Home > MidCountry Bank > Income and Expense
MidCountry Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 5,166 |
| Total interest expense | $1,207,000 | 4,262 |
| Net interest income | $2,164,000 | 5,529 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $302,000 | 5,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 3,720 |
| Total noninterest expense | $3,550,000 | 3,265 |
| Salaries and employee benefits | $1,597,000 | 3,769 |
| Premises and equipment expense | $746,000 | 2,305 |
| Additional noninterest expense | $1,207,000 | 2,920 |
| Pre-tax net operating income | $-1,184,000 | 8,927 |
| Securities gains (losses) | $429,000 | 462 |
| Applicable income taxes | $-286,000 | 8,939 |
| Income before extraordinary items | $-469,000 | 8,799 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-469,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-743,560 | 8,865 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 5,677 |
| Total interest expense | $777,000 | 4,364 |
| Net interest income | $1,146,000 | 6,286 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $116,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $2,015,000 | 3,713 |
| Salaries and employee benefits | $902,000 | 4,310 |
| Premises and equipment expense | $471,000 | 2,401 |
| Additional noninterest expense | $642,000 | 3,535 |
| Pre-tax net operating income | $-788,000 | 8,971 |
| Securities gains (losses) | $296,000 | 491 |
| Applicable income taxes | $-197,000 | 8,995 |
| Income before extraordinary items | $-295,000 | 8,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-295,000 | 8,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-484,440 | 8,906 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,659 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $594,000 | 6,191 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $983,000 | 3,814 |
| Salaries and employee benefits | $448,000 | 4,367 |
| Premises and equipment expense | $235,000 | 2,433 |
| Additional noninterest expense | $300,000 | 3,750 |
| Pre-tax net operating income | $-354,000 | 8,991 |
| Securities gains (losses) | $141,000 | 646 |
| Applicable income taxes | $-85,000 | 9,024 |
| Income before extraordinary items | $-128,000 | 8,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-128,000 | 8,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-218,240 | 8,931 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 6,606 |
| Total interest expense | $1,141,000 | 5,732 |
| Net interest income | $1,793,000 | 6,909 |
| Provision for loan and lease losses | $225,000 | 3,797 |
| Total noninterest income | $706,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $706,000 | 2,960 |
| Total noninterest expense | $4,420,000 | 3,397 |
| Salaries and employee benefits | $2,372,000 | 3,414 |
| Premises and equipment expense | $1,099,000 | 2,071 |
| Additional noninterest expense | $949,000 | 4,440 |
| Pre-tax net operating income | $-2,146,000 | 9,082 |
| Securities gains (losses) | $1,692,000 | 336 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-455,000 | 8,886 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-455,000 | 8,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,147,000 | 9,084 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 6,928 |
| Total interest expense | $799,000 | 6,083 |
| Net interest income | $1,219,000 | 7,226 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $544,000 | 4,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $544,000 | 2,980 |
| Total noninterest expense | $3,213,000 | 3,492 |
| Salaries and employee benefits | $1,826,000 | 3,335 |
| Premises and equipment expense | $875,000 | 1,955 |
| Additional noninterest expense | $512,000 | 5,552 |
| Pre-tax net operating income | $-1,550,000 | 9,134 |
| Securities gains (losses) | $1,629,000 | 315 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $78,000 | 8,368 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $78,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,534,710 | 9,140 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,201 |
| Total interest expense | $498,000 | 6,397 |
| Net interest income | $738,000 | 7,475 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $322,000 | 4,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $322,000 | 3,160 |
| Total noninterest expense | $2,106,000 | 3,533 |
| Salaries and employee benefits | $1,153,000 | 3,482 |
| Premises and equipment expense | $599,000 | 1,904 |
| Additional noninterest expense | $354,000 | 5,439 |
| Pre-tax net operating income | $-1,071,000 | 9,168 |
| Securities gains (losses) | $1,082,000 | 345 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $10,000 | 8,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-974,620 | 9,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,391 |
| Total interest expense | $242,000 | 6,579 |
| Net interest income | $342,000 | 7,652 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $1,017,000 | 3,608 |
| Salaries and employee benefits | $528,000 | 3,737 |
| Premises and equipment expense | $296,000 | 1,935 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $-542,000 | 9,207 |
| Securities gains (losses) | $485,000 | 356 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-58,000 | 8,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 8,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-543,000 | 9,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 7,367 |
| Total interest expense | $966,000 | 7,029 |
| Net interest income | $1,527,000 | 7,385 |
| Provision for loan and lease losses | $339,000 | 3,202 |
| Total noninterest income | $716,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $716,000 | 2,670 |
| Total noninterest expense | $3,230,000 | 4,215 |
| Salaries and employee benefits | $1,706,000 | 4,260 |
| Premises and equipment expense | $976,000 | 2,232 |
| Additional noninterest expense | $548,000 | 6,236 |
| Pre-tax net operating income | $-1,326,000 | 9,183 |
| Securities gains (losses) | $1,598,000 | 317 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $272,000 | 7,465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $272,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,311 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,326,000 | 9,198 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 7,721 |
| Total interest expense | $1,391,000 | 7,209 |
| Net interest income | $1,136,000 | 8,019 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $3,005,000 | 4,327 |
| Salaries and employee benefits | $1,731,000 | 4,033 |
| Premises and equipment expense | $687,000 | 2,996 |
| Additional noninterest expense | $587,000 | 5,917 |
| Pre-tax net operating income | $-1,713,000 | 9,464 |
| Securities gains (losses) | $1,766,000 | 268 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $52,000 | 8,594 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $52,000 | 8,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,678,680 | 9,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 8,067 |
| Total interest expense | $1,338,000 | 7,489 |
| Net interest income | $1,015,000 | 8,447 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $292,000 | 6,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $292,000 | 3,985 |
| Total noninterest expense | $2,207,000 | 5,320 |
| Salaries and employee benefits | $1,356,000 | 4,734 |
| Premises and equipment expense | $514,000 | 3,710 |
| Additional noninterest expense | $337,000 | 7,651 |
| Pre-tax net operating income | $-910,000 | 9,694 |
| Securities gains (losses) | $803,000 | 185 |
| Applicable income taxes | $-23,000 | 9,389 |
| Income before extraordinary items | $-84,000 | 9,248 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-84,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-718,370 | 9,664 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 9,185 |
| Total interest expense | $779,000 | 8,734 |
| Net interest income | $634,000 | 9,441 |
| Provision for loan and lease losses | $128,000 | 4,622 |
| Total noninterest income | $587,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $587,000 | 2,666 |
| Total noninterest expense | $2,482,000 | 4,912 |
| Salaries and employee benefits | $1,451,000 | 4,450 |
| Premises and equipment expense | $495,000 | 3,793 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $-1,389,000 | 10,122 |
| Securities gains (losses) | $377,000 | 404 |
| Applicable income taxes | $-201,000 | 10,028 |
| Income before extraordinary items | $-811,000 | 10,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-811,000 | 10,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,112,600 | 10,086 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 10,184 |
| Total interest expense | $310,000 | 10,036 |
| Net interest income | $253,000 | 10,253 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $840,000 | 3,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $840,000 | 2,085 |
| Total noninterest expense | $1,983,000 | 5,636 |
| Salaries and employee benefits | $921,000 | 6,110 |
| Premises and equipment expense | $279,000 | 5,599 |
| Additional noninterest expense | $783,000 | 4,754 |
| Pre-tax net operating income | $-954,000 | 10,331 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-191,000 | 10,308 |
| Income before extraordinary items | $-763,000 | 10,323 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-763,000 | 10,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-763,000 | 10,299 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $54,000 | 10,901 |
| Total interest expense | $5,000 | 10,882 |
| Net interest income | $49,000 | 10,888 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $47,000 | 10,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $346,000 | 10,599 |
| Salaries and employee benefits | $187,000 | 10,595 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $103,000 | 10,517 |
| Pre-tax net operating income | $-275,000 | 10,618 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-55,000 | 10,639 |
| Income before extraordinary items | $-220,000 | 10,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-220,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-220,000 | 10,594 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.