Home > MidCountry Bank > Net charge- offs to loans
MidCountry Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7729% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3267% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6184% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 4,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0532% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1470% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2699% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2699% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5082% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0662% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9433% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9772% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9772% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4414% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6308% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6308% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4395% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 4,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2154% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3600% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3600% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8260% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8260% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5660% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5660% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5291% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5291% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 4,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2332% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2332% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6006% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6006% | 217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 3,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5702% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5702% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0323% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3451% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3451% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0462% | 4,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3882% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3882% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2255% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2255% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0947% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9165% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9165% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.1361% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6653% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6653% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.2247% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1036% | 4,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3854% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3854% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0492% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1175% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1101% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1101% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1423% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6333% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6333% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 4,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 4,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1970% | 4,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9314% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9314% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0227% | 4,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0227% | 4,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0111% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0111% | 4,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.2898% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0353% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0851% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0123% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.0123% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.3858% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 5,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 5,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 4,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6302% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.6302% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | -0.7516% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0849% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0351% | 3,837 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0527% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2919% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2919% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0969% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3653% | 5,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1531% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1531% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0411% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0446% | 3,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1444% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4568% | 5,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1428% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1428% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0427% | 3,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6770% | 5,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2447% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2447% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1616% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5128% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 4,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6425% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0693% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3172% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3172% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 5,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1180% | 5,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 5,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4085% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3029% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6529% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6529% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1392% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0664% | 5,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1079% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0859% | 5,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1112% | 5,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5332% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 5,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7194% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7194% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9458% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.1133% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1243% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1491% | 5,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7790% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1810% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1810% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4409% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.4635% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0705% | 5,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0842% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 5,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1319% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4292% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4292% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0440% | 5,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 3,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 5,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 5,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0607% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 5,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1769% | 5,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3060% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3060% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0067% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 5,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 5,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1788% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5704% | 5,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2704% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2704% | 83 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0948% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1202% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5051% | 5,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1965% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1965% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.3454% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2574% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2497% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2587% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 5,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7059% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7059% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2019% | 5,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4172% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.5487% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 1,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1051% | 4,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5244% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0994% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0994% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5448% | 5,795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 52.0331% | 5 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.8119% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1440% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1161% | 4,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1176% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8927% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8927% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7919% | 5,868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3851% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 1.1584% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1333% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 4,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 5,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2000% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2000% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3804% | 5,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.6132% | 5,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2231% | 4,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4878% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1975% | 5,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4202% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4202% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4655% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6359% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3738% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 3.1499% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1019% | 2,072 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 5,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3203% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6433% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2560% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1028% | 5,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8291% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8291% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5883% | 6,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6790% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5506% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 4.1772% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 1,816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 5,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5655% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8886% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5005% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1085% | 5,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1225% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1225% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8334% | 6,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8670% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9171% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 5.6833% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1671% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 5,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0180% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2890% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9626% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 5,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2694% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2694% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8529% | 6,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9959% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2180% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 4.1795% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5065% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0146% | 5,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6777% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5381% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4999% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1036% | 5,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4968% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4968% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8770% | 6,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0501% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1652% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 2.7922% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5950% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6883% | 523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4124% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3184% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4337% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2682% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5538% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5538% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4922% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0179% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0793% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 3.6853% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4824% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 5,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1993% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1283% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2158% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6464% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6464% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6556% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1951% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2388% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 5.0760% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7044% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0249% | 5,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0715% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9513% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1000% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5375% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9955% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9955% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7697% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3015% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2754% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 1.9685% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6101% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0254% | 5,547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2270% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3073% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2075% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8680% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2840% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2840% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5324% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8894% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2936% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 6.0706% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5424% | 1,913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0742% | 5,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7366% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7798% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2190% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2032% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6213% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6130% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8726% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3456% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 7.3531% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6702% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0928% | 5,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5334% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3255% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0782% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0078% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2688% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2591% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5768% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0013% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 7.7716% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4589% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1285% | 5,710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9703% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1198% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4286% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7331% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1660% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1526% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7455% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0979% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 7.8533% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 7,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3259% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2334% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8461% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9181% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3897% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3655% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1847% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3891% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 22.5874% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3620% | 2,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3941% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1013% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4676% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9688% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4998% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6594% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0477% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 26.6870% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3709% | 1,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5901% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1400% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7036% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5298% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3206% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0100% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 33.2253% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6790% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4085% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8102% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5596% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.8861% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1689% | 7,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7570% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3002% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 49.6063% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3586% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0091% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4468% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3912% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1740% | 6,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6756% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1938% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 12.1632% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2062% | 2,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9300% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2859% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3529% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1066% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4774% | 4,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7105% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0327% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 10.8990% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1605% | 2,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9052% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5118% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5236% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3850% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5138% | 3,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4542% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0912% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 6.9434% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7643% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4419% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3654% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3200% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 4,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3438% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8582% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 7.1371% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1282% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5192% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5513% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7340% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1271% | 7,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3830% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6550% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 3.5210% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2467% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0448% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3830% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2350% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5658% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1645% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1949% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3772% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 2.5731% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3835% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9827% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4962% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1251% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4259% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8024% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7987% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9799% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 2.0676% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4148% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4177% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3269% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4448% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0845% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0850% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1405% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3836% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 3.7504% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0803% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4710% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0687% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5196% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 6.5677% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1982% | 8,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4069% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5402% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3357% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7207% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3164% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8394% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 7.2500% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3445% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4565% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2054% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6949% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7728% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7655% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 1.8049% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2266% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3172% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1039% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0026% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8156% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9118% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 2.0768% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3325% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4689% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2777% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1898% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2620% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.4909% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2137% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3810% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3292% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2338% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.4017% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1876% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3908% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6134% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.2325% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4300% | 7,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5298% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1077% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.3463% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9831% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3145% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8380% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8598% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6461% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3187% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.3799% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1466% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4095% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1221% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9653% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6972% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3134% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2840% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.2190% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4661% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5289% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6874% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 2,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0719% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.1509% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2856% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2617% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6255% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4849% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3844% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.4784% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4870% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2486% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0092% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5855% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5382% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3913% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.4378% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6813% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2974% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6190% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6671% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.4869% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8008% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9710% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.6372% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0083% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4001% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2354% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.3678% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1452% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 2,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1742% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9057% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2481% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.3825% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0853% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9016% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2874% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.3625% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2854% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9056% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2315% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0880% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5521% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2472% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9966% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.1304% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6204% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1606% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3395% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3041% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1735% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3220% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4776% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 6,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2601% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 6,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5282% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 6,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.2159% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4787% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 7,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 8,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 8,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 7,454 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 10,851 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 10,279 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |