Home > Midland States Bank > Net charge- offs to loans

Midland States Bank, Net charge- offs to loans

2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1337%561
Percentage Net Loans Charged-off: Total real estate loans0.1800%173
Percentage Net Loans Charged-off:Construction & development0.4498%39
Percentage Net Loans Charged-off: Commercial real estate0.2499%134
Percentage Net Loans Charged-off: Multi-family residential-0.0037%3,953
Percentage Net Loans Charged-off: 1-4 family residential0.0249%389
Percentage Net Loans Charged-off: Home equity loans-0.0236%3,445
All other 1-4 family - Percent of loans charged-off, net0.0323%338
Percentage Net Loans Charged-off: Commercial and industrial0.1633%466
Percentage Net Loans Charged-off: Loans to individuals-0.0034%3,741
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0039%3,697
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4894%328
Percentage Net Loans Charged-off: Total real estate loans0.6172%92
Percentage Net Loans Charged-off:Construction & development0.1379%186
Percentage Net Loans Charged-off: Commercial real estate0.8109%147
Percentage Net Loans Charged-off: Multi-family residential2.0245%8
Percentage Net Loans Charged-off: 1-4 family residential0.0726%644
Percentage Net Loans Charged-off: Home equity loans0.0667%252
All other 1-4 family - Percent of loans charged-off, net0.0735%620
Percentage Net Loans Charged-off: Commercial and industrial0.2337%1,059
Percentage Net Loans Charged-off: Loans to individuals0.0610%2,702
Percentage Net Loans Charged-off: Credit card loans7.9286%42
Percentage Net Loans Charged-off: Other loans to individual0.0568%2,618
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6016%236
Percentage Net Loans Charged-off: Total real estate loans0.8050%58
Percentage Net Loans Charged-off:Construction & development0.1688%145
Percentage Net Loans Charged-off: Commercial real estate1.0531%89
Percentage Net Loans Charged-off: Multi-family residential3.1473%7
Percentage Net Loans Charged-off: 1-4 family residential0.0852%497
Percentage Net Loans Charged-off: Home equity loans0.1517%148
All other 1-4 family - Percent of loans charged-off, net0.0748%528
Percentage Net Loans Charged-off: Commercial and industrial0.2227%933
Percentage Net Loans Charged-off: Loans to individuals0.0693%2,533
Percentage Net Loans Charged-off: Credit card loans7.1356%50
Percentage Net Loans Charged-off: Other loans to individual0.0646%2,438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6922%227
Percentage Net Loans Charged-off: Total real estate loans0.8652%60
Percentage Net Loans Charged-off:Construction & development0.0096%168
Percentage Net Loans Charged-off: Commercial real estate1.0046%78
Percentage Net Loans Charged-off: Multi-family residential4.7780%5
Percentage Net Loans Charged-off: 1-4 family residential0.0933%438
Percentage Net Loans Charged-off: Home equity loans0.0680%191
All other 1-4 family - Percent of loans charged-off, net0.0973%404
Percentage Net Loans Charged-off: Commercial and industrial0.2097%883
Percentage Net Loans Charged-off: Loans to individuals0.0996%2,279
Percentage Net Loans Charged-off: Credit card loans6.7347%62
Percentage Net Loans Charged-off: Other loans to individual0.0936%2,177
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1527%131
Percentage Net Loans Charged-off: Total real estate loans1.4217%29
Percentage Net Loans Charged-off:Construction & development-0.0901%4,511
Percentage Net Loans Charged-off: Commercial real estate1.4170%47
Percentage Net Loans Charged-off: Multi-family residential9.6643%4
Percentage Net Loans Charged-off: 1-4 family residential0.2413%200
Percentage Net Loans Charged-off: Home equity loans0.2276%84
All other 1-4 family - Percent of loans charged-off, net0.2435%187
Percentage Net Loans Charged-off: Commercial and industrial0.2796%618
Percentage Net Loans Charged-off: Loans to individuals0.1481%1,972
Percentage Net Loans Charged-off: Credit card loans10.3597%42
Percentage Net Loans Charged-off: Other loans to individual0.1381%1,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2254%903
Percentage Net Loans Charged-off: Total real estate loans0.1343%576
Percentage Net Loans Charged-off:Construction & development0.0122%351
Percentage Net Loans Charged-off: Commercial real estate0.1433%483
Percentage Net Loans Charged-off: Multi-family residential-0.0190%4,127
Percentage Net Loans Charged-off: 1-4 family residential0.2130%340
Percentage Net Loans Charged-off: Home equity loans0.2955%137
All other 1-4 family - Percent of loans charged-off, net0.1993%359
Percentage Net Loans Charged-off: Commercial and industrial0.4608%936
Percentage Net Loans Charged-off: Loans to individuals0.0851%2,971
Percentage Net Loans Charged-off: Credit card loans7.6814%53
Percentage Net Loans Charged-off: Other loans to individual0.0764%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2457%720
Percentage Net Loans Charged-off: Total real estate loans0.1356%465
Percentage Net Loans Charged-off:Construction & development0.0179%254
Percentage Net Loans Charged-off: Commercial real estate0.1971%334
Percentage Net Loans Charged-off: Multi-family residential-0.0202%4,183
Percentage Net Loans Charged-off: 1-4 family residential0.1159%512
Percentage Net Loans Charged-off: Home equity loans0.2038%151
All other 1-4 family - Percent of loans charged-off, net0.1018%556
Percentage Net Loans Charged-off: Commercial and industrial0.6057%639
Percentage Net Loans Charged-off: Loans to individuals0.0841%2,785
Percentage Net Loans Charged-off: Credit card loans8.6643%43
Percentage Net Loans Charged-off: Other loans to individual0.0741%2,708
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1114%1,302
Percentage Net Loans Charged-off: Total real estate loans0.0522%824
Percentage Net Loans Charged-off:Construction & development0.0283%185
Percentage Net Loans Charged-off: Commercial real estate0.0179%573
Percentage Net Loans Charged-off: Multi-family residential-0.0192%4,212
Percentage Net Loans Charged-off: 1-4 family residential0.1506%390
Percentage Net Loans Charged-off: Home equity loans0.2649%105
All other 1-4 family - Percent of loans charged-off, net0.1321%426
Percentage Net Loans Charged-off: Commercial and industrial0.0264%1,441
Percentage Net Loans Charged-off: Loans to individuals0.0751%2,561
Percentage Net Loans Charged-off: Credit card loans10.4601%34
Percentage Net Loans Charged-off: Other loans to individual0.0628%2,490
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1020%1,128
Percentage Net Loans Charged-off: Total real estate loans0.0355%740
Percentage Net Loans Charged-off:Construction & development0.0628%112
Percentage Net Loans Charged-off: Commercial real estate0.0185%371
Percentage Net Loans Charged-off: Multi-family residential-0.0182%4,262
Percentage Net Loans Charged-off: 1-4 family residential0.0765%509
Percentage Net Loans Charged-off: Home equity loans0.4717%56
All other 1-4 family - Percent of loans charged-off, net0.0118%821
Percentage Net Loans Charged-off: Commercial and industrial0.0617%927
Percentage Net Loans Charged-off: Loans to individuals0.1105%2,138
Percentage Net Loans Charged-off: Credit card loans19.6107%22
Percentage Net Loans Charged-off: Other loans to individual0.0874%2,092
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1200%1,539
Percentage Net Loans Charged-off: Total real estate loans0.0087%2,039
Percentage Net Loans Charged-off:Construction & development-0.0337%4,455
Percentage Net Loans Charged-off: Commercial real estate0.0096%1,015
Percentage Net Loans Charged-off: Multi-family residential-0.0215%4,274
Percentage Net Loans Charged-off: 1-4 family residential0.0311%1,478
Percentage Net Loans Charged-off: Home equity loans0.1180%298
All other 1-4 family - Percent of loans charged-off, net0.0159%1,658
Percentage Net Loans Charged-off: Commercial and industrial0.1174%1,557
Percentage Net Loans Charged-off: Loans to individuals0.1091%2,869
Percentage Net Loans Charged-off: Credit card loans1.3273%393
Percentage Net Loans Charged-off: Other loans to individual0.1073%2,780
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0894%1,613
Percentage Net Loans Charged-off: Total real estate loans-0.0050%4,111
Percentage Net Loans Charged-off:Construction & development-0.0401%4,527
Percentage Net Loans Charged-off: Commercial real estate-0.0078%4,613
Percentage Net Loans Charged-off: Multi-family residential-0.0223%4,313
Percentage Net Loans Charged-off: 1-4 family residential0.0168%1,481
Percentage Net Loans Charged-off: Home equity loans0.1368%227
All other 1-4 family - Percent of loans charged-off, net-0.0045%4,277
Percentage Net Loans Charged-off: Commercial and industrial0.1463%1,240
Percentage Net Loans Charged-off: Loans to individuals0.0754%2,823
Percentage Net Loans Charged-off: Credit card loans1.7592%315
Percentage Net Loans Charged-off: Other loans to individual0.0727%2,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1255%1,177
Percentage Net Loans Charged-off: Total real estate loans-0.0078%4,246
Percentage Net Loans Charged-off:Construction & development-0.0434%4,594
Percentage Net Loans Charged-off: Commercial real estate-0.0210%4,861
Percentage Net Loans Charged-off: Multi-family residential-0.0266%4,356
Percentage Net Loans Charged-off: 1-4 family residential0.0374%1,049
Percentage Net Loans Charged-off: Home equity loans0.0868%271
All other 1-4 family - Percent of loans charged-off, net0.0290%1,079
Percentage Net Loans Charged-off: Commercial and industrial0.4107%689
Percentage Net Loans Charged-off: Loans to individuals0.1140%2,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1140%2,337
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0903%1,257
Percentage Net Loans Charged-off: Total real estate loans0.0051%1,182
Percentage Net Loans Charged-off:Construction & development-0.0503%4,711
Percentage Net Loans Charged-off: Commercial real estate0.0115%410
Percentage Net Loans Charged-off: Multi-family residential-0.0274%4,403
Percentage Net Loans Charged-off: 1-4 family residential0.0231%928
Percentage Net Loans Charged-off: Home equity loans-0.0386%3,853
All other 1-4 family - Percent of loans charged-off, net0.0344%793
Percentage Net Loans Charged-off: Commercial and industrial-0.0746%4,597
Percentage Net Loans Charged-off: Loans to individuals0.1602%2,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1602%1,912
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2503%1,045
Percentage Net Loans Charged-off: Total real estate loans0.2938%339
Percentage Net Loans Charged-off:Construction & development-0.0327%4,599
Percentage Net Loans Charged-off: Commercial real estate0.5136%263
Percentage Net Loans Charged-off: Multi-family residential-0.0073%4,404
Percentage Net Loans Charged-off: 1-4 family residential0.0688%1,333
Percentage Net Loans Charged-off: Home equity loans0.0556%518
All other 1-4 family - Percent of loans charged-off, net0.0719%1,258
Percentage Net Loans Charged-off: Commercial and industrial0.1354%1,712
Percentage Net Loans Charged-off: Loans to individuals0.0973%3,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0973%3,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%2,223
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,018
Percentage Net Loans Charged-off:Construction & development-0.0336%4,643
Percentage Net Loans Charged-off: Commercial real estate0.0094%947
Percentage Net Loans Charged-off: Multi-family residential-0.0052%4,428
Percentage Net Loans Charged-off: 1-4 family residential0.0396%1,516
Percentage Net Loans Charged-off: Home equity loans-0.0400%3,933
All other 1-4 family - Percent of loans charged-off, net0.0590%1,246
Percentage Net Loans Charged-off: Commercial and industrial0.1998%1,220
Percentage Net Loans Charged-off: Loans to individuals0.0885%3,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0885%2,871
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1168%1,469
Percentage Net Loans Charged-off: Total real estate loans0.0216%1,556
Percentage Net Loans Charged-off:Construction & development-0.0436%4,725
Percentage Net Loans Charged-off: Commercial real estate0.0352%636
Percentage Net Loans Charged-off: Multi-family residential-0.0055%4,462
Percentage Net Loans Charged-off: 1-4 family residential0.0352%1,386
Percentage Net Loans Charged-off: Home equity loans-0.0874%4,058
All other 1-4 family - Percent of loans charged-off, net0.0583%1,143
Percentage Net Loans Charged-off: Commercial and industrial0.4076%750
Percentage Net Loans Charged-off: Loans to individuals0.1671%2,426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1671%2,290
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0966%1,399
Percentage Net Loans Charged-off: Total real estate loans0.0568%886
Percentage Net Loans Charged-off:Construction & development-0.0528%4,869
Percentage Net Loans Charged-off: Commercial real estate0.0687%345
Percentage Net Loans Charged-off: Multi-family residential-0.0053%4,511
Percentage Net Loans Charged-off: 1-4 family residential0.1192%692
Percentage Net Loans Charged-off: Home equity loans0.6808%80
All other 1-4 family - Percent of loans charged-off, net0.0014%1,238
Percentage Net Loans Charged-off: Commercial and industrial-0.0547%4,598
Percentage Net Loans Charged-off: Loans to individuals0.1420%2,200
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1420%2,071
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2999%922
Percentage Net Loans Charged-off: Total real estate loans0.1180%1,103
Percentage Net Loans Charged-off:Construction & development-0.0550%4,781
Percentage Net Loans Charged-off: Commercial real estate0.1343%749
Percentage Net Loans Charged-off: Multi-family residential-0.0035%4,539
Percentage Net Loans Charged-off: 1-4 family residential0.2625%599
Percentage Net Loans Charged-off: Home equity loans0.1407%473
All other 1-4 family - Percent of loans charged-off, net0.3002%510
Percentage Net Loans Charged-off: Commercial and industrial1.1118%577
Percentage Net Loans Charged-off: Loans to individuals0.0129%3,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0129%3,560
Percentage Net Loans Charged-off: All other loans and lease0.3235%803
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2165%1,074
Percentage Net Loans Charged-off: Total real estate loans0.0536%1,478
Percentage Net Loans Charged-off:Construction & development-0.0231%4,687
Percentage Net Loans Charged-off: Commercial real estate0.0561%796
Percentage Net Loans Charged-off: Multi-family residential-0.0039%4,582
Percentage Net Loans Charged-off: 1-4 family residential0.1367%982
Percentage Net Loans Charged-off: Home equity loans-0.0329%4,055
All other 1-4 family - Percent of loans charged-off, net0.1947%720
Percentage Net Loans Charged-off: Commercial and industrial0.8579%574
Percentage Net Loans Charged-off: Loans to individuals0.0164%3,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0164%3,212
Percentage Net Loans Charged-off: All other loans and lease0.2640%733
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2789%855
Percentage Net Loans Charged-off: Total real estate loans0.0522%1,450
Percentage Net Loans Charged-off:Construction & development-0.0204%4,762
Percentage Net Loans Charged-off: Commercial real estate0.0549%687
Percentage Net Loans Charged-off: Multi-family residential-0.0028%4,607
Percentage Net Loans Charged-off: 1-4 family residential0.1371%952
Percentage Net Loans Charged-off: Home equity loans-0.0363%4,097
All other 1-4 family - Percent of loans charged-off, net0.2038%705
Percentage Net Loans Charged-off: Commercial and industrial1.1681%407
Percentage Net Loans Charged-off: Loans to individuals-0.0041%4,852
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0041%4,788
Percentage Net Loans Charged-off: All other loans and lease0.3241%599
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4877%459
Percentage Net Loans Charged-off: Total real estate loans0.0462%1,209
Percentage Net Loans Charged-off:Construction & development-0.0226%4,877
Percentage Net Loans Charged-off: Commercial real estate0.0644%447
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0717%1,074
Percentage Net Loans Charged-off: Home equity loans-0.0535%4,170
All other 1-4 family - Percent of loans charged-off, net0.1239%795
Percentage Net Loans Charged-off: Commercial and industrial2.4354%181
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.2214%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3741%776
Percentage Net Loans Charged-off: Total real estate loans0.0388%2,449
Percentage Net Loans Charged-off:Construction & development0.0955%590
Percentage Net Loans Charged-off: Commercial real estate-0.0544%5,501
Percentage Net Loans Charged-off: Multi-family residential-0.0181%4,732
Percentage Net Loans Charged-off: 1-4 family residential0.2824%771
Percentage Net Loans Charged-off: Home equity loans0.4285%308
All other 1-4 family - Percent of loans charged-off, net0.2255%968
Percentage Net Loans Charged-off: Commercial and industrial1.7061%379
Percentage Net Loans Charged-off: Loans to individuals0.0378%3,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0378%3,424
Percentage Net Loans Charged-off: All other loans and lease0.1277%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4877%496
Percentage Net Loans Charged-off: Total real estate loans0.0629%1,890
Percentage Net Loans Charged-off:Construction & development0.0144%656
Percentage Net Loans Charged-off: Commercial real estate-0.0104%5,224
Percentage Net Loans Charged-off: Multi-family residential-0.0245%4,788
Percentage Net Loans Charged-off: 1-4 family residential0.3263%616
Percentage Net Loans Charged-off: Home equity loans0.5856%228
All other 1-4 family - Percent of loans charged-off, net0.2250%893
Percentage Net Loans Charged-off: Commercial and industrial2.2665%234
Percentage Net Loans Charged-off: Loans to individuals0.0260%3,318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0260%3,181
Percentage Net Loans Charged-off: All other loans and lease0.0734%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0542%5,575
Percentage Net Loans Charged-off: Total real estate loans0.0558%1,867
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0064%5,249
Percentage Net Loans Charged-off: Multi-family residential-0.0365%4,844
Percentage Net Loans Charged-off: 1-4 family residential0.2953%719
Percentage Net Loans Charged-off: Home equity loans0.6164%223
All other 1-4 family - Percent of loans charged-off, net0.1676%1,118
Percentage Net Loans Charged-off: Commercial and industrial-0.5204%5,793
Percentage Net Loans Charged-off: Loans to individuals-0.0128%4,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0128%4,885
Percentage Net Loans Charged-off: All other loans and lease0.0779%875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%2,996
Percentage Net Loans Charged-off: Total real estate loans0.0198%1,798
Percentage Net Loans Charged-off:Construction & development0.0054%361
Percentage Net Loans Charged-off: Commercial real estate0.0173%704
Percentage Net Loans Charged-off: Multi-family residential-0.0628%4,917
Percentage Net Loans Charged-off: 1-4 family residential0.0644%1,392
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0897%1,199
Percentage Net Loans Charged-off: Commercial and industrial-0.0686%5,004
Percentage Net Loans Charged-off: Loans to individuals-0.0127%4,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0127%4,922
Percentage Net Loans Charged-off: All other loans and lease0.0691%730
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9340%343
Percentage Net Loans Charged-off: Total real estate loans1.4543%110
Percentage Net Loans Charged-off:Construction & development0.0674%991
Percentage Net Loans Charged-off: Commercial real estate2.2107%125
Percentage Net Loans Charged-off: Multi-family residential0.0306%380
Percentage Net Loans Charged-off: 1-4 family residential0.3658%937
Percentage Net Loans Charged-off: Home equity loans0.2860%581
All other 1-4 family - Percent of loans charged-off, net0.3908%875
Percentage Net Loans Charged-off: Commercial and industrial0.0386%2,512
Percentage Net Loans Charged-off: Loans to individuals0.0059%3,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0059%3,779
Percentage Net Loans Charged-off: All other loans and lease0.0846%1,137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1901%232
Percentage Net Loans Charged-off: Total real estate loans1.8768%75
Percentage Net Loans Charged-off:Construction & development-0.0166%5,081
Percentage Net Loans Charged-off: Commercial real estate2.9043%80
Percentage Net Loans Charged-off: Multi-family residential0.0772%297
Percentage Net Loans Charged-off: 1-4 family residential0.3143%1,037
Percentage Net Loans Charged-off: Home equity loans0.4620%410
All other 1-4 family - Percent of loans charged-off, net0.2683%1,160
Percentage Net Loans Charged-off: Commercial and industrial-0.0171%4,721
Percentage Net Loans Charged-off: Loans to individuals-0.0182%5,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0182%5,194
Percentage Net Loans Charged-off: All other loans and lease0.0783%1,058
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6569%152
Percentage Net Loans Charged-off: Total real estate loans2.5916%49
Percentage Net Loans Charged-off:Construction & development-0.0058%5,094
Percentage Net Loans Charged-off: Commercial real estate4.0011%55
Percentage Net Loans Charged-off: Multi-family residential0.1688%206
Percentage Net Loans Charged-off: 1-4 family residential0.3044%1,068
Percentage Net Loans Charged-off: Home equity loans0.5878%316
All other 1-4 family - Percent of loans charged-off, net0.2145%1,347
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%4,727
Percentage Net Loans Charged-off: Loans to individuals0.0142%3,276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0142%3,131
Percentage Net Loans Charged-off: All other loans and lease0.0709%970
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3292%52
Percentage Net Loans Charged-off: Total real estate loans5.1968%21
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate8.0977%23
Percentage Net Loans Charged-off: Multi-family residential-0.0355%5,107
Percentage Net Loans Charged-off: 1-4 family residential0.1993%1,177
Percentage Net Loans Charged-off: Home equity loans-0.0124%4,435
All other 1-4 family - Percent of loans charged-off, net0.2686%963
Percentage Net Loans Charged-off: Commercial and industrial0.0249%1,267
Percentage Net Loans Charged-off: Loans to individuals-0.0038%5,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0038%5,150
Percentage Net Loans Charged-off: All other loans and lease0.0788%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2473%2,491
Percentage Net Loans Charged-off: Total real estate loans0.2746%1,879
Percentage Net Loans Charged-off:Construction & development1.0559%805
Percentage Net Loans Charged-off: Commercial real estate0.0636%2,252
Percentage Net Loans Charged-off: Multi-family residential0.3704%406
Percentage Net Loans Charged-off: 1-4 family residential0.6901%782
Percentage Net Loans Charged-off: Home equity loans0.4746%695
All other 1-4 family - Percent of loans charged-off, net0.7557%721
Percentage Net Loans Charged-off: Commercial and industrial0.3060%1,920
Percentage Net Loans Charged-off: Loans to individuals0.1342%3,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1342%3,345
Percentage Net Loans Charged-off: All other loans and lease0.0561%1,237
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1606%2,949
Percentage Net Loans Charged-off: Total real estate loans0.1149%2,784
Percentage Net Loans Charged-off:Construction & development0.2684%1,128
Percentage Net Loans Charged-off: Commercial real estate0.0070%2,316
Percentage Net Loans Charged-off: Multi-family residential-0.0171%5,222
Percentage Net Loans Charged-off: 1-4 family residential0.4804%1,109
Percentage Net Loans Charged-off: Home equity loans0.4853%652
All other 1-4 family - Percent of loans charged-off, net0.4789%1,074
Percentage Net Loans Charged-off: Commercial and industrial0.4387%1,442
Percentage Net Loans Charged-off: Loans to individuals0.1926%2,941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1926%2,781
Percentage Net Loans Charged-off: All other loans and lease0.0429%1,200
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%3,078
Percentage Net Loans Charged-off: Total real estate loans0.1164%2,606
Percentage Net Loans Charged-off:Construction & development0.1734%1,089
Percentage Net Loans Charged-off: Commercial real estate0.0124%1,973
Percentage Net Loans Charged-off: Multi-family residential-0.0251%5,249
Percentage Net Loans Charged-off: 1-4 family residential0.5078%1,068
Percentage Net Loans Charged-off: Home equity loans0.4975%605
All other 1-4 family - Percent of loans charged-off, net0.5109%1,033
Percentage Net Loans Charged-off: Commercial and industrial0.2041%1,713
Percentage Net Loans Charged-off: Loans to individuals0.3435%2,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3435%2,036
Percentage Net Loans Charged-off: All other loans and lease-0.0040%5,507
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1512%2,492
Percentage Net Loans Charged-off: Total real estate loans0.1652%1,931
Percentage Net Loans Charged-off:Construction & development0.0452%883
Percentage Net Loans Charged-off: Commercial real estate0.0514%1,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6706%787
Percentage Net Loans Charged-off: Home equity loans0.4451%508
All other 1-4 family - Percent of loans charged-off, net0.7370%698
Percentage Net Loans Charged-off: Commercial and industrial0.0651%1,517
Percentage Net Loans Charged-off: Loans to individuals0.5899%1,477
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5899%1,339
Percentage Net Loans Charged-off: All other loans and lease-0.0488%5,778
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2778%3,271
Percentage Net Loans Charged-off: Total real estate loans0.2912%2,773
Percentage Net Loans Charged-off:Construction & development0.3795%1,899
Percentage Net Loans Charged-off: Commercial real estate0.1189%2,611
Percentage Net Loans Charged-off: Multi-family residential1.3556%394
Percentage Net Loans Charged-off: 1-4 family residential0.5258%1,703
Percentage Net Loans Charged-off: Home equity loans0.4687%1,056
All other 1-4 family - Percent of loans charged-off, net0.5431%1,601
Percentage Net Loans Charged-off: Commercial and industrial0.1579%2,905
Percentage Net Loans Charged-off: Loans to individuals0.6192%2,037
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6192%1,897
Percentage Net Loans Charged-off: All other loans and lease0.1785%1,078
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3317%2,802
Percentage Net Loans Charged-off: Total real estate loans0.3479%2,368
Percentage Net Loans Charged-off:Construction & development0.4109%1,742
Percentage Net Loans Charged-off: Commercial real estate0.1447%2,232
Percentage Net Loans Charged-off: Multi-family residential1.8581%304
Percentage Net Loans Charged-off: 1-4 family residential0.5698%1,575
Percentage Net Loans Charged-off: Home equity loans0.6794%793
All other 1-4 family - Percent of loans charged-off, net0.5365%1,583
Percentage Net Loans Charged-off: Commercial and industrial0.2173%2,445
Percentage Net Loans Charged-off: Loans to individuals0.5574%2,022
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5574%1,872
Percentage Net Loans Charged-off: All other loans and lease0.2502%881
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2315%3,182
Percentage Net Loans Charged-off: Total real estate loans0.2878%2,490
Percentage Net Loans Charged-off:Construction & development0.5634%1,484
Percentage Net Loans Charged-off: Commercial real estate0.1792%1,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6291%1,396
Percentage Net Loans Charged-off: Home equity loans0.5611%801
All other 1-4 family - Percent of loans charged-off, net0.6494%1,303
Percentage Net Loans Charged-off: Commercial and industrial-0.2929%6,418
Percentage Net Loans Charged-off: Loans to individuals0.4988%2,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4988%1,887
Percentage Net Loans Charged-off: All other loans and lease0.3915%687
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2905%2,508
Percentage Net Loans Charged-off: Total real estate loans0.3208%2,077
Percentage Net Loans Charged-off:Construction & development0.2994%1,221
Percentage Net Loans Charged-off: Commercial real estate0.2681%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.6477%1,253
Percentage Net Loans Charged-off: Home equity loans0.6951%606
All other 1-4 family - Percent of loans charged-off, net0.6334%1,192
Percentage Net Loans Charged-off: Commercial and industrial-0.4023%6,541
Percentage Net Loans Charged-off: Loans to individuals0.7641%1,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7641%1,257
Percentage Net Loans Charged-off: All other loans and lease0.8287%406
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5526%2,805
Percentage Net Loans Charged-off: Total real estate loans0.5269%2,559
Percentage Net Loans Charged-off:Construction & development0.0302%2,881
Percentage Net Loans Charged-off: Commercial real estate0.7447%1,574
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5175%2,173
Percentage Net Loans Charged-off: Home equity loans0.0989%1,794
All other 1-4 family - Percent of loans charged-off, net0.6459%1,802
Percentage Net Loans Charged-off: Commercial and industrial0.5567%2,652
Percentage Net Loans Charged-off: Loans to individuals1.2360%1,377
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1021%1,324
Percentage Net Loans Charged-off: All other loans and lease0.4277%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6008%2,459
Percentage Net Loans Charged-off: Total real estate loans0.5760%2,204
Percentage Net Loans Charged-off:Construction & development-0.0196%6,385
Percentage Net Loans Charged-off: Commercial real estate0.8702%1,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4456%2,182
Percentage Net Loans Charged-off: Home equity loans0.8062%863
All other 1-4 family - Percent of loans charged-off, net0.3353%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.8012%1,998
Percentage Net Loans Charged-off: Loans to individuals1.0582%1,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9067%1,414
Percentage Net Loans Charged-off: All other loans and lease0.0826%1,246
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6629%2,182
Percentage Net Loans Charged-off: Total real estate loans0.6396%1,959
Percentage Net Loans Charged-off:Construction & development-0.0148%6,376
Percentage Net Loans Charged-off: Commercial real estate1.0048%990
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2713%2,586
Percentage Net Loans Charged-off: Home equity loans1.0472%699
All other 1-4 family - Percent of loans charged-off, net0.0368%3,584
Percentage Net Loans Charged-off: Commercial and industrial0.8537%1,727
Percentage Net Loans Charged-off: Loans to individuals1.1162%1,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9087%1,329
Percentage Net Loans Charged-off: All other loans and lease0.0700%1,149
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%3,327
Percentage Net Loans Charged-off: Total real estate loans0.0145%3,810
Percentage Net Loans Charged-off:Construction & development0.0749%1,629
Percentage Net Loans Charged-off: Commercial real estate-0.1140%7,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3733%1,797
Percentage Net Loans Charged-off: Home equity loans2.1127%329
All other 1-4 family - Percent of loans charged-off, net-0.1568%7,232
Percentage Net Loans Charged-off: Commercial and industrial1.0058%1,253
Percentage Net Loans Charged-off: Loans to individuals0.9983%1,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7403%1,371
Percentage Net Loans Charged-off: All other loans and lease0.0175%969
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5073%3,587
Percentage Net Loans Charged-off: Total real estate loans0.6006%2,704
Percentage Net Loans Charged-off:Construction & development1.7737%2,155
Percentage Net Loans Charged-off: Commercial real estate0.4964%2,049
Percentage Net Loans Charged-off: Multi-family residential0.0115%1,092
Percentage Net Loans Charged-off: 1-4 family residential0.3951%2,612
Percentage Net Loans Charged-off: Home equity loans0.1214%1,749
All other 1-4 family - Percent of loans charged-off, net0.4729%2,304
Percentage Net Loans Charged-off: Commercial and industrial0.0971%4,381
Percentage Net Loans Charged-off: Loans to individuals0.9065%2,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1254%6,557
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2349%4,534
Percentage Net Loans Charged-off: Total real estate loans0.3160%3,326
Percentage Net Loans Charged-off:Construction & development0.2103%2,808
Percentage Net Loans Charged-off: Commercial real estate0.3159%2,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5203%2,036
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.6647%1,680
Percentage Net Loans Charged-off: Commercial and industrial-0.1469%6,960
Percentage Net Loans Charged-off: Loans to individuals0.5230%3,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1747%6,621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2158%4,309
Percentage Net Loans Charged-off: Total real estate loans0.3014%3,087
Percentage Net Loans Charged-off:Construction & development0.3225%2,383
Percentage Net Loans Charged-off: Commercial real estate0.2852%1,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4625%1,983
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.5855%1,648
Percentage Net Loans Charged-off: Commercial and industrial-0.2427%7,075
Percentage Net Loans Charged-off: Loans to individuals0.2907%3,558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2400%1,064
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1537%4,003
Percentage Net Loans Charged-off: Total real estate loans0.1786%2,994
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.1900%1,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3392%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4240%1,626
Percentage Net Loans Charged-off: Commercial and industrial-0.1572%6,959
Percentage Net Loans Charged-off: Loans to individuals0.0880%3,711
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9182%568
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8978%2,594
Percentage Net Loans Charged-off: Total real estate loans0.8570%2,116
Percentage Net Loans Charged-off:Construction & development0.9299%2,610
Percentage Net Loans Charged-off: Commercial real estate1.1826%979
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3416%2,604
Percentage Net Loans Charged-off: Home equity loans0.6845%1,061
All other 1-4 family - Percent of loans charged-off, net0.2559%2,824
Percentage Net Loans Charged-off: Commercial and industrial0.8628%3,054
Percentage Net Loans Charged-off: Loans to individuals-0.0700%7,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1085%687
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4283%3,544
Percentage Net Loans Charged-off: Total real estate loans0.3358%2,971
Percentage Net Loans Charged-off:Construction & development0.1229%2,904
Percentage Net Loans Charged-off: Commercial real estate0.3948%1,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4760%1,838
Percentage Net Loans Charged-off: Home equity loans0.1948%1,357
All other 1-4 family - Percent of loans charged-off, net0.5482%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.5273%3,093
Percentage Net Loans Charged-off: Loans to individuals-0.1388%7,490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9011%617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2060%4,231
Percentage Net Loans Charged-off: Total real estate loans0.2996%2,691
Percentage Net Loans Charged-off:Construction & development-0.0656%7,371
Percentage Net Loans Charged-off: Commercial real estate0.3877%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4661%1,649
Percentage Net Loans Charged-off: Home equity loans0.2985%1,004
All other 1-4 family - Percent of loans charged-off, net0.5117%1,473
Percentage Net Loans Charged-off: Commercial and industrial-0.1353%7,373
Percentage Net Loans Charged-off: Loans to individuals-0.1390%7,416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1168%1,358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2851%2,973
Percentage Net Loans Charged-off: Total real estate loans0.4008%1,821
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.5412%648
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4487%1,308
Percentage Net Loans Charged-off: Home equity loans0.6072%545
All other 1-4 family - Percent of loans charged-off, net0.3968%1,307
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%7,040
Percentage Net Loans Charged-off: Loans to individuals-0.3789%7,599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0496%1,154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2758%3,558
Percentage Net Loans Charged-off: Total real estate loans0.1717%3,044
Percentage Net Loans Charged-off:Construction & development0.1359%2,527
Percentage Net Loans Charged-off: Commercial real estate0.1550%1,535
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3057%1,750
Percentage Net Loans Charged-off: Home equity loans0.3300%860
All other 1-4 family - Percent of loans charged-off, net0.2958%1,675
Percentage Net Loans Charged-off: Commercial and industrial0.6441%2,376
Percentage Net Loans Charged-off: Loans to individuals0.6205%3,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0652%1,662
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%4,300
Percentage Net Loans Charged-off: Total real estate loans0.1105%2,831
Percentage Net Loans Charged-off:Construction & development0.2091%1,773
Percentage Net Loans Charged-off: Commercial real estate0.1068%1,216
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1299%2,128
Percentage Net Loans Charged-off: Home equity loans0.0743%990
All other 1-4 family - Percent of loans charged-off, net0.1513%1,850
Percentage Net Loans Charged-off: Commercial and industrial0.0759%3,405
Percentage Net Loans Charged-off: Loans to individuals0.6782%2,653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0631%1,419
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1755%2,970
Percentage Net Loans Charged-off: Total real estate loans0.1711%1,872
Percentage Net Loans Charged-off:Construction & development0.3479%1,135
Percentage Net Loans Charged-off: Commercial real estate0.1634%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2038%1,423
Percentage Net Loans Charged-off: Home equity loans0.1144%751
All other 1-4 family - Percent of loans charged-off, net0.2370%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.1858%2,360
Percentage Net Loans Charged-off: Loans to individuals0.5673%2,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0830%1,195
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0300%7,542
Percentage Net Loans Charged-off: Total real estate loans-0.0384%8,036
Percentage Net Loans Charged-off:Construction & development-0.6029%7,673
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0358%1,711
Percentage Net Loans Charged-off: Home equity loans0.2342%414
All other 1-4 family - Percent of loans charged-off, net-0.0367%7,946
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.1732%7,330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3632%1,531
Percentage Net Loans Charged-off: Total real estate loans0.1952%1,369
Percentage Net Loans Charged-off:Construction & development0.4252%738
Percentage Net Loans Charged-off: Commercial real estate0.0755%1,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.5345%495
Percentage Net Loans Charged-off: Home equity loans0.4537%340
All other 1-4 family - Percent of loans charged-off, net0.5633%461
Percentage Net Loans Charged-off: Commercial and industrial0.8612%1,321
Percentage Net Loans Charged-off: Loans to individuals1.4929%975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3309%1,019
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3792%1,050
Percentage Net Loans Charged-off: Total real estate loans0.2232%812
Percentage Net Loans Charged-off:Construction & development0.3947%442
Percentage Net Loans Charged-off: Commercial real estate0.0786%775
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.6686%286
Percentage Net Loans Charged-off: Home equity loans0.6052%200
All other 1-4 family - Percent of loans charged-off, net0.6913%276
Percentage Net Loans Charged-off: Commercial and industrial0.8019%1,092
Percentage Net Loans Charged-off: Loans to individuals1.9234%594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2359%984
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3074%1,177
Percentage Net Loans Charged-off: Total real estate loans0.1231%1,061
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0314%722
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.4714%390
Percentage Net Loans Charged-off: Home equity loans0.8930%124
All other 1-4 family - Percent of loans charged-off, net0.3162%539
Percentage Net Loans Charged-off: Commercial and industrial0.8016%918
Percentage Net Loans Charged-off: Loans to individuals1.3536%905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3246%821
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4697%664
Percentage Net Loans Charged-off: Total real estate loans0.2585%471
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0858%352
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.9511%169
Percentage Net Loans Charged-off: Home equity loans1.7693%55
All other 1-4 family - Percent of loans charged-off, net0.6423%238
Percentage Net Loans Charged-off: Commercial and industrial0.9981%612
Percentage Net Loans Charged-off: Loans to individuals1.5198%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6425%496
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4188%920
Percentage Net Loans Charged-off: Total real estate loans0.1511%955
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1258%713
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.3461%487
Percentage Net Loans Charged-off: Home equity loans0.2639%273
All other 1-4 family - Percent of loans charged-off, net0.3796%441
Percentage Net Loans Charged-off: Commercial and industrial1.3821%735
Percentage Net Loans Charged-off: Loans to individuals0.3985%3,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3516%902
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5180%591
Percentage Net Loans Charged-off: Total real estate loans0.1554%728
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1066%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.4186%335
Percentage Net Loans Charged-off: Home equity loans0.2133%235
All other 1-4 family - Percent of loans charged-off, net0.5034%270
Percentage Net Loans Charged-off: Commercial and industrial1.8639%445
Percentage Net Loans Charged-off: Loans to individuals0.5905%2,233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4280%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2061%1,484
Percentage Net Loans Charged-off: Total real estate loans0.2160%515
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1603%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5564%235
Percentage Net Loans Charged-off: Home equity loans0.2374%195
All other 1-4 family - Percent of loans charged-off, net0.6930%188
Percentage Net Loans Charged-off: Commercial and industrial0.0110%2,586
Percentage Net Loans Charged-off: Loans to individuals0.7357%1,721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5530%601
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1265%1,829
Percentage Net Loans Charged-off: Total real estate loans0.1061%701
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0100%8,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.5126%231
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.7405%167
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%6,709
Percentage Net Loans Charged-off: Loans to individuals0.4014%2,430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8619%441
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1922%2,389
Percentage Net Loans Charged-off: Total real estate loans0.0495%1,962
Percentage Net Loans Charged-off:Construction & development-0.0042%7,697
Percentage Net Loans Charged-off: Commercial real estate0.0622%917
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0696%1,743
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0968%1,432
Percentage Net Loans Charged-off: Commercial and industrial0.5188%1,858
Percentage Net Loans Charged-off: Loans to individuals0.6900%2,754
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7933%664
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%1,807
Percentage Net Loans Charged-off: Total real estate loans0.0365%1,962
Percentage Net Loans Charged-off:Construction & development-0.0056%7,704
Percentage Net Loans Charged-off: Commercial real estate0.0299%876
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0889%1,323
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1225%1,074
Percentage Net Loans Charged-off: Commercial and industrial0.6758%1,300
Percentage Net Loans Charged-off: Loans to individuals0.7193%2,310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8923%558
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2369%1,582
Percentage Net Loans Charged-off: Total real estate loans0.0577%1,413
Percentage Net Loans Charged-off:Construction & development-0.0087%7,705
Percentage Net Loans Charged-off: Commercial real estate0.0505%633
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1317%943
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1798%756
Percentage Net Loans Charged-off: Commercial and industrial0.6487%1,213
Percentage Net Loans Charged-off: Loans to individuals0.9350%1,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8866%477
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4560%765
Percentage Net Loans Charged-off: Total real estate loans0.1384%676
Percentage Net Loans Charged-off:Construction & development-0.0175%7,750
Percentage Net Loans Charged-off: Commercial real estate0.1118%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3341%418
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.4505%322
Percentage Net Loans Charged-off: Commercial and industrial1.4198%566
Percentage Net Loans Charged-off: Loans to individuals1.5318%959
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6591%442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0013%428
Percentage Net Loans Charged-off: Total real estate loans0.0441%2,430
Percentage Net Loans Charged-off:Construction & development0.1971%367
Percentage Net Loans Charged-off: Commercial real estate0.0062%1,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0887%1,702
Percentage Net Loans Charged-off: Home equity loans0.0212%579
All other 1-4 family - Percent of loans charged-off, net0.1060%1,514
Percentage Net Loans Charged-off: Commercial and industrial4.4685%268
Percentage Net Loans Charged-off: Loans to individuals0.8465%2,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8589%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0768%4,073
Percentage Net Loans Charged-off: Total real estate loans0.0172%2,709
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0739%1,606
Percentage Net Loans Charged-off: Home equity loans0.0312%461
All other 1-4 family - Percent of loans charged-off, net0.0839%1,453
Percentage Net Loans Charged-off: Commercial and industrial0.1667%2,712
Percentage Net Loans Charged-off: Loans to individuals0.4043%3,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3989%784
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1018%3,372
Percentage Net Loans Charged-off: Total real estate loans0.0265%2,122
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1137%1,143
Percentage Net Loans Charged-off: Home equity loans0.0519%348
All other 1-4 family - Percent of loans charged-off, net0.1268%1,035
Percentage Net Loans Charged-off: Commercial and industrial0.2520%2,075
Percentage Net Loans Charged-off: Loans to individuals0.4420%3,442
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3801%707
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%2,191
Percentage Net Loans Charged-off: Total real estate loans0.0570%1,276
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2395%590
Percentage Net Loans Charged-off: Home equity loans0.1070%206
All other 1-4 family - Percent of loans charged-off, net0.2671%528
Percentage Net Loans Charged-off: Commercial and industrial0.5097%1,173
Percentage Net Loans Charged-off: Loans to individuals0.2670%3,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1936%677
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%2,759
Percentage Net Loans Charged-off: Total real estate loans0.3040%714
Percentage Net Loans Charged-off:Construction & development0.3554%377
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential1.0641%68
Percentage Net Loans Charged-off: 1-4 family residential0.9427%194
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net1.1065%155
Percentage Net Loans Charged-off: Commercial and industrial0.1177%4,018
Percentage Net Loans Charged-off: Loans to individuals0.5265%4,107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1309%1,468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1737%3,281
Percentage Net Loans Charged-off: Total real estate loans0.2579%734
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.9395%174
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net1.0954%150
Percentage Net Loans Charged-off: Commercial and industrial-0.0429%7,666
Percentage Net Loans Charged-off: Loans to individuals-0.1535%8,524
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1116%1,326
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0463%8,464
Percentage Net Loans Charged-off: Total real estate loans-0.0331%8,599
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1157%8,850
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.1341%8,867
Percentage Net Loans Charged-off: Commercial and industrial-0.0615%7,708
Percentage Net Loans Charged-off: Loans to individuals-0.2994%8,656
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0445%1,303
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0565%8,367
Percentage Net Loans Charged-off: Total real estate loans-0.0292%8,625
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0967%8,864
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.1115%8,868
Percentage Net Loans Charged-off: Commercial and industrial-0.1181%7,869
Percentage Net Loans Charged-off: Loans to individuals-0.3670%8,527
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0897%868
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%7,197
Percentage Net Loans Charged-off: Total real estate loans0.1316%1,541
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential1.4632%55
Percentage Net Loans Charged-off: 1-4 family residential0.2382%914
Percentage Net Loans Charged-off: Home equity loans0.1927%311
All other 1-4 family - Percent of loans charged-off, net0.2438%905
Percentage Net Loans Charged-off: Commercial and industrial-0.4638%8,579
Percentage Net Loans Charged-off: Loans to individuals0.3338%5,212
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1251%7,793
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2816%2,835
Percentage Net Loans Charged-off: Total real estate loans0.0584%2,238
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0109%1,367
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1244%1,338
Percentage Net Loans Charged-off: Home equity loans0.0807%447
All other 1-4 family - Percent of loans charged-off, net0.1274%1,288
Percentage Net Loans Charged-off: Commercial and industrial1.1238%1,635
Percentage Net Loans Charged-off: Loans to individuals0.6160%3,612
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4345%1,532
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1871%3,389
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6241%1,113
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0963%5,578
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0297%685
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8303%870
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1445%4,860
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1211%6,677
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3572%5,468
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA