Home > MidSouth Bank > Income and Expense
MidSouth Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 2,228 |
| Total interest expense | $401,000 | 3,122 |
| Net interest income | $5,016,000 | 2,120 |
| Provision for loan and lease losses | $350,000 | 1,106 |
| Total noninterest income | $2,190,000 | 1,199 |
| Gross Fiduciary activities income | $16,000 | 966 |
| Service charges on deposit accounts | $173,000 | 2,970 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,001,000 | 891 |
| Total noninterest expense | $7,758,000 | 1,283 |
| Salaries and employee benefits | $3,616,000 | 1,451 |
| Premises and equipment expense | $605,000 | 1,930 |
| Additional noninterest expense | $3,537,000 | 911 |
| Pre-tax net operating income | $-902,000 | 6,567 |
| Securities gains (losses) | $135,000 | 637 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-767,000 | 6,559 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-767,000 | 6,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-767,000 | 6,559 |
| Net charge-offs | $-147,000 | 6,395 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 296 |
| Net operating income | $-902,000 | 6,566 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 2,252 |
| Total interest expense | $203,000 | 3,139 |
| Net interest income | $2,479,000 | 2,128 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $814,000 | 1,436 |
| Gross Fiduciary activities income | $8,000 | 964 |
| Service charges on deposit accounts | $89,000 | 2,896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $717,000 | 1,106 |
| Total noninterest expense | $3,169,000 | 1,514 |
| Salaries and employee benefits | $1,593,000 | 1,635 |
| Premises and equipment expense | $280,000 | 2,124 |
| Additional noninterest expense | $1,296,000 | 1,239 |
| Pre-tax net operating income | $124,000 | 5,068 |
| Securities gains (losses) | $122,000 | 377 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $246,000 | 3,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 3,891 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $246,000 | 3,891 |
| Net charge-offs | $-21,000 | 6,063 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 216 |
| Net operating income | $124,000 | 4,865 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 2,466 |
| Total interest expense | $916,000 | 3,141 |
| Net interest income | $8,913,000 | 2,364 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $3,813,000 | 1,364 |
| Gross Fiduciary activities income | $33,000 | 986 |
| Service charges on deposit accounts | $356,000 | 3,057 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,424,000 | 1,059 |
| Total noninterest expense | $11,224,000 | 1,711 |
| Salaries and employee benefits | $5,985,000 | 1,715 |
| Premises and equipment expense | $1,118,000 | 2,033 |
| Additional noninterest expense | $4,121,000 | 1,584 |
| Pre-tax net operating income | $1,502,000 | 3,400 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,504,000 | 3,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,504,000 | 3,157 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,504,000 | 3,158 |
| Net charge-offs | $288,000 | 2,623 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 710 |
| Net operating income | $1,502,000 | 3,100 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 2,519 |
| Total interest expense | $697,000 | 3,182 |
| Net interest income | $6,550,000 | 2,416 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,974,000 | 1,356 |
| Gross Fiduciary activities income | $25,000 | 974 |
| Service charges on deposit accounts | $264,000 | 3,095 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,685,000 | 1,054 |
| Total noninterest expense | $8,036,000 | 1,794 |
| Salaries and employee benefits | $4,316,000 | 1,790 |
| Premises and equipment expense | $825,000 | 2,088 |
| Additional noninterest expense | $2,895,000 | 1,661 |
| Pre-tax net operating income | $1,488,000 | 2,933 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,482,000 | 2,686 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,482,000 | 2,690 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,482,000 | 2,690 |
| Net charge-offs | $228,000 | 2,428 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 651 |
| Net operating income | $1,488,000 | 2,596 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 2,561 |
| Total interest expense | $477,000 | 3,185 |
| Net interest income | $4,264,000 | 2,452 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,087,000 | 1,326 |
| Gross Fiduciary activities income | $18,000 | 976 |
| Service charges on deposit accounts | $177,000 | 3,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,892,000 | 1,028 |
| Total noninterest expense | $5,383,000 | 1,781 |
| Salaries and employee benefits | $2,899,000 | 1,771 |
| Premises and equipment expense | $542,000 | 2,112 |
| Additional noninterest expense | $1,942,000 | 1,646 |
| Pre-tax net operating income | $968,000 | 2,958 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $968,000 | 2,708 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $968,000 | 2,713 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $968,000 | 2,713 |
| Net charge-offs | $-156,000 | 6,764 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 567 |
| Net operating income | $968,000 | 2,607 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 2,579 |
| Total interest expense | $252,000 | 3,130 |
| Net interest income | $2,118,000 | 2,483 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $939,000 | 1,409 |
| Gross Fiduciary activities income | $7,000 | 997 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $843,000 | 1,109 |
| Total noninterest expense | $2,570,000 | 1,875 |
| Salaries and employee benefits | $1,367,000 | 1,898 |
| Premises and equipment expense | $263,000 | 2,216 |
| Additional noninterest expense | $940,000 | 1,697 |
| Pre-tax net operating income | $487,000 | 2,920 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $487,000 | 2,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $487,000 | 2,646 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $487,000 | 2,645 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 461 |
| Net operating income | $487,000 | 2,566 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 2,667 |
| Total interest expense | $1,231,000 | 3,150 |
| Net interest income | $8,343,000 | 2,573 |
| Provision for loan and lease losses | $-470,000 | 6,985 |
| Total noninterest income | $2,145,000 | 2,089 |
| Gross Fiduciary activities income | $23,000 | 1,051 |
| Service charges on deposit accounts | $402,000 | 2,921 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,720,000 | 1,694 |
| Total noninterest expense | $9,368,000 | 2,044 |
| Salaries and employee benefits | $4,856,000 | 2,064 |
| Premises and equipment expense | $1,120,000 | 2,063 |
| Additional noninterest expense | $3,392,000 | 1,936 |
| Pre-tax net operating income | $1,590,000 | 3,235 |
| Securities gains (losses) | $11,000 | 3,357 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,601,000 | 2,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,601,000 | 2,999 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,601,000 | 3,000 |
| Net charge-offs | $-274,000 | 7,017 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 730 |
| Net operating income | $1,590,000 | 2,880 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 2,721 |
| Total interest expense | $955,000 | 3,181 |
| Net interest income | $6,231,000 | 2,630 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,795,000 | 1,928 |
| Gross Fiduciary activities income | $14,000 | 1,053 |
| Service charges on deposit accounts | $300,000 | 2,968 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,481,000 | 1,543 |
| Total noninterest expense | $6,855,000 | 2,105 |
| Salaries and employee benefits | $3,566,000 | 2,099 |
| Premises and equipment expense | $826,000 | 2,110 |
| Additional noninterest expense | $2,463,000 | 1,996 |
| Pre-tax net operating income | $1,171,000 | 3,358 |
| Securities gains (losses) | $42,000 | 2,536 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,213,000 | 3,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,213,000 | 3,046 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,213,000 | 3,045 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 716 |
| Net operating income | $1,171,000 | 2,979 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 2,783 |
| Total interest expense | $658,000 | 3,195 |
| Net interest income | $4,070,000 | 2,680 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,112,000 | 2,003 |
| Gross Fiduciary activities income | $10,000 | 1,054 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $903,000 | 1,611 |
| Total noninterest expense | $4,412,000 | 2,180 |
| Salaries and employee benefits | $2,269,000 | 2,199 |
| Premises and equipment expense | $528,000 | 2,183 |
| Additional noninterest expense | $1,615,000 | 2,022 |
| Pre-tax net operating income | $770,000 | 3,355 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $770,000 | 3,123 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $770,000 | 3,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $770,000 | 3,123 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 641 |
| Net operating income | $770,000 | 2,968 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,843 |
| Total interest expense | $340,000 | 3,219 |
| Net interest income | $2,000,000 | 2,733 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $555,000 | 2,001 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $454,000 | 1,615 |
| Total noninterest expense | $2,179,000 | 2,186 |
| Salaries and employee benefits | $1,127,000 | 2,210 |
| Premises and equipment expense | $246,000 | 2,320 |
| Additional noninterest expense | $806,000 | 2,021 |
| Pre-tax net operating income | $376,000 | 3,413 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $376,000 | 3,198 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $376,000 | 3,202 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $376,000 | 3,202 |
| Net charge-offs | $102,000 | 2,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 477 |
| Net operating income | $376,000 | 3,033 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,081,000 | 2,740 |
| Total interest expense | $1,640,000 | 3,209 |
| Net interest income | $8,441,000 | 2,591 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $1,612,000 | 2,342 |
| Gross Fiduciary activities income | $13,000 | 1,069 |
| Service charges on deposit accounts | $400,000 | 3,023 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,199,000 | 1,911 |
| Total noninterest expense | $8,730,000 | 2,182 |
| Salaries and employee benefits | $4,399,000 | 2,199 |
| Premises and equipment expense | $1,148,000 | 2,140 |
| Additional noninterest expense | $3,183,000 | 2,092 |
| Pre-tax net operating income | $923,000 | 3,874 |
| Securities gains (losses) | $144,000 | 1,739 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $1,062,000 | 3,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 3,440 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,062,000 | 3,440 |
| Net charge-offs | $1,564,000 | 1,818 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,338,000 | 285 |
| Net operating income | $918,000 | 3,578 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 2,727 |
| Total interest expense | $1,280,000 | 3,233 |
| Net interest income | $6,411,000 | 2,577 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $1,341,000 | 2,178 |
| Gross Fiduciary activities income | $11,000 | 1,030 |
| Service charges on deposit accounts | $296,000 | 3,068 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,034,000 | 1,736 |
| Total noninterest expense | $6,659,000 | 2,164 |
| Salaries and employee benefits | $3,187,000 | 2,270 |
| Premises and equipment expense | $840,000 | 2,199 |
| Additional noninterest expense | $2,632,000 | 1,922 |
| Pre-tax net operating income | $793,000 | 3,740 |
| Securities gains (losses) | $144,000 | 1,461 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $937,000 | 3,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $937,000 | 3,199 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $937,000 | 3,199 |
| Net charge-offs | $1,160,000 | 1,754 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,336,000 | 241 |
| Net operating income | $793,000 | 3,415 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 2,726 |
| Total interest expense | $892,000 | 3,236 |
| Net interest income | $4,289,000 | 2,568 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $834,000 | 2,271 |
| Gross Fiduciary activities income | $8,000 | 1,035 |
| Service charges on deposit accounts | $195,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $631,000 | 1,810 |
| Total noninterest expense | $4,458,000 | 2,167 |
| Salaries and employee benefits | $2,118,000 | 2,282 |
| Premises and equipment expense | $535,000 | 2,313 |
| Additional noninterest expense | $1,805,000 | 1,883 |
| Pre-tax net operating income | $365,000 | 4,338 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $365,000 | 4,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $365,000 | 4,144 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $365,000 | 4,146 |
| Net charge-offs | $358,000 | 2,490 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,333,000 | 147 |
| Net operating income | $365,000 | 4,049 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 2,731 |
| Total interest expense | $470,000 | 3,203 |
| Net interest income | $2,133,000 | 2,576 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $490,000 | 2,013 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $95,000 | 3,089 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $391,000 | 1,593 |
| Total noninterest expense | $2,241,000 | 2,157 |
| Salaries and employee benefits | $1,072,000 | 2,283 |
| Premises and equipment expense | $260,000 | 2,408 |
| Additional noninterest expense | $909,000 | 1,859 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $82,000 | 5,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $82,000 | 5,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $82,000 | 5,258 |
| Net charge-offs | $191,000 | 2,156 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,004,000 | 93 |
| Net operating income | $82,000 | 5,199 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,626 |
| Total interest expense | $2,713,000 | 2,808 |
| Net interest income | $8,720,000 | 2,525 |
| Provision for loan and lease losses | $1,130,000 | 2,871 |
| Total noninterest income | $1,919,000 | 2,130 |
| Gross Fiduciary activities income | $15,000 | 1,101 |
| Service charges on deposit accounts | $461,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,443,000 | 1,739 |
| Total noninterest expense | $9,309,000 | 2,072 |
| Salaries and employee benefits | $4,227,000 | 2,283 |
| Premises and equipment expense | $1,090,000 | 2,299 |
| Additional noninterest expense | $3,992,000 | 1,808 |
| Pre-tax net operating income | $200,000 | 5,203 |
| Securities gains (losses) | $511,000 | 879 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $711,000 | 3,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $711,000 | 3,832 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $711,000 | 3,834 |
| Net charge-offs | $4,763,000 | 1,068 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,976,000 | 216 |
| Net operating income | $200,000 | 5,144 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 2,651 |
| Total interest expense | $2,180,000 | 2,770 |
| Net interest income | $6,513,000 | 2,557 |
| Provision for loan and lease losses | $800,000 | 2,848 |
| Total noninterest income | $1,329,000 | 2,279 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $355,000 | 2,796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $962,000 | 1,842 |
| Total noninterest expense | $6,936,000 | 2,085 |
| Salaries and employee benefits | $3,158,000 | 2,304 |
| Premises and equipment expense | $825,000 | 2,331 |
| Additional noninterest expense | $2,953,000 | 1,796 |
| Pre-tax net operating income | $106,000 | 5,600 |
| Securities gains (losses) | $511,000 | 726 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $617,000 | 3,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $617,000 | 3,728 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $617,000 | 3,729 |
| Net charge-offs | $3,876,000 | 933 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,972,000 | 168 |
| Net operating income | $106,000 | 5,548 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 2,624 |
| Total interest expense | $1,540,000 | 2,724 |
| Net interest income | $4,365,000 | 2,540 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $813,000 | 2,350 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $241,000 | 2,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $562,000 | 1,950 |
| Total noninterest expense | $4,562,000 | 2,122 |
| Salaries and employee benefits | $2,015,000 | 2,418 |
| Premises and equipment expense | $525,000 | 2,427 |
| Additional noninterest expense | $2,022,000 | 1,749 |
| Pre-tax net operating income | $116,000 | 5,403 |
| Securities gains (losses) | $438,000 | 535 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $554,000 | 3,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $554,000 | 3,213 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $554,000 | 3,216 |
| Net charge-offs | $1,388,000 | 1,435 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,967,000 | 121 |
| Net operating income | $116,000 | 5,307 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,672 |
| Total interest expense | $819,000 | 2,708 |
| Net interest income | $2,145,000 | 2,616 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $457,000 | 2,171 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $336,000 | 1,710 |
| Total noninterest expense | $2,235,000 | 2,192 |
| Salaries and employee benefits | $1,014,000 | 2,441 |
| Premises and equipment expense | $262,000 | 2,494 |
| Additional noninterest expense | $959,000 | 1,810 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $293,000 | 399 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $360,000 | 2,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $360,000 | 2,754 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $360,000 | 2,757 |
| Net charge-offs | $531,000 | 1,539 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,095,000 | 86 |
| Net operating income | $67,000 | 5,336 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,137,000 | 2,526 |
| Total interest expense | $4,001,000 | 2,733 |
| Net interest income | $9,136,000 | 2,386 |
| Provision for loan and lease losses | $11,920,000 | 749 |
| Total noninterest income | $1,790,000 | 2,283 |
| Gross Fiduciary activities income | $13,000 | 1,147 |
| Service charges on deposit accounts | $488,000 | 2,948 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,289,000 | 1,828 |
| Total noninterest expense | $10,250,000 | 1,972 |
| Salaries and employee benefits | $4,623,000 | 2,127 |
| Premises and equipment expense | $1,251,000 | 2,133 |
| Additional noninterest expense | $4,376,000 | 1,701 |
| Pre-tax net operating income | $-11,244,000 | 7,530 |
| Securities gains (losses) | $1,017,000 | 493 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-10,227,000 | 7,565 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,227,000 | 7,564 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,227,000 | 7,564 |
| Net charge-offs | $9,624,000 | 707 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,844,000 | 279 |
| Net operating income | $-11,244,000 | 7,597 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,073,000 | 2,518 |
| Total interest expense | $3,100,000 | 2,778 |
| Net interest income | $6,973,000 | 2,338 |
| Provision for loan and lease losses | $9,705,000 | 635 |
| Total noninterest income | $1,360,000 | 2,328 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $363,000 | 2,980 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $987,000 | 1,849 |
| Total noninterest expense | $7,498,000 | 2,014 |
| Salaries and employee benefits | $3,620,000 | 2,048 |
| Premises and equipment expense | $935,000 | 2,149 |
| Additional noninterest expense | $2,943,000 | 1,815 |
| Pre-tax net operating income | $-8,870,000 | 7,705 |
| Securities gains (losses) | $1,017,000 | 376 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,853,000 | 7,722 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,853,000 | 7,721 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,853,000 | 7,721 |
| Net charge-offs | $5,613,000 | 751 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $812,000 | 374 |
| Net operating income | $-8,870,000 | 7,755 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 2,516 |
| Total interest expense | $2,139,000 | 2,800 |
| Net interest income | $4,686,000 | 2,328 |
| Provision for loan and lease losses | $3,280,000 | 1,022 |
| Total noninterest income | $949,000 | 2,257 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $234,000 | 3,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $708,000 | 1,798 |
| Total noninterest expense | $4,979,000 | 2,042 |
| Salaries and employee benefits | $2,447,000 | 2,053 |
| Premises and equipment expense | $626,000 | 2,180 |
| Additional noninterest expense | $1,906,000 | 1,878 |
| Pre-tax net operating income | $-2,624,000 | 7,511 |
| Securities gains (losses) | $682,000 | 396 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,942,000 | 7,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,942,000 | 7,465 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,942,000 | 7,464 |
| Net charge-offs | $3,523,000 | 746 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $807,000 | 307 |
| Net operating income | $-2,624,000 | 7,599 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,517 |
| Total interest expense | $1,126,000 | 2,779 |
| Net interest income | $2,324,000 | 2,339 |
| Provision for loan and lease losses | $2,670,000 | 613 |
| Total noninterest income | $466,000 | 2,250 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $349,000 | 1,768 |
| Total noninterest expense | $2,550,000 | 1,947 |
| Salaries and employee benefits | $1,242,000 | 2,056 |
| Premises and equipment expense | $315,000 | 2,211 |
| Additional noninterest expense | $993,000 | 1,627 |
| Pre-tax net operating income | $-2,430,000 | 7,885 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,430,000 | 7,934 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,430,000 | 7,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,430,000 | 7,935 |
| Net charge-offs | $987,000 | 960 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $801,000 | 179 |
| Net operating income | $-2,430,000 | 7,940 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 2,566 |
| Total interest expense | $5,778,000 | 2,604 |
| Net interest income | $8,658,000 | 2,505 |
| Provision for loan and lease losses | $4,514,000 | 1,077 |
| Total noninterest income | $2,000,000 | 2,148 |
| Gross Fiduciary activities income | $13,000 | 1,184 |
| Service charges on deposit accounts | $450,000 | 3,230 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,537,000 | 1,561 |
| Total noninterest expense | $9,853,000 | 1,958 |
| Salaries and employee benefits | $5,056,000 | 1,992 |
| Premises and equipment expense | $1,353,000 | 2,020 |
| Additional noninterest expense | $3,444,000 | 1,778 |
| Pre-tax net operating income | $-3,709,000 | 7,696 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,709,000 | 7,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,709,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 2,258 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 735 |
| Net operating income | $-3,709,000 | 7,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,845,000 | 2,612 |
| Total interest expense | $4,520,000 | 2,599 |
| Net interest income | $6,325,000 | 2,596 |
| Provision for loan and lease losses | $994,000 | 1,830 |
| Total noninterest income | $1,596,000 | 2,108 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $334,000 | 3,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,252,000 | 1,545 |
| Total noninterest expense | $7,588,000 | 1,899 |
| Salaries and employee benefits | $3,853,000 | 1,994 |
| Premises and equipment expense | $1,019,000 | 2,011 |
| Additional noninterest expense | $2,716,000 | 1,646 |
| Pre-tax net operating income | $-661,000 | 7,358 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-661,000 | 7,313 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-661,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 1,541 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 831 |
| Net operating income | $-661,000 | 7,441 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 2,640 |
| Total interest expense | $3,168,000 | 2,581 |
| Net interest income | $4,062,000 | 2,677 |
| Provision for loan and lease losses | $629,000 | 1,649 |
| Total noninterest income | $1,061,000 | 2,144 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $207,000 | 3,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $847,000 | 1,573 |
| Total noninterest expense | $5,063,000 | 1,897 |
| Salaries and employee benefits | $2,569,000 | 2,017 |
| Premises and equipment expense | $683,000 | 1,985 |
| Additional noninterest expense | $1,811,000 | 1,627 |
| Pre-tax net operating income | $-569,000 | 7,657 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-569,000 | 7,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-569,000 | 7,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,506 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 859 |
| Net operating income | $-569,000 | 7,723 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 2,665 |
| Total interest expense | $1,709,000 | 2,565 |
| Net interest income | $1,973,000 | 2,735 |
| Provision for loan and lease losses | $249,000 | 1,600 |
| Total noninterest income | $529,000 | 2,160 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $95,000 | 3,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $430,000 | 1,565 |
| Total noninterest expense | $2,481,000 | 1,924 |
| Salaries and employee benefits | $1,252,000 | 2,095 |
| Premises and equipment expense | $339,000 | 2,007 |
| Additional noninterest expense | $890,000 | 1,609 |
| Pre-tax net operating income | $-228,000 | 7,804 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-228,000 | 7,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-228,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 813 |
| Net operating income | $-228,000 | 7,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,049,000 | 2,671 |
| Total interest expense | $7,179,000 | 2,558 |
| Net interest income | $7,870,000 | 2,767 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $1,754,000 | 2,426 |
| Gross Fiduciary activities income | $10,000 | 1,256 |
| Service charges on deposit accounts | $305,000 | 4,046 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,439,000 | 1,721 |
| Total noninterest expense | $9,078,000 | 2,021 |
| Salaries and employee benefits | $4,619,000 | 2,176 |
| Premises and equipment expense | $1,236,000 | 2,105 |
| Additional noninterest expense | $3,223,000 | 1,722 |
| Pre-tax net operating income | $146,000 | 7,014 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $159,000 | 6,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,389 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $4,224,000 | 285 |
| Net operating income | $146,000 | 6,952 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,131,000 | 2,702 |
| Total interest expense | $5,405,000 | 2,550 |
| Net interest income | $5,726,000 | 2,856 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $1,339,000 | 2,399 |
| Gross Fiduciary activities income | $7,000 | 1,231 |
| Service charges on deposit accounts | $214,000 | 4,202 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,118,000 | 1,676 |
| Total noninterest expense | $6,599,000 | 2,069 |
| Salaries and employee benefits | $3,381,000 | 2,231 |
| Premises and equipment expense | $899,000 | 2,147 |
| Additional noninterest expense | $2,319,000 | 1,751 |
| Pre-tax net operating income | $226,000 | 6,861 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $240,000 | 6,608 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $240,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,939 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $4,213,000 | 206 |
| Net operating income | $226,000 | 6,662 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 2,782 |
| Total interest expense | $3,596,000 | 2,562 |
| Net interest income | $3,648,000 | 3,009 |
| Provision for loan and lease losses | $118,000 | 3,075 |
| Total noninterest income | $857,000 | 2,470 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $718,000 | 1,744 |
| Total noninterest expense | $4,316,000 | 2,127 |
| Salaries and employee benefits | $2,218,000 | 2,296 |
| Premises and equipment expense | $586,000 | 2,200 |
| Additional noninterest expense | $1,512,000 | 1,797 |
| Pre-tax net operating income | $71,000 | 7,406 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $71,000 | 7,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $71,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,995 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $4,184,000 | 152 |
| Net operating income | $71,000 | 7,319 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 2,850 |
| Total interest expense | $1,771,000 | 2,581 |
| Net interest income | $1,753,000 | 3,117 |
| Provision for loan and lease losses | $57,000 | 2,953 |
| Total noninterest income | $406,000 | 2,540 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $347,000 | 1,758 |
| Total noninterest expense | $2,076,000 | 2,231 |
| Salaries and employee benefits | $1,057,000 | 2,432 |
| Premises and equipment expense | $295,000 | 2,215 |
| Additional noninterest expense | $724,000 | 1,850 |
| Pre-tax net operating income | $26,000 | 7,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $26,000 | 7,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,146 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $4,115,000 | 78 |
| Net operating income | $26,000 | 7,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,020,000 | 3,312 |
| Total interest expense | $5,304,000 | 2,875 |
| Net interest income | $5,716,000 | 3,647 |
| Provision for loan and lease losses | $611,000 | 1,584 |
| Total noninterest income | $1,347,000 | 2,907 |
| Gross Fiduciary activities income | $6,000 | 1,339 |
| Service charges on deposit accounts | $181,000 | 5,176 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,160,000 | 2,014 |
| Total noninterest expense | $7,656,000 | 2,313 |
| Salaries and employee benefits | $3,758,000 | 2,582 |
| Premises and equipment expense | $1,145,000 | 2,156 |
| Additional noninterest expense | $2,753,000 | 1,913 |
| Pre-tax net operating income | $-1,204,000 | 8,473 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,204,000 | 8,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,204,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,287,000 | 395 |
| Net operating income | $-1,204,000 | 8,498 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 3,496 |
| Total interest expense | $3,597,000 | 3,047 |
| Net interest income | $4,064,000 | 3,804 |
| Provision for loan and lease losses | $396,000 | 1,719 |
| Total noninterest income | $952,000 | 3,030 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $124,000 | 5,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $825,000 | 2,080 |
| Total noninterest expense | $5,459,000 | 2,422 |
| Salaries and employee benefits | $2,714,000 | 2,666 |
| Premises and equipment expense | $830,000 | 2,239 |
| Additional noninterest expense | $1,915,000 | 2,051 |
| Pre-tax net operating income | $-839,000 | 8,544 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-839,000 | 8,575 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-839,000 | 8,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,144,000 | 362 |
| Net operating income | $-839,000 | 8,566 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 3,754 |
| Total interest expense | $2,015,000 | 3,355 |
| Net interest income | $2,560,000 | 3,978 |
| Provision for loan and lease losses | $267,000 | 1,670 |
| Total noninterest income | $629,000 | 3,026 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $79,000 | 5,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,092 |
| Total noninterest expense | $3,545,000 | 2,491 |
| Salaries and employee benefits | $1,734,000 | 2,760 |
| Premises and equipment expense | $541,000 | 2,291 |
| Additional noninterest expense | $1,270,000 | 2,066 |
| Pre-tax net operating income | $-623,000 | 8,607 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-623,000 | 8,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-623,000 | 8,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $917,000 | 273 |
| Net operating income | $-623,000 | 8,618 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 3,970 |
| Total interest expense | $857,000 | 3,656 |
| Net interest income | $1,216,000 | 4,123 |
| Provision for loan and lease losses | $170,000 | 1,293 |
| Total noninterest income | $307,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $271,000 | 2,082 |
| Total noninterest expense | $1,702,000 | 2,592 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $267,000 | 2,333 |
| Additional noninterest expense | $614,000 | 2,112 |
| Pre-tax net operating income | $-349,000 | 8,638 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-349,000 | 8,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-349,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 205 |
| Net operating income | $-349,000 | 8,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 5,125 |
| Total interest expense | $1,778,000 | 4,770 |
| Net interest income | $3,262,000 | 5,231 |
| Provision for loan and lease losses | $803,000 | 1,257 |
| Total noninterest income | $855,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $115,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $740,000 | 2,670 |
| Total noninterest expense | $5,241,000 | 3,114 |
| Salaries and employee benefits | $2,701,000 | 3,259 |
| Premises and equipment expense | $767,000 | 3,001 |
| Additional noninterest expense | $1,773,000 | 2,792 |
| Pre-tax net operating income | $-1,927,000 | 8,756 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,927,000 | 8,768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,927,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,941,000 | 408 |
| Net operating income | $-1,927,000 | 8,754 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 5,564 |
| Total interest expense | $1,054,000 | 5,299 |
| Net interest income | $2,196,000 | 5,593 |
| Provision for loan and lease losses | $507,000 | 1,388 |
| Total noninterest income | $605,000 | 4,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 6,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,795 |
| Total noninterest expense | $3,672,000 | 3,266 |
| Salaries and employee benefits | $1,923,000 | 3,395 |
| Premises and equipment expense | $540,000 | 3,146 |
| Additional noninterest expense | $1,209,000 | 3,022 |
| Pre-tax net operating income | $-1,378,000 | 8,773 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,378,000 | 8,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,378,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,586,000 | 315 |
| Net operating income | $-1,378,000 | 8,772 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,971 |
| Total interest expense | $522,000 | 5,925 |
| Net interest income | $1,327,000 | 5,889 |
| Provision for loan and lease losses | $312,000 | 1,458 |
| Total noninterest income | $365,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $325,000 | 2,920 |
| Total noninterest expense | $2,305,000 | 3,410 |
| Salaries and employee benefits | $1,227,000 | 3,496 |
| Premises and equipment expense | $356,000 | 3,144 |
| Additional noninterest expense | $722,000 | 3,279 |
| Pre-tax net operating income | $-925,000 | 8,768 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-925,000 | 8,792 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-925,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $573,000 | 278 |
| Net operating income | $-925,000 | 8,772 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,351 |
| Total interest expense | $195,000 | 6,604 |
| Net interest income | $615,000 | 6,155 |
| Provision for loan and lease losses | $166,000 | 1,300 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,447 |
| Total noninterest expense | $1,067,000 | 3,657 |
| Salaries and employee benefits | $570,000 | 3,711 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $-480,000 | 8,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-480,000 | 8,864 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-480,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 445 |
| Net operating income | $-480,000 | 8,848 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 7,859 |
| Total interest expense | $336,000 | 7,934 |
| Net interest income | $1,188,000 | 7,758 |
| Provision for loan and lease losses | $514,000 | 1,914 |
| Total noninterest income | $326,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,284 |
| Total noninterest expense | $3,761,000 | 3,934 |
| Salaries and employee benefits | $1,941,000 | 4,097 |
| Premises and equipment expense | $554,000 | 3,780 |
| Additional noninterest expense | $1,266,000 | 3,597 |
| Pre-tax net operating income | $-2,761,000 | 8,925 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-2,761,000 | 8,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,761,000 | 8,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $27,857,000 | 23 |
| Net operating income | $-2,761,000 | 8,927 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 8,283 |
| Total interest expense | $193,000 | 8,295 |
| Net interest income | $688,000 | 8,181 |
| Provision for loan and lease losses | $370,000 | 1,896 |
| Total noninterest income | $178,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 4,888 |
| Total noninterest expense | $2,714,000 | 4,034 |
| Salaries and employee benefits | $1,385,000 | 4,225 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $961,000 | 3,540 |
| Pre-tax net operating income | $-2,218,000 | 8,979 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-2,218,000 | 8,986 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,218,000 | 8,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $27,857,000 | 19 |
| Net operating income | $-2,218,000 | 8,977 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,700 |
| Total interest expense | $88,000 | 8,651 |
| Net interest income | $295,000 | 8,660 |
| Provision for loan and lease losses | $224,000 | 2,019 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $9,000 | 7,775 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $1,730,000 | 4,196 |
| Salaries and employee benefits | $856,000 | 4,492 |
| Premises and equipment expense | $99,000 | 6,797 |
| Additional noninterest expense | $775,000 | 3,024 |
| Pre-tax net operating income | $-1,554,000 | 9,029 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,554,000 | 9,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,554,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $27,857,000 | 14 |
| Net operating income | $-1,554,000 | 9,025 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $95,000 | 8,991 |
| Total interest expense | $21,000 | 8,938 |
| Net interest income | $74,000 | 8,982 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $795,000 | 4,500 |
| Salaries and employee benefits | $395,000 | 4,785 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $307,000 | 3,682 |
| Pre-tax net operating income | $-691,000 | 9,065 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-691,000 | 9,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-691,000 | 9,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $27,495,000 | 10 |
| Net operating income | $-691,000 | 9,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.