Home > Middlesboro Federal Bank, FSB > Income and Expense
Middlesboro Federal Bank, FSB, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,819,000 | 3,455 |
| Total interest expense | $5,822,000 | 2,867 |
| Net interest income | $3,997,000 | 4,184 |
| Provision for loan and lease losses | $1,049,000 | 1,021 |
| Total noninterest income | $674,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $674,000 | 2,432 |
| Total noninterest expense | $3,968,000 | 3,354 |
| Salaries and employee benefits | $1,668,000 | 4,015 |
| Premises and equipment expense | $766,000 | 2,674 |
| Additional noninterest expense | $1,534,000 | 2,754 |
| Pre-tax net operating income | $-346,000 | 9,453 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $-358,000 | 9,489 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-358,000 | 9,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,306,000 | 622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-358,000 | 9,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,003,000 | 3,220 |
| Total interest expense | $5,769,000 | 2,550 |
| Net interest income | $4,234,000 | 3,981 |
| Provision for loan and lease losses | $962,000 | 1,013 |
| Total noninterest income | $876,000 | 3,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $876,000 | 2,037 |
| Total noninterest expense | $3,442,000 | 3,749 |
| Salaries and employee benefits | $1,546,000 | 4,228 |
| Premises and equipment expense | $845,000 | 2,385 |
| Additional noninterest expense | $1,051,000 | 3,856 |
| Pre-tax net operating income | $706,000 | 6,297 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $341,000 | 4,534 |
| Income before extraordinary items | $364,000 | 7,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $364,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $784,000 | 852 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $364,640 | 7,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,950,000 | 2,950 |
| Total interest expense | $6,548,000 | 2,310 |
| Net interest income | $4,402,000 | 3,807 |
| Provision for loan and lease losses | $1,530,000 | 700 |
| Total noninterest income | $792,000 | 3,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $792,000 | 2,186 |
| Total noninterest expense | $3,373,000 | 3,726 |
| Salaries and employee benefits | $1,530,000 | 4,180 |
| Premises and equipment expense | $833,000 | 2,347 |
| Additional noninterest expense | $1,010,000 | 3,925 |
| Pre-tax net operating income | $291,000 | 8,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $195,000 | 6,252 |
| Income before extraordinary items | $96,000 | 9,366 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $96,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 859 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-225,000 | 10,363 |
| Net operating income | $96,000 | 9,302 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 3,531 |
| Total interest expense | $5,403,000 | 2,772 |
| Net interest income | $3,740,000 | 4,482 |
| Provision for loan and lease losses | $431,000 | 1,983 |
| Total noninterest income | $962,000 | 3,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $962,000 | 1,781 |
| Total noninterest expense | $2,683,000 | 4,507 |
| Salaries and employee benefits | $1,238,000 | 4,959 |
| Premises and equipment expense | $669,000 | 2,854 |
| Additional noninterest expense | $776,000 | 4,836 |
| Pre-tax net operating income | $1,588,000 | 4,263 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $587,000 | 3,752 |
| Income before extraordinary items | $1,001,000 | 4,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,001,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,179 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $3,906,000 | 252 |
| Net operating income | $1,001,000 | 4,639 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 5,251 |
| Total interest expense | $3,623,000 | 4,061 |
| Net interest income | $2,267,000 | 6,625 |
| Provision for loan and lease losses | $91,000 | 5,319 |
| Total noninterest income | $476,000 | 5,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $476,000 | 3,030 |
| Total noninterest expense | $2,709,000 | 4,692 |
| Salaries and employee benefits | $1,172,000 | 5,312 |
| Premises and equipment expense | $512,000 | 3,707 |
| Additional noninterest expense | $1,025,000 | 4,317 |
| Pre-tax net operating income | $-57,000 | 10,905 |
| Securities gains (losses) | $72,000 | 1,121 |
| Applicable income taxes | $77,000 | 9,213 |
| Income before extraordinary items | $-62,000 | 10,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-62,000 | 10,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-108,080 | 10,970 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 6,075 |
| Total interest expense | $2,956,000 | 4,828 |
| Net interest income | $1,946,000 | 7,424 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $254,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $254,000 | 4,434 |
| Total noninterest expense | $1,599,000 | 6,976 |
| Salaries and employee benefits | $822,000 | 6,979 |
| Premises and equipment expense | $373,000 | 4,807 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $593,000 | 7,906 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $404,000 | 8,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $404,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $405,360 | 7,977 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 6,840 |
| Total interest expense | $2,174,000 | 5,222 |
| Net interest income | $1,720,000 | 8,250 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $288,000 | 4,207 |
| Total noninterest expense | $1,470,000 | 7,694 |
| Salaries and employee benefits | $781,000 | 7,309 |
| Premises and equipment expense | $339,000 | 5,193 |
| Additional noninterest expense | $350,000 | 9,349 |
| Pre-tax net operating income | $512,000 | 8,574 |
| Securities gains (losses) | $-88,000 | 11,444 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $253,000 | 9,666 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $253,000 | 9,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 12,443 |
| Net operating income | $309,320 | 9,118 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 7,155 |
| Total interest expense | $2,229,000 | 5,316 |
| Net interest income | $1,543,000 | 8,968 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $233,000 | 5,208 |
| Total noninterest expense | $1,391,000 | 8,220 |
| Salaries and employee benefits | $760,000 | 7,578 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $178,000 | 10,893 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $178,000 | 10,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $178,000 | 10,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 7,525 |
| Total interest expense | $2,816,000 | 5,455 |
| Net interest income | $1,173,000 | 10,416 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $1,225,000 | 8,934 |
| Salaries and employee benefits | $626,000 | 8,586 |
| Premises and equipment expense | $317,000 | 5,744 |
| Additional noninterest expense | $282,000 | 11,101 |
| Pre-tax net operating income | $154,000 | 11,491 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $167,000 | 11,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $91,480 | 11,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.