Home > MidSouth Bank-Texas > Assets and Liabilities
MidSouth Bank-Texas, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $172,490,000 | 3,550 |
| Cash and due from depository institutions | $4,376,000 | 2,407 |
| Interest-bearing balances | $27,000 | 5,806 |
| Securities | $17,125,000 | 4,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $123,941,000 | 3,389 |
| Loan loss allowance | $1,508,000 | 3,185 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,856,000 | 1,169 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $9,031,000 | 697 |
| All other assets | $7,161,000 | 2,363 |
| Life insurance assets | $3,288,000 | 1,704 |
| Total liabilities and capital | $172,490,000 | 3,550 |
| Total liabilities | $149,443,000 | 3,620 |
| Total deposits | $138,921,000 | 3,561 |
| Interest-bearing deposits | $117,184,000 | 3,572 |
| Deposits held in domestic offices | $138,921,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,660,000 | 1,831 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,400,000 | 3,781 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,462,000 | 3,112 |
| Total equity capital | $23,047,000 | 2,922 |
| Total bank equity capital | $23,047,000 | 2,922 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,468 |
| Surplus | $21,546,000 | 1,360 |
| Undivided profits | $751,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 6,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $930,000 | 4,230 |
| Earning assets | $141,093,000 | 3,870 |
| Long-term assets (5+ years) | $23,598,000 | 3,356 |
| Average Assets, year-to-date | $163,924,000 | 3,582 |
| Average Assets, quarterly | $170,519,500 | 3,548 |
| Volatile liabilities | $38,696,000 | 3,171 |
| Insider loans | $2,364,000 | 2,733 |
| FHLB advances | $4,400,000 | 3,655 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,974,000 | 2,867 |
| Tier 1 (core) risk-based capital | $13,967,000 | 4,310 |
| Tier 2 risk-based capital | $1,508,000 | 3,036 |
| Total risk weighted assets | $142,811,000 | 3,161 |
| Total unused commitments | $25,974,000 | 2,868 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 78 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $168,549,000 | 3,573 |
| Cash and due from depository institutions | $4,513,000 | 2,217 |
| Interest-bearing balances | $48,000 | 5,328 |
| Securities | $17,111,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $121,317,000 | 3,404 |
| Loan loss allowance | $1,063,000 | 4,012 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,843,000 | 1,267 |
| Other real estate owned | $0 | 2,217 |
| Goodwill and other intangibles | $9,056,000 | 674 |
| All other assets | $6,709,000 | 2,465 |
| Life insurance assets | $3,258,000 | 1,675 |
| Total liabilities and capital | $168,549,000 | 3,573 |
| Total liabilities | $145,228,000 | 3,662 |
| Total deposits | $127,136,000 | 3,758 |
| Interest-bearing deposits | $104,695,000 | 3,873 |
| Deposits held in domestic offices | $127,136,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,330,000 | 1,831 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,330,000 | 2,331 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,432,000 | 3,215 |
| Total equity capital | $23,321,000 | 2,861 |
| Total bank equity capital | $23,321,000 | 2,861 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,453 |
| Surplus | $21,546,000 | 1,325 |
| Undivided profits | $1,025,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $832,000 | 4,843 |
| Earning assets | $138,476,000 | 3,901 |
| Long-term assets (5+ years) | $23,622,000 | 3,242 |
| Average Assets, year-to-date | $161,782,500 | 3,616 |
| Average Assets, quarterly | $165,596,000 | 3,591 |
| Volatile liabilities | $39,778,000 | 3,077 |
| Insider loans | $1,530,000 | 3,542 |
| FHLB advances | $12,330,000 | 2,221 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $32,960,000 | 2,448 |
| Tier 1 (core) risk-based capital | $14,320,000 | 4,224 |
| Tier 2 risk-based capital | $1,063,000 | 3,858 |
| Total risk weighted assets | $138,436,000 | 3,206 |
| Total unused commitments | $32,960,000 | 2,448 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 75 | 2,338 |
| Assets and Liabilities | ||
| Total Assets: | $162,643,000 | 3,660 |
| Cash and due from depository institutions | $4,024,000 | 2,338 |
| Interest-bearing balances | $27,000 | 5,791 |
| Securities | $17,068,000 | 4,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $118,100,000 | 3,456 |
| Loan loss allowance | $978,000 | 4,241 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,621,000 | 1,458 |
| Other real estate owned | $0 | 2,338 |
| Goodwill and other intangibles | $9,092,000 | 681 |
| All other assets | $5,738,000 | 2,750 |
| Life insurance assets | $3,228,000 | 1,681 |
| Total liabilities and capital | $162,643,000 | 3,660 |
| Total liabilities | $139,504,000 | 3,767 |
| Total deposits | $129,373,000 | 3,735 |
| Interest-bearing deposits | $106,972,000 | 3,804 |
| Deposits held in domestic offices | $129,373,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,800,000 | 1,848 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,925,000 | 3,486 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,406,000 | 3,079 |
| Total equity capital | $23,139,000 | 2,848 |
| Total bank equity capital | $23,139,000 | 2,848 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $21,547,000 | 1,333 |
| Undivided profits | $842,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $775,000 | 4,818 |
| Earning assets | $135,195,000 | 3,939 |
| Long-term assets (5+ years) | $20,941,000 | 3,377 |
| Average Assets, year-to-date | $159,527,000 | 3,673 |
| Average Assets, quarterly | $159,992,000 | 3,687 |
| Volatile liabilities | $29,848,000 | 3,716 |
| Insider loans | $2,202,000 | 2,830 |
| FHLB advances | $4,925,000 | 3,347 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $30,618,000 | 2,622 |
| Tier 1 (core) risk-based capital | $14,260,000 | 4,219 |
| Tier 2 risk-based capital | $978,000 | 4,050 |
| Total risk weighted assets | $135,463,000 | 3,244 |
| Total unused commitments | $30,618,000 | 2,622 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 72 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $157,341,000 | 3,756 |
| Cash and due from depository institutions | $4,533,000 | 2,428 |
| Interest-bearing balances | $20,000 | 5,999 |
| Securities | $18,408,000 | 4,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $111,520,000 | 3,561 |
| Loan loss allowance | $887,000 | 4,528 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,214,000 | 1,506 |
| Other real estate owned | $0 | 2,428 |
| Goodwill and other intangibles | $9,128,000 | 669 |
| All other assets | $5,538,000 | 2,778 |
| Life insurance assets | $3,194,000 | 1,679 |
| Total liabilities and capital | $157,341,000 | 3,756 |
| Total liabilities | $134,175,000 | 3,882 |
| Total deposits | $129,305,000 | 3,739 |
| Interest-bearing deposits | $105,160,000 | 3,867 |
| Deposits held in domestic offices | $129,305,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,350,000 | 1,804 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,520,000 | 2,958 |
| Total equity capital | $23,166,000 | 2,863 |
| Total bank equity capital | $23,166,000 | 2,863 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $21,546,000 | 1,310 |
| Undivided profits | $870,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 6,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $695,000 | 5,025 |
| Earning assets | $129,948,000 | 4,053 |
| Long-term assets (5+ years) | $20,360,000 | 3,388 |
| Average Assets, year-to-date | $157,969,000 | 3,715 |
| Average Assets, quarterly | $157,969,000 | 3,715 |
| Volatile liabilities | $25,126,000 | 4,060 |
| Insider loans | $2,192,000 | 2,844 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,706,000 | 2,973 |
| Tier 1 (core) risk-based capital | $14,162,000 | 4,221 |
| Tier 2 risk-based capital | $887,000 | 4,338 |
| Total risk weighted assets | $128,150,000 | 3,358 |
| Total unused commitments | $24,706,000 | 2,976 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $158,597,000 | 3,723 |
| Cash and due from depository institutions | $5,497,000 | 2,579 |
| Interest-bearing balances | $23,000 | 5,941 |
| Securities | $18,607,000 | 4,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $111,387,000 | 3,538 |
| Loan loss allowance | $918,000 | 4,408 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,057,000 | 1,503 |
| Other real estate owned | $353,000 | 2,579 |
| Goodwill and other intangibles | $9,164,000 | 651 |
| All other assets | $5,532,000 | 2,791 |
| Life insurance assets | $3,165,000 | 1,663 |
| Total liabilities and capital | $158,597,000 | 3,723 |
| Total liabilities | $135,422,000 | 3,834 |
| Total deposits | $124,078,000 | 3,819 |
| Interest-bearing deposits | $99,632,000 | 3,960 |
| Deposits held in domestic offices | $124,078,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,781 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,650,000 | 3,288 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,694,000 | 2,733 |
| Total equity capital | $23,175,000 | 2,821 |
| Total bank equity capital | $23,175,000 | 2,821 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $21,547,000 | 1,287 |
| Undivided profits | $878,000 | 7,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $804,000 | 4,685 |
| Earning assets | $130,017,000 | 4,014 |
| Long-term assets (5+ years) | $20,477,000 | 3,333 |
| Average Assets, year-to-date | $151,292,400 | 3,729 |
| Average Assets, quarterly | $155,396,500 | 3,737 |
| Volatile liabilities | $27,645,000 | 3,914 |
| Insider loans | $2,079,000 | 2,907 |
| FHLB advances | $5,650,000 | 3,167 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $24,468,000 | 2,965 |
| Tier 1 (core) risk-based capital | $14,136,000 | 4,163 |
| Tier 2 risk-based capital | $918,000 | 4,209 |
| Total risk weighted assets | $127,510,000 | 3,353 |
| Total unused commitments | $24,468,000 | 2,965 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $152,196,000 | 3,800 |
| Cash and due from depository institutions | $4,645,000 | 2,488 |
| Interest-bearing balances | $19,000 | 6,077 |
| Securities | $18,736,000 | 4,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $107,011,000 | 3,645 |
| Loan loss allowance | $847,000 | 4,667 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,814,000 | 1,513 |
| Other real estate owned | $0 | 2,488 |
| Goodwill and other intangibles | $9,200,000 | 652 |
| All other assets | $4,790,000 | 3,117 |
| Life insurance assets | $3,137,000 | 1,638 |
| Total liabilities and capital | $152,196,000 | 3,800 |
| Total liabilities | $129,152,000 | 3,927 |
| Total deposits | $122,483,000 | 3,803 |
| Interest-bearing deposits | $96,983,000 | 3,983 |
| Deposits held in domestic offices | $122,483,000 | 3,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,870 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,200,000 | 5,004 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,469,000 | 2,964 |
| Total equity capital | $23,044,000 | 2,800 |
| Total bank equity capital | $23,044,000 | 2,800 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $21,546,000 | 1,281 |
| Undivided profits | $748,000 | 7,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $679,000 | 5,267 |
| Earning assets | $125,766,000 | 4,065 |
| Long-term assets (5+ years) | $19,057,000 | 3,432 |
| Average Assets, year-to-date | $149,466,250 | 3,763 |
| Average Assets, quarterly | $152,384,500 | 3,764 |
| Volatile liabilities | $15,383,000 | 5,310 |
| Insider loans | $2,491,000 | 2,515 |
| FHLB advances | $1,200,000 | 4,789 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,053,000 | 3,101 |
| Tier 1 (core) risk-based capital | $14,031,000 | 4,173 |
| Tier 2 risk-based capital | $847,000 | 4,457 |
| Total risk weighted assets | $120,749,000 | 3,472 |
| Total unused commitments | $23,053,000 | 3,101 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $152,573,000 | 3,755 |
| Cash and due from depository institutions | $5,547,000 | 2,566 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $20,936,000 | 4,446 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,026 |
| Net loans & leases | $101,344,000 | 3,765 |
| Loan loss allowance | $800,000 | 4,806 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,707,000 | 1,512 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $9,266,000 | 637 |
| All other assets | $4,723,000 | 3,112 |
| Life insurance assets | $3,106,000 | 1,616 |
| Total liabilities and capital | $152,573,000 | 3,755 |
| Total liabilities | $129,899,000 | 3,895 |
| Total deposits | $128,563,000 | 3,652 |
| Interest-bearing deposits | $100,975,000 | 3,847 |
| Deposits held in domestic offices | $128,563,000 | 3,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,336,000 | 2,919 |
| Total equity capital | $22,674,000 | 2,745 |
| Total bank equity capital | $22,674,000 | 2,745 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $37,000 | 7,511 |
| Surplus | $22,259,000 | 1,224 |
| Undivided profits | $378,000 | 7,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $738,000 | 4,601 |
| Earning assets | $125,330,000 | 4,063 |
| Long-term assets (5+ years) | $20,601,000 | 3,275 |
| Average Assets, year-to-date | $148,556,330 | 3,774 |
| Average Assets, quarterly | $149,912,500 | 3,776 |
| Volatile liabilities | $10,205,000 | 6,166 |
| Insider loans | $2,527,000 | 2,469 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,105,000 | 4,051 |
| Tier 1 (core) risk-based capital | $13,859,000 | 4,141 |
| Tier 2 risk-based capital | $800,000 | 4,566 |
| Total risk weighted assets | $114,654,000 | 3,565 |
| Total unused commitments | $14,105,000 | 4,052 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $147,252,000 | 3,825 |
| Cash and due from depository institutions | $5,728,000 | 2,619 |
| Interest-bearing balances | $323,000 | 3,655 |
| Securities | $19,965,000 | 4,623 |
| Federal funds sold & reverse repurchase agreements | $5,960,000 | 2,324 |
| Net loans & leases | $94,897,000 | 3,870 |
| Loan loss allowance | $777,000 | 4,845 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,897,000 | 1,652 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $9,332,000 | 612 |
| All other assets | $4,473,000 | 3,161 |
| Life insurance assets | $3,077,000 | 1,588 |
| Total liabilities and capital | $147,252,000 | 3,825 |
| Total liabilities | $124,596,000 | 3,985 |
| Total deposits | $123,218,000 | 3,750 |
| Interest-bearing deposits | $93,139,000 | 4,054 |
| Deposits held in domestic offices | $123,218,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,378,000 | 2,862 |
| Total equity capital | $22,656,000 | 2,718 |
| Total bank equity capital | $22,656,000 | 2,718 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,000 | 7,526 |
| Surplus | $22,259,000 | 1,185 |
| Undivided profits | $360,000 | 7,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $634,000 | 4,910 |
| Earning assets | $121,145,000 | 4,133 |
| Long-term assets (5+ years) | $18,742,000 | 3,422 |
| Average Assets, year-to-date | $146,548,000 | 3,816 |
| Average Assets, quarterly | $146,548,000 | 3,816 |
| Volatile liabilities | $10,316,000 | 6,013 |
| Insider loans | $2,244,000 | 2,653 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,226,000 | 3,749 |
| Tier 1 (core) risk-based capital | $13,621,000 | 4,133 |
| Tier 2 risk-based capital | $777,000 | 4,613 |
| Total risk weighted assets | $108,876,000 | 3,640 |
| Total unused commitments | $16,226,000 | 3,750 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $145,844,000 | 3,829 |
| Cash and due from depository institutions | $5,126,000 | 2,449 |
| Interest-bearing balances | $318,000 | 3,746 |
| Securities | $13,658,000 | 5,611 |
| Federal funds sold & reverse repurchase agreements | $16,905,000 | 793 |
| Net loans & leases | $89,461,000 | 4,005 |
| Loan loss allowance | $673,000 | 5,250 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,618,000 | 1,691 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $9,397,000 | 598 |
| All other assets | $4,679,000 | 3,027 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $145,844,000 | 3,829 |
| Total liabilities | $123,229,000 | 4,007 |
| Total deposits | $121,808,000 | 3,747 |
| Interest-bearing deposits | $92,810,000 | 4,025 |
| Deposits held in domestic offices | $121,808,000 | 3,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,421,000 | 2,716 |
| Total equity capital | $22,615,000 | 2,687 |
| Total bank equity capital | $22,615,000 | 2,687 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $37,000 | 7,560 |
| Surplus | $22,259,000 | 1,158 |
| Undivided profits | $319,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 5,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $639,000 | 4,929 |
| Earning assets | $120,342,000 | 4,138 |
| Long-term assets (5+ years) | $11,830,000 | 4,294 |
| Average Assets, year-to-date | $128,045,400 | 4,063 |
| Average Assets, quarterly | $135,161,000 | 4,017 |
| Volatile liabilities | $10,326,000 | 5,964 |
| Insider loans | $2,583,000 | 2,367 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,759,000 | 2,735 |
| Tier 1 (core) risk-based capital | $13,399,000 | 4,133 |
| Tier 2 risk-based capital | $673,000 | 4,999 |
| Total risk weighted assets | $105,504,000 | 3,703 |
| Total unused commitments | $26,759,000 | 2,735 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 68 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $124,478,000 | 4,245 |
| Cash and due from depository institutions | $2,986,000 | 2,552 |
| Interest-bearing balances | $3,000 | 6,697 |
| Securities | $11,832,000 | 5,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $88,862,000 | 3,995 |
| Loan loss allowance | $695,000 | 5,152 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,120,000 | 1,776 |
| Other real estate owned | $0 | 2,552 |
| Goodwill and other intangibles | $9,579,000 | 570 |
| All other assets | $5,099,000 | 2,794 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $124,478,000 | 4,245 |
| Total liabilities | $101,858,000 | 4,520 |
| Total deposits | $96,675,000 | 4,388 |
| Interest-bearing deposits | $78,521,000 | 4,472 |
| Deposits held in domestic offices | $96,675,000 | 4,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,550,000 | 1,896 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,633,000 | 2,422 |
| Total equity capital | $22,620,000 | 2,668 |
| Total bank equity capital | $22,620,000 | 2,668 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,000 | 7,594 |
| Surplus | $22,259,000 | 1,127 |
| Undivided profits | $324,000 | 7,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $653,000 | 4,833 |
| Earning assets | $100,697,000 | 4,644 |
| Long-term assets (5+ years) | $9,987,000 | 4,621 |
| Average Assets, year-to-date | $123,595,750 | 4,176 |
| Average Assets, quarterly | $124,033,500 | 4,225 |
| Volatile liabilities | $12,994,000 | 5,452 |
| Insider loans | $2,709,000 | 2,276 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,343,000 | 2,964 |
| Tier 1 (core) risk-based capital | $13,179,000 | 4,124 |
| Tier 2 risk-based capital | $695,000 | 4,875 |
| Total risk weighted assets | $100,314,000 | 3,792 |
| Total unused commitments | $23,343,000 | 2,966 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 59 | 2,902 |
| Assets and Liabilities | ||
| Total Assets: | $123,589,000 | 4,227 |
| Cash and due from depository institutions | $4,414,000 | 2,902 |
| Interest-bearing balances | $5,000 | 6,609 |
| Securities | $12,826,000 | 5,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $85,786,000 | 4,023 |
| Loan loss allowance | $731,000 | 4,932 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,141,000 | 1,739 |
| Other real estate owned | $0 | 2,902 |
| Goodwill and other intangibles | $9,579,000 | 565 |
| All other assets | $4,843,000 | 2,805 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $123,589,000 | 4,227 |
| Total liabilities | $100,976,000 | 4,495 |
| Total deposits | $95,253,000 | 4,376 |
| Interest-bearing deposits | $74,726,000 | 4,568 |
| Deposits held in domestic offices | $95,253,000 | 4,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,901,000 | 1,840 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,822,000 | 2,111 |
| Total equity capital | $22,613,000 | 2,617 |
| Total bank equity capital | $22,613,000 | 2,617 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $37,000 | 7,600 |
| Surplus | $22,259,000 | 1,099 |
| Undivided profits | $317,000 | 7,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 5,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $521,000 | 5,321 |
| Earning assets | $98,617,000 | 4,649 |
| Long-term assets (5+ years) | $11,494,000 | 4,427 |
| Average Assets, year-to-date | $123,301,670 | 4,170 |
| Average Assets, quarterly | $122,668,000 | 4,205 |
| Volatile liabilities | $13,022,000 | 5,309 |
| Insider loans | $2,740,000 | 2,218 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,745,000 | 3,331 |
| Tier 1 (core) risk-based capital | $13,128,000 | 4,057 |
| Tier 2 risk-based capital | $731,000 | 4,675 |
| Total risk weighted assets | $97,624,000 | 3,785 |
| Total unused commitments | $18,745,000 | 3,332 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $121,747,000 | 4,264 |
| Cash and due from depository institutions | $3,429,000 | 3,204 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,413,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,425 |
| Net loans & leases | $80,340,000 | 4,156 |
| Loan loss allowance | $788,000 | 4,749 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,754,000 | 1,841 |
| Other real estate owned | $162,000 | 3,204 |
| Goodwill and other intangibles | $9,696,000 | 546 |
| All other assets | $5,103,000 | 2,663 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $121,747,000 | 4,264 |
| Total liabilities | $99,298,000 | 4,546 |
| Total deposits | $97,584,000 | 4,313 |
| Interest-bearing deposits | $76,240,000 | 4,541 |
| Deposits held in domestic offices | $97,584,000 | 4,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,714,000 | 2,194 |
| Total equity capital | $22,449,000 | 2,564 |
| Total bank equity capital | $22,449,000 | 2,564 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,000 | 7,661 |
| Surplus | $22,260,000 | 1,064 |
| Undivided profits | $152,000 | 7,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $522,000 | 5,189 |
| Earning assets | $97,603,000 | 4,701 |
| Long-term assets (5+ years) | $10,735,000 | 4,608 |
| Average Assets, year-to-date | $123,158,000 | 4,207 |
| Average Assets, quarterly | $123,158,000 | 4,207 |
| Volatile liabilities | $8,824,000 | 6,144 |
| Insider loans | $2,692,000 | 2,196 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,678,000 | 4,092 |
| Tier 1 (core) risk-based capital | $12,896,000 | 4,069 |
| Tier 2 risk-based capital | $788,000 | 4,453 |
| Total risk weighted assets | $93,806,000 | 3,876 |
| Total unused commitments | $12,678,000 | 4,092 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $124,569,000 | 4,191 |
| Cash and due from depository institutions | $5,861,000 | 2,973 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $19,954,000 | 4,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $78,481,000 | 4,206 |
| Loan loss allowance | $828,000 | 4,567 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,170,000 | 2,045 |
| Other real estate owned | $332,000 | 2,973 |
| Goodwill and other intangibles | $9,720,000 | 538 |
| All other assets | $5,051,000 | 2,633 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $124,569,000 | 4,191 |
| Total liabilities | $102,182,000 | 4,436 |
| Total deposits | $99,157,000 | 4,264 |
| Interest-bearing deposits | $79,197,000 | 4,398 |
| Deposits held in domestic offices | $99,157,000 | 4,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,418 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,425,000 | 2,451 |
| Total equity capital | $22,387,000 | 2,561 |
| Total bank equity capital | $22,387,000 | 2,561 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $37,000 | 7,702 |
| Surplus | $22,255,000 | 1,054 |
| Undivided profits | $95,000 | 8,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $504,000 | 5,310 |
| Earning assets | $98,435,000 | 4,673 |
| Long-term assets (5+ years) | $6,916,000 | 5,520 |
| Average Assets, year-to-date | $115,153,200 | 4,295 |
| Average Assets, quarterly | $119,833,000 | 4,262 |
| Volatile liabilities | $10,422,000 | 5,739 |
| Insider loans | $3,060,000 | 1,964 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,728,000 | 4,745 |
| Tier 1 (core) risk-based capital | $12,508,000 | 4,108 |
| Tier 2 risk-based capital | $828,000 | 4,303 |
| Total risk weighted assets | $95,456,000 | 3,777 |
| Total unused commitments | $8,728,000 | 4,747 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $115,097,000 | 4,380 |
| Cash and due from depository institutions | $4,793,000 | 2,843 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $20,706,000 | 4,624 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 4,984 |
| Net loans & leases | $80,800,000 | 4,085 |
| Loan loss allowance | $955,000 | 4,172 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,756,000 | 3,452 |
| Other real estate owned | $362,000 | 2,843 |
| Goodwill and other intangibles | $517,000 | 2,044 |
| All other assets | $4,563,000 | 2,815 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $115,097,000 | 4,380 |
| Total liabilities | $103,945,000 | 4,342 |
| Total deposits | $96,993,000 | 4,277 |
| Interest-bearing deposits | $75,568,000 | 4,533 |
| Deposits held in domestic offices | $96,993,000 | 4,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,000,000 | 3,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $952,000 | 3,301 |
| Total equity capital | $11,152,000 | 4,616 |
| Total bank equity capital | $11,152,000 | 4,616 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $7,250,000 | 2,660 |
| Undivided profits | $3,152,000 | 5,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $482,000 | 5,621 |
| Earning assets | $102,106,000 | 4,495 |
| Long-term assets (5+ years) | $7,827,000 | 5,387 |
| Average Assets, year-to-date | $112,799,250 | 4,354 |
| Average Assets, quarterly | $112,341,500 | 4,411 |
| Volatile liabilities | $14,886,000 | 4,821 |
| Insider loans | $2,958,000 | 1,971 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,339,000 | 4,348 |
| Tier 1 (core) risk-based capital | $10,519,000 | 4,670 |
| Tier 2 risk-based capital | $955,000 | 3,894 |
| Total risk weighted assets | $91,183,000 | 3,868 |
| Total unused commitments | $10,339,000 | 4,349 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $109,586,000 | 4,504 |
| Cash and due from depository institutions | $4,113,000 | 3,139 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $23,088,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,720 |
| Net loans & leases | $72,770,000 | 4,348 |
| Loan loss allowance | $929,000 | 4,242 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,817,000 | 3,358 |
| Other real estate owned | $362,000 | 3,139 |
| Goodwill and other intangibles | $517,000 | 2,044 |
| All other assets | $2,719,000 | 4,014 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $109,586,000 | 4,504 |
| Total liabilities | $98,236,000 | 4,517 |
| Total deposits | $97,439,000 | 4,242 |
| Interest-bearing deposits | $76,402,000 | 4,497 |
| Deposits held in domestic offices | $97,439,000 | 4,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $797,000 | 3,438 |
| Total equity capital | $11,350,000 | 4,422 |
| Total bank equity capital | $11,350,000 | 4,422 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $4,850,000 | 3,541 |
| Undivided profits | $5,750,000 | 4,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $487,000 | 5,362 |
| Earning assets | $99,058,000 | 4,560 |
| Long-term assets (5+ years) | $6,975,000 | 5,711 |
| Average Assets, year-to-date | $112,033,330 | 4,396 |
| Average Assets, quarterly | $110,534,500 | 4,472 |
| Volatile liabilities | $8,965,000 | 6,079 |
| Insider loans | $2,885,000 | 2,001 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,696,000 | 4,499 |
| Tier 1 (core) risk-based capital | $10,747,000 | 4,540 |
| Tier 2 risk-based capital | $929,000 | 3,953 |
| Total risk weighted assets | $84,149,000 | 4,069 |
| Total unused commitments | $9,696,000 | 4,500 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $111,483,000 | 4,465 |
| Cash and due from depository institutions | $4,941,000 | 3,193 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $21,005,000 | 4,637 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,980 |
| Net loans & leases | $74,567,000 | 4,194 |
| Loan loss allowance | $946,000 | 4,118 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,814,000 | 3,334 |
| Other real estate owned | $360,000 | 3,193 |
| Goodwill and other intangibles | $517,000 | 2,039 |
| All other assets | $2,679,000 | 3,896 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $111,483,000 | 4,465 |
| Total liabilities | $99,881,000 | 4,462 |
| Total deposits | $99,097,000 | 4,198 |
| Interest-bearing deposits | $77,106,000 | 4,483 |
| Deposits held in domestic offices | $99,097,000 | 4,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $784,000 | 3,781 |
| Total equity capital | $11,602,000 | 4,434 |
| Total bank equity capital | $11,602,000 | 4,434 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $4,850,000 | 3,496 |
| Undivided profits | $6,002,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $456,000 | 5,523 |
| Earning assets | $100,172,000 | 4,541 |
| Long-term assets (5+ years) | $8,215,000 | 5,348 |
| Average Assets, year-to-date | $113,257,000 | 4,382 |
| Average Assets, quarterly | $113,257,000 | 4,382 |
| Volatile liabilities | $9,046,000 | 5,950 |
| Insider loans | $3,258,000 | 1,750 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,836,000 | 4,432 |
| Tier 1 (core) risk-based capital | $10,794,000 | 4,492 |
| Tier 2 risk-based capital | $946,000 | 3,837 |
| Total risk weighted assets | $83,130,000 | 4,054 |
| Total unused commitments | $9,836,000 | 4,439 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $115,031,000 | 4,339 |
| Cash and due from depository institutions | $7,638,000 | 3,152 |
| Interest-bearing balances | $2,893,000 | 1,787 |
| Securities | $20,669,000 | 4,725 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,440 |
| Net loans & leases | $75,462,000 | 4,140 |
| Loan loss allowance | $963,000 | 4,071 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,852,000 | 3,285 |
| Other real estate owned | $360,000 | 3,152 |
| Goodwill and other intangibles | $517,000 | 2,023 |
| All other assets | $2,933,000 | 3,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,031,000 | 4,339 |
| Total liabilities | $104,148,000 | 4,309 |
| Total deposits | $103,340,000 | 4,045 |
| Interest-bearing deposits | $81,667,000 | 4,262 |
| Deposits held in domestic offices | $103,340,000 | 4,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $808,000 | 3,560 |
| Total equity capital | $10,883,000 | 4,584 |
| Total bank equity capital | $10,883,000 | 4,584 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $4,850,000 | 3,466 |
| Undivided profits | $5,283,000 | 4,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $570,000 | 4,898 |
| Earning assets | $103,624,000 | 4,387 |
| Long-term assets (5+ years) | $8,439,000 | 5,331 |
| Average Assets, year-to-date | $112,435,600 | 4,303 |
| Average Assets, quarterly | $115,184,500 | 4,307 |
| Volatile liabilities | $10,352,000 | 5,608 |
| Insider loans | $3,141,000 | 1,783 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,454,000 | 4,396 |
| Tier 1 (core) risk-based capital | $10,292,000 | 4,619 |
| Tier 2 risk-based capital | $963,000 | 3,782 |
| Total risk weighted assets | $87,283,000 | 3,891 |
| Total unused commitments | $9,454,000 | 4,399 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 52 | 3,269 |
| Assets and Liabilities | ||
| Total Assets: | $115,338,000 | 4,318 |
| Cash and due from depository institutions | $9,967,000 | 3,269 |
| Interest-bearing balances | $2,893,000 | 1,957 |
| Securities | $21,473,000 | 4,553 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,533 |
| Net loans & leases | $72,188,000 | 4,252 |
| Loan loss allowance | $914,000 | 4,223 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,901,000 | 3,209 |
| Other real estate owned | $386,000 | 3,269 |
| Goodwill and other intangibles | $517,000 | 2,002 |
| All other assets | $2,656,000 | 3,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,338,000 | 4,318 |
| Total liabilities | $104,344,000 | 4,275 |
| Total deposits | $103,570,000 | 4,024 |
| Interest-bearing deposits | $84,088,000 | 4,169 |
| Deposits held in domestic offices | $103,570,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $774,000 | 3,819 |
| Total equity capital | $10,994,000 | 4,516 |
| Total bank equity capital | $10,994,000 | 4,516 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $4,250,000 | 3,713 |
| Undivided profits | $5,994,000 | 4,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $510,000 | 5,459 |
| Earning assets | $101,804,000 | 4,443 |
| Long-term assets (5+ years) | $7,834,000 | 5,467 |
| Average Assets, year-to-date | $111,786,750 | 4,332 |
| Average Assets, quarterly | $115,190,500 | 4,305 |
| Volatile liabilities | $12,149,000 | 5,183 |
| Insider loans | $3,240,000 | 1,725 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,028,000 | 4,758 |
| Tier 1 (core) risk-based capital | $10,443,000 | 4,553 |
| Tier 2 risk-based capital | $914,000 | 3,922 |
| Total risk weighted assets | $82,978,000 | 4,016 |
| Total unused commitments | $8,028,000 | 4,760 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $115,043,000 | 4,314 |
| Cash and due from depository institutions | $6,419,000 | 3,272 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $21,978,000 | 4,419 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,743 |
| Net loans & leases | $75,067,000 | 4,126 |
| Loan loss allowance | $915,000 | 4,179 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,862,000 | 3,219 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $517,000 | 1,954 |
| All other assets | $2,700,000 | 3,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,043,000 | 4,314 |
| Total liabilities | $103,782,000 | 4,296 |
| Total deposits | $102,903,000 | 4,056 |
| Interest-bearing deposits | $82,730,000 | 4,205 |
| Deposits held in domestic offices | $102,903,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $879,000 | 3,610 |
| Total equity capital | $11,261,000 | 4,448 |
| Total bank equity capital | $11,261,000 | 4,448 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $4,250,000 | 3,678 |
| Undivided profits | $6,261,000 | 4,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $558,000 | 4,993 |
| Earning assets | $102,545,000 | 4,398 |
| Long-term assets (5+ years) | $6,762,000 | 5,673 |
| Average Assets, year-to-date | $110,603,000 | 4,373 |
| Average Assets, quarterly | $111,373,500 | 4,372 |
| Volatile liabilities | $11,623,000 | 5,294 |
| Insider loans | $3,011,000 | 1,831 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,202,000 | 3,784 |
| Tier 1 (core) risk-based capital | $10,593,000 | 4,434 |
| Tier 2 risk-based capital | $915,000 | 3,875 |
| Total risk weighted assets | $84,284,000 | 3,941 |
| Total unused commitments | $12,202,000 | 3,796 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $107,704,000 | 4,467 |
| Cash and due from depository institutions | $4,660,000 | 3,475 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $23,670,000 | 4,189 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,419 |
| Net loans & leases | $68,771,000 | 4,354 |
| Loan loss allowance | $851,000 | 4,357 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,929,000 | 3,118 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $517,000 | 1,934 |
| All other assets | $2,657,000 | 3,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,704,000 | 4,467 |
| Total liabilities | $97,079,000 | 4,451 |
| Total deposits | $96,277,000 | 4,209 |
| Interest-bearing deposits | $77,411,000 | 4,415 |
| Deposits held in domestic offices | $96,277,000 | 4,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $802,000 | 3,881 |
| Total equity capital | $10,625,000 | 4,546 |
| Total bank equity capital | $10,625,000 | 4,546 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $4,250,000 | 3,631 |
| Undivided profits | $5,625,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $527,000 | 5,173 |
| Earning assets | $96,941,000 | 4,522 |
| Long-term assets (5+ years) | $6,205,000 | 5,766 |
| Average Assets, year-to-date | $108,383,000 | 4,417 |
| Average Assets, quarterly | $108,383,000 | 4,417 |
| Volatile liabilities | $8,764,000 | 6,039 |
| Insider loans | $3,045,000 | 1,772 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,704,000 | 4,227 |
| Tier 1 (core) risk-based capital | $9,975,000 | 4,574 |
| Tier 2 risk-based capital | $854,000 | 4,044 |
| Total risk weighted assets | $80,607,000 | 4,031 |
| Total unused commitments | $9,704,000 | 4,244 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $109,062,000 | 4,397 |
| Cash and due from depository institutions | $4,962,000 | 3,394 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $24,103,000 | 4,104 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,637 |
| Net loans & leases | $70,239,000 | 4,286 |
| Loan loss allowance | $832,000 | 4,374 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,995,000 | 3,044 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $517,000 | 1,921 |
| All other assets | $2,796,000 | 3,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,062,000 | 4,397 |
| Total liabilities | $98,542,000 | 4,369 |
| Total deposits | $97,755,000 | 4,142 |
| Interest-bearing deposits | $78,019,000 | 4,347 |
| Deposits held in domestic offices | $97,755,000 | 4,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $787,000 | 3,983 |
| Total equity capital | $10,520,000 | 4,541 |
| Total bank equity capital | $10,520,000 | 4,541 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $4,250,000 | 3,590 |
| Undivided profits | $5,520,000 | 4,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $579,000 | 5,084 |
| Earning assets | $97,792,000 | 4,454 |
| Long-term assets (5+ years) | $6,398,000 | 5,683 |
| Average Assets, year-to-date | $109,619,200 | 4,216 |
| Average Assets, quarterly | $108,411,000 | 4,362 |
| Volatile liabilities | $8,557,000 | 6,108 |
| Insider loans | $3,171,000 | 1,681 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,631,000 | 4,156 |
| Tier 1 (core) risk-based capital | $9,820,000 | 4,586 |
| Tier 2 risk-based capital | $845,000 | 4,020 |
| Total risk weighted assets | $83,642,000 | 3,892 |
| Total unused commitments | $9,631,000 | 4,160 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $112,078,000 | 4,194 |
| Cash and due from depository institutions | $3,922,000 | 3,288 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $26,324,000 | 3,701 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,943 |
| Net loans & leases | $67,660,000 | 4,290 |
| Loan loss allowance | $766,000 | 4,422 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,328,000 | 2,714 |
| Other real estate owned | $0 | 3,288 |
| Goodwill and other intangibles | $517,000 | 1,852 |
| All other assets | $2,777,000 | 3,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,078,000 | 4,194 |
| Total liabilities | $102,021,000 | 4,149 |
| Total deposits | $101,363,000 | 3,895 |
| Interest-bearing deposits | $82,760,000 | 4,024 |
| Deposits held in domestic offices | $101,363,000 | 3,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $658,000 | 4,611 |
| Total equity capital | $10,057,000 | 4,475 |
| Total bank equity capital | $10,057,000 | 4,475 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $4,250,000 | 3,497 |
| Undivided profits | $5,057,000 | 4,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $717,000 | 4,602 |
| Earning assets | $101,534,000 | 4,219 |
| Long-term assets (5+ years) | $10,724,000 | 4,642 |
| Average Assets, year-to-date | $109,073,600 | 4,115 |
| Average Assets, quarterly | $110,338,000 | 4,196 |
| Volatile liabilities | $5,908,000 | 6,998 |
| Insider loans | $2,621,000 | 1,885 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,074,000 | 5,075 |
| Tier 1 (core) risk-based capital | $9,384,000 | 4,588 |
| Tier 2 risk-based capital | $766,000 | 4,156 |
| Total risk weighted assets | $86,942,000 | 3,638 |
| Total unused commitments | $6,074,000 | 5,082 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 47 | 3,553 |
| Assets and Liabilities | ||
| Total Assets: | $108,993,000 | 4,153 |
| Cash and due from depository institutions | $4,205,000 | 3,553 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $28,235,000 | 3,581 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 1,976 |
| Net loans & leases | $64,854,000 | 4,332 |
| Loan loss allowance | $734,000 | 4,429 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,698,000 | 3,209 |
| Other real estate owned | $0 | 3,553 |
| Goodwill and other intangibles | $556,000 | 1,765 |
| All other assets | $2,370,000 | 3,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,993,000 | 4,153 |
| Total liabilities | $99,359,000 | 4,093 |
| Total deposits | $98,574,000 | 3,850 |
| Interest-bearing deposits | $80,194,000 | 4,002 |
| Deposits held in domestic offices | $98,574,000 | 3,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $785,000 | 4,312 |
| Total equity capital | $9,634,000 | 4,533 |
| Total bank equity capital | $9,634,000 | 4,533 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $3,250,000 | 4,138 |
| Undivided profits | $5,634,000 | 4,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $449,000 | 5,490 |
| Earning assets | $99,164,000 | 4,195 |
| Long-term assets (5+ years) | $13,137,000 | 4,033 |
| Average Assets, year-to-date | $100,807,000 | 4,269 |
| Average Assets, quarterly | $104,863,000 | 4,249 |
| Volatile liabilities | $7,028,000 | 6,607 |
| Insider loans | $2,201,000 | 2,132 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,568,000 | 5,620 |
| Tier 1 (core) risk-based capital | $9,159,000 | 4,608 |
| Tier 2 risk-based capital | $734,000 | 4,162 |
| Total risk weighted assets | $87,473,300 | 3,482 |
| Total unused commitments | $4,568,000 | 5,623 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $96,288,000 | 4,545 |
| Cash and due from depository institutions | $4,827,000 | 3,793 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $31,581,000 | 3,429 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 5,205 |
| Net loans & leases | $54,306,000 | 4,841 |
| Loan loss allowance | $613,000 | 4,976 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,938,000 | 4,099 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $596,000 | 1,785 |
| All other assets | $2,215,000 | 3,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,288,000 | 4,545 |
| Total liabilities | $86,046,000 | 4,585 |
| Total deposits | $85,626,000 | 4,293 |
| Interest-bearing deposits | $68,158,000 | 4,574 |
| Deposits held in domestic offices | $85,626,000 | 4,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $420,000 | 5,919 |
| Total equity capital | $10,242,000 | 4,162 |
| Total bank equity capital | $10,242,000 | 4,162 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $3,250,000 | 4,114 |
| Undivided profits | $6,242,000 | 3,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $420,000 | 5,227 |
| Earning assets | $86,712,000 | 4,620 |
| Long-term assets (5+ years) | $18,581,000 | 3,474 |
| Average Assets, year-to-date | $92,039,800 | 4,576 |
| Average Assets, quarterly | $92,316,500 | 4,681 |
| Volatile liabilities | $4,930,000 | 7,373 |
| Insider loans | $2,900,000 | 1,610 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,143,000 | 5,924 |
| Tier 1 (core) risk-based capital | $9,937,000 | 4,280 |
| Tier 2 risk-based capital | $613,000 | 4,635 |
| Total risk weighted assets | $77,013,800 | 3,746 |
| Total unused commitments | $4,143,000 | 5,932 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $93,098,000 | 4,621 |
| Cash and due from depository institutions | $3,589,000 | 4,171 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,671,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,566 |
| Net loans & leases | $45,776,000 | 5,236 |
| Loan loss allowance | $510,000 | 5,549 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,722,000 | 4,357 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,640,000 | 4,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,098,000 | 4,621 |
| Total liabilities | $81,902,000 | 4,694 |
| Total deposits | $81,486,000 | 4,468 |
| Interest-bearing deposits | $65,074,000 | 4,746 |
| Deposits held in domestic offices | $81,486,000 | 4,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $416,000 | 6,403 |
| Total equity capital | $11,196,000 | 3,935 |
| Total bank equity capital | $11,196,000 | 3,935 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $3,250,000 | 3,979 |
| Undivided profits | $7,196,000 | 3,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $158,000 | 8,529 |
| Earning assets | $86,147,000 | 4,593 |
| Long-term assets (5+ years) | $10,348,000 | 4,636 |
| Average Assets, year-to-date | $94,365,000 | 4,374 |
| Average Assets, quarterly | $93,041,000 | 4,552 |
| Volatile liabilities | $3,958,000 | 7,606 |
| Insider loans | $1,586,000 | 2,545 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,524,000 | 5,590 |
| Tier 1 (core) risk-based capital | $11,093,000 | 3,819 |
| Tier 2 risk-based capital | $510,000 | 5,140 |
| Total risk weighted assets | $57,934,400 | 4,527 |
| Total unused commitments | $4,524,000 | 5,597 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $90,961,000 | 4,689 |
| Cash and due from depository institutions | $3,795,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $28,490,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 2,083 |
| Net loans & leases | $48,716,000 | 5,079 |
| Loan loss allowance | $652,000 | 4,762 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,887,000 | 4,013 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $4,000 | 3,481 |
| All other assets | $1,419,000 | 4,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,961,000 | 4,689 |
| Total liabilities | $79,955,000 | 4,780 |
| Total deposits | $79,586,000 | 4,546 |
| Interest-bearing deposits | $63,680,000 | 4,824 |
| Deposits held in domestic offices | $79,586,000 | 4,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $369,000 | 7,026 |
| Total equity capital | $11,006,000 | 3,955 |
| Total bank equity capital | $11,006,000 | 3,955 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $3,250,000 | 3,926 |
| Undivided profits | $7,006,000 | 3,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $186,000 | 8,462 |
| Earning assets | $83,856,000 | 4,670 |
| Long-term assets (5+ years) | $10,121,000 | 4,305 |
| Average Assets, year-to-date | $88,098,800 | 4,653 |
| Average Assets, quarterly | $89,994,500 | 4,682 |
| Volatile liabilities | $3,317,000 | 8,253 |
| Insider loans | $1,544,000 | 2,560 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,059,000 | 5,723 |
| Tier 1 (core) risk-based capital | $10,973,000 | 3,828 |
| Tier 2 risk-based capital | $652,000 | 4,243 |
| Total risk weighted assets | $60,011,400 | 4,350 |
| Total unused commitments | $4,059,000 | 5,732 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $87,359,000 | 4,950 |
| Cash and due from depository institutions | $3,358,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,459,000 | 4,580 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,756 |
| Net loans & leases | $53,318,000 | 4,795 |
| Loan loss allowance | $718,000 | 4,588 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,006,000 | 3,766 |
| Other real estate owned | $35,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,083,000 | 5,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,359,000 | 4,950 |
| Total liabilities | $76,146,000 | 5,068 |
| Total deposits | $75,803,000 | 4,866 |
| Interest-bearing deposits | $63,699,000 | 4,956 |
| Deposits held in domestic offices | $75,803,000 | 4,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $343,000 | 7,397 |
| Total equity capital | $11,213,000 | 3,916 |
| Total bank equity capital | $11,213,000 | 3,916 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $2,050,000 | 5,373 |
| Undivided profits | $8,413,000 | 2,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 7,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $101,000 | 10,205 |
| Earning assets | $80,877,000 | 4,919 |
| Long-term assets (5+ years) | $4,577,000 | 6,085 |
| Average Assets, year-to-date | $88,591,600 | 4,756 |
| Average Assets, quarterly | $87,147,500 | 4,927 |
| Volatile liabilities | $3,349,000 | 8,279 |
| Insider loans | $1,185,000 | 3,206 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,546,000 | 5,969 |
| Tier 1 (core) risk-based capital | $11,185,000 | 3,818 |
| Tier 2 risk-based capital | $718,000 | 3,985 |
| Total risk weighted assets | $62,518,300 | 4,231 |
| Total unused commitments | $3,546,000 | 5,985 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $89,147,000 | 4,901 |
| Cash and due from depository institutions | $2,959,000 | 4,695 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,211,000 | 3,400 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,556 |
| Net loans & leases | $43,278,000 | 5,500 |
| Loan loss allowance | $563,000 | 5,551 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,940,000 | 3,812 |
| Other real estate owned | $13,000 | 4,695 |
| Goodwill and other intangibles | $2,000 | 3,126 |
| All other assets | $944,000 | 6,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,147,000 | 4,901 |
| Total liabilities | $78,781,000 | 4,977 |
| Total deposits | $78,197,000 | 4,801 |
| Interest-bearing deposits | $67,384,000 | 4,785 |
| Deposits held in domestic offices | $78,197,000 | 4,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $584,000 | 5,582 |
| Total equity capital | $10,366,000 | 4,204 |
| Total bank equity capital | $10,366,000 | 4,204 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $2,050,000 | 5,426 |
| Undivided profits | $7,566,000 | 3,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 7,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $90,000 | 10,841 |
| Earning assets | $83,289,000 | 4,832 |
| Long-term assets (5+ years) | $2,846,000 | 7,167 |
| Average Assets, year-to-date | $88,046,600 | 4,756 |
| Average Assets, quarterly | $88,069,000 | 4,893 |
| Volatile liabilities | $3,669,000 | 7,937 |
| Insider loans | $431,000 | 6,080 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $726,000 | 9,558 |
| Tier 1 (core) risk-based capital | $10,226,000 | 4,134 |
| Tier 2 risk-based capital | $563,000 | 4,804 |
| Total risk weighted assets | $52,994,500 | 4,795 |
| Total unused commitments | $726,000 | 9,567 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $87,333,000 | 4,917 |
| Cash and due from depository institutions | $2,827,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,824,000 | 4,283 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,345 |
| Net loans & leases | $47,729,000 | 5,084 |
| Loan loss allowance | $605,000 | 5,367 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,086,000 | 3,520 |
| Other real estate owned | $8,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,134,000 | 6,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,333,000 | 4,917 |
| Total liabilities | $77,791,000 | 4,981 |
| Total deposits | $77,332,000 | 4,776 |
| Interest-bearing deposits | $67,915,000 | 4,693 |
| Deposits held in domestic offices | $77,332,000 | 4,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $459,000 | 5,523 |
| Total equity capital | $9,542,000 | 4,258 |
| Total bank equity capital | $9,542,000 | 4,258 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $2,050,000 | 5,422 |
| Undivided profits | $6,742,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $52,000 | 11,899 |
| Earning assets | $81,278,000 | 4,868 |
| Long-term assets (5+ years) | $414,000 | 10,257 |
| Average Assets, year-to-date | $87,779,200 | 4,793 |
| Average Assets, quarterly | $87,277,000 | 4,895 |
| Volatile liabilities | $3,143,000 | 8,325 |
| Insider loans | $322,000 | 6,969 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $9,668,000 | 4,265 |
| Tier 2 risk-based capital | $605,000 | 4,506 |
| Total risk weighted assets | $56,200,000 | 4,474 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $86,359,000 | 5,053 |
| Cash and due from depository institutions | $1,960,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $45,244,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $3,425,000 | 3,955 |
| Net loans & leases | $32,476,000 | 6,636 |
| Loan loss allowance | $458,000 | 6,761 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,989,000 | 3,656 |
| Other real estate owned | $83,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,182,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,359,000 | 5,053 |
| Total liabilities | $77,683,000 | 5,097 |
| Total deposits | $77,321,000 | 4,910 |
| Interest-bearing deposits | $68,071,000 | 4,847 |
| Deposits held in domestic offices | $77,321,000 | 4,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $362,000 | 6,727 |
| Total equity capital | $8,676,000 | 4,669 |
| Total bank equity capital | $8,676,000 | 4,669 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $2,050,000 | 5,405 |
| Undivided profits | $5,876,000 | 3,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 9,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $50,000 | 12,397 |
| Earning assets | $81,145,000 | 4,967 |
| Long-term assets (5+ years) | $374,000 | 10,847 |
| Average Assets, year-to-date | $80,514,400 | 5,255 |
| Average Assets, quarterly | $85,190,500 | 5,078 |
| Volatile liabilities | $4,763,000 | 6,714 |
| Insider loans | $203,000 | 8,288 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,342,000 | 7,087 |
| Tier 1 (core) risk-based capital | $8,676,000 | 4,568 |
| Tier 2 risk-based capital | $458,000 | 5,660 |
| Total risk weighted assets | $42,846,200 | 5,586 |
| Total unused commitments | $2,342,000 | 7,112 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $73,995,000 | 5,857 |
| Cash and due from depository institutions | $1,964,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,175,000 | 3,871 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 3,074 |
| Net loans & leases | $28,417,000 | 7,305 |
| Loan loss allowance | $385,000 | 7,646 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,017,000 | 3,580 |
| Other real estate owned | $139,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $983,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,995,000 | 5,857 |
| Total liabilities | $66,347,000 | 5,938 |
| Total deposits | $65,862,000 | 5,795 |
| Interest-bearing deposits | $58,185,000 | 5,716 |
| Deposits held in domestic offices | $65,862,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $485,000 | 5,953 |
| Total equity capital | $7,648,000 | 4,990 |
| Total bank equity capital | $7,648,000 | 4,990 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $2,050,000 | 5,313 |
| Undivided profits | $4,848,000 | 4,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $49,000 | 13,001 |
| Earning assets | $68,892,000 | 5,756 |
| Long-term assets (5+ years) | $6,057,000 | 5,878 |
| Average Assets, year-to-date | $69,834,200 | 6,010 |
| Average Assets, quarterly | $71,641,000 | 5,968 |
| Volatile liabilities | $4,455,000 | 7,017 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,267,000 | 8,580 |
| Tier 1 (core) risk-based capital | $7,648,000 | 4,907 |
| Tier 2 risk-based capital | $385,000 | 6,418 |
| Total risk weighted assets | $37,657,800 | 6,209 |
| Total unused commitments | $1,267,000 | 8,607 |
| Derivatives | $0 | 651 |