Home > Midwest Bank > Income and Expense
Midwest Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 4,585 |
| Total interest expense | $2,118,000 | 4,264 |
| Net interest income | $3,921,000 | 4,686 |
| Provision for loan and lease losses | $315,000 | 2,721 |
| Total noninterest income | $453,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $308,000 | 4,107 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $2,586,000 | 5,260 |
| Salaries and employee benefits | $1,409,000 | 5,264 |
| Premises and equipment expense | $353,000 | 5,256 |
| Additional noninterest expense | $824,000 | 5,070 |
| Pre-tax net operating income | $1,473,000 | 4,434 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $541,000 | 3,238 |
| Income before extraordinary items | $932,000 | 4,997 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $932,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $932,000 | 4,967 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 4,605 |
| Total interest expense | $1,493,000 | 4,302 |
| Net interest income | $2,945,000 | 4,703 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $343,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 4,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $1,967,000 | 5,200 |
| Salaries and employee benefits | $1,078,000 | 5,172 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $565,000 | 5,307 |
| Pre-tax net operating income | $1,051,000 | 4,643 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $393,000 | 3,356 |
| Income before extraordinary items | $658,000 | 5,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,528 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $658,000 | 5,196 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,619 |
| Total interest expense | $921,000 | 4,382 |
| Net interest income | $1,966,000 | 4,680 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $232,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $1,312,000 | 5,184 |
| Salaries and employee benefits | $718,000 | 5,163 |
| Premises and equipment expense | $213,000 | 4,605 |
| Additional noninterest expense | $381,000 | 5,255 |
| Pre-tax net operating income | $741,000 | 4,468 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $273,000 | 3,263 |
| Income before extraordinary items | $468,000 | 5,037 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,875 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $468,000 | 4,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 4,818 |
| Total interest expense | $419,000 | 4,530 |
| Net interest income | $924,000 | 4,874 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $633,000 | 5,330 |
| Salaries and employee benefits | $353,000 | 5,264 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $300,000 | 4,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $193,000 | 5,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $193,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $193,000 | 5,473 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 4,992 |
| Total interest expense | $1,211,000 | 5,082 |
| Net interest income | $3,576,000 | 4,839 |
| Provision for loan and lease losses | $365,000 | 2,527 |
| Total noninterest income | $420,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $2,243,000 | 5,638 |
| Salaries and employee benefits | $1,191,000 | 5,715 |
| Premises and equipment expense | $361,000 | 5,101 |
| Additional noninterest expense | $691,000 | 5,565 |
| Pre-tax net operating income | $1,388,000 | 4,455 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $514,000 | 3,301 |
| Income before extraordinary items | $874,000 | 5,055 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $874,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,291 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $874,000 | 4,983 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 5,061 |
| Total interest expense | $863,000 | 5,203 |
| Net interest income | $2,637,000 | 4,871 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $326,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $212,000 | 4,482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 5,670 |
| Total noninterest expense | $1,680,000 | 5,619 |
| Salaries and employee benefits | $910,000 | 5,631 |
| Premises and equipment expense | $281,000 | 4,970 |
| Additional noninterest expense | $489,000 | 5,699 |
| Pre-tax net operating income | $1,048,000 | 4,489 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $386,000 | 3,369 |
| Income before extraordinary items | $662,000 | 5,101 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $662,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,770 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $662,000 | 5,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 5,160 |
| Total interest expense | $548,000 | 5,391 |
| Net interest income | $1,714,000 | 4,956 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,102,000 | 5,706 |
| Salaries and employee benefits | $596,000 | 5,708 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $729,000 | 4,357 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $272,000 | 3,240 |
| Income before extraordinary items | $457,000 | 4,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,000 | 4,879 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,299 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $826,000 | 5,100 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $549,000 | 5,731 |
| Salaries and employee benefits | $299,000 | 5,743 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $337,000 | 4,535 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $127,000 | 3,389 |
| Income before extraordinary items | $210,000 | 5,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $210,000 | 5,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 5,599 |
| Total interest expense | $1,116,000 | 5,802 |
| Net interest income | $2,936,000 | 5,381 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $396,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $273,000 | 4,525 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $123,000 | 6,176 |
| Total noninterest expense | $2,011,000 | 5,979 |
| Salaries and employee benefits | $1,070,000 | 6,024 |
| Premises and equipment expense | $349,000 | 5,180 |
| Additional noninterest expense | $592,000 | 6,035 |
| Pre-tax net operating income | $1,136,000 | 4,813 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $410,000 | 3,728 |
| Income before extraordinary items | $726,000 | 5,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $726,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $726,000 | 5,329 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 5,732 |
| Total interest expense | $854,000 | 5,885 |
| Net interest income | $2,122,000 | 5,521 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $306,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $208,000 | 4,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,468,000 | 6,030 |
| Salaries and employee benefits | $807,000 | 5,987 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $411,000 | 6,265 |
| Pre-tax net operating income | $805,000 | 5,107 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $283,000 | 4,024 |
| Income before extraordinary items | $522,000 | 5,740 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $522,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $522,000 | 5,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,862 |
| Total interest expense | $591,000 | 5,897 |
| Net interest income | $1,344,000 | 5,685 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $211,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $134,000 | 4,563 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $943,000 | 6,172 |
| Salaries and employee benefits | $517,000 | 6,141 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $263,000 | 6,381 |
| Pre-tax net operating income | $537,000 | 5,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $190,000 | 4,074 |
| Income before extraordinary items | $347,000 | 5,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $347,000 | 5,545 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 5,957 |
| Total interest expense | $310,000 | 5,843 |
| Net interest income | $633,000 | 5,883 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $93,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $442,000 | 6,404 |
| Salaries and employee benefits | $249,000 | 6,268 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $118,000 | 6,700 |
| Pre-tax net operating income | $229,000 | 5,511 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $149,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $149,000 | 5,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 6,008 |
| Total interest expense | $1,511,000 | 5,696 |
| Net interest income | $2,365,000 | 6,091 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $301,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $247,000 | 4,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,437,000 | 6,982 |
| Salaries and employee benefits | $828,000 | 6,784 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $356,000 | 7,436 |
| Pre-tax net operating income | $1,099,000 | 4,955 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $393,000 | 3,919 |
| Income before extraordinary items | $706,000 | 5,538 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $706,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $706,000 | 5,397 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 6,310 |
| Total interest expense | $2,072,000 | 5,984 |
| Net interest income | $1,983,000 | 6,459 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $306,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $210,000 | 5,048 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $96,000 | 6,520 |
| Total noninterest expense | $1,284,000 | 7,255 |
| Salaries and employee benefits | $804,000 | 6,751 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $312,000 | 7,768 |
| Pre-tax net operating income | $920,000 | 5,121 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $299,000 | 4,273 |
| Income before extraordinary items | $621,000 | 5,516 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $621,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $425,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $621,000 | 5,392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 6,695 |
| Total interest expense | $1,973,000 | 6,313 |
| Net interest income | $1,766,000 | 6,978 |
| Provision for loan and lease losses | $56,000 | 6,380 |
| Total noninterest income | $281,000 | 6,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,639 |
| Total noninterest expense | $1,151,000 | 7,627 |
| Salaries and employee benefits | $700,000 | 7,207 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $307,000 | 7,890 |
| Pre-tax net operating income | $840,000 | 5,739 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $264,000 | 4,861 |
| Income before extraordinary items | $576,000 | 5,961 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $576,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $110,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $576,000 | 5,968 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 7,306 |
| Total interest expense | $1,452,000 | 7,093 |
| Net interest income | $1,609,000 | 7,374 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $391,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,641 |
| Total noninterest expense | $1,160,000 | 7,670 |
| Salaries and employee benefits | $698,000 | 7,247 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $326,000 | 7,902 |
| Pre-tax net operating income | $835,000 | 5,809 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $214,000 | 5,558 |
| Income before extraordinary items | $621,000 | 5,795 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $621,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $430,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $621,000 | 5,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 7,528 |
| Total interest expense | $1,430,000 | 7,349 |
| Net interest income | $1,573,000 | 7,528 |
| Provision for loan and lease losses | $123,000 | 4,579 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,007,000 | 8,098 |
| Salaries and employee benefits | $639,000 | 7,535 |
| Premises and equipment expense | $131,000 | 8,043 |
| Additional noninterest expense | $237,000 | 8,723 |
| Pre-tax net operating income | $661,000 | 6,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $184,000 | 6,363 |
| Income before extraordinary items | $477,000 | 6,746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $477,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $870,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $477,000 | 6,641 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 7,818 |
| Total interest expense | $1,361,000 | 7,688 |
| Net interest income | $1,593,000 | 7,793 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $381,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $1,000,000 | 8,341 |
| Salaries and employee benefits | $626,000 | 7,749 |
| Premises and equipment expense | $122,000 | 8,446 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $928,000 | 6,053 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $288,000 | 5,839 |
| Income before extraordinary items | $640,000 | 6,162 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $640,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $420,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $640,000 | 6,113 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 8,348 |
| Total interest expense | $1,270,000 | 8,190 |
| Net interest income | $1,479,000 | 8,321 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $270,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $980,000 | 8,740 |
| Salaries and employee benefits | $607,000 | 8,078 |
| Premises and equipment expense | $117,000 | 8,867 |
| Additional noninterest expense | $256,000 | 9,326 |
| Pre-tax net operating income | $769,000 | 6,617 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $233,000 | 6,668 |
| Income before extraordinary items | $536,000 | 6,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $536,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $536,000 | 6,590 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,837 |
| Total interest expense | $1,181,000 | 8,649 |
| Net interest income | $1,401,000 | 8,786 |
| Provision for loan and lease losses | $-75,000 | 11,654 |
| Total noninterest income | $236,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $959,000 | 9,128 |
| Salaries and employee benefits | $562,000 | 8,629 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $281,000 | 9,475 |
| Pre-tax net operating income | $753,000 | 7,039 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $196,000 | 7,489 |
| Income before extraordinary items | $557,000 | 6,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $557,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $715,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $557,000 | 6,842 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 9,217 |
| Total interest expense | $889,000 | 9,185 |
| Net interest income | $1,430,000 | 9,067 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $186,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $960,000 | 9,509 |
| Salaries and employee benefits | $537,000 | 9,064 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $318,000 | 9,739 |
| Pre-tax net operating income | $656,000 | 7,669 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $219,000 | 7,023 |
| Income before extraordinary items | $437,000 | 7,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $437,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $437,000 | 7,888 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 9,436 |
| Total interest expense | $931,000 | 9,420 |
| Net interest income | $1,442,000 | 9,297 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $245,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $976,000 | 9,839 |
| Salaries and employee benefits | $527,000 | 9,404 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $348,000 | 9,861 |
| Pre-tax net operating income | $711,000 | 7,304 |
| Securities gains (losses) | $93,000 | 2,602 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $571,000 | 7,003 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $571,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $504,970 | 7,261 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 10,968 |
| Total interest expense | $909,000 | 10,823 |
| Net interest income | $1,051,000 | 10,887 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $773,000 | 11,144 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $305,000 | 10,762 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $127,000 | 9,192 |
| Income before extraordinary items | $362,000 | 8,594 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $362,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 13,107 |
| Cash dividends | $145,000 | 5,869 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 500 |
| Net operating income | $304,280 | 8,885 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.