Home > Middlesex Bank & Trust Company > Income and Expense
Middlesex Bank & Trust Company, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,635,000 | 7,604 |
Total interest expense | $1,458,000 | 7,059 |
Net interest income | $1,177,000 | 7,932 |
Provision for loan and lease losses | $65,000 | 6,279 |
Total noninterest income | $63,000 | 9,008 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $31,000 | 7,960 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $32,000 | 8,285 |
Total noninterest expense | $1,836,000 | 6,057 |
Salaries and employee benefits | $858,000 | 6,547 |
Premises and equipment expense | $264,000 | 5,917 |
Additional noninterest expense | $714,000 | 5,209 |
Pre-tax net operating income | $-661,000 | 9,234 |
Securities gains (losses) | $50,000 | 2,347 |
Applicable income taxes | $1,000 | 7,858 |
Income before extraordinary items | $-612,000 | 9,283 |
Extraordinary gains, net | $0 | 105 |
Net income | $-612,000 | 9,284 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 9,052 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $967,000 | 423 |
Net operating income | $-662,000 | 9,269 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,817,000 | 7,591 |
Total interest expense | $1,748,000 | 6,704 |
Net interest income | $1,069,000 | 8,349 |
Provision for loan and lease losses | $215,000 | 3,578 |
Total noninterest income | $53,000 | 9,290 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $7,000 | 8,473 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $46,000 | 7,965 |
Total noninterest expense | $1,781,000 | 6,095 |
Salaries and employee benefits | $821,000 | 6,626 |
Premises and equipment expense | $250,000 | 6,046 |
Additional noninterest expense | $710,000 | 5,126 |
Pre-tax net operating income | $-874,000 | 9,690 |
Securities gains (losses) | $-136,000 | 9,497 |
Applicable income taxes | $1,000 | 8,314 |
Income before extraordinary items | $-1,011,000 | 9,728 |
Extraordinary gains, net | $0 | 38 |
Net income | $-1,011,000 | 9,727 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 6,747 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 9,718 |
Net operating income | $-875,000 | 9,703 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,076,000 | 8,412 |
Total interest expense | $1,383,000 | 7,230 |
Net interest income | $693,000 | 9,302 |
Provision for loan and lease losses | $15,000 | 7,855 |
Total noninterest income | $21,000 | 9,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $8,000 | 8,712 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 9,578 |
Total noninterest expense | $1,628,000 | 6,464 |
Salaries and employee benefits | $635,000 | 7,568 |
Premises and equipment expense | $261,000 | 5,901 |
Additional noninterest expense | $732,000 | 5,096 |
Pre-tax net operating income | $-929,000 | 10,050 |
Securities gains (losses) | $-17,000 | 9,494 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-946,000 | 10,075 |
Extraordinary gains, net | $0 | 35 |
Net income | $-946,000 | 10,075 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $-1,000 | 10,039 |
Net operating income | $-929,000 | 10,062 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,532,000 | 9,254 |
Total interest expense | $908,000 | 8,666 |
Net interest income | $624,000 | 9,679 |
Provision for loan and lease losses | $16,000 | 7,917 |
Total noninterest income | $56,000 | 9,756 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $7,000 | 8,918 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 8,189 |
Total noninterest expense | $1,356,000 | 7,084 |
Salaries and employee benefits | $560,000 | 7,983 |
Premises and equipment expense | $228,000 | 6,289 |
Additional noninterest expense | $568,000 | 5,960 |
Pre-tax net operating income | $-692,000 | 10,266 |
Securities gains (losses) | $7,000 | 3,223 |
Applicable income taxes | $-169,000 | 10,295 |
Income before extraordinary items | $-516,000 | 10,236 |
Extraordinary gains, net | $0 | 32 |
Net income | $-516,000 | 10,233 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $8,000 | 976 |
Net operating income | $-521,250 | 10,209 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $527,000 | 10,698 |
Total interest expense | $233,000 | 10,621 |
Net interest income | $294,000 | 10,690 |
Provision for loan and lease losses | $37,000 | 7,107 |
Total noninterest income | $2,000 | 10,860 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 10,800 |
Total noninterest expense | $978,000 | 8,429 |
Salaries and employee benefits | $285,000 | 10,062 |
Premises and equipment expense | $132,000 | 8,186 |
Additional noninterest expense | $561,000 | 6,044 |
Pre-tax net operating income | $-719,000 | 10,801 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-175,000 | 10,777 |
Income before extraordinary items | $-544,000 | 10,767 |
Extraordinary gains, net | $0 | 44 |
Net income | $-544,000 | 10,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $7,683,000 | 121 |
Net operating income | $-544,000 | 10,749 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.