Home > Midland American Bank > Income and Expense
Midland American Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,361,000 | 1,677 |
| Total interest expense | $7,304,000 | 2,080 |
| Net interest income | $12,057,000 | 1,399 |
| Provision for loan and lease losses | $1,010,000 | 964 |
| Total noninterest income | $1,543,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,074,000 | 1,172 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $469,000 | 3,102 |
| Total noninterest expense | $8,437,000 | 1,570 |
| Salaries and employee benefits | $5,751,000 | 1,136 |
| Premises and equipment expense | $992,000 | 1,980 |
| Additional noninterest expense | $1,694,000 | 2,460 |
| Pre-tax net operating income | $4,153,000 | 1,762 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,363,000 | 1,779 |
| Income before extraordinary items | $2,791,000 | 1,880 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,791,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,279 |
| Cash dividends | $1,029,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,790,330 | 1,805 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,789,000 | 1,857 |
| Total interest expense | $6,579,000 | 2,283 |
| Net interest income | $11,210,000 | 1,538 |
| Provision for loan and lease losses | $950,000 | 1,025 |
| Total noninterest income | $1,544,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $949,000 | 1,351 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $595,000 | 2,489 |
| Total noninterest expense | $6,510,000 | 1,985 |
| Salaries and employee benefits | $3,701,000 | 1,765 |
| Premises and equipment expense | $878,000 | 2,240 |
| Additional noninterest expense | $1,931,000 | 2,166 |
| Pre-tax net operating income | $5,294,000 | 1,462 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $1,675,000 | 1,544 |
| Income before extraordinary items | $3,661,000 | 1,474 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,661,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,151 |
| Cash dividends | $1,458,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,632,020 | 1,451 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,074,000 | 2,371 |
| Total interest expense | $5,233,000 | 2,886 |
| Net interest income | $8,841,000 | 2,028 |
| Provision for loan and lease losses | $775,000 | 1,228 |
| Total noninterest income | $2,190,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $954,000 | 1,410 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,236,000 | 1,572 |
| Total noninterest expense | $5,903,000 | 2,337 |
| Salaries and employee benefits | $3,248,000 | 2,040 |
| Premises and equipment expense | $816,000 | 2,401 |
| Additional noninterest expense | $1,839,000 | 2,648 |
| Pre-tax net operating income | $4,353,000 | 1,661 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,377,000 | 1,738 |
| Income before extraordinary items | $2,976,000 | 1,673 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,976,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,164 |
| Cash dividends | $2,251,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,976,000 | 1,642 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,360,000 | 2,934 |
| Total interest expense | $4,057,000 | 3,636 |
| Net interest income | $7,303,000 | 2,459 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $1,790,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $767,000 | 1,777 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,023,000 | 1,778 |
| Total noninterest expense | $4,921,000 | 2,760 |
| Salaries and employee benefits | $2,574,000 | 2,604 |
| Premises and equipment expense | $675,000 | 2,910 |
| Additional noninterest expense | $1,672,000 | 2,785 |
| Pre-tax net operating income | $3,912,000 | 1,900 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,165,000 | 2,077 |
| Income before extraordinary items | $2,747,000 | 1,834 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,747,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $875,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,747,000 | 1,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 3,384 |
| Total interest expense | $2,553,000 | 4,560 |
| Net interest income | $6,314,000 | 2,861 |
| Provision for loan and lease losses | $232,000 | 2,772 |
| Total noninterest income | $1,099,000 | 2,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $786,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,967 |
| Total noninterest expense | $3,524,000 | 3,821 |
| Salaries and employee benefits | $1,448,000 | 4,410 |
| Premises and equipment expense | $616,000 | 3,190 |
| Additional noninterest expense | $1,460,000 | 3,394 |
| Pre-tax net operating income | $3,657,000 | 1,952 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $1,146,000 | 1,967 |
| Income before extraordinary items | $2,537,000 | 1,919 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,537,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,156 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,519,060 | 1,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 4,349 |
| Total interest expense | $1,980,000 | 5,883 |
| Net interest income | $4,949,000 | 3,607 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $1,141,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $779,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 4,019 |
| Total noninterest expense | $3,215,000 | 4,239 |
| Salaries and employee benefits | $1,311,000 | 4,843 |
| Premises and equipment expense | $632,000 | 3,163 |
| Additional noninterest expense | $1,272,000 | 3,991 |
| Pre-tax net operating income | $2,515,000 | 2,695 |
| Securities gains (losses) | $85,000 | 2,724 |
| Applicable income taxes | $944,000 | 2,404 |
| Income before extraordinary items | $1,656,000 | 2,952 |
| Extraordinary gains, net | $322,000 | 667 |
| Net income | $1,978,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,945 |
| Cash dividends | $131,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,601,600 | 2,880 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,602,000 | 5,070 |
| Total interest expense | $2,158,000 | 6,734 |
| Net interest income | $4,444,000 | 4,044 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $1,189,000 | 2,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $755,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 3,517 |
| Total noninterest expense | $2,879,000 | 4,698 |
| Salaries and employee benefits | $1,434,000 | 4,399 |
| Premises and equipment expense | $495,000 | 4,009 |
| Additional noninterest expense | $950,000 | 5,272 |
| Pre-tax net operating income | $2,314,000 | 2,698 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $847,000 | 2,453 |
| Income before extraordinary items | $1,505,000 | 3,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,505,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 4,723 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 728 |
| Net operating income | $1,480,680 | 2,877 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.