Home > MidSouth Bank > Income and Expense

MidSouth Bank, Income and Expense

2019-06-30 (YTD Data)		Rank
Total interest income	$35,392,000	498
Total interest expense	$3,656,000	890
Net interest income	$31,736,000	457
Provision for loan and lease losses	$12,359,000	98
Total noninterest income	$10,539,000	400
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$4,033,000	203
Trading account gains and fees	$-43,000	1,673
Additional Noninterest Income	$6,549,000	424
Total noninterest expense	$38,114,000	332
Salaries and employee benefits	$18,678,000	360
Premises and equipment expense	$5,062,000	290
Additional noninterest expense	$14,374,000	299
Pre-tax net operating income	$-8,198,000	5,308
Securities gains (losses)	$575,000	205
Applicable income taxes	$0	3,901
Income before extraordinary items	$-7,623,000	5,300
Extraordinary gains, net	$0	11
Net income	$-7,623,000	5,300
Minority interest net income	$0	69
Net income of bank and minority interests.	$-7,623,000	5,300
Net charge-offs	$1,660,000	258
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$111,000	343
Net operating income	$-8,198,000	5,299
2019-03-31 (YTD Data)		Rank
Total interest income	$17,531,000	500
Total interest expense	$1,843,000	856
Net interest income	$15,688,000	454
Provision for loan and lease losses	$7,600,000	84
Total noninterest income	$5,701,000	358
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,986,000	202
Trading account gains and fees	$-17,000	1,696
Additional Noninterest Income	$3,732,000	367
Total noninterest expense	$19,543,000	331
Salaries and employee benefits	$9,669,000	352
Premises and equipment expense	$2,687,000	276
Additional noninterest expense	$7,187,000	296
Pre-tax net operating income	$-5,754,000	5,363
Securities gains (losses)	$373,000	141
Applicable income taxes	$0	3,800
Income before extraordinary items	$-5,381,000	5,356
Extraordinary gains, net	$0	5
Net income	$-5,381,000	5,356
Minority interest net income	$0	52
Net income of bank and minority interests.	$-5,381,000	5,356
Net charge-offs	$251,000	529
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$111,000	224
Net operating income	$-5,754,000	5,356
2018-12-31 (YTD Data)		Rank
Total interest income	$75,512,000	435
Total interest expense	$6,739,000	725
Net interest income	$68,773,000	403
Provision for loan and lease losses	$16,740,000	122
Total noninterest income	$18,608,000	442
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$8,631,000	192
Trading account gains and fees	$-30,000	1,781
Additional Noninterest Income	$10,007,000	503
Total noninterest expense	$90,014,000	297
Salaries and employee benefits	$32,275,000	404
Premises and equipment expense	$10,497,000	273
Additional noninterest expense	$47,242,000	217
Pre-tax net operating income	$-19,373,000	5,414
Securities gains (losses)	$-96,000	5,002
Applicable income taxes	$5,355,000	453
Income before extraordinary items	$-24,824,000	5,405
Extraordinary gains, net	$0	6
Net income	$-24,824,000	5,404
Minority interest net income	$0	72
Net income of bank and minority interests.	$-24,824,000	5,404
Net charge-offs	$26,198,000	83
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$36,000	574
Net operating income	$-24,728,000	5,405
2018-09-30 (YTD Data)		Rank
Total interest income	$56,171,000	432
Total interest expense	$4,845,000	715
Net interest income	$51,326,000	402
Provision for loan and lease losses	$4,740,000	213
Total noninterest income	$13,889,000	446
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$6,430,000	191
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,459,000	510
Total noninterest expense	$65,777,000	300
Salaries and employee benefits	$23,389,000	412
Premises and equipment expense	$8,027,000	269
Additional noninterest expense	$34,361,000	214
Pre-tax net operating income	$-5,302,000	5,478
Securities gains (losses)	$-66,000	5,170
Applicable income taxes	$-1,300,000	5,463
Income before extraordinary items	$-4,068,000	5,467
Extraordinary gains, net	$0	5
Net income	$-4,068,000	5,466
Minority interest net income	$0	66
Net income of bank and minority interests.	$-4,068,000	5,466
Net charge-offs	$7,178,000	137
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$4,000	614
Net operating income	$-4,015,860	5,464
2018-06-30 (YTD Data)		Rank
Total interest income	$37,736,000	423
Total interest expense	$3,082,000	705
Net interest income	$34,654,000	400
Provision for loan and lease losses	$440,000	913
Total noninterest income	$8,730,000	469
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$4,271,000	188
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,459,000	553
Total noninterest expense	$42,570,000	313
Salaries and employee benefits	$15,631,000	412
Premises and equipment expense	$5,445,000	263
Additional noninterest expense	$21,494,000	223
Pre-tax net operating income	$374,000	4,414
Securities gains (losses)	$-51,000	5,259
Applicable income taxes	$-60,000	5,463
Income before extraordinary items	$383,000	4,262
Extraordinary gains, net	$0	6
Net income	$383,000	4,261
Minority interest net income	$0	65
Net income of bank and minority interests.	$383,000	4,261
Net charge-offs	$3,814,000	146
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$-96,000	5,503
Net operating income	$434,000	4,125
2018-03-31 (YTD Data)		Rank
Total interest income	$18,997,000	418
Total interest expense	$1,467,000	693
Net interest income	$17,530,000	397
Provision for loan and lease losses	$0	3,508
Total noninterest income	$3,892,000	499
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$2,206,000	175
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,686,000	653
Total noninterest expense	$20,737,000	317
Salaries and employee benefits	$7,718,000	418
Premises and equipment expense	$2,714,000	269
Additional noninterest expense	$10,305,000	227
Pre-tax net operating income	$685,000	2,621
Securities gains (losses)	$0	735
Applicable income taxes	$45,000	2,770
Income before extraordinary items	$640,000	2,513
Extraordinary gains, net	$0	7
Net income	$640,000	2,513
Minority interest net income	$0	52
Net income of bank and minority interests.	$640,000	2,513
Net charge-offs	$1,517,000	172
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$-69,000	5,575
Net operating income	$640,000	2,505
2017-12-31 (YTD Data)		Rank
Total interest income	$80,622,000	387
Total interest expense	$5,302,000	644
Net interest income	$75,320,000	369
Provision for loan and lease losses	$30,200,000	80
Total noninterest income	$13,271,000	565
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$9,724,000	167
Trading account gains and fees	$-2,000	2,040
Additional Noninterest Income	$3,549,000	1,034
Total noninterest expense	$71,319,000	338
Salaries and employee benefits	$33,852,000	380
Premises and equipment expense	$12,423,000	233
Additional noninterest expense	$25,044,000	312
Pre-tax net operating income	$-12,928,000	5,669
Securities gains (losses)	$347,000	278
Applicable income taxes	$-1,779,000	5,632
Income before extraordinary items	$-10,802,000	5,660
Extraordinary gains, net	$0	9
Net income	$-10,802,000	5,659
Minority interest net income	$0	76
Net income of bank and minority interests.	$-10,802,000	5,659
Net charge-offs	$27,684,000	77
Cash dividends	$4,000,000	813
Sale, conversion, retirement of capital stock, net	$225,000	393
Net operating income	$-11,100,420	5,660
2017-09-30 (YTD Data)		Rank
Total interest income	$59,668,000	389
Total interest expense	$3,970,000	636
Net interest income	$55,698,000	373
Provision for loan and lease losses	$19,600,000	87
Total noninterest income	$14,831,000	425
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$7,339,000	168
Trading account gains and fees	$-3,000	2,088
Additional Noninterest Income	$7,495,000	524
Total noninterest expense	$53,167,000	341
Salaries and employee benefits	$25,961,000	376
Premises and equipment expense	$10,107,000	219
Additional noninterest expense	$17,099,000	340
Pre-tax net operating income	$-2,238,000	5,715
Securities gains (losses)	$347,000	266
Applicable income taxes	$-1,328,000	5,723
Income before extraordinary items	$-563,000	5,659
Extraordinary gains, net	$0	9
Net income	$-563,000	5,659
Minority interest net income	$0	71
Net income of bank and minority interests.	$-563,000	5,659
Net charge-offs	$18,919,000	78
Cash dividends	$4,000,000	592
Sale, conversion, retirement of capital stock, net	$135,000	393
Net operating income	$-785,080	5,673
2017-06-30 (YTD Data)		Rank
Total interest income	$39,289,000	391
Total interest expense	$2,581,000	631
Net interest income	$36,708,000	374
Provision for loan and lease losses	$15,300,000	83
Total noninterest income	$10,264,000	422
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$4,876,000	163
Trading account gains and fees	$-3,000	2,185
Additional Noninterest Income	$5,391,000	495
Total noninterest expense	$36,235,000	341
Salaries and employee benefits	$18,120,000	368
Premises and equipment expense	$6,889,000	214
Additional noninterest expense	$11,226,000	346
Pre-tax net operating income	$-4,563,000	5,788
Securities gains (losses)	$9,000	1,292
Applicable income taxes	$-2,072,000	5,779
Income before extraordinary items	$-2,482,000	5,772
Extraordinary gains, net	$0	11
Net income	$-2,482,000	5,772
Minority interest net income	$0	71
Net income of bank and minority interests.	$-2,482,000	5,772
Net charge-offs	$14,998,000	74
Cash dividends	$4,000,000	421
Sale, conversion, retirement of capital stock, net	$117,000	340
Net operating income	$-2,487,760	5,772
2017-03-31 (YTD Data)		Rank
Total interest income	$19,531,000	392
Total interest expense	$1,266,000	622
Net interest income	$18,265,000	376
Provision for loan and lease losses	$2,800,000	142
Total noninterest income	$5,068,000	422
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$2,480,000	161
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,588,000	498
Total noninterest expense	$17,047,000	364
Salaries and employee benefits	$8,678,000	381
Premises and equipment expense	$3,150,000	235
Additional noninterest expense	$5,219,000	371
Pre-tax net operating income	$3,486,000	713
Securities gains (losses)	$6,000	778
Applicable income taxes	$920,000	698
Income before extraordinary items	$2,572,000	756
Extraordinary gains, net	$0	8
Net income	$2,572,000	756
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,572,000	756
Net charge-offs	$2,594,000	126
Cash dividends	$2,000,000	391
Sale, conversion, retirement of capital stock, net	$107,000	245
Net operating income	$2,567,560	742
2016-12-31 (YTD Data)		Rank
Total interest income	$79,128,000	370
Total interest expense	$5,022,000	598
Net interest income	$74,106,000	360
Provision for loan and lease losses	$10,600,000	152
Total noninterest income	$19,056,000	441
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$9,612,000	166
Trading account gains and fees	$40,000	153
Additional Noninterest Income	$9,404,000	533
Total noninterest expense	$67,613,000	357
Salaries and employee benefits	$32,907,000	388
Premises and equipment expense	$12,654,000	230
Additional noninterest expense	$22,052,000	347
Pre-tax net operating income	$14,949,000	649
Securities gains (losses)	$20,000	2,370
Applicable income taxes	$4,436,000	600
Income before extraordinary items	$10,533,000	728
Extraordinary gains, net	$0	5
Net income	$10,533,000	725
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,533,000	727
Net charge-offs	$5,239,000	203
Cash dividends	$9,000,000	419
Sale, conversion, retirement of capital stock, net	$144,000	454
Net operating income	$10,519,000	715
2016-09-30 (YTD Data)		Rank
Total interest income	$59,145,000	370
Total interest expense	$3,750,000	593
Net interest income	$55,395,000	361
Provision for loan and lease losses	$8,000,000	146
Total noninterest income	$14,304,000	434
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$7,213,000	164
Trading account gains and fees	$31,000	152
Additional Noninterest Income	$7,060,000	540
Total noninterest expense	$50,271,000	356
Salaries and employee benefits	$24,190,000	399
Premises and equipment expense	$9,380,000	228
Additional noninterest expense	$16,701,000	345
Pre-tax net operating income	$11,428,000	639
Securities gains (losses)	$20,000	2,307
Applicable income taxes	$3,409,000	601
Income before extraordinary items	$8,039,000	718
Extraordinary gains, net	$0	5
Net income	$8,039,000	717
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,039,000	718
Net charge-offs	$3,743,000	192
Cash dividends	$6,000,000	431
Sale, conversion, retirement of capital stock, net	$117,000	405
Net operating income	$8,025,000	703
2016-06-30 (YTD Data)		Rank
Total interest income	$39,192,000	375
Total interest expense	$2,497,000	592
Net interest income	$36,695,000	363
Provision for loan and lease losses	$5,100,000	155
Total noninterest income	$9,381,000	435
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$4,704,000	169
Trading account gains and fees	$30,000	144
Additional Noninterest Income	$4,647,000	526
Total noninterest expense	$33,355,000	360
Salaries and employee benefits	$16,165,000	396
Premises and equipment expense	$6,256,000	230
Additional noninterest expense	$10,934,000	352
Pre-tax net operating income	$7,621,000	627
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$2,284,000	592
Income before extraordinary items	$5,357,000	705
Extraordinary gains, net	$0	16
Net income	$5,357,000	704
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,357,000	704
Net charge-offs	$2,733,000	176
Cash dividends	$4,000,000	443
Sale, conversion, retirement of capital stock, net	$57,000	431
Net operating income	$5,343,000	688
2016-03-31 (YTD Data)		Rank
Total interest income	$19,804,000	371
Total interest expense	$1,262,000	577
Net interest income	$18,542,000	357
Provision for loan and lease losses	$2,800,000	148
Total noninterest income	$4,456,000	440
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$2,314,000	169
Trading account gains and fees	$-8,000	6,087
Additional Noninterest Income	$2,150,000	540
Total noninterest expense	$16,515,000	359
Salaries and employee benefits	$7,989,000	394
Premises and equipment expense	$3,085,000	233
Additional noninterest expense	$5,441,000	347
Pre-tax net operating income	$3,683,000	636
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,096,000	599
Income before extraordinary items	$2,587,000	708
Extraordinary gains, net	$0	12
Net income	$2,587,000	707
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,587,000	708
Net charge-offs	$1,464,000	172
Cash dividends	$2,000,000	420
Sale, conversion, retirement of capital stock, net	$61,000	316
Net operating income	$2,587,000	689
2015-12-31 (YTD Data)		Rank
Total interest income	$81,887,000	343
Total interest expense	$4,995,000	554
Net interest income	$76,892,000	333
Provision for loan and lease losses	$13,900,000	114
Total noninterest income	$19,499,000	423
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$9,523,000	165
Trading account gains and fees	$0	159
Additional Noninterest Income	$9,976,000	494
Total noninterest expense	$66,583,000	345
Salaries and employee benefits	$32,036,000	379
Premises and equipment expense	$15,052,000	193
Additional noninterest expense	$19,495,000	379
Pre-tax net operating income	$15,908,000	589
Securities gains (losses)	$118,000	1,074
Applicable income taxes	$4,700,000	551
Income before extraordinary items	$11,326,000	654
Extraordinary gains, net	$0	23
Net income	$11,326,000	652
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,326,000	655
Net charge-offs	$6,115,000	159
Cash dividends	$9,000,000	411
Sale, conversion, retirement of capital stock, net	$356,000	355
Net operating income	$11,242,220	648
2015-09-30 (YTD Data)		Rank
Total interest income	$62,001,000	342
Total interest expense	$3,800,000	543
Net interest income	$58,201,000	332
Provision for loan and lease losses	$10,900,000	102
Total noninterest income	$14,818,000	428
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$7,170,000	170
Trading account gains and fees	$-2,000	6,220
Additional Noninterest Income	$7,650,000	505
Total noninterest expense	$49,206,000	357
Salaries and employee benefits	$23,792,000	386
Premises and equipment expense	$11,365,000	192
Additional noninterest expense	$14,049,000	392
Pre-tax net operating income	$12,913,000	558
Securities gains (losses)	$118,000	936
Applicable income taxes	$3,793,000	541
Income before extraordinary items	$9,238,000	605
Extraordinary gains, net	$0	21
Net income	$9,238,000	604
Minority interest net income	$0	78
Net income of bank and minority interests.	$9,238,000	605
Net charge-offs	$3,187,000	200
Cash dividends	$6,000,000	408
Sale, conversion, retirement of capital stock, net	$260,000	328
Net operating income	$9,154,220	597
2015-06-30 (YTD Data)		Rank
Total interest income	$41,469,000	336
Total interest expense	$2,554,000	541
Net interest income	$38,915,000	330
Provision for loan and lease losses	$7,100,000	104
Total noninterest income	$9,916,000	425
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$4,679,000	170
Trading account gains and fees	$3,000	152
Additional Noninterest Income	$5,234,000	488
Total noninterest expense	$32,900,000	355
Salaries and employee benefits	$16,139,000	383
Premises and equipment expense	$7,550,000	196
Additional noninterest expense	$9,211,000	396
Pre-tax net operating income	$8,831,000	543
Securities gains (losses)	$118,000	759
Applicable income taxes	$2,633,000	531
Income before extraordinary items	$6,316,000	597
Extraordinary gains, net	$0	22
Net income	$6,316,000	595
Minority interest net income	$0	75
Net income of bank and minority interests.	$6,316,000	597
Net charge-offs	$2,278,000	195
Cash dividends	$4,000,000	401
Sale, conversion, retirement of capital stock, net	$170,000	309
Net operating income	$6,232,220	590
2015-03-31 (YTD Data)		Rank
Total interest income	$20,671,000	340
Total interest expense	$1,280,000	541
Net interest income	$19,391,000	327
Provision for loan and lease losses	$6,000,000	75
Total noninterest income	$4,816,000	419
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$2,120,000	179
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,696,000	461
Total noninterest expense	$16,100,000	361
Salaries and employee benefits	$7,942,000	386
Premises and equipment expense	$3,685,000	198
Additional noninterest expense	$4,473,000	393
Pre-tax net operating income	$2,107,000	1,018
Securities gains (losses)	$115,000	532
Applicable income taxes	$543,000	964
Income before extraordinary items	$1,679,000	1,020
Extraordinary gains, net	$0	13
Net income	$1,679,000	1,020
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,679,000	1,021
Net charge-offs	$1,166,000	192
Cash dividends	$4,000,000	222
Sale, conversion, retirement of capital stock, net	$85,000	280
Net operating income	$1,591,600	1,039
2014-12-31 (YTD Data)		Rank
Total interest income	$83,470,000	321
Total interest expense	$4,742,000	600
Net interest income	$78,728,000	308
Provision for loan and lease losses	$5,625,000	199
Total noninterest income	$23,881,000	335
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$9,781,000	167
Trading account gains and fees	$0	180
Additional Noninterest Income	$14,100,000	350
Total noninterest expense	$68,576,000	333
Salaries and employee benefits	$33,847,000	356
Premises and equipment expense	$15,063,000	189
Additional noninterest expense	$19,666,000	373
Pre-tax net operating income	$28,408,000	355
Securities gains (losses)	$128,000	1,080
Applicable income taxes	$8,074,000	353
Income before extraordinary items	$20,462,000	365
Extraordinary gains, net	$0	17
Net income	$20,462,000	365
Minority interest net income	$0	84
Net income of bank and minority interests.	$20,462,000	365
Net charge-offs	$3,178,000	329
Cash dividends	$15,500,000	248
Sale, conversion, retirement of capital stock, net	$463,000	316
Net operating income	$20,369,840	359
2014-09-30 (YTD Data)		Rank
Total interest income	$62,010,000	321
Total interest expense	$3,497,000	625
Net interest income	$58,513,000	307
Provision for loan and lease losses	$2,925,000	253
Total noninterest income	$18,910,000	318
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$7,384,000	167
Trading account gains and fees	$0	174
Additional Noninterest Income	$11,526,000	323
Total noninterest expense	$51,577,000	333
Salaries and employee benefits	$25,588,000	349
Premises and equipment expense	$11,314,000	189
Additional noninterest expense	$14,675,000	369
Pre-tax net operating income	$22,921,000	331
Securities gains (losses)	$128,000	850
Applicable income taxes	$6,451,000	338
Income before extraordinary items	$16,598,000	332
Extraordinary gains, net	$0	15
Net income	$16,598,000	332
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,598,000	332
Net charge-offs	$2,279,000	336
Cash dividends	$12,000,000	227
Sale, conversion, retirement of capital stock, net	$355,000	285
Net operating income	$16,505,840	331
2014-06-30 (YTD Data)		Rank
Total interest income	$40,995,000	317
Total interest expense	$2,317,000	630
Net interest income	$38,678,000	309
Provision for loan and lease losses	$1,750,000	285
Total noninterest income	$12,975,000	310
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$4,828,000	169
Trading account gains and fees	$0	172
Additional Noninterest Income	$8,147,000	305
Total noninterest expense	$34,413,000	333
Salaries and employee benefits	$17,301,000	344
Premises and equipment expense	$7,480,000	188
Additional noninterest expense	$9,632,000	372
Pre-tax net operating income	$15,490,000	319
Securities gains (losses)	$128,000	659
Applicable income taxes	$3,987,000	352
Income before extraordinary items	$11,631,000	317
Extraordinary gains, net	$0	20
Net income	$11,631,000	317
Minority interest net income	$0	80
Net income of bank and minority interests.	$11,631,000	317
Net charge-offs	$1,454,000	380
Cash dividends	$9,000,000	201
Sale, conversion, retirement of capital stock, net	$277,000	240
Net operating income	$11,536,280	314
2014-03-31 (YTD Data)		Rank
Total interest income	$20,399,000	319
Total interest expense	$1,154,000	641
Net interest income	$19,245,000	309
Provision for loan and lease losses	$550,000	414
Total noninterest income	$7,844,000	271
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,380,000	168
Trading account gains and fees	$0	147
Additional Noninterest Income	$5,464,000	243
Total noninterest expense	$17,476,000	326
Salaries and employee benefits	$8,813,000	334
Premises and equipment expense	$3,791,000	190
Additional noninterest expense	$4,872,000	365
Pre-tax net operating income	$9,063,000	283
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,876,000	356
Income before extraordinary items	$7,187,000	271
Extraordinary gains, net	$0	16
Net income	$7,187,000	271
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,187,000	271
Net charge-offs	$564,000	451
Cash dividends	$3,000,000	235
Sale, conversion, retirement of capital stock, net	$194,000	186
Net operating income	$7,187,000	266
2013-12-31 (YTD Data)		Rank
Total interest income	$83,203,000	314
Total interest expense	$5,137,000	645
Net interest income	$78,066,000	300
Provision for loan and lease losses	$3,050,000	427
Total noninterest income	$18,177,000	438
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$9,225,000	180
Trading account gains and fees	$0	184
Additional Noninterest Income	$8,952,000	517
Total noninterest expense	$70,908,000	325
Salaries and employee benefits	$34,182,000	336
Premises and equipment expense	$15,112,000	182
Additional noninterest expense	$21,614,000	355
Pre-tax net operating income	$22,285,000	404
Securities gains (losses)	$234,000	810
Applicable income taxes	$6,910,000	370
Income before extraordinary items	$15,609,000	444
Extraordinary gains, net	$0	29
Net income	$15,609,000	444
Minority interest net income	$0	90
Net income of bank and minority interests.	$15,609,000	445
Net charge-offs	$1,640,000	885
Cash dividends	$11,000,000	303
Sale, conversion, retirement of capital stock, net	$345,000	335
Net operating income	$15,447,540	442
2013-09-30 (YTD Data)		Rank
Total interest income	$62,189,000	318
Total interest expense	$3,906,000	643
Net interest income	$58,283,000	302
Provision for loan and lease losses	$2,250,000	436
Total noninterest income	$13,335,000	456
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$6,794,000	183
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,541,000	548
Total noninterest expense	$52,743,000	323
Salaries and employee benefits	$25,401,000	338
Premises and equipment expense	$11,196,000	179
Additional noninterest expense	$16,146,000	354
Pre-tax net operating income	$16,625,000	413
Securities gains (losses)	$229,000	761
Applicable income taxes	$5,155,000	380
Income before extraordinary items	$11,699,000	446
Extraordinary gains, net	$0	25
Net income	$11,699,000	444
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,699,000	447
Net charge-offs	$952,000	1,037
Cash dividends	$8,000,000	295
Sale, conversion, retirement of capital stock, net	$245,000	310
Net operating income	$11,540,990	442
2013-06-30 (YTD Data)		Rank
Total interest income	$41,485,000	319
Total interest expense	$2,619,000	669
Net interest income	$38,866,000	301
Provision for loan and lease losses	$1,800,000	403
Total noninterest income	$8,505,000	472
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$4,443,000	181
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,062,000	575
Total noninterest expense	$34,555,000	333
Salaries and employee benefits	$16,761,000	340
Premises and equipment expense	$7,322,000	182
Additional noninterest expense	$10,472,000	363
Pre-tax net operating income	$11,016,000	406
Securities gains (losses)	$204,000	744
Applicable income taxes	$3,392,000	381
Income before extraordinary items	$7,828,000	427
Extraordinary gains, net	$0	22
Net income	$7,828,000	428
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,828,000	429
Net charge-offs	$638,000	1,055
Cash dividends	$5,000,000	295
Sale, conversion, retirement of capital stock, net	$144,000	318
Net operating income	$7,685,200	428
2013-03-31 (YTD Data)		Rank
Total interest income	$20,129,000	332
Total interest expense	$1,350,000	664
Net interest income	$18,779,000	312
Provision for loan and lease losses	$550,000	643
Total noninterest income	$4,115,000	484
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$2,171,000	181
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,944,000	595
Total noninterest expense	$17,084,000	339
Salaries and employee benefits	$8,392,000	344
Premises and equipment expense	$3,597,000	186
Additional noninterest expense	$5,095,000	370
Pre-tax net operating income	$5,260,000	420
Securities gains (losses)	$204,000	458
Applicable income taxes	$1,643,000	394
Income before extraordinary items	$3,821,000	445
Extraordinary gains, net	$0	10
Net income	$3,821,000	445
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,821,000	446
Net charge-offs	$462,000	806
Cash dividends	$2,000,000	297
Sale, conversion, retirement of capital stock, net	$68,000	286
Net operating income	$3,678,200	441
2012-12-31 (YTD Data)		Rank
Total interest income	$61,022,000	430
Total interest expense	$4,928,000	913
Net interest income	$56,094,000	404
Provision for loan and lease losses	$2,050,000	1,043
Total noninterest income	$13,791,000	544
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$7,430,000	223
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,361,000	679
Total noninterest expense	$51,805,000	432
Salaries and employee benefits	$24,712,000	437
Premises and equipment expense	$11,320,000	222
Additional noninterest expense	$15,773,000	488
Pre-tax net operating income	$16,030,000	501
Securities gains (losses)	$204,000	1,675
Applicable income taxes	$4,756,000	447
Income before extraordinary items	$11,478,000	563
Extraordinary gains, net	$0	29
Net income	$11,478,000	561
Minority interest net income	$0	93
Net income of bank and minority interests.	$11,478,000	563
Net charge-offs	$1,957,000	1,181
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$207,000	435
Net operating income	$11,333,160	547
2012-09-30 (YTD Data)		Rank
Total interest income	$45,986,000	437
Total interest expense	$3,812,000	927
Net interest income	$42,174,000	405
Provision for loan and lease losses	$1,550,000	1,055
Total noninterest income	$10,206,000	540
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$5,590,000	224
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,616,000	682
Total noninterest expense	$38,429,000	427
Salaries and employee benefits	$18,511,000	431
Premises and equipment expense	$8,283,000	231
Additional noninterest expense	$11,635,000	488
Pre-tax net operating income	$12,401,000	498
Securities gains (losses)	$204,000	1,421
Applicable income taxes	$3,614,000	456
Income before extraordinary items	$8,991,000	555
Extraordinary gains, net	$0	20
Net income	$8,991,000	554
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,991,000	555
Net charge-offs	$1,452,000	1,138
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$129,000	421
Net operating income	$8,846,160	537
2012-06-30 (YTD Data)		Rank
Total interest income	$30,631,000	443
Total interest expense	$2,911,000	841
Net interest income	$27,720,000	415
Provision for loan and lease losses	$1,250,000	912
Total noninterest income	$6,635,000	535
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$3,692,000	225
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,943,000	702
Total noninterest expense	$25,281,000	429
Salaries and employee benefits	$12,239,000	433
Premises and equipment expense	$5,331,000	244
Additional noninterest expense	$7,711,000	484
Pre-tax net operating income	$7,824,000	512
Securities gains (losses)	$135,000	1,390
Applicable income taxes	$2,222,000	476
Income before extraordinary items	$5,737,000	568
Extraordinary gains, net	$0	19
Net income	$5,737,000	564
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,737,000	568
Net charge-offs	$1,304,000	943
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$56,000	476
Net operating income	$5,639,800	552
2012-03-31 (YTD Data)		Rank
Total interest income	$15,332,000	449
Total interest expense	$1,479,000	861
Net interest income	$13,853,000	409
Provision for loan and lease losses	$675,000	847
Total noninterest income	$3,399,000	528
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,824,000	223
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,575,000	656
Total noninterest expense	$12,354,000	426
Salaries and employee benefits	$6,086,000	434
Premises and equipment expense	$2,548,000	254
Additional noninterest expense	$3,720,000	488
Pre-tax net operating income	$4,223,000	480
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,181,000	460
Income before extraordinary items	$3,042,000	527
Extraordinary gains, net	$0	19
Net income	$3,042,000	527
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,042,000	528
Net charge-offs	$873,000	731
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$12,000	577
Net operating income	$3,042,000	509
2011-12-31 (YTD Data)		Rank
Total interest income	$51,008,000	536
Total interest expense	$5,712,000	1,055
Net interest income	$45,296,000	487
Provision for loan and lease losses	$3,925,000	965
Total noninterest income	$12,292,000	532
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$6,921,000	246
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,371,000	660
Total noninterest expense	$47,676,000	439
Salaries and employee benefits	$21,763,000	456
Premises and equipment expense	$9,281,000	286
Additional noninterest expense	$16,632,000	461
Pre-tax net operating income	$5,987,000	1,003
Securities gains (losses)	$99,000	2,075
Applicable income taxes	$911,000	1,440
Income before extraordinary items	$5,175,000	972
Extraordinary gains, net	$0	29
Net income	$5,175,000	971
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,175,000	972
Net charge-offs	$5,462,000	740
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$118,000	626
Net operating income	$5,090,850	948
2011-09-30 (YTD Data)		Rank
Total interest income	$36,444,000	575
Total interest expense	$4,258,000	1,109
Net interest income	$32,186,000	515
Provision for loan and lease losses	$3,150,000	902
Total noninterest income	$8,983,000	542
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$5,066,000	249
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,917,000	687
Total noninterest expense	$33,837,000	455
Salaries and employee benefits	$15,980,000	462
Premises and equipment expense	$6,718,000	300
Additional noninterest expense	$11,139,000	502
Pre-tax net operating income	$4,182,000	1,099
Securities gains (losses)	$99,000	1,799
Applicable income taxes	$555,000	1,646
Income before extraordinary items	$3,726,000	1,037
Extraordinary gains, net	$0	21
Net income	$3,726,000	1,035
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,726,000	1,037
Net charge-offs	$4,634,000	665
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$99,000	560
Net operating income	$3,639,870	1,008
2011-06-30 (YTD Data)		Rank
Total interest income	$23,323,000	610
Total interest expense	$2,818,000	1,147
Net interest income	$20,505,000	541
Provision for loan and lease losses	$2,500,000	778
Total noninterest income	$5,915,000	554
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$3,284,000	254
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,631,000	689
Total noninterest expense	$21,240,000	492
Salaries and employee benefits	$10,202,000	478
Premises and equipment expense	$4,244,000	320
Additional noninterest expense	$6,794,000	537
Pre-tax net operating income	$2,680,000	1,115
Securities gains (losses)	$99,000	1,153
Applicable income taxes	$335,000	1,687
Income before extraordinary items	$2,444,000	1,008
Extraordinary gains, net	$0	15
Net income	$2,444,000	1,006
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,444,000	1,008
Net charge-offs	$4,000,000	559
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$73,000	461
Net operating income	$2,356,880	1,021
2011-03-31 (YTD Data)		Rank
Total interest income	$11,387,000	638
Total interest expense	$1,434,000	1,169
Net interest income	$9,953,000	557
Provision for loan and lease losses	$1,600,000	609
Total noninterest income	$2,887,000	563
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,736,000	243
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,151,000	743
Total noninterest expense	$10,364,000	504
Salaries and employee benefits	$5,163,000	488
Premises and equipment expense	$2,053,000	336
Additional noninterest expense	$3,148,000	570
Pre-tax net operating income	$876,000	1,633
Securities gains (losses)	$41,000	825
Applicable income taxes	$-3,000	6,930
Income before extraordinary items	$920,000	1,326
Extraordinary gains, net	$0	9
Net income	$920,000	1,326
Minority interest net income	$0	86
Net income of bank and minority interests.	$920,000	1,326
Net charge-offs	$3,661,000	345
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$45,000	371
Net operating income	$879,000	1,334
2010-12-31 (YTD Data)		Rank
Total interest income	$48,122,000	621
Total interest expense	$7,419,000	1,114
Net interest income	$40,703,000	531
Provision for loan and lease losses	$5,020,000	1,144
Total noninterest income	$14,185,000	493
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$9,673,000	179
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,512,000	798
Total noninterest expense	$42,324,000	495
Salaries and employee benefits	$20,351,000	482
Premises and equipment expense	$8,727,000	313
Additional noninterest expense	$13,246,000	575
Pre-tax net operating income	$7,544,000	711
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,240,000	1,036
Income before extraordinary items	$6,304,000	712
Extraordinary gains, net	$0	29
Net income	$6,304,000	711
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,304,000	713
Net charge-offs	$4,202,000	1,168
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$108,000	765
Net operating income	$6,304,000	685
2010-09-30 (YTD Data)		Rank
Total interest income	$35,987,000	625
Total interest expense	$5,790,000	1,104
Net interest income	$30,197,000	527
Provision for loan and lease losses	$4,150,000	1,010
Total noninterest income	$10,992,000	480
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$7,485,000	174
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,507,000	732
Total noninterest expense	$32,020,000	476
Salaries and employee benefits	$15,306,000	480
Premises and equipment expense	$6,708,000	308
Additional noninterest expense	$10,006,000	550
Pre-tax net operating income	$5,019,000	836
Securities gains (losses)	$0	3,651
Applicable income taxes	$722,000	1,304
Income before extraordinary items	$4,297,000	807
Extraordinary gains, net	$0	23
Net income	$4,297,000	805
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,297,000	808
Net charge-offs	$3,699,000	966
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$72,000	741
Net operating income	$4,297,000	767
2010-06-30 (YTD Data)		Rank
Total interest income	$23,867,000	631
Total interest expense	$3,969,000	1,130
Net interest income	$19,898,000	534
Provision for loan and lease losses	$2,650,000	1,040
Total noninterest income	$7,382,000	468
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$5,059,000	173
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,323,000	710
Total noninterest expense	$21,229,000	483
Salaries and employee benefits	$10,188,000	476
Premises and equipment expense	$4,532,000	309
Additional noninterest expense	$6,509,000	563
Pre-tax net operating income	$3,401,000	811
Securities gains (losses)	$0	3,184
Applicable income taxes	$476,000	1,261
Income before extraordinary items	$2,925,000	771
Extraordinary gains, net	$0	19
Net income	$2,925,000	766
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,925,000	771
Net charge-offs	$2,174,000	1,070
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$34,000	754
Net operating income	$2,925,000	745
2010-03-31 (YTD Data)		Rank
Total interest income	$11,939,000	647
Total interest expense	$2,054,000	1,146
Net interest income	$9,885,000	552
Provision for loan and lease losses	$1,150,000	1,066
Total noninterest income	$3,533,000	473
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$2,448,000	179
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,085,000	738
Total noninterest expense	$10,476,000	488
Salaries and employee benefits	$5,250,000	463
Premises and equipment expense	$2,248,000	320
Additional noninterest expense	$2,978,000	611
Pre-tax net operating income	$1,792,000	760
Securities gains (losses)	$0	2,284
Applicable income taxes	$269,000	1,137
Income before extraordinary items	$1,523,000	729
Extraordinary gains, net	$0	16
Net income	$1,523,000	732
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,523,000	733
Net charge-offs	$1,228,000	898
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$18,000	685
Net operating income	$1,523,000	701
2009-12-31 (YTD Data)		Rank
Total interest income	$50,039,000	652
Total interest expense	$9,365,000	1,272
Net interest income	$40,674,000	529
Provision for loan and lease losses	$5,450,000	1,342
Total noninterest income	$14,831,000	482
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$10,390,000	181
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,441,000	782
Total noninterest expense	$43,726,000	492
Salaries and employee benefits	$21,743,000	446
Premises and equipment expense	$9,288,000	301
Additional noninterest expense	$12,695,000	639
Pre-tax net operating income	$6,329,000	684
Securities gains (losses)	$0	3,754
Applicable income taxes	$670,000	1,281
Income before extraordinary items	$5,659,000	593
Extraordinary gains, net	$0	34
Net income	$5,659,000	593
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,659,000	594
Net charge-offs	$5,041,000	1,138
Cash dividends	$1,750,000	1,027
Sale, conversion, retirement of capital stock, net	$48,000	1,072
Net operating income	$5,659,000	592
2009-09-30 (YTD Data)		Rank
Total interest income	$37,787,000	664
Total interest expense	$7,137,000	1,316
Net interest income	$30,650,000	535
Provision for loan and lease losses	$4,100,000	1,206
Total noninterest income	$11,131,000	483
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$7,700,000	186
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,431,000	776
Total noninterest expense	$33,077,000	487
Salaries and employee benefits	$16,256,000	456
Premises and equipment expense	$6,916,000	310
Additional noninterest expense	$9,905,000	589
Pre-tax net operating income	$4,604,000	741
Securities gains (losses)	$0	3,497
Applicable income taxes	$478,000	1,448
Income before extraordinary items	$4,126,000	651
Extraordinary gains, net	$0	27
Net income	$4,126,000	652
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,126,000	653
Net charge-offs	$3,671,000	1,039
Cash dividends	$1,750,000	736
Sale, conversion, retirement of capital stock, net	$36,000	990
Net operating income	$4,126,000	643
2009-06-30 (YTD Data)		Rank
Total interest income	$25,290,000	670
Total interest expense	$4,788,000	1,384
Net interest income	$20,502,000	533
Provision for loan and lease losses	$3,100,000	1,066
Total noninterest income	$7,292,000	500
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$4,965,000	192
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,327,000	779
Total noninterest expense	$22,006,000	496
Salaries and employee benefits	$10,752,000	466
Premises and equipment expense	$4,629,000	314
Additional noninterest expense	$6,625,000	602
Pre-tax net operating income	$2,688,000	849
Securities gains (losses)	$0	3,136
Applicable income taxes	$215,000	1,885
Income before extraordinary items	$2,473,000	749
Extraordinary gains, net	$0	21
Net income	$2,473,000	746
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,473,000	749
Net charge-offs	$2,647,000	942
Cash dividends	$750,000	1,195
Sale, conversion, retirement of capital stock, net	$16,000	1,032
Net operating income	$2,473,000	726
2009-03-31 (YTD Data)		Rank
Total interest income	$12,794,000	672
Total interest expense	$2,439,000	1,408
Net interest income	$10,355,000	517
Provision for loan and lease losses	$1,000,000	1,178
Total noninterest income	$3,453,000	498
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$2,388,000	191
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,065,000	810
Total noninterest expense	$11,076,000	469
Salaries and employee benefits	$5,479,000	459
Premises and equipment expense	$2,335,000	318
Additional noninterest expense	$3,262,000	546
Pre-tax net operating income	$1,732,000	732
Securities gains (losses)	$0	2,434
Applicable income taxes	$266,000	1,170
Income before extraordinary items	$1,466,000	703
Extraordinary gains, net	$0	15
Net income	$1,466,000	702
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,466,000	705
Net charge-offs	$785,000	1,089
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$11,000	870
Net operating income	$1,466,000	654
2008-12-31 (YTD Data)		Rank
Total interest income	$55,468,000	673
Total interest expense	$14,882,000	1,087
Net interest income	$40,586,000	547
Provision for loan and lease losses	$4,555,000	1,065
Total noninterest income	$14,510,000	453
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$10,265,000	190
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,245,000	743
Total noninterest expense	$43,011,000	479
Salaries and employee benefits	$20,950,000	457
Premises and equipment expense	$8,687,000	323
Additional noninterest expense	$13,374,000	521
Pre-tax net operating income	$7,530,000	741
Securities gains (losses)	$0	3,220
Applicable income taxes	$757,000	1,445
Income before extraordinary items	$6,773,000	583
Extraordinary gains, net	$0	39
Net income	$6,773,000	583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,432,000	1,143
Cash dividends	$4,000,000	688
Sale, conversion, retirement of capital stock, net	$240,000	717
Net operating income	$6,773,000	622
2008-09-30 (YTD Data)		Rank
Total interest income	$41,770,000	693
Total interest expense	$11,699,000	1,078
Net interest income	$30,071,000	564
Provision for loan and lease losses	$2,555,000	1,005
Total noninterest income	$10,974,000	476
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$7,694,000	197
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,280,000	777
Total noninterest expense	$31,933,000	477
Salaries and employee benefits	$15,772,000	475
Premises and equipment expense	$6,281,000	344
Additional noninterest expense	$9,880,000	492
Pre-tax net operating income	$6,557,000	770
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,292,000	941
Income before extraordinary items	$5,265,000	691
Extraordinary gains, net	$0	31
Net income	$5,265,000	690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,748,000	916
Cash dividends	$3,000,000	708
Sale, conversion, retirement of capital stock, net	$219,000	549
Net operating income	$5,265,000	726
2008-06-30 (YTD Data)		Rank
Total interest income	$28,136,000	691
Total interest expense	$8,414,000	1,030
Net interest income	$19,722,000	568
Provision for loan and lease losses	$2,055,000	772
Total noninterest income	$7,068,000	501
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$4,932,000	200
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,136,000	808
Total noninterest expense	$20,858,000	487
Salaries and employee benefits	$10,377,000	488
Premises and equipment expense	$3,998,000	358
Additional noninterest expense	$6,483,000	490
Pre-tax net operating income	$3,877,000	914
Securities gains (losses)	$0	3,233
Applicable income taxes	$721,000	1,206
Income before extraordinary items	$3,156,000	863
Extraordinary gains, net	$0	21
Net income	$3,156,000	863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,232,000	757
Cash dividends	$2,250,000	718
Sale, conversion, retirement of capital stock, net	$193,000	424
Net operating income	$3,156,000	847
2008-03-31 (YTD Data)		Rank
Total interest income	$14,311,000	696
Total interest expense	$4,708,000	984
Net interest income	$9,603,000	578
Provision for loan and lease losses	$1,200,000	551
Total noninterest income	$3,554,000	506
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$2,370,000	203
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,184,000	751
Total noninterest expense	$10,207,000	487
Salaries and employee benefits	$5,178,000	494
Premises and equipment expense	$1,950,000	368
Additional noninterest expense	$3,079,000	494
Pre-tax net operating income	$1,750,000	1,092
Securities gains (losses)	$0	2,688
Applicable income taxes	$298,000	1,485
Income before extraordinary items	$1,452,000	1,038
Extraordinary gains, net	$0	15
Net income	$1,452,000	1,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$682,000	590
Cash dividends	$1,250,000	604
Sale, conversion, retirement of capital stock, net	$104,000	314
Net operating income	$1,452,000	998
2007-12-31 (YTD Data)		Rank
Total interest income	$47,172,000	888
Total interest expense	$15,372,000	1,300
Net interest income	$31,800,000	699
Provision for loan and lease losses	$450,000	2,497
Total noninterest income	$12,380,000	531
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$8,776,000	213
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,604,000	887
Total noninterest expense	$30,259,000	618
Salaries and employee benefits	$15,973,000	604
Premises and equipment expense	$5,279,000	505
Additional noninterest expense	$9,007,000	641
Pre-tax net operating income	$13,471,000	641
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,227,000	756
Income before extraordinary items	$10,244,000	633
Extraordinary gains, net	$0	39
Net income	$10,244,000	631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$405,000	1,941
Cash dividends	$3,500,000	1,048
Sale, conversion, retirement of capital stock, net	$200,000	756
Net operating income	$10,244,000	619
2007-09-30 (YTD Data)		Rank
Total interest income	$35,083,000	896
Total interest expense	$11,656,000	1,284
Net interest income	$23,427,000	707
Provision for loan and lease losses	$450,000	1,697
Total noninterest income	$9,144,000	537
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$6,438,000	211
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,706,000	897
Total noninterest expense	$21,961,000	627
Salaries and employee benefits	$11,787,000	615
Premises and equipment expense	$3,788,000	528
Additional noninterest expense	$6,386,000	652
Pre-tax net operating income	$10,160,000	689
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,470,000	804
Income before extraordinary items	$7,690,000	680
Extraordinary gains, net	$0	33
Net income	$7,690,000	678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	1,615
Cash dividends	$2,500,000	1,013
Sale, conversion, retirement of capital stock, net	$178,000	619
Net operating income	$7,690,000	666
2007-06-30 (YTD Data)		Rank
Total interest income	$23,003,000	923
Total interest expense	$7,760,000	1,294
Net interest income	$15,243,000	738
Provision for loan and lease losses	$250,000	1,793
Total noninterest income	$6,028,000	556
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$4,261,000	218
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,767,000	936
Total noninterest expense	$14,264,000	656
Salaries and employee benefits	$7,599,000	651
Premises and equipment expense	$2,418,000	564
Additional noninterest expense	$4,247,000	664
Pre-tax net operating income	$6,757,000	731
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,773,000	797
Income before extraordinary items	$4,984,000	733
Extraordinary gains, net	$0	29
Net income	$4,984,000	732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,006
Cash dividends	$1,500,000	1,106
Sale, conversion, retirement of capital stock, net	$124,000	551
Net operating income	$4,984,000	727
2007-03-31 (YTD Data)		Rank
Total interest income	$11,120,000	949
Total interest expense	$3,913,000	1,265
Net interest income	$7,207,000	778
Provision for loan and lease losses	$0	5,779
Total noninterest income	$2,833,000	574
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$2,037,000	218
Trading account gains and fees	$0	195
Additional Noninterest Income	$796,000	992
Total noninterest expense	$7,054,000	666
Salaries and employee benefits	$3,824,000	656
Premises and equipment expense	$1,325,000	516
Additional noninterest expense	$1,905,000	730
Pre-tax net operating income	$2,986,000	801
Securities gains (losses)	$0	1,187
Applicable income taxes	$759,000	912
Income before extraordinary items	$2,227,000	806
Extraordinary gains, net	$0	22
Net income	$2,227,000	805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	1,794
Cash dividends	$500,000	1,376
Sale, conversion, retirement of capital stock, net	$100,000	349
Net operating income	$2,227,000	796
2006-12-31 (YTD Data)		Rank
Total interest income	$41,602,000	939
Total interest expense	$13,840,000	1,214
Net interest income	$27,762,000	798
Provision for loan and lease losses	$520,000	1,835
Total noninterest income	$10,299,000	597
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$7,718,000	227
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,581,000	1,111
Total noninterest expense	$25,409,000	703
Salaries and employee benefits	$12,971,000	724
Premises and equipment expense	$5,056,000	507
Additional noninterest expense	$7,382,000	736
Pre-tax net operating income	$12,132,000	819
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,228,000	885
Income before extraordinary items	$8,904,000	835
Extraordinary gains, net	$0	51
Net income	$8,904,000	834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,648
Cash dividends	$2,500,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,904,000	827
2006-09-30 (YTD Data)		Rank
Total interest income	$30,530,000	956
Total interest expense	$9,983,000	1,226
Net interest income	$20,547,000	825
Provision for loan and lease losses	$420,000	1,622
Total noninterest income	$7,892,000	599
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$5,795,000	230
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,097,000	1,055
Total noninterest expense	$18,527,000	729
Salaries and employee benefits	$9,459,000	769
Premises and equipment expense	$3,793,000	509
Additional noninterest expense	$5,275,000	778
Pre-tax net operating income	$9,492,000	814
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,585,000	880
Income before extraordinary items	$6,907,000	838
Extraordinary gains, net	$0	45
Net income	$6,907,000	837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,504
Cash dividends	$1,500,000	1,427
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,907,000	829
2006-06-30 (YTD Data)		Rank
Total interest income	$19,674,000	973
Total interest expense	$6,343,000	1,234
Net interest income	$13,331,000	849
Provision for loan and lease losses	$420,000	1,131
Total noninterest income	$4,970,000	625
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$3,614,000	244
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,356,000	1,086
Total noninterest expense	$12,033,000	745
Salaries and employee benefits	$6,151,000	789
Premises and equipment expense	$2,450,000	526
Additional noninterest expense	$3,432,000	784
Pre-tax net operating income	$5,848,000	887
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,561,000	954
Income before extraordinary items	$4,287,000	906
Extraordinary gains, net	$0	39
Net income	$4,287,000	907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,763
Cash dividends	$750,000	1,794
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,287,000	887
2006-03-31 (YTD Data)		Rank
Total interest income	$9,125,000	1,023
Total interest expense	$2,858,000	1,306
Net interest income	$6,267,000	900
Provision for loan and lease losses	$220,000	1,071
Total noninterest income	$2,375,000	637
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,711,000	250
Trading account gains and fees	$0	115
Additional Noninterest Income	$664,000	1,086
Total noninterest expense	$5,794,000	775
Salaries and employee benefits	$3,009,000	805
Premises and equipment expense	$1,176,000	541
Additional noninterest expense	$1,609,000	830
Pre-tax net operating income	$2,628,000	955
Securities gains (losses)	$0	955
Applicable income taxes	$697,000	1,057
Income before extraordinary items	$1,931,000	988
Extraordinary gains, net	$0	21
Net income	$1,931,000	987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,059
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,931,000	968
2005-12-31 (YTD Data)		Rank
Total interest income	$32,159,000	1,023
Total interest expense	$8,415,000	1,346
Net interest income	$23,744,000	906
Provision for loan and lease losses	$950,000	1,095
Total noninterest income	$10,041,000	624
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$7,156,000	245
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,885,000	1,042
Total noninterest expense	$22,020,000	778
Salaries and employee benefits	$10,875,000	841
Premises and equipment expense	$4,527,000	542
Additional noninterest expense	$6,618,000	792
Pre-tax net operating income	$10,815,000	911
Securities gains (losses)	$-31,000	8,009
Applicable income taxes	$2,855,000	991
Income before extraordinary items	$7,929,000	913
Extraordinary gains, net	$0	46
Net income	$7,929,000	913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	1,770
Cash dividends	$2,500,000	1,197
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,951,940	891
2005-09-30 (YTD Data)		Rank
Total interest income	$23,243,000	1,030
Total interest expense	$5,958,000	1,346
Net interest income	$17,285,000	916
Provision for loan and lease losses	$700,000	1,063
Total noninterest income	$7,703,000	619
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$5,475,000	237
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,228,000	1,036
Total noninterest expense	$16,110,000	786
Salaries and employee benefits	$7,994,000	852
Premises and equipment expense	$3,292,000	556
Additional noninterest expense	$4,824,000	795
Pre-tax net operating income	$8,178,000	901
Securities gains (losses)	$-31,000	8,339
Applicable income taxes	$2,162,000	999
Income before extraordinary items	$5,985,000	899
Extraordinary gains, net	$0	35
Net income	$5,985,000	901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	1,642
Cash dividends	$1,500,000	1,333
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,007,630	881
2005-06-30 (YTD Data)		Rank
Total interest income	$14,936,000	1,033
Total interest expense	$3,616,000	1,391
Net interest income	$11,320,000	922
Provision for loan and lease losses	$400,000	1,185
Total noninterest income	$5,336,000	598
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$3,696,000	226
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,640,000	938
Total noninterest expense	$10,569,000	788
Salaries and employee benefits	$5,122,000	873
Premises and equipment expense	$2,170,000	551
Additional noninterest expense	$3,277,000	791
Pre-tax net operating income	$5,687,000	837
Securities gains (losses)	$-31,000	8,483
Applicable income taxes	$1,510,000	948
Income before extraordinary items	$4,146,000	843
Extraordinary gains, net	$0	30
Net income	$4,146,000	843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	1,749
Cash dividends	$1,000,000	1,280
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,168,630	824
2005-03-31 (YTD Data)		Rank
Total interest income	$7,175,000	1,058
Total interest expense	$1,702,000	1,409
Net interest income	$5,473,000	948
Provision for loan and lease losses	$300,000	755
Total noninterest income	$2,740,000	565
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,805,000	219
Trading account gains and fees	$0	115
Additional Noninterest Income	$935,000	825
Total noninterest expense	$5,195,000	798
Salaries and employee benefits	$2,536,000	878
Premises and equipment expense	$1,060,000	557
Additional noninterest expense	$1,599,000	794
Pre-tax net operating income	$2,718,000	871
Securities gains (losses)	$-31,000	8,727
Applicable income taxes	$710,000	993
Income before extraordinary items	$1,977,000	880
Extraordinary gains, net	$0	24
Net income	$1,977,000	881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,576
Cash dividends	$1,000,000	642
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,999,940	852
2004-12-31 (YTD Data)		Rank
Total interest income	$26,245,000	1,079
Total interest expense	$4,737,000	1,724
Net interest income	$21,508,000	916
Provision for loan and lease losses	$1,060,000	993
Total noninterest income	$8,684,000	682
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$6,577,000	262
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,107,000	1,271
Total noninterest expense	$18,982,000	855
Salaries and employee benefits	$9,470,000	907
Premises and equipment expense	$4,080,000	554
Additional noninterest expense	$5,432,000	921
Pre-tax net operating income	$10,150,000	866
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$2,691,000	979
Income before extraordinary items	$7,461,000	882
Extraordinary gains, net	$0	34
Net income	$7,461,000	883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$706,000	995
Cash dividends	$3,650,000	825
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,459,540	849
2004-09-30 (YTD Data)		Rank
Total interest income	$19,288,000	1,086
Total interest expense	$3,336,000	1,800
Net interest income	$15,952,000	928
Provision for loan and lease losses	$730,000	1,041
Total noninterest income	$6,285,000	701
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$4,665,000	280
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,620,000	1,251
Total noninterest expense	$13,674,000	894
Salaries and employee benefits	$6,829,000	936
Premises and equipment expense	$2,999,000	574
Additional noninterest expense	$3,846,000	974
Pre-tax net operating income	$7,833,000	851
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$2,064,000	989
Income before extraordinary items	$5,771,000	860
Extraordinary gains, net	$0	26
Net income	$5,771,000	861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$477,000	990
Cash dividends	$2,250,000	870
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,769,520	826
2004-06-30 (YTD Data)		Rank
Total interest income	$12,474,000	1,106
Total interest expense	$2,064,000	1,922
Net interest income	$10,410,000	936
Provision for loan and lease losses	$480,000	1,034
Total noninterest income	$3,901,000	746
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$2,927,000	292
Trading account gains and fees	$0	130
Additional Noninterest Income	$974,000	1,350
Total noninterest expense	$8,823,000	918
Salaries and employee benefits	$4,410,000	963
Premises and equipment expense	$1,971,000	582
Additional noninterest expense	$2,442,000	1,019
Pre-tax net operating income	$5,008,000	870
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$1,357,000	998
Income before extraordinary items	$3,653,000	892
Extraordinary gains, net	$0	21
Net income	$3,653,000	892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,230
Cash dividends	$1,250,000	1,042
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,651,540	854
2004-03-31 (YTD Data)		Rank
Total interest income	$6,127,000	1,136
Total interest expense	$955,000	2,096
Net interest income	$5,172,000	957
Provision for loan and lease losses	$230,000	1,028
Total noninterest income	$1,858,000	756
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,403,000	305
Trading account gains and fees	$0	121
Additional Noninterest Income	$455,000	1,389
Total noninterest expense	$4,335,000	941
Salaries and employee benefits	$2,151,000	1,002
Premises and equipment expense	$980,000	595
Additional noninterest expense	$1,204,000	1,024
Pre-tax net operating income	$2,465,000	875
Securities gains (losses)	$0	2,934
Applicable income taxes	$674,000	1,015
Income before extraordinary items	$1,791,000	910
Extraordinary gains, net	$0	16
Net income	$1,791,000	910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,172
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,791,000	863
2003-12-31 (YTD Data)		Rank
Total interest income	$24,059,000	1,182
Total interest expense	$4,105,000	2,164
Net interest income	$19,954,000	961
Provision for loan and lease losses	$550,000	2,001
Total noninterest income	$7,435,000	824
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$5,273,000	318
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,162,000	1,391
Total noninterest expense	$17,625,000	915
Salaries and employee benefits	$8,649,000	995
Premises and equipment expense	$3,878,000	587
Additional noninterest expense	$5,098,000	1,002
Pre-tax net operating income	$9,214,000	923
Securities gains (losses)	$98,000	1,917
Applicable income taxes	$2,527,000	1,069
Income before extraordinary items	$6,785,000	954
Extraordinary gains, net	$0	54
Net income	$6,785,000	957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$588,000	1,413
Cash dividends	$1,500,000	1,716
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,713,460	903
2003-09-30 (YTD Data)		Rank
Total interest income	$17,866,000	1,227
Total interest expense	$3,162,000	2,192
Net interest income	$14,704,000	990
Provision for loan and lease losses	$550,000	1,522
Total noninterest income	$5,579,000	852
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,886,000	332
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,693,000	1,407
Total noninterest expense	$13,008,000	944
Salaries and employee benefits	$6,373,000	1,017
Premises and equipment expense	$2,845,000	610
Additional noninterest expense	$3,790,000	1,014
Pre-tax net operating income	$6,725,000	976
Securities gains (losses)	$98,000	1,769
Applicable income taxes	$1,857,000	1,121
Income before extraordinary items	$4,966,000	1,014
Extraordinary gains, net	$0	40
Net income	$4,966,000	1,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	1,518
Cash dividends	$1,000,000	1,726
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,894,460	961
2003-06-30 (YTD Data)		Rank
Total interest income	$11,746,000	1,253
Total interest expense	$2,145,000	2,221
Net interest income	$9,601,000	1,008
Provision for loan and lease losses	$300,000	1,769
Total noninterest income	$3,593,000	860
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,543,000	337
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,050,000	1,465
Total noninterest expense	$8,566,000	961
Salaries and employee benefits	$4,198,000	1,029
Premises and equipment expense	$1,855,000	628
Additional noninterest expense	$2,513,000	1,008
Pre-tax net operating income	$4,328,000	1,003
Securities gains (losses)	$88,000	1,602
Applicable income taxes	$1,223,000	1,158
Income before extraordinary items	$3,193,000	1,045
Extraordinary gains, net	$0	30
Net income	$3,193,000	1,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,483
Cash dividends	$1,000,000	1,282
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,129,640	987
2003-03-31 (YTD Data)		Rank
Total interest income	$5,842,000	1,271
Total interest expense	$1,124,000	2,172
Net interest income	$4,718,000	1,024
Provision for loan and lease losses	$200,000	1,357
Total noninterest income	$1,667,000	901
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,208,000	350
Trading account gains and fees	$0	134
Additional Noninterest Income	$459,000	1,572
Total noninterest expense	$4,216,000	966
Salaries and employee benefits	$2,078,000	1,029
Premises and equipment expense	$893,000	652
Additional noninterest expense	$1,245,000	987
Pre-tax net operating income	$1,969,000	1,105
Securities gains (losses)	$-5,000	9,108
Applicable income taxes	$539,000	1,285
Income before extraordinary items	$1,425,000	1,170
Extraordinary gains, net	$0	21
Net income	$1,425,000	1,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	1,271
Cash dividends	$500,000	1,179
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,428,650	1,078
2002-12-31 (YTD Data)		Rank
Total interest income	$24,012,000	1,280
Total interest expense	$6,092,000	1,874
Net interest income	$17,920,000	1,066
Provision for loan and lease losses	$1,225,000	1,111
Total noninterest income	$6,653,000	824
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$4,707,000	349
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,946,000	1,337
Total noninterest expense	$16,771,000	939
Salaries and employee benefits	$8,103,000	998
Premises and equipment expense	$3,723,000	600
Additional noninterest expense	$4,945,000	1,004
Pre-tax net operating income	$6,577,000	1,285
Securities gains (losses)	$156,000	1,348
Applicable income taxes	$1,725,000	1,461
Income before extraordinary items	$5,008,000	1,256
Extraordinary gains, net	$0	70
Net income	$5,008,000	1,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,021,000	957
Cash dividends	$1,200,000	1,938
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,892,560	1,235
2001-12-31 (YTD Data)		Rank
Total interest income	$26,014,000	1,316
Total interest expense	$9,757,000	1,665
Net interest income	$16,257,000	1,092
Provision for loan and lease losses	$1,650,000	828
Total noninterest income	$5,180,000	963
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$3,535,000	423
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,645,000	1,426
Total noninterest expense	$15,050,000	985
Salaries and employee benefits	$7,195,000	1,032
Premises and equipment expense	$3,396,000	641
Additional noninterest expense	$4,459,000	1,066
Pre-tax net operating income	$4,737,000	1,516
Securities gains (losses)	$189,000	1,238
Applicable income taxes	$1,246,000	1,761
Income before extraordinary items	$3,680,000	1,458
Extraordinary gains, net	$0	105
Net income	$3,680,000	1,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,341,000	767
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,538,250	1,452
2000-12-31 (YTD Data)		Rank
Total interest income	$23,946,000	1,451
Total interest expense	$9,455,000	1,820
Net interest income	$14,491,000	1,209
Provision for loan and lease losses	$645,000	1,513
Total noninterest income	$4,448,000	1,007
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$3,235,000	419
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,213,000	1,643
Total noninterest expense	$13,982,000	1,008
Salaries and employee benefits	$6,612,000	1,066
Premises and equipment expense	$3,194,000	665
Additional noninterest expense	$4,176,000	1,112
Pre-tax net operating income	$4,312,000	1,700
Securities gains (losses)	$16,000	1,014
Applicable income taxes	$1,116,000	1,939
Income before extraordinary items	$3,212,000	1,635
Extraordinary gains, net	$0	38
Net income	$3,212,000	1,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,632
Cash dividends	$925,000	2,424
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,200,160	1,633
1999-12-31 (YTD Data)		Rank
Total interest income	$20,687,000	1,577
Total interest expense	$7,644,000	1,953
Net interest income	$13,043,000	1,339
Provision for loan and lease losses	$780,000	1,214
Total noninterest income	$3,885,000	1,113
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,972,000	461
Trading account gains and fees	$0	173
Additional Noninterest Income	$913,000	1,986
Total noninterest expense	$12,311,000	1,121
Salaries and employee benefits	$5,898,000	1,166
Premises and equipment expense	$2,788,000	738
Additional noninterest expense	$3,625,000	1,264
Pre-tax net operating income	$3,837,000	1,920
Securities gains (losses)	$0	3,155
Applicable income taxes	$975,000	2,255
Income before extraordinary items	$2,862,000	1,856
Extraordinary gains, net	$0	35
Net income	$2,862,000	1,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$674,000	961
Cash dividends	$375,000	4,076
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,862,000	1,824
1998-12-31 (YTD Data)		Rank
Total interest income	$18,264,000	1,771
Total interest expense	$6,695,000	2,263
Net interest income	$11,569,000	1,454
Provision for loan and lease losses	$890,000	1,082
Total noninterest income	$3,362,000	1,240
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$2,607,000	495
Trading account gains and fees	$0	224
Additional Noninterest Income	$755,000	2,260
Total noninterest expense	$10,607,000	1,246
Salaries and employee benefits	$5,122,000	1,278
Premises and equipment expense	$2,309,000	846
Additional noninterest expense	$3,176,000	1,383
Pre-tax net operating income	$3,434,000	2,108
Securities gains (losses)	$0	4,449
Applicable income taxes	$915,000	2,474
Income before extraordinary items	$2,519,000	2,066
Extraordinary gains, net	$0	32
Net income	$2,519,000	2,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$466,000	1,329
Cash dividends	$85,000	6,438
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,519,000	1,997
1997-12-31 (YTD Data)		Rank
Total interest income	$15,558,000	2,100
Total interest expense	$5,732,000	2,610
Net interest income	$9,826,000	1,777
Provision for loan and lease losses	$795,000	1,197
Total noninterest income	$2,660,000	1,409
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,102,000	613
Trading account gains and fees	$0	239
Additional Noninterest Income	$558,000	2,625
Total noninterest expense	$9,099,000	1,441
Salaries and employee benefits	$4,312,000	1,508
Premises and equipment expense	$2,076,000	961
Additional noninterest expense	$2,711,000	1,584
Pre-tax net operating income	$2,592,000	2,827
Securities gains (losses)	$95,000	1,002
Applicable income taxes	$704,000	3,221
Income before extraordinary items	$1,983,000	2,606
Extraordinary gains, net	$0	44
Net income	$1,983,000	2,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$501,000	1,332
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,912,700	2,641
1996-12-31 (YTD Data)		Rank
Total interest income	$12,541,000	2,663
Total interest expense	$4,490,000	3,320
Net interest income	$8,051,000	2,240
Provision for loan and lease losses	$660,000	1,386
Total noninterest income	$2,050,000	1,802
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,489,000	892
Trading account gains and fees	$0	262
Additional Noninterest Income	$561,000	2,702
Total noninterest expense	$7,550,000	1,874
Salaries and employee benefits	$3,593,000	1,838
Premises and equipment expense	$1,709,000	1,213
Additional noninterest expense	$2,248,000	2,215
Pre-tax net operating income	$1,891,000	3,559
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$500,000	4,144
Income before extraordinary items	$1,392,000	3,425
Extraordinary gains, net	$0	53
Net income	$1,392,000	3,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$637,000	1,197
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,391,260	3,383
1995-12-31 (YTD Data)		Rank
Total interest income	$9,719,000	3,364
Total interest expense	$3,174,000	4,515
Net interest income	$6,545,000	2,714
Provision for loan and lease losses	$225,000	2,789
Total noninterest income	$1,541,000	2,242
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,137,000	1,171
Trading account gains and fees	$0	522
Additional Noninterest Income	$404,000	3,298
Total noninterest expense	$5,896,000	2,310
Salaries and employee benefits	$2,795,000	2,375
Premises and equipment expense	$1,233,000	1,638
Additional noninterest expense	$1,868,000	2,557
Pre-tax net operating income	$1,965,000	3,553
Securities gains (losses)	$0	3,831
Applicable income taxes	$615,000	3,600
Income before extraordinary items	$1,350,000	3,552
Extraordinary gains, net	$0	65
Net income	$1,350,000	3,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	2,942
Cash dividends	$100,000	6,741
Sale, conversion, retirement of capital stock, net	$2,625,000	175
Net operating income	$1,350,000	3,534
1994-12-31 (YTD Data)		Rank
Total interest income	$7,388,000	4,022
Total interest expense	$1,925,000	5,779
Net interest income	$5,463,000	3,284
Provision for loan and lease losses	$210,000	2,926
Total noninterest income	$1,408,000	2,424
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,032,000	1,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	3,543
Total noninterest expense	$4,753,000	2,902
Salaries and employee benefits	$2,243,000	2,953
Premises and equipment expense	$896,000	2,252
Additional noninterest expense	$1,614,000	3,108
Pre-tax net operating income	$1,908,000	3,570
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$658,000	3,241
Income before extraordinary items	$1,251,000	3,711
Extraordinary gains, net	$0	249
Net income	$1,251,000	3,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	2,864
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,250,340	3,744
1993-12-31 (YTD Data)		Rank
Total interest income	$6,337,000	4,725
Total interest expense	$1,744,000	6,502
Net interest income	$4,593,000	3,855
Provision for loan and lease losses	$307,000	2,932
Total noninterest income	$1,170,000	2,959
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$890,000	1,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	4,660
Total noninterest expense	$4,509,000	3,113
Salaries and employee benefits	$2,024,000	3,249
Premises and equipment expense	$775,000	2,630
Additional noninterest expense	$1,710,000	3,114
Pre-tax net operating income	$947,000	6,126
Securities gains (losses)	$210,000	1,634
Applicable income taxes	$393,000	5,077
Income before extraordinary items	$764,000	5,758
Extraordinary gains, net	$506,000	460
Net income	$1,270,000	3,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	2,363
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$625,400	6,352
1992-12-31 (YTD Data)		Rank
Total interest income	$6,646,000	5,047
Total interest expense	$2,347,000	6,293
Net interest income	$4,299,000	4,179
Provision for loan and lease losses	$365,000	3,650
Total noninterest income	$1,069,000	3,137
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$741,000	1,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	4,184
Total noninterest expense	$4,097,000	3,422
Salaries and employee benefits	$1,782,000	3,589
Premises and equipment expense	$759,000	2,734
Additional noninterest expense	$1,556,000	3,488
Pre-tax net operating income	$906,000	6,063
Securities gains (losses)	$62,000	3,771
Applicable income taxes	$326,000	5,617
Income before extraordinary items	$642,000	6,280
Extraordinary gains, net	$326,000	286
Net income	$968,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$388,000	2,878
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$601,080	6,198

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.