Home > Midstates Bank > Net charge- offs to loans
Midstates Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0939% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3690% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3690% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1145% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2911% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1792% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0633% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0633% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8066% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1191% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1191% | 4,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7199% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0787% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0787% | 4,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1101% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0576% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0576% | 3,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.2485% | 4,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0551% | 4,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0578% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5907% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1896% | 4,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1896% | 4,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7883% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2121% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2121% | 4,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2091% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2608% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2608% | 4,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4286% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1336% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1336% | 4,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7496% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1483% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4362% | 4,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4362% | 4,694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2609% | 4,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2609% | 4,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5720% | 4,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5720% | 4,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1815% | 4,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1815% | 4,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1849% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1849% | 4,766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3266% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3270% | 4,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7870% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7870% | 5,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 3,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5773% | 5,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5773% | 5,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6844% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7356% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7384% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7384% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3675% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1110% | 3,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4605% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0976% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0976% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0856% | 3,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2154% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0920% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8483% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8483% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0144% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9134% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9161% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9161% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9533% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3749% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1781% | 5,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1781% | 5,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2614% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1742% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7887% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2564% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1030% | 4,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1148% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1148% | 2,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3139% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6818% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6818% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5939% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2412% | 5,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2772% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1183% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2884% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1003% | 3,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1387% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3500% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2686% | 5,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3776% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1515% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3944% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1323% | 5,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1323% | 5,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5951% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5221% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2716% | 5,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5361% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5251% | 4,415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6160% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1969% | 5,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1969% | 5,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8817% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4077% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4209% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3306% | 5,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0908% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0544% | 4,466 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2530% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1951% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1951% | 5,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4317% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0642% | 5,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1409% | 5,812 |
| Percentage Net Loans Charged-off:Construction & development | -4.4886% | 5,648 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2996% | 5,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3302% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1236% | 5,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1236% | 5,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0076% | 1,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1153% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2475% | 6,003 |
| Percentage Net Loans Charged-off:Construction & development | -5.9658% | 5,719 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2946% | 5,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0740% | 5,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4391% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 5,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2137% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2137% | 5,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0091% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1682% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3550% | 6,121 |
| Percentage Net Loans Charged-off:Construction & development | -8.3707% | 5,754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3003% | 5,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 5,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6494% | 4,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 5,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0757% | 5,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0757% | 5,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0017% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3152% | 6,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6666% | 6,244 |
| Percentage Net Loans Charged-off:Construction & development | -14.6961% | 5,783 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3059% | 6,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1790% | 6,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7273% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1362% | 6,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1442% | 5,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1442% | 5,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1320% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2232% | 6,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.8712% | 5,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7740% | 6,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8645% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5198% | 5,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7208% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7208% | 6,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1491% | 6,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2309% | 6,330 |
| Percentage Net Loans Charged-off:Construction & development | -1.1080% | 5,784 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.6106% | 6,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4581% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4953% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7063% | 6,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9735% | 6,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9735% | 6,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1071% | 6,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0925% | 6,160 |
| Percentage Net Loans Charged-off:Construction & development | -1.5320% | 5,864 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2422% | 6,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 5,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9993% | 6,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4047% | 6,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4047% | 6,349 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0019% | 5,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0745% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1351% | 6,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.1172% | 5,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3039% | 6,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2418% | 6,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2619% | 6,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 5,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4031% | 6,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4031% | 5,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1835% | 6,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0990% | 6,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3176% | 6,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5636% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2947% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0814% | 5,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8823% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8823% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3237% | 5,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2549% | 6,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1097% | 6,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3615% | 6,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7485% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 5,553 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0408% | 5,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0408% | 5,561 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4388% | 6,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3700% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1409% | 6,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3905% | 6,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1846% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 5,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1250% | 2,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1250% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6760% | 6,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 3,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4811% | 6,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2178% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2316% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0755% | 5,488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1266% | 5,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1266% | 5,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0744% | 6,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1903% | 6,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0912% | 6,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1349% | 6,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3533% | 6,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2057% | 6,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2057% | 6,389 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1694% | 6,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0982% | 6,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1774% | 6,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1560% | 6,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1736% | 6,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5541% | 6,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0467% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0467% | 3,834 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2335% | 6,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1370% | 6,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 3,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2350% | 6,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1993% | 6,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2224% | 6,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6790% | 6,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1418% | 6,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1418% | 6,102 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3700% | 6,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0680% | 7,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0508% | 6,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4076% | 7,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 6,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 6,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7590% | 6,723 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4281% | 6,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4281% | 6,470 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5523% | 6,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2937% | 7,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5144% | 7,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 6,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -7.4292% | 7,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7285% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5341% | 1,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7551% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3377% | 6,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3699% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2150% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0517% | 6,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3499% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 6,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8810% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0041% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3337% | 6,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3591% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1721% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0768% | 6,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6049% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5386% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7599% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3147% | 6,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3292% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2701% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1269% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4906% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2782% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4659% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 6,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3939% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2471% | 6,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0500% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 7,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 7,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 1,831 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 7,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4146% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9228% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1912% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0546% | 7,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1361% | 7,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1572% | 7,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3777% | 7,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 4,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3423% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7689% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 7,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1074% | 7,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1244% | 7,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4010% | 7,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2086% | 3,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8766% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7415% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1027% | 7,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1191% | 7,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4897% | 7,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4068% | 7,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7872% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4488% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 5.8991% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5499% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3688% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 5,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2187% | 7,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3003% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0158% | 2,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4851% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7128% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 7.4829% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4870% | 7,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0842% | 7,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 5,815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0939% | 7,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7971% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2987% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 1,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7449% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1168% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 10.1657% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1910% | 7,949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0330% | 5,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2156% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7394% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2469% | 7,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 1,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1170% | 7,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3367% | 8,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 5,867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3799% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2716% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3617% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0212% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6952% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 4.0052% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.9336% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4168% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4663% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2616% | 3,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8945% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0106% | 1,857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5479% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9028% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 2.0097% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6238% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4868% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0841% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5727% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 3,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4413% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7744% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2313% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 3.0687% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2810% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7096% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8313% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7452% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7046% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1468% | 301 |
| Percentage Net Loans Charged-off:Construction & development | -0.1166% | 7,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.4757% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1873% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2535% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2491% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4228% | 7,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1999% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4672% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 3.7681% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2861% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3180% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5135% | 7,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 5,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2028% | 7,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1217% | 8,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0653% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6455% | 7,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 4,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2930% | 7,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 7,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6955% | 7,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 7,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5857% | 7,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2626% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0916% | 8,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1078% | 8,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8272% | 6,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1963% | 8,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0747% | 6,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2145% | 8,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4505% | 7,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0678% | 5,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 1,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1305% | 8,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1553% | 8,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0900% | 6,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2615% | 8,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0781% | 6,067 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2899% | 8,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4415% | 7,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2135% | 7,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0108% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1856% | 8,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2299% | 8,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6201% | 6,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3873% | 8,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4368% | 8,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4677% | 7,977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4575% | 8,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0208% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0733% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 8,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 8,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1680% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1014% | 8,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4292% | 7,914 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7313% | 8,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 6,919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0796% | 8,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 8,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1036% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0640% | 8,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1098% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0936% | 8,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8000% | 8,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3470% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0229% | 7,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1750% | 8,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0891% | 8,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1368% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1388% | 8,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0549% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1532% | 8,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9035% | 8,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3736% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0222% | 7,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2434% | 8,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1210% | 8,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2049% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1947% | 8,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2189% | 8,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4147% | 8,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1712% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0489% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3245% | 8,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 8,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 8,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3648% | 8,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0995% | 7,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3985% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3805% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.3276% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5896% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2012% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6507% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4242% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7066% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 7,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9235% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4478% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4450% | 7,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2920% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3249% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9686% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 3,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7498% | 7,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9100% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0698% | 4,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7625% | 7,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1323% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2743% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 3.6210% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 2,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0727% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6828% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3631% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8131% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2170% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2057% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 1.5542% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2646% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2002% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6644% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2551% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6607% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 1.3692% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.7768% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1398% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4089% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.5579% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3673% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5066% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 7,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2750% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 5,457 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4374% | 1,110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9456% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1535% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 3,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 2,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5321% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0397% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3112% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 6,245 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 7,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 10,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 7,898 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1149% | 11,527 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 9,806 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |