Home > Midland States Bank > Net charge- offs to loans
Midland States Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.4162% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1853% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4215% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0090% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0090% | 2,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.1289% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2488% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4765% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0074% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0074% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.1786% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1423% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3712% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2477% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0053% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0053% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0693% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2585% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0007% | 4,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0007% | 4,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2208% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2600% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3149% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0066% | 4,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0066% | 4,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 89 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3018% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3599% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4071% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0093% | 4,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2154% | 95 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 3,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3289% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 3,813 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1084% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 3,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0102% | 3,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 3,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 3,831 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1413% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1062% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7608% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0071% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0071% | 3,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.1168% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 3,894 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1340% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5574% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0067% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0068% | 3,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2250% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.1289% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3498% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 3,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2443% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3947% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0095% | 3,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.1300% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2723% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 3,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3242% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5341% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0096% | 3,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0099% | 3,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.4498% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2499% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 3,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 3,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1633% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0034% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0039% | 3,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4894% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6172% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 0.1379% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8109% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0245% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0667% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0610% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9286% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0568% | 2,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6016% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8050% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.1688% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0531% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1473% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1356% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0646% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6922% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8652% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0046% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7780% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2097% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0996% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7347% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0936% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1527% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4217% | 29 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4170% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6643% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2413% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2276% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2435% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2796% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3597% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1381% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0122% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1433% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 4,127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2955% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1993% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4608% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6814% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0764% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1356% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0202% | 4,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2038% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6057% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0841% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6643% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0283% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0192% | 4,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2649% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1321% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0751% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4601% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0628% | 2,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0628% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0182% | 4,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4717% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6107% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0874% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 4,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0215% | 4,274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1180% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1091% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3273% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1073% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0223% | 4,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7592% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0727% | 2,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 4,861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0266% | 4,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4107% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1140% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1140% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0503% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0274% | 4,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 3,853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2938% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5136% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 3,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0973% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 3,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1998% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0885% | 2,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0436% | 4,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0874% | 4,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4076% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1671% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1671% | 2,290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 886 |
| Percentage Net Loans Charged-off:Construction & development | -0.0528% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6808% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1420% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1420% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1343% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 4,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1407% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3002% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1118% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0129% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0129% | 3,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3235% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 4,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1947% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8579% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0164% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0164% | 3,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2640% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1681% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0041% | 4,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0041% | 4,788 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3241% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4877% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0535% | 4,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4354% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2214% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3741% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0955% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 5,501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 4,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2824% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4285% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7061% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0378% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0378% | 3,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1277% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4877% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0144% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 5,224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 4,788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3263% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5856% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2665% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0260% | 3,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0734% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0542% | 5,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0365% | 4,844 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6164% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1676% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5204% | 5,793 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0128% | 4,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0128% | 4,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0779% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0628% | 4,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0897% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 5,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0127% | 4,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0127% | 4,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0691% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9340% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4543% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0674% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2107% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0306% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3658% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2860% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3908% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0059% | 3,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0059% | 3,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0846% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1901% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8768% | 75 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9043% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0772% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3143% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4620% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2683% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 5,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0182% | 5,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0783% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6569% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5916% | 49 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 5,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0011% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1688% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3044% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5878% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2145% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0142% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0142% | 3,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0709% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3292% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1968% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.0977% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0355% | 5,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2686% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0038% | 5,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0038% | 5,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2746% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 1.0559% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 2,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3704% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6901% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4746% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7557% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3060% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1342% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1342% | 3,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0561% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.2684% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 2,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 5,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4804% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4853% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4789% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4387% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1926% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 2,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.1734% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 1,973 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 5,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5078% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4975% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5109% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3435% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0452% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6706% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4451% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7370% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5899% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5899% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0488% | 5,778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2778% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2912% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.3795% | 1,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 2,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3556% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5258% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4687% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5431% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 2,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6192% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6192% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1785% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3317% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3479% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.4109% | 1,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 2,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8581% | 304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5698% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6794% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5365% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5574% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5574% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2502% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2315% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2878% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.5634% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1792% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6291% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5611% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6494% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2929% | 6,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4988% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4988% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3915% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2905% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3208% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.2994% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2681% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6477% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6951% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6334% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4023% | 6,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7641% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7641% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8287% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5526% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5269% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0302% | 2,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7447% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5175% | 2,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0989% | 1,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6459% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5567% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2360% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1021% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4277% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6008% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 6,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8702% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4456% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8062% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3353% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8012% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0582% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9067% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0826% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6629% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6396% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 6,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0048% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2713% | 2,586 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0472% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 3,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8537% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1162% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9087% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0749% | 1,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 7,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3733% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1127% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1568% | 7,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0058% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9983% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7403% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5073% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6006% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 1.7737% | 2,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4964% | 2,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0115% | 1,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3951% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 1,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4729% | 2,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9065% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1254% | 6,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2349% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3160% | 3,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.2103% | 2,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3159% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5203% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6647% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1469% | 6,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1747% | 6,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 3,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.3225% | 2,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2852% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4625% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5855% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2427% | 7,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2907% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2400% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1900% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3392% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4240% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1572% | 6,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0880% | 3,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9182% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8978% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8570% | 2,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.9299% | 2,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1826% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3416% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6845% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8628% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0700% | 7,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1085% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4283% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3358% | 2,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1229% | 2,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3948% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4760% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1948% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5482% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5273% | 3,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1388% | 7,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9011% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2996% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0656% | 7,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3877% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4661% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2985% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5117% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 7,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1390% | 7,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1168% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2851% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4008% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5412% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4487% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6072% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3968% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,040 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3789% | 7,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0496% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2758% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.1359% | 2,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3057% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3300% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6441% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 3,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0652% | 1,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.2091% | 1,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0743% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0631% | 1,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1711% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.3479% | 1,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1634% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2038% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1144% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2370% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5673% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0830% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 7,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 8,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.6029% | 7,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2342% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1732% | 7,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3632% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.4252% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5345% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4537% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5633% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8612% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4929% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3309% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3792% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2232% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.3947% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6686% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6052% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6913% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8019% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9234% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2359% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3074% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4714% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8930% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3162% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8016% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3536% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3246% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4697% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2585% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9511% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7693% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6423% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9981% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5198% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6425% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1258% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3461% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2639% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3796% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3821% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3985% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3516% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5180% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5034% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8639% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5905% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4280% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5564% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2374% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6930% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5530% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5126% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7405% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 6,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4014% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8619% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5188% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6900% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7933% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 7,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6758% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7193% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8923% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 7,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1798% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6487% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9350% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8866% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4560% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 7,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1118% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3341% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4505% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4198% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5318% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6591% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0013% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.1971% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4685% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8465% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8589% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0312% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4043% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3989% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1137% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0519% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2520% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4420% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3801% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2395% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2671% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2670% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1936% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3040% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.3554% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0641% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9427% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1065% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5265% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1309% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2579% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9395% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0954% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 7,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1535% | 8,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1116% | 1,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 8,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 8,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1157% | 8,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1341% | 8,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0615% | 7,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2994% | 8,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0445% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0565% | 8,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 8,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0967% | 8,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1115% | 8,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 7,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3670% | 8,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0897% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 7,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4632% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1927% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2438% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4638% | 8,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3338% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1251% | 7,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1238% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4345% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6241% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 5,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0297% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8303% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 6,677 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3572% | 5,468 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |