Home > Midwest Bank and Trust Company > Net charge- offs to loans

Midwest Bank and Trust Company, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans11.1555%38
Percentage Net Loans Charged-off: Total real estate loans11.7124%34
Percentage Net Loans Charged-off:Construction & development42.7698%52
Percentage Net Loans Charged-off: Commercial real estate7.0064%93
Percentage Net Loans Charged-off: Multi-family residential6.9013%134
Percentage Net Loans Charged-off: 1-4 family residential5.1239%167
Percentage Net Loans Charged-off: Home equity loans3.0066%274
All other 1-4 family - Percent of loans charged-off, net7.3500%101
Percentage Net Loans Charged-off: Commercial and industrial7.6045%340
Percentage Net Loans Charged-off: Loans to individuals0.8946%1,953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0464%6,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3508%596
Percentage Net Loans Charged-off: Total real estate loans3.0910%608
Percentage Net Loans Charged-off:Construction & development9.3326%653
Percentage Net Loans Charged-off: Commercial real estate1.4507%814
Percentage Net Loans Charged-off: Multi-family residential3.2861%322
Percentage Net Loans Charged-off: 1-4 family residential2.1770%584
Percentage Net Loans Charged-off: Home equity loans0.7815%993
All other 1-4 family - Percent of loans charged-off, net3.5307%338
Percentage Net Loans Charged-off: Commercial and industrial5.0852%743
Percentage Net Loans Charged-off: Loans to individuals1.4096%2,015
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2048%6,925
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6149%1,263
Percentage Net Loans Charged-off: Total real estate loans1.1451%1,407
Percentage Net Loans Charged-off:Construction & development2.7584%1,492
Percentage Net Loans Charged-off: Commercial real estate0.6051%1,201
Percentage Net Loans Charged-off: Multi-family residential3.7251%218
Percentage Net Loans Charged-off: 1-4 family residential0.6912%1,440
Percentage Net Loans Charged-off: Home equity loans0.1485%1,417
All other 1-4 family - Percent of loans charged-off, net1.2067%898
Percentage Net Loans Charged-off: Commercial and industrial4.3588%718
Percentage Net Loans Charged-off: Loans to individuals1.3551%1,898
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0715%1,654
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0605%1,700
Percentage Net Loans Charged-off: Total real estate loans0.6139%1,896
Percentage Net Loans Charged-off:Construction & development1.5638%1,566
Percentage Net Loans Charged-off: Commercial real estate0.5496%1,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1189%2,902
Percentage Net Loans Charged-off: Home equity loans0.1124%1,181
All other 1-4 family - Percent of loans charged-off, net0.1249%2,679
Percentage Net Loans Charged-off: Commercial and industrial3.5716%789
Percentage Net Loans Charged-off: Loans to individuals0.3895%3,812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2232%1,193
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6934%1,799
Percentage Net Loans Charged-off: Total real estate loans0.0119%3,635
Percentage Net Loans Charged-off:Construction & development0.2110%1,667
Percentage Net Loans Charged-off: Commercial real estate-0.0353%7,791
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0442%7,809
Percentage Net Loans Charged-off: Home equity loans-0.0034%5,807
All other 1-4 family - Percent of loans charged-off, net-0.0817%7,866
Percentage Net Loans Charged-off: Commercial and industrial4.4370%505
Percentage Net Loans Charged-off: Loans to individuals-0.7479%7,802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0631%6,782
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1724%482
Percentage Net Loans Charged-off: Total real estate loans2.1766%369
Percentage Net Loans Charged-off:Construction & development6.7022%347
Percentage Net Loans Charged-off: Commercial real estate0.5155%853
Percentage Net Loans Charged-off: Multi-family residential0.2791%417
Percentage Net Loans Charged-off: 1-4 family residential1.9025%284
Percentage Net Loans Charged-off: Home equity loans1.3023%365
All other 1-4 family - Percent of loans charged-off, net2.2876%234
Percentage Net Loans Charged-off: Commercial and industrial2.2951%911
Percentage Net Loans Charged-off: Loans to individuals1.3889%1,603
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1854%7,105
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.3668%29
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0976%330
Percentage Net Loans Charged-off: Total real estate loans1.9984%275
Percentage Net Loans Charged-off:Construction & development5.5247%291
Percentage Net Loans Charged-off: Commercial real estate0.5204%538
Percentage Net Loans Charged-off: Multi-family residential0.3931%257
Percentage Net Loans Charged-off: 1-4 family residential2.1100%182
Percentage Net Loans Charged-off: Home equity loans1.2102%306
All other 1-4 family - Percent of loans charged-off, net2.6390%136
Percentage Net Loans Charged-off: Commercial and industrial2.6924%555
Percentage Net Loans Charged-off: Loans to individuals1.3246%1,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0896%6,984
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.1464%29
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1251%601
Percentage Net Loans Charged-off: Total real estate loans0.8157%607
Percentage Net Loans Charged-off:Construction & development0.1405%1,388
Percentage Net Loans Charged-off: Commercial real estate0.7120%353
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.8606%203
Percentage Net Loans Charged-off: Home equity loans0.5182%444
All other 1-4 family - Percent of loans charged-off, net2.5917%134
Percentage Net Loans Charged-off: Commercial and industrial2.6305%466
Percentage Net Loans Charged-off: Loans to individuals0.8673%1,935
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2682%7,152
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9108%260
Percentage Net Loans Charged-off: Total real estate loans1.1900%285
Percentage Net Loans Charged-off:Construction & development0.0072%1,106
Percentage Net Loans Charged-off: Commercial real estate0.6395%243
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential3.7359%73
Percentage Net Loans Charged-off: Home equity loans0.3177%377
All other 1-4 family - Percent of loans charged-off, net5.4746%38
Percentage Net Loans Charged-off: Commercial and industrial5.3278%182
Percentage Net Loans Charged-off: Loans to individuals0.0781%3,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0356%990
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1996%2,644
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,979
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0354%1,358
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0993%8,186
Percentage Net Loans Charged-off: Home equity loans0.1255%666
All other 1-4 family - Percent of loans charged-off, net-0.2005%8,230
Percentage Net Loans Charged-off: Commercial and industrial1.0703%1,103
Percentage Net Loans Charged-off: Loans to individuals0.8433%1,952
Percentage Net Loans Charged-off: Credit card loans10.4927%60
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2669%7,295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1237%2,819
Percentage Net Loans Charged-off: Total real estate loans0.0117%2,942
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0511%890
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0467%8,053
Percentage Net Loans Charged-off: Home equity loans0.1794%436
All other 1-4 family - Percent of loans charged-off, net-0.1451%8,190
Percentage Net Loans Charged-off: Commercial and industrial0.5911%1,344
Percentage Net Loans Charged-off: Loans to individuals0.8752%1,592
Percentage Net Loans Charged-off: Credit card loans11.1934%60
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4319%7,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%2,484
Percentage Net Loans Charged-off: Total real estate loans0.0189%2,193
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0769%590
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0651%8,114
Percentage Net Loans Charged-off: Home equity loans0.2654%286
All other 1-4 family - Percent of loans charged-off, net-0.2125%8,258
Percentage Net Loans Charged-off: Commercial and industrial0.5476%1,179
Percentage Net Loans Charged-off: Loans to individuals1.3920%874
Percentage Net Loans Charged-off: Credit card loans12.5914%55
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5914%7,375
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0316%7,511
Percentage Net Loans Charged-off: Total real estate loans-0.0455%8,153
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.1863%8,300
Percentage Net Loans Charged-off: Home equity loans0.4734%154
All other 1-4 family - Percent of loans charged-off, net-0.4905%8,349
Percentage Net Loans Charged-off: Commercial and industrial0.0306%1,746
Percentage Net Loans Charged-off: Loans to individuals1.9233%589
Percentage Net Loans Charged-off: Credit card loans17.5182%45
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.9341%7,377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6106%568
Percentage Net Loans Charged-off: Total real estate loans0.3602%395
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0247%1,107
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential1.4300%69
Percentage Net Loans Charged-off: Home equity loans0.3451%214
All other 1-4 family - Percent of loans charged-off, net1.9318%44
Percentage Net Loans Charged-off: Commercial and industrial2.0577%470
Percentage Net Loans Charged-off: Loans to individuals-2.0320%8,460
Percentage Net Loans Charged-off: Credit card loans7.4447%87
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1543%7,290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1760%1,792
Percentage Net Loans Charged-off: Total real estate loans0.1989%572
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0355%803
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.7512%148
Percentage Net Loans Charged-off: Home equity loans-0.0041%5,961
All other 1-4 family - Percent of loans charged-off, net1.0968%93
Percentage Net Loans Charged-off: Commercial and industrial0.0798%2,530
Percentage Net Loans Charged-off: Loans to individuals0.3924%3,000
Percentage Net Loans Charged-off: Credit card loans4.6718%193
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2992%7,428
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2705%1,152
Percentage Net Loans Charged-off: Total real estate loans0.3214%331
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0610%580
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential1.1944%87
Percentage Net Loans Charged-off: Home equity loans-0.0044%5,941
All other 1-4 family - Percent of loans charged-off, net1.7253%54
Percentage Net Loans Charged-off: Commercial and industrial0.0318%2,437
Percentage Net Loans Charged-off: Loans to individuals0.4416%2,574
Percentage Net Loans Charged-off: Credit card loans4.3415%226
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6059%7,495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%4,112
Percentage Net Loans Charged-off: Total real estate loans-0.0185%8,039
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0734%8,331
Percentage Net Loans Charged-off: Home equity loans-0.0044%5,937
All other 1-4 family - Percent of loans charged-off, net-0.1046%8,345
Percentage Net Loans Charged-off: Commercial and industrial0.2532%1,116
Percentage Net Loans Charged-off: Loans to individuals-0.0907%6,992
Percentage Net Loans Charged-off: Credit card loans1.8519%529
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0073%7,488
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%3,936
Percentage Net Loans Charged-off: Total real estate loans0.0506%1,934
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0501%973
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1213%1,252
Percentage Net Loans Charged-off: Home equity loans0.0127%643
All other 1-4 family - Percent of loans charged-off, net0.1765%950
Percentage Net Loans Charged-off: Commercial and industrial0.3096%2,388
Percentage Net Loans Charged-off: Loans to individuals0.9896%1,868
Percentage Net Loans Charged-off: Credit card loans4.3706%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2779%7,475
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0745%3,611
Percentage Net Loans Charged-off: Total real estate loans0.0308%2,088
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0684%712
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0128%2,347
Percentage Net Loans Charged-off: Home equity loans0.0202%510
All other 1-4 family - Percent of loans charged-off, net0.0089%2,267
Percentage Net Loans Charged-off: Commercial and industrial0.3345%1,905
Percentage Net Loans Charged-off: Loans to individuals0.7946%2,067
Percentage Net Loans Charged-off: Credit card loans5.2396%237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1480%7,396
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0733%3,380
Percentage Net Loans Charged-off: Total real estate loans0.0482%1,536
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.1075%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0199%1,851
Percentage Net Loans Charged-off: Home equity loans0.0310%389
All other 1-4 family - Percent of loans charged-off, net0.0140%1,795
Percentage Net Loans Charged-off: Commercial and industrial0.2171%1,949
Percentage Net Loans Charged-off: Loans to individuals0.7395%2,114
Percentage Net Loans Charged-off: Credit card loans6.0851%216
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0698%7,191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0096%4,360
Percentage Net Loans Charged-off: Total real estate loans0.0064%1,689
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0255%1,292
Percentage Net Loans Charged-off: Home equity loans0.0734%248
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0024%1,970
Percentage Net Loans Charged-off: Loans to individuals0.4604%2,703
Percentage Net Loans Charged-off: Credit card loans6.0790%206
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1145%691
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1640%3,187
Percentage Net Loans Charged-off: Total real estate loans0.1077%1,517
Percentage Net Loans Charged-off:Construction & development0.0119%691
Percentage Net Loans Charged-off: Commercial real estate0.0068%1,498
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.4554%410
Percentage Net Loans Charged-off: Home equity loans-0.0416%6,022
All other 1-4 family - Percent of loans charged-off, net0.7595%226
Percentage Net Loans Charged-off: Commercial and industrial0.4607%2,222
Percentage Net Loans Charged-off: Loans to individuals1.5472%1,158
Percentage Net Loans Charged-off: Credit card loans9.4497%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0231%1,566
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1516%2,858
Percentage Net Loans Charged-off: Total real estate loans0.0962%1,374
Percentage Net Loans Charged-off:Construction & development0.0160%549
Percentage Net Loans Charged-off: Commercial real estate0.0092%1,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.4073%421
Percentage Net Loans Charged-off: Home equity loans-0.0459%5,994
All other 1-4 family - Percent of loans charged-off, net0.6938%243
Percentage Net Loans Charged-off: Commercial and industrial0.4876%1,777
Percentage Net Loans Charged-off: Loans to individuals0.7398%2,548
Percentage Net Loans Charged-off: Credit card loans11.2846%96
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0748%7,321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1913%2,329
Percentage Net Loans Charged-off: Total real estate loans0.1201%1,132
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0031%8,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.5793%279
Percentage Net Loans Charged-off: Home equity loans-0.0686%5,993
All other 1-4 family - Percent of loans charged-off, net0.9869%159
Percentage Net Loans Charged-off: Commercial and industrial0.6362%1,411
Percentage Net Loans Charged-off: Loans to individuals0.4680%3,331
Percentage Net Loans Charged-off: Credit card loans8.4433%146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1056%7,394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1595%2,253
Percentage Net Loans Charged-off: Total real estate loans-0.0083%8,066
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0063%8,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0280%8,370
Percentage Net Loans Charged-off: Home equity loans-0.0697%5,939
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.1086%764
Percentage Net Loans Charged-off: Loans to individuals1.0327%1,751
Percentage Net Loans Charged-off: Credit card loans14.6214%73
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1905%7,471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8323%770
Percentage Net Loans Charged-off: Total real estate loans0.2050%1,081
Percentage Net Loans Charged-off:Construction & development0.4616%331
Percentage Net Loans Charged-off: Commercial real estate0.0329%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1298%1,527
Percentage Net Loans Charged-off: Home equity loans0.0996%406
All other 1-4 family - Percent of loans charged-off, net0.1473%1,411
Percentage Net Loans Charged-off: Commercial and industrial4.8088%340
Percentage Net Loans Charged-off: Loans to individuals0.6628%3,518
Percentage Net Loans Charged-off: Credit card loans7.7640%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.1422%7,962
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1947%402
Percentage Net Loans Charged-off: Total real estate loans0.2663%717
Percentage Net Loans Charged-off:Construction & development0.6001%238
Percentage Net Loans Charged-off: Commercial real estate0.0443%1,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1444%1,196
Percentage Net Loans Charged-off: Home equity loans0.1384%299
All other 1-4 family - Percent of loans charged-off, net0.1478%1,170
Percentage Net Loans Charged-off: Commercial and industrial6.1254%199
Percentage Net Loans Charged-off: Loans to individuals0.4608%4,011
Percentage Net Loans Charged-off: Credit card loans5.1914%397
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2512%7,740
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7018%851
Percentage Net Loans Charged-off: Total real estate loans0.1037%1,358
Percentage Net Loans Charged-off:Construction & development0.1343%365
Percentage Net Loans Charged-off: Commercial real estate0.0661%773
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1462%1,056
Percentage Net Loans Charged-off: Home equity loans0.1905%213
All other 1-4 family - Percent of loans charged-off, net0.1220%1,136
Percentage Net Loans Charged-off: Commercial and industrial3.8072%380
Percentage Net Loans Charged-off: Loans to individuals0.5807%3,257
Percentage Net Loans Charged-off: Credit card loans6.2938%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3492%7,795
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0553%4,087
Percentage Net Loans Charged-off: Total real estate loans0.0345%1,563
Percentage Net Loans Charged-off:Construction & development0.0013%324
Percentage Net Loans Charged-off: Commercial real estate0.0856%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0053%1,590
Percentage Net Loans Charged-off: Home equity loans0.0150%265
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1650%1,967
Percentage Net Loans Charged-off: Loans to individuals0.0547%4,888
Percentage Net Loans Charged-off: Credit card loans5.2980%421
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6942%1,150
Percentage Net Loans Charged-off: Total real estate loans0.0336%2,930
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0237%1,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1296%1,423
Percentage Net Loans Charged-off: Home equity loans-0.0643%5,998
All other 1-4 family - Percent of loans charged-off, net0.2087%1,047
Percentage Net Loans Charged-off: Commercial and industrial3.8666%492
Percentage Net Loans Charged-off: Loans to individuals2.7919%518
Percentage Net Loans Charged-off: Credit card loans15.4034%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3495%1,187
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%5,833
Percentage Net Loans Charged-off: Total real estate loans0.0229%3,018
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1000%1,528
Percentage Net Loans Charged-off: Home equity loans0.2510%277
All other 1-4 family - Percent of loans charged-off, net0.0708%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.0695%4,343
Percentage Net Loans Charged-off: Loans to individuals0.3152%5,203
Percentage Net Loans Charged-off: Credit card loans4.7557%481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7017%858
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1679%3,573
Percentage Net Loans Charged-off: Total real estate loans0.0637%362
Percentage Net Loans Charged-off:Construction & development0.1872%104
Percentage Net Loans Charged-off: Commercial real estate-0.0011%1,242
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0751%323
Percentage Net Loans Charged-off: Home equity loans0.6041%45
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3619%547
Percentage Net Loans Charged-off: Loans to individuals0.5429%744
Percentage Net Loans Charged-off: Credit card loans3.7500%227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2068%3,146
Percentage Net Loans Charged-off: Total real estate loans-0.0029%1,275
Percentage Net Loans Charged-off:Construction & development-0.1779%1,412
Percentage Net Loans Charged-off: Commercial real estate-0.0042%1,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0767%380
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0851%335
Percentage Net Loans Charged-off: Commercial and industrial0.5263%374
Percentage Net Loans Charged-off: Loans to individuals0.9248%486
Percentage Net Loans Charged-off: Credit card loans6.8932%82
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2380%3,017
Percentage Net Loans Charged-off: Total real estate loans0.0879%318
Percentage Net Loans Charged-off:Construction & development0.2420%83
Percentage Net Loans Charged-off: Commercial real estate0.0391%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0784%355
Percentage Net Loans Charged-off: Home equity loans0.1079%221
All other 1-4 family - Percent of loans charged-off, net0.0746%344
Percentage Net Loans Charged-off: Commercial and industrial0.4485%383
Percentage Net Loans Charged-off: Loans to individuals0.3144%1,007
Percentage Net Loans Charged-off: Credit card loans6.3415%101
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5245%1,447
Percentage Net Loans Charged-off: Total real estate loans0.0111%831
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0279%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial1.3623%113
Percentage Net Loans Charged-off: Loans to individuals0.5179%883
Percentage Net Loans Charged-off: Credit card loans6.0299%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2726%3,234
Percentage Net Loans Charged-off: Total real estate loans0.0385%658
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.1096%351
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0064%945
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0077%875
Percentage Net Loans Charged-off: Commercial and industrial0.7202%254
Percentage Net Loans Charged-off: Loans to individuals0.1939%1,195
Percentage Net Loans Charged-off: Credit card loans3.8314%301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4673%1,819
Percentage Net Loans Charged-off: Total real estate loans0.1914%331
Percentage Net Loans Charged-off:Construction & development-0.0424%1,340
Percentage Net Loans Charged-off: Commercial real estate0.6008%213
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0529%1,487
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0644%1,491
Percentage Net Loans Charged-off: Commercial and industrial0.9315%193
Percentage Net Loans Charged-off: Loans to individuals1.3181%269
Percentage Net Loans Charged-off: Credit card loans4.1982%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6647%1,320
Percentage Net Loans Charged-off: Total real estate loans0.0714%660
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0469%574
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.1334%336
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.1632%290
Percentage Net Loans Charged-off: Commercial and industrial1.9004%116
Percentage Net Loans Charged-off: Loans to individuals1.5841%158
Percentage Net Loans Charged-off: Credit card loans1.4641%578
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7781%1,735
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6618%3,307
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA