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Midwest Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$26,143,000	1,558
Total interest expense	$9,539,000	1,339
Net interest income	$16,604,000	1,672
Provision for loan and lease losses	$369,000	1,498
Total noninterest income	$4,298,000	1,304
Gross Fiduciary activities income	$437,000	608
Service charges on deposit accounts	$1,154,000	897
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,707,000	1,350
Total noninterest expense	$14,969,000	1,535
Salaries and employee benefits	$9,312,000	1,415
Premises and equipment expense	$1,511,000	1,530
Additional noninterest expense	$2,707,000	1,350
Pre-tax net operating income	$5,564,000	1,811
Securities gains (losses)	$10,000	771
Applicable income taxes	$1,297,000	1,269
Income before extraordinary items	$4,277,000	1,920
Extraordinary gains, net	$0	54
Net income	$4,277,000	1,943
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,277,000	1,923
Net charge-offs	$193,000	1,182
Cash dividends	$1,500,000	1,775
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,269,100	1,947
2023-09-30 (YTD Data)		Rank
Total interest income	$19,449,000	1,540
Total interest expense	$6,736,000	1,304
Net interest income	$12,713,000	1,661
Provision for loan and lease losses	$288,000	1,389
Total noninterest income	$3,629,000	1,219
Gross Fiduciary activities income	$309,000	612
Service charges on deposit accounts	$879,000	889
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,441,000	1,195
Total noninterest expense	$11,424,000	1,493
Salaries and employee benefits	$7,216,000	1,371
Premises and equipment expense	$1,130,000	1,539
Additional noninterest expense	$2,441,000	1,195
Pre-tax net operating income	$4,630,000	1,748
Securities gains (losses)	$10,000	615
Applicable income taxes	$1,092,000	1,225
Income before extraordinary items	$3,548,000	1,859
Extraordinary gains, net	$0	52
Net income	$3,548,000	1,876
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,548,000	1,859
Net charge-offs	$153,000	1,001
Cash dividends	$1,500,000	1,357
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,540,100	1,885
2023-06-30 (YTD Data)		Rank
Total interest income	$12,608,000	1,542
Total interest expense	$3,963,000	1,308
Net interest income	$8,645,000	1,651
Provision for loan and lease losses	$225,000	1,258
Total noninterest income	$2,801,000	1,056
Gross Fiduciary activities income	$213,000	609
Service charges on deposit accounts	$569,000	896
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,019,000	961
Total noninterest expense	$8,085,000	1,408
Salaries and employee benefits	$5,216,000	1,301
Premises and equipment expense	$776,000	1,491
Additional noninterest expense	$2,019,000	960
Pre-tax net operating income	$3,136,000	1,708
Securities gains (losses)	$10,000	643
Applicable income taxes	$720,000	1,243
Income before extraordinary items	$2,426,000	1,812
Extraordinary gains, net	$0	51
Net income	$2,426,000	1,832
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,426,000	1,812
Net charge-offs	$141,000	802
Cash dividends	$1,000,000	1,361
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,418,100	1,829
2023-03-31 (YTD Data)		Rank
Total interest income	$6,081,000	1,555
Total interest expense	$1,675,000	1,329
Net interest income	$4,406,000	1,633
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$1,393,000	1,059
Gross Fiduciary activities income	$121,000	617
Service charges on deposit accounts	$259,000	971
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,013,000	954
Total noninterest expense	$4,046,000	1,432
Salaries and employee benefits	$2,618,000	1,306
Premises and equipment expense	$402,000	1,485
Additional noninterest expense	$1,013,000	954
Pre-tax net operating income	$1,603,000	1,707
Securities gains (losses)	$9,000	612
Applicable income taxes	$370,000	1,226
Income before extraordinary items	$1,242,000	1,815
Extraordinary gains, net	$0	4
Net income	$1,242,000	1,815
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,242,000	1,815
Net charge-offs	$48,000	814
Cash dividends	$500,000	1,222
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,234,890	1,837
2022-12-31 (YTD Data)		Rank
Total interest income	$20,537,000	1,535
Total interest expense	$3,284,000	1,099
Net interest income	$17,253,000	1,617
Provision for loan and lease losses	$275,000	1,579
Total noninterest income	$6,195,000	1,037
Gross Fiduciary activities income	$460,000	628
Service charges on deposit accounts	$1,129,000	922
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,606,000	961
Total noninterest expense	$15,457,000	1,445
Salaries and employee benefits	$9,886,000	1,324
Premises and equipment expense	$1,753,000	1,372
Additional noninterest expense	$4,606,000	961
Pre-tax net operating income	$7,716,000	1,527
Securities gains (losses)	$0	691
Applicable income taxes	$1,737,000	1,172
Income before extraordinary items	$5,979,000	1,631
Extraordinary gains, net	$0	5
Net income	$5,979,000	1,629
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,979,000	1,630
Net charge-offs	$330,000	744
Cash dividends	$2,000,000	1,482
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,979,000	1,662
2022-09-30 (YTD Data)		Rank
Total interest income	$14,771,000	1,543
Total interest expense	$2,054,000	1,003
Net interest income	$12,717,000	1,618
Provision for loan and lease losses	$200,000	1,467
Total noninterest income	$4,521,000	1,081
Gross Fiduciary activities income	$332,000	628
Service charges on deposit accounts	$843,000	943
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,346,000	988
Total noninterest expense	$11,402,000	1,461
Salaries and employee benefits	$7,269,000	1,336
Premises and equipment expense	$1,317,000	1,362
Additional noninterest expense	$3,346,000	988
Pre-tax net operating income	$5,636,000	1,555
Securities gains (losses)	$0	740
Applicable income taxes	$1,250,000	1,212
Income before extraordinary items	$4,386,000	1,624
Extraordinary gains, net	$0	4
Net income	$4,386,000	1,623
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,386,000	1,623
Net charge-offs	$224,000	660
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,386,000	1,660
2022-06-30 (YTD Data)		Rank
Total interest income	$9,445,000	1,547
Total interest expense	$1,226,000	937
Net interest income	$8,219,000	1,626
Provision for loan and lease losses	$125,000	1,397
Total noninterest income	$2,859,000	1,106
Gross Fiduciary activities income	$236,000	584
Service charges on deposit accounts	$538,000	957
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,085,000	1,077
Total noninterest expense	$7,495,000	1,466
Salaries and employee benefits	$4,742,000	1,359
Premises and equipment expense	$899,000	1,337
Additional noninterest expense	$1,854,000	1,700
Pre-tax net operating income	$3,458,000	1,565
Securities gains (losses)	$0	687
Applicable income taxes	$746,000	1,197
Income before extraordinary items	$2,712,000	1,624
Extraordinary gains, net	$0	4
Net income	$2,712,000	1,623
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,712,000	1,624
Net charge-offs	$247,000	487
Cash dividends	$1,000,000	1,328
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,712,000	1,660
2022-03-31 (YTD Data)		Rank
Total interest income	$4,550,000	1,547
Total interest expense	$593,000	942
Net interest income	$3,957,000	1,635
Provision for loan and lease losses	$50,000	1,338
Total noninterest income	$1,511,000	1,056
Gross Fiduciary activities income	$142,000	574
Service charges on deposit accounts	$245,000	1,018
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,124,000	1,014
Total noninterest expense	$3,810,000	1,433
Salaries and employee benefits	$2,405,000	1,349
Premises and equipment expense	$475,000	1,275
Additional noninterest expense	$930,000	1,667
Pre-tax net operating income	$1,608,000	1,564
Securities gains (losses)	$0	623
Applicable income taxes	$337,000	1,224
Income before extraordinary items	$1,271,000	1,637
Extraordinary gains, net	$0	4
Net income	$1,271,000	1,636
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,271,000	1,637
Net charge-offs	$148,000	424
Cash dividends	$500,000	1,160
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,271,000	1,658
2021-12-31 (YTD Data)		Rank
Total interest income	$19,819,000	1,495
Total interest expense	$2,793,000	984
Net interest income	$17,026,000	1,566
Provision for loan and lease losses	$820,000	715
Total noninterest income	$6,367,000	1,122
Gross Fiduciary activities income	$457,000	584
Service charges on deposit accounts	$1,116,000	893
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,794,000	1,101
Total noninterest expense	$14,482,000	1,500
Salaries and employee benefits	$9,159,000	1,394
Premises and equipment expense	$1,738,000	1,361
Additional noninterest expense	$3,585,000	1,726
Pre-tax net operating income	$8,091,000	1,474
Securities gains (losses)	$56,000	1,077
Applicable income taxes	$1,895,000	1,141
Income before extraordinary items	$6,252,000	1,615
Extraordinary gains, net	$0	10
Net income	$6,252,000	1,615
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,252,000	1,615
Net charge-offs	$365,000	764
Cash dividends	$1,750,000	1,663
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,207,760	1,599
2021-09-30 (YTD Data)		Rank
Total interest income	$14,929,000	1,519
Total interest expense	$2,173,000	993
Net interest income	$12,756,000	1,586
Provision for loan and lease losses	$820,000	539
Total noninterest income	$4,646,000	1,156
Gross Fiduciary activities income	$332,000	586
Service charges on deposit accounts	$826,000	900
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,488,000	1,152
Total noninterest expense	$10,593,000	1,532
Salaries and employee benefits	$6,732,000	1,421
Premises and equipment expense	$1,324,000	1,357
Additional noninterest expense	$2,537,000	1,804
Pre-tax net operating income	$5,989,000	1,555
Securities gains (losses)	$22,000	1,359
Applicable income taxes	$1,398,000	1,208
Income before extraordinary items	$4,613,000	1,701
Extraordinary gains, net	$0	8
Net income	$4,613,000	1,699
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,613,000	1,701
Net charge-offs	$44,000	1,410
Cash dividends	$1,250,000	1,539
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,595,620	1,677
2021-06-30 (YTD Data)		Rank
Total interest income	$9,791,000	1,525
Total interest expense	$1,514,000	993
Net interest income	$8,277,000	1,609
Provision for loan and lease losses	$670,000	459
Total noninterest income	$2,847,000	1,225
Gross Fiduciary activities income	$235,000	580
Service charges on deposit accounts	$534,000	892
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,078,000	1,260
Total noninterest expense	$7,074,000	1,526
Salaries and employee benefits	$4,492,000	1,415
Premises and equipment expense	$909,000	1,324
Additional noninterest expense	$1,673,000	1,794
Pre-tax net operating income	$3,380,000	1,710
Securities gains (losses)	$10,000	1,415
Applicable income taxes	$758,000	1,364
Income before extraordinary items	$2,632,000	1,868
Extraordinary gains, net	$0	6
Net income	$2,632,000	1,869
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,632,000	1,868
Net charge-offs	$-79,000	4,519
Cash dividends	$750,000	1,610
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,624,100	1,840
2021-03-31 (YTD Data)		Rank
Total interest income	$4,625,000	1,605
Total interest expense	$790,000	999
Net interest income	$3,835,000	1,697
Provision for loan and lease losses	$152,000	935
Total noninterest income	$1,405,000	1,231
Gross Fiduciary activities income	$130,000	573
Service charges on deposit accounts	$257,000	896
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,018,000	1,260
Total noninterest expense	$3,552,000	1,505
Salaries and employee benefits	$2,253,000	1,406
Premises and equipment expense	$481,000	1,270
Additional noninterest expense	$818,000	1,807
Pre-tax net operating income	$1,536,000	1,844
Securities gains (losses)	$0	1,392
Applicable income taxes	$348,000	1,403
Income before extraordinary items	$1,188,000	2,003
Extraordinary gains, net	$0	3
Net income	$1,188,000	2,003
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,188,000	2,003
Net charge-offs	$-66,000	4,676
Cash dividends	$250,000	1,678
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,188,000	1,973
2020-12-31 (YTD Data)		Rank
Total interest income	$19,418,000	1,540
Total interest expense	$3,949,000	1,176
Net interest income	$15,469,000	1,610
Provision for loan and lease losses	$2,500,000	908
Total noninterest income	$6,065,000	1,116
Gross Fiduciary activities income	$421,000	594
Service charges on deposit accounts	$1,159,000	829
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,485,000	1,101
Total noninterest expense	$14,772,000	1,426
Salaries and employee benefits	$8,960,000	1,376
Premises and equipment expense	$1,962,000	1,203
Additional noninterest expense	$3,850,000	1,577
Pre-tax net operating income	$4,262,000	1,992
Securities gains (losses)	$366,000	727
Applicable income taxes	$952,000	1,466
Income before extraordinary items	$3,676,000	2,029
Extraordinary gains, net	$0	4
Net income	$3,676,000	2,029
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,676,000	2,029
Net charge-offs	$2,637,000	346
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,386,860	2,083
2020-09-30 (YTD Data)		Rank
Total interest income	$14,598,000	1,532
Total interest expense	$3,094,000	1,199
Net interest income	$11,504,000	1,604
Provision for loan and lease losses	$1,750,000	960
Total noninterest income	$4,642,000	1,074
Gross Fiduciary activities income	$301,000	592
Service charges on deposit accounts	$854,000	840
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,487,000	1,037
Total noninterest expense	$11,122,000	1,403
Salaries and employee benefits	$6,660,000	1,368
Premises and equipment expense	$1,477,000	1,194
Additional noninterest expense	$2,985,000	1,518
Pre-tax net operating income	$3,274,000	1,931
Securities gains (losses)	$366,000	611
Applicable income taxes	$756,000	1,391
Income before extraordinary items	$2,884,000	1,949
Extraordinary gains, net	$0	4
Net income	$2,884,000	1,948
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,884,000	1,949
Net charge-offs	$1,828,000	343
Cash dividends	$1,500,000	1,324
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,594,860	2,035
2020-06-30 (YTD Data)		Rank
Total interest income	$9,867,000	1,532
Total interest expense	$2,156,000	1,239
Net interest income	$7,711,000	1,599
Provision for loan and lease losses	$1,025,000	1,065
Total noninterest income	$2,877,000	1,069
Gross Fiduciary activities income	$204,000	592
Service charges on deposit accounts	$571,000	849
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,102,000	1,049
Total noninterest expense	$7,482,000	1,389
Salaries and employee benefits	$4,420,000	1,370
Premises and equipment expense	$981,000	1,200
Additional noninterest expense	$2,081,000	1,455
Pre-tax net operating income	$2,081,000	1,944
Securities gains (losses)	$366,000	461
Applicable income taxes	$495,000	1,359
Income before extraordinary items	$1,952,000	1,881
Extraordinary gains, net	$0	4
Net income	$1,952,000	1,881
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,952,000	1,882
Net charge-offs	$1,385,000	321
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,659,200	2,046
2020-03-31 (YTD Data)		Rank
Total interest income	$4,959,000	1,527
Total interest expense	$1,137,000	1,294
Net interest income	$3,822,000	1,570
Provision for loan and lease losses	$225,000	1,360
Total noninterest income	$1,322,000	1,081
Gross Fiduciary activities income	$109,000	592
Service charges on deposit accounts	$291,000	974
Trading account gains and fees	$0	106
Additional Noninterest Income	$922,000	1,023
Total noninterest expense	$3,905,000	1,350
Salaries and employee benefits	$2,179,000	1,401
Premises and equipment expense	$482,000	1,222
Additional noninterest expense	$1,244,000	1,275
Pre-tax net operating income	$1,014,000	1,810
Securities gains (losses)	$377,000	235
Applicable income taxes	$299,000	1,079
Income before extraordinary items	$1,092,000	1,551
Extraordinary gains, net	$0	4
Net income	$1,092,000	1,550
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,092,000	1,551
Net charge-offs	$528,000	354
Cash dividends	$500,000	1,256
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$794,170	1,956
2019-12-31 (YTD Data)		Rank
Total interest income	$19,921,000	1,527
Total interest expense	$4,619,000	1,323
Net interest income	$15,302,000	1,565
Provision for loan and lease losses	$1,350,000	723
Total noninterest income	$5,598,000	1,047
Gross Fiduciary activities income	$423,000	594
Service charges on deposit accounts	$1,208,000	967
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,967,000	970
Total noninterest expense	$15,044,000	1,353
Salaries and employee benefits	$8,716,000	1,358
Premises and equipment expense	$1,877,000	1,226
Additional noninterest expense	$4,451,000	1,385
Pre-tax net operating income	$4,506,000	1,897
Securities gains (losses)	$825,000	261
Applicable income taxes	$940,000	1,474
Income before extraordinary items	$4,391,000	1,767
Extraordinary gains, net	$0	11
Net income	$4,391,000	1,769
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,391,000	1,769
Net charge-offs	$886,000	701
Cash dividends	$2,150,000	1,508
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,714,500	1,956
2019-09-30 (YTD Data)		Rank
Total interest income	$15,091,000	1,527
Total interest expense	$3,422,000	1,340
Net interest income	$11,669,000	1,558
Provision for loan and lease losses	$675,000	924
Total noninterest income	$4,195,000	1,039
Gross Fiduciary activities income	$305,000	601
Service charges on deposit accounts	$939,000	937
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,951,000	974
Total noninterest expense	$10,796,000	1,410
Salaries and employee benefits	$6,506,000	1,368
Premises and equipment expense	$1,365,000	1,266
Additional noninterest expense	$2,925,000	1,533
Pre-tax net operating income	$4,393,000	1,603
Securities gains (losses)	$19,000	1,451
Applicable income taxes	$933,000	1,287
Income before extraordinary items	$3,479,000	1,724
Extraordinary gains, net	$0	11
Net income	$3,479,000	1,725
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,479,000	1,725
Net charge-offs	$77,000	1,933
Cash dividends	$1,650,000	1,372
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,463,990	1,696
2019-06-30 (YTD Data)		Rank
Total interest income	$9,996,000	1,534
Total interest expense	$2,107,000	1,407
Net interest income	$7,889,000	1,549
Provision for loan and lease losses	$450,000	914
Total noninterest income	$2,546,000	1,075
Gross Fiduciary activities income	$213,000	599
Service charges on deposit accounts	$627,000	928
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,706,000	1,048
Total noninterest expense	$7,146,000	1,425
Salaries and employee benefits	$4,292,000	1,370
Premises and equipment expense	$915,000	1,278
Additional noninterest expense	$1,939,000	1,552
Pre-tax net operating income	$2,839,000	1,616
Securities gains (losses)	$19,000	1,054
Applicable income taxes	$604,000	1,292
Income before extraordinary items	$2,254,000	1,737
Extraordinary gains, net	$0	11
Net income	$2,254,000	1,737
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,254,000	1,737
Net charge-offs	$33,000	2,112
Cash dividends	$1,150,000	1,318
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,238,990	1,714
2019-03-31 (YTD Data)		Rank
Total interest income	$4,894,000	1,555
Total interest expense	$999,000	1,431
Net interest income	$3,895,000	1,574
Provision for loan and lease losses	$225,000	848
Total noninterest income	$1,274,000	1,048
Gross Fiduciary activities income	$119,000	592
Service charges on deposit accounts	$315,000	916
Trading account gains and fees	$0	126
Additional Noninterest Income	$840,000	1,015
Total noninterest expense	$3,621,000	1,415
Salaries and employee benefits	$2,187,000	1,358
Premises and equipment expense	$490,000	1,220
Additional noninterest expense	$944,000	1,582
Pre-tax net operating income	$1,323,000	1,683
Securities gains (losses)	$19,000	580
Applicable income taxes	$257,000	1,384
Income before extraordinary items	$1,085,000	1,753
Extraordinary gains, net	$0	5
Net income	$1,085,000	1,751
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,085,000	1,752
Net charge-offs	$17,000	1,768
Cash dividends	$650,000	1,116
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,069,610	1,749
2018-12-31 (YTD Data)		Rank
Total interest income	$18,643,000	1,540
Total interest expense	$3,194,000	1,362
Net interest income	$15,449,000	1,561
Provision for loan and lease losses	$880,000	988
Total noninterest income	$4,767,000	1,124
Gross Fiduciary activities income	$371,000	637
Service charges on deposit accounts	$1,191,000	999
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,205,000	1,090
Total noninterest expense	$13,949,000	1,435
Salaries and employee benefits	$8,376,000	1,369
Premises and equipment expense	$2,113,000	1,117
Additional noninterest expense	$3,460,000	1,686
Pre-tax net operating income	$5,387,000	1,681
Securities gains (losses)	$17,000	610
Applicable income taxes	$1,097,000	1,300
Income before extraordinary items	$4,307,000	1,796
Extraordinary gains, net	$0	6
Net income	$4,307,000	1,795
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,307,000	1,795
Net charge-offs	$477,000	985
Cash dividends	$4,000,000	866
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,293,400	1,796
2018-09-30 (YTD Data)		Rank
Total interest income	$13,749,000	1,547
Total interest expense	$2,281,000	1,339
Net interest income	$11,468,000	1,569
Provision for loan and lease losses	$660,000	910
Total noninterest income	$3,586,000	1,123
Gross Fiduciary activities income	$283,000	625
Service charges on deposit accounts	$874,000	1,017
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,429,000	1,092
Total noninterest expense	$10,430,000	1,449
Salaries and employee benefits	$6,225,000	1,374
Premises and equipment expense	$1,463,000	1,199
Additional noninterest expense	$2,742,000	1,617
Pre-tax net operating income	$3,964,000	1,713
Securities gains (losses)	$5,000	822
Applicable income taxes	$831,000	1,335
Income before extraordinary items	$3,138,000	1,842
Extraordinary gains, net	$0	5
Net income	$3,138,000	1,840
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,138,000	1,841
Net charge-offs	$248,000	1,106
Cash dividends	$3,450,000	719
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,134,050	1,839
2018-06-30 (YTD Data)		Rank
Total interest income	$8,334,000	1,668
Total interest expense	$1,445,000	1,331
Net interest income	$6,889,000	1,732
Provision for loan and lease losses	$480,000	846
Total noninterest income	$2,146,000	1,209
Gross Fiduciary activities income	$203,000	622
Service charges on deposit accounts	$528,000	1,119
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,415,000	1,204
Total noninterest expense	$6,038,000	1,610
Salaries and employee benefits	$3,765,000	1,491
Premises and equipment expense	$853,000	1,357
Additional noninterest expense	$1,420,000	2,017
Pre-tax net operating income	$2,517,000	1,750
Securities gains (losses)	$7,000	660
Applicable income taxes	$550,000	1,331
Income before extraordinary items	$1,974,000	1,895
Extraordinary gains, net	$0	6
Net income	$1,974,000	1,893
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,974,000	1,894
Net charge-offs	$177,000	988
Cash dividends	$1,000,000	1,291
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,968,470	1,893
2018-03-31 (YTD Data)		Rank
Total interest income	$4,192,000	1,645
Total interest expense	$709,000	1,293
Net interest income	$3,483,000	1,708
Provision for loan and lease losses	$300,000	673
Total noninterest income	$1,066,000	1,214
Gross Fiduciary activities income	$102,000	623
Service charges on deposit accounts	$247,000	1,182
Trading account gains and fees	$0	123
Additional Noninterest Income	$717,000	1,181
Total noninterest expense	$3,064,000	1,601
Salaries and employee benefits	$1,926,000	1,482
Premises and equipment expense	$441,000	1,334
Additional noninterest expense	$697,000	2,050
Pre-tax net operating income	$1,185,000	1,798
Securities gains (losses)	$7,000	490
Applicable income taxes	$255,000	1,351
Income before extraordinary items	$937,000	1,928
Extraordinary gains, net	$0	7
Net income	$937,000	1,927
Minority interest net income	$0	52
Net income of bank and minority interests.	$937,000	1,928
Net charge-offs	$146,000	690
Cash dividends	$475,000	1,249
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$931,470	1,925
2017-12-31 (YTD Data)		Rank
Total interest income	$16,083,000	1,651
Total interest expense	$2,581,000	1,248
Net interest income	$13,502,000	1,724
Provision for loan and lease losses	$1,000,000	886
Total noninterest income	$4,463,000	1,195
Gross Fiduciary activities income	$342,000	648
Service charges on deposit accounts	$970,000	1,209
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,151,000	1,126
Total noninterest expense	$11,435,000	1,677
Salaries and employee benefits	$7,315,000	1,519
Premises and equipment expense	$1,489,000	1,529
Additional noninterest expense	$2,631,000	2,167
Pre-tax net operating income	$5,530,000	1,574
Securities gains (losses)	$136,000	511
Applicable income taxes	$1,975,000	1,285
Income before extraordinary items	$3,691,000	1,718
Extraordinary gains, net	$0	9
Net income	$3,691,000	1,718
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,691,000	1,718
Net charge-offs	$1,559,000	496
Cash dividends	$2,525,000	1,167
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,602,600	1,735
2017-09-30 (YTD Data)		Rank
Total interest income	$12,004,000	1,656
Total interest expense	$1,884,000	1,259
Net interest income	$10,120,000	1,723
Provision for loan and lease losses	$400,000	1,355
Total noninterest income	$3,290,000	1,237
Gross Fiduciary activities income	$245,000	654
Service charges on deposit accounts	$717,000	1,228
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,328,000	1,149
Total noninterest expense	$8,479,000	1,700
Salaries and employee benefits	$5,493,000	1,517
Premises and equipment expense	$1,087,000	1,564
Additional noninterest expense	$1,899,000	2,234
Pre-tax net operating income	$4,531,000	1,468
Securities gains (losses)	$119,000	528
Applicable income taxes	$1,458,000	1,143
Income before extraordinary items	$3,192,000	1,650
Extraordinary gains, net	$0	9
Net income	$3,192,000	1,651
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,192,000	1,651
Net charge-offs	$498,000	812
Cash dividends	$1,525,000	1,279
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,109,890	1,664
2017-06-30 (YTD Data)		Rank
Total interest income	$7,962,000	1,649
Total interest expense	$1,227,000	1,247
Net interest income	$6,735,000	1,717
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$2,095,000	1,269
Gross Fiduciary activities income	$168,000	655
Service charges on deposit accounts	$455,000	1,270
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,472,000	1,208
Total noninterest expense	$5,594,000	1,722
Salaries and employee benefits	$3,570,000	1,563
Premises and equipment expense	$730,000	1,567
Additional noninterest expense	$1,294,000	2,185
Pre-tax net operating income	$2,986,000	1,465
Securities gains (losses)	$119,000	391
Applicable income taxes	$938,000	1,151
Income before extraordinary items	$2,167,000	1,591
Extraordinary gains, net	$0	11
Net income	$2,167,000	1,591
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,167,000	1,591
Net charge-offs	$277,000	876
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,083,700	1,631
2017-03-31 (YTD Data)		Rank
Total interest income	$3,910,000	1,666
Total interest expense	$606,000	1,226
Net interest income	$3,304,000	1,742
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$1,195,000	1,161
Gross Fiduciary activities income	$88,000	654
Service charges on deposit accounts	$228,000	1,279
Trading account gains and fees	$0	142
Additional Noninterest Income	$879,000	1,050
Total noninterest expense	$2,773,000	1,762
Salaries and employee benefits	$1,795,000	1,567
Premises and equipment expense	$359,000	1,599
Additional noninterest expense	$619,000	2,259
Pre-tax net operating income	$1,626,000	1,363
Securities gains (losses)	$90,000	253
Applicable income taxes	$533,000	1,034
Income before extraordinary items	$1,183,000	1,480
Extraordinary gains, net	$0	8
Net income	$1,183,000	1,480
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,183,000	1,480
Net charge-offs	$232,000	543
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,120,900	1,519
2016-12-31 (YTD Data)		Rank
Total interest income	$15,340,000	1,642
Total interest expense	$2,468,000	1,166
Net interest income	$12,872,000	1,745
Provision for loan and lease losses	$800,000	1,093
Total noninterest income	$4,236,000	1,286
Gross Fiduciary activities income	$314,000	671
Service charges on deposit accounts	$942,000	1,272
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,980,000	1,216
Total noninterest expense	$10,845,000	1,769
Salaries and employee benefits	$6,749,000	1,603
Premises and equipment expense	$1,467,000	1,554
Additional noninterest expense	$2,629,000	2,208
Pre-tax net operating income	$5,463,000	1,510
Securities gains (losses)	$69,000	1,620
Applicable income taxes	$1,679,000	1,192
Income before extraordinary items	$3,853,000	1,692
Extraordinary gains, net	$0	5
Net income	$3,853,000	1,690
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,853,000	1,691
Net charge-offs	$936,000	693
Cash dividends	$1,900,000	1,486
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,804,700	1,676
2016-09-30 (YTD Data)		Rank
Total interest income	$11,434,000	1,656
Total interest expense	$1,846,000	1,171
Net interest income	$9,588,000	1,761
Provision for loan and lease losses	$800,000	821
Total noninterest income	$3,064,000	1,320
Gross Fiduciary activities income	$218,000	684
Service charges on deposit accounts	$689,000	1,297
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,157,000	1,243
Total noninterest expense	$8,088,000	1,774
Salaries and employee benefits	$5,034,000	1,612
Premises and equipment expense	$1,113,000	1,545
Additional noninterest expense	$1,941,000	2,233
Pre-tax net operating income	$3,764,000	1,630
Securities gains (losses)	$69,000	1,528
Applicable income taxes	$1,131,000	1,299
Income before extraordinary items	$2,702,000	1,833
Extraordinary gains, net	$0	5
Net income	$2,702,000	1,833
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,702,000	1,833
Net charge-offs	$903,000	522
Cash dividends	$1,350,000	1,381
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,653,700	1,808
2016-06-30 (YTD Data)		Rank
Total interest income	$7,510,000	1,687
Total interest expense	$1,214,000	1,179
Net interest income	$6,296,000	1,785
Provision for loan and lease losses	$600,000	726
Total noninterest income	$2,053,000	1,287
Gross Fiduciary activities income	$151,000	687
Service charges on deposit accounts	$442,000	1,324
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,460,000	1,214
Total noninterest expense	$5,403,000	1,777
Salaries and employee benefits	$3,346,000	1,620
Premises and equipment expense	$734,000	1,559
Additional noninterest expense	$1,323,000	2,215
Pre-tax net operating income	$2,346,000	1,728
Securities gains (losses)	$69,000	1,209
Applicable income taxes	$685,000	1,378
Income before extraordinary items	$1,730,000	1,875
Extraordinary gains, net	$0	16
Net income	$1,730,000	1,874
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,730,000	1,874
Net charge-offs	$632,000	497
Cash dividends	$875,000	1,434
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,680,320	1,867
2016-03-31 (YTD Data)		Rank
Total interest income	$3,751,000	1,691
Total interest expense	$594,000	1,198
Net interest income	$3,157,000	1,782
Provision for loan and lease losses	$275,000	746
Total noninterest income	$1,065,000	1,244
Gross Fiduciary activities income	$74,000	689
Service charges on deposit accounts	$172,000	1,610
Trading account gains and fees	$0	142
Additional Noninterest Income	$819,000	1,078
Total noninterest expense	$2,724,000	1,768
Salaries and employee benefits	$1,698,000	1,605
Premises and equipment expense	$378,000	1,527
Additional noninterest expense	$648,000	2,233
Pre-tax net operating income	$1,223,000	1,639
Securities gains (losses)	$10,000	1,503
Applicable income taxes	$353,000	1,338
Income before extraordinary items	$880,000	1,819
Extraordinary gains, net	$0	12
Net income	$880,000	1,820
Minority interest net income	$0	62
Net income of bank and minority interests.	$880,000	1,820
Net charge-offs	$304,000	480
Cash dividends	$425,000	1,330
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$872,900	1,795
2015-12-31 (YTD Data)		Rank
Total interest income	$14,819,000	1,672
Total interest expense	$2,337,000	1,193
Net interest income	$12,482,000	1,759
Provision for loan and lease losses	$650,000	1,114
Total noninterest income	$3,192,000	1,543
Gross Fiduciary activities income	$321,000	677
Service charges on deposit accounts	$881,000	1,368
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,990,000	1,525
Total noninterest expense	$9,779,000	1,933
Salaries and employee benefits	$6,089,000	1,729
Premises and equipment expense	$1,479,000	1,555
Additional noninterest expense	$2,211,000	2,577
Pre-tax net operating income	$5,245,000	1,518
Securities gains (losses)	$242,000	649
Applicable income taxes	$1,620,000	1,173
Income before extraordinary items	$3,867,000	1,644
Extraordinary gains, net	$0	23
Net income	$3,867,000	1,646
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,867,000	1,646
Net charge-offs	$471,000	1,218
Cash dividends	$2,800,000	1,045
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,697,600	1,678
2015-09-30 (YTD Data)		Rank
Total interest income	$11,038,000	1,691
Total interest expense	$1,730,000	1,215
Net interest income	$9,308,000	1,783
Provision for loan and lease losses	$500,000	1,034
Total noninterest income	$2,411,000	1,545
Gross Fiduciary activities income	$231,000	687
Service charges on deposit accounts	$790,000	1,179
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,390,000	1,620
Total noninterest expense	$7,224,000	1,966
Salaries and employee benefits	$4,515,000	1,751
Premises and equipment expense	$1,113,000	1,559
Additional noninterest expense	$1,596,000	2,659
Pre-tax net operating income	$3,995,000	1,517
Securities gains (losses)	$242,000	559
Applicable income taxes	$1,261,000	1,177
Income before extraordinary items	$2,976,000	1,637
Extraordinary gains, net	$0	21
Net income	$2,976,000	1,639
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,976,000	1,639
Net charge-offs	$92,000	2,249
Cash dividends	$2,200,000	906
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,806,600	1,680
2015-06-30 (YTD Data)		Rank
Total interest income	$7,264,000	1,715
Total interest expense	$1,135,000	1,240
Net interest income	$6,129,000	1,807
Provision for loan and lease losses	$350,000	1,003
Total noninterest income	$1,498,000	1,621
Gross Fiduciary activities income	$156,000	692
Service charges on deposit accounts	$306,000	1,813
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,036,000	1,519
Total noninterest expense	$4,754,000	2,007
Salaries and employee benefits	$2,965,000	1,780
Premises and equipment expense	$708,000	1,656
Additional noninterest expense	$1,081,000	2,650
Pre-tax net operating income	$2,523,000	1,565
Securities gains (losses)	$219,000	494
Applicable income taxes	$807,000	1,208
Income before extraordinary items	$1,935,000	1,661
Extraordinary gains, net	$0	22
Net income	$1,935,000	1,665
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,935,000	1,665
Net charge-offs	$83,000	1,894
Cash dividends	$1,200,000	1,062
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,779,510	1,736
2015-03-31 (YTD Data)		Rank
Total interest income	$3,582,000	1,739
Total interest expense	$554,000	1,265
Net interest income	$3,028,000	1,820
Provision for loan and lease losses	$200,000	888
Total noninterest income	$801,000	1,510
Gross Fiduciary activities income	$83,000	683
Service charges on deposit accounts	$150,000	1,824
Trading account gains and fees	$0	152
Additional Noninterest Income	$568,000	1,372
Total noninterest expense	$2,360,000	2,007
Salaries and employee benefits	$1,497,000	1,772
Premises and equipment expense	$355,000	1,665
Additional noninterest expense	$508,000	2,755
Pre-tax net operating income	$1,269,000	1,536
Securities gains (losses)	$213,000	344
Applicable income taxes	$448,000	1,092
Income before extraordinary items	$1,034,000	1,551
Extraordinary gains, net	$0	13
Net income	$1,034,000	1,551
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,034,000	1,553
Net charge-offs	$25,000	1,996
Cash dividends	$675,000	893
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$884,900	1,711
2014-12-31 (YTD Data)		Rank
Total interest income	$14,708,000	1,699
Total interest expense	$2,281,000	1,271
Net interest income	$12,427,000	1,763
Provision for loan and lease losses	$650,000	1,193
Total noninterest income	$3,094,000	1,533
Gross Fiduciary activities income	$331,000	689
Service charges on deposit accounts	$682,000	1,785
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,081,000	1,411
Total noninterest expense	$9,445,000	2,003
Salaries and employee benefits	$6,039,000	1,712
Premises and equipment expense	$1,333,000	1,739
Additional noninterest expense	$2,073,000	2,804
Pre-tax net operating income	$5,426,000	1,416
Securities gains (losses)	$122,000	1,118
Applicable income taxes	$1,272,000	1,316
Income before extraordinary items	$4,276,000	1,496
Extraordinary gains, net	$0	17
Net income	$4,276,000	1,494
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,276,000	1,495
Net charge-offs	$414,000	1,683
Cash dividends	$1,925,000	1,331
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,182,060	1,502
2014-09-30 (YTD Data)		Rank
Total interest income	$11,022,000	1,708
Total interest expense	$1,717,000	1,283
Net interest income	$9,305,000	1,778
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$2,150,000	1,624
Gross Fiduciary activities income	$243,000	685
Service charges on deposit accounts	$511,000	1,799
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,396,000	1,532
Total noninterest expense	$6,985,000	2,034
Salaries and employee benefits	$4,432,000	1,748
Premises and equipment expense	$990,000	1,777
Additional noninterest expense	$1,563,000	2,792
Pre-tax net operating income	$4,020,000	1,451
Securities gains (losses)	$38,000	1,631
Applicable income taxes	$1,138,000	1,190
Income before extraordinary items	$2,920,000	1,619
Extraordinary gains, net	$0	15
Net income	$2,920,000	1,619
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,920,000	1,619
Net charge-offs	$103,000	2,657
Cash dividends	$1,300,000	1,280
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,892,640	1,606
2014-06-30 (YTD Data)		Rank
Total interest income	$7,315,000	1,705
Total interest expense	$1,160,000	1,274
Net interest income	$6,155,000	1,777
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$1,365,000	1,657
Gross Fiduciary activities income	$167,000	681
Service charges on deposit accounts	$241,000	2,333
Trading account gains and fees	$0	172
Additional Noninterest Income	$957,000	1,493
Total noninterest expense	$4,658,000	2,039
Salaries and employee benefits	$2,941,000	1,756
Premises and equipment expense	$663,000	1,787
Additional noninterest expense	$1,054,000	2,759
Pre-tax net operating income	$2,562,000	1,463
Securities gains (losses)	$37,000	1,347
Applicable income taxes	$802,000	1,126
Income before extraordinary items	$1,797,000	1,687
Extraordinary gains, net	$0	20
Net income	$1,797,000	1,690
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,797,000	1,689
Net charge-offs	$104,000	2,150
Cash dividends	$875,000	1,282
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,771,470	1,675
2014-03-31 (YTD Data)		Rank
Total interest income	$3,567,000	1,748
Total interest expense	$592,000	1,273
Net interest income	$2,975,000	1,828
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$691,000	1,615
Gross Fiduciary activities income	$85,000	687
Service charges on deposit accounts	$144,000	2,006
Trading account gains and fees	$0	147
Additional Noninterest Income	$462,000	1,492
Total noninterest expense	$2,313,000	2,053
Salaries and employee benefits	$1,469,000	1,765
Premises and equipment expense	$339,000	1,775
Additional noninterest expense	$505,000	2,860
Pre-tax net operating income	$1,203,000	1,504
Securities gains (losses)	$0	1,715
Applicable income taxes	$371,000	1,136
Income before extraordinary items	$832,000	1,752
Extraordinary gains, net	$0	16
Net income	$832,000	1,757
Minority interest net income	$0	66
Net income of bank and minority interests.	$832,000	1,755
Net charge-offs	$-6,000	5,539
Cash dividends	$350,000	1,314
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$832,000	1,723
2013-12-31 (YTD Data)		Rank
Total interest income	$13,850,000	1,808
Total interest expense	$2,354,000	1,450
Net interest income	$11,496,000	1,865
Provision for loan and lease losses	$800,000	1,326
Total noninterest income	$3,252,000	1,533
Gross Fiduciary activities income	$333,000	689
Service charges on deposit accounts	$716,000	1,793
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,203,000	1,414
Total noninterest expense	$8,774,000	2,154
Salaries and employee benefits	$5,537,000	1,843
Premises and equipment expense	$1,266,000	1,830
Additional noninterest expense	$1,971,000	3,006
Pre-tax net operating income	$5,174,000	1,393
Securities gains (losses)	$192,000	918
Applicable income taxes	$1,701,000	1,018
Income before extraordinary items	$3,665,000	1,619
Extraordinary gains, net	$0	29
Net income	$3,665,000	1,622
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,665,000	1,623
Net charge-offs	$1,166,000	1,128
Cash dividends	$2,550,000	988
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,534,440	1,630
2013-09-30 (YTD Data)		Rank
Total interest income	$10,258,000	1,833
Total interest expense	$1,739,000	1,509
Net interest income	$8,519,000	1,887
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$2,103,000	1,723
Gross Fiduciary activities income	$258,000	678
Service charges on deposit accounts	$542,000	1,790
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,303,000	1,716
Total noninterest expense	$6,517,000	2,164
Salaries and employee benefits	$4,137,000	1,857
Premises and equipment expense	$935,000	1,861
Additional noninterest expense	$1,445,000	3,060
Pre-tax net operating income	$3,805,000	1,443
Securities gains (losses)	$170,000	898
Applicable income taxes	$1,260,000	1,067
Income before extraordinary items	$2,715,000	1,658
Extraordinary gains, net	$0	25
Net income	$2,715,000	1,661
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,715,000	1,662
Net charge-offs	$644,000	1,364
Cash dividends	$2,550,000	718
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,599,400	1,667
2013-06-30 (YTD Data)		Rank
Total interest income	$6,791,000	1,844
Total interest expense	$1,140,000	1,569
Net interest income	$5,651,000	1,885
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$1,323,000	1,823
Gross Fiduciary activities income	$189,000	666
Service charges on deposit accounts	$343,000	1,841
Trading account gains and fees	$0	157
Additional Noninterest Income	$791,000	1,868
Total noninterest expense	$4,393,000	2,140
Salaries and employee benefits	$2,751,000	1,874
Premises and equipment expense	$671,000	1,751
Additional noninterest expense	$971,000	3,033
Pre-tax net operating income	$2,431,000	1,469
Securities gains (losses)	$171,000	813
Applicable income taxes	$826,000	1,071
Income before extraordinary items	$1,776,000	1,688
Extraordinary gains, net	$0	22
Net income	$1,776,000	1,692
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,776,000	1,693
Net charge-offs	$310,000	1,655
Cash dividends	$1,800,000	683
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,659,720	1,702
2013-03-31 (YTD Data)		Rank
Total interest income	$3,448,000	1,833
Total interest expense	$591,000	1,562
Net interest income	$2,857,000	1,868
Provision for loan and lease losses	$0	4,409
Total noninterest income	$656,000	1,830
Gross Fiduciary activities income	$105,000	648
Service charges on deposit accounts	$163,000	1,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$388,000	1,897
Total noninterest expense	$2,159,000	2,201
Salaries and employee benefits	$1,351,000	1,921
Premises and equipment expense	$347,000	1,730
Additional noninterest expense	$461,000	3,160
Pre-tax net operating income	$1,354,000	1,336
Securities gains (losses)	$90,000	713
Applicable income taxes	$474,000	960
Income before extraordinary items	$970,000	1,528
Extraordinary gains, net	$0	10
Net income	$970,000	1,530
Minority interest net income	$0	76
Net income of bank and minority interests.	$970,000	1,530
Net charge-offs	$53,000	2,377
Cash dividends	$1,000,000	526
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$909,700	1,551
2012-12-31 (YTD Data)		Rank
Total interest income	$15,142,000	1,748
Total interest expense	$3,101,000	1,433
Net interest income	$12,041,000	1,817
Provision for loan and lease losses	$750,000	2,165
Total noninterest income	$3,084,000	1,615
Gross Fiduciary activities income	$303,000	701
Service charges on deposit accounts	$708,000	1,879
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,073,000	1,490
Total noninterest expense	$9,033,000	2,118
Salaries and employee benefits	$5,428,000	1,858
Premises and equipment expense	$1,425,000	1,651
Additional noninterest expense	$2,180,000	2,887
Pre-tax net operating income	$5,342,000	1,296
Securities gains (losses)	$678,000	746
Applicable income taxes	$2,006,000	877
Income before extraordinary items	$4,014,000	1,454
Extraordinary gains, net	$0	29
Net income	$4,014,000	1,455
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,014,000	1,455
Net charge-offs	$756,000	2,127
Cash dividends	$2,725,000	946
Sale, conversion, retirement of capital stock, net	$1,200,000	199
Net operating income	$3,559,740	1,518
2012-09-30 (YTD Data)		Rank
Total interest income	$11,495,000	1,757
Total interest expense	$2,428,000	1,440
Net interest income	$9,067,000	1,834
Provision for loan and lease losses	$600,000	2,031
Total noninterest income	$2,181,000	1,679
Gross Fiduciary activities income	$230,000	697
Service charges on deposit accounts	$531,000	1,904
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,420,000	1,575
Total noninterest expense	$6,802,000	2,116
Salaries and employee benefits	$4,002,000	1,878
Premises and equipment expense	$1,085,000	1,639
Additional noninterest expense	$1,715,000	2,788
Pre-tax net operating income	$3,846,000	1,374
Securities gains (losses)	$677,000	595
Applicable income taxes	$1,498,000	916
Income before extraordinary items	$3,025,000	1,476
Extraordinary gains, net	$0	20
Net income	$3,025,000	1,477
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,025,000	1,477
Net charge-offs	$681,000	1,841
Cash dividends	$2,475,000	650
Sale, conversion, retirement of capital stock, net	$1,200,000	143
Net operating income	$2,571,410	1,602
2012-06-30 (YTD Data)		Rank
Total interest income	$7,664,000	1,765
Total interest expense	$1,682,000	1,433
Net interest income	$5,982,000	1,851
Provision for loan and lease losses	$450,000	1,913
Total noninterest income	$1,395,000	1,716
Gross Fiduciary activities income	$168,000	684
Service charges on deposit accounts	$349,000	1,909
Trading account gains and fees	$0	153
Additional Noninterest Income	$878,000	1,649
Total noninterest expense	$4,492,000	2,143
Salaries and employee benefits	$2,626,000	1,916
Premises and equipment expense	$722,000	1,645
Additional noninterest expense	$1,144,000	2,800
Pre-tax net operating income	$2,435,000	1,425
Securities gains (losses)	$587,000	466
Applicable income taxes	$1,010,000	880
Income before extraordinary items	$2,012,000	1,475
Extraordinary gains, net	$0	19
Net income	$2,012,000	1,475
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,012,000	1,475
Net charge-offs	$620,000	1,570
Cash dividends	$1,350,000	757
Sale, conversion, retirement of capital stock, net	$1,200,000	107
Net operating income	$1,618,710	1,693
2012-03-31 (YTD Data)		Rank
Total interest income	$3,858,000	1,771
Total interest expense	$899,000	1,403
Net interest income	$2,959,000	1,876
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$754,000	1,596
Gross Fiduciary activities income	$94,000	666
Service charges on deposit accounts	$247,000	1,418
Trading account gains and fees	$0	148
Additional Noninterest Income	$413,000	1,715
Total noninterest expense	$2,332,000	2,057
Salaries and employee benefits	$1,371,000	1,831
Premises and equipment expense	$368,000	1,620
Additional noninterest expense	$593,000	2,688
Pre-tax net operating income	$1,081,000	1,574
Securities gains (losses)	$382,000	355
Applicable income taxes	$491,000	900
Income before extraordinary items	$972,000	1,506
Extraordinary gains, net	$0	19
Net income	$972,000	1,507
Minority interest net income	$0	78
Net income of bank and minority interests.	$972,000	1,507
Net charge-offs	$398,000	1,255
Cash dividends	$450,000	954
Sale, conversion, retirement of capital stock, net	$1,200,000	57
Net operating income	$719,880	1,865
2011-12-31 (YTD Data)		Rank
Total interest income	$16,351,000	1,723
Total interest expense	$4,332,000	1,403
Net interest income	$12,019,000	1,842
Provision for loan and lease losses	$1,430,000	1,956
Total noninterest income	$3,226,000	1,419
Gross Fiduciary activities income	$271,000	678
Service charges on deposit accounts	$995,000	1,485
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,960,000	1,380
Total noninterest expense	$9,177,000	2,085
Salaries and employee benefits	$5,222,000	1,871
Premises and equipment expense	$1,426,000	1,736
Additional noninterest expense	$2,529,000	2,565
Pre-tax net operating income	$4,638,000	1,252
Securities gains (losses)	$590,000	698
Applicable income taxes	$1,658,000	918
Income before extraordinary items	$3,570,000	1,378
Extraordinary gains, net	$0	29
Net income	$3,570,000	1,378
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,570,000	1,378
Net charge-offs	$2,088,000	1,510
Cash dividends	$1,150,000	1,478
Sale, conversion, retirement of capital stock, net	$700,000	372
Net operating income	$3,168,800	1,465
2011-09-30 (YTD Data)		Rank
Total interest income	$12,261,000	1,753
Total interest expense	$3,354,000	1,412
Net interest income	$8,907,000	1,863
Provision for loan and lease losses	$1,380,000	1,590
Total noninterest income	$2,532,000	1,372
Gross Fiduciary activities income	$205,000	670
Service charges on deposit accounts	$728,000	1,523
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,599,000	1,286
Total noninterest expense	$6,983,000	2,064
Salaries and employee benefits	$3,966,000	1,854
Premises and equipment expense	$1,079,000	1,748
Additional noninterest expense	$1,938,000	2,535
Pre-tax net operating income	$3,076,000	1,461
Securities gains (losses)	$590,000	569
Applicable income taxes	$1,150,000	973
Income before extraordinary items	$2,516,000	1,510
Extraordinary gains, net	$0	21
Net income	$2,516,000	1,510
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,516,000	1,510
Net charge-offs	$2,179,000	1,157
Cash dividends	$1,150,000	1,042
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,108,900	1,680
2011-06-30 (YTD Data)		Rank
Total interest income	$8,180,000	1,763
Total interest expense	$2,298,000	1,425
Net interest income	$5,882,000	1,885
Provision for loan and lease losses	$1,080,000	1,425
Total noninterest income	$1,232,000	1,704
Gross Fiduciary activities income	$149,000	664
Service charges on deposit accounts	$459,000	1,568
Trading account gains and fees	$0	153
Additional Noninterest Income	$624,000	1,821
Total noninterest expense	$4,680,000	2,067
Salaries and employee benefits	$2,642,000	1,861
Premises and equipment expense	$712,000	1,772
Additional noninterest expense	$1,326,000	2,506
Pre-tax net operating income	$1,354,000	2,036
Securities gains (losses)	$379,000	451
Applicable income taxes	$482,000	1,354
Income before extraordinary items	$1,251,000	1,891
Extraordinary gains, net	$0	15
Net income	$1,251,000	1,890
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,251,000	1,891
Net charge-offs	$1,917,000	949
Cash dividends	$650,000	1,164
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$978,120	2,239
2011-03-31 (YTD Data)		Rank
Total interest income	$4,003,000	1,805
Total interest expense	$1,181,000	1,441
Net interest income	$2,822,000	1,949
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$553,000	1,856
Gross Fiduciary activities income	$77,000	660
Service charges on deposit accounts	$217,000	1,630
Trading account gains and fees	$0	158
Additional Noninterest Income	$259,000	2,096
Total noninterest expense	$2,445,000	1,979
Salaries and employee benefits	$1,339,000	1,856
Premises and equipment expense	$360,000	1,804
Additional noninterest expense	$746,000	2,231
Pre-tax net operating income	$630,000	2,135
Securities gains (losses)	$64,000	671
Applicable income taxes	$169,000	1,671
Income before extraordinary items	$525,000	2,164
Extraordinary gains, net	$0	9
Net income	$525,000	2,163
Minority interest net income	$0	86
Net income of bank and minority interests.	$525,000	2,164
Net charge-offs	$1,013,000	852
Cash dividends	$325,000	1,056
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$476,360	2,295
2010-12-31 (YTD Data)		Rank
Total interest income	$17,169,000	1,760
Total interest expense	$5,505,000	1,513
Net interest income	$11,664,000	1,880
Provision for loan and lease losses	$2,845,000	1,671
Total noninterest income	$3,295,000	1,450
Gross Fiduciary activities income	$277,000	691
Service charges on deposit accounts	$948,000	1,572
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,070,000	1,375
Total noninterest expense	$8,554,000	2,261
Salaries and employee benefits	$5,019,000	1,937
Premises and equipment expense	$1,384,000	1,862
Additional noninterest expense	$2,151,000	3,055
Pre-tax net operating income	$3,560,000	1,396
Securities gains (losses)	$505,000	890
Applicable income taxes	$952,000	1,269
Income before extraordinary items	$3,113,000	1,359
Extraordinary gains, net	$0	29
Net income	$3,113,000	1,361
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,113,000	1,362
Net charge-offs	$2,088,000	1,816
Cash dividends	$825,000	1,710
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,724,150	1,475
2010-09-30 (YTD Data)		Rank
Total interest income	$12,957,000	1,785
Total interest expense	$4,270,000	1,515
Net interest income	$8,687,000	1,919
Provision for loan and lease losses	$1,445,000	2,034
Total noninterest income	$1,927,000	1,744
Gross Fiduciary activities income	$204,000	685
Service charges on deposit accounts	$712,000	1,623
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,011,000	1,788
Total noninterest expense	$6,382,000	2,273
Salaries and employee benefits	$3,708,000	1,959
Premises and equipment expense	$1,053,000	1,852
Additional noninterest expense	$1,621,000	2,999
Pre-tax net operating income	$2,787,000	1,404
Securities gains (losses)	$505,000	735
Applicable income taxes	$1,043,000	968
Income before extraordinary items	$2,249,000	1,479
Extraordinary gains, net	$0	23
Net income	$2,249,000	1,482
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,249,000	1,482
Net charge-offs	$865,000	2,366
Cash dividends	$825,000	1,241
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,905,600	1,642
2010-06-30 (YTD Data)		Rank
Total interest income	$8,699,000	1,799
Total interest expense	$2,938,000	1,534
Net interest income	$5,761,000	1,935
Provision for loan and lease losses	$1,045,000	1,891
Total noninterest income	$1,111,000	1,887
Gross Fiduciary activities income	$144,000	669
Service charges on deposit accounts	$468,000	1,642
Trading account gains and fees	$0	152
Additional Noninterest Income	$499,000	2,102
Total noninterest expense	$4,237,000	2,281
Salaries and employee benefits	$2,406,000	2,018
Premises and equipment expense	$691,000	1,890
Additional noninterest expense	$1,140,000	2,845
Pre-tax net operating income	$1,590,000	1,642
Securities gains (losses)	$293,000	728
Applicable income taxes	$537,000	1,153
Income before extraordinary items	$1,346,000	1,631
Extraordinary gains, net	$0	19
Net income	$1,346,000	1,630
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,346,000	1,631
Net charge-offs	$668,000	2,137
Cash dividends	$450,000	1,446
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,137,970	1,800
2010-03-31 (YTD Data)		Rank
Total interest income	$4,319,000	1,854
Total interest expense	$1,532,000	1,541
Net interest income	$2,787,000	2,009
Provision for loan and lease losses	$520,000	1,782
Total noninterest income	$502,000	2,025
Gross Fiduciary activities income	$65,000	702
Service charges on deposit accounts	$228,000	1,678
Trading account gains and fees	$0	175
Additional Noninterest Income	$209,000	2,331
Total noninterest expense	$2,099,000	2,324
Salaries and employee benefits	$1,181,000	2,088
Premises and equipment expense	$480,000	1,420
Additional noninterest expense	$438,000	3,557
Pre-tax net operating income	$670,000	1,899
Securities gains (losses)	$235,000	465
Applicable income taxes	$252,000	1,191
Income before extraordinary items	$653,000	1,676
Extraordinary gains, net	$0	16
Net income	$653,000	1,677
Minority interest net income	$0	91
Net income of bank and minority interests.	$653,000	1,678
Net charge-offs	$48,000	3,740
Cash dividends	$100,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$483,800	2,118
2009-12-31 (YTD Data)		Rank
Total interest income	$17,444,000	1,940
Total interest expense	$7,443,000	1,583
Net interest income	$10,001,000	2,190
Provision for loan and lease losses	$1,950,000	2,510
Total noninterest income	$2,004,000	2,124
Gross Fiduciary activities income	$255,000	700
Service charges on deposit accounts	$1,006,000	1,679
Trading account gains and fees	$0	211
Additional Noninterest Income	$743,000	2,566
Total noninterest expense	$8,388,000	2,359
Salaries and employee benefits	$4,760,000	2,066
Premises and equipment expense	$2,007,000	1,351
Additional noninterest expense	$1,621,000	3,879
Pre-tax net operating income	$1,667,000	2,206
Securities gains (losses)	$10,000	3,254
Applicable income taxes	$307,000	2,009
Income before extraordinary items	$1,370,000	2,258
Extraordinary gains, net	$0	34
Net income	$1,370,000	2,256
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,370,000	2,257
Net charge-offs	$580,000	3,605
Cash dividends	$700,000	2,119
Sale, conversion, retirement of capital stock, net	$3,425,000	242
Net operating income	$1,361,800	2,239
2009-09-30 (YTD Data)		Rank
Total interest income	$13,099,000	1,968
Total interest expense	$5,782,000	1,600
Net interest income	$7,317,000	2,243
Provision for loan and lease losses	$1,500,000	2,210
Total noninterest income	$1,857,000	1,875
Gross Fiduciary activities income	$192,000	695
Service charges on deposit accounts	$736,000	1,722
Trading account gains and fees	$0	212
Additional Noninterest Income	$929,000	1,919
Total noninterest expense	$6,448,000	2,300
Salaries and employee benefits	$3,543,000	2,096
Premises and equipment expense	$1,580,000	1,301
Additional noninterest expense	$1,325,000	3,607
Pre-tax net operating income	$1,226,000	2,396
Securities gains (losses)	$10,000	2,967
Applicable income taxes	$207,000	2,285
Income before extraordinary items	$1,029,000	2,437
Extraordinary gains, net	$0	27
Net income	$1,029,000	2,435
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,029,000	2,438
Net charge-offs	$393,000	3,367
Cash dividends	$400,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,020,700	2,401
2009-06-30 (YTD Data)		Rank
Total interest income	$8,799,000	1,994
Total interest expense	$3,931,000	1,658
Net interest income	$4,868,000	2,240
Provision for loan and lease losses	$600,000	2,697
Total noninterest income	$1,171,000	1,958
Gross Fiduciary activities income	$133,000	695
Service charges on deposit accounts	$471,000	1,759
Trading account gains and fees	$0	193
Additional Noninterest Income	$567,000	2,064
Total noninterest expense	$4,323,000	2,316
Salaries and employee benefits	$2,391,000	2,107
Premises and equipment expense	$624,000	2,191
Additional noninterest expense	$1,308,000	2,634
Pre-tax net operating income	$1,116,000	1,939
Securities gains (losses)	$10,000	2,574
Applicable income taxes	$296,000	1,547
Income before extraordinary items	$830,000	2,179
Extraordinary gains, net	$0	21
Net income	$830,000	2,177
Minority interest net income	$0	112
Net income of bank and minority interests.	$830,000	2,178
Net charge-offs	$379,000	2,675
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$822,600	2,131
2009-03-31 (YTD Data)		Rank
Total interest income	$4,363,000	2,037
Total interest expense	$2,041,000	1,664
Net interest income	$2,322,000	2,342
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$555,000	1,983
Gross Fiduciary activities income	$62,000	728
Service charges on deposit accounts	$233,000	1,732
Trading account gains and fees	$0	171
Additional Noninterest Income	$260,000	2,149
Total noninterest expense	$2,097,000	2,323
Salaries and employee benefits	$1,119,000	2,284
Premises and equipment expense	$603,000	1,195
Additional noninterest expense	$375,000	3,760
Pre-tax net operating income	$480,000	2,455
Securities gains (losses)	$10,000	1,902
Applicable income taxes	$62,000	2,702
Income before extraordinary items	$428,000	2,426
Extraordinary gains, net	$0	15
Net income	$428,000	2,426
Minority interest net income	$0	102
Net income of bank and minority interests.	$428,000	2,428
Net charge-offs	$21,000	4,278
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$419,300	2,324
2008-12-31 (YTD Data)		Rank
Total interest income	$18,131,000	2,102
Total interest expense	$9,824,000	1,653
Net interest income	$8,307,000	2,616
Provision for loan and lease losses	$1,490,000	2,173
Total noninterest income	$2,937,000	1,601
Gross Fiduciary activities income	$295,000	690
Service charges on deposit accounts	$917,000	1,889
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,725,000	1,452
Total noninterest expense	$7,159,000	2,630
Salaries and employee benefits	$4,519,000	2,250
Premises and equipment expense	$976,000	2,686
Additional noninterest expense	$1,664,000	3,353
Pre-tax net operating income	$2,595,000	2,030
Securities gains (losses)	$-10,100,000	8,176
Applicable income taxes	$-3,459,000	8,041
Income before extraordinary items	$-4,046,000	7,742
Extraordinary gains, net	$0	39
Net income	$-4,046,000	7,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,703,000	1,437
Cash dividends	$500,000	3,349
Sale, conversion, retirement of capital stock, net	$6,200,000	207
Net operating income	$2,418,000	1,771
2008-09-30 (YTD Data)		Rank
Total interest income	$13,792,000	2,121
Total interest expense	$7,602,000	1,657
Net interest income	$6,190,000	2,655
Provision for loan and lease losses	$193,000	4,276
Total noninterest income	$2,080,000	1,720
Gross Fiduciary activities income	$249,000	660
Service charges on deposit accounts	$615,000	2,101
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,216,000	1,587
Total noninterest expense	$5,109,000	2,730
Salaries and employee benefits	$3,217,000	2,380
Premises and equipment expense	$845,000	2,379
Additional noninterest expense	$1,047,000	3,736
Pre-tax net operating income	$2,968,000	1,643
Securities gains (losses)	$-4,473,000	8,197
Applicable income taxes	$-901,000	8,019
Income before extraordinary items	$-604,000	7,271
Extraordinary gains, net	$0	31
Net income	$-604,000	7,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,888
Cash dividends	$500,000	2,719
Sale, conversion, retirement of capital stock, net	$5,500,000	150
Net operating income	$2,258,720	1,690
2008-06-30 (YTD Data)		Rank
Total interest income	$9,320,000	2,114
Total interest expense	$5,202,000	1,687
Net interest income	$4,118,000	2,640
Provision for loan and lease losses	$128,000	3,883
Total noninterest income	$1,198,000	1,953
Gross Fiduciary activities income	$188,000	644
Service charges on deposit accounts	$390,000	2,179
Trading account gains and fees	$0	149
Additional Noninterest Income	$620,000	1,965
Total noninterest expense	$3,353,000	2,776
Salaries and employee benefits	$2,093,000	2,459
Premises and equipment expense	$562,000	2,385
Additional noninterest expense	$698,000	3,729
Pre-tax net operating income	$1,835,000	1,818
Securities gains (losses)	$166,000	693
Applicable income taxes	$460,000	1,700
Income before extraordinary items	$1,541,000	1,755
Extraordinary gains, net	$0	21
Net income	$1,541,000	1,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,397
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,413,180	1,870
2008-03-31 (YTD Data)		Rank
Total interest income	$4,778,000	2,123
Total interest expense	$2,687,000	1,749
Net interest income	$2,091,000	2,607
Provision for loan and lease losses	$64,000	3,423
Total noninterest income	$546,000	2,101
Gross Fiduciary activities income	$115,000	618
Service charges on deposit accounts	$182,000	2,250
Trading account gains and fees	$0	158
Additional Noninterest Income	$249,000	2,230
Total noninterest expense	$1,560,000	2,941
Salaries and employee benefits	$966,000	2,661
Premises and equipment expense	$254,000	2,636
Additional noninterest expense	$340,000	3,745
Pre-tax net operating income	$1,013,000	1,760
Securities gains (losses)	$0	2,688
Applicable income taxes	$242,000	1,717
Income before extraordinary items	$771,000	1,878
Extraordinary gains, net	$0	15
Net income	$771,000	1,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$771,000	1,811
2007-12-31 (YTD Data)		Rank
Total interest income	$18,706,000	2,204
Total interest expense	$11,106,000	1,792
Net interest income	$7,600,000	2,871
Provision for loan and lease losses	$75,000	5,254
Total noninterest income	$2,593,000	1,827
Gross Fiduciary activities income	$275,000	730
Service charges on deposit accounts	$769,000	2,210
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,549,000	1,638
Total noninterest expense	$6,467,000	2,759
Salaries and employee benefits	$4,103,000	2,438
Premises and equipment expense	$1,007,000	2,554
Additional noninterest expense	$1,357,000	3,714
Pre-tax net operating income	$3,651,000	2,137
Securities gains (losses)	$-48,000	8,000
Applicable income taxes	$818,000	2,112
Income before extraordinary items	$2,785,000	2,169
Extraordinary gains, net	$0	39
Net income	$2,785,000	2,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,631
Cash dividends	$1,200,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,821,960	2,119
2007-09-30 (YTD Data)		Rank
Total interest income	$13,981,000	2,215
Total interest expense	$8,309,000	1,799
Net interest income	$5,672,000	2,886
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,891,000	1,868
Gross Fiduciary activities income	$209,000	723
Service charges on deposit accounts	$570,000	2,208
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,112,000	1,682
Total noninterest expense	$4,732,000	2,802
Salaries and employee benefits	$2,977,000	2,505
Premises and equipment expense	$776,000	2,478
Additional noninterest expense	$979,000	3,775
Pre-tax net operating income	$2,831,000	2,216
Securities gains (losses)	$-41,000	8,130
Applicable income taxes	$650,000	2,176
Income before extraordinary items	$2,140,000	2,254
Extraordinary gains, net	$0	33
Net income	$2,140,000	2,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,034
Cash dividends	$900,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,171,570	2,208
2007-06-30 (YTD Data)		Rank
Total interest income	$9,174,000	2,269
Total interest expense	$5,427,000	1,841
Net interest income	$3,747,000	2,936
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,180,000	1,989
Gross Fiduciary activities income	$137,000	735
Service charges on deposit accounts	$368,000	2,263
Trading account gains and fees	$0	168
Additional Noninterest Income	$675,000	1,827
Total noninterest expense	$3,197,000	2,798
Salaries and employee benefits	$1,984,000	2,542
Premises and equipment expense	$547,000	2,359
Additional noninterest expense	$666,000	3,699
Pre-tax net operating income	$1,730,000	2,418
Securities gains (losses)	$-41,000	8,269
Applicable income taxes	$370,000	2,478
Income before extraordinary items	$1,319,000	2,449
Extraordinary gains, net	$0	29
Net income	$1,319,000	2,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,342
Cash dividends	$600,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,350,980	2,383
2007-03-31 (YTD Data)		Rank
Total interest income	$4,532,000	2,283
Total interest expense	$2,652,000	1,858
Net interest income	$1,880,000	2,921
Provision for loan and lease losses	$0	5,779
Total noninterest income	$569,000	2,030
Gross Fiduciary activities income	$65,000	764
Service charges on deposit accounts	$169,000	2,368
Trading account gains and fees	$0	195
Additional Noninterest Income	$335,000	1,811
Total noninterest expense	$1,556,000	2,888
Salaries and employee benefits	$973,000	2,602
Premises and equipment expense	$271,000	2,403
Additional noninterest expense	$312,000	3,857
Pre-tax net operating income	$893,000	2,359
Securities gains (losses)	$-41,000	8,475
Applicable income taxes	$185,000	2,510
Income before extraordinary items	$667,000	2,424
Extraordinary gains, net	$0	22
Net income	$667,000	2,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$698,980	2,315
2006-12-31 (YTD Data)		Rank
Total interest income	$16,831,000	2,322
Total interest expense	$9,112,000	1,832
Net interest income	$7,719,000	2,848
Provision for loan and lease losses	$183,000	3,678
Total noninterest income	$2,123,000	2,132
Gross Fiduciary activities income	$291,000	724
Service charges on deposit accounts	$718,000	2,315
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,114,000	2,067
Total noninterest expense	$6,069,000	2,849
Salaries and employee benefits	$3,708,000	2,616
Premises and equipment expense	$1,138,000	2,170
Additional noninterest expense	$1,223,000	3,872
Pre-tax net operating income	$3,590,000	2,438
Securities gains (losses)	$-35,000	7,792
Applicable income taxes	$1,024,000	2,160
Income before extraordinary items	$2,531,000	2,590
Extraordinary gains, net	$0	51
Net income	$2,531,000	2,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,733
Cash dividends	$1,175,000	2,305
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,555,850	2,553
2006-09-30 (YTD Data)		Rank
Total interest income	$12,308,000	2,360
Total interest expense	$6,488,000	1,863
Net interest income	$5,820,000	2,851
Provision for loan and lease losses	$183,000	3,023
Total noninterest income	$1,552,000	2,173
Gross Fiduciary activities income	$208,000	726
Service charges on deposit accounts	$537,000	2,336
Trading account gains and fees	$0	126
Additional Noninterest Income	$807,000	2,114
Total noninterest expense	$4,460,000	2,884
Salaries and employee benefits	$2,732,000	2,654
Premises and equipment expense	$844,000	2,209
Additional noninterest expense	$884,000	3,972
Pre-tax net operating income	$2,729,000	2,489
Securities gains (losses)	$-37,000	8,071
Applicable income taxes	$845,000	2,121
Income before extraordinary items	$1,847,000	2,738
Extraordinary gains, net	$0	45
Net income	$1,847,000	2,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,812
Cash dividends	$825,000	2,204
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,872,530	2,701
2006-06-30 (YTD Data)		Rank
Total interest income	$8,005,000	2,368
Total interest expense	$4,087,000	1,874
Net interest income	$3,918,000	2,830
Provision for loan and lease losses	$108,000	3,218
Total noninterest income	$946,000	2,306
Gross Fiduciary activities income	$141,000	741
Service charges on deposit accounts	$333,000	2,450
Trading account gains and fees	$0	126
Additional Noninterest Income	$472,000	2,305
Total noninterest expense	$2,957,000	2,908
Salaries and employee benefits	$1,830,000	2,642
Premises and equipment expense	$560,000	2,224
Additional noninterest expense	$567,000	4,092
Pre-tax net operating income	$1,799,000	2,521
Securities gains (losses)	$0	1,185
Applicable income taxes	$577,000	2,108
Income before extraordinary items	$1,222,000	2,762
Extraordinary gains, net	$0	39
Net income	$1,222,000	2,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$575,000	2,185
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,222,000	2,748
2006-03-31 (YTD Data)		Rank
Total interest income	$3,919,000	2,368
Total interest expense	$1,959,000	1,858
Net interest income	$1,960,000	2,823
Provision for loan and lease losses	$83,000	2,300
Total noninterest income	$436,000	2,412
Gross Fiduciary activities income	$68,000	750
Service charges on deposit accounts	$149,000	2,615
Trading account gains and fees	$0	115
Additional Noninterest Income	$219,000	2,360
Total noninterest expense	$1,434,000	2,996
Salaries and employee benefits	$921,000	2,633
Premises and equipment expense	$281,000	2,222
Additional noninterest expense	$232,000	4,689
Pre-tax net operating income	$879,000	2,513
Securities gains (losses)	$0	955
Applicable income taxes	$277,000	2,117
Income before extraordinary items	$602,000	2,732
Extraordinary gains, net	$0	21
Net income	$602,000	2,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$250,000	2,135
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$602,000	2,716
2005-12-31 (YTD Data)		Rank
Total interest income	$3,855,000	5,930
Total interest expense	$1,852,000	4,666
Net interest income	$2,003,000	6,631
Provision for loan and lease losses	$100,000	4,800
Total noninterest income	$585,000	4,850
Gross Fiduciary activities income	$84,000	975
Service charges on deposit accounts	$178,000	5,286
Trading account gains and fees	$0	138
Additional Noninterest Income	$323,000	4,182
Total noninterest expense	$1,498,000	6,882
Salaries and employee benefits	$905,000	6,629
Premises and equipment expense	$262,000	6,087
Additional noninterest expense	$331,000	7,456
Pre-tax net operating income	$990,000	5,388
Securities gains (losses)	$0	2,296
Applicable income taxes	$348,000	3,918
Income before extraordinary items	$642,000	5,848
Extraordinary gains, net	$0	46
Net income	$642,000	5,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,815
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$642,000	5,822
2005-09-30 (YTD Data)		Rank
Total interest income	$10,398,000	2,332
Total interest expense	$4,459,000	1,800
Net interest income	$5,939,000	2,709
Provision for loan and lease losses	$-183,000	8,741
Total noninterest income	$1,431,000	2,287
Gross Fiduciary activities income	$213,000	714
Service charges on deposit accounts	$416,000	2,830
Trading account gains and fees	$0	126
Additional Noninterest Income	$802,000	2,113
Total noninterest expense	$4,519,000	2,710
Salaries and employee benefits	$2,705,000	2,494
Premises and equipment expense	$766,000	2,313
Additional noninterest expense	$1,048,000	3,388
Pre-tax net operating income	$3,034,000	2,214
Securities gains (losses)	$-2,714,000	8,829
Applicable income taxes	$-156,000	8,743
Income before extraordinary items	$476,000	6,007
Extraordinary gains, net	$0	35
Net income	$476,000	6,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-157,000	8,710
Cash dividends	$3,870,000	594
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,190,000	1,610
2005-06-30 (YTD Data)		Rank
Total interest income	$6,758,000	2,335
Total interest expense	$2,793,000	1,802
Net interest income	$3,965,000	2,682
Provision for loan and lease losses	$-283,000	8,782
Total noninterest income	$967,000	2,234
Gross Fiduciary activities income	$136,000	717
Service charges on deposit accounts	$262,000	2,907
Trading account gains and fees	$0	116
Additional Noninterest Income	$569,000	2,006
Total noninterest expense	$3,001,000	2,690
Salaries and employee benefits	$1,800,000	2,480
Premises and equipment expense	$503,000	2,318
Additional noninterest expense	$698,000	3,372
Pre-tax net operating income	$2,214,000	2,026
Securities gains (losses)	$368,000	280
Applicable income taxes	$779,000	1,654
Income before extraordinary items	$1,803,000	1,897
Extraordinary gains, net	$0	30
Net income	$1,803,000	1,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-188,000	8,752
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,545,400	2,146
2005-03-31 (YTD Data)		Rank
Total interest income	$3,206,000	2,407
Total interest expense	$1,311,000	1,814
Net interest income	$1,895,000	2,780
Provision for loan and lease losses	$-383,000	8,878
Total noninterest income	$445,000	2,323
Gross Fiduciary activities income	$74,000	709
Service charges on deposit accounts	$117,000	3,099
Trading account gains and fees	$0	115
Additional Noninterest Income	$254,000	2,129
Total noninterest expense	$1,530,000	2,661
Salaries and employee benefits	$894,000	2,507
Premises and equipment expense	$254,000	2,321
Additional noninterest expense	$382,000	3,143
Pre-tax net operating income	$1,193,000	1,894
Securities gains (losses)	$400,000	167
Applicable income taxes	$527,000	1,291
Income before extraordinary items	$1,066,000	1,580
Extraordinary gains, net	$0	24
Net income	$1,066,000	1,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-192,000	8,860
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$798,000	2,047
2004-12-31 (YTD Data)		Rank
Total interest income	$13,446,000	2,131
Total interest expense	$5,981,000	1,370
Net interest income	$7,465,000	2,709
Provision for loan and lease losses	$824,000	1,256
Total noninterest income	$2,140,000	2,098
Gross Fiduciary activities income	$304,000	686
Service charges on deposit accounts	$613,000	2,660
Trading account gains and fees	$206,000	94
Additional Noninterest Income	$1,017,000	2,119
Total noninterest expense	$6,452,000	2,477
Salaries and employee benefits	$3,399,000	2,556
Premises and equipment expense	$977,000	2,340
Additional noninterest expense	$2,076,000	2,339
Pre-tax net operating income	$2,329,000	3,178
Securities gains (losses)	$-4,545,000	8,950
Applicable income taxes	$-1,306,000	8,945
Income before extraordinary items	$-910,000	8,818
Extraordinary gains, net	$0	34
Net income	$-910,000	8,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$335,000	1,831
Cash dividends	$900,000	2,509
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,998,800	2,868
2004-09-30 (YTD Data)		Rank
Total interest income	$10,090,000	2,093
Total interest expense	$4,491,000	1,344
Net interest income	$5,599,000	2,684
Provision for loan and lease losses	$468,000	1,531
Total noninterest income	$1,579,000	2,133
Gross Fiduciary activities income	$220,000	699
Service charges on deposit accounts	$467,000	2,642
Trading account gains and fees	$249,000	84
Additional Noninterest Income	$643,000	2,397
Total noninterest expense	$4,318,000	2,718
Salaries and employee benefits	$2,516,000	2,562
Premises and equipment expense	$720,000	2,369
Additional noninterest expense	$1,082,000	3,199
Pre-tax net operating income	$2,392,000	2,489
Securities gains (losses)	$-569,000	8,972
Applicable income taxes	$363,000	3,463
Income before extraordinary items	$1,460,000	3,018
Extraordinary gains, net	$0	26
Net income	$1,460,000	3,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,414
Cash dividends	$900,000	1,840
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,915,200	2,356
2004-06-30 (YTD Data)		Rank
Total interest income	$6,642,000	2,103
Total interest expense	$2,921,000	1,360
Net interest income	$3,721,000	2,670
Provision for loan and lease losses	$312,000	1,485
Total noninterest income	$983,000	2,227
Gross Fiduciary activities income	$145,000	703
Service charges on deposit accounts	$302,000	2,697
Trading account gains and fees	$131,000	94
Additional Noninterest Income	$405,000	2,488
Total noninterest expense	$2,842,000	2,760
Salaries and employee benefits	$1,662,000	2,587
Premises and equipment expense	$449,000	2,509
Additional noninterest expense	$731,000	3,185
Pre-tax net operating income	$1,550,000	2,517
Securities gains (losses)	$246,000	565
Applicable income taxes	$476,000	2,279
Income before extraordinary items	$1,320,000	2,322
Extraordinary gains, net	$0	21
Net income	$1,320,000	2,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	1,313
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,140,420	2,566
2004-03-31 (YTD Data)		Rank
Total interest income	$3,375,000	2,074
Total interest expense	$1,464,000	1,366
Net interest income	$1,911,000	2,596
Provision for loan and lease losses	$156,000	1,383
Total noninterest income	$415,000	2,477
Gross Fiduciary activities income	$71,000	717
Service charges on deposit accounts	$145,000	2,752
Trading account gains and fees	$32,000	96
Additional Noninterest Income	$167,000	2,748
Total noninterest expense	$1,398,000	2,809
Salaries and employee benefits	$820,000	2,622
Premises and equipment expense	$227,000	2,503
Additional noninterest expense	$351,000	3,280
Pre-tax net operating income	$772,000	2,498
Securities gains (losses)	$18,000	1,769
Applicable income taxes	$190,000	2,655
Income before extraordinary items	$600,000	2,493
Extraordinary gains, net	$0	16
Net income	$600,000	2,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	783
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$586,320	2,469
2003-12-31 (YTD Data)		Rank
Total interest income	$13,971,000	2,034
Total interest expense	$6,537,000	1,361
Net interest income	$7,434,000	2,602
Provision for loan and lease losses	$750,000	1,535
Total noninterest income	$2,236,000	2,136
Gross Fiduciary activities income	$261,000	745
Service charges on deposit accounts	$591,000	2,723
Trading account gains and fees	$26,000	141
Additional Noninterest Income	$1,358,000	1,952
Total noninterest expense	$5,623,000	2,763
Salaries and employee benefits	$3,239,000	2,594
Premises and equipment expense	$847,000	2,618
Additional noninterest expense	$1,537,000	3,012
Pre-tax net operating income	$3,297,000	2,315
Securities gains (losses)	$1,035,000	465
Applicable income taxes	$1,108,000	2,045
Income before extraordinary items	$3,224,000	1,918
Extraordinary gains, net	$0	54
Net income	$3,224,000	1,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$709,000	1,214
Cash dividends	$900,000	2,492
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,458,100	2,299
2003-09-30 (YTD Data)		Rank
Total interest income	$10,518,000	2,058
Total interest expense	$5,025,000	1,390
Net interest income	$5,493,000	2,659
Provision for loan and lease losses	$528,000	1,583
Total noninterest income	$1,593,000	2,261
Gross Fiduciary activities income	$187,000	752
Service charges on deposit accounts	$429,000	2,808
Trading account gains and fees	$26,000	137
Additional Noninterest Income	$951,000	2,122
Total noninterest expense	$4,114,000	2,823
Salaries and employee benefits	$2,426,000	2,598
Premises and equipment expense	$634,000	2,633
Additional noninterest expense	$1,054,000	3,238
Pre-tax net operating income	$2,444,000	2,433
Securities gains (losses)	$790,000	512
Applicable income taxes	$825,000	2,161
Income before extraordinary items	$2,409,000	1,994
Extraordinary gains, net	$0	40
Net income	$2,409,000	1,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$580,000	1,040
Cash dividends	$900,000	1,869
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,824,400	2,397
2003-06-30 (YTD Data)		Rank
Total interest income	$7,096,000	2,053
Total interest expense	$3,446,000	1,402
Net interest income	$3,650,000	2,667
Provision for loan and lease losses	$380,000	1,463
Total noninterest income	$999,000	2,362
Gross Fiduciary activities income	$125,000	750
Service charges on deposit accounts	$278,000	2,824
Trading account gains and fees	$26,000	131
Additional Noninterest Income	$570,000	2,252
Total noninterest expense	$2,714,000	2,847
Salaries and employee benefits	$1,603,000	2,620
Premises and equipment expense	$427,000	2,602
Additional noninterest expense	$684,000	3,294
Pre-tax net operating income	$1,555,000	2,515
Securities gains (losses)	$719,000	464
Applicable income taxes	$599,000	2,048
Income before extraordinary items	$1,675,000	1,906
Extraordinary gains, net	$0	30
Net income	$1,675,000	1,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$560,000	791
Cash dividends	$600,000	1,881
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,142,940	2,534
2003-03-31 (YTD Data)		Rank
Total interest income	$3,658,000	1,999
Total interest expense	$1,757,000	1,403
Net interest income	$1,901,000	2,556
Provision for loan and lease losses	$120,000	2,030
Total noninterest income	$486,000	2,332
Gross Fiduciary activities income	$64,000	756
Service charges on deposit accounts	$137,000	2,770
Trading account gains and fees	$0	134
Additional Noninterest Income	$285,000	2,182
Total noninterest expense	$1,375,000	2,798
Salaries and employee benefits	$804,000	2,609
Premises and equipment expense	$221,000	2,528
Additional noninterest expense	$350,000	3,188
Pre-tax net operating income	$892,000	2,258
Securities gains (losses)	$140,000	829
Applicable income taxes	$263,000	2,251
Income before extraordinary items	$769,000	2,041
Extraordinary gains, net	$0	21
Net income	$769,000	2,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,109
Cash dividends	$300,000	1,748
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$664,000	2,182
2002-12-31 (YTD Data)		Rank
Total interest income	$15,301,000	2,011
Total interest expense	$7,859,000	1,432
Net interest income	$7,442,000	2,574
Provision for loan and lease losses	$1,172,000	1,167
Total noninterest income	$2,132,000	2,025
Gross Fiduciary activities income	$233,000	785
Service charges on deposit accounts	$577,000	2,639
Trading account gains and fees	$48,000	115
Additional Noninterest Income	$1,274,000	1,866
Total noninterest expense	$5,085,000	2,882
Salaries and employee benefits	$2,825,000	2,784
Premises and equipment expense	$894,000	2,427
Additional noninterest expense	$1,366,000	3,210
Pre-tax net operating income	$3,317,000	2,307
Securities gains (losses)	$456,000	696
Applicable income taxes	$980,000	2,245
Income before extraordinary items	$2,793,000	2,143
Extraordinary gains, net	$0	70
Net income	$2,793,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,236,000	797
Cash dividends	$300,000	4,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,455,560	2,309
2001-12-31 (YTD Data)		Rank
Total interest income	$15,649,000	2,199
Total interest expense	$9,417,000	1,726
Net interest income	$6,232,000	2,847
Provision for loan and lease losses	$300,000	3,194
Total noninterest income	$1,825,000	2,165
Gross Fiduciary activities income	$269,000	755
Service charges on deposit accounts	$486,000	2,907
Trading account gains and fees	$121,000	117
Additional Noninterest Income	$949,000	2,120
Total noninterest expense	$5,070,000	2,794
Salaries and employee benefits	$2,668,000	2,792
Premises and equipment expense	$928,000	2,302
Additional noninterest expense	$1,474,000	2,917
Pre-tax net operating income	$2,687,000	2,520
Securities gains (losses)	$353,000	803
Applicable income taxes	$963,000	2,132
Income before extraordinary items	$2,077,000	2,441
Extraordinary gains, net	$0	105
Net income	$2,077,000	2,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,560
Cash dividends	$600,000	3,121
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,836,960	2,644
2000-12-31 (YTD Data)		Rank
Total interest income	$14,697,000	2,376
Total interest expense	$9,133,000	1,887
Net interest income	$5,564,000	3,162
Provision for loan and lease losses	$150,000	4,393
Total noninterest income	$1,441,000	2,416
Gross Fiduciary activities income	$217,000	787
Service charges on deposit accounts	$438,000	3,014
Trading account gains and fees	$21,000	157
Additional Noninterest Income	$765,000	2,210
Total noninterest expense	$4,969,000	2,738
Salaries and employee benefits	$2,390,000	2,956
Premises and equipment expense	$916,000	2,249
Additional noninterest expense	$1,663,000	2,560
Pre-tax net operating income	$1,886,000	3,468
Securities gains (losses)	$179,000	436
Applicable income taxes	$554,000	3,272
Income before extraordinary items	$1,511,000	3,234
Extraordinary gains, net	$0	38
Net income	$1,511,000	3,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,695
Cash dividends	$1,000,000	2,257
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,380,330	3,458
1999-12-31 (YTD Data)		Rank
Total interest income	$11,167,000	2,898
Total interest expense	$6,148,000	2,391
Net interest income	$5,019,000	3,447
Provision for loan and lease losses	$415,000	2,049
Total noninterest income	$1,273,000	2,585
Gross Fiduciary activities income	$260,000	802
Service charges on deposit accounts	$411,000	3,154
Trading account gains and fees	$0	173
Additional Noninterest Income	$602,000	2,623
Total noninterest expense	$3,791,000	3,481
Salaries and employee benefits	$2,080,000	3,314
Premises and equipment expense	$590,000	3,304
Additional noninterest expense	$1,121,000	3,658
Pre-tax net operating income	$2,086,000	3,219
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$703,000	2,892
Income before extraordinary items	$1,385,000	3,450
Extraordinary gains, net	$0	35
Net income	$1,385,000	3,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	2,048
Cash dividends	$750,000	2,766
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,383,680	3,424
1998-12-31 (YTD Data)		Rank
Total interest income	$9,993,000	3,240
Total interest expense	$5,789,000	2,617
Net interest income	$4,204,000	3,962
Provision for loan and lease losses	$198,000	3,550
Total noninterest income	$807,000	3,610
Gross Fiduciary activities income	$208,000	861
Service charges on deposit accounts	$368,000	3,372
Trading account gains and fees	$0	224
Additional Noninterest Income	$231,000	4,605
Total noninterest expense	$3,271,000	3,823
Salaries and employee benefits	$1,694,000	3,847
Premises and equipment expense	$596,000	3,188
Additional noninterest expense	$981,000	4,023
Pre-tax net operating income	$1,542,000	4,094
Securities gains (losses)	$134,000	1,111
Applicable income taxes	$611,000	3,358
Income before extraordinary items	$1,065,000	4,288
Extraordinary gains, net	$0	32
Net income	$1,065,000	4,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	2,662
Cash dividends	$1,000,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$979,240	4,495
1997-12-31 (YTD Data)		Rank
Total interest income	$8,560,000	3,734
Total interest expense	$4,585,000	3,239
Net interest income	$3,975,000	4,261
Provision for loan and lease losses	$209,000	3,361
Total noninterest income	$646,000	4,220
Gross Fiduciary activities income	$157,000	955
Service charges on deposit accounts	$350,000	3,614
Trading account gains and fees	$0	239
Additional Noninterest Income	$139,000	5,896
Total noninterest expense	$2,876,000	4,249
Salaries and employee benefits	$1,562,000	4,104
Premises and equipment expense	$522,000	3,575
Additional noninterest expense	$792,000	4,767
Pre-tax net operating income	$1,536,000	4,407
Securities gains (losses)	$59,000	1,244
Applicable income taxes	$589,000	3,737
Income before extraordinary items	$1,006,000	4,682
Extraordinary gains, net	$0	44
Net income	$1,006,000	4,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	2,759
Cash dividends	$800,000	2,545
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$968,240	4,752
1996-12-31 (YTD Data)		Rank
Total interest income	$7,982,000	4,048
Total interest expense	$4,196,000	3,552
Net interest income	$3,786,000	4,521
Provision for loan and lease losses	$280,000	2,725
Total noninterest income	$583,000	4,656
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$287,000	4,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	4,103
Total noninterest expense	$2,890,000	4,420
Salaries and employee benefits	$1,492,000	4,327
Premises and equipment expense	$551,000	3,479
Additional noninterest expense	$847,000	4,969
Pre-tax net operating income	$1,199,000	5,128
Securities gains (losses)	$72,000	1,121
Applicable income taxes	$424,000	4,708
Income before extraordinary items	$847,000	5,088
Extraordinary gains, net	$0	53
Net income	$847,000	5,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,696
Cash dividends	$550,000	3,204
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$798,760	5,256
1995-12-31 (YTD Data)		Rank
Total interest income	$6,800,000	4,684
Total interest expense	$3,514,000	4,142
Net interest income	$3,286,000	5,122
Provision for loan and lease losses	$0	8,958
Total noninterest income	$567,000	4,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	5,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,691
Total noninterest expense	$2,690,000	4,692
Salaries and employee benefits	$1,388,000	4,595
Premises and equipment expense	$464,000	4,005
Additional noninterest expense	$838,000	5,062
Pre-tax net operating income	$1,163,000	5,375
Securities gains (losses)	$-47,000	11,138
Applicable income taxes	$347,000	5,477
Income before extraordinary items	$769,000	5,602
Extraordinary gains, net	$0	65
Net income	$769,000	5,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,576
Cash dividends	$900,000	2,217
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$801,430	5,414
1994-12-31 (YTD Data)		Rank
Total interest income	$6,122,000	4,774
Total interest expense	$2,610,000	4,470
Net interest income	$3,512,000	4,929
Provision for loan and lease losses	$-10,000	11,755
Total noninterest income	$502,000	5,281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	5,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	4,343
Total noninterest expense	$3,106,000	4,283
Salaries and employee benefits	$1,365,000	4,677
Premises and equipment expense	$478,000	3,944
Additional noninterest expense	$1,263,000	3,876
Pre-tax net operating income	$918,000	6,311
Securities gains (losses)	$-116,000	11,641
Applicable income taxes	$239,000	6,699
Income before extraordinary items	$563,000	6,814
Extraordinary gains, net	$0	249
Net income	$563,000	6,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,805
Cash dividends	$1,500,000	1,399
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$644,200	6,324
1993-12-31 (YTD Data)		Rank
Total interest income	$5,063,000	5,711
Total interest expense	$2,119,000	5,563
Net interest income	$2,944,000	5,740
Provision for loan and lease losses	$-50,000	12,736
Total noninterest income	$454,000	5,958
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	4,513
Total noninterest expense	$2,493,000	5,292
Salaries and employee benefits	$1,154,000	5,413
Premises and equipment expense	$380,000	4,919
Additional noninterest expense	$959,000	5,111
Pre-tax net operating income	$955,000	6,093
Securities gains (losses)	$210,000	1,634
Applicable income taxes	$420,000	4,830
Income before extraordinary items	$745,000	5,853
Extraordinary gains, net	$0	3,149
Net income	$745,000	6,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-129,000	13,011
Cash dividends	$700,000	2,369
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$610,600	6,453
1992-12-31 (YTD Data)		Rank
Total interest income	$5,252,000	6,138
Total interest expense	$2,601,000	5,791
Net interest income	$2,651,000	6,313
Provision for loan and lease losses	$-142,000	13,758
Total noninterest income	$376,000	6,779
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	6,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	5,787
Total noninterest expense	$2,104,000	6,136
Salaries and employee benefits	$1,040,000	5,820
Premises and equipment expense	$298,000	6,009
Additional noninterest expense	$766,000	6,306
Pre-tax net operating income	$1,065,000	5,376
Securities gains (losses)	$258,000	1,680
Applicable income taxes	$331,000	5,563
Income before extraordinary items	$992,000	4,542
Extraordinary gains, net	$0	1,422
Net income	$992,000	4,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	9,428
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$798,500	5,068

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.