Home > Middle Georgia Bank > Income and Expense
Middle Georgia Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 3,428 |
| Total interest expense | $5,189,000 | 2,935 |
| Net interest income | $4,356,000 | 4,017 |
| Provision for loan and lease losses | $925,000 | 998 |
| Total noninterest income | $606,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,310,000 | 5,336 |
| Salaries and employee benefits | $1,142,000 | 5,435 |
| Premises and equipment expense | $281,000 | 5,914 |
| Additional noninterest expense | $887,000 | 4,825 |
| Pre-tax net operating income | $1,727,000 | 3,985 |
| Securities gains (losses) | $-64,000 | 11,304 |
| Applicable income taxes | $387,000 | 5,060 |
| Income before extraordinary items | $1,276,000 | 3,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,276,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,424 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,325,280 | 3,591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 3,997 |
| Total interest expense | $3,844,000 | 3,182 |
| Net interest income | $3,589,000 | 4,837 |
| Provision for loan and lease losses | $687,000 | 1,219 |
| Total noninterest income | $803,000 | 3,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,359 |
| Total noninterest expense | $2,113,000 | 5,934 |
| Salaries and employee benefits | $1,047,000 | 5,866 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $740,000 | 6,058 |
| Pre-tax net operating income | $1,592,000 | 4,195 |
| Securities gains (losses) | $-58,000 | 11,156 |
| Applicable income taxes | $388,000 | 4,868 |
| Income before extraordinary items | $1,146,000 | 4,031 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,146,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,530 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,189,500 | 3,924 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 4,530 |
| Total interest expense | $3,451,000 | 3,635 |
| Net interest income | $3,188,000 | 5,376 |
| Provision for loan and lease losses | $586,000 | 1,894 |
| Total noninterest income | $512,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,855 |
| Total noninterest expense | $2,120,000 | 6,049 |
| Salaries and employee benefits | $1,035,000 | 5,947 |
| Premises and equipment expense | $332,000 | 5,430 |
| Additional noninterest expense | $753,000 | 6,217 |
| Pre-tax net operating income | $994,000 | 5,904 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $279,000 | 6,349 |
| Income before extraordinary items | $823,000 | 5,446 |
| Extraordinary gains, net | $154,000 | 1,206 |
| Net income | $977,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,648 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $742,000 | 5,608 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 5,111 |
| Total interest expense | $3,495,000 | 4,548 |
| Net interest income | $3,057,000 | 5,630 |
| Provision for loan and lease losses | $1,002,000 | 1,830 |
| Total noninterest income | $516,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $1,938,000 | 6,536 |
| Salaries and employee benefits | $903,000 | 6,604 |
| Premises and equipment expense | $317,000 | 5,744 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $633,000 | 7,497 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $582,000 | 6,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $582,000 | 6,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 1,947 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $504,400 | 6,914 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.