Home > MidSouth Bank-Texas > Income and Expense
MidSouth Bank-Texas, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,114,000 | 3,749 |
| Total interest expense | $3,935,000 | 4,050 |
| Net interest income | $6,179,000 | 3,432 |
| Provision for loan and lease losses | $725,000 | 1,803 |
| Total noninterest income | $1,865,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,105,000 | 1,620 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $760,000 | 2,626 |
| Total noninterest expense | $7,983,000 | 2,296 |
| Salaries and employee benefits | $3,975,000 | 2,500 |
| Premises and equipment expense | $1,594,000 | 1,662 |
| Additional noninterest expense | $2,414,000 | 2,246 |
| Pre-tax net operating income | $-664,000 | 7,907 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-363,000 | 8,250 |
| Income before extraordinary items | $-301,000 | 7,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-301,000 | 7,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,354 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-301,000 | 7,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 3,798 |
| Total interest expense | $2,834,000 | 4,161 |
| Net interest income | $4,593,000 | 3,459 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $1,372,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $808,000 | 1,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $564,000 | 2,657 |
| Total noninterest expense | $5,795,000 | 2,345 |
| Salaries and employee benefits | $2,930,000 | 2,539 |
| Premises and equipment expense | $1,159,000 | 1,699 |
| Additional noninterest expense | $1,706,000 | 2,325 |
| Pre-tax net operating income | $-30,000 | 7,700 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-106,000 | 8,244 |
| Income before extraordinary items | $76,000 | 7,372 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $76,000 | 7,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $76,000 | 7,354 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 3,887 |
| Total interest expense | $1,801,000 | 4,289 |
| Net interest income | $3,016,000 | 3,514 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $929,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $535,000 | 1,653 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $394,000 | 2,602 |
| Total noninterest expense | $3,857,000 | 2,366 |
| Salaries and employee benefits | $1,902,000 | 2,627 |
| Premises and equipment expense | $768,000 | 1,731 |
| Additional noninterest expense | $1,187,000 | 2,234 |
| Pre-tax net operating income | $-12,000 | 7,808 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-64,000 | 8,323 |
| Income before extraordinary items | $52,000 | 7,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $52,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $52,000 | 7,462 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 3,945 |
| Total interest expense | $876,000 | 4,346 |
| Net interest income | $1,475,000 | 3,580 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $404,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $270,000 | 1,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $134,000 | 3,207 |
| Total noninterest expense | $1,936,000 | 2,354 |
| Salaries and employee benefits | $963,000 | 2,631 |
| Premises and equipment expense | $390,000 | 1,711 |
| Additional noninterest expense | $583,000 | 2,244 |
| Pre-tax net operating income | $-57,000 | 8,053 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-48,000 | 8,411 |
| Income before extraordinary items | $-9,000 | 7,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-9,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-9,000 | 7,893 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 3,952 |
| Total interest expense | $2,641,000 | 4,679 |
| Net interest income | $6,126,000 | 3,474 |
| Provision for loan and lease losses | $330,000 | 2,609 |
| Total noninterest income | $1,787,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,039,000 | 1,700 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $748,000 | 2,680 |
| Total noninterest expense | $6,981,000 | 2,522 |
| Salaries and employee benefits | $3,357,000 | 2,836 |
| Premises and equipment expense | $1,431,000 | 1,773 |
| Additional noninterest expense | $2,193,000 | 2,366 |
| Pre-tax net operating income | $602,000 | 6,183 |
| Securities gains (losses) | $-8,000 | 7,211 |
| Applicable income taxes | $91,000 | 5,046 |
| Income before extraordinary items | $503,000 | 6,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $503,000 | 6,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,366 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $509,800 | 6,123 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 3,998 |
| Total interest expense | $1,837,000 | 4,795 |
| Net interest income | $4,551,000 | 3,514 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $1,408,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $765,000 | 1,730 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $643,000 | 2,459 |
| Total noninterest expense | $5,155,000 | 2,553 |
| Salaries and employee benefits | $2,513,000 | 2,836 |
| Premises and equipment expense | $1,040,000 | 1,824 |
| Additional noninterest expense | $1,602,000 | 2,409 |
| Pre-tax net operating income | $554,000 | 6,029 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $112,000 | 4,821 |
| Income before extraordinary items | $435,000 | 6,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $435,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $440,600 | 6,026 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 4,046 |
| Total interest expense | $1,113,000 | 4,940 |
| Net interest income | $2,998,000 | 3,549 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $913,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $486,000 | 1,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $427,000 | 2,455 |
| Total noninterest expense | $3,287,000 | 2,673 |
| Salaries and employee benefits | $1,571,000 | 3,014 |
| Premises and equipment expense | $660,000 | 1,907 |
| Additional noninterest expense | $1,056,000 | 2,437 |
| Pre-tax net operating income | $424,000 | 5,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $329,000 | 5,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $329,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $329,000 | 5,813 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 4,178 |
| Total interest expense | $496,000 | 5,136 |
| Net interest income | $1,437,000 | 3,658 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $449,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 1,916 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $233,000 | 2,283 |
| Total noninterest expense | $1,582,000 | 2,770 |
| Salaries and employee benefits | $778,000 | 3,049 |
| Premises and equipment expense | $310,000 | 2,031 |
| Additional noninterest expense | $494,000 | 2,565 |
| Pre-tax net operating income | $204,000 | 5,807 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $48,000 | 4,542 |
| Income before extraordinary items | $156,000 | 5,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $156,000 | 5,873 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,386 |
| Total interest expense | $1,320,000 | 5,581 |
| Net interest income | $5,180,000 | 3,854 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $1,976,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,127,000 | 1,542 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $849,000 | 2,449 |
| Total noninterest expense | $6,708,000 | 2,482 |
| Salaries and employee benefits | $2,948,000 | 3,007 |
| Premises and equipment expense | $1,088,000 | 2,200 |
| Additional noninterest expense | $2,672,000 | 1,900 |
| Pre-tax net operating income | $418,000 | 7,010 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $95,000 | 5,420 |
| Income before extraordinary items | $354,000 | 6,959 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $354,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,402 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $329,510 | 7,034 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 4,464 |
| Total interest expense | $907,000 | 5,706 |
| Net interest income | $3,771,000 | 3,930 |
| Provision for loan and lease losses | $-20,000 | 8,613 |
| Total noninterest income | $1,526,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $940,000 | 1,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $586,000 | 2,587 |
| Total noninterest expense | $4,928,000 | 2,512 |
| Salaries and employee benefits | $2,167,000 | 3,032 |
| Premises and equipment expense | $755,000 | 2,338 |
| Additional noninterest expense | $2,006,000 | 1,865 |
| Pre-tax net operating income | $389,000 | 6,837 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $316,000 | 6,837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $316,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $292,750 | 6,918 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 4,443 |
| Total interest expense | $553,000 | 5,784 |
| Net interest income | $2,523,000 | 3,891 |
| Provision for loan and lease losses | $-20,000 | 8,648 |
| Total noninterest income | $1,032,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $630,000 | 1,348 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $402,000 | 2,533 |
| Total noninterest expense | $3,229,000 | 2,518 |
| Salaries and employee benefits | $1,385,000 | 3,146 |
| Premises and equipment expense | $415,000 | 2,747 |
| Additional noninterest expense | $1,429,000 | 1,728 |
| Pre-tax net operating income | $346,000 | 6,318 |
| Securities gains (losses) | $31,000 | 949 |
| Applicable income taxes | $112,000 | 4,664 |
| Income before extraordinary items | $265,000 | 6,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $265,000 | 6,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,209 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $243,300 | 6,517 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,510 |
| Total interest expense | $272,000 | 5,747 |
| Net interest income | $1,221,000 | 4,005 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $531,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $323,000 | 1,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,427 |
| Total noninterest expense | $1,569,000 | 2,600 |
| Salaries and employee benefits | $667,000 | 3,253 |
| Premises and equipment expense | $196,000 | 2,929 |
| Additional noninterest expense | $706,000 | 1,752 |
| Pre-tax net operating income | $169,000 | 6,329 |
| Securities gains (losses) | $31,000 | 666 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $126,060 | 6,425 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 7,892 |
| Total interest expense | $247,000 | 8,299 |
| Net interest income | $1,258,000 | 7,679 |
| Provision for loan and lease losses | $19,000 | 6,782 |
| Total noninterest income | $529,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $372,000 | 3,803 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,602 |
| Total noninterest expense | $1,547,000 | 6,806 |
| Salaries and employee benefits | $749,000 | 7,119 |
| Premises and equipment expense | $232,000 | 6,387 |
| Additional noninterest expense | $566,000 | 6,171 |
| Pre-tax net operating income | $221,000 | 7,707 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $75,000 | 5,772 |
| Income before extraordinary items | $146,000 | 7,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $146,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,075 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $146,000 | 7,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 4,140 |
| Total interest expense | $710,000 | 5,784 |
| Net interest income | $3,939,000 | 3,644 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $1,559,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,106,000 | 1,215 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $453,000 | 2,976 |
| Total noninterest expense | $4,048,000 | 2,883 |
| Salaries and employee benefits | $2,144,000 | 2,945 |
| Premises and equipment expense | $599,000 | 2,785 |
| Additional noninterest expense | $1,305,000 | 2,697 |
| Pre-tax net operating income | $1,305,000 | 3,948 |
| Securities gains (losses) | $56,000 | 1,578 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,361,000 | 3,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,361,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,242 |
| Cash dividends | $1,080,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,305,000 | 3,252 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 4,116 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $2,649,000 | 3,611 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $1,027,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $724,000 | 1,221 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 2,968 |
| Total noninterest expense | $2,693,000 | 2,891 |
| Salaries and employee benefits | $1,430,000 | 2,960 |
| Premises and equipment expense | $396,000 | 2,814 |
| Additional noninterest expense | $867,000 | 2,712 |
| Pre-tax net operating income | $944,000 | 3,667 |
| Securities gains (losses) | $56,000 | 1,387 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,000,000 | 2,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,579 |
| Cash dividends | $382,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $944,000 | 2,993 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,177 |
| Total interest expense | $256,000 | 5,651 |
| Net interest income | $1,285,000 | 3,686 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $495,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $349,000 | 1,226 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $146,000 | 2,993 |
| Total noninterest expense | $1,351,000 | 2,890 |
| Salaries and employee benefits | $731,000 | 2,903 |
| Premises and equipment expense | $193,000 | 2,916 |
| Additional noninterest expense | $427,000 | 2,726 |
| Pre-tax net operating income | $415,000 | 3,990 |
| Securities gains (losses) | $56,000 | 1,127 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $471,000 | 3,079 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $471,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $415,000 | 3,292 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 4,025 |
| Total interest expense | $1,279,000 | 5,364 |
| Net interest income | $5,267,000 | 3,551 |
| Provision for loan and lease losses | $276,000 | 3,355 |
| Total noninterest income | $2,512,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,535,000 | 1,125 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $977,000 | 2,424 |
| Total noninterest expense | $5,436,000 | 2,846 |
| Salaries and employee benefits | $2,904,000 | 2,837 |
| Premises and equipment expense | $789,000 | 2,798 |
| Additional noninterest expense | $1,743,000 | 2,701 |
| Pre-tax net operating income | $2,067,000 | 3,319 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,067,000 | 2,790 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,067,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,432 |
| Cash dividends | $1,431,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,067,000 | 2,662 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 4,059 |
| Total interest expense | $988,000 | 5,417 |
| Net interest income | $3,947,000 | 3,558 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $1,794,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,157,000 | 1,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $637,000 | 2,729 |
| Total noninterest expense | $3,855,000 | 2,983 |
| Salaries and employee benefits | $2,043,000 | 3,033 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $1,218,000 | 2,848 |
| Pre-tax net operating income | $1,731,000 | 3,170 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,731,000 | 2,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,731,000 | 2,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $991,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,731,000 | 2,507 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 4,081 |
| Total interest expense | $647,000 | 5,586 |
| Net interest income | $2,675,000 | 3,511 |
| Provision for loan and lease losses | $139,000 | 3,249 |
| Total noninterest income | $1,206,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $782,000 | 1,091 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $424,000 | 2,695 |
| Total noninterest expense | $2,505,000 | 3,040 |
| Salaries and employee benefits | $1,329,000 | 3,099 |
| Premises and equipment expense | $395,000 | 2,800 |
| Additional noninterest expense | $781,000 | 2,921 |
| Pre-tax net operating income | $1,237,000 | 3,013 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,237,000 | 2,509 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,237,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,270 |
| Cash dividends | $455,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,237,000 | 2,359 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,190 |
| Total interest expense | $324,000 | 5,705 |
| Net interest income | $1,295,000 | 3,595 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $569,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $379,000 | 1,090 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 2,807 |
| Total noninterest expense | $1,214,000 | 3,103 |
| Salaries and employee benefits | $634,000 | 3,205 |
| Premises and equipment expense | $194,000 | 2,827 |
| Additional noninterest expense | $386,000 | 2,946 |
| Pre-tax net operating income | $610,000 | 3,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $610,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $455,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $610,000 | 2,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,093 |
| Total interest expense | $1,651,000 | 5,429 |
| Net interest income | $5,260,000 | 3,505 |
| Provision for loan and lease losses | $202,000 | 4,327 |
| Total noninterest income | $2,162,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,584,000 | 1,014 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 3,033 |
| Total noninterest expense | $5,084,000 | 2,884 |
| Salaries and employee benefits | $2,614,000 | 3,004 |
| Premises and equipment expense | $750,000 | 2,824 |
| Additional noninterest expense | $1,720,000 | 2,640 |
| Pre-tax net operating income | $2,136,000 | 3,289 |
| Securities gains (losses) | $194,000 | 1,195 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,330,000 | 2,482 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,330,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,681 |
| Cash dividends | $1,894,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,136,000 | 2,573 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 4,277 |
| Total interest expense | $2,827,000 | 4,949 |
| Net interest income | $4,560,000 | 3,715 |
| Provision for loan and lease losses | $148,000 | 4,830 |
| Total noninterest income | $2,015,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,579,000 | 939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $436,000 | 3,377 |
| Total noninterest expense | $4,444,000 | 3,117 |
| Salaries and employee benefits | $2,180,000 | 3,341 |
| Premises and equipment expense | $744,000 | 2,806 |
| Additional noninterest expense | $1,520,000 | 2,837 |
| Pre-tax net operating income | $1,983,000 | 3,186 |
| Securities gains (losses) | $-13,000 | 9,325 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,970,000 | 2,573 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,970,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $1,737,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,983,000 | 2,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 4,547 |
| Total interest expense | $2,637,000 | 5,382 |
| Net interest income | $4,432,000 | 3,854 |
| Provision for loan and lease losses | $236,000 | 3,411 |
| Total noninterest income | $1,856,000 | 1,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,544,000 | 875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,834 |
| Total noninterest expense | $4,143,000 | 3,234 |
| Salaries and employee benefits | $2,045,000 | 3,397 |
| Premises and equipment expense | $634,000 | 3,120 |
| Additional noninterest expense | $1,464,000 | 2,874 |
| Pre-tax net operating income | $1,909,000 | 3,444 |
| Securities gains (losses) | $-41,000 | 9,106 |
| Applicable income taxes | $605,000 | 3,090 |
| Income before extraordinary items | $1,263,000 | 3,724 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,263,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $2,081,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,290,880 | 3,650 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 4,929 |
| Total interest expense | $1,758,000 | 6,448 |
| Net interest income | $4,281,000 | 3,945 |
| Provision for loan and lease losses | $197,000 | 3,601 |
| Total noninterest income | $1,497,000 | 2,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,241,000 | 1,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,381 |
| Total noninterest expense | $3,515,000 | 3,698 |
| Salaries and employee benefits | $1,738,000 | 3,851 |
| Premises and equipment expense | $493,000 | 3,812 |
| Additional noninterest expense | $1,284,000 | 3,248 |
| Pre-tax net operating income | $2,066,000 | 3,253 |
| Securities gains (losses) | $102,000 | 734 |
| Applicable income taxes | $763,000 | 2,736 |
| Income before extraordinary items | $1,405,000 | 3,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,405,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,685 |
| Cash dividends | $1,965,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,338,700 | 3,520 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 4,708 |
| Total interest expense | $2,104,000 | 6,005 |
| Net interest income | $4,343,000 | 3,856 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $1,242,000 | 2,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,057,000 | 1,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,166 |
| Total noninterest expense | $3,410,000 | 3,693 |
| Salaries and employee benefits | $1,568,000 | 4,104 |
| Premises and equipment expense | $509,000 | 3,647 |
| Additional noninterest expense | $1,333,000 | 3,067 |
| Pre-tax net operating income | $2,121,000 | 3,186 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $741,000 | 2,904 |
| Income before extraordinary items | $1,413,000 | 3,412 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,413,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $1,297,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,391,220 | 3,361 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 4,841 |
| Total interest expense | $2,066,000 | 6,140 |
| Net interest income | $4,306,000 | 3,963 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $1,188,000 | 2,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,028,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,533 |
| Total noninterest expense | $3,274,000 | 3,819 |
| Salaries and employee benefits | $1,442,000 | 4,396 |
| Premises and equipment expense | $508,000 | 3,653 |
| Additional noninterest expense | $1,324,000 | 3,057 |
| Pre-tax net operating income | $2,098,000 | 3,373 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $717,000 | 3,180 |
| Income before extraordinary items | $1,407,000 | 3,554 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,407,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,643 |
| Cash dividends | $1,615,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,389,840 | 3,512 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 4,859 |
| Total interest expense | $2,274,000 | 5,895 |
| Net interest income | $4,234,000 | 4,101 |
| Provision for loan and lease losses | $325,000 | 2,425 |
| Total noninterest income | $1,099,000 | 2,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $703,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,423 |
| Total noninterest expense | $2,927,000 | 4,380 |
| Salaries and employee benefits | $1,359,000 | 4,692 |
| Premises and equipment expense | $497,000 | 3,798 |
| Additional noninterest expense | $1,071,000 | 4,170 |
| Pre-tax net operating income | $2,081,000 | 3,306 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $697,000 | 3,188 |
| Income before extraordinary items | $1,408,000 | 3,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,408,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,947 |
| Cash dividends | $451,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,391,920 | 3,382 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 4,904 |
| Total interest expense | $2,466,000 | 5,633 |
| Net interest income | $3,955,000 | 4,357 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $819,000 | 3,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $502,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,876 |
| Total noninterest expense | $3,005,000 | 4,288 |
| Salaries and employee benefits | $1,281,000 | 4,921 |
| Premises and equipment expense | $466,000 | 3,985 |
| Additional noninterest expense | $1,258,000 | 3,593 |
| Pre-tax net operating income | $1,662,000 | 4,095 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $557,000 | 3,859 |
| Income before extraordinary items | $1,136,000 | 4,131 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,136,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $576,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,115,230 | 4,180 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,842 |
| Total interest expense | $1,812,000 | 6,036 |
| Net interest income | $4,224,000 | 4,170 |
| Provision for loan and lease losses | $216,000 | 2,887 |
| Total noninterest income | $871,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,889 |
| Total noninterest expense | $3,113,000 | 4,276 |
| Salaries and employee benefits | $1,375,000 | 4,644 |
| Premises and equipment expense | $455,000 | 4,118 |
| Additional noninterest expense | $1,283,000 | 3,818 |
| Pre-tax net operating income | $1,766,000 | 3,816 |
| Securities gains (losses) | $98,000 | 782 |
| Applicable income taxes | $606,000 | 3,494 |
| Income before extraordinary items | $1,258,000 | 3,688 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,258,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $266,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,192,340 | 3,914 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 5,157 |
| Total interest expense | $1,792,000 | 6,352 |
| Net interest income | $3,946,000 | 4,462 |
| Provision for loan and lease losses | $139,000 | 4,861 |
| Total noninterest income | $880,000 | 3,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,118 |
| Total noninterest expense | $2,860,000 | 4,701 |
| Salaries and employee benefits | $1,249,000 | 5,058 |
| Premises and equipment expense | $409,000 | 4,628 |
| Additional noninterest expense | $1,202,000 | 4,182 |
| Pre-tax net operating income | $1,827,000 | 3,619 |
| Securities gains (losses) | $150,000 | 1,977 |
| Applicable income taxes | $636,000 | 3,416 |
| Income before extraordinary items | $1,341,000 | 3,596 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $1,328,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,239,000 | 3,682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 5,861 |
| Total interest expense | $1,964,000 | 7,186 |
| Net interest income | $3,582,000 | 4,910 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $629,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,612 |
| Total noninterest expense | $2,357,000 | 5,572 |
| Salaries and employee benefits | $1,105,000 | 5,570 |
| Premises and equipment expense | $249,000 | 6,794 |
| Additional noninterest expense | $1,003,000 | 5,038 |
| Pre-tax net operating income | $1,770,000 | 3,488 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $564,000 | 3,611 |
| Income before extraordinary items | $1,209,000 | 3,774 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,209,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $307,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,206,960 | 3,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.