax net operating income | $-3,185,000 | 7,620 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $-139,000 | 7,141 |
| Income before extraordinary items | $-3,040,000 | 7,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,040,000 | 7,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,160,000 | 967 |
| Cash dividends | $607,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,045,760 | 7,685 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 4,176 |
| Total interest expense | $2,464,000 | 4,116 |
| Net interest income | $3,579,000 | 4,100 |
| Provision for loan and lease losses | $4,813,000 | 659 |
| Total noninterest income | $240,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $225,000 | 4,035 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $2,415,000 | 4,869 |
| Salaries and employee benefits | $1,347,000 | 4,813 |
| Premises and equipment expense | $293,000 | 5,173 |
| Additional noninterest expense | $775,000 | 4,633 |
| Pre-tax net operating income | $-3,409,000 | 8,050 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-145,000 | 7,599 |
| Income before extraordinary items | $-3,264,000 | 8,040 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,264,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,837,000 | 662 |
| Cash dividends | $607,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,264,000 | 8,095 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 4,173 |
| Total interest expense | $1,699,000 | 4,158 |
| Net interest income | $2,411,000 | 4,077 |
| Provision for loan and lease losses | $28,000 | 5,752 |
| Total noninterest income | $135,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $145,000 | 4,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-10,000 | 8,324 |
| Total noninterest expense | $1,578,000 | 4,962 |
| Salaries and employee benefits | $868,000 | 4,946 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $519,000 | 4,621 |
| Pre-tax net operating income | $940,000 | 3,078 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $37,000 | 4,291 |
| Income before extraordinary items | $903,000 | 2,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $903,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $407,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $903,000 | 2,742 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 4,230 |
| Total interest expense | $886,000 | 4,226 |
| Net interest income | $1,176,000 | 4,154 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-25,000 | 8,425 |
| Total noninterest expense | $780,000 | 5,009 |
| Salaries and employee benefits | $457,000 | 4,841 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $228,000 | 4,974 |
| Pre-tax net operating income | $421,000 | 3,425 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $397,000 | 3,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $232,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $397,000 | 3,126 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 4,544 |
| Total interest expense | $3,364,000 | 4,449 |
| Net interest income | $4,154,000 | 4,507 |
| Provision for loan and lease losses | $111,000 | 4,765 |
| Total noninterest income | $401,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $298,000 | 4,089 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $3,109,000 | 4,900 |
| Salaries and employee benefits | $1,723,000 | 4,890 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $1,002,000 | 4,655 |
| Pre-tax net operating income | $1,335,000 | 4,126 |
| Securities gains (losses) | $-14,000 | 7,650 |
| Applicable income taxes | $44,000 | 5,002 |
| Income before extraordinary items | $1,277,000 | 3,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,277,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,332 |
| Cash dividends | $465,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,290,580 | 3,777 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 4,644 |
| Total interest expense | $2,468,000 | 4,519 |
| Net interest income | $2,998,000 | 4,642 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $286,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 4,080 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 6,525 |
| Total noninterest expense | $2,296,000 | 4,917 |
| Salaries and employee benefits | $1,289,000 | 4,870 |
| Premises and equipment expense | $275,000 | 5,269 |
| Additional noninterest expense | $732,000 | 4,671 |
| Pre-tax net operating income | $918,000 | 4,548 |
| Securities gains (losses) | $-14,000 | 7,864 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $871,000 | 4,185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $871,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,416 |
| Cash dividends | $375,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $884,440 | 4,139 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 4,741 |
| Total interest expense | $1,567,000 | 4,652 |
| Net interest income | $1,959,000 | 4,727 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $187,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $1,491,000 | 5,026 |
| Salaries and employee benefits | $847,000 | 4,947 |
| Premises and equipment expense | $185,000 | 5,262 |
| Additional noninterest expense | $459,000 | 4,852 |
| Pre-tax net operating income | $605,000 | 4,641 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $581,000 | 4,226 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $581,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $581,000 | 4,214 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 4,833 |
| Total interest expense | $774,000 | 4,662 |
| Net interest income | $933,000 | 4,895 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $94,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $768,000 | 4,928 |
| Salaries and employee benefits | $448,000 | 4,795 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $227,000 | 4,841 |
| Pre-tax net operating income | $234,000 | 5,187 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $224,000 | 4,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $224,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $224,000 | 4,780 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,904 |
| Total interest expense | $2,644,000 | 4,677 |
| Net interest income | $3,537,000 | 5,025 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $349,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $292,000 | 4,187 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 7,113 |
| Total noninterest expense | $2,867,000 | 5,030 |
| Salaries and employee benefits | $1,587,000 | 5,010 |
| Premises and equipment expense | $358,000 | 5,270 |
| Additional noninterest expense | $922,000 | 4,780 |
| Pre-tax net operating income | $995,000 | 5,213 |
| Securities gains (losses) | $-15,000 | 7,443 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $944,000 | 4,833 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $944,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $415,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $958,400 | 4,792 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 4,949 |
| Total interest expense | $1,933,000 | 4,652 |
| Net interest income | $2,614,000 | 5,103 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $251,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $219,000 | 4,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $2,135,000 | 5,048 |
| Salaries and employee benefits | $1,185,000 | 5,008 |
| Premises and equipment expense | $274,000 | 5,213 |
| Additional noninterest expense | $676,000 | 4,827 |
| Pre-tax net operating income | $721,000 | 5,452 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $692,000 | 5,023 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $692,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $692,000 | 5,022 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 4,977 |
| Total interest expense | $1,229,000 | 4,641 |
| Net interest income | $1,749,000 | 5,113 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $150,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $146,000 | 4,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $1,409,000 | 5,090 |
| Salaries and employee benefits | $769,000 | 5,116 |
| Premises and equipment expense | $187,000 | 5,145 |
| Additional noninterest expense | $453,000 | 4,801 |
| Pre-tax net operating income | $490,000 | 5,452 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $469,000 | 5,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $469,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $215,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $469,000 | 5,028 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 4,985 |
| Total interest expense | $587,000 | 4,638 |
| Net interest income | $869,000 | 5,143 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $709,000 | 5,090 |
| Salaries and employee benefits | $406,000 | 4,960 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $248,000 | 5,394 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $234,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $115,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $234,000 | 4,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 4,925 |
| Total interest expense | $1,837,000 | 4,688 |
| Net interest income | $3,545,000 | 4,978 |
| Provision for loan and lease losses | $107,000 | 4,721 |
| Total noninterest income | $367,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $291,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $2,815,000 | 4,997 |
| Salaries and employee benefits | $1,546,000 | 4,950 |
| Premises and equipment expense | $344,000 | 5,340 |
| Additional noninterest expense | $925,000 | 4,677 |
| Pre-tax net operating income | $990,000 | 5,388 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $41,000 | 5,981 |
| Income before extraordinary items | $932,000 | 4,997 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $932,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $560,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $948,320 | 4,928 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 4,952 |
| Total interest expense | $1,305,000 | 4,703 |
| Net interest income | $2,650,000 | 5,003 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $287,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $226,000 | 4,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $2,015,000 | 5,119 |
| Salaries and employee benefits | $1,124,000 | 5,027 |
| Premises and equipment expense | $236,000 | 5,595 |
| Additional noninterest expense | $655,000 | 4,833 |
| Pre-tax net operating income | $838,000 | 5,219 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $35,000 | 6,004 |
| Income before extraordinary items | $803,000 | 4,743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $803,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,513 |
| Cash dividends | $420,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $803,000 | 4,713 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 4,954 |
| Total interest expense | $825,000 | 4,697 |
| Net interest income | $1,759,000 | 5,013 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $176,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $140,000 | 4,312 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $1,325,000 | 5,149 |
| Salaries and employee benefits | $734,000 | 5,100 |
| Premises and equipment expense | $161,000 | 5,506 |
| Additional noninterest expense | $430,000 | 4,859 |
| Pre-tax net operating income | $562,000 | 5,174 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $538,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $538,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $280,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $538,000 | 4,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 5,009 |
| Total interest expense | $388,000 | 4,777 |
| Net interest income | $878,000 | 5,028 |
| Provision for loan and lease losses | $13,000 | 5,229 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $630,000 | 5,353 |
| Salaries and employee benefits | $347,000 | 5,324 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $318,000 | 4,838 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $304,000 | 4,341 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $304,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $140,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $304,000 | 4,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 4,986 |
| Total interest expense | $1,326,000 | 4,835 |
| Net interest income | $3,470,000 | 4,938 |
| Provision for loan and lease losses | $337,000 | 2,691 |
| Total noninterest income | $346,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $288,000 | 4,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,229 |
| Total noninterest expense | $2,714,000 | 5,009 |
| Salaries and employee benefits | $1,416,000 | 5,137 |
| Premises and equipment expense | $285,000 | 5,821 |
| Additional noninterest expense | $1,013,000 | 4,299 |
| Pre-tax net operating income | $765,000 | 5,899 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $726,000 | 5,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $726,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $728,850 | 5,402 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 5,024 |
| Total interest expense | $963,000 | 4,886 |
| Net interest income | $2,577,000 | 4,955 |
| Provision for loan and lease losses | $312,000 | 2,211 |
| Total noninterest income | $270,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $215,000 | 4,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $1,868,000 | 5,275 |
| Salaries and employee benefits | $919,000 | 5,596 |
| Premises and equipment expense | $190,000 | 6,146 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $667,000 | 5,621 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $637,000 | 5,204 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $637,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,793 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $637,000 | 5,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,129 |
| Total interest expense | $631,000 | 4,952 |
| Net interest income | $1,654,000 | 5,088 |
| Provision for loan and lease losses | $312,000 | 1,485 |
| Total noninterest income | $183,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $140,000 | 4,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $1,224,000 | 5,368 |
| Salaries and employee benefits | $627,000 | 5,551 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $486,000 | 4,400 |
| Pre-tax net operating income | $301,000 | 6,491 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $21,000 | 6,258 |
| Income before extraordinary items | $280,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,273 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $280,000 | 6,110 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,274 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $783,000 | 5,281 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $616,000 | 5,363 |
| Salaries and employee benefits | $274,000 | 6,023 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $256,000 | 5,223 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $253,000 | 4,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $252,020 | 4,606 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 7,262 |
| Total interest expense | $754,000 | 6,859 |
| Net interest income | $1,540,000 | 7,303 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $130,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,219,000 | 7,437 |
| Salaries and employee benefits | $597,000 | 7,702 |
| Premises and equipment expense | $134,000 | 7,616 |
| Additional noninterest expense | $488,000 | 6,621 |
| Pre-tax net operating income | $406,000 | 7,016 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $18,000 | 6,842 |
| Income before extraordinary items | $390,000 | 6,860 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $390,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $388,080 | 6,717 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 7,323 |
| Total interest expense | $582,000 | 6,932 |
| Net interest income | $1,155,000 | 7,363 |
| Provision for loan and lease losses | $34,000 | 6,318 |
| Total noninterest income | $104,000 | 7,971 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $831,000 | 7,646 |
| Salaries and employee benefits | $400,000 | 7,933 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $356,000 | 6,669 |
| Pre-tax net operating income | $394,000 | 6,732 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $376,000 | 6,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $376,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $210,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $374,100 | 6,330 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 7,348 |
| Total interest expense | $397,000 | 6,994 |
| Net interest income | $775,000 | 7,356 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $566,000 | 7,616 |
| Salaries and employee benefits | $278,000 | 7,871 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $243,000 | 6,617 |
| Pre-tax net operating income | $273,000 | 6,675 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $258,000 | 6,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $258,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $145,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $258,000 | 6,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,340 |
| Total interest expense | $201,000 | 7,054 |
| Net interest income | $393,000 | 7,336 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $286,000 | 7,622 |
| Salaries and employee benefits | $129,000 | 8,056 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $160,000 | 6,337 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $154,000 | 5,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,000 | 5,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 7,359 |
| Total interest expense | $879,000 | 7,258 |
| Net interest income | $1,621,000 | 7,235 |
| Provision for loan and lease losses | $71,000 | 6,274 |
| Total noninterest income | $107,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $1,124,000 | 7,662 |
| Salaries and employee benefits | $544,000 | 7,957 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $455,000 | 6,784 |
| Pre-tax net operating income | $533,000 | 6,647 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $522,000 | 6,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $522,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $277,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $522,980 | 6,146 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 7,493 |
| Total interest expense | $1,320,000 | 7,367 |
| Net interest income | $1,434,000 | 7,445 |
| Provision for loan and lease losses | $107,000 | 5,481 |
| Total noninterest income | $90,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $984,000 | 8,006 |
| Salaries and employee benefits | $483,000 | 8,256 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $352,000 | 7,498 |
| Pre-tax net operating income | $433,000 | 6,824 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $418,000 | 6,474 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $418,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $301,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $418,000 | 6,346 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 7,768 |
| Total interest expense | $1,272,000 | 7,640 |
| Net interest income | $1,369,000 | 7,709 |
| Provision for loan and lease losses | $41,000 | 6,834 |
| Total noninterest income | $65,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $965,000 | 8,121 |
| Salaries and employee benefits | $485,000 | 8,320 |
| Premises and equipment expense | $122,000 | 8,066 |
| Additional noninterest expense | $358,000 | 7,495 |
| Pre-tax net operating income | $428,000 | 7,324 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $408,000 | 6,803 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $408,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $1,143,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $409,920 | 6,806 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 8,153 |
| Total interest expense | $1,018,000 | 8,132 |
| Net interest income | $1,268,000 | 8,058 |
| Provision for loan and lease losses | $94,000 | 5,385 |
| Total noninterest income | $62,000 | 9,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $990,000 | 8,152 |
| Salaries and employee benefits | $541,000 | 8,094 |
| Premises and equipment expense | $129,000 | 8,053 |
| Additional noninterest expense | $320,000 | 7,954 |
| Pre-tax net operating income | $246,000 | 8,353 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,488 |
| Cash dividends | $319,000 | 4,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $242,000 | 7,964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 8,467 |
| Total interest expense | $965,000 | 8,510 |
| Net interest income | $1,219,000 | 8,289 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $62,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $931,000 | 8,336 |
| Salaries and employee benefits | $511,000 | 8,291 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $304,000 | 8,083 |
| Pre-tax net operating income | $277,000 | 8,530 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $85,000 | 7,751 |
| Income before extraordinary items | $192,000 | 8,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $192,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $192,000 | 8,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 8,846 |
| Total interest expense | $900,000 | 8,967 |
| Net interest income | $1,242,000 | 8,600 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $182,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $992,000 | 8,366 |
| Salaries and employee benefits | $509,000 | 8,539 |
| Premises and equipment expense | $154,000 | 7,716 |
| Additional noninterest expense | $329,000 | 8,029 |
| Pre-tax net operating income | $395,000 | 8,470 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $143,000 | 7,708 |
| Income before extraordinary items | $252,000 | 8,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $252,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $252,000 | 8,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 9,305 |
| Total interest expense | $865,000 | 9,435 |
| Net interest income | $1,192,000 | 9,044 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $195,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,021,000 | 8,603 |
| Salaries and employee benefits | $498,000 | 8,905 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $366,000 | 8,194 |
| Pre-tax net operating income | $298,000 | 9,148 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $68,000 | 9,357 |
| Income before extraordinary items | $230,000 | 8,999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $230,000 | 9,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $230,000 | 8,939 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 9,818 |
| Total interest expense | $861,000 | 9,764 |
| Net interest income | $1,079,000 | 9,689 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $144,000 | 9,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $873,000 | 9,464 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $284,000 | 9,419 |
| Pre-tax net operating income | $278,000 | 9,917 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $210,000 | 9,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $210,000 | 9,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $210,000 | 9,797 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 10,075 |
| Total interest expense | $699,000 | 10,092 |
| Net interest income | $1,152,000 | 9,902 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $923,000 | 9,668 |
| Salaries and employee benefits | $483,000 | 9,546 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $323,000 | 9,680 |
| Pre-tax net operating income | $299,000 | 10,146 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $214,000 | 10,107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $214,000 | 10,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,000 | 10,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 10,318 |
| Total interest expense | $713,000 | 10,505 |
| Net interest income | $1,218,000 | 10,016 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $876,000 | 10,313 |
| Salaries and employee benefits | $475,000 | 9,897 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $289,000 | 10,582 |
| Pre-tax net operating income | $417,000 | 9,278 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $177,000 | 8,072 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $242,000 | 10,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $240,720 | 9,907 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 10,623 |
| Total interest expense | $915,000 | 10,791 |
| Net interest income | $1,220,000 | 10,258 |
| Provision for loan and lease losses | $-7,000 | 13,457 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $850,000 | 10,753 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $267,000 | 11,321 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $118,000 | 664 |
| Net income | $432,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,960 | 8,779 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.