Home > Midland American Bank > Assets and Liabilities
Midland American Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 110 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $227,030,000 | 2,038 |
| Cash and due from depository institutions | $12,595,000 | 1,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $52,524,000 | 2,210 |
| Federal funds sold & reverse repurchase agreements | $12,725,000 | 1,333 |
| Net loans & leases | $140,736,000 | 1,981 |
| Loan loss allowance | $2,447,000 | 1,479 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,893,000 | 2,786 |
| Other real estate owned | $122,000 | 1,530 |
| Goodwill and other intangibles | $983,000 | 1,444 |
| All other assets | $4,452,000 | 1,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,030,000 | 2,038 |
| Total liabilities | $207,890,000 | 2,006 |
| Total deposits | $204,009,000 | 1,851 |
| Interest-bearing deposits | $154,517,000 | 2,088 |
| Deposits held in domestic offices | $204,009,000 | 1,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,881,000 | 1,189 |
| Total equity capital | $19,140,000 | 2,351 |
| Total bank equity capital | $19,140,000 | 2,351 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $14,750,000 | 1,117 |
| Undivided profits | $3,140,000 | 5,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 2,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,368,000 | 1,569 |
| Earning assets | $205,985,000 | 2,065 |
| Long-term assets (5+ years) | $41,886,000 | 1,837 |
| Average Assets, year-to-date | $229,162,400 | 1,914 |
| Average Assets, quarterly | $226,083,000 | 2,006 |
| Volatile liabilities | $45,159,000 | 1,520 |
| Insider loans | $1,702,000 | 2,407 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,436,000 | 2,499 |
| Tier 1 (core) risk-based capital | $18,023,000 | 2,370 |
| Tier 2 risk-based capital | $2,071,470 | 1,570 |
| Total risk weighted assets | $165,341,670 | 1,744 |
| Total unused commitments | $17,436,000 | 2,504 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 108 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $228,709,000 | 2,007 |
| Cash and due from depository institutions | $16,553,000 | 1,616 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,221,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $22,505,000 | 591 |
| Net loans & leases | $137,032,000 | 2,047 |
| Loan loss allowance | $1,925,000 | 1,849 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,948,000 | 2,675 |
| Other real estate owned | $0 | 1,616 |
| Goodwill and other intangibles | $1,062,000 | 1,309 |
| All other assets | $3,388,000 | 2,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,709,000 | 2,007 |
| Total liabilities | $211,357,000 | 1,951 |
| Total deposits | $209,368,000 | 1,795 |
| Interest-bearing deposits | $158,581,000 | 2,044 |
| Deposits held in domestic offices | $209,368,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,989,000 | 2,035 |
| Total equity capital | $17,352,000 | 2,569 |
| Total bank equity capital | $17,352,000 | 2,569 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $12,550,000 | 1,266 |
| Undivided profits | $3,552,000 | 5,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,127,000 | 2,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,296 |
| Income earned, not collected on loans | $1,300,000 | 1,708 |
| Earning assets | $204,758,000 | 2,045 |
| Long-term assets (5+ years) | $28,392,000 | 2,167 |
| Average Assets, year-to-date | $203,226,000 | 2,138 |
| Average Assets, quarterly | $220,665,000 | 2,042 |
| Volatile liabilities | $47,180,000 | 1,478 |
| Insider loans | $1,827,000 | 2,226 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,728,000 | 2,523 |
| Tier 1 (core) risk-based capital | $16,182,000 | 2,636 |
| Tier 2 risk-based capital | $1,925,000 | 1,586 |
| Total risk weighted assets | $161,065,300 | 1,745 |
| Total unused commitments | $15,728,000 | 2,529 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $192,101,000 | 2,426 |
| Cash and due from depository institutions | $16,110,000 | 1,691 |
| Interest-bearing balances | $90,000 | 5,079 |
| Securities | $33,906,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $19,550,000 | 674 |
| Net loans & leases | $114,944,000 | 2,449 |
| Loan loss allowance | $1,579,000 | 2,323 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,093,000 | 2,522 |
| Other real estate owned | $39,000 | 1,691 |
| Goodwill and other intangibles | $1,141,000 | 1,205 |
| All other assets | $3,318,000 | 2,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,101,000 | 2,426 |
| Total liabilities | $177,015,000 | 2,382 |
| Total deposits | $175,283,000 | 2,209 |
| Interest-bearing deposits | $129,776,000 | 2,561 |
| Deposits held in domestic offices | $175,283,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,732,000 | 2,292 |
| Total equity capital | $15,086,000 | 2,939 |
| Total bank equity capital | $15,086,000 | 2,939 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $10,810,000 | 1,500 |
| Undivided profits | $3,026,000 | 6,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 2,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,184,000 | 1,885 |
| Earning assets | $168,490,000 | 2,534 |
| Long-term assets (5+ years) | $17,350,000 | 2,952 |
| Average Assets, year-to-date | $163,977,400 | 2,706 |
| Average Assets, quarterly | $184,226,500 | 2,490 |
| Volatile liabilities | $35,717,000 | 1,794 |
| Insider loans | $1,233,000 | 3,105 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,021,000 | 3,894 |
| Tier 1 (core) risk-based capital | $13,899,000 | 3,111 |
| Tier 2 risk-based capital | $1,579,000 | 1,953 |
| Total risk weighted assets | $134,899,100 | 2,087 |
| Total unused commitments | $8,021,000 | 3,909 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 83 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $139,528,000 | 3,245 |
| Cash and due from depository institutions | $12,866,000 | 2,347 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,188,000 | 4,679 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,361 |
| Net loans & leases | $90,301,000 | 2,966 |
| Loan loss allowance | $1,230,000 | 2,940 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,184,000 | 3,423 |
| Other real estate owned | $103,000 | 2,347 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,686,000 | 2,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,528,000 | 3,245 |
| Total liabilities | $128,192,000 | 3,188 |
| Total deposits | $126,124,000 | 3,051 |
| Interest-bearing deposits | $93,542,000 | 3,519 |
| Deposits held in domestic offices | $126,124,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,068,000 | 2,043 |
| Total equity capital | $11,336,000 | 3,875 |
| Total bank equity capital | $11,336,000 | 3,875 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $6,750,000 | 2,249 |
| Undivided profits | $3,336,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $518,000 | 258 |
| Income earned, not collected on loans | $791,000 | 2,964 |
| Earning assets | $121,689,000 | 3,392 |
| Long-term assets (5+ years) | $15,395,000 | 3,033 |
| Average Assets, year-to-date | $129,926,800 | 3,329 |
| Average Assets, quarterly | $136,246,500 | 3,279 |
| Volatile liabilities | $24,466,000 | 2,221 |
| Insider loans | $2,919,000 | 1,483 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,638,000 | 3,898 |
| Tier 1 (core) risk-based capital | $11,256,000 | 3,770 |
| Tier 2 risk-based capital | $1,230,000 | 2,429 |
| Total risk weighted assets | $104,507,300 | 2,612 |
| Total unused commitments | $7,638,000 | 3,911 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 78 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $121,828,000 | 3,648 |
| Cash and due from depository institutions | $9,866,000 | 2,569 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $22,588,000 | 5,383 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 1,638 |
| Net loans & leases | $79,492,000 | 3,257 |
| Loan loss allowance | $1,047,000 | 3,433 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,020,000 | 3,624 |
| Other real estate owned | $216,000 | 2,569 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,021,000 | 3,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,828,000 | 3,648 |
| Total liabilities | $112,587,000 | 3,593 |
| Total deposits | $111,617,000 | 3,406 |
| Interest-bearing deposits | $84,621,000 | 3,826 |
| Deposits held in domestic offices | $111,617,000 | 3,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $970,000 | 3,139 |
| Total equity capital | $9,241,000 | 4,376 |
| Total bank equity capital | $9,241,000 | 4,376 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $5,408,000 | 2,586 |
| Undivided profits | $2,583,000 | 6,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $432,000 | 287 |
| Income earned, not collected on loans | $597,000 | 3,483 |
| Earning assets | $107,805,000 | 3,751 |
| Long-term assets (5+ years) | $17,891,000 | 2,772 |
| Average Assets, year-to-date | $110,440,000 | 3,918 |
| Average Assets, quarterly | $118,770,500 | 3,705 |
| Volatile liabilities | $21,825,000 | 2,356 |
| Insider loans | $2,933,000 | 1,432 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,388,000 | 4,235 |
| Tier 1 (core) risk-based capital | $9,383,000 | 4,368 |
| Tier 2 risk-based capital | $1,047,000 | 2,786 |
| Total risk weighted assets | $91,181,200 | 2,890 |
| Total unused commitments | $6,388,000 | 4,242 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $102,179,000 | 4,358 |
| Cash and due from depository institutions | $7,502,000 | 2,991 |
| Interest-bearing balances | $2,673,000 | 2,003 |
| Securities | $22,399,000 | 5,652 |
| Federal funds sold & reverse repurchase agreements | $7,280,000 | 1,914 |
| Net loans & leases | $61,381,000 | 4,044 |
| Loan loss allowance | $1,063,000 | 3,499 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,676,000 | 4,241 |
| Other real estate owned | $348,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,593,000 | 4,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,179,000 | 4,358 |
| Total liabilities | $95,067,000 | 4,262 |
| Total deposits | $94,273,000 | 4,114 |
| Interest-bearing deposits | $69,884,000 | 4,751 |
| Deposits held in domestic offices | $94,273,000 | 4,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $794,000 | 3,759 |
| Total equity capital | $7,112,000 | 5,529 |
| Total bank equity capital | $7,112,000 | 5,529 |
| Perpetual preferred stock | $100,000 | 293 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $3,347,000 | 3,820 |
| Undivided profits | $2,465,000 | 6,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 6,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,515 |
| Income earned, not collected on loans | $360,000 | 5,146 |
| Earning assets | $93,733,000 | 4,383 |
| Long-term assets (5+ years) | $18,995,000 | 2,778 |
| Average Assets, year-to-date | $93,068,600 | 4,646 |
| Average Assets, quarterly | $98,187,000 | 4,479 |
| Volatile liabilities | $16,007,000 | 2,861 |
| Insider loans | $2,179,000 | 1,884 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,821,000 | 5,009 |
| Tier 1 (core) risk-based capital | $7,012,000 | 5,518 |
| Tier 2 risk-based capital | $978,130 | 2,952 |
| Total risk weighted assets | $70,065,130 | 3,636 |
| Total unused commitments | $4,821,000 | 5,031 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 64 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $86,675,000 | 5,131 |
| Cash and due from depository institutions | $6,056,000 | 3,357 |
| Interest-bearing balances | $1,484,000 | 3,185 |
| Securities | $19,432,000 | 6,222 |
| Federal funds sold & reverse repurchase agreements | $10,285,000 | 1,580 |
| Net loans & leases | $47,284,000 | 5,021 |
| Loan loss allowance | $925,000 | 3,992 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,457,000 | 4,777 |
| Other real estate owned | $911,000 | 3,357 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,250,000 | 5,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,675,000 | 5,131 |
| Total liabilities | $81,410,000 | 5,006 |
| Total deposits | $80,769,000 | 4,869 |
| Interest-bearing deposits | $61,784,000 | 5,444 |
| Deposits held in domestic offices | $80,769,000 | 4,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $641,000 | 4,765 |
| Total equity capital | $5,265,000 | 6,823 |
| Total bank equity capital | $5,265,000 | 6,823 |
| Perpetual preferred stock | $100,000 | 292 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $3,200,000 | 3,791 |
| Undivided profits | $765,000 | 10,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 6,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $285,000 | 6,788 |
| Earning assets | $78,485,000 | 5,171 |
| Long-term assets (5+ years) | $16,494,000 | 3,011 |
| Average Assets, year-to-date | $78,002,000 | 5,472 |
| Average Assets, quarterly | $82,918,500 | 5,276 |
| Volatile liabilities | $15,110,000 | 2,946 |
| Insider loans | $246,000 | 3,374 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,022,000 | 6,062 |
| Tier 1 (core) risk-based capital | $5,165,000 | 6,848 |
| Tier 2 risk-based capital | $718,580 | 3,872 |
| Total risk weighted assets | $49,179,980 | 4,995 |
| Total unused commitments | $3,022,000 | 6,091 |
| Derivatives | $0 | 651 |