Home > Midtown Bank & Trust Company > Income and Expense
Midtown Bank & Trust Company, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 2,699 |
| Total interest expense | $1,335,000 | 1,651 |
| Net interest income | $5,312,000 | 2,892 |
| Provision for loan and lease losses | $-40,000 | 6,124 |
| Total noninterest income | $1,465,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $92,000 | 4,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,373,000 | 1,556 |
| Total noninterest expense | $5,662,000 | 2,438 |
| Salaries and employee benefits | $3,575,000 | 2,152 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $1,703,000 | 2,612 |
| Pre-tax net operating income | $1,155,000 | 3,514 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $485,000 | 2,016 |
| Income before extraordinary items | $715,000 | 4,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $715,000 | 4,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $715,000 | 4,097 |
| Net charge-offs | $208,000 | 1,947 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 479 |
| Net operating income | $686,200 | 4,117 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 2,737 |
| Total interest expense | $879,000 | 1,683 |
| Net interest income | $3,475,000 | 2,937 |
| Provision for loan and lease losses | $-40,000 | 6,276 |
| Total noninterest income | $790,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $731,000 | 1,806 |
| Total noninterest expense | $3,565,000 | 2,583 |
| Salaries and employee benefits | $2,273,000 | 2,238 |
| Premises and equipment expense | $230,000 | 3,896 |
| Additional noninterest expense | $1,062,000 | 2,747 |
| Pre-tax net operating income | $740,000 | 3,517 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $317,000 | 1,996 |
| Income before extraordinary items | $468,000 | 4,066 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $468,000 | 4,071 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $468,000 | 4,071 |
| Net charge-offs | $-74,000 | 6,253 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 436 |
| Net operating income | $439,200 | 4,110 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,703 |
| Total interest expense | $441,000 | 1,702 |
| Net interest income | $1,765,000 | 2,908 |
| Provision for loan and lease losses | $-40,000 | 6,457 |
| Total noninterest income | $336,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $307,000 | 1,972 |
| Total noninterest expense | $1,698,000 | 2,689 |
| Salaries and employee benefits | $1,089,000 | 2,328 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $501,000 | 2,878 |
| Pre-tax net operating income | $443,000 | 3,118 |
| Securities gains (losses) | $45,000 | 688 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $300,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $300,000 | 3,544 |
| Net charge-offs | $-39,000 | 6,242 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 412 |
| Net operating income | $271,200 | 3,664 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 2,732 |
| Total interest expense | $1,812,000 | 1,863 |
| Net interest income | $6,952,000 | 2,924 |
| Provision for loan and lease losses | $-250,000 | 6,489 |
| Total noninterest income | $3,352,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,210,000 | 1,103 |
| Total noninterest expense | $7,551,000 | 2,468 |
| Salaries and employee benefits | $5,153,000 | 1,979 |
| Premises and equipment expense | $420,000 | 4,109 |
| Additional noninterest expense | $1,978,000 | 2,991 |
| Pre-tax net operating income | $3,003,000 | 2,161 |
| Securities gains (losses) | $-13,000 | 6,276 |
| Applicable income taxes | $1,137,000 | 1,348 |
| Income before extraordinary items | $1,853,000 | 2,759 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,853,000 | 2,762 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,853,000 | 2,762 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-3,291,000 | 6,798 |
| Net operating income | $1,861,320 | 2,692 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 2,783 |
| Total interest expense | $1,357,000 | 1,927 |
| Net interest income | $5,152,000 | 2,969 |
| Provision for loan and lease losses | $-250,000 | 6,647 |
| Total noninterest income | $2,911,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $111,000 | 4,639 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,800,000 | 1,018 |
| Total noninterest expense | $5,872,000 | 2,389 |
| Salaries and employee benefits | $4,009,000 | 1,916 |
| Premises and equipment expense | $316,000 | 4,144 |
| Additional noninterest expense | $1,547,000 | 2,902 |
| Pre-tax net operating income | $2,441,000 | 2,104 |
| Securities gains (losses) | $-11,000 | 6,519 |
| Applicable income taxes | $923,000 | 1,325 |
| Income before extraordinary items | $1,507,000 | 2,651 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,507,000 | 2,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,507,000 | 2,655 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 651 |
| Net operating income | $1,514,040 | 2,564 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 2,801 |
| Total interest expense | $905,000 | 1,938 |
| Net interest income | $3,390,000 | 2,993 |
| Provision for loan and lease losses | $-250,000 | 6,749 |
| Total noninterest income | $1,985,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $76,000 | 4,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,909,000 | 1,023 |
| Total noninterest expense | $4,041,000 | 2,329 |
| Salaries and employee benefits | $2,797,000 | 1,845 |
| Premises and equipment expense | $207,000 | 4,197 |
| Additional noninterest expense | $1,037,000 | 2,887 |
| Pre-tax net operating income | $1,584,000 | 2,111 |
| Securities gains (losses) | $-11,000 | 6,669 |
| Applicable income taxes | $599,000 | 1,352 |
| Income before extraordinary items | $974,000 | 2,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $974,000 | 2,698 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $974,000 | 2,698 |
| Net charge-offs | $31,000 | 3,734 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $981,040 | 2,578 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 2,778 |
| Total interest expense | $449,000 | 1,993 |
| Net interest income | $1,730,000 | 2,946 |
| Provision for loan and lease losses | $-250,000 | 6,909 |
| Total noninterest income | $1,185,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,143,000 | 898 |
| Total noninterest expense | $2,235,000 | 2,124 |
| Salaries and employee benefits | $1,512,000 | 1,731 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $624,000 | 2,456 |
| Pre-tax net operating income | $930,000 | 1,820 |
| Securities gains (losses) | $-11,000 | 6,814 |
| Applicable income taxes | $348,000 | 1,193 |
| Income before extraordinary items | $571,000 | 2,335 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $571,000 | 2,337 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $571,000 | 2,337 |
| Net charge-offs | $-9,000 | 6,154 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $578,040 | 2,229 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,814 |
| Total interest expense | $2,272,000 | 1,920 |
| Net interest income | $6,791,000 | 3,057 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $4,424,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $186,000 | 4,405 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,238,000 | 922 |
| Total noninterest expense | $8,585,000 | 2,208 |
| Salaries and employee benefits | $5,122,000 | 1,968 |
| Premises and equipment expense | $410,000 | 4,265 |
| Additional noninterest expense | $3,053,000 | 2,122 |
| Pre-tax net operating income | $2,405,000 | 2,475 |
| Securities gains (losses) | $184,000 | 1,778 |
| Applicable income taxes | $986,000 | 1,483 |
| Income before extraordinary items | $1,603,000 | 2,997 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,603,000 | 2,998 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,603,000 | 2,999 |
| Net charge-offs | $580,000 | 2,455 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,485,240 | 3,011 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,787,000 | 2,870 |
| Total interest expense | $1,764,000 | 1,933 |
| Net interest income | $5,023,000 | 3,147 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $3,423,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,282,000 | 882 |
| Total noninterest expense | $6,297,000 | 2,269 |
| Salaries and employee benefits | $3,635,000 | 2,060 |
| Premises and equipment expense | $311,000 | 4,274 |
| Additional noninterest expense | $2,351,000 | 2,079 |
| Pre-tax net operating income | $1,924,000 | 2,424 |
| Securities gains (losses) | $106,000 | 1,927 |
| Applicable income taxes | $772,000 | 1,471 |
| Income before extraordinary items | $1,258,000 | 2,968 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,258,000 | 2,968 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,258,000 | 2,967 |
| Net charge-offs | $796,000 | 1,681 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,190,160 | 2,944 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 2,868 |
| Total interest expense | $1,217,000 | 1,936 |
| Net interest income | $3,359,000 | 3,146 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $1,858,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,764,000 | 1,017 |
| Total noninterest expense | $3,878,000 | 2,433 |
| Salaries and employee benefits | $2,289,000 | 2,180 |
| Premises and equipment expense | $204,000 | 4,326 |
| Additional noninterest expense | $1,385,000 | 2,341 |
| Pre-tax net operating income | $1,114,000 | 2,651 |
| Securities gains (losses) | $106,000 | 1,551 |
| Applicable income taxes | $466,000 | 1,551 |
| Income before extraordinary items | $754,000 | 3,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $754,000 | 3,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $754,000 | 3,173 |
| Net charge-offs | $792,000 | 1,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $686,160 | 3,195 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 2,897 |
| Total interest expense | $625,000 | 1,965 |
| Net interest income | $1,667,000 | 3,177 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $867,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $820,000 | 1,059 |
| Total noninterest expense | $1,786,000 | 2,621 |
| Salaries and employee benefits | $1,126,000 | 2,212 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $559,000 | 2,819 |
| Pre-tax net operating income | $598,000 | 2,538 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $228,000 | 1,579 |
| Income before extraordinary items | $371,000 | 3,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $371,000 | 3,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $371,000 | 3,227 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,360 | 3,068 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 3,135 |
| Total interest expense | $2,871,000 | 2,039 |
| Net interest income | $5,714,000 | 3,593 |
| Provision for loan and lease losses | $1,075,000 | 2,314 |
| Total noninterest income | $2,548,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $167,000 | 4,704 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,381,000 | 1,212 |
| Total noninterest expense | $6,824,000 | 2,722 |
| Salaries and employee benefits | $3,974,000 | 2,419 |
| Premises and equipment expense | $406,000 | 4,530 |
| Additional noninterest expense | $2,444,000 | 2,625 |
| Pre-tax net operating income | $363,000 | 5,075 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $227,000 | 2,780 |
| Income before extraordinary items | $195,000 | 5,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $195,000 | 5,580 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $195,000 | 5,580 |
| Net charge-offs | $4,069,000 | 952 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $157,240 | 5,565 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 3,197 |
| Total interest expense | $2,228,000 | 2,056 |
| Net interest income | $4,157,000 | 3,687 |
| Provision for loan and lease losses | $725,000 | 2,393 |
| Total noninterest income | $1,741,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,605,000 | 1,283 |
| Total noninterest expense | $4,946,000 | 2,803 |
| Salaries and employee benefits | $2,879,000 | 2,495 |
| Premises and equipment expense | $310,000 | 4,534 |
| Additional noninterest expense | $1,757,000 | 2,732 |
| Pre-tax net operating income | $227,000 | 5,357 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $91,000 | 3,267 |
| Income before extraordinary items | $141,000 | 5,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 5,744 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $141,000 | 5,744 |
| Net charge-offs | $3,110,000 | 922 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $137,800 | 5,616 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 3,182 |
| Total interest expense | $1,554,000 | 2,046 |
| Net interest income | $2,780,000 | 3,675 |
| Provision for loan and lease losses | $475,000 | 2,382 |
| Total noninterest income | $1,120,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,033,000 | 1,310 |
| Total noninterest expense | $3,133,000 | 2,989 |
| Salaries and employee benefits | $1,910,000 | 2,521 |
| Premises and equipment expense | $203,000 | 4,625 |
| Additional noninterest expense | $1,020,000 | 3,160 |
| Pre-tax net operating income | $292,000 | 4,660 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $114,000 | 2,756 |
| Income before extraordinary items | $181,000 | 5,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 5,149 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $181,000 | 5,150 |
| Net charge-offs | $3,111,000 | 669 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $179,080 | 5,077 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 3,187 |
| Total interest expense | $800,000 | 2,056 |
| Net interest income | $1,375,000 | 3,695 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $536,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $490,000 | 1,359 |
| Total noninterest expense | $1,627,000 | 2,883 |
| Salaries and employee benefits | $1,006,000 | 2,423 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $508,000 | 3,139 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $34,000 | 3,099 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $195,000 | 2,141 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,876,000 | 3,257 |
| Total interest expense | $3,751,000 | 2,112 |
| Net interest income | $5,125,000 | 3,889 |
| Provision for loan and lease losses | $3,250,000 | 1,538 |
| Total noninterest income | $1,857,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 4,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,674,000 | 1,576 |
| Total noninterest expense | $6,938,000 | 2,745 |
| Salaries and employee benefits | $3,688,000 | 2,608 |
| Premises and equipment expense | $454,000 | 4,438 |
| Additional noninterest expense | $2,796,000 | 2,425 |
| Pre-tax net operating income | $-3,206,000 | 6,944 |
| Securities gains (losses) | $115,000 | 2,042 |
| Applicable income taxes | $-1,189,000 | 7,354 |
| Income before extraordinary items | $-1,902,000 | 6,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,902,000 | 6,829 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,902,000 | 6,830 |
| Net charge-offs | $7,874,000 | 725 |
| Cash dividends | $35,000 | 4,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,975,600 | 6,822 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,787,000 | 3,270 |
| Total interest expense | $2,887,000 | 2,156 |
| Net interest income | $3,900,000 | 3,906 |
| Provision for loan and lease losses | $675,000 | 3,084 |
| Total noninterest income | $1,160,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,035,000 | 1,762 |
| Total noninterest expense | $4,510,000 | 3,110 |
| Salaries and employee benefits | $2,662,000 | 2,704 |
| Premises and equipment expense | $350,000 | 4,431 |
| Additional noninterest expense | $1,498,000 | 3,231 |
| Pre-tax net operating income | $-125,000 | 6,190 |
| Securities gains (losses) | $115,000 | 1,823 |
| Applicable income taxes | $-30,000 | 6,927 |
| Income before extraordinary items | $20,000 | 6,045 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $20,000 | 6,046 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $20,000 | 6,046 |
| Net charge-offs | $5,515,000 | 726 |
| Cash dividends | $35,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-53,600 | 6,121 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 3,247 |
| Total interest expense | $1,972,000 | 2,193 |
| Net interest income | $2,651,000 | 3,859 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $592,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $84,000 | 4,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $508,000 | 2,070 |
| Total noninterest expense | $2,828,000 | 3,265 |
| Salaries and employee benefits | $1,734,000 | 2,768 |
| Premises and equipment expense | $229,000 | 4,513 |
| Additional noninterest expense | $865,000 | 3,590 |
| Pre-tax net operating income | $-135,000 | 6,342 |
| Securities gains (losses) | $112,000 | 1,337 |
| Applicable income taxes | $-32,000 | 7,018 |
| Income before extraordinary items | $9,000 | 6,132 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,000 | 6,134 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $9,000 | 6,133 |
| Net charge-offs | $4,788,000 | 593 |
| Cash dividends | $35,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-62,680 | 6,253 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,240 |
| Total interest expense | $1,005,000 | 2,250 |
| Net interest income | $1,359,000 | 3,804 |
| Provision for loan and lease losses | $375,000 | 2,136 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $191,000 | 2,467 |
| Total noninterest expense | $1,397,000 | 3,332 |
| Salaries and employee benefits | $847,000 | 2,861 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $433,000 | 3,599 |
| Pre-tax net operating income | $-174,000 | 6,796 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-81,000 | 7,417 |
| Income before extraordinary items | $-92,000 | 6,735 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-92,000 | 6,736 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-92,000 | 6,735 |
| Net charge-offs | $4,426,000 | 367 |
| Cash dividends | $71,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-92,640 | 6,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 3,168 |
| Total interest expense | $5,222,000 | 2,173 |
| Net interest income | $5,071,000 | 3,918 |
| Provision for loan and lease losses | $11,575,000 | 773 |
| Total noninterest income | $867,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $207,000 | 4,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $660,000 | 2,758 |
| Total noninterest expense | $5,369,000 | 3,468 |
| Salaries and employee benefits | $2,981,000 | 3,194 |
| Premises and equipment expense | $477,000 | 4,496 |
| Additional noninterest expense | $1,911,000 | 3,436 |
| Pre-tax net operating income | $-11,006,000 | 7,522 |
| Securities gains (losses) | $-115,000 | 7,310 |
| Applicable income taxes | $-4,200,000 | 7,718 |
| Income before extraordinary items | $-6,921,000 | 7,429 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,921,000 | 7,428 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,921,000 | 7,428 |
| Net charge-offs | $3,911,000 | 1,364 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $5,222,000 | 174 |
| Net operating income | $-6,847,400 | 7,428 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,858,000 | 3,162 |
| Total interest expense | $4,094,000 | 2,180 |
| Net interest income | $3,764,000 | 3,941 |
| Provision for loan and lease losses | $3,225,000 | 1,416 |
| Total noninterest income | $665,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $145,000 | 4,741 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $520,000 | 2,745 |
| Total noninterest expense | $4,015,000 | 3,487 |
| Salaries and employee benefits | $2,199,000 | 3,271 |
| Premises and equipment expense | $368,000 | 4,482 |
| Additional noninterest expense | $1,448,000 | 3,372 |
| Pre-tax net operating income | $-2,811,000 | 7,248 |
| Securities gains (losses) | $-147,000 | 7,533 |
| Applicable income taxes | $-1,084,000 | 7,577 |
| Income before extraordinary items | $-1,874,000 | 7,131 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,874,000 | 7,131 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,874,000 | 7,130 |
| Net charge-offs | $1,696,000 | 1,665 |
| Cash dividends | $168,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $5,222,000 | 141 |
| Net operating income | $-1,779,920 | 7,090 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,249 |
| Total interest expense | $2,824,000 | 2,194 |
| Net interest income | $2,301,000 | 4,147 |
| Provision for loan and lease losses | $3,225,000 | 1,036 |
| Total noninterest income | $326,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $229,000 | 3,438 |
| Total noninterest expense | $2,641,000 | 3,559 |
| Salaries and employee benefits | $1,459,000 | 3,313 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $962,000 | 3,382 |
| Pre-tax net operating income | $-3,239,000 | 7,591 |
| Securities gains (losses) | $-147,000 | 7,742 |
| Applicable income taxes | $-1,240,000 | 7,801 |
| Income before extraordinary items | $-2,146,000 | 7,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,146,000 | 7,510 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,146,000 | 7,510 |
| Net charge-offs | $1,696,000 | 1,250 |
| Cash dividends | $99,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $5,222,000 | 98 |
| Net operating income | $-2,051,920 | 7,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 3,203 |
| Total interest expense | $1,473,000 | 2,205 |
| Net interest income | $1,155,000 | 4,128 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $1,113,000 | 3,993 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $123,000 | 4,557 |
| Additional noninterest expense | $328,000 | 4,133 |
| Pre-tax net operating income | $37,000 | 5,794 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $5,221,000 | 53 |
| Net operating income | $24,660 | 5,925 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,936,000 | 3,064 |
| Total interest expense | $7,172,000 | 2,156 |
| Net interest income | $4,764,000 | 4,074 |
| Provision for loan and lease losses | $2,400,000 | 1,600 |
| Total noninterest income | $-372,000 | 8,223 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 5,211 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-530,000 | 8,226 |
| Total noninterest expense | $4,336,000 | 3,994 |
| Salaries and employee benefits | $2,575,000 | 3,699 |
| Premises and equipment expense | $490,000 | 4,520 |
| Additional noninterest expense | $1,271,000 | 4,100 |
| Pre-tax net operating income | $-2,344,000 | 7,462 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $-940,000 | 7,688 |
| Income before extraordinary items | $-1,380,000 | 7,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,380,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 1,889 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,187 |
| Net operating income | $-1,395,360 | 7,277 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 3,043 |
| Total interest expense | $5,480,000 | 2,206 |
| Net interest income | $3,716,000 | 3,992 |
| Provision for loan and lease losses | $1,225,000 | 1,628 |
| Total noninterest income | $-471,000 | 8,336 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-585,000 | 8,346 |
| Total noninterest expense | $3,275,000 | 3,942 |
| Salaries and employee benefits | $1,949,000 | 3,693 |
| Premises and equipment expense | $368,000 | 4,531 |
| Additional noninterest expense | $958,000 | 3,989 |
| Pre-tax net operating income | $-1,255,000 | 7,652 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $-468,000 | 7,864 |
| Income before extraordinary items | $-765,000 | 7,386 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-765,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,289 |
| Net operating income | $-779,080 | 7,511 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 3,049 |
| Total interest expense | $3,796,000 | 2,211 |
| Net interest income | $2,436,000 | 4,048 |
| Provision for loan and lease losses | $1,025,000 | 1,201 |
| Total noninterest income | $-563,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-636,000 | 8,432 |
| Total noninterest expense | $2,271,000 | 3,856 |
| Salaries and employee benefits | $1,367,000 | 3,585 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $667,000 | 3,848 |
| Pre-tax net operating income | $-1,423,000 | 8,060 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $-528,000 | 8,186 |
| Income before extraordinary items | $-873,000 | 7,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-873,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,332 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 8,375 |
| Net operating income | $-887,080 | 7,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 3,018 |
| Total interest expense | $1,975,000 | 2,259 |
| Net interest income | $1,248,000 | 3,988 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $125,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $1,145,000 | 3,838 |
| Salaries and employee benefits | $708,000 | 3,513 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $324,000 | 3,896 |
| Pre-tax net operating income | $28,000 | 6,879 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $15,000 | 7,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,430 |
| Net operating income | $14,360 | 7,005 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 2,995 |
| Total interest expense | $7,179,000 | 2,558 |
| Net interest income | $6,099,000 | 3,459 |
| Provision for loan and lease losses | $1,035,000 | 1,386 |
| Total noninterest income | $944,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $39,000 | 6,915 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $905,000 | 2,376 |
| Total noninterest expense | $4,226,000 | 3,947 |
| Salaries and employee benefits | $2,690,000 | 3,521 |
| Premises and equipment expense | $426,000 | 4,837 |
| Additional noninterest expense | $1,110,000 | 4,305 |
| Pre-tax net operating income | $1,782,000 | 3,565 |
| Securities gains (losses) | $-24,000 | 7,800 |
| Applicable income taxes | $672,000 | 2,349 |
| Income before extraordinary items | $1,086,000 | 4,137 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,086,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 1,143 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 1,051 |
| Net operating income | $1,101,360 | 4,102 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,854,000 | 3,024 |
| Total interest expense | $5,276,000 | 2,603 |
| Net interest income | $4,578,000 | 3,472 |
| Provision for loan and lease losses | $365,000 | 1,991 |
| Total noninterest income | $732,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,949 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $703,000 | 2,311 |
| Total noninterest expense | $3,179,000 | 3,923 |
| Salaries and employee benefits | $2,033,000 | 3,483 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $832,000 | 4,262 |
| Pre-tax net operating income | $1,766,000 | 3,108 |
| Securities gains (losses) | $-24,000 | 8,008 |
| Applicable income taxes | $665,000 | 2,155 |
| Income before extraordinary items | $1,077,000 | 3,712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,077,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 926 |
| Net operating income | $1,092,360 | 3,660 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 3,146 |
| Total interest expense | $3,374,000 | 2,708 |
| Net interest income | $2,945,000 | 3,587 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $491,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $18,000 | 7,024 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $473,000 | 2,334 |
| Total noninterest expense | $2,071,000 | 4,028 |
| Salaries and employee benefits | $1,335,000 | 3,560 |
| Premises and equipment expense | $204,000 | 4,975 |
| Additional noninterest expense | $532,000 | 4,398 |
| Pre-tax net operating income | $1,125,000 | 3,256 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $429,000 | 2,286 |
| Income before extraordinary items | $696,000 | 3,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $696,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 857 |
| Net operating income | $696,000 | 3,821 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,286 |
| Total interest expense | $1,617,000 | 2,797 |
| Net interest income | $1,380,000 | 3,758 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $202,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $193,000 | 2,596 |
| Total noninterest expense | $994,000 | 4,162 |
| Salaries and employee benefits | $639,000 | 3,712 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $513,000 | 3,470 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $194,000 | 2,441 |
| Income before extraordinary items | $319,000 | 4,031 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $319,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 731 |
| Net operating income | $319,000 | 4,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 3,900 |
| Total interest expense | $4,545,000 | 3,268 |
| Net interest income | $4,350,000 | 4,434 |
| Provision for loan and lease losses | $620,000 | 1,566 |
| Total noninterest income | $961,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $34,000 | 7,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $927,000 | 2,343 |
| Total noninterest expense | $3,465,000 | 4,431 |
| Salaries and employee benefits | $2,181,000 | 4,005 |
| Premises and equipment expense | $422,000 | 4,759 |
| Additional noninterest expense | $862,000 | 5,000 |
| Pre-tax net operating income | $1,226,000 | 4,742 |
| Securities gains (losses) | $-25,000 | 7,648 |
| Applicable income taxes | $-694,000 | 8,605 |
| Income before extraordinary items | $1,895,000 | 3,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,895,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,110,000 | 177 |
| Net operating income | $1,920,000 | 3,172 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 4,152 |
| Total interest expense | $3,056,000 | 3,461 |
| Net interest income | $3,003,000 | 4,689 |
| Provision for loan and lease losses | $400,000 | 1,696 |
| Total noninterest income | $720,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $26,000 | 7,188 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $694,000 | 2,333 |
| Total noninterest expense | $2,534,000 | 4,491 |
| Salaries and employee benefits | $1,626,000 | 4,012 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $575,000 | 5,355 |
| Pre-tax net operating income | $789,000 | 5,251 |
| Securities gains (losses) | $-25,000 | 7,922 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $764,000 | 4,799 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $764,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $7,307,000 | 199 |
| Net operating income | $789,000 | 4,725 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 4,419 |
| Total interest expense | $1,781,000 | 3,680 |
| Net interest income | $1,825,000 | 4,985 |
| Provision for loan and lease losses | $245,000 | 1,789 |
| Total noninterest income | $466,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 2,358 |
| Total noninterest expense | $1,632,000 | 4,610 |
| Salaries and employee benefits | $1,063,000 | 4,081 |
| Premises and equipment expense | $216,000 | 4,701 |
| Additional noninterest expense | $353,000 | 5,583 |
| Pre-tax net operating income | $414,000 | 5,829 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $389,000 | 5,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $389,000 | 5,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 760 |
| Net operating income | $414,000 | 5,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,765 |
| Total interest expense | $760,000 | 3,954 |
| Net interest income | $808,000 | 5,370 |
| Provision for loan and lease losses | $130,000 | 1,639 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $235,000 | 2,276 |
| Total noninterest expense | $805,000 | 4,668 |
| Salaries and employee benefits | $523,000 | 4,167 |
| Premises and equipment expense | $108,000 | 4,716 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $117,000 | 6,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $117,000 | 6,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 612 |
| Net operating income | $117,000 | 6,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 5,832 |
| Total interest expense | $1,832,000 | 4,693 |
| Net interest income | $2,163,000 | 6,432 |
| Provision for loan and lease losses | $381,000 | 2,361 |
| Total noninterest income | $601,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $580,000 | 3,123 |
| Total noninterest expense | $2,807,000 | 5,007 |
| Salaries and employee benefits | $1,662,000 | 4,737 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $721,000 | 5,493 |
| Pre-tax net operating income | $-424,000 | 8,478 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-424,000 | 8,526 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-424,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 688 |
| Net operating income | $-424,000 | 8,503 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 6,135 |
| Total interest expense | $1,216,000 | 4,904 |
| Net interest income | $1,450,000 | 6,755 |
| Provision for loan and lease losses | $257,000 | 2,491 |
| Total noninterest income | $395,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $382,000 | 3,358 |
| Total noninterest expense | $2,056,000 | 5,045 |
| Salaries and employee benefits | $1,175,000 | 4,889 |
| Premises and equipment expense | $308,000 | 4,750 |
| Additional noninterest expense | $573,000 | 5,260 |
| Pre-tax net operating income | $-468,000 | 8,585 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-468,000 | 8,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-468,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-468,000 | 8,600 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 6,493 |
| Total interest expense | $689,000 | 5,200 |
| Net interest income | $853,000 | 7,050 |
| Provision for loan and lease losses | $117,000 | 3,150 |
| Total noninterest income | $225,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $8,000 | 7,585 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $1,343,000 | 5,107 |
| Salaries and employee benefits | $707,000 | 5,218 |
| Premises and equipment expense | $201,000 | 4,806 |
| Additional noninterest expense | $435,000 | 4,833 |
| Pre-tax net operating income | $-382,000 | 8,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-382,000 | 8,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-382,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-382,000 | 8,649 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,775 |
| Total interest expense | $312,000 | 5,363 |
| Net interest income | $379,000 | 7,371 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $583,000 | 5,599 |
| Salaries and employee benefits | $286,000 | 5,942 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $197,000 | 5,135 |
| Pre-tax net operating income | $-143,000 | 8,690 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-143,000 | 8,703 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-143,000 | 8,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-143,000 | 8,684 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 8,207 |
| Total interest expense | $441,000 | 7,529 |
| Net interest income | $767,000 | 8,347 |
| Provision for loan and lease losses | $469,000 | 2,072 |
| Total noninterest income | $135,000 | 7,754 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $8,000 | 7,802 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,008 |
| Total noninterest expense | $1,974,000 | 6,046 |
| Salaries and employee benefits | $1,207,000 | 5,678 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $421,000 | 7,013 |
| Pre-tax net operating income | $-1,541,000 | 8,869 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,540,000 | 8,892 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,540,000 | 8,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,862 |
| Net operating income | $-1,541,000 | 8,875 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 8,540 |
| Total interest expense | $227,000 | 8,114 |
| Net interest income | $440,000 | 8,613 |
| Provision for loan and lease losses | $313,000 | 2,209 |
| Total noninterest income | $37,000 | 8,641 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,000 | 7,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $1,515,000 | 5,930 |
| Salaries and employee benefits | $945,000 | 5,504 |
| Premises and equipment expense | $248,000 | 5,369 |
| Additional noninterest expense | $322,000 | 6,923 |
| Pre-tax net operating income | $-1,351,000 | 8,940 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,350,000 | 8,957 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,350,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,943 |
| Net operating income | $-1,351,000 | 8,941 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,798 |
| Total interest expense | $97,000 | 8,595 |
| Net interest income | $217,000 | 8,822 |
| Provision for loan and lease losses | $164,000 | 2,573 |
| Total noninterest income | $23,000 | 8,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,107,000 | 5,689 |
| Salaries and employee benefits | $712,000 | 5,104 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $235,000 | 6,722 |
| Pre-tax net operating income | $-1,031,000 | 8,995 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,030,000 | 9,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,030,000 | 9,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 9,016 |
| Net operating income | $-1,031,000 | 8,997 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $122,000 | 8,931 |
| Total interest expense | $39,000 | 8,754 |
| Net interest income | $83,000 | 8,950 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $7,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $387,000 | 6,853 |
| Salaries and employee benefits | $197,000 | 7,026 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $-352,000 | 8,988 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-351,000 | 9,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-351,000 | 9,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 9,075 |
| Net operating income | $-352,000 | 8,993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,000 | 9,146 |
| Total interest expense | $28,000 | 9,074 |
| Net interest income | $14,000 | 9,161 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $2,000 | 9,113 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $769,000 | 8,324 |
| Salaries and employee benefits | $229,000 | 8,943 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $490,000 | 6,603 |
| Pre-tax net operating income | $-798,000 | 8,923 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-798,000 | 8,994 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-798,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $12,451,000 | 57 |
| Net operating income | $-798,000 | 8,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.