Home > Middlesex Savings Bank > Income and Expense

Middlesex Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$229,740,000275
Total interest expense$106,165,000223
Net interest income$123,575,000316
Provision for loan and lease losses$5,795,000297
Total noninterest income$15,943,000547
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,092,000535
Trading account gains and fees$0123
Additional Noninterest Income$13,851,000433
Total noninterest expense$119,086,000277
Salaries and employee benefits$69,829,000252
Premises and equipment expense$14,094,000228
Additional noninterest expense$13,851,000433
Pre-tax net operating income$14,637,000873
Securities gains (losses)$1,263,00061
Applicable income taxes$1,372,0001,242
Income before extraordinary items$14,528,000759
Extraordinary gains, net$054
Net income$14,528,000770
Minority interest net income$088
Net income of bank and minority interests.$14,528,000762
Net charge-offs$1,827,000399
Cash dividends$450,0002,812
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,378,670813
2023-09-30 (YTD Data)Rank
Total interest income$168,916,000278
Total interest expense$74,272,000228
Net interest income$94,644,000317
Provision for loan and lease losses$-1,236,0004,550
Total noninterest income$11,819,000552
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,545,000541
Trading account gains and fees$0125
Additional Noninterest Income$10,274,000441
Total noninterest expense$88,134,000283
Salaries and employee benefits$52,520,000256
Premises and equipment expense$10,481,000232
Additional noninterest expense$10,274,000441
Pre-tax net operating income$19,565,000572
Securities gains (losses)$-137,0004,086
Applicable income taxes$3,052,000639
Income before extraordinary items$16,376,000565
Extraordinary gains, net$052
Net income$16,376,000569
Minority interest net income$081
Net income of bank and minority interests.$16,376,000565
Net charge-offs$-60,0004,253
Cash dividends$450,0002,318
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,491,080565
2023-06-30 (YTD Data)Rank
Total interest income$110,118,000271
Total interest expense$45,542,000221
Net interest income$64,576,000307
Provision for loan and lease losses$3,207,000269
Total noninterest income$7,850,000541
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,005,000542
Trading account gains and fees$0112
Additional Noninterest Income$6,845,000428
Total noninterest expense$58,269,000277
Salaries and employee benefits$34,804,000252
Premises and equipment expense$7,096,000220
Additional noninterest expense$6,845,000428
Pre-tax net operating income$10,950,000654
Securities gains (losses)$-335,0004,431
Applicable income taxes$1,450,000805
Income before extraordinary items$9,165,000637
Extraordinary gains, net$051
Net income$9,165,000648
Minority interest net income$081
Net income of bank and minority interests.$9,165,000637
Net charge-offs$-73,0004,404
Cash dividends$450,0002,035
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,453,100631
2023-03-31 (YTD Data)Rank
Total interest income$54,009,000272
Total interest expense$19,620,000226
Net interest income$34,389,000297
Provision for loan and lease losses$2,598,000197
Total noninterest income$3,474,000578
Gross Fiduciary activities income$0913
Service charges on deposit accounts$504,000553
Trading account gains and fees$097
Additional Noninterest Income$2,970,000468
Total noninterest expense$29,787,000280
Salaries and employee benefits$19,115,000238
Premises and equipment expense$3,647,000220
Additional noninterest expense$2,970,000468
Pre-tax net operating income$5,478,000675
Securities gains (losses)$-786,0004,572
Applicable income taxes$599,000928
Income before extraordinary items$4,093,000725
Extraordinary gains, net$04
Net income$4,093,000724
Minority interest net income$048
Net income of bank and minority interests.$4,093,000724
Net charge-offs$63,000725
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,776,820649
2022-12-31 (YTD Data)Rank
Total interest income$165,181,000281
Total interest expense$25,996,000223
Net interest income$139,185,000292
Provision for loan and lease losses$03,012
Total noninterest income$12,662,000655
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,261,000513
Trading account gains and fees$0116
Additional Noninterest Income$10,401,000549
Total noninterest expense$110,844,000289
Salaries and employee benefits$69,165,000254
Premises and equipment expense$14,373,000223
Additional noninterest expense$10,401,000549
Pre-tax net operating income$41,003,000436
Securities gains (losses)$-6,649,0004,647
Applicable income taxes$7,562,000463
Income before extraordinary items$26,792,000518
Extraordinary gains, net$05
Net income$26,792,000519
Minority interest net income$063
Net income of bank and minority interests.$26,792,000519
Net charge-offs$-262,0004,487
Cash dividends$200,0003,144
Sale, conversion, retirement of capital stock, net$0568
Net operating income$32,044,710444
2022-09-30 (YTD Data)Rank
Total interest income$114,587,000286
Total interest expense$13,365,000215
Net interest income$101,222,000295
Provision for loan and lease losses$-1,500,0004,679
Total noninterest income$9,235,000685
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,757,000496
Trading account gains and fees$0111
Additional Noninterest Income$7,478,000576
Total noninterest expense$82,238,000288
Salaries and employee benefits$52,489,000252
Premises and equipment expense$10,646,000224
Additional noninterest expense$7,478,000576
Pre-tax net operating income$29,719,000446
Securities gains (losses)$-6,987,0004,698
Applicable income taxes$5,114,000506
Income before extraordinary items$17,618,000574
Extraordinary gains, net$04
Net income$17,618,000573
Minority interest net income$057
Net income of bank and minority interests.$17,618,000574
Net charge-offs$-240,0004,510
Cash dividends$200,0002,704
Sale, conversion, retirement of capital stock, net$0519
Net operating income$23,137,730460
2022-06-30 (YTD Data)Rank
Total interest income$70,149,000290
Total interest expense$6,109,000221
Net interest income$64,040,000297
Provision for loan and lease losses$-1,000,0004,663
Total noninterest income$6,047,000685
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,201,000488
Trading account gains and fees$0108
Additional Noninterest Income$4,846,000606
Total noninterest expense$54,346,000283
Salaries and employee benefits$34,877,000247
Premises and equipment expense$7,241,000215
Additional noninterest expense$12,228,000370
Pre-tax net operating income$16,741,000486
Securities gains (losses)$-6,893,0004,732
Applicable income taxes$2,155,000634
Income before extraordinary items$7,693,000740
Extraordinary gains, net$04
Net income$7,693,000740
Minority interest net income$060
Net income of bank and minority interests.$7,693,000740
Net charge-offs$-37,0004,083
Cash dividends$200,0002,455
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,138,470501
2022-03-31 (YTD Data)Rank
Total interest income$33,494,000295
Total interest expense$2,552,000229
Net interest income$30,942,000297
Provision for loan and lease losses$02,285
Total noninterest income$2,563,000764
Gross Fiduciary activities income$0892
Service charges on deposit accounts$619,000478
Trading account gains and fees$0103
Additional Noninterest Income$1,944,000707
Total noninterest expense$28,030,000276
Salaries and employee benefits$18,371,000240
Premises and equipment expense$3,633,000216
Additional noninterest expense$6,026,000371
Pre-tax net operating income$5,475,000641
Securities gains (losses)$-2,808,0004,763
Applicable income taxes$430,0001,063
Income before extraordinary items$2,237,0001,102
Extraordinary gains, net$04
Net income$2,237,0001,101
Minority interest net income$050
Net income of bank and minority interests.$2,237,0001,102
Net charge-offs$16,0001,033
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,595,720627
2021-12-31 (YTD Data)Rank
Total interest income$139,605,000277
Total interest expense$12,982,000226
Net interest income$126,623,000285
Provision for loan and lease losses$-4,500,0004,665
Total noninterest income$17,823,000560
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,383,000473
Trading account gains and fees$0132
Additional Noninterest Income$15,440,000502
Total noninterest expense$107,798,000288
Salaries and employee benefits$68,813,000253
Premises and equipment expense$14,446,000219
Additional noninterest expense$24,539,000364
Pre-tax net operating income$41,148,000435
Securities gains (losses)$-1,182,0004,814
Applicable income taxes$6,668,000519
Income before extraordinary items$33,298,000447
Extraordinary gains, net$010
Net income$33,298,000448
Minority interest net income$074
Net income of bank and minority interests.$33,298,000448
Net charge-offs$8,0002,344
Cash dividends$400,0002,939
Sale, conversion, retirement of capital stock, net$0582
Net operating income$34,279,060433
2021-09-30 (YTD Data)Rank
Total interest income$104,718,000280
Total interest expense$10,248,000228
Net interest income$94,470,000285
Provision for loan and lease losses$500,000801
Total noninterest income$12,535,000611
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,743,000484
Trading account gains and fees$0132
Additional Noninterest Income$10,792,000542
Total noninterest expense$80,893,000281
Salaries and employee benefits$52,521,000249
Premises and equipment expense$10,692,000221
Additional noninterest expense$17,680,000370
Pre-tax net operating income$25,612,000508
Securities gains (losses)$104,000792
Applicable income taxes$4,856,000543
Income before extraordinary items$20,860,000511
Extraordinary gains, net$08
Net income$20,860,000510
Minority interest net income$069
Net income of bank and minority interests.$20,860,000511
Net charge-offs$-611,0004,829
Cash dividends$400,0002,475
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,775,760508
2021-06-30 (YTD Data)Rank
Total interest income$68,692,000282
Total interest expense$7,298,000224
Net interest income$61,394,000286
Provision for loan and lease losses$2,500,000109
Total noninterest income$7,893,000634
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,133,000479
Trading account gains and fees$0133
Additional Noninterest Income$6,760,000579
Total noninterest expense$53,763,000285
Salaries and employee benefits$34,844,000252
Premises and equipment expense$6,836,000223
Additional noninterest expense$12,083,000360
Pre-tax net operating income$13,024,000618
Securities gains (losses)$511,000264
Applicable income taxes$2,249,000691
Income before extraordinary items$11,286,000606
Extraordinary gains, net$06
Net income$11,286,000606
Minority interest net income$067
Net income of bank and minority interests.$11,286,000606
Net charge-offs$-437,0004,858
Cash dividends$400,0002,131
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,861,870614
2021-03-31 (YTD Data)Rank
Total interest income$34,320,000282
Total interest expense$3,912,000222
Net interest income$30,408,000289
Provision for loan and lease losses$2,500,00071
Total noninterest income$3,441,000687
Gross Fiduciary activities income$0922
Service charges on deposit accounts$573,000471
Trading account gains and fees$0127
Additional Noninterest Income$2,868,000637
Total noninterest expense$26,057,000288
Salaries and employee benefits$16,796,000260
Premises and equipment expense$3,453,000222
Additional noninterest expense$5,808,000360
Pre-tax net operating income$5,292,000732
Securities gains (losses)$-395,0004,945
Applicable income taxes$705,000914
Income before extraordinary items$4,192,000784
Extraordinary gains, net$03
Net income$4,192,000784
Minority interest net income$055
Net income of bank and minority interests.$4,192,000784
Net charge-offs$-302,0004,899
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,531,700717
2020-12-31 (YTD Data)Rank
Total interest income$155,412,000263
Total interest expense$27,347,000215
Net interest income$128,065,000274
Provision for loan and lease losses$10,000,000353
Total noninterest income$15,739,000587
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,345,000467
Trading account gains and fees$0133
Additional Noninterest Income$13,394,000531
Total noninterest expense$108,843,000268
Salaries and employee benefits$67,925,000240
Premises and equipment expense$14,149,000219
Additional noninterest expense$26,769,000329
Pre-tax net operating income$24,961,000489
Securities gains (losses)$1,140,000336
Applicable income taxes$4,160,000563
Income before extraordinary items$21,941,000490
Extraordinary gains, net$04
Net income$21,941,000489
Minority interest net income$072
Net income of bank and minority interests.$21,941,000490
Net charge-offs$13,0002,953
Cash dividends$550,0002,748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$20,983,400484
2020-09-30 (YTD Data)Rank
Total interest income$121,139,000259
Total interest expense$22,520,000214
Net interest income$98,619,000264
Provision for loan and lease losses$7,000,000400
Total noninterest income$11,881,000564
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,741,000463
Trading account gains and fees$0125
Additional Noninterest Income$10,140,000507
Total noninterest expense$78,864,000268
Salaries and employee benefits$49,180,000239
Premises and equipment expense$9,264,000248
Additional noninterest expense$20,420,000323
Pre-tax net operating income$24,636,000379
Securities gains (losses)$-2,403,0005,019
Applicable income taxes$4,157,000422
Income before extraordinary items$18,076,000423
Extraordinary gains, net$04
Net income$18,076,000423
Minority interest net income$065
Net income of bank and minority interests.$18,076,000423
Net charge-offs$177,0001,333
Cash dividends$550,0002,229
Sale, conversion, retirement of capital stock, net$0532
Net operating income$20,022,430380
2020-06-30 (YTD Data)Rank
Total interest income$81,710,000259
Total interest expense$16,536,000217
Net interest income$65,174,000267
Provision for loan and lease losses$4,000,000464
Total noninterest income$7,461,000555
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,180,000459
Trading account gains and fees$0123
Additional Noninterest Income$6,281,000498
Total noninterest expense$53,648,000264
Salaries and employee benefits$33,972,000233
Premises and equipment expense$6,143,000248
Additional noninterest expense$13,533,000324
Pre-tax net operating income$14,987,000362
Securities gains (losses)$-5,897,0005,054
Applicable income taxes$1,571,000591
Income before extraordinary items$7,519,000579
Extraordinary gains, net$04
Net income$7,519,000578
Minority interest net income$065
Net income of bank and minority interests.$7,519,000579
Net charge-offs$223,000952
Cash dividends$550,0001,866
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,413,510360
2020-03-31 (YTD Data)Rank
Total interest income$42,643,000258
Total interest expense$9,308,000225
Net interest income$33,335,000262
Provision for loan and lease losses$1,000,000602
Total noninterest income$3,755,000521
Gross Fiduciary activities income$0941
Service charges on deposit accounts$684,000451
Trading account gains and fees$0106
Additional Noninterest Income$3,071,000450
Total noninterest expense$26,675,000264
Salaries and employee benefits$17,103,000230
Premises and equipment expense$3,149,000251
Additional noninterest expense$6,423,000333
Pre-tax net operating income$9,415,000279
Securities gains (losses)$-7,426,0005,095
Applicable income taxes$407,000862
Income before extraordinary items$1,582,0001,141
Extraordinary gains, net$04
Net income$1,582,0001,140
Minority interest net income$056
Net income of bank and minority interests.$1,582,0001,141
Net charge-offs$-52,0004,867
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,522,800282
2019-12-31 (YTD Data)Rank
Total interest income$179,645,000246
Total interest expense$41,206,000225
Net interest income$138,439,000250
Provision for loan and lease losses$03,973
Total noninterest income$16,773,000483
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,655,000482
Trading account gains and fees$0135
Additional Noninterest Income$14,118,000411
Total noninterest expense$107,103,000257
Salaries and employee benefits$66,876,000230
Premises and equipment expense$12,308,000240
Additional noninterest expense$27,919,000301
Pre-tax net operating income$48,109,000322
Securities gains (losses)$5,420,00074
Applicable income taxes$11,253,000303
Income before extraordinary items$42,276,000307
Extraordinary gains, net$011
Net income$42,276,000308
Minority interest net income$076
Net income of bank and minority interests.$42,276,000308
Net charge-offs$814,000754
Cash dividends$550,0002,903
Sale, conversion, retirement of capital stock, net$0626
Net operating income$37,994,200327
2019-09-30 (YTD Data)Rank
Total interest income$135,404,000248
Total interest expense$31,003,000232
Net interest income$104,401,000251
Provision for loan and lease losses$03,836
Total noninterest income$12,291,000491
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,972,000483
Trading account gains and fees$0129
Additional Noninterest Income$10,319,000412
Total noninterest expense$78,280,000264
Salaries and employee benefits$48,703,000235
Premises and equipment expense$8,235,000268
Additional noninterest expense$21,342,000296
Pre-tax net operating income$38,412,000307
Securities gains (losses)$2,725,000105
Applicable income taxes$8,797,000296
Income before extraordinary items$32,340,000306
Extraordinary gains, net$011
Net income$32,340,000307
Minority interest net income$072
Net income of bank and minority interests.$32,340,000307
Net charge-offs$380,000894
Cash dividends$550,0002,396
Sale, conversion, retirement of capital stock, net$0590
Net operating income$30,187,250309
2019-06-30 (YTD Data)Rank
Total interest income$89,661,000249
Total interest expense$20,554,000233
Net interest income$69,107,000251
Provision for loan and lease losses$03,685
Total noninterest income$7,564,000514
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,313,000478
Trading account gains and fees$0131
Additional Noninterest Income$6,251,000439
Total noninterest expense$52,841,000262
Salaries and employee benefits$33,491,000230
Premises and equipment expense$5,377,000275
Additional noninterest expense$13,973,000304
Pre-tax net operating income$23,830,000320
Securities gains (losses)$2,063,00088
Applicable income taxes$5,387,000315
Income before extraordinary items$20,506,000313
Extraordinary gains, net$011
Net income$20,506,000315
Minority interest net income$069
Net income of bank and minority interests.$20,506,000315
Net charge-offs$446,000613
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,876,230325
2019-03-31 (YTD Data)Rank
Total interest income$44,145,000253
Total interest expense$9,900,000232
Net interest income$34,245,000253
Provision for loan and lease losses$03,406
Total noninterest income$3,685,000511
Gross Fiduciary activities income$0972
Service charges on deposit accounts$663,000457
Trading account gains and fees$0126
Additional Noninterest Income$3,022,000436
Total noninterest expense$26,062,000270
Salaries and employee benefits$16,636,000236
Premises and equipment expense$2,733,000271
Additional noninterest expense$6,693,000309
Pre-tax net operating income$11,868,000316
Securities gains (losses)$1,044,00083
Applicable income taxes$2,624,000310
Income before extraordinary items$10,288,000302
Extraordinary gains, net$05
Net income$10,288,000302
Minority interest net income$052
Net income of bank and minority interests.$10,288,000302
Net charge-offs$53,0001,186
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,452,800313
2018-12-31 (YTD Data)Rank
Total interest income$166,047,000250
Total interest expense$30,690,000222
Net interest income$135,357,000253
Provision for loan and lease losses$04,082
Total noninterest income$15,327,000504
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,894,000449
Trading account gains and fees$0126
Additional Noninterest Income$12,433,000436
Total noninterest expense$100,157,000273
Salaries and employee benefits$62,135,000242
Premises and equipment expense$9,751,000294
Additional noninterest expense$28,271,000304
Pre-tax net operating income$50,527,000311
Securities gains (losses)$2,497,00046
Applicable income taxes$11,846,000279
Income before extraordinary items$41,178,000307
Extraordinary gains, net$06
Net income$41,178,000307
Minority interest net income$072
Net income of bank and minority interests.$41,178,000307
Net charge-offs$468,000996
Cash dividends$550,0002,881
Sale, conversion, retirement of capital stock, net$0671
Net operating income$39,205,370313
2018-09-30 (YTD Data)Rank
Total interest income$122,373,000249
Total interest expense$21,374,000222
Net interest income$100,999,000254
Provision for loan and lease losses$03,948
Total noninterest income$11,798,000500
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,179,000443
Trading account gains and fees$0138
Additional Noninterest Income$9,619,000425
Total noninterest expense$71,951,000280
Salaries and employee benefits$45,840,000244
Premises and equipment expense$6,411,000331
Additional noninterest expense$19,700,000312
Pre-tax net operating income$40,846,000298
Securities gains (losses)$2,359,00047
Applicable income taxes$9,773,000259
Income before extraordinary items$33,432,000292
Extraordinary gains, net$05
Net income$33,432,000292
Minority interest net income$066
Net income of bank and minority interests.$33,432,000292
Net charge-offs$187,0001,297
Cash dividends$550,0002,283
Sale, conversion, retirement of capital stock, net$0633
Net operating income$31,568,390301
2018-06-30 (YTD Data)Rank
Total interest income$79,911,000247
Total interest expense$13,465,000217
Net interest income$66,446,000252
Provision for loan and lease losses$03,782
Total noninterest income$7,893,000500
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,481,000431
Trading account gains and fees$0130
Additional Noninterest Income$6,412,000430
Total noninterest expense$49,238,000269
Salaries and employee benefits$31,653,000237
Premises and equipment expense$4,338,000327
Additional noninterest expense$13,247,000305
Pre-tax net operating income$25,101,000309
Securities gains (losses)$2,359,00034
Applicable income taxes$6,210,000264
Income before extraordinary items$21,250,000290
Extraordinary gains, net$06
Net income$21,250,000289
Minority interest net income$065
Net income of bank and minority interests.$21,250,000290
Net charge-offs$-31,0004,892
Cash dividends$550,0001,883
Sale, conversion, retirement of capital stock, net$0620
Net operating income$19,386,390314
2018-03-31 (YTD Data)Rank
Total interest income$38,878,000248
Total interest expense$6,396,000214
Net interest income$32,482,000256
Provision for loan and lease losses$03,508
Total noninterest income$3,430,000544
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$762,000425
Trading account gains and fees$0123
Additional Noninterest Income$2,668,000467
Total noninterest expense$24,552,000270
Salaries and employee benefits$15,854,000233
Premises and equipment expense$2,212,000328
Additional noninterest expense$6,486,000306
Pre-tax net operating income$11,360,000323
Securities gains (losses)$153,000132
Applicable income taxes$2,532,000305
Income before extraordinary items$8,981,000327
Extraordinary gains, net$07
Net income$8,981,000327
Minority interest net income$052
Net income of bank and minority interests.$8,981,000327
Net charge-offs$-11,0004,784
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,860,130326
2017-12-31 (YTD Data)Rank
Total interest income$144,844,000245
Total interest expense$20,665,000209
Net interest income$124,179,000250
Provision for loan and lease losses$-1,050,0005,598
Total noninterest income$16,806,000483
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,113,000422
Trading account gains and fees$0151
Additional Noninterest Income$13,693,000413
Total noninterest expense$90,565,000281
Salaries and employee benefits$57,825,000242
Premises and equipment expense$7,817,000357
Additional noninterest expense$24,923,000314
Pre-tax net operating income$51,470,000284
Securities gains (losses)$3,440,00067
Applicable income taxes$21,756,000246
Income before extraordinary items$33,154,000280
Extraordinary gains, net$09
Net income$33,154,000280
Minority interest net income$076
Net income of bank and minority interests.$33,154,000280
Net charge-offs$876,000768
Cash dividends$550,0002,856
Sale, conversion, retirement of capital stock, net$0711
Net operating income$30,952,400291
2017-09-30 (YTD Data)Rank
Total interest income$106,792,000250
Total interest expense$14,997,000210
Net interest income$91,795,000253
Provision for loan and lease losses$1,950,000409
Total noninterest income$11,297,000529
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,338,000429
Trading account gains and fees$0145
Additional Noninterest Income$8,959,000460
Total noninterest expense$63,897,000290
Salaries and employee benefits$40,872,000250
Premises and equipment expense$6,078,000349
Additional noninterest expense$16,947,000343
Pre-tax net operating income$37,245,000288
Securities gains (losses)$3,440,00056
Applicable income taxes$13,549,000256
Income before extraordinary items$27,136,000283
Extraordinary gains, net$09
Net income$27,136,000283
Minority interest net income$071
Net income of bank and minority interests.$27,136,000283
Net charge-offs$517,000786
Cash dividends$550,0002,299
Sale, conversion, retirement of capital stock, net$0677
Net operating income$24,831,200299
2017-06-30 (YTD Data)Rank
Total interest income$69,987,000253
Total interest expense$9,646,000209
Net interest income$60,341,000253
Provision for loan and lease losses$1,950,000288
Total noninterest income$7,464,000524
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,558,000425
Trading account gains and fees$0139
Additional Noninterest Income$5,906,000468
Total noninterest expense$42,857,000291
Salaries and employee benefits$27,873,000248
Premises and equipment expense$4,128,000345
Additional noninterest expense$10,856,000357
Pre-tax net operating income$22,998,000308
Securities gains (losses)$3,441,00041
Applicable income taxes$8,641,000264
Income before extraordinary items$17,798,000285
Extraordinary gains, net$011
Net income$17,798,000284
Minority interest net income$071
Net income of bank and minority interests.$17,798,000285
Net charge-offs$363,000726
Cash dividends$550,0001,891
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,492,530317
2017-03-31 (YTD Data)Rank
Total interest income$33,951,000257
Total interest expense$4,682,000209
Net interest income$29,269,000257
Provision for loan and lease losses$975,000282
Total noninterest income$3,568,000535
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$767,000431
Trading account gains and fees$0142
Additional Noninterest Income$2,801,000470
Total noninterest expense$21,079,000299
Salaries and employee benefits$13,512,000253
Premises and equipment expense$2,108,000339
Additional noninterest expense$5,459,000351
Pre-tax net operating income$10,783,000318
Securities gains (losses)$2,904,00026
Applicable income taxes$4,438,000254
Income before extraordinary items$9,249,000272
Extraordinary gains, net$08
Net income$9,249,000273
Minority interest net income$055
Net income of bank and minority interests.$9,249,000273
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,274,280324
2016-12-31 (YTD Data)Rank
Total interest income$134,031,000244
Total interest expense$16,922,000211
Net interest income$117,109,000250
Provision for loan and lease losses$3,000,000382
Total noninterest income$16,342,000482
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,124,000432
Trading account gains and fees$0170
Additional Noninterest Income$13,218,000419
Total noninterest expense$87,900,000287
Salaries and employee benefits$55,565,000238
Premises and equipment expense$7,957,000351
Additional noninterest expense$24,378,000324
Pre-tax net operating income$42,551,000289
Securities gains (losses)$168,000971
Applicable income taxes$13,720,000282
Income before extraordinary items$28,999,000304
Extraordinary gains, net$05
Net income$28,999,000304
Minority interest net income$082
Net income of bank and minority interests.$28,999,000304
Net charge-offs$391,0001,282
Cash dividends$550,0002,859
Sale, conversion, retirement of capital stock, net$0759
Net operating income$28,884,760298
2016-09-30 (YTD Data)Rank
Total interest income$100,490,000241
Total interest expense$12,425,000209
Net interest income$88,065,000244
Provision for loan and lease losses$2,250,000371
Total noninterest income$11,267,000515
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,325,000437
Trading account gains and fees$0169
Additional Noninterest Income$8,942,000446
Total noninterest expense$63,788,000293
Salaries and employee benefits$40,113,000241
Premises and equipment expense$6,059,000340
Additional noninterest expense$17,616,000335
Pre-tax net operating income$33,294,000282
Securities gains (losses)$168,000898
Applicable income taxes$10,801,000272
Income before extraordinary items$22,661,000293
Extraordinary gains, net$05
Net income$22,661,000294
Minority interest net income$071
Net income of bank and minority interests.$22,661,000294
Net charge-offs$374,000983
Cash dividends$550,0002,267
Sale, conversion, retirement of capital stock, net$0719
Net operating income$22,546,760288
2016-06-30 (YTD Data)Rank
Total interest income$66,287,000246
Total interest expense$8,092,000213
Net interest income$58,195,000245
Provision for loan and lease losses$1,500,000363
Total noninterest income$6,869,000547
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,533,000435
Trading account gains and fees$0157
Additional Noninterest Income$5,336,000478
Total noninterest expense$43,269,000291
Salaries and employee benefits$27,628,000234
Premises and equipment expense$4,046,000341
Additional noninterest expense$11,595,000341
Pre-tax net operating income$20,295,000292
Securities gains (losses)$3,0002,591
Applicable income taxes$6,440,000280
Income before extraordinary items$13,858,000308
Extraordinary gains, net$016
Net income$13,858,000308
Minority interest net income$071
Net income of bank and minority interests.$13,858,000308
Net charge-offs$-52,0005,518
Cash dividends$550,0001,861
Sale, conversion, retirement of capital stock, net$0705
Net operating income$13,855,960303
2016-03-31 (YTD Data)Rank
Total interest income$33,089,000244
Total interest expense$3,960,000215
Net interest income$29,129,000244
Provision for loan and lease losses$750,000346
Total noninterest income$2,896,000590
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$762,000435
Trading account gains and fees$0142
Additional Noninterest Income$2,134,000541
Total noninterest expense$21,105,000294
Salaries and employee benefits$13,464,000240
Premises and equipment expense$2,092,000332
Additional noninterest expense$5,549,000343
Pre-tax net operating income$10,170,000288
Securities gains (losses)$02,077
Applicable income taxes$3,420,000268
Income before extraordinary items$6,750,000307
Extraordinary gains, net$012
Net income$6,750,000307
Minority interest net income$062
Net income of bank and minority interests.$6,750,000307
Net charge-offs$-65,0005,799
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,750,000304
2015-12-31 (YTD Data)Rank
Total interest income$126,486,000241
Total interest expense$13,791,000224
Net interest income$112,695,000242
Provision for loan and lease losses$04,380
Total noninterest income$14,224,000523
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,233,000419
Trading account gains and fees$0159
Additional Noninterest Income$10,991,000455
Total noninterest expense$84,109,000289
Salaries and employee benefits$52,166,000236
Premises and equipment expense$8,172,000331
Additional noninterest expense$23,771,000321
Pre-tax net operating income$42,810,000275
Securities gains (losses)$938,000225
Applicable income taxes$14,678,000248
Income before extraordinary items$29,070,000292
Extraordinary gains, net$023
Net income$29,070,000293
Minority interest net income$081
Net income of bank and minority interests.$29,070,000292
Net charge-offs$1,700,000439
Cash dividends$550,0002,822
Sale, conversion, retirement of capital stock, net$0804
Net operating income$28,450,920294
2015-09-30 (YTD Data)Rank
Total interest income$94,421,000247
Total interest expense$10,168,000224
Net interest income$84,253,000247
Provision for loan and lease losses$04,232
Total noninterest income$10,754,000525
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,418,000426
Trading account gains and fees$0153
Additional Noninterest Income$8,336,000465
Total noninterest expense$61,208,000307
Salaries and employee benefits$37,655,000254
Premises and equipment expense$6,429,000321
Additional noninterest expense$17,124,000334
Pre-tax net operating income$33,799,000268
Securities gains (losses)$938,000195
Applicable income taxes$11,903,000247
Income before extraordinary items$22,834,000279
Extraordinary gains, net$021
Net income$22,834,000279
Minority interest net income$078
Net income of bank and minority interests.$22,834,000279
Net charge-offs$1,262,000407
Cash dividends$550,0002,213
Sale, conversion, retirement of capital stock, net$0773
Net operating income$22,214,920283
2015-06-30 (YTD Data)Rank
Total interest income$62,370,000249
Total interest expense$6,672,000222
Net interest income$55,698,000248
Provision for loan and lease losses$04,069
Total noninterest income$7,311,000520
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,602,000425
Trading account gains and fees$0157
Additional Noninterest Income$5,709,000464
Total noninterest expense$39,253,000314
Salaries and employee benefits$24,235,000267
Premises and equipment expense$4,350,000321
Additional noninterest expense$10,668,000350
Pre-tax net operating income$23,756,000260
Securities gains (losses)$556,000231
Applicable income taxes$8,315,000239
Income before extraordinary items$15,997,000275
Extraordinary gains, net$022
Net income$15,997,000275
Minority interest net income$075
Net income of bank and minority interests.$15,997,000275
Net charge-offs$646,000519
Cash dividends$550,0001,817
Sale, conversion, retirement of capital stock, net$0751
Net operating income$15,630,040278
2015-03-31 (YTD Data)Rank
Total interest income$30,923,000251
Total interest expense$3,316,000223
Net interest income$27,607,000249
Provision for loan and lease losses$03,703
Total noninterest income$4,025,000472
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$783,000425
Trading account gains and fees$0152
Additional Noninterest Income$3,242,000403
Total noninterest expense$19,477,000317
Salaries and employee benefits$12,027,000267
Premises and equipment expense$2,130,000331
Additional noninterest expense$5,320,000346
Pre-tax net operating income$12,155,000247
Securities gains (losses)$02,027
Applicable income taxes$4,137,000236
Income before extraordinary items$8,018,000267
Extraordinary gains, net$013
Net income$8,018,000267
Minority interest net income$064
Net income of bank and minority interests.$8,018,000267
Net charge-offs$646,000278
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$8,018,000266
2014-12-31 (YTD Data)Rank
Total interest income$124,848,000241
Total interest expense$13,988,000214
Net interest income$110,860,000244
Provision for loan and lease losses$-5,350,0006,474
Total noninterest income$15,039,000477
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,262,000428
Trading account gains and fees$0180
Additional Noninterest Income$11,777,000398
Total noninterest expense$85,709,000281
Salaries and employee benefits$51,315,000230
Premises and equipment expense$8,543,000315
Additional noninterest expense$25,851,000307
Pre-tax net operating income$45,540,000249
Securities gains (losses)$142,0001,009
Applicable income taxes$15,309,000234
Income before extraordinary items$30,373,000271
Extraordinary gains, net$017
Net income$30,373,000270
Minority interest net income$084
Net income of bank and minority interests.$30,373,000270
Net charge-offs$-471,0006,381
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$30,279,280267
2014-09-30 (YTD Data)Rank
Total interest income$92,813,000239
Total interest expense$10,538,000210
Net interest income$82,275,000241
Provision for loan and lease losses$-4,450,0006,557
Total noninterest income$11,174,000475
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,440,000435
Trading account gains and fees$0174
Additional Noninterest Income$8,734,000397
Total noninterest expense$60,470,000293
Salaries and employee benefits$37,192,000238
Premises and equipment expense$6,558,000302
Additional noninterest expense$16,720,000339
Pre-tax net operating income$37,429,000232
Securities gains (losses)$142,000786
Applicable income taxes$12,875,000219
Income before extraordinary items$24,696,000252
Extraordinary gains, net$015
Net income$24,696,000251
Minority interest net income$081
Net income of bank and minority interests.$24,696,000252
Net charge-offs$-71,0006,135
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$24,602,280251
2014-06-30 (YTD Data)Rank
Total interest income$61,458,000238
Total interest expense$7,028,000213
Net interest income$54,430,000238
Provision for loan and lease losses$-3,750,0006,626
Total noninterest income$7,707,000463
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,600,000433
Trading account gains and fees$0172
Additional Noninterest Income$6,107,000382
Total noninterest expense$39,807,000294
Salaries and employee benefits$24,544,000242
Premises and equipment expense$4,497,000292
Additional noninterest expense$10,766,000342
Pre-tax net operating income$26,080,000223
Securities gains (losses)$142,000614
Applicable income taxes$9,043,000212
Income before extraordinary items$17,179,000240
Extraordinary gains, net$020
Net income$17,179,000240
Minority interest net income$080
Net income of bank and minority interests.$17,179,000240
Net charge-offs$-83,0006,276
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$17,085,280240
2014-03-31 (YTD Data)Rank
Total interest income$30,648,000240
Total interest expense$3,519,000211
Net interest income$27,129,000239
Provision for loan and lease losses$-1,500,0006,686
Total noninterest income$4,088,000427
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$776,000437
Trading account gains and fees$0147
Additional Noninterest Income$3,312,000352
Total noninterest expense$20,931,000282
Salaries and employee benefits$13,145,000220
Premises and equipment expense$2,172,000313
Additional noninterest expense$5,614,000328
Pre-tax net operating income$11,786,000231
Securities gains (losses)$121,000380
Applicable income taxes$4,023,000223
Income before extraordinary items$7,884,000251
Extraordinary gains, net$016
Net income$7,884,000251
Minority interest net income$066
Net income of bank and minority interests.$7,884,000251
Net charge-offs$75,0001,555
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$7,804,140247
2013-12-31 (YTD Data)Rank
Total interest income$127,489,000228
Total interest expense$15,905,000207
Net interest income$111,584,000226
Provision for loan and lease losses$-2,500,0006,738
Total noninterest income$13,452,000542
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,391,000426
Trading account gains and fees$0184
Additional Noninterest Income$10,061,000482
Total noninterest expense$84,035,000280
Salaries and employee benefits$50,028,000229
Premises and equipment expense$8,408,000310
Additional noninterest expense$25,599,000307
Pre-tax net operating income$43,501,000240
Securities gains (losses)$1,770,000145
Applicable income taxes$15,403,000212
Income before extraordinary items$29,868,000264
Extraordinary gains, net$029
Net income$29,868,000264
Minority interest net income$090
Net income of bank and minority interests.$29,868,000264
Net charge-offs$162,0003,254
Cash dividends$400,0002,980
Sale, conversion, retirement of capital stock, net$0924
Net operating income$28,699,800268
2013-09-30 (YTD Data)Rank
Total interest income$95,972,000228
Total interest expense$12,215,000200
Net interest income$83,757,000226
Provision for loan and lease losses$-2,500,0006,835
Total noninterest income$9,770,000571
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,529,000430
Trading account gains and fees$0180
Additional Noninterest Income$7,241,000509
Total noninterest expense$61,030,000282
Salaries and employee benefits$38,091,000223
Premises and equipment expense$6,359,000308
Additional noninterest expense$16,580,000342
Pre-tax net operating income$34,997,000236
Securities gains (losses)$1,288,000164
Applicable income taxes$11,258,000217
Income before extraordinary items$25,027,000250
Extraordinary gains, net$025
Net income$25,027,000249
Minority interest net income$084
Net income of bank and minority interests.$25,027,000250
Net charge-offs$398,0001,822
Cash dividends$400,0002,325
Sale, conversion, retirement of capital stock, net$0868
Net operating income$24,138,280255
2013-06-30 (YTD Data)Rank
Total interest income$64,169,000227
Total interest expense$8,347,000202
Net interest income$55,822,000227
Provision for loan and lease losses$1,000,000679
Total noninterest income$6,716,000563
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,681,000426
Trading account gains and fees$0157
Additional Noninterest Income$5,035,000500
Total noninterest expense$39,976,000287
Salaries and employee benefits$25,109,000228
Premises and equipment expense$4,251,000307
Additional noninterest expense$10,616,000357
Pre-tax net operating income$21,562,000246
Securities gains (losses)$670,000284
Applicable income taxes$7,634,000220
Income before extraordinary items$14,598,000265
Extraordinary gains, net$022
Net income$14,598,000266
Minority interest net income$082
Net income of bank and minority interests.$14,598,000266
Net charge-offs$58,0003,233
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$14,155,800264
2013-03-31 (YTD Data)Rank
Total interest income$32,054,000231
Total interest expense$4,311,000202
Net interest income$27,743,000225
Provision for loan and lease losses$04,409
Total noninterest income$3,340,000560
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$831,000421
Trading account gains and fees$0148
Additional Noninterest Income$2,509,000502
Total noninterest expense$20,798,000283
Salaries and employee benefits$13,457,000209
Premises and equipment expense$2,183,000294
Additional noninterest expense$5,158,000367
Pre-tax net operating income$10,285,000256
Securities gains (losses)$199,000466
Applicable income taxes$3,566,000230
Income before extraordinary items$6,918,000273
Extraordinary gains, net$010
Net income$6,918,000274
Minority interest net income$076
Net income of bank and minority interests.$6,918,000274
Net charge-offs$596,000679
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,786,660263
2012-12-31 (YTD Data)Rank
Total interest income$142,751,000217
Total interest expense$23,333,000179
Net interest income$119,418,000219
Provision for loan and lease losses$4,840,000520
Total noninterest income$14,045,000531
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,247,000452
Trading account gains and fees$0166
Additional Noninterest Income$10,798,000465
Total noninterest expense$86,971,000271
Salaries and employee benefits$51,381,000213
Premises and equipment expense$8,674,000291
Additional noninterest expense$26,916,000309
Pre-tax net operating income$41,652,000242
Securities gains (losses)$1,120,000464
Applicable income taxes$14,305,000213
Income before extraordinary items$28,467,000268
Extraordinary gains, net$029
Net income$28,467,000268
Minority interest net income$093
Net income of bank and minority interests.$28,467,000268
Net charge-offs$10,793,000298
Cash dividends$300,0003,272
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$27,716,600263
2012-09-30 (YTD Data)Rank
Total interest income$109,070,000218
Total interest expense$18,510,000181
Net interest income$90,560,000219
Provision for loan and lease losses$6,640,000323
Total noninterest income$10,751,000510
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,406,000464
Trading account gains and fees$0157
Additional Noninterest Income$8,345,000451
Total noninterest expense$64,179,000273
Salaries and employee benefits$38,298,000210
Premises and equipment expense$6,682,000289
Additional noninterest expense$19,199,000326
Pre-tax net operating income$30,492,000246
Securities gains (losses)$561,000686
Applicable income taxes$9,854,000234
Income before extraordinary items$21,199,000269
Extraordinary gains, net$020
Net income$21,199,000269
Minority interest net income$086
Net income of bank and minority interests.$21,199,000269
Net charge-offs$8,713,000286
Cash dividends$100,0003,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$20,817,520263
2012-06-30 (YTD Data)Rank
Total interest income$74,077,000217
Total interest expense$12,809,000182
Net interest income$61,268,000216
Provision for loan and lease losses$4,980,000298
Total noninterest income$6,647,000534
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,580,000467
Trading account gains and fees$0153
Additional Noninterest Income$5,067,000469
Total noninterest expense$41,404,000280
Salaries and employee benefits$25,730,000209
Premises and equipment expense$4,642,000280
Additional noninterest expense$11,032,000358
Pre-tax net operating income$21,531,000237
Securities gains (losses)$03,178
Applicable income taxes$7,203,000220
Income before extraordinary items$14,328,000264
Extraordinary gains, net$019
Net income$14,328,000264
Minority interest net income$084
Net income of bank and minority interests.$14,328,000264
Net charge-offs$7,857,000233
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$14,328,000254
2012-03-31 (YTD Data)Rank
Total interest income$37,960,000211
Total interest expense$6,671,000181
Net interest income$31,289,000210
Provision for loan and lease losses$2,490,000294
Total noninterest income$3,252,000546
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$783,000460
Trading account gains and fees$0148
Additional Noninterest Income$2,469,000476
Total noninterest expense$21,369,000266
Salaries and employee benefits$13,767,000195
Premises and equipment expense$2,311,000278
Additional noninterest expense$5,291,000358
Pre-tax net operating income$10,682,000230
Securities gains (losses)$02,210
Applicable income taxes$3,362,000222
Income before extraordinary items$7,320,000250
Extraordinary gains, net$019
Net income$7,320,000250
Minority interest net income$078
Net income of bank and minority interests.$7,320,000251
Net charge-offs$3,481,000251
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$7,320,000242
2011-12-31 (YTD Data)Rank
Total interest income$155,477,000210
Total interest expense$31,744,000178
Net interest income$123,733,000211
Provision for loan and lease losses$9,700,000430
Total noninterest income$11,544,000548
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,396,000448
Trading account gains and fees$0146
Additional Noninterest Income$8,148,000506
Total noninterest expense$80,509,000277
Salaries and employee benefits$48,404,000203
Premises and equipment expense$9,563,000276
Additional noninterest expense$22,542,000354
Pre-tax net operating income$45,068,000205
Securities gains (losses)$-1,700,0007,311
Applicable income taxes$14,370,000200
Income before extraordinary items$28,998,000237
Extraordinary gains, net$029
Net income$28,998,000237
Minority interest net income$096
Net income of bank and minority interests.$28,998,000238
Net charge-offs$13,968,000337
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$30,137,000223
2011-09-30 (YTD Data)Rank
Total interest income$117,234,000210
Total interest expense$24,637,000178
Net interest income$92,597,000208
Provision for loan and lease losses$7,250,000432
Total noninterest income$8,902,000546
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,541,000454
Trading account gains and fees$0145
Additional Noninterest Income$6,361,000485
Total noninterest expense$59,652,000276
Salaries and employee benefits$37,021,000192
Premises and equipment expense$7,066,000280
Additional noninterest expense$15,565,000373
Pre-tax net operating income$34,597,000206
Securities gains (losses)$326,000879
Applicable income taxes$11,775,000188
Income before extraordinary items$23,148,000228
Extraordinary gains, net$021
Net income$23,148,000229
Minority interest net income$087
Net income of bank and minority interests.$23,148,000229
Net charge-offs$11,000,000321
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$22,932,840220
2011-06-30 (YTD Data)Rank
Total interest income$78,473,000214
Total interest expense$17,039,000177
Net interest income$61,434,000210
Provision for loan and lease losses$5,000,000436
Total noninterest income$6,302,000528
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,686,000458
Trading account gains and fees$0153
Additional Noninterest Income$4,616,000457
Total noninterest expense$39,931,000280
Salaries and employee benefits$24,319,000197
Premises and equipment expense$4,825,000281
Additional noninterest expense$10,787,000362
Pre-tax net operating income$22,805,000203
Securities gains (losses)$02,914
Applicable income taxes$7,501,000185
Income before extraordinary items$15,304,000216
Extraordinary gains, net$015
Net income$15,304,000217
Minority interest net income$089
Net income of bank and minority interests.$15,304,000216
Net charge-offs$7,316,000342
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$15,304,000212
2011-03-31 (YTD Data)Rank
Total interest income$38,962,000215
Total interest expense$9,037,000173
Net interest income$29,925,000212
Provision for loan and lease losses$2,750,000402
Total noninterest income$3,206,000519
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$838,000451
Trading account gains and fees$0158
Additional Noninterest Income$2,368,000459
Total noninterest expense$20,997,000262
Salaries and employee benefits$12,946,000189
Premises and equipment expense$2,521,000271
Additional noninterest expense$5,530,000353
Pre-tax net operating income$9,384,000226
Securities gains (losses)$01,772
Applicable income taxes$2,862,000222
Income before extraordinary items$6,522,000241
Extraordinary gains, net$09
Net income$6,522,000241
Minority interest net income$086
Net income of bank and minority interests.$6,522,000241
Net charge-offs$4,840,000283
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$6,522,000240
2010-12-31 (YTD Data)Rank
Total interest income$171,850,000198
Total interest expense$46,629,000171
Net interest income$125,221,000203
Provision for loan and lease losses$15,600,000466
Total noninterest income$10,621,000612
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,533,000436
Trading account gains and fees$0175
Additional Noninterest Income$7,088,000580
Total noninterest expense$81,523,000265
Salaries and employee benefits$46,892,000201
Premises and equipment expense$9,742,000278
Additional noninterest expense$24,889,000340
Pre-tax net operating income$38,719,000184
Securities gains (losses)$732,000639
Applicable income taxes$13,845,000174
Income before extraordinary items$25,606,000213
Extraordinary gains, net$029
Net income$25,606,000214
Minority interest net income$0111
Net income of bank and minority interests.$25,606,000214
Net charge-offs$10,828,000570
Cash dividends$200,0003,268
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$25,130,200206
2010-09-30 (YTD Data)Rank
Total interest income$131,027,000195
Total interest expense$36,384,000168
Net interest income$94,643,000197
Provision for loan and lease losses$13,600,000389
Total noninterest income$6,743,000676
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,635,000437
Trading account gains and fees$0165
Additional Noninterest Income$4,108,000651
Total noninterest expense$61,185,000262
Salaries and employee benefits$35,488,000195
Premises and equipment expense$7,450,000272
Additional noninterest expense$18,247,000328
Pre-tax net operating income$26,601,000193
Securities gains (losses)$732,000539
Applicable income taxes$9,955,000173
Income before extraordinary items$17,378,000226
Extraordinary gains, net$023
Net income$17,378,000227
Minority interest net income$0110
Net income of bank and minority interests.$17,378,000228
Net charge-offs$8,237,000532
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$16,909,520219
2010-06-30 (YTD Data)Rank
Total interest income$87,849,000196
Total interest expense$25,021,000170
Net interest income$62,828,000201
Provision for loan and lease losses$10,200,000353
Total noninterest income$4,838,000618
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,768,000431
Trading account gains and fees$0152
Additional Noninterest Income$3,070,000582
Total noninterest expense$40,082,000265
Salaries and employee benefits$23,164,000196
Premises and equipment expense$5,001,000266
Additional noninterest expense$11,917,000329
Pre-tax net operating income$17,384,000192
Securities gains (losses)$180,0001,004
Applicable income taxes$6,069,000176
Income before extraordinary items$11,495,000212
Extraordinary gains, net$019
Net income$11,495,000212
Minority interest net income$0105
Net income of bank and minority interests.$11,495,000212
Net charge-offs$7,014,000434
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$11,378,000210
2010-03-31 (YTD Data)Rank
Total interest income$43,816,000203
Total interest expense$12,968,000178
Net interest income$30,848,000210
Provision for loan and lease losses$5,100,000369
Total noninterest income$2,756,000568
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$888,000426
Trading account gains and fees$0175
Additional Noninterest Income$1,868,000509
Total noninterest expense$19,653,000272
Salaries and employee benefits$11,114,000210
Premises and equipment expense$2,578,000269
Additional noninterest expense$5,961,000327
Pre-tax net operating income$8,851,000183
Securities gains (losses)$97,000800
Applicable income taxes$3,165,000171
Income before extraordinary items$5,783,000198
Extraordinary gains, net$016
Net income$5,783,000200
Minority interest net income$091
Net income of bank and minority interests.$5,783,000200
Net charge-offs$3,370,000444
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$5,719,950201
2009-12-31 (YTD Data)Rank
Total interest income$181,876,000208
Total interest expense$67,784,000179
Net interest income$114,092,000212
Provision for loan and lease losses$20,285,000490
Total noninterest income$9,196,000692
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,551,000464
Trading account gains and fees$0211
Additional Noninterest Income$5,645,000649
Total noninterest expense$82,664,000278
Salaries and employee benefits$44,293,000208
Premises and equipment expense$11,526,000237
Additional noninterest expense$26,845,000353
Pre-tax net operating income$20,339,000221
Securities gains (losses)$1,035,000483
Applicable income taxes$6,371,000227
Income before extraordinary items$15,003,000223
Extraordinary gains, net$034
Net income$15,003,000224
Minority interest net income$0115
Net income of bank and minority interests.$15,003,000224
Net charge-offs$5,641,0001,042
Cash dividends$26,530,00085
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$14,278,500236
2009-09-30 (YTD Data)Rank
Total interest income$136,407,000222
Total interest expense$52,995,000186
Net interest income$83,412,000222
Provision for loan and lease losses$15,385,000456
Total noninterest income$6,617,000707
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,618,000476
Trading account gains and fees$0212
Additional Noninterest Income$3,999,000693
Total noninterest expense$60,575,000289
Salaries and employee benefits$32,047,000222
Premises and equipment expense$8,593,000247
Additional noninterest expense$19,935,000350
Pre-tax net operating income$14,069,000236
Securities gains (losses)$1,222,000313
Applicable income taxes$4,416,000240
Income before extraordinary items$10,875,000236
Extraordinary gains, net$027
Net income$10,875,000236
Minority interest net income$0118
Net income of bank and minority interests.$10,875,000236
Net charge-offs$5,693,000739
Cash dividends$23,030,00077
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,007,380253
2009-06-30 (YTD Data)Rank
Total interest income$84,892,000235
Total interest expense$33,265,000205
Net interest income$51,627,000240
Provision for loan and lease losses$9,000,000481
Total noninterest income$4,730,000676
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,505,000550
Trading account gains and fees$0193
Additional Noninterest Income$3,225,000615
Total noninterest expense$37,723,000306
Salaries and employee benefits$19,963,000251
Premises and equipment expense$5,097,000287
Additional noninterest expense$12,663,000374
Pre-tax net operating income$9,634,000236
Securities gains (losses)$1,293,000231
Applicable income taxes$3,558,000221
Income before extraordinary items$7,369,000243
Extraordinary gains, net$021
Net income$7,369,000242
Minority interest net income$0112
Net income of bank and minority interests.$7,369,000242
Net charge-offs$4,059,000676
Cash dividends$21,830,00054
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,502,690267
2009-03-31 (YTD Data)Rank
Total interest income$42,759,000235
Total interest expense$17,322,000205
Net interest income$25,437,000242
Provision for loan and lease losses$4,500,000431
Total noninterest income$1,951,000758
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$725,000551
Trading account gains and fees$0171
Additional Noninterest Income$1,226,000717
Total noninterest expense$17,581,000312
Salaries and employee benefits$9,735,000256
Premises and equipment expense$2,630,000282
Additional noninterest expense$5,216,000369
Pre-tax net operating income$5,307,000236
Securities gains (losses)$1,138,000172
Applicable income taxes$2,184,000198
Income before extraordinary items$4,261,000242
Extraordinary gains, net$015
Net income$4,261,000242
Minority interest net income$0102
Net income of bank and minority interests.$4,261,000243
Net charge-offs$1,633,000698
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,509,920264
2008-12-31 (YTD Data)Rank
Total interest income$184,762,000227
Total interest expense$87,623,000202
Net interest income$97,139,000260
Provision for loan and lease losses$14,850,000454
Total noninterest income$7,872,000721
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,867,000606
Trading account gains and fees$0154
Additional Noninterest Income$5,005,000650
Total noninterest expense$65,539,000331
Salaries and employee benefits$38,136,000254
Premises and equipment expense$10,311,000283
Additional noninterest expense$17,092,000436
Pre-tax net operating income$24,622,000234
Securities gains (losses)$-482,0007,536
Applicable income taxes$8,485,000203
Income before extraordinary items$15,655,000258
Extraordinary gains, net$039
Net income$15,655,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,441,000394
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,968,300265
2008-09-30 (YTD Data)Rank
Total interest income$139,048,000240
Total interest expense$67,874,000215
Net interest income$71,174,000277
Provision for loan and lease losses$10,200,000400
Total noninterest income$6,373,000708
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,132,000621
Trading account gains and fees$0148
Additional Noninterest Income$4,241,000622
Total noninterest expense$48,024,000329
Salaries and employee benefits$27,868,000271
Premises and equipment expense$7,834,000284
Additional noninterest expense$12,322,000425
Pre-tax net operating income$19,323,000286
Securities gains (losses)$3,863,00079
Applicable income taxes$8,275,000209
Income before extraordinary items$14,911,000252
Extraordinary gains, net$031
Net income$14,911,000252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,704,000325
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,438,680320
2008-06-30 (YTD Data)Rank
Total interest income$92,890,000246
Total interest expense$47,113,000217
Net interest income$45,777,000284
Provision for loan and lease losses$6,700,000349
Total noninterest income$4,266,000723
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,383,000622
Trading account gains and fees$0149
Additional Noninterest Income$2,883,000633
Total noninterest expense$32,606,000323
Salaries and employee benefits$18,858,000270
Premises and equipment expense$5,300,000278
Additional noninterest expense$8,448,000403
Pre-tax net operating income$10,737,000345
Securities gains (losses)$2,767,00095
Applicable income taxes$4,639,000270
Income before extraordinary items$8,865,000320
Extraordinary gains, net$021
Net income$8,865,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,552,000247
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,038,780383
2008-03-31 (YTD Data)Rank
Total interest income$46,035,000257
Total interest expense$24,358,000224
Net interest income$21,677,000294
Provision for loan and lease losses$5,200,000210
Total noninterest income$2,018,000740
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$682,000623
Trading account gains and fees$0158
Additional Noninterest Income$1,336,000668
Total noninterest expense$15,551,000333
Salaries and employee benefits$8,743,000300
Premises and equipment expense$2,688,000273
Additional noninterest expense$4,120,000394
Pre-tax net operating income$2,944,000662
Securities gains (losses)$2,393,00080
Applicable income taxes$1,785,000379
Income before extraordinary items$3,552,000417
Extraordinary gains, net$015
Net income$3,552,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,070,000162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,948,690741
2007-12-31 (YTD Data)Rank
Total interest income$186,514,000263
Total interest expense$98,288,000230
Net interest income$88,226,000287
Provision for loan and lease losses$2,300,000751
Total noninterest income$8,287,000718
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,760,000367
Trading account gains and fees$0178
Additional Noninterest Income$3,527,000899
Total noninterest expense$67,039,000309
Salaries and employee benefits$38,378,000259
Premises and equipment expense$10,716,000253
Additional noninterest expense$17,945,000379
Pre-tax net operating income$27,174,000374
Securities gains (losses)$186,000460
Applicable income taxes$9,209,000349
Income before extraordinary items$18,151,000385
Extraordinary gains, net$039
Net income$18,151,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$899,0001,109
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$18,028,240382
2007-09-30 (YTD Data)Rank
Total interest income$138,719,000261
Total interest expense$72,847,000238
Net interest income$65,872,000282
Provision for loan and lease losses$06,528
Total noninterest income$5,786,000773
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,511,000369
Trading account gains and fees$0184
Additional Noninterest Income$2,275,0001,008
Total noninterest expense$48,091,000314
Salaries and employee benefits$27,884,000267
Premises and equipment expense$7,459,000279
Additional noninterest expense$12,748,000381
Pre-tax net operating income$23,567,000362
Securities gains (losses)$01,655
Applicable income taxes$8,056,000344
Income before extraordinary items$15,511,000382
Extraordinary gains, net$033
Net income$15,511,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$734,000816
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$15,511,000377
2007-06-30 (YTD Data)Rank
Total interest income$92,004,000272
Total interest expense$48,322,000250
Net interest income$43,682,000299
Provision for loan and lease losses$06,209
Total noninterest income$4,085,000754
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,329,000382
Trading account gains and fees$0168
Additional Noninterest Income$1,756,000943
Total noninterest expense$32,412,000319
Salaries and employee benefits$19,206,000270
Premises and equipment expense$4,717,000309
Additional noninterest expense$8,489,000385
Pre-tax net operating income$15,355,000398
Securities gains (losses)$01,444
Applicable income taxes$5,234,000376
Income before extraordinary items$10,121,000422
Extraordinary gains, net$029
Net income$10,121,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,220
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,121,000414
2007-03-31 (YTD Data)Rank
Total interest income$45,454,000273
Total interest expense$24,149,000248
Net interest income$21,305,000305
Provision for loan and lease losses$05,779
Total noninterest income$1,962,000766
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,128,000376
Trading account gains and fees$0195
Additional Noninterest Income$834,000969
Total noninterest expense$16,232,000323
Salaries and employee benefits$9,451,000279
Premises and equipment expense$2,264,000318
Additional noninterest expense$4,517,000356
Pre-tax net operating income$7,035,000423
Securities gains (losses)$01,187
Applicable income taxes$2,397,000398
Income before extraordinary items$4,638,000444
Extraordinary gains, net$022
Net income$4,638,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,638,000436
2006-12-31 (YTD Data)Rank
Total interest income$179,788,000261
Total interest expense$96,523,000223
Net interest income$83,265,000301
Provision for loan and lease losses$1,500,000710
Total noninterest income$7,426,000789
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,913,000437
Trading account gains and fees$0130
Additional Noninterest Income$3,513,000890
Total noninterest expense$65,083,000308
Salaries and employee benefits$39,533,000250
Premises and equipment expense$8,601,000308
Additional noninterest expense$16,949,000366
Pre-tax net operating income$24,108,000474
Securities gains (losses)$1,295,000148
Applicable income taxes$8,021,000456
Income before extraordinary items$17,382,000477
Extraordinary gains, net$051
Net income$17,382,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000909
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$16,501,400480
2006-09-30 (YTD Data)Rank
Total interest income$133,536,000270
Total interest expense$72,199,000230
Net interest income$61,337,000321
Provision for loan and lease losses$1,125,000674
Total noninterest income$5,248,000843
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,818,000468
Trading account gains and fees$0126
Additional Noninterest Income$2,430,000959
Total noninterest expense$47,321,000326
Salaries and employee benefits$28,716,000268
Premises and equipment expense$6,270,000327
Additional noninterest expense$12,335,000383
Pre-tax net operating income$18,139,000490
Securities gains (losses)$1,295,000122
Applicable income taxes$6,556,000458
Income before extraordinary items$12,878,000497
Extraordinary gains, net$045
Net income$12,878,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,000750
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,023,300508
2006-06-30 (YTD Data)Rank
Total interest income$87,553,000275
Total interest expense$47,222,000229
Net interest income$40,331,000328
Provision for loan and lease losses$750,000670
Total noninterest income$3,301,000880
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,801,000477
Trading account gains and fees$0126
Additional Noninterest Income$1,500,0001,014
Total noninterest expense$31,834,000333
Salaries and employee benefits$19,278,000272
Premises and equipment expense$4,161,000329
Additional noninterest expense$8,395,000390
Pre-tax net operating income$11,048,000524
Securities gains (losses)$276,000224
Applicable income taxes$3,862,000489
Income before extraordinary items$7,462,000548
Extraordinary gains, net$039
Net income$7,462,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,000684
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,279,840548
2006-03-31 (YTD Data)Rank
Total interest income$42,166,000277
Total interest expense$21,666,000228
Net interest income$20,500,000320
Provision for loan and lease losses$375,000640
Total noninterest income$1,607,000880
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$830,000493
Trading account gains and fees$0115
Additional Noninterest Income$777,000976
Total noninterest expense$14,881,000337
Salaries and employee benefits$8,868,000299
Premises and equipment expense$2,073,000330
Additional noninterest expense$3,940,000396
Pre-tax net operating income$6,851,000448
Securities gains (losses)$258,000151
Applicable income taxes$2,414,000425
Income before extraordinary items$4,695,000460
Extraordinary gains, net$021
Net income$4,695,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,610
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,524,720464
2005-12-31 (YTD Data)Rank
Total interest income$150,809,000275
Total interest expense$71,015,000217
Net interest income$79,794,000319
Provision for loan and lease losses$1,250,000841
Total noninterest income$6,575,000864
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,842,000444
Trading account gains and fees$0138
Additional Noninterest Income$2,733,0001,085
Total noninterest expense$56,520,000346
Salaries and employee benefits$33,111,000291
Premises and equipment expense$7,115,000355
Additional noninterest expense$16,294,000396
Pre-tax net operating income$28,599,000420
Securities gains (losses)$102,000694
Applicable income taxes$9,643,000405
Income before extraordinary items$19,058,000429
Extraordinary gains, net$046
Net income$19,058,000429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-573,0008,792
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$18,990,680422
2005-09-30 (YTD Data)Rank
Total interest income$110,607,000271
Total interest expense$51,234,000216
Net interest income$59,373,000317
Provision for loan and lease losses$1,000,000759
Total noninterest income$4,826,000882
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,922,000435
Trading account gains and fees$0126
Additional Noninterest Income$1,904,0001,164
Total noninterest expense$41,194,000351
Salaries and employee benefits$23,860,000299
Premises and equipment expense$5,440,000345
Additional noninterest expense$11,894,000395
Pre-tax net operating income$22,005,000405
Securities gains (losses)$102,000654
Applicable income taxes$7,655,000401
Income before extraordinary items$14,452,000433
Extraordinary gains, net$035
Net income$14,452,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-576,0008,820
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,385,700422
2005-06-30 (YTD Data)Rank
Total interest income$71,960,000267
Total interest expense$32,912,000210
Net interest income$39,048,000314
Provision for loan and lease losses$1,000,000510
Total noninterest income$3,006,000925
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,724,000485
Trading account gains and fees$0116
Additional Noninterest Income$1,282,0001,123
Total noninterest expense$27,153,000348
Salaries and employee benefits$16,332,000293
Premises and equipment expense$3,639,000339
Additional noninterest expense$7,182,000419
Pre-tax net operating income$13,901,000420
Securities gains (losses)$102,000554
Applicable income taxes$4,849,000413
Income before extraordinary items$9,154,000441
Extraordinary gains, net$030
Net income$9,154,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-251,0008,785
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,087,700427
2005-03-31 (YTD Data)Rank
Total interest income$35,022,000265
Total interest expense$15,742,000211
Net interest income$19,280,000316
Provision for loan and lease losses$750,000326
Total noninterest income$1,469,000915
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$834,000479
Trading account gains and fees$0115
Additional Noninterest Income$635,0001,129
Total noninterest expense$13,414,000350
Salaries and employee benefits$7,892,000302
Premises and equipment expense$1,882,000335
Additional noninterest expense$3,640,000404
Pre-tax net operating income$6,585,000432
Securities gains (losses)$102,000360
Applicable income taxes$2,320,000421
Income before extraordinary items$4,367,000454
Extraordinary gains, net$024
Net income$4,367,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,0008,858
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,300,700444
2004-12-31 (YTD Data)Rank
Total interest income$131,897,000261
Total interest expense$54,204,000202
Net interest income$77,693,000300
Provision for loan and lease losses$2,500,000447
Total noninterest income$7,313,000769
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,746,000479
Trading account gains and fees$0138
Additional Noninterest Income$3,567,000861
Total noninterest expense$53,639,000348
Salaries and employee benefits$31,067,000301
Premises and equipment expense$6,970,000338
Additional noninterest expense$15,602,000386
Pre-tax net operating income$28,867,000380
Securities gains (losses)$5,142,000116
Applicable income taxes$11,765,000336
Income before extraordinary items$22,244,000358
Extraordinary gains, net$034
Net income$22,244,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,951
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$18,901,700398
2004-09-30 (YTD Data)Rank
Total interest income$97,620,000265
Total interest expense$39,787,000202
Net interest income$57,833,000302
Provision for loan and lease losses$1,800,000449
Total noninterest income$5,392,000796
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,802,000488
Trading account gains and fees$0134
Additional Noninterest Income$2,590,000890
Total noninterest expense$38,118,000364
Salaries and employee benefits$22,500,000312
Premises and equipment expense$5,211,000338
Additional noninterest expense$10,407,000424
Pre-tax net operating income$23,307,000359
Securities gains (losses)$5,005,000105
Applicable income taxes$9,841,000313
Income before extraordinary items$18,471,000338
Extraordinary gains, net$026
Net income$18,471,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,075
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$15,217,750371
2004-06-30 (YTD Data)Rank
Total interest income$64,575,000265
Total interest expense$26,069,000199
Net interest income$38,506,000298
Provision for loan and lease losses$1,200,000453
Total noninterest income$3,479,000818
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,848,000490
Trading account gains and fees$0130
Additional Noninterest Income$1,631,000930
Total noninterest expense$24,748,000370
Salaries and employee benefits$14,464,000318
Premises and equipment expense$3,542,000333
Additional noninterest expense$6,742,000423
Pre-tax net operating income$16,037,000349
Securities gains (losses)$4,053,00099
Applicable income taxes$7,057,000300
Income before extraordinary items$13,033,000316
Extraordinary gains, net$021
Net income$13,033,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,135
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,398,550360
2004-03-31 (YTD Data)Rank
Total interest income$32,499,000262
Total interest expense$13,060,000201
Net interest income$19,439,000300
Provision for loan and lease losses$600,000441
Total noninterest income$1,918,000738
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$903,000484
Trading account gains and fees$0121
Additional Noninterest Income$1,015,000779
Total noninterest expense$12,329,000377
Salaries and employee benefits$7,298,000321
Premises and equipment expense$1,787,000340
Additional noninterest expense$3,244,000434
Pre-tax net operating income$8,428,000335
Securities gains (losses)$1,099,000159
Applicable income taxes$3,263,000314
Income before extraordinary items$6,264,000326
Extraordinary gains, net$016
Net income$6,264,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,212
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,538,660337
2003-12-31 (YTD Data)Rank
Total interest income$139,772,000248
Total interest expense$61,305,000190
Net interest income$78,467,000294
Provision for loan and lease losses$2,400,000568
Total noninterest income$6,520,000918
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,606,000475
Trading account gains and fees$0160
Additional Noninterest Income$2,914,0001,114
Total noninterest expense$48,677,000385
Salaries and employee benefits$29,585,000311
Premises and equipment expense$6,999,000350
Additional noninterest expense$12,093,000479
Pre-tax net operating income$33,910,000321
Securities gains (losses)$988,000486
Applicable income taxes$12,020,000320
Income before extraordinary items$22,878,000342
Extraordinary gains, net$054
Net income$22,878,000343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$903,0001,002
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$22,225,920327
2003-09-30 (YTD Data)Rank
Total interest income$106,339,000250
Total interest expense$47,782,000193
Net interest income$58,557,000303
Provision for loan and lease losses$1,800,000562
Total noninterest income$4,580,000991
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,715,000477
Trading account gains and fees$0153
Additional Noninterest Income$1,865,0001,306
Total noninterest expense$35,791,000393
Salaries and employee benefits$21,688,000323
Premises and equipment expense$5,220,000355
Additional noninterest expense$8,883,000494
Pre-tax net operating income$25,546,000331
Securities gains (losses)$954,000463
Applicable income taxes$9,190,000333
Income before extraordinary items$17,310,000359
Extraordinary gains, net$040
Net income$17,310,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$672,000933
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$16,689,900340
2003-06-30 (YTD Data)Rank
Total interest income$72,707,000249
Total interest expense$33,201,000193
Net interest income$39,506,000301
Provision for loan and lease losses$1,200,000559
Total noninterest income$3,418,000903
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,801,000477
Trading account gains and fees$0150
Additional Noninterest Income$1,617,0001,076
Total noninterest expense$23,982,000395
Salaries and employee benefits$14,424,000327
Premises and equipment expense$3,515,000358
Additional noninterest expense$6,043,000492
Pre-tax net operating income$17,742,000323
Securities gains (losses)$790,000428
Applicable income taxes$6,250,000334
Income before extraordinary items$12,282,000343
Extraordinary gains, net$030
Net income$12,282,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,000795
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$11,760,600332
2003-03-31 (YTD Data)Rank
Total interest income$36,660,000252
Total interest expense$16,840,000195
Net interest income$19,820,000304
Provision for loan and lease losses$600,000538
Total noninterest income$1,453,000999
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$875,000483
Trading account gains and fees$0134
Additional Noninterest Income$578,0001,339
Total noninterest expense$12,524,000383
Salaries and employee benefits$7,699,000312
Premises and equipment expense$1,721,000367
Additional noninterest expense$3,104,000476
Pre-tax net operating income$8,149,000334
Securities gains (losses)$569,000320
Applicable income taxes$2,989,000349
Income before extraordinary items$5,729,000349
Extraordinary gains, net$021
Net income$5,729,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,291
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$5,353,460341
2002-12-31 (YTD Data)Rank
Total interest income$155,165,000253
Total interest expense$74,173,000206
Net interest income$80,992,000298
Provision for loan and lease losses$400,0002,829
Total noninterest income$5,525,000957
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,375,000485
Trading account gains and fees$0153
Additional Noninterest Income$2,150,0001,244
Total noninterest expense$46,644,000397
Salaries and employee benefits$27,348,000328
Premises and equipment expense$6,613,000379
Additional noninterest expense$12,683,000470
Pre-tax net operating income$39,473,000294
Securities gains (losses)$3,114,000205
Applicable income taxes$15,053,000275
Income before extraordinary items$27,534,000294
Extraordinary gains, net$070
Net income$27,534,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,491
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$25,509,900296
2001-12-31 (YTD Data)Rank
Total interest income$162,678,000275
Total interest expense$93,018,000238
Net interest income$69,660,000317
Provision for loan and lease losses$1,500,000899
Total noninterest income$5,849,000872
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,911,000517
Trading account gains and fees$0177
Additional Noninterest Income$2,938,000960
Total noninterest expense$38,618,000447
Salaries and employee benefits$21,412,000372
Premises and equipment expense$5,552,000424
Additional noninterest expense$11,654,000510
Pre-tax net operating income$35,391,000279
Securities gains (losses)$1,246,000364
Applicable income taxes$12,811,000279
Income before extraordinary items$23,826,000290
Extraordinary gains, net$0105
Net income$23,826,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$929,000993
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$23,016,100282
2000-12-31 (YTD Data)Rank
Total interest income$146,825,000321
Total interest expense$86,696,000283
Net interest income$60,129,000357
Provision for loan and lease losses$1,800,000663
Total noninterest income$4,752,000964
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,350,000566
Trading account gains and fees$0180
Additional Noninterest Income$2,402,0001,003
Total noninterest expense$35,877,000457
Salaries and employee benefits$18,777,000398
Premises and equipment expense$4,954,000463
Additional noninterest expense$12,146,000502
Pre-tax net operating income$27,204,000353
Securities gains (losses)$440,000279
Applicable income taxes$9,580,000341
Income before extraordinary items$18,064,000353
Extraordinary gains, net$038
Net income$18,064,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,220
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$17,778,000356
1999-12-31 (YTD Data)Rank
Total interest income$130,856,000330
Total interest expense$75,899,000277
Net interest income$54,957,000387
Provision for loan and lease losses$1,800,000614
Total noninterest income$5,487,000871
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,001,000659
Trading account gains and fees$2,045,00067
Additional Noninterest Income$1,441,0001,436
Total noninterest expense$29,718,000547
Salaries and employee benefits$16,406,000469
Premises and equipment expense$4,372,000515
Additional noninterest expense$8,940,000656
Pre-tax net operating income$28,926,000374
Securities gains (losses)$6,302,00057
Applicable income taxes$12,844,000319
Income before extraordinary items$22,384,000338
Extraordinary gains, net$035
Net income$22,384,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$599,0001,046
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$18,350,720381
1998-12-31 (YTD Data)Rank
Total interest income$121,920,000336
Total interest expense$74,288,000277
Net interest income$47,632,000418
Provision for loan and lease losses$3,200,000434
Total noninterest income$3,370,0001,236
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,824,000676
Trading account gains and fees$881,00099
Additional Noninterest Income$665,0002,480
Total noninterest expense$25,467,000607
Salaries and employee benefits$14,843,000492
Premises and equipment expense$4,024,000548
Additional noninterest expense$6,600,000794
Pre-tax net operating income$22,335,000410
Securities gains (losses)$3,265,000174
Applicable income taxes$9,521,000355
Income before extraordinary items$16,079,000393
Extraordinary gains, net$032
Net income$16,079,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-450,00010,413
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$13,989,400422
1997-12-31 (YTD Data)Rank
Total interest income$108,965,000380
Total interest expense$65,644,000314
Net interest income$43,321,000454
Provision for loan and lease losses$1,550,000713
Total noninterest income$3,247,0001,225
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,792,000713
Trading account gains and fees$824,00091
Additional Noninterest Income$631,0002,389
Total noninterest expense$23,242,000658
Salaries and employee benefits$14,386,000482
Premises and equipment expense$3,396,000609
Additional noninterest expense$5,460,000906
Pre-tax net operating income$21,776,000428
Securities gains (losses)$3,700,000115
Applicable income taxes$9,999,000357
Income before extraordinary items$15,477,000419
Extraordinary gains, net$044
Net income$15,477,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$790,000923
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$13,109,000453
1996-12-31 (YTD Data)Rank
Total interest income$91,456,000468
Total interest expense$54,870,000399
Net interest income$36,586,000552
Provision for loan and lease losses$665,0001,379
Total noninterest income$2,921,0001,385
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,818,000733
Trading account gains and fees$390,000130
Additional Noninterest Income$713,0002,270
Total noninterest expense$20,678,000769
Salaries and employee benefits$13,156,000540
Premises and equipment expense$3,052,000728
Additional noninterest expense$4,470,0001,247
Pre-tax net operating income$18,164,000489
Securities gains (losses)$1,156,000234
Applicable income taxes$7,823,000426
Income before extraordinary items$11,497,000512
Extraordinary gains, net$053
Net income$11,497,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,436
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$10,757,160533
1995-12-31 (YTD Data)Rank
Total interest income$81,911,000527
Total interest expense$48,451,000464
Net interest income$33,460,000613
Provision for loan and lease losses$639,0001,286
Total noninterest income$2,850,0001,403
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,967,000687
Trading account gains and fees$234,000226
Additional Noninterest Income$649,0002,413
Total noninterest expense$19,209,000811
Salaries and employee benefits$11,413,000615
Premises and equipment expense$2,645,000834
Additional noninterest expense$5,151,0001,095
Pre-tax net operating income$16,462,000546
Securities gains (losses)$557,000326
Applicable income taxes$6,457,000519
Income before extraordinary items$10,562,000570
Extraordinary gains, net$065
Net income$10,562,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$796,0001,034
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,205,520583
1994-12-31 (YTD Data)Rank
Total interest income$72,522,000508
Total interest expense$38,736,000439
Net interest income$33,786,000611
Provision for loan and lease losses$770,0001,130
Total noninterest income$2,740,0001,457
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,853,000722
Trading account gains and fees$0475
Additional Noninterest Income$887,0001,993
Total noninterest expense$18,770,000850
Salaries and employee benefits$10,290,000686
Premises and equipment expense$2,716,000812
Additional noninterest expense$5,764,0001,044
Pre-tax net operating income$16,986,000519
Securities gains (losses)$-95,00011,499
Applicable income taxes$6,731,000456
Income before extraordinary items$10,160,000545
Extraordinary gains, net$0249
Net income$10,160,000545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$985,000868
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$10,220,800551
1993-12-31 (YTD Data)Rank
Total interest income$71,901,000515
Total interest expense$36,164,000454
Net interest income$35,737,000568
Provision for loan and lease losses$2,250,000743
Total noninterest income$2,410,0001,724
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,766,000756
Trading account gains and fees$0532
Additional Noninterest Income$644,0002,758
Total noninterest expense$18,051,000913
Salaries and employee benefits$9,507,000729
Premises and equipment expense$2,565,000876
Additional noninterest expense$5,979,0001,104
Pre-tax net operating income$17,846,000445
Securities gains (losses)$615,000786
Applicable income taxes$7,833,000376
Income before extraordinary items$10,628,000517
Extraordinary gains, net$03,149
Net income$10,628,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,328,000940
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$10,234,400498
1992-12-31 (YTD Data)Rank
Total interest income$70,661,000583
Total interest expense$39,754,000536
Net interest income$30,907,000659
Provision for loan and lease losses$2,003,0001,145
Total noninterest income$1,843,0002,048
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,415,000927
Trading account gains and fees$11,000409
Additional Noninterest Income$417,0003,606
Total noninterest expense$17,709,000936
Salaries and employee benefits$8,699,000784
Premises and equipment expense$2,441,000951
Additional noninterest expense$6,569,0001,060
Pre-tax net operating income$13,038,000489
Securities gains (losses)$1,332,000531
Applicable income taxes$6,320,000395
Income before extraordinary items$8,050,000594
Extraordinary gains, net$715,000156
Net income$8,765,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,390,0001,263
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,197,520603

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.