Home > Midlands National Bank > Income and Expense
Midlands National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 7,549 |
| Total interest expense | $1,358,000 | 7,361 |
| Net interest income | $1,993,000 | 7,590 |
| Provision for loan and lease losses | $107,000 | 4,408 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,460,000 | 7,728 |
| Salaries and employee benefits | $689,000 | 7,967 |
| Premises and equipment expense | $224,000 | 6,985 |
| Additional noninterest expense | $547,000 | 7,446 |
| Pre-tax net operating income | $674,000 | 7,565 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $239,000 | 6,699 |
| Income before extraordinary items | $435,000 | 7,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $435,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,637 |
| Cash dividends | $89,000 | 7,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $435,000 | 7,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 7,996 |
| Total interest expense | $1,421,000 | 7,465 |
| Net interest income | $1,786,000 | 8,280 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $1,462,000 | 7,953 |
| Salaries and employee benefits | $674,000 | 8,182 |
| Premises and equipment expense | $272,000 | 6,311 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $484,000 | 8,759 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $307,000 | 9,397 |
| Extraordinary gains, net | $63,000 | 1,988 |
| Net income | $370,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $295,480 | 9,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 8,883 |
| Total interest expense | $1,675,000 | 7,964 |
| Net interest income | $1,382,000 | 9,690 |
| Provision for loan and lease losses | $490,000 | 3,049 |
| Total noninterest income | $333,000 | 7,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $1,216,000 | 8,973 |
| Salaries and employee benefits | $543,000 | 9,340 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $9,000 | 12,653 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $66,000 | 12,395 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $83,000 | 12,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,905 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,280 | 12,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.