Home > Midland States Bank > Income and Expense

Midland States Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$404,179,000187
Total interest expense$159,302,000163
Net interest income$244,877,000194
Provision for loan and lease losses$21,132,000130
Total noninterest income$75,045,000186
Gross Fiduciary activities income$23,845,000102
Service charges on deposit accounts$11,990,000140
Trading account gains and fees$0123
Additional Noninterest Income$39,210,000201
Total noninterest expense$174,315,000208
Salaries and employee benefits$92,315,000198
Premises and equipment expense$15,986,000202
Additional noninterest expense$39,210,000201
Pre-tax net operating income$124,475,000182
Securities gains (losses)$-8,763,0004,523
Applicable income taxes$35,072,000150
Income before extraordinary items$80,640,000199
Extraordinary gains, net$054
Net income$80,640,000202
Minority interest net income$088
Net income of bank and minority interests.$80,640,000201
Net charge-offs$13,681,000133
Cash dividends$54,000,000158
Sale, conversion, retirement of capital stock, net$0540
Net operating income$87,562,770202
2023-09-30 (YTD Data)Rank
Total interest income$299,528,000187
Total interest expense$115,068,000165
Net interest income$184,460,000192
Provision for loan and lease losses$14,182,000144
Total noninterest income$58,567,000188
Gross Fiduciary activities income$17,687,000106
Service charges on deposit accounts$8,744,000142
Trading account gains and fees$0125
Additional Noninterest Income$32,136,000189
Total noninterest expense$129,852,000210
Salaries and employee benefits$68,877,000200
Premises and equipment expense$12,052,000199
Additional noninterest expense$32,136,000189
Pre-tax net operating income$98,993,000185
Securities gains (losses)$-6,098,0004,573
Applicable income taxes$27,911,000151
Income before extraordinary items$64,984,000204
Extraordinary gains, net$052
Net income$64,984,000205
Minority interest net income$081
Net income of bank and minority interests.$64,984,000205
Net charge-offs$8,564,000141
Cash dividends$36,000,000176
Sale, conversion, retirement of capital stock, net$0507
Net operating income$69,801,420195
2023-06-30 (YTD Data)Rank
Total interest income$195,971,000179
Total interest expense$72,329,000158
Net interest income$123,642,000192
Provision for loan and lease losses$9,014,000148
Total noninterest income$35,353,000190
Gross Fiduciary activities income$11,819,000103
Service charges on deposit accounts$5,245,000155
Trading account gains and fees$0112
Additional Noninterest Income$18,289,000210
Total noninterest expense$87,912,000205
Salaries and employee benefits$47,100,000194
Premises and equipment expense$8,322,000185
Additional noninterest expense$18,289,000210
Pre-tax net operating income$62,069,000190
Securities gains (losses)$-1,179,0004,536
Applicable income taxes$15,415,000168
Income before extraordinary items$45,475,000194
Extraordinary gains, net$051
Net income$45,475,000198
Minority interest net income$081
Net income of bank and minority interests.$45,475,000194
Net charge-offs$5,115,000133
Cash dividends$24,000,000170
Sale, conversion, retirement of capital stock, net$0486
Net operating income$46,406,410197
2023-03-31 (YTD Data)Rank
Total interest income$95,504,000186
Total interest expense$32,897,000163
Net interest income$62,607,000189
Provision for loan and lease losses$3,135,000181
Total noninterest income$16,564,000194
Gross Fiduciary activities income$5,980,000103
Service charges on deposit accounts$2,568,000160
Trading account gains and fees$097
Additional Noninterest Income$8,016,000224
Total noninterest expense$44,688,000201
Salaries and employee benefits$24,243,000199
Premises and equipment expense$4,443,000183
Additional noninterest expense$8,016,000224
Pre-tax net operating income$31,348,000191
Securities gains (losses)$-531,0004,555
Applicable income taxes$7,645,000174
Income before extraordinary items$23,172,000197
Extraordinary gains, net$04
Net income$23,172,000197
Minority interest net income$048
Net income of bank and minority interests.$23,172,000197
Net charge-offs$2,119,000138
Cash dividends$12,000,000157
Sale, conversion, retirement of capital stock, net$0430
Net operating income$23,591,490198
2022-12-31 (YTD Data)Rank
Total interest income$301,712,000183
Total interest expense$45,495,000158
Net interest income$256,217,000183
Provision for loan and lease losses$20,126,000113
Total noninterest income$81,137,000181
Gross Fiduciary activities income$23,640,000103
Service charges on deposit accounts$9,480,000181
Trading account gains and fees$0116
Additional Noninterest Income$48,017,000185
Total noninterest expense$175,698,000203
Salaries and employee benefits$90,305,000202
Premises and equipment expense$14,842,000214
Additional noninterest expense$48,017,000185
Pre-tax net operating income$141,530,000183
Securities gains (losses)$-1,252,0004,487
Applicable income taxes$37,191,000167
Income before extraordinary items$103,087,000195
Extraordinary gains, net$05
Net income$103,087,000195
Minority interest net income$063
Net income of bank and minority interests.$103,087,000195
Net charge-offs$8,808,00099
Cash dividends$13,000,000385
Sale, conversion, retirement of capital stock, net$0568
Net operating income$104,076,080192
2022-09-30 (YTD Data)Rank
Total interest income$211,512,000181
Total interest expense$21,350,000156
Net interest income$190,162,000179
Provision for loan and lease losses$16,582,00091
Total noninterest income$47,323,000219
Gross Fiduciary activities income$17,858,000105
Service charges on deposit accounts$6,969,000182
Trading account gains and fees$0111
Additional Noninterest Income$22,496,000265
Total noninterest expense$126,077,000206
Salaries and employee benefits$67,404,000205
Premises and equipment expense$11,094,000216
Additional noninterest expense$22,496,000265
Pre-tax net operating income$94,826,000198
Securities gains (losses)$-1,295,0004,586
Applicable income taxes$25,259,000173
Income before extraordinary items$68,272,000210
Extraordinary gains, net$04
Net income$68,272,000210
Minority interest net income$057
Net income of bank and minority interests.$68,272,000210
Net charge-offs$8,270,00084
Cash dividends$13,000,000287
Sale, conversion, retirement of capital stock, net$0519
Net operating income$69,295,050209
2022-06-30 (YTD Data)Rank
Total interest income$131,968,000179
Total interest expense$8,652,000166
Net interest income$123,316,000177
Provision for loan and lease losses$9,608,00091
Total noninterest income$31,230,000212
Gross Fiduciary activities income$12,141,00085
Service charges on deposit accounts$4,372,000188
Trading account gains and fees$0108
Additional Noninterest Income$14,717,000278
Total noninterest expense$82,374,000202
Salaries and employee benefits$44,515,000201
Premises and equipment expense$7,244,000214
Additional noninterest expense$30,615,000190
Pre-tax net operating income$62,564,000197
Securities gains (losses)$-1,048,0004,631
Applicable income taxes$15,524,000179
Income before extraordinary items$45,992,000204
Extraordinary gains, net$04
Net income$45,992,000204
Minority interest net income$060
Net income of bank and minority interests.$45,992,000204
Net charge-offs$5,037,00091
Cash dividends$13,000,000223
Sale, conversion, retirement of capital stock, net$0494
Net operating income$46,819,920201
2022-03-31 (YTD Data)Rank
Total interest income$62,744,000180
Total interest expense$3,391,000179
Net interest income$59,353,000177
Provision for loan and lease losses$4,167,00079
Total noninterest income$16,054,000218
Gross Fiduciary activities income$6,541,00086
Service charges on deposit accounts$2,068,000198
Trading account gains and fees$0103
Additional Noninterest Income$7,445,000289
Total noninterest expense$40,909,000204
Salaries and employee benefits$21,870,000208
Premises and equipment expense$3,755,000211
Additional noninterest expense$15,284,000186
Pre-tax net operating income$30,331,000186
Securities gains (losses)$-522,0004,679
Applicable income taxes$7,405,000174
Income before extraordinary items$22,404,000196
Extraordinary gains, net$04
Net income$22,404,000196
Minority interest net income$050
Net income of bank and minority interests.$22,404,000196
Net charge-offs$2,256,000108
Cash dividends$13,000,000147
Sale, conversion, retirement of capital stock, net$0453
Net operating income$22,816,380193
2021-12-31 (YTD Data)Rank
Total interest income$237,783,000192
Total interest expense$19,474,000154
Net interest income$218,309,000193
Provision for loan and lease losses$3,393,000169
Total noninterest income$66,787,000235
Gross Fiduciary activities income$23,478,00090
Service charges on deposit accounts$8,348,000186
Trading account gains and fees$0132
Additional Noninterest Income$34,961,000284
Total noninterest expense$175,093,000196
Salaries and employee benefits$86,582,000210
Premises and equipment expense$14,743,000215
Additional noninterest expense$73,768,000165
Pre-tax net operating income$106,610,000223
Securities gains (losses)$898,000236
Applicable income taxes$19,821,000256
Income before extraordinary items$87,687,000216
Extraordinary gains, net$010
Net income$87,687,000216
Minority interest net income$074
Net income of bank and minority interests.$87,687,000216
Net charge-offs$13,331,00095
Cash dividends$43,500,000194
Sale, conversion, retirement of capital stock, net$0582
Net operating income$86,950,640215
2021-09-30 (YTD Data)Rank
Total interest income$177,363,000194
Total interest expense$15,849,000152
Net interest income$161,514,000192
Provision for loan and lease losses$2,926,000133
Total noninterest income$45,060,000247
Gross Fiduciary activities income$16,967,00090
Service charges on deposit accounts$6,010,000190
Trading account gains and fees$0132
Additional Noninterest Income$22,083,000326
Total noninterest expense$129,460,000194
Salaries and employee benefits$64,473,000208
Premises and equipment expense$11,382,000213
Additional noninterest expense$53,605,000167
Pre-tax net operating income$74,188,000234
Securities gains (losses)$875,000210
Applicable income taxes$11,706,000298
Income before extraordinary items$63,357,000220
Extraordinary gains, net$08
Net income$63,357,000221
Minority interest net income$069
Net income of bank and minority interests.$63,357,000221
Net charge-offs$8,718,000108
Cash dividends$31,500,000181
Sale, conversion, retirement of capital stock, net$0543
Net operating income$62,622,000221
2021-06-30 (YTD Data)Rank
Total interest income$118,880,000193
Total interest expense$11,254,000152
Net interest income$107,626,000192
Provision for loan and lease losses$3,110,00084
Total noninterest income$30,584,000246
Gross Fiduciary activities income$10,698,00093
Service charges on deposit accounts$3,742,000193
Trading account gains and fees$0133
Additional Noninterest Income$16,144,000305
Total noninterest expense$88,128,000191
Salaries and employee benefits$42,371,000214
Premises and equipment expense$7,699,000209
Additional noninterest expense$38,058,000160
Pre-tax net operating income$46,972,000244
Securities gains (losses)$603,000230
Applicable income taxes$5,975,000360
Income before extraordinary items$41,600,000226
Extraordinary gains, net$06
Net income$41,600,000227
Minority interest net income$067
Net income of bank and minority interests.$41,600,000227
Net charge-offs$5,729,000116
Cash dividends$21,000,000167
Sale, conversion, retirement of capital stock, net$0517
Net operating income$41,075,390225
2021-03-31 (YTD Data)Rank
Total interest income$60,493,000190
Total interest expense$5,775,000157
Net interest income$54,718,000192
Provision for loan and lease losses$3,565,00050
Total noninterest income$14,194,000264
Gross Fiduciary activities income$5,078,000100
Service charges on deposit accounts$1,826,000193
Trading account gains and fees$0127
Additional Noninterest Income$7,290,000341
Total noninterest expense$39,124,000210
Salaries and employee benefits$20,345,000221
Premises and equipment expense$3,920,000208
Additional noninterest expense$14,859,000183
Pre-tax net operating income$26,223,000235
Securities gains (losses)$81,000532
Applicable income taxes$6,293,000219
Income before extraordinary items$20,011,000245
Extraordinary gains, net$03
Net income$20,011,000245
Minority interest net income$055
Net income of bank and minority interests.$20,011,000245
Net charge-offs$1,706,000149
Cash dividends$10,500,000148
Sale, conversion, retirement of capital stock, net$0482
Net operating income$19,947,010238
2020-12-31 (YTD Data)Rank
Total interest income$244,820,000190
Total interest expense$33,698,000188
Net interest income$211,122,000184
Provision for loan and lease losses$43,515,000148
Total noninterest income$56,942,000247
Gross Fiduciary activities income$19,328,00094
Service charges on deposit accounts$8,603,000172
Trading account gains and fees$0133
Additional Noninterest Income$29,011,000311
Total noninterest expense$184,154,000181
Salaries and employee benefits$84,780,000199
Premises and equipment expense$17,472,000193
Additional noninterest expense$81,902,000156
Pre-tax net operating income$40,395,000351
Securities gains (losses)$2,298,000204
Applicable income taxes$12,041,000260
Income before extraordinary items$30,652,000380
Extraordinary gains, net$04
Net income$30,652,000378
Minority interest net income$072
Net income of bank and minority interests.$30,652,000380
Net charge-offs$23,517,000104
Cash dividends$86,000,000105
Sale, conversion, retirement of capital stock, net$0566
Net operating income$28,836,580388
2020-09-30 (YTD Data)Rank
Total interest income$182,121,000192
Total interest expense$27,374,000191
Net interest income$154,747,000184
Provision for loan and lease losses$33,457,000167
Total noninterest income$43,336,000241
Gross Fiduciary activities income$14,324,00094
Service charges on deposit accounts$6,454,000166
Trading account gains and fees$0125
Additional Noninterest Income$22,558,000294
Total noninterest expense$137,339,000182
Salaries and employee benefits$62,339,000198
Premises and equipment expense$13,960,000184
Additional noninterest expense$61,040,000154
Pre-tax net operating income$27,287,000352
Securities gains (losses)$2,038,000180
Applicable income taxes$8,779,000247
Income before extraordinary items$20,546,000385
Extraordinary gains, net$04
Net income$20,546,000384
Minority interest net income$065
Net income of bank and minority interests.$20,546,000385
Net charge-offs$21,189,00097
Cash dividends$75,500,00097
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,935,980399
2020-06-30 (YTD Data)Rank
Total interest income$121,822,000194
Total interest expense$19,917,000193
Net interest income$101,905,000185
Provision for loan and lease losses$22,305,000181
Total noninterest income$26,788,000236
Gross Fiduciary activities income$9,639,00093
Service charges on deposit accounts$4,362,000168
Trading account gains and fees$0123
Additional Noninterest Income$12,787,000295
Total noninterest expense$82,971,000191
Salaries and employee benefits$41,414,000197
Premises and equipment expense$9,114,000186
Additional noninterest expense$32,443,000179
Pre-tax net operating income$23,417,000255
Securities gains (losses)$181,000741
Applicable income taxes$5,754,000222
Income before extraordinary items$17,844,000272
Extraordinary gains, net$04
Net income$17,844,000271
Minority interest net income$065
Net income of bank and minority interests.$17,844,000272
Net charge-offs$15,897,00091
Cash dividends$65,000,00078
Sale, conversion, retirement of capital stock, net$0504
Net operating income$17,701,010264
2020-03-31 (YTD Data)Rank
Total interest income$61,291,000198
Total interest expense$11,427,000195
Net interest income$49,864,000190
Provision for loan and lease losses$10,644,000184
Total noninterest income$8,070,000301
Gross Fiduciary activities income$4,753,00099
Service charges on deposit accounts$2,656,000163
Trading account gains and fees$0106
Additional Noninterest Income$661,0001,278
Total noninterest expense$42,285,000191
Salaries and employee benefits$20,866,000193
Premises and equipment expense$4,846,000179
Additional noninterest expense$16,573,000181
Pre-tax net operating income$5,005,000476
Securities gains (losses)$-1,0004,671
Applicable income taxes$1,438,000344
Income before extraordinary items$3,566,000548
Extraordinary gains, net$04
Net income$3,566,000549
Minority interest net income$056
Net income of bank and minority interests.$3,566,000548
Net charge-offs$12,835,00059
Cash dividends$30,000,000102
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,566,790533
2019-12-31 (YTD Data)Rank
Total interest income$249,439,000200
Total interest expense$47,905,000207
Net interest income$201,534,000192
Provision for loan and lease losses$16,985,000124
Total noninterest income$72,344,000171
Gross Fiduciary activities income$18,496,00098
Service charges on deposit accounts$11,027,000157
Trading account gains and fees$0135
Additional Noninterest Income$42,821,000194
Total noninterest expense$173,227,000186
Salaries and employee benefits$90,911,000181
Premises and equipment expense$18,639,000182
Additional noninterest expense$63,677,000174
Pre-tax net operating income$83,666,000215
Securities gains (losses)$767,000275
Applicable income taxes$19,947,000212
Income before extraordinary items$64,486,000219
Extraordinary gains, net$011
Net income$64,486,000220
Minority interest net income$076
Net income of bank and minority interests.$64,486,000220
Net charge-offs$9,860,000139
Cash dividends$42,500,000195
Sale, conversion, retirement of capital stock, net$0626
Net operating income$63,880,070216
2019-09-30 (YTD Data)Rank
Total interest income$181,191,000207
Total interest expense$35,301,000213
Net interest income$145,890,000197
Provision for loan and lease losses$11,680,000127
Total noninterest income$52,966,000172
Gross Fiduciary activities income$13,955,00098
Service charges on deposit accounts$7,993,000160
Trading account gains and fees$0129
Additional Noninterest Income$31,018,000196
Total noninterest expense$125,530,000192
Salaries and employee benefits$65,476,000187
Premises and equipment expense$13,737,000184
Additional noninterest expense$46,317,000176
Pre-tax net operating income$61,646,000219
Securities gains (losses)$131,000670
Applicable income taxes$14,668,000218
Income before extraordinary items$47,109,000228
Extraordinary gains, net$011
Net income$47,109,000229
Minority interest net income$072
Net income of bank and minority interests.$47,109,000229
Net charge-offs$7,637,000133
Cash dividends$42,500,000158
Sale, conversion, retirement of capital stock, net$0590
Net operating income$47,005,510222
2019-06-30 (YTD Data)Rank
Total interest income$120,022,000209
Total interest expense$22,888,000216
Net interest income$97,134,000198
Provision for loan and lease losses$7,319,000133
Total noninterest income$35,542,000171
Gross Fiduciary activities income$8,937,00099
Service charges on deposit accounts$5,159,000164
Trading account gains and fees$0131
Additional Noninterest Income$21,446,000183
Total noninterest expense$80,984,000198
Salaries and employee benefits$42,645,000190
Premises and equipment expense$9,271,000187
Additional noninterest expense$29,068,000185
Pre-tax net operating income$44,373,000205
Securities gains (losses)$51,000743
Applicable income taxes$11,024,000191
Income before extraordinary items$33,400,000211
Extraordinary gains, net$011
Net income$33,400,000213
Minority interest net income$069
Net income of bank and minority interests.$33,400,000213
Net charge-offs$2,297,000215
Cash dividends$19,000,000192
Sale, conversion, retirement of capital stock, net$0573
Net operating income$33,359,710208
2019-03-31 (YTD Data)Rank
Total interest income$59,410,000210
Total interest expense$11,068,000218
Net interest income$48,342,000199
Provision for loan and lease losses$3,243,000142
Total noninterest income$16,479,000179
Gross Fiduciary activities income$4,205,000103
Service charges on deposit accounts$2,520,000161
Trading account gains and fees$0126
Additional Noninterest Income$9,754,000186
Total noninterest expense$40,907,000198
Salaries and employee benefits$21,772,000193
Premises and equipment expense$4,801,000183
Additional noninterest expense$14,334,000186
Pre-tax net operating income$20,671,000214
Securities gains (losses)$67,000338
Applicable income taxes$5,168,000199
Income before extraordinary items$15,570,000227
Extraordinary gains, net$05
Net income$15,570,000227
Minority interest net income$052
Net income of bank and minority interests.$15,570,000227
Net charge-offs$1,055,000210
Cash dividends$9,500,000188
Sale, conversion, retirement of capital stock, net$0529
Net operating income$15,517,070221
2018-12-31 (YTD Data)Rank
Total interest income$223,325,000203
Total interest expense$32,566,000216
Net interest income$190,759,000199
Provision for loan and lease losses$9,430,000167
Total noninterest income$69,292,000181
Gross Fiduciary activities income$17,407,000100
Service charges on deposit accounts$10,440,000162
Trading account gains and fees$0126
Additional Noninterest Income$41,445,000192
Total noninterest expense$190,325,000170
Salaries and employee benefits$96,295,000170
Premises and equipment expense$18,791,000182
Additional noninterest expense$75,239,000165
Pre-tax net operating income$60,296,000278
Securities gains (losses)$454,000134
Applicable income taxes$13,814,000251
Income before extraordinary items$46,936,000281
Extraordinary gains, net$06
Net income$46,936,000280
Minority interest net income$072
Net income of bank and minority interests.$46,936,000281
Net charge-offs$4,958,000202
Cash dividends$17,000,000287
Sale, conversion, retirement of capital stock, net$0671
Net operating income$46,577,340284
2018-09-30 (YTD Data)Rank
Total interest income$161,745,000203
Total interest expense$22,252,000218
Net interest income$139,493,000200
Provision for loan and lease losses$5,963,000181
Total noninterest income$49,104,000188
Gross Fiduciary activities income$12,550,000100
Service charges on deposit accounts$7,464,000165
Trading account gains and fees$0138
Additional Noninterest Income$29,090,000202
Total noninterest expense$145,228,000167
Salaries and employee benefits$73,592,000165
Premises and equipment expense$13,908,000180
Additional noninterest expense$57,728,000154
Pre-tax net operating income$37,406,000318
Securities gains (losses)$21,000556
Applicable income taxes$8,511,000279
Income before extraordinary items$28,916,000325
Extraordinary gains, net$05
Net income$28,916,000325
Minority interest net income$066
Net income of bank and minority interests.$28,916,000325
Net charge-offs$2,763,000226
Cash dividends$17,000,000227
Sale, conversion, retirement of capital stock, net$0633
Net operating income$28,899,410325
2018-06-30 (YTD Data)Rank
Total interest income$86,437,000231
Total interest expense$11,923,000242
Net interest income$74,514,000222
Provision for loan and lease losses$3,860,000189
Total noninterest income$24,503,000226
Gross Fiduciary activities income$5,541,000131
Service charges on deposit accounts$3,416,000223
Trading account gains and fees$0130
Additional Noninterest Income$15,546,000236
Total noninterest expense$85,409,000184
Salaries and employee benefits$46,802,000169
Premises and equipment expense$7,727,000207
Additional noninterest expense$30,880,000178
Pre-tax net operating income$9,748,000603
Securities gains (losses)$133,000212
Applicable income taxes$2,967,000433
Income before extraordinary items$6,914,000695
Extraordinary gains, net$06
Net income$6,914,000694
Minority interest net income$065
Net income of bank and minority interests.$6,914,000694
Net charge-offs$2,069,000212
Cash dividends$8,500,000259
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,808,930698
2018-03-31 (YTD Data)Rank
Total interest income$42,713,000231
Total interest expense$5,429,000247
Net interest income$37,284,000223
Provision for loan and lease losses$2,006,000173
Total noninterest income$14,141,000204
Gross Fiduciary activities income$2,757,000132
Service charges on deposit accounts$1,674,000227
Trading account gains and fees$0123
Additional Noninterest Income$9,710,000200
Total noninterest expense$46,825,000172
Salaries and employee benefits$26,880,000149
Premises and equipment expense$3,941,000206
Additional noninterest expense$16,004,000171
Pre-tax net operating income$2,594,000978
Securities gains (losses)$159,000127
Applicable income taxes$1,367,000451
Income before extraordinary items$1,386,0001,414
Extraordinary gains, net$07
Net income$1,386,0001,414
Minority interest net income$052
Net income of bank and minority interests.$1,386,0001,414
Net charge-offs$738,000260
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,260,3901,514
2017-12-31 (YTD Data)Rank
Total interest income$153,100,000236
Total interest expense$16,288,000254
Net interest income$136,812,000229
Provision for loan and lease losses$9,556,000163
Total noninterest income$57,772,000201
Gross Fiduciary activities income$10,588,000129
Service charges on deposit accounts$5,975,000258
Trading account gains and fees$0151
Additional Noninterest Income$41,209,000189
Total noninterest expense$150,726,000191
Salaries and employee benefits$78,214,000182
Premises and equipment expense$14,585,000208
Additional noninterest expense$57,927,000176
Pre-tax net operating income$34,302,000366
Securities gains (losses)$222,000370
Applicable income taxes$16,499,000298
Income before extraordinary items$18,025,000440
Extraordinary gains, net$09
Net income$18,025,000438
Minority interest net income$076
Net income of bank and minority interests.$18,025,000440
Net charge-offs$7,987,000161
Cash dividends$19,500,000239
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,882,920438
2017-09-30 (YTD Data)Rank
Total interest income$109,603,000245
Total interest expense$11,276,000263
Net interest income$98,327,000238
Provision for loan and lease losses$3,480,000261
Total noninterest income$44,245,000192
Gross Fiduciary activities income$7,825,000128
Service charges on deposit accounts$4,147,000281
Trading account gains and fees$0145
Additional Noninterest Income$32,273,000185
Total noninterest expense$115,757,000188
Salaries and employee benefits$61,055,000178
Premises and equipment expense$10,750,000209
Additional noninterest expense$43,952,000172
Pre-tax net operating income$23,335,000405
Securities gains (losses)$219,000353
Applicable income taxes$6,747,000393
Income before extraordinary items$16,807,000408
Extraordinary gains, net$09
Net income$16,807,000407
Minority interest net income$071
Net income of bank and minority interests.$16,807,000408
Net charge-offs$1,481,000377
Cash dividends$13,000,000239
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,651,510408
2017-06-30 (YTD Data)Rank
Total interest income$64,370,000270
Total interest expense$6,516,000289
Net interest income$57,854,000265
Provision for loan and lease losses$1,991,000284
Total noninterest income$28,915,000196
Gross Fiduciary activities income$5,164,000128
Service charges on deposit accounts$1,825,000381
Trading account gains and fees$0139
Additional Noninterest Income$21,926,000185
Total noninterest expense$66,408,000208
Salaries and employee benefits$37,889,000184
Premises and equipment expense$6,430,000228
Additional noninterest expense$22,089,000210
Pre-tax net operating income$18,370,000356
Securities gains (losses)$122,000385
Applicable income taxes$5,353,000354
Income before extraordinary items$13,139,000365
Extraordinary gains, net$011
Net income$13,139,000364
Minority interest net income$071
Net income of bank and minority interests.$13,139,000365
Net charge-offs$1,444,000277
Cash dividends$6,500,000284
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,052,380366
2017-03-31 (YTD Data)Rank
Total interest income$31,836,000269
Total interest expense$3,032,000296
Net interest income$28,804,000261
Provision for loan and lease losses$1,533,000205
Total noninterest income$16,275,000178
Gross Fiduciary activities income$2,549,000125
Service charges on deposit accounts$892,000388
Trading account gains and fees$0142
Additional Noninterest Income$12,834,000157
Total noninterest expense$30,767,000219
Salaries and employee benefits$17,115,000198
Premises and equipment expense$3,184,000232
Additional noninterest expense$10,468,000215
Pre-tax net operating income$12,779,000275
Securities gains (losses)$67,000288
Applicable income taxes$3,620,000298
Income before extraordinary items$9,226,000273
Extraordinary gains, net$08
Net income$9,226,000274
Minority interest net income$055
Net income of bank and minority interests.$9,226,000274
Net charge-offs$590,000301
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$9,177,760269
2016-12-31 (YTD Data)Rank
Total interest income$121,249,000272
Total interest expense$10,296,000304
Net interest income$110,953,000262
Provision for loan and lease losses$5,591,000237
Total noninterest income$57,760,000198
Gross Fiduciary activities income$6,767,000163
Service charges on deposit accounts$3,904,000367
Trading account gains and fees$0170
Additional Noninterest Income$47,089,000165
Total noninterest expense$120,180,000222
Salaries and employee benefits$66,293,000198
Premises and equipment expense$13,080,000226
Additional noninterest expense$40,807,000223
Pre-tax net operating income$42,942,000287
Securities gains (losses)$13,878,00026
Applicable income taxes$20,576,000221
Income before extraordinary items$36,244,000268
Extraordinary gains, net$05
Net income$36,253,000267
Minority interest net income$-9,0005,902
Net income of bank and minority interests.$36,244,000267
Net charge-offs$6,717,000168
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$27,362,080316
2016-09-30 (YTD Data)Rank
Total interest income$91,267,000265
Total interest expense$7,616,000299
Net interest income$83,651,000258
Provision for loan and lease losses$3,146,000281
Total noninterest income$41,655,000201
Gross Fiduciary activities income$4,625,000173
Service charges on deposit accounts$2,916,000369
Trading account gains and fees$0169
Additional Noninterest Income$34,114,000173
Total noninterest expense$86,333,000223
Salaries and employee benefits$48,967,000201
Premises and equipment expense$9,815,000220
Additional noninterest expense$27,551,000243
Pre-tax net operating income$35,827,000270
Securities gains (losses)$-509,0005,960
Applicable income taxes$12,435,000246
Income before extraordinary items$22,883,000290
Extraordinary gains, net$05
Net income$22,889,000290
Minority interest net income$-6,0005,968
Net income of bank and minority interests.$22,883,000291
Net charge-offs$3,575,000194
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$23,213,850283
2016-06-30 (YTD Data)Rank
Total interest income$60,082,000266
Total interest expense$5,040,000302
Net interest income$55,042,000259
Provision for loan and lease losses$1,754,000331
Total noninterest income$26,773,000204
Gross Fiduciary activities income$3,024,000177
Service charges on deposit accounts$1,872,000376
Trading account gains and fees$0157
Additional Noninterest Income$21,877,000178
Total noninterest expense$57,815,000223
Salaries and employee benefits$32,407,000201
Premises and equipment expense$6,544,000219
Additional noninterest expense$18,864,000238
Pre-tax net operating income$22,246,000278
Securities gains (losses)$-548,0006,047
Applicable income taxes$7,759,000254
Income before extraordinary items$13,939,000307
Extraordinary gains, net$016
Net income$13,939,000307
Minority interest net income$071
Net income of bank and minority interests.$13,939,000307
Net charge-offs$2,990,000172
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,289,720298
2016-03-31 (YTD Data)Rank
Total interest income$27,966,000279
Total interest expense$2,426,000308
Net interest income$25,540,000278
Provision for loan and lease losses$1,125,000257
Total noninterest income$13,173,000203
Gross Fiduciary activities income$1,484,000180
Service charges on deposit accounts$907,000378
Trading account gains and fees$0142
Additional Noninterest Income$10,782,000169
Total noninterest expense$27,570,000228
Salaries and employee benefits$15,387,000214
Premises and equipment expense$3,310,000216
Additional noninterest expense$8,873,000239
Pre-tax net operating income$10,018,000289
Securities gains (losses)$-620,0006,114
Applicable income taxes$3,363,000276
Income before extraordinary items$6,035,000330
Extraordinary gains, net$012
Net income$6,036,000330
Minority interest net income$-1,0006,108
Net income of bank and minority interests.$6,035,000330
Net charge-offs$2,542,000124
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,431,800312
2015-12-31 (YTD Data)Rank
Total interest income$117,795,000255
Total interest expense$8,208,000336
Net interest income$109,587,000247
Provision for loan and lease losses$11,127,000127
Total noninterest income$58,680,000192
Gross Fiduciary activities income$5,963,000178
Service charges on deposit accounts$3,969,000358
Trading account gains and fees$0159
Additional Noninterest Income$48,748,000161
Total noninterest expense$117,632,000209
Salaries and employee benefits$63,313,000195
Premises and equipment expense$13,151,000212
Additional noninterest expense$41,168,000215
Pre-tax net operating income$39,508,000291
Securities gains (losses)$-268,0006,126
Applicable income taxes$12,897,000268
Income before extraordinary items$26,343,000313
Extraordinary gains, net$023
Net income$26,260,000313
Minority interest net income$83,00051
Net income of bank and minority interests.$26,343,000313
Net charge-offs$7,439,000139
Cash dividends$14,500,000288
Sale, conversion, retirement of capital stock, net$0804
Net operating income$26,522,560307
2015-09-30 (YTD Data)Rank
Total interest income$87,496,000262
Total interest expense$5,850,000352
Net interest income$81,646,000253
Provision for loan and lease losses$10,075,000106
Total noninterest income$47,478,000179
Gross Fiduciary activities income$4,437,000182
Service charges on deposit accounts$2,990,000364
Trading account gains and fees$0153
Additional Noninterest Income$40,051,000153
Total noninterest expense$90,502,000213
Salaries and employee benefits$49,588,000195
Premises and equipment expense$9,727,000219
Additional noninterest expense$31,187,000214
Pre-tax net operating income$28,547,000301
Securities gains (losses)$-301,0006,226
Applicable income taxes$9,550,000281
Income before extraordinary items$18,696,000327
Extraordinary gains, net$021
Net income$18,614,000327
Minority interest net income$82,00051
Net income of bank and minority interests.$18,696,000326
Net charge-offs$7,218,000120
Cash dividends$14,500,000223
Sale, conversion, retirement of capital stock, net$0773
Net operating income$18,894,660320
2015-06-30 (YTD Data)Rank
Total interest income$58,547,000263
Total interest expense$3,762,000364
Net interest income$54,785,000253
Provision for loan and lease losses$3,376,000165
Total noninterest income$32,520,000180
Gross Fiduciary activities income$2,954,000182
Service charges on deposit accounts$1,968,000366
Trading account gains and fees$0157
Additional Noninterest Income$27,598,000152
Total noninterest expense$62,328,000206
Salaries and employee benefits$34,945,000185
Premises and equipment expense$6,613,000214
Additional noninterest expense$20,770,000215
Pre-tax net operating income$21,601,000276
Securities gains (losses)$-3,0005,992
Applicable income taxes$7,127,000261
Income before extraordinary items$14,471,000296
Extraordinary gains, net$022
Net income$14,394,000296
Minority interest net income$77,00045
Net income of bank and minority interests.$14,471,000296
Net charge-offs$-530,0006,229
Cash dividends$11,500,000194
Sale, conversion, retirement of capital stock, net$0751
Net operating income$14,473,010291
2015-03-31 (YTD Data)Rank
Total interest income$27,339,000269
Total interest expense$1,871,000368
Net interest income$25,468,000267
Provision for loan and lease losses$997,000229
Total noninterest income$16,791,000172
Gross Fiduciary activities income$1,447,000188
Service charges on deposit accounts$1,018,000352
Trading account gains and fees$0152
Additional Noninterest Income$14,326,000145
Total noninterest expense$31,483,000206
Salaries and employee benefits$18,342,000175
Premises and equipment expense$3,296,000217
Additional noninterest expense$9,845,000224
Pre-tax net operating income$9,779,000289
Securities gains (losses)$-3,0006,134
Applicable income taxes$3,430,000265
Income before extraordinary items$6,346,000318
Extraordinary gains, net$013
Net income$6,287,000318
Minority interest net income$59,00039
Net income of bank and minority interests.$6,346,000317
Net charge-offs$49,0001,580
Cash dividends$9,500,000137
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,347,950311
2014-12-31 (YTD Data)Rank
Total interest income$73,140,000370
Total interest expense$6,692,000418
Net interest income$66,448,000368
Provision for loan and lease losses$92,0003,303
Total noninterest income$20,554,000382
Gross Fiduciary activities income$5,835,000178
Service charges on deposit accounts$3,036,000458
Trading account gains and fees$0180
Additional Noninterest Income$11,683,000400
Total noninterest expense$70,129,000329
Salaries and employee benefits$33,213,000361
Premises and equipment expense$7,587,000356
Additional noninterest expense$29,329,000281
Pre-tax net operating income$16,781,000536
Securities gains (losses)$-112,0006,343
Applicable income taxes$4,969,000500
Income before extraordinary items$11,700,000584
Extraordinary gains, net$017
Net income$11,700,000581
Minority interest net income$084
Net income of bank and minority interests.$11,700,000584
Net charge-offs$11,464,000120
Cash dividends$13,600,000269
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,778,400571
2014-09-30 (YTD Data)Rank
Total interest income$55,330,000368
Total interest expense$5,000,000419
Net interest income$50,330,000365
Provision for loan and lease losses$925,000712
Total noninterest income$15,997,000364
Gross Fiduciary activities income$4,161,000182
Service charges on deposit accounts$2,202,000470
Trading account gains and fees$0174
Additional Noninterest Income$9,634,000368
Total noninterest expense$47,944,000351
Salaries and employee benefits$23,527,000375
Premises and equipment expense$5,681,000354
Additional noninterest expense$18,736,000309
Pre-tax net operating income$17,458,000400
Securities gains (losses)$-123,0006,458
Applicable income taxes$5,414,000392
Income before extraordinary items$11,921,000448
Extraordinary gains, net$015
Net income$11,921,000447
Minority interest net income$081
Net income of bank and minority interests.$11,921,000448
Net charge-offs$10,841,000105
Cash dividends$8,600,000287
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,005,870437
2014-06-30 (YTD Data)Rank
Total interest income$36,605,000366
Total interest expense$3,305,000426
Net interest income$33,300,000364
Provision for loan and lease losses$178,0001,755
Total noninterest income$10,993,000346
Gross Fiduciary activities income$2,804,000181
Service charges on deposit accounts$1,394,000486
Trading account gains and fees$0172
Additional Noninterest Income$6,795,000349
Total noninterest expense$32,341,000352
Salaries and employee benefits$15,968,000370
Premises and equipment expense$3,803,000352
Additional noninterest expense$12,570,000303
Pre-tax net operating income$11,774,000394
Securities gains (losses)$-162,0006,571
Applicable income taxes$3,585,000388
Income before extraordinary items$8,027,000439
Extraordinary gains, net$020
Net income$8,027,000438
Minority interest net income$080
Net income of bank and minority interests.$8,027,000439
Net charge-offs$9,899,00084
Cash dividends$8,600,000206
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,138,780423
2014-03-31 (YTD Data)Rank
Total interest income$18,126,000368
Total interest expense$1,656,000428
Net interest income$16,470,000367
Provision for loan and lease losses$506,000448
Total noninterest income$5,881,000325
Gross Fiduciary activities income$1,376,000183
Service charges on deposit accounts$655,000506
Trading account gains and fees$0147
Additional Noninterest Income$3,850,000317
Total noninterest expense$16,399,000346
Salaries and employee benefits$8,361,000351
Premises and equipment expense$1,936,000357
Additional noninterest expense$6,102,000310
Pre-tax net operating income$5,446,000405
Securities gains (losses)$01,715
Applicable income taxes$1,739,000379
Income before extraordinary items$3,707,000445
Extraordinary gains, net$016
Net income$3,707,000444
Minority interest net income$066
Net income of bank and minority interests.$3,707,000445
Net charge-offs$9,888,00060
Cash dividends$2,500,000277
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,707,000432
2013-12-31 (YTD Data)Rank
Total interest income$74,987,000349
Total interest expense$7,221,000438
Net interest income$67,766,000345
Provision for loan and lease losses$173,0003,139
Total noninterest income$14,885,000505
Gross Fiduciary activities income$4,974,000187
Service charges on deposit accounts$2,741,000506
Trading account gains and fees$0184
Additional Noninterest Income$7,170,000614
Total noninterest expense$61,418,000360
Salaries and employee benefits$30,537,000380
Premises and equipment expense$6,999,000375
Additional noninterest expense$23,882,000324
Pre-tax net operating income$21,060,000426
Securities gains (losses)$131,0001,150
Applicable income taxes$6,788,000374
Income before extraordinary items$14,403,000473
Extraordinary gains, net$029
Net income$14,403,000473
Minority interest net income$090
Net income of bank and minority interests.$14,403,000474
Net charge-offs$2,691,000596
Cash dividends$8,500,000365
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,313,920464
2013-09-30 (YTD Data)Rank
Total interest income$56,134,000349
Total interest expense$5,455,000445
Net interest income$50,679,000348
Provision for loan and lease losses$606,0001,314
Total noninterest income$12,007,000490
Gross Fiduciary activities income$3,635,000187
Service charges on deposit accounts$1,994,000521
Trading account gains and fees$0180
Additional Noninterest Income$6,378,000555
Total noninterest expense$45,890,000366
Salaries and employee benefits$23,624,000367
Premises and equipment expense$5,108,000384
Additional noninterest expense$17,158,000336
Pre-tax net operating income$16,190,000423
Securities gains (losses)$133,0001,043
Applicable income taxes$4,632,000408
Income before extraordinary items$11,691,000447
Extraordinary gains, net$025
Net income$11,691,000445
Minority interest net income$084
Net income of bank and minority interests.$11,691,000448
Net charge-offs$1,274,000839
Cash dividends$6,000,000355
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,595,240440
2013-06-30 (YTD Data)Rank
Total interest income$37,013,000351
Total interest expense$3,721,000441
Net interest income$33,292,000349
Provision for loan and lease losses$-8,0006,576
Total noninterest income$6,976,000547
Gross Fiduciary activities income$2,295,000192
Service charges on deposit accounts$1,224,000546
Trading account gains and fees$0157
Additional Noninterest Income$3,457,000652
Total noninterest expense$29,936,000376
Salaries and employee benefits$15,791,000365
Premises and equipment expense$3,262,000394
Additional noninterest expense$10,883,000348
Pre-tax net operating income$10,340,000427
Securities gains (losses)$197,000761
Applicable income taxes$2,910,000423
Income before extraordinary items$7,627,000437
Extraordinary gains, net$022
Net income$7,627,000438
Minority interest net income$082
Net income of bank and minority interests.$7,627,000439
Net charge-offs$663,0001,035
Cash dividends$6,000,000246
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,485,160438
2013-03-31 (YTD Data)Rank
Total interest income$19,467,000340
Total interest expense$1,959,000430
Net interest income$17,508,000335
Provision for loan and lease losses$-264,0006,920
Total noninterest income$2,811,000630
Gross Fiduciary activities income$1,018,000204
Service charges on deposit accounts$582,000568
Trading account gains and fees$0148
Additional Noninterest Income$1,211,000857
Total noninterest expense$14,071,000393
Salaries and employee benefits$7,469,000389
Premises and equipment expense$1,590,000399
Additional noninterest expense$5,012,000375
Pre-tax net operating income$6,512,000355
Securities gains (losses)$-124,0006,963
Applicable income taxes$2,015,000339
Income before extraordinary items$4,373,000387
Extraordinary gains, net$010
Net income$4,373,000385
Minority interest net income$076
Net income of bank and minority interests.$4,373,000388
Net charge-offs$370,000921
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,457,320372
2012-12-31 (YTD Data)Rank
Total interest income$74,011,000367
Total interest expense$9,740,000417
Net interest income$64,271,000361
Provision for loan and lease losses$2,052,0001,041
Total noninterest income$13,409,000553
Gross Fiduciary activities income$3,989,000200
Service charges on deposit accounts$2,766,000522
Trading account gains and fees$0166
Additional Noninterest Income$6,654,000654
Total noninterest expense$56,336,000392
Salaries and employee benefits$28,293,000391
Premises and equipment expense$6,440,000391
Additional noninterest expense$21,603,000372
Pre-tax net operating income$19,292,000442
Securities gains (losses)$198,0001,708
Applicable income taxes$5,270,000420
Income before extraordinary items$14,220,000467
Extraordinary gains, net$029
Net income$14,220,000462
Minority interest net income$093
Net income of bank and minority interests.$14,220,000466
Net charge-offs$2,693,000914
Cash dividends$8,500,000361
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,075,460465
2012-09-30 (YTD Data)Rank
Total interest income$55,694,000369
Total interest expense$7,625,000416
Net interest income$48,069,000368
Provision for loan and lease losses$2,441,000722
Total noninterest income$9,090,000583
Gross Fiduciary activities income$2,829,000204
Service charges on deposit accounts$2,038,000539
Trading account gains and fees$0157
Additional Noninterest Income$4,223,000730
Total noninterest expense$41,044,000398
Salaries and employee benefits$20,906,000393
Premises and equipment expense$4,768,000396
Additional noninterest expense$15,370,000383
Pre-tax net operating income$13,674,000461
Securities gains (losses)$-298,0007,091
Applicable income taxes$3,722,000450
Income before extraordinary items$9,654,000520
Extraordinary gains, net$020
Net income$9,654,000518
Minority interest net income$086
Net income of bank and minority interests.$9,654,000520
Net charge-offs$2,401,000803
Cash dividends$5,500,000340
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,868,560492
2012-06-30 (YTD Data)Rank
Total interest income$37,170,000373
Total interest expense$5,348,000412
Net interest income$31,822,000371
Provision for loan and lease losses$2,263,000582
Total noninterest income$5,794,000606
Gross Fiduciary activities income$1,922,000200
Service charges on deposit accounts$1,341,000544
Trading account gains and fees$0153
Additional Noninterest Income$2,531,000784
Total noninterest expense$27,150,000398
Salaries and employee benefits$13,676,000396
Premises and equipment expense$3,156,000399
Additional noninterest expense$10,318,000376
Pre-tax net operating income$8,203,000490
Securities gains (losses)$-87,0007,090
Applicable income taxes$2,116,000490
Income before extraordinary items$6,000,000541
Extraordinary gains, net$019
Net income$6,000,000541
Minority interest net income$084
Net income of bank and minority interests.$6,000,000541
Net charge-offs$1,113,0001,053
Cash dividends$5,500,000233
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,064,380508
2012-03-31 (YTD Data)Rank
Total interest income$19,039,000363
Total interest expense$2,795,000405
Net interest income$16,244,000362
Provision for loan and lease losses$2,169,000328
Total noninterest income$3,509,000515
Gross Fiduciary activities income$923,000211
Service charges on deposit accounts$656,000548
Trading account gains and fees$0148
Additional Noninterest Income$1,930,000569
Total noninterest expense$13,923,000386
Salaries and employee benefits$6,770,000399
Premises and equipment expense$1,568,000401
Additional noninterest expense$5,585,000344
Pre-tax net operating income$3,661,000533
Securities gains (losses)$-67,0007,184
Applicable income taxes$845,000576
Income before extraordinary items$2,749,000574
Extraordinary gains, net$019
Net income$2,749,000573
Minority interest net income$078
Net income of bank and minority interests.$2,749,000575
Net charge-offs$693,000878
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,799,920550
2011-12-31 (YTD Data)Rank
Total interest income$81,324,000346
Total interest expense$14,096,000394
Net interest income$67,228,000342
Provision for loan and lease losses$3,854,000974
Total noninterest income$11,573,000547
Gross Fiduciary activities income$3,376,000188
Service charges on deposit accounts$3,141,000479
Trading account gains and fees$0146
Additional Noninterest Income$5,056,000690
Total noninterest expense$53,944,000396
Salaries and employee benefits$25,186,000402
Premises and equipment expense$5,400,000468
Additional noninterest expense$23,358,000347
Pre-tax net operating income$21,003,000354
Securities gains (losses)$-253,0007,182
Applicable income taxes$6,206,000357
Income before extraordinary items$14,544,000386
Extraordinary gains, net$029
Net income$14,544,000387
Minority interest net income$096
Net income of bank and minority interests.$14,544,000387
Net charge-offs$5,511,000735
Cash dividends$5,500,000392
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$14,721,100371
2011-09-30 (YTD Data)Rank
Total interest income$61,906,000346
Total interest expense$11,400,000380
Net interest income$50,506,000342
Provision for loan and lease losses$4,613,000670
Total noninterest income$10,386,000480
Gross Fiduciary activities income$2,494,000189
Service charges on deposit accounts$2,297,000500
Trading account gains and fees$0145
Additional Noninterest Income$5,595,000540
Total noninterest expense$39,557,000401
Salaries and employee benefits$18,707,000401
Premises and equipment expense$4,092,000470
Additional noninterest expense$16,758,000349
Pre-tax net operating income$16,722,000348
Securities gains (losses)$-44,0007,141
Applicable income taxes$5,126,000332
Income before extraordinary items$11,552,000377
Extraordinary gains, net$021
Net income$11,552,000377
Minority interest net income$087
Net income of bank and minority interests.$11,552,000377
Net charge-offs$4,534,000683
Cash dividends$5,500,000270
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,582,360365
2011-06-30 (YTD Data)Rank
Total interest income$41,804,000347
Total interest expense$7,464,000412
Net interest income$34,340,000337
Provision for loan and lease losses$4,800,000458
Total noninterest income$6,817,000496
Gross Fiduciary activities income$1,572,000198
Service charges on deposit accounts$1,484,000509
Trading account gains and fees$0153
Additional Noninterest Income$3,761,000535
Total noninterest expense$25,744,000414
Salaries and employee benefits$12,575,000400
Premises and equipment expense$2,724,000478
Additional noninterest expense$10,445,000375
Pre-tax net operating income$10,613,000353
Securities gains (losses)$-56,0007,248
Applicable income taxes$3,215,000344
Income before extraordinary items$7,342,000381
Extraordinary gains, net$015
Net income$7,342,000381
Minority interest net income$089
Net income of bank and minority interests.$7,342,000380
Net charge-offs$3,393,000620
Cash dividends$5,500,000168
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,381,200371
2011-03-31 (YTD Data)Rank
Total interest income$21,341,000342
Total interest expense$3,910,000411
Net interest income$17,431,000335
Provision for loan and lease losses$2,408,000440
Total noninterest income$3,063,000538
Gross Fiduciary activities income$743,000210
Service charges on deposit accounts$722,000517
Trading account gains and fees$0158
Additional Noninterest Income$1,598,000599
Total noninterest expense$12,875,000415
Salaries and employee benefits$6,258,000404
Premises and equipment expense$1,413,000474
Additional noninterest expense$5,204,000373
Pre-tax net operating income$5,211,000350
Securities gains (losses)$121,000479
Applicable income taxes$1,644,000325
Income before extraordinary items$3,688,000376
Extraordinary gains, net$09
Net income$3,688,000376
Minority interest net income$086
Net income of bank and minority interests.$3,688,000375
Net charge-offs$508,0001,323
Cash dividends$2,000,000202
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,604,510372
2010-12-31 (YTD Data)Rank
Total interest income$83,212,000368
Total interest expense$22,326,000347
Net interest income$60,886,000368
Provision for loan and lease losses$13,580,000518
Total noninterest income$21,891,000371
Gross Fiduciary activities income$1,872,000279
Service charges on deposit accounts$2,934,000508
Trading account gains and fees$0175
Additional Noninterest Income$17,085,000313
Total noninterest expense$48,965,000441
Salaries and employee benefits$22,155,000447
Premises and equipment expense$4,610,000560
Additional noninterest expense$22,200,000377
Pre-tax net operating income$20,232,000296
Securities gains (losses)$-250,0007,339
Applicable income taxes$5,812,000325
Income before extraordinary items$14,170,000326
Extraordinary gains, net$029
Net income$14,170,000326
Minority interest net income$0111
Net income of bank and minority interests.$14,170,000327
Net charge-offs$4,858,0001,046
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,347,500316
2010-09-30 (YTD Data)Rank
Total interest income$60,997,000377
Total interest expense$17,964,000331
Net interest income$43,033,000381
Provision for loan and lease losses$7,846,000609
Total noninterest income$11,974,000451
Gross Fiduciary activities income$1,215,000295
Service charges on deposit accounts$2,173,000523
Trading account gains and fees$0165
Additional Noninterest Income$8,586,000404
Total noninterest expense$30,669,000503
Salaries and employee benefits$15,799,000466
Premises and equipment expense$3,072,000619
Additional noninterest expense$11,798,000481
Pre-tax net operating income$16,492,000279
Securities gains (losses)$-189,0007,473
Applicable income taxes$4,718,000295
Income before extraordinary items$11,585,000309
Extraordinary gains, net$023
Net income$11,585,000310
Minority interest net income$0110
Net income of bank and minority interests.$11,585,000310
Net charge-offs$1,647,0001,695
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,719,190294
2010-06-30 (YTD Data)Rank
Total interest income$39,021,000391
Total interest expense$12,841,000324
Net interest income$26,180,000419
Provision for loan and lease losses$4,047,000758
Total noninterest income$8,542,000422
Gross Fiduciary activities income$626,000348
Service charges on deposit accounts$1,204,000637
Trading account gains and fees$0152
Additional Noninterest Income$6,712,000348
Total noninterest expense$19,323,000528
Salaries and employee benefits$9,674,000498
Premises and equipment expense$1,834,000718
Additional noninterest expense$7,815,000484
Pre-tax net operating income$11,352,000265
Securities gains (losses)$-107,0007,529
Applicable income taxes$3,242,000274
Income before extraordinary items$8,003,000286
Extraordinary gains, net$019
Net income$8,003,000285
Minority interest net income$0105
Net income of bank and minority interests.$8,003,000286
Net charge-offs$974,0001,756
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,078,970280
2010-03-31 (YTD Data)Rank
Total interest income$16,109,000483
Total interest expense$5,567,000396
Net interest income$10,542,000513
Provision for loan and lease losses$1,166,0001,061
Total noninterest income$5,543,000351
Gross Fiduciary activities income$131,000559
Service charges on deposit accounts$312,0001,248
Trading account gains and fees$0175
Additional Noninterest Income$5,100,000265
Total noninterest expense$8,266,000612
Salaries and employee benefits$3,564,000668
Premises and equipment expense$697,000971
Additional noninterest expense$4,005,000461
Pre-tax net operating income$6,653,000231
Securities gains (losses)$02,284
Applicable income taxes$1,898,000228
Income before extraordinary items$4,755,000235
Extraordinary gains, net$016
Net income$4,755,000236
Minority interest net income$091
Net income of bank and minority interests.$4,755,000237
Net charge-offs$319,0001,973
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,755,000227
2009-12-31 (YTD Data)Rank
Total interest income$49,485,000666
Total interest expense$18,969,000604
Net interest income$30,516,000701
Provision for loan and lease losses$20,728,000482
Total noninterest income$42,460,000235
Gross Fiduciary activities income$974,000390
Service charges on deposit accounts$1,310,0001,318
Trading account gains and fees$0211
Additional Noninterest Income$40,176,000180
Total noninterest expense$23,004,000923
Salaries and employee benefits$11,432,000858
Premises and equipment expense$2,341,0001,162
Additional noninterest expense$9,231,000864
Pre-tax net operating income$29,244,000166
Securities gains (losses)$346,0001,112
Applicable income taxes$10,014,000163
Income before extraordinary items$19,576,000188
Extraordinary gains, net$034
Net income$19,576,000189
Minority interest net income$0115
Net income of bank and minority interests.$19,576,000189
Net charge-offs$4,680,0001,205
Cash dividends$10,500,000174
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$19,347,640184
2009-09-30 (YTD Data)Rank
Total interest income$32,736,000782
Total interest expense$13,386,000685
Net interest income$19,350,000849
Provision for loan and lease losses$3,081,0001,454
Total noninterest income$43,382,000183
Gross Fiduciary activities income$783,000373
Service charges on deposit accounts$958,0001,346
Trading account gains and fees$0212
Additional Noninterest Income$41,641,000149
Total noninterest expense$16,845,000928
Salaries and employee benefits$9,673,000768
Premises and equipment expense$1,656,0001,247
Additional noninterest expense$5,516,0001,023
Pre-tax net operating income$42,806,000117
Securities gains (losses)$346,000895
Applicable income taxes$15,582,000108
Income before extraordinary items$27,570,000129
Extraordinary gains, net$027
Net income$27,570,000128
Minority interest net income$0118
Net income of bank and minority interests.$27,570,000129
Net charge-offs$1,591,0001,713
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$27,348,560130
2009-06-30 (YTD Data)Rank
Total interest income$17,511,0001,003
Total interest expense$6,981,000939
Net interest income$10,530,0001,039
Provision for loan and lease losses$1,684,0001,560
Total noninterest income$42,055,000142
Gross Fiduciary activities income$337,000478
Service charges on deposit accounts$602,0001,415
Trading account gains and fees$0193
Additional Noninterest Income$41,116,000115
Total noninterest expense$11,382,000945
Salaries and employee benefits$7,180,000694
Premises and equipment expense$1,043,0001,335
Additional noninterest expense$3,159,0001,205
Pre-tax net operating income$39,519,00089
Securities gains (losses)$274,000816
Applicable income taxes$15,170,00084
Income before extraordinary items$24,623,000105
Extraordinary gains, net$021
Net income$24,623,000104
Minority interest net income$0112
Net income of bank and minority interests.$24,623,000105
Net charge-offs$469,0002,412
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$24,447,640102
2009-03-31 (YTD Data)Rank
Total interest income$6,454,0001,400
Total interest expense$2,653,0001,297
Net interest income$3,801,0001,462
Provision for loan and lease losses$589,0001,639
Total noninterest income$1,142,0001,153
Gross Fiduciary activities income$50,000771
Service charges on deposit accounts$271,0001,505
Trading account gains and fees$0171
Additional Noninterest Income$821,000997
Total noninterest expense$3,774,0001,323
Salaries and employee benefits$2,062,0001,245
Premises and equipment expense$494,0001,434
Additional noninterest expense$1,218,0001,339
Pre-tax net operating income$580,0002,103
Securities gains (losses)$171,000731
Applicable income taxes$219,0001,357
Income before extraordinary items$532,0002,009
Extraordinary gains, net$015
Net income$532,0002,010
Minority interest net income$0102
Net income of bank and minority interests.$532,0002,010
Net charge-offs$276,0001,854
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$410,5902,377
2008-12-31 (YTD Data)Rank
Total interest income$22,459,0001,721
Total interest expense$9,387,0001,721
Net interest income$13,072,0001,699
Provision for loan and lease losses$1,051,0002,628
Total noninterest income$2,383,0001,879
Gross Fiduciary activities income$228,000760
Service charges on deposit accounts$994,0001,768
Trading account gains and fees$0154
Additional Noninterest Income$1,161,0001,921
Total noninterest expense$12,193,0001,608
Salaries and employee benefits$6,734,0001,538
Premises and equipment expense$1,365,0001,999
Additional noninterest expense$4,094,0001,507
Pre-tax net operating income$2,211,0002,286
Securities gains (losses)$203,000712
Applicable income taxes$496,0001,869
Income before extraordinary items$1,918,0002,076
Extraordinary gains, net$039
Net income$1,918,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,0002,175
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,757,6302,367
2008-09-30 (YTD Data)Rank
Total interest income$16,711,0001,775
Total interest expense$6,945,0001,814
Net interest income$9,766,0001,719
Provision for loan and lease losses$536,0002,642
Total noninterest income$1,839,0001,887
Gross Fiduciary activities income$170,000758
Service charges on deposit accounts$742,0001,787
Trading account gains and fees$0148
Additional Noninterest Income$927,0001,927
Total noninterest expense$8,695,0001,672
Salaries and employee benefits$4,992,0001,574
Premises and equipment expense$979,0002,081
Additional noninterest expense$2,724,0001,643
Pre-tax net operating income$2,374,0002,017
Securities gains (losses)$203,000612
Applicable income taxes$651,0001,604
Income before extraordinary items$1,926,0001,834
Extraordinary gains, net$031
Net income$1,926,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,854
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,773,7502,087
2008-06-30 (YTD Data)Rank
Total interest income$11,128,0001,805
Total interest expense$4,671,0001,858
Net interest income$6,457,0001,734
Provision for loan and lease losses$282,0002,641
Total noninterest income$1,266,0001,860
Gross Fiduciary activities income$114,000775
Service charges on deposit accounts$485,0001,801
Trading account gains and fees$0149
Additional Noninterest Income$667,0001,854
Total noninterest expense$5,595,0001,733
Salaries and employee benefits$3,276,0001,606
Premises and equipment expense$622,0002,171
Additional noninterest expense$1,697,0001,724
Pre-tax net operating income$1,846,0001,808
Securities gains (losses)$62,0001,287
Applicable income taxes$462,0001,694
Income before extraordinary items$1,446,0001,861
Extraordinary gains, net$021
Net income$1,446,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,997
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,398,8801,883
2008-03-31 (YTD Data)Rank
Total interest income$5,750,0001,784
Total interest expense$2,546,0001,842
Net interest income$3,204,0001,742
Provision for loan and lease losses$142,0002,253
Total noninterest income$633,0001,877
Gross Fiduciary activities income$56,000785
Service charges on deposit accounts$240,0001,782
Trading account gains and fees$0158
Additional Noninterest Income$337,0001,829
Total noninterest expense$2,749,0001,752
Salaries and employee benefits$1,600,0001,648
Premises and equipment expense$294,0002,307
Additional noninterest expense$855,0001,676
Pre-tax net operating income$946,0001,882
Securities gains (losses)$-4,0008,261
Applicable income taxes$212,0001,891
Income before extraordinary items$730,0001,955
Extraordinary gains, net$015
Net income$730,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,150
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$733,0801,891
2007-12-31 (YTD Data)Rank
Total interest income$24,543,0001,742
Total interest expense$12,056,0001,657
Net interest income$12,487,0001,816
Provision for loan and lease losses$497,0002,334
Total noninterest income$2,381,0001,961
Gross Fiduciary activities income$212,000794
Service charges on deposit accounts$1,022,0001,728
Trading account gains and fees$0178
Additional Noninterest Income$1,147,0002,030
Total noninterest expense$10,846,0001,704
Salaries and employee benefits$6,087,0001,646
Premises and equipment expense$1,444,0001,823
Additional noninterest expense$3,315,0001,680
Pre-tax net operating income$3,525,0002,181
Securities gains (losses)$02,146
Applicable income taxes$952,0001,926
Income before extraordinary items$2,573,0002,292
Extraordinary gains, net$039
Net income$2,573,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,031,000999
Cash dividends$3,500,0001,048
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,573,0002,288
2007-09-30 (YTD Data)Rank
Total interest income$18,505,0001,739
Total interest expense$9,140,0001,638
Net interest income$9,365,0001,819
Provision for loan and lease losses$291,0002,359
Total noninterest income$1,895,0001,865
Gross Fiduciary activities income$172,000764
Service charges on deposit accounts$755,0001,736
Trading account gains and fees$0184
Additional Noninterest Income$968,0001,871
Total noninterest expense$8,074,0001,708
Salaries and employee benefits$4,731,0001,604
Premises and equipment expense$958,0002,026
Additional noninterest expense$2,385,0001,703
Pre-tax net operating income$2,895,0002,172
Securities gains (losses)$01,655
Applicable income taxes$820,0001,877
Income before extraordinary items$2,075,0002,304
Extraordinary gains, net$033
Net income$2,075,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$807,000761
Cash dividends$3,500,000764
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,075,0002,287
2007-06-30 (YTD Data)Rank
Total interest income$12,316,0001,760
Total interest expense$6,071,0001,655
Net interest income$6,245,0001,835
Provision for loan and lease losses$258,0001,753
Total noninterest income$1,294,0001,851
Gross Fiduciary activities income$128,000750
Service charges on deposit accounts$491,0001,780
Trading account gains and fees$0168
Additional Noninterest Income$675,0001,827
Total noninterest expense$5,387,0001,712
Salaries and employee benefits$3,192,0001,611
Premises and equipment expense$642,0002,021
Additional noninterest expense$1,553,0001,752
Pre-tax net operating income$1,894,0002,259
Securities gains (losses)$01,444
Applicable income taxes$529,0001,986
Income before extraordinary items$1,365,0002,380
Extraordinary gains, net$029
Net income$1,365,0002,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,000788
Cash dividends$3,500,000566
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,365,0002,361
2007-03-31 (YTD Data)Rank
Total interest income$6,235,0001,735
Total interest expense$3,043,0001,643
Net interest income$3,192,0001,804
Provision for loan and lease losses$128,0001,681
Total noninterest income$627,0001,877
Gross Fiduciary activities income$74,000725
Service charges on deposit accounts$245,0001,739
Trading account gains and fees$0195
Additional Noninterest Income$308,0001,918
Total noninterest expense$2,792,0001,657
Salaries and employee benefits$1,638,0001,583
Premises and equipment expense$317,0002,056
Additional noninterest expense$837,0001,594
Pre-tax net operating income$899,0002,349
Securities gains (losses)$01,187
Applicable income taxes$233,0002,186
Income before extraordinary items$666,0002,427
Extraordinary gains, net$022
Net income$666,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,000539
Cash dividends$3,500,000300
Sale, conversion, retirement of capital stock, net$0885
Net operating income$666,0002,407
2006-12-31 (YTD Data)Rank
Total interest income$24,532,0001,645
Total interest expense$10,903,0001,550
Net interest income$13,629,0001,684
Provision for loan and lease losses$1,361,000767
Total noninterest income$4,567,0001,181
Gross Fiduciary activities income$314,000704
Service charges on deposit accounts$1,192,0001,502
Trading account gains and fees$0130
Additional Noninterest Income$3,061,000979
Total noninterest expense$11,957,0001,492
Salaries and employee benefits$6,495,0001,524
Premises and equipment expense$1,459,0001,741
Additional noninterest expense$4,003,0001,330
Pre-tax net operating income$4,878,0001,927
Securities gains (losses)$1,0001,542
Applicable income taxes$1,461,0001,698
Income before extraordinary items$3,418,0002,056
Extraordinary gains, net$051
Net income$3,418,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,187,000597
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,417,3002,042
2006-09-30 (YTD Data)Rank
Total interest income$18,046,0001,659
Total interest expense$7,823,0001,570
Net interest income$10,223,0001,696
Provision for loan and lease losses$377,0001,786
Total noninterest income$2,309,0001,592
Gross Fiduciary activities income$234,000694
Service charges on deposit accounts$882,0001,522
Trading account gains and fees$0126
Additional Noninterest Income$1,193,0001,598
Total noninterest expense$8,731,0001,540
Salaries and employee benefits$4,804,0001,548
Premises and equipment expense$1,088,0001,747
Additional noninterest expense$2,839,0001,396
Pre-tax net operating income$3,424,0002,103
Securities gains (losses)$1,0001,261
Applicable income taxes$1,008,0001,876
Income before extraordinary items$2,417,0002,205
Extraordinary gains, net$045
Net income$2,417,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,096,000429
Cash dividends$6,000,000444
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,416,2902,195
2006-06-30 (YTD Data)Rank
Total interest income$11,796,0001,650
Total interest expense$4,879,0001,601
Net interest income$6,917,0001,665
Provision for loan and lease losses$173,0002,372
Total noninterest income$1,662,0001,497
Gross Fiduciary activities income$156,000702
Service charges on deposit accounts$556,0001,582
Trading account gains and fees$0126
Additional Noninterest Income$950,0001,406
Total noninterest expense$5,947,0001,506
Salaries and employee benefits$3,287,0001,516
Premises and equipment expense$719,0001,761
Additional noninterest expense$1,941,0001,374
Pre-tax net operating income$2,459,0001,976
Securities gains (losses)$1,0001,053
Applicable income taxes$734,0001,788
Income before extraordinary items$1,726,0002,088
Extraordinary gains, net$039
Net income$1,726,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,000855
Cash dividends$6,000,000315
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,725,3002,074
2006-03-31 (YTD Data)Rank
Total interest income$5,800,0001,636
Total interest expense$2,336,0001,573
Net interest income$3,464,0001,667
Provision for loan and lease losses$85,0002,271
Total noninterest income$731,0001,639
Gross Fiduciary activities income$78,000704
Service charges on deposit accounts$250,0001,684
Trading account gains and fees$0115
Additional Noninterest Income$403,0001,570
Total noninterest expense$3,013,0001,495
Salaries and employee benefits$1,713,0001,452
Premises and equipment expense$350,0001,806
Additional noninterest expense$950,0001,390
Pre-tax net operating income$1,097,0002,125
Securities gains (losses)$1,000856
Applicable income taxes$309,0001,981
Income before extraordinary items$789,0002,223
Extraordinary gains, net$021
Net income$789,0002,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,033
Cash dividends$4,000,000250
Sale, conversion, retirement of capital stock, net$0648
Net operating income$788,2802,204
2005-12-31 (YTD Data)Rank
Total interest income$22,498,0001,482
Total interest expense$7,824,0001,447
Net interest income$14,674,0001,494
Provision for loan and lease losses$689,0001,453
Total noninterest income$3,186,0001,528
Gross Fiduciary activities income$303,000704
Service charges on deposit accounts$1,152,0001,523
Trading account gains and fees$0138
Additional Noninterest Income$1,731,0001,503
Total noninterest expense$11,279,0001,526
Salaries and employee benefits$5,991,0001,562
Premises and equipment expense$1,429,0001,710
Additional noninterest expense$3,859,0001,325
Pre-tax net operating income$5,892,0001,599
Securities gains (losses)$54,000898
Applicable income taxes$1,934,0001,402
Income before extraordinary items$4,012,0001,741
Extraordinary gains, net$046
Net income$4,012,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,089
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,975,8201,723
2005-09-30 (YTD Data)Rank
Total interest income$16,679,0001,461
Total interest expense$5,641,0001,422
Net interest income$11,038,0001,469
Provision for loan and lease losses$538,0001,318
Total noninterest income$2,493,0001,486
Gross Fiduciary activities income$227,000690
Service charges on deposit accounts$888,0001,462
Trading account gains and fees$0126
Additional Noninterest Income$1,378,0001,439
Total noninterest expense$8,696,0001,467
Salaries and employee benefits$4,789,0001,448
Premises and equipment expense$1,064,0001,710
Additional noninterest expense$2,843,0001,342
Pre-tax net operating income$4,297,0001,655
Securities gains (losses)$54,000853
Applicable income taxes$1,395,0001,461
Income before extraordinary items$2,956,0001,778
Extraordinary gains, net$035
Net income$2,956,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,000876
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,919,2801,760
2005-06-30 (YTD Data)Rank
Total interest income$10,988,0001,434
Total interest expense$3,608,0001,395
Net interest income$7,380,0001,440
Provision for loan and lease losses$325,0001,417
Total noninterest income$1,616,0001,496
Gross Fiduciary activities income$151,000698
Service charges on deposit accounts$576,0001,468
Trading account gains and fees$0116
Additional Noninterest Income$889,0001,461
Total noninterest expense$5,789,0001,465
Salaries and employee benefits$3,179,0001,451
Premises and equipment expense$699,0001,717
Additional noninterest expense$1,911,0001,308
Pre-tax net operating income$2,882,0001,622
Securities gains (losses)$54,000755
Applicable income taxes$942,0001,430
Income before extraordinary items$1,994,0001,720
Extraordinary gains, net$030
Net income$1,994,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,000815
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,957,2801,718
2005-03-31 (YTD Data)Rank
Total interest income$5,368,0001,437
Total interest expense$1,807,0001,324
Net interest income$3,561,0001,483
Provision for loan and lease losses$146,0001,510
Total noninterest income$808,0001,482
Gross Fiduciary activities income$76,000703
Service charges on deposit accounts$265,0001,532
Trading account gains and fees$0115
Additional Noninterest Income$467,0001,390
Total noninterest expense$2,863,0001,481
Salaries and employee benefits$1,579,0001,472
Premises and equipment expense$341,0001,757
Additional noninterest expense$943,0001,316
Pre-tax net operating income$1,360,0001,684
Securities gains (losses)$54,000528
Applicable income taxes$450,0001,466
Income before extraordinary items$964,0001,743
Extraordinary gains, net$024
Net income$964,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,000488
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$927,2801,784
2004-12-31 (YTD Data)Rank
Total interest income$19,088,0001,517
Total interest expense$5,761,0001,430
Net interest income$13,327,0001,521
Provision for loan and lease losses$3,179,000365
Total noninterest income$3,019,0001,592
Gross Fiduciary activities income$272,000718
Service charges on deposit accounts$1,225,0001,430
Trading account gains and fees$0138
Additional Noninterest Income$1,522,0001,621
Total noninterest expense$10,968,0001,488
Salaries and employee benefits$6,012,0001,477
Premises and equipment expense$1,432,0001,624
Additional noninterest expense$3,524,0001,407
Pre-tax net operating income$2,199,0003,291
Securities gains (losses)$66,0001,527
Applicable income taxes$513,0003,306
Income before extraordinary items$1,752,0003,244
Extraordinary gains, net$034
Net income$1,752,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,737,000375
Cash dividends$180,0004,976
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,701,1803,249
2004-09-30 (YTD Data)Rank
Total interest income$13,858,0001,547
Total interest expense$4,082,0001,486
Net interest income$9,776,0001,544
Provision for loan and lease losses$740,0001,029
Total noninterest income$2,357,0001,543
Gross Fiduciary activities income$259,000655
Service charges on deposit accounts$909,0001,461
Trading account gains and fees$0134
Additional Noninterest Income$1,189,0001,573
Total noninterest expense$8,030,0001,515
Salaries and employee benefits$4,511,0001,469
Premises and equipment expense$1,049,0001,668
Additional noninterest expense$2,470,0001,485
Pre-tax net operating income$3,363,0001,862
Securities gains (losses)$66,0001,451
Applicable income taxes$1,044,0001,712
Income before extraordinary items$2,385,0001,970
Extraordinary gains, net$026
Net income$2,385,0001,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,226
Cash dividends$180,0004,089
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,338,8001,953
2004-06-30 (YTD Data)Rank
Total interest income$8,968,0001,577
Total interest expense$2,604,0001,524
Net interest income$6,364,0001,568
Provision for loan and lease losses$407,0001,212
Total noninterest income$1,535,0001,562
Gross Fiduciary activities income$184,000654
Service charges on deposit accounts$581,0001,515
Trading account gains and fees$0130
Additional Noninterest Income$770,0001,589
Total noninterest expense$5,285,0001,531
Salaries and employee benefits$2,996,0001,479
Premises and equipment expense$685,0001,686
Additional noninterest expense$1,604,0001,506
Pre-tax net operating income$2,207,0001,886
Securities gains (losses)$66,0001,282
Applicable income taxes$691,0001,727
Income before extraordinary items$1,582,0001,979
Extraordinary gains, net$021
Net income$1,582,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,811
Cash dividends$180,0003,587
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,535,8001,978
2004-03-31 (YTD Data)Rank
Total interest income$4,467,0001,577
Total interest expense$1,289,0001,550
Net interest income$3,178,0001,575
Provision for loan and lease losses$208,0001,126
Total noninterest income$714,0001,641
Gross Fiduciary activities income$92,000658
Service charges on deposit accounts$293,0001,464
Trading account gains and fees$0121
Additional Noninterest Income$329,0001,768
Total noninterest expense$2,548,0001,597
Salaries and employee benefits$1,457,0001,527
Premises and equipment expense$334,0001,742
Additional noninterest expense$757,0001,578
Pre-tax net operating income$1,136,0001,808
Securities gains (losses)$66,0001,037
Applicable income taxes$371,0001,666
Income before extraordinary items$831,0001,879
Extraordinary gains, net$016
Net income$831,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,251
Cash dividends$180,0002,302
Sale, conversion, retirement of capital stock, net$0464
Net operating income$785,4601,901
2003-12-31 (YTD Data)Rank
Total interest income$16,289,0001,747
Total interest expense$4,939,0001,810
Net interest income$11,350,0001,706
Provision for loan and lease losses$747,0001,544
Total noninterest income$3,797,0001,403
Gross Fiduciary activities income$426,000620
Service charges on deposit accounts$1,161,0001,480
Trading account gains and fees$0160
Additional Noninterest Income$2,210,0001,364
Total noninterest expense$9,486,0001,687
Salaries and employee benefits$5,158,0001,672
Premises and equipment expense$1,241,0001,843
Additional noninterest expense$3,087,0001,596
Pre-tax net operating income$4,914,0001,658
Securities gains (losses)$88,0002,003
Applicable income taxes$1,642,0001,491
Income before extraordinary items$3,360,0001,848
Extraordinary gains, net$054
Net income$3,360,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,359
Cash dividends$2,228,0001,267
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,301,0401,795
2003-09-30 (YTD Data)Rank
Total interest income$12,044,0001,799
Total interest expense$3,719,0001,881
Net interest income$8,325,0001,761
Provision for loan and lease losses$528,0001,583
Total noninterest income$2,941,0001,385
Gross Fiduciary activities income$293,000640
Service charges on deposit accounts$895,0001,463
Trading account gains and fees$0153
Additional Noninterest Income$1,753,0001,365
Total noninterest expense$6,958,0001,731
Salaries and employee benefits$3,833,0001,693
Premises and equipment expense$759,0002,243
Additional noninterest expense$2,366,0001,558
Pre-tax net operating income$3,780,0001,667
Securities gains (losses)$-2,0008,785
Applicable income taxes$1,209,0001,601
Income before extraordinary items$2,569,0001,876
Extraordinary gains, net$040
Net income$2,569,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,725
Cash dividends$1,741,0001,143
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,570,3601,770
2003-06-30 (YTD Data)Rank
Total interest income$8,013,0001,823
Total interest expense$2,555,0001,886
Net interest income$5,458,0001,787
Provision for loan and lease losses$278,0001,961
Total noninterest income$1,883,0001,424
Gross Fiduciary activities income$195,000645
Service charges on deposit accounts$554,0001,538
Trading account gains and fees$0150
Additional Noninterest Income$1,134,0001,388
Total noninterest expense$4,451,0001,779
Salaries and employee benefits$2,455,0001,750
Premises and equipment expense$548,0002,086
Additional noninterest expense$1,448,0001,665
Pre-tax net operating income$2,612,0001,607
Securities gains (losses)$-2,0008,918
Applicable income taxes$828,0001,576
Income before extraordinary items$1,782,0001,803
Extraordinary gains, net$030
Net income$1,782,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,996
Cash dividends$1,561,000912
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,783,3601,687
2003-03-31 (YTD Data)Rank
Total interest income$3,983,0001,843
Total interest expense$1,332,0001,852
Net interest income$2,651,0001,843
Provision for loan and lease losses$130,0001,956
Total noninterest income$861,0001,491
Gross Fiduciary activities income$98,000656
Service charges on deposit accounts$263,0001,567
Trading account gains and fees$0134
Additional Noninterest Income$500,0001,489
Total noninterest expense$2,100,0001,868
Salaries and employee benefits$1,138,0001,874
Premises and equipment expense$269,0002,118
Additional noninterest expense$693,0001,702
Pre-tax net operating income$1,282,0001,634
Securities gains (losses)$-2,0009,046
Applicable income taxes$411,0001,584
Income before extraordinary items$869,0001,823
Extraordinary gains, net$021
Net income$869,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,992
Cash dividends$1,375,000521
Sale, conversion, retirement of capital stock, net$0419
Net operating income$870,3601,709
2002-12-31 (YTD Data)Rank
Total interest income$16,925,0001,823
Total interest expense$6,090,0001,878
Net interest income$10,835,0001,788
Provision for loan and lease losses$784,0001,668
Total noninterest income$2,706,0001,683
Gross Fiduciary activities income$301,000715
Service charges on deposit accounts$916,0001,756
Trading account gains and fees$0153
Additional Noninterest Income$1,489,0001,653
Total noninterest expense$8,280,0001,829
Salaries and employee benefits$4,448,0001,808
Premises and equipment expense$1,090,0002,012
Additional noninterest expense$2,742,0001,712
Pre-tax net operating income$4,477,0001,807
Securities gains (losses)$319,000861
Applicable income taxes$1,373,0001,769
Income before extraordinary items$3,423,0001,748
Extraordinary gains, net$070
Net income$3,423,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,176
Cash dividends$640,0003,041
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,196,5101,805
2001-12-31 (YTD Data)Rank
Total interest income$18,382,0001,867
Total interest expense$8,679,0001,864
Net interest income$9,703,0001,839
Provision for loan and lease losses$1,075,0001,184
Total noninterest income$2,268,0001,821
Gross Fiduciary activities income$263,000757
Service charges on deposit accounts$733,0002,059
Trading account gains and fees$0177
Additional Noninterest Income$1,272,0001,729
Total noninterest expense$7,804,0001,854
Salaries and employee benefits$4,000,0001,877
Premises and equipment expense$1,013,0002,103
Additional noninterest expense$2,791,0001,654
Pre-tax net operating income$3,092,0002,198
Securities gains (losses)$322,000862
Applicable income taxes$962,0002,134
Income before extraordinary items$2,452,0002,127
Extraordinary gains, net$0105
Net income$2,452,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,502
Cash dividends$1,648,0001,542
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,220,1602,248
2000-12-31 (YTD Data)Rank
Total interest income$16,831,0002,093
Total interest expense$8,397,0002,047
Net interest income$8,434,0002,101
Provision for loan and lease losses$848,0001,218
Total noninterest income$1,076,0002,980
Gross Fiduciary activities income$135,000877
Service charges on deposit accounts$603,0002,281
Trading account gains and fees$0180
Additional Noninterest Income$338,0003,680
Total noninterest expense$6,580,0002,093
Salaries and employee benefits$3,285,0002,175
Premises and equipment expense$939,0002,197
Additional noninterest expense$2,356,0001,869
Pre-tax net operating income$2,082,0003,222
Securities gains (losses)$3,0001,519
Applicable income taxes$459,0003,682
Income before extraordinary items$1,626,0003,040
Extraordinary gains, net$038
Net income$1,626,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000990
Cash dividends$6,417,000526
Sale, conversion, retirement of capital stock, net$-6,000,0009,888
Net operating income$1,623,6603,042
1999-12-31 (YTD Data)Rank
Total interest income$13,861,0002,359
Total interest expense$6,402,0002,301
Net interest income$7,459,0002,367
Provision for loan and lease losses$354,0002,331
Total noninterest income$829,0003,528
Gross Fiduciary activities income$119,000965
Service charges on deposit accounts$412,0003,146
Trading account gains and fees$0173
Additional Noninterest Income$298,0004,034
Total noninterest expense$4,855,0002,783
Salaries and employee benefits$2,339,0002,991
Premises and equipment expense$817,0002,484
Additional noninterest expense$1,699,0002,542
Pre-tax net operating income$3,079,0002,352
Securities gains (losses)$03,155
Applicable income taxes$721,0002,851
Income before extraordinary items$2,358,0002,218
Extraordinary gains, net$035
Net income$2,358,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,092
Cash dividends$1,576,0001,625
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,358,0002,190
1998-12-31 (YTD Data)Rank
Total interest income$11,519,0002,803
Total interest expense$5,720,0002,651
Net interest income$5,799,0002,974
Provision for loan and lease losses$180,0003,728
Total noninterest income$766,0003,742
Gross Fiduciary activities income$114,000986
Service charges on deposit accounts$394,0003,174
Trading account gains and fees$0224
Additional Noninterest Income$258,0004,353
Total noninterest expense$3,941,0003,242
Salaries and employee benefits$1,998,0003,339
Premises and equipment expense$656,0002,940
Additional noninterest expense$1,287,0003,165
Pre-tax net operating income$2,444,0002,843
Securities gains (losses)$23,0002,320
Applicable income taxes$500,0003,834
Income before extraordinary items$1,967,0002,588
Extraordinary gains, net$032
Net income$1,967,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$633,0001,046
Cash dividends$1,874,0001,411
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,948,6002,539
1997-12-31 (YTD Data)Rank
Total interest income$11,410,0002,866
Total interest expense$5,634,0002,649
Net interest income$5,776,0003,022
Provision for loan and lease losses$200,0003,424
Total noninterest income$726,0003,866
Gross Fiduciary activities income$141,000981
Service charges on deposit accounts$373,0003,419
Trading account gains and fees$0239
Additional Noninterest Income$212,0004,828
Total noninterest expense$3,783,0003,345
Salaries and employee benefits$1,962,0003,368
Premises and equipment expense$624,0003,036
Additional noninterest expense$1,197,0003,365
Pre-tax net operating income$2,519,0002,891
Securities gains (losses)$03,944
Applicable income taxes$513,0004,138
Income before extraordinary items$2,006,0002,579
Extraordinary gains, net$044
Net income$2,006,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,192
Cash dividends$2,940,000968
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,006,0002,533
1996-12-31 (YTD Data)Rank
Total interest income$11,792,0002,799
Total interest expense$6,177,0002,484
Net interest income$5,615,0003,148
Provision for loan and lease losses$1,049,000986
Total noninterest income$741,0003,913
Gross Fiduciary activities income$146,0001,044
Service charges on deposit accounts$364,0003,632
Trading account gains and fees$0262
Additional Noninterest Income$231,0004,763
Total noninterest expense$3,456,0003,817
Salaries and employee benefits$1,841,0003,603
Premises and equipment expense$571,0003,368
Additional noninterest expense$1,044,0004,257
Pre-tax net operating income$1,851,0003,623
Securities gains (losses)$7,0002,762
Applicable income taxes$300,0005,830
Income before extraordinary items$1,558,0003,083
Extraordinary gains, net$053
Net income$1,558,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$836,000991
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,552,1203,055
1995-12-31 (YTD Data)Rank
Total interest income$12,043,0002,773
Total interest expense$6,758,0002,306
Net interest income$5,285,0003,354
Provision for loan and lease losses$666,0001,256
Total noninterest income$651,0004,318
Gross Fiduciary activities income$148,0001,069
Service charges on deposit accounts$292,0004,395
Trading account gains and fees$0522
Additional Noninterest Income$211,0004,973
Total noninterest expense$3,428,0003,819
Salaries and employee benefits$1,844,0003,567
Premises and equipment expense$466,0003,985
Additional noninterest expense$1,118,0003,977
Pre-tax net operating income$1,842,0003,758
Securities gains (losses)$247,000595
Applicable income taxes$309,0005,889
Income before extraordinary items$1,780,0002,773
Extraordinary gains, net$065
Net income$1,780,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,197
Cash dividends$370,0004,071
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,570,0503,090
1994-12-31 (YTD Data)Rank
Total interest income$10,894,0002,791
Total interest expense$5,299,0002,335
Net interest income$5,595,0003,206
Provision for loan and lease losses$200,0003,000
Total noninterest income$571,0004,829
Gross Fiduciary activities income$127,0001,124
Service charges on deposit accounts$277,0004,658
Trading account gains and fees$0475
Additional Noninterest Income$167,0005,866
Total noninterest expense$3,310,0004,044
Salaries and employee benefits$1,764,0003,693
Premises and equipment expense$369,0004,900
Additional noninterest expense$1,177,0004,117
Pre-tax net operating income$2,656,0002,674
Securities gains (losses)$03,600
Applicable income taxes$494,0004,087
Income before extraordinary items$2,162,0002,253
Extraordinary gains, net$0249
Net income$2,162,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,709
Cash dividends$520,0003,093
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,162,0002,274
1993-12-31 (YTD Data)Rank
Total interest income$10,729,0002,890
Total interest expense$5,102,0002,530
Net interest income$5,627,0003,207
Provision for loan and lease losses$120,0005,200
Total noninterest income$550,0005,250
Gross Fiduciary activities income$144,0001,135
Service charges on deposit accounts$267,0004,851
Trading account gains and fees$0532
Additional Noninterest Income$139,0006,809
Total noninterest expense$3,226,0004,224
Salaries and employee benefits$1,663,0003,893
Premises and equipment expense$371,0005,005
Additional noninterest expense$1,192,0004,213
Pre-tax net operating income$2,831,0002,432
Securities gains (losses)$-48,00013,083
Applicable income taxes$575,0003,726
Income before extraordinary items$2,208,0002,265
Extraordinary gains, net$03,149
Net income$2,208,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$490,0003,167
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,245,9202,096
1992-12-31 (YTD Data)Rank
Total interest income$11,494,0003,061
Total interest expense$6,517,0002,587
Net interest income$4,977,0003,650
Provision for loan and lease losses$230,0004,844
Total noninterest income$530,0005,420
Gross Fiduciary activities income$142,0001,160
Service charges on deposit accounts$274,0004,771
Trading account gains and fees$0504
Additional Noninterest Income$114,0007,627
Total noninterest expense$2,954,0004,603
Salaries and employee benefits$1,513,0004,206
Premises and equipment expense$296,0006,033
Additional noninterest expense$1,145,0004,533
Pre-tax net operating income$2,323,0002,684
Securities gains (losses)$120,0002,718
Applicable income taxes$599,0003,439
Income before extraordinary items$1,844,0002,487
Extraordinary gains, net$01,422
Net income$1,844,0002,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0004,110
Cash dividends$450,0003,037
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,754,0002,428

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.