Home > MidCarolina Bank > Income and Expense
MidCarolina Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 1,244 |
| Total interest expense | $2,633,000 | 1,234 |
| Net interest income | $9,023,000 | 1,242 |
| Provision for loan and lease losses | $2,400,000 | 807 |
| Total noninterest income | $-6,128,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $302,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,430,000 | 7,509 |
| Total noninterest expense | $10,087,000 | 994 |
| Salaries and employee benefits | $4,883,000 | 1,019 |
| Premises and equipment expense | $559,000 | 2,227 |
| Additional noninterest expense | $4,645,000 | 772 |
| Pre-tax net operating income | $-9,592,000 | 7,444 |
| Securities gains (losses) | $-860,000 | 7,465 |
| Applicable income taxes | $-3,886,000 | 7,486 |
| Income before extraordinary items | $-6,566,000 | 7,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,566,000 | 7,408 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,566,000 | 7,408 |
| Net charge-offs | $2,856,000 | 717 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 396 |
| Net operating income | $-6,015,600 | 7,395 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 1,229 |
| Total interest expense | $1,431,000 | 1,173 |
| Net interest income | $4,546,000 | 1,227 |
| Provision for loan and lease losses | $1,200,000 | 745 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $150,000 | 2,194 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $151,000 | 2,890 |
| Total noninterest expense | $3,183,000 | 1,545 |
| Salaries and employee benefits | $1,332,000 | 1,864 |
| Premises and equipment expense | $249,000 | 2,512 |
| Additional noninterest expense | $1,602,000 | 1,113 |
| Pre-tax net operating income | $464,000 | 2,696 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $94,000 | 2,246 |
| Income before extraordinary items | $370,000 | 2,832 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $370,000 | 2,831 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $370,000 | 2,832 |
| Net charge-offs | $735,000 | 1,042 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 346 |
| Net operating income | $370,000 | 2,773 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,726,000 | 1,205 |
| Total interest expense | $7,803,000 | 1,060 |
| Net interest income | $17,923,000 | 1,256 |
| Provision for loan and lease losses | $6,418,000 | 934 |
| Total noninterest income | $1,964,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $712,000 | 2,010 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,252,000 | 1,904 |
| Total noninterest expense | $12,207,000 | 1,630 |
| Salaries and employee benefits | $5,261,000 | 1,846 |
| Premises and equipment expense | $1,159,000 | 2,178 |
| Additional noninterest expense | $5,787,000 | 1,275 |
| Pre-tax net operating income | $1,262,000 | 3,013 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $-13,000 | 6,587 |
| Income before extraordinary items | $1,297,000 | 2,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,297,000 | 2,758 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,297,000 | 2,763 |
| Net charge-offs | $4,499,000 | 1,112 |
| Cash dividends | $615,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 619 |
| Net operating income | $1,275,000 | 2,691 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,571,000 | 1,207 |
| Total interest expense | $6,174,000 | 1,050 |
| Net interest income | $13,397,000 | 1,270 |
| Provision for loan and lease losses | $5,018,000 | 875 |
| Total noninterest income | $1,730,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $533,000 | 2,081 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,197,000 | 1,600 |
| Total noninterest expense | $8,801,000 | 1,673 |
| Salaries and employee benefits | $3,898,000 | 1,868 |
| Premises and equipment expense | $887,000 | 2,161 |
| Additional noninterest expense | $4,016,000 | 1,338 |
| Pre-tax net operating income | $1,308,000 | 2,621 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $186,000 | 2,624 |
| Income before extraordinary items | $1,116,000 | 2,691 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,116,000 | 2,688 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,116,000 | 2,693 |
| Net charge-offs | $3,509,000 | 1,012 |
| Cash dividends | $615,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 546 |
| Net operating income | $1,121,160 | 2,558 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,166,000 | 1,215 |
| Total interest expense | $4,233,000 | 1,058 |
| Net interest income | $8,933,000 | 1,275 |
| Provision for loan and lease losses | $3,475,000 | 848 |
| Total noninterest income | $1,108,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $362,000 | 2,045 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $746,000 | 1,608 |
| Total noninterest expense | $5,760,000 | 1,716 |
| Salaries and employee benefits | $2,601,000 | 1,879 |
| Premises and equipment expense | $597,000 | 2,162 |
| Additional noninterest expense | $2,562,000 | 1,386 |
| Pre-tax net operating income | $806,000 | 2,785 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $169,000 | 2,293 |
| Income before extraordinary items | $645,000 | 2,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $645,000 | 2,915 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $645,000 | 2,920 |
| Net charge-offs | $2,243,000 | 1,045 |
| Cash dividends | $430,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 453 |
| Net operating income | $638,680 | 2,836 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,603,000 | 1,237 |
| Total interest expense | $2,114,000 | 1,112 |
| Net interest income | $4,489,000 | 1,284 |
| Provision for loan and lease losses | $2,600,000 | 612 |
| Total noninterest income | $633,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $194,000 | 1,923 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $439,000 | 1,422 |
| Total noninterest expense | $2,819,000 | 1,769 |
| Salaries and employee benefits | $1,280,000 | 1,934 |
| Premises and equipment expense | $292,000 | 2,258 |
| Additional noninterest expense | $1,247,000 | 1,423 |
| Pre-tax net operating income | $-297,000 | 6,965 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $-113,000 | 7,464 |
| Income before extraordinary items | $-158,000 | 6,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-158,000 | 6,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-158,000 | 6,869 |
| Net charge-offs | $1,682,000 | 734 |
| Cash dividends | $245,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 390 |
| Net operating income | $-174,640 | 6,853 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,551,000 | 1,252 |
| Total interest expense | $10,090,000 | 1,181 |
| Net interest income | $17,461,000 | 1,282 |
| Provision for loan and lease losses | $4,455,000 | 1,550 |
| Total noninterest income | $2,492,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $905,000 | 1,836 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,587,000 | 1,600 |
| Total noninterest expense | $11,892,000 | 1,714 |
| Salaries and employee benefits | $5,626,000 | 1,756 |
| Premises and equipment expense | $1,157,000 | 2,285 |
| Additional noninterest expense | $5,109,000 | 1,463 |
| Pre-tax net operating income | $3,606,000 | 1,132 |
| Securities gains (losses) | $-53,000 | 7,193 |
| Applicable income taxes | $818,000 | 1,116 |
| Income before extraordinary items | $2,735,000 | 1,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,735,000 | 1,209 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,735,000 | 1,209 |
| Net charge-offs | $2,780,000 | 1,682 |
| Cash dividends | $980,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 612 |
| Net operating income | $2,775,810 | 1,192 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,755,000 | 1,267 |
| Total interest expense | $7,873,000 | 1,191 |
| Net interest income | $12,882,000 | 1,295 |
| Provision for loan and lease losses | $2,885,000 | 1,519 |
| Total noninterest income | $2,050,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $703,000 | 1,786 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,347,000 | 1,497 |
| Total noninterest expense | $8,766,000 | 1,730 |
| Salaries and employee benefits | $4,277,000 | 1,756 |
| Premises and equipment expense | $920,000 | 2,194 |
| Additional noninterest expense | $3,569,000 | 1,504 |
| Pre-tax net operating income | $3,281,000 | 999 |
| Securities gains (losses) | $-26,000 | 7,305 |
| Applicable income taxes | $871,000 | 934 |
| Income before extraordinary items | $2,384,000 | 1,138 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,384,000 | 1,136 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,384,000 | 1,138 |
| Net charge-offs | $1,650,000 | 1,684 |
| Cash dividends | $735,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 517 |
| Net operating income | $2,402,980 | 1,117 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,749,000 | 1,311 |
| Total interest expense | $5,502,000 | 1,192 |
| Net interest income | $8,247,000 | 1,351 |
| Provision for loan and lease losses | $1,935,000 | 1,425 |
| Total noninterest income | $1,325,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $489,000 | 1,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $836,000 | 1,593 |
| Total noninterest expense | $5,915,000 | 1,737 |
| Salaries and employee benefits | $2,976,000 | 1,719 |
| Premises and equipment expense | $615,000 | 2,215 |
| Additional noninterest expense | $2,324,000 | 1,574 |
| Pre-tax net operating income | $1,722,000 | 1,332 |
| Securities gains (losses) | $17,000 | 2,396 |
| Applicable income taxes | $387,000 | 1,296 |
| Income before extraordinary items | $1,352,000 | 1,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,352,000 | 1,395 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,352,000 | 1,397 |
| Net charge-offs | $1,085,000 | 1,571 |
| Cash dividends | $245,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 439 |
| Net operating income | $1,338,740 | 1,370 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 1,337 |
| Total interest expense | $2,903,000 | 1,183 |
| Net interest income | $3,900,000 | 1,421 |
| Provision for loan and lease losses | $1,135,000 | 1,099 |
| Total noninterest income | $653,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $270,000 | 1,508 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $383,000 | 1,665 |
| Total noninterest expense | $2,805,000 | 1,763 |
| Salaries and employee benefits | $1,540,000 | 1,675 |
| Premises and equipment expense | $286,000 | 2,393 |
| Additional noninterest expense | $979,000 | 1,654 |
| Pre-tax net operating income | $613,000 | 2,017 |
| Securities gains (losses) | $134,000 | 857 |
| Applicable income taxes | $202,000 | 1,438 |
| Income before extraordinary items | $545,000 | 1,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $545,000 | 1,967 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $545,000 | 1,967 |
| Net charge-offs | $569,000 | 1,284 |
| Cash dividends | $245,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 265 |
| Net operating income | $447,180 | 2,207 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,617,000 | 1,305 |
| Total interest expense | $14,724,000 | 1,104 |
| Net interest income | $14,893,000 | 1,501 |
| Provision for loan and lease losses | $1,665,000 | 2,019 |
| Total noninterest income | $3,173,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,152,000 | 1,555 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,021,000 | 1,292 |
| Total noninterest expense | $9,955,000 | 1,941 |
| Salaries and employee benefits | $5,386,000 | 1,878 |
| Premises and equipment expense | $965,000 | 2,710 |
| Additional noninterest expense | $3,604,000 | 1,704 |
| Pre-tax net operating income | $6,446,000 | 864 |
| Securities gains (losses) | $-461,000 | 7,517 |
| Applicable income taxes | $1,741,000 | 760 |
| Income before extraordinary items | $4,244,000 | 964 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,244,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 2,812 |
| Cash dividends | $1,140,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $1,335,000 | 386 |
| Net operating income | $4,571,310 | 962 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,378,000 | 1,318 |
| Total interest expense | $11,273,000 | 1,120 |
| Net interest income | $11,105,000 | 1,525 |
| Provision for loan and lease losses | $1,155,000 | 1,686 |
| Total noninterest income | $2,584,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $872,000 | 1,548 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,712,000 | 1,241 |
| Total noninterest expense | $7,325,000 | 1,965 |
| Salaries and employee benefits | $4,113,000 | 1,876 |
| Premises and equipment expense | $694,000 | 2,824 |
| Additional noninterest expense | $2,518,000 | 1,765 |
| Pre-tax net operating income | $5,209,000 | 967 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $1,587,000 | 789 |
| Income before extraordinary items | $3,651,000 | 1,005 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,651,000 | 1,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,797 |
| Cash dividends | $855,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $1,285,000 | 270 |
| Net operating income | $3,630,700 | 1,072 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 1,347 |
| Total interest expense | $7,842,000 | 1,117 |
| Net interest income | $7,034,000 | 1,597 |
| Provision for loan and lease losses | $450,000 | 2,016 |
| Total noninterest income | $1,439,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $572,000 | 1,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $867,000 | 1,556 |
| Total noninterest expense | $4,801,000 | 1,995 |
| Salaries and employee benefits | $2,714,000 | 1,919 |
| Premises and equipment expense | $458,000 | 2,863 |
| Additional noninterest expense | $1,629,000 | 1,779 |
| Pre-tax net operating income | $3,222,000 | 1,095 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $972,000 | 969 |
| Income before extraordinary items | $2,277,000 | 1,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,277,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $570,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $1,266,000 | 191 |
| Net operating income | $2,258,100 | 1,211 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,586,000 | 1,357 |
| Total interest expense | $4,156,000 | 1,128 |
| Net interest income | $3,430,000 | 1,617 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $703,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $287,000 | 1,522 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $416,000 | 1,586 |
| Total noninterest expense | $2,376,000 | 2,016 |
| Salaries and employee benefits | $1,356,000 | 1,937 |
| Premises and equipment expense | $218,000 | 2,990 |
| Additional noninterest expense | $802,000 | 1,771 |
| Pre-tax net operating income | $1,532,000 | 1,232 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $469,000 | 1,062 |
| Income before extraordinary items | $1,080,000 | 1,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,080,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $285,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $1,264,000 | 93 |
| Net operating income | $1,068,100 | 1,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,053,000 | 1,379 |
| Total interest expense | $16,987,000 | 1,165 |
| Net interest income | $14,066,000 | 1,603 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $3,046,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,058,000 | 1,690 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,988,000 | 1,370 |
| Total noninterest expense | $8,724,000 | 2,110 |
| Salaries and employee benefits | $4,479,000 | 2,248 |
| Premises and equipment expense | $936,000 | 2,711 |
| Additional noninterest expense | $3,309,000 | 1,687 |
| Pre-tax net operating income | $7,963,000 | 1,052 |
| Securities gains (losses) | $8,000 | 1,417 |
| Applicable income taxes | $2,462,000 | 940 |
| Income before extraordinary items | $5,509,000 | 1,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,509,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,958 |
| Cash dividends | $1,155,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 659 |
| Net operating income | $5,503,480 | 1,161 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,027,000 | 1,400 |
| Total interest expense | $12,567,000 | 1,184 |
| Net interest income | $10,460,000 | 1,626 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,899,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $753,000 | 1,739 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,146,000 | 1,649 |
| Total noninterest expense | $7,074,000 | 1,944 |
| Salaries and employee benefits | $4,075,000 | 1,850 |
| Premises and equipment expense | $769,000 | 2,503 |
| Additional noninterest expense | $2,230,000 | 1,807 |
| Pre-tax net operating income | $5,285,000 | 1,296 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $1,564,000 | 1,182 |
| Income before extraordinary items | $3,724,000 | 1,373 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,724,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $870,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 610 |
| Net operating income | $3,721,900 | 1,364 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,974,000 | 1,449 |
| Total interest expense | $8,111,000 | 1,230 |
| Net interest income | $6,863,000 | 1,673 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,256,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $490,000 | 1,783 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $766,000 | 1,657 |
| Total noninterest expense | $4,763,000 | 1,935 |
| Salaries and employee benefits | $2,726,000 | 1,878 |
| Premises and equipment expense | $532,000 | 2,426 |
| Additional noninterest expense | $1,505,000 | 1,803 |
| Pre-tax net operating income | $3,356,000 | 1,395 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $904,000 | 1,369 |
| Income before extraordinary items | $2,453,000 | 1,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,453,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $290,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 8,526 |
| Net operating income | $2,452,270 | 1,420 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 1,489 |
| Total interest expense | $3,919,000 | 1,262 |
| Net interest income | $3,383,000 | 1,705 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $562,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $232,000 | 1,820 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $330,000 | 1,834 |
| Total noninterest expense | $2,367,000 | 1,954 |
| Salaries and employee benefits | $1,377,000 | 1,864 |
| Premises and equipment expense | $294,000 | 2,224 |
| Additional noninterest expense | $696,000 | 1,915 |
| Pre-tax net operating income | $1,578,000 | 1,474 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $425,000 | 1,462 |
| Income before extraordinary items | $1,152,000 | 1,506 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,152,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 8,585 |
| Net operating income | $1,152,730 | 1,497 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,062,000 | 1,475 |
| Total interest expense | $13,552,000 | 1,239 |
| Net interest income | $13,510,000 | 1,699 |
| Provision for loan and lease losses | $394,000 | 2,302 |
| Total noninterest income | $2,321,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $944,000 | 1,837 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,377,000 | 1,775 |
| Total noninterest expense | $8,978,000 | 1,962 |
| Salaries and employee benefits | $5,136,000 | 1,898 |
| Premises and equipment expense | $885,000 | 2,750 |
| Additional noninterest expense | $2,957,000 | 1,780 |
| Pre-tax net operating income | $6,459,000 | 1,502 |
| Securities gains (losses) | $-109,000 | 8,235 |
| Applicable income taxes | $1,931,000 | 1,371 |
| Income before extraordinary items | $4,419,000 | 1,638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,419,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,847 |
| Cash dividends | $1,121,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $1,615,000 | 444 |
| Net operating income | $4,495,300 | 1,597 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,899,000 | 1,494 |
| Total interest expense | $9,760,000 | 1,263 |
| Net interest income | $10,139,000 | 1,713 |
| Provision for loan and lease losses | $394,000 | 1,725 |
| Total noninterest income | $1,657,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $702,000 | 1,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $955,000 | 1,883 |
| Total noninterest expense | $6,659,000 | 1,978 |
| Salaries and employee benefits | $3,750,000 | 1,943 |
| Premises and equipment expense | $740,000 | 2,503 |
| Additional noninterest expense | $2,169,000 | 1,787 |
| Pre-tax net operating income | $4,743,000 | 1,575 |
| Securities gains (losses) | $-41,000 | 8,113 |
| Applicable income taxes | $1,340,000 | 1,516 |
| Income before extraordinary items | $3,362,000 | 1,653 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,362,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,629 |
| Cash dividends | $807,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 599 |
| Net operating income | $3,391,520 | 1,622 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,830,000 | 1,507 |
| Total interest expense | $6,145,000 | 1,271 |
| Net interest income | $6,685,000 | 1,734 |
| Provision for loan and lease losses | $359,000 | 1,283 |
| Total noninterest income | $1,069,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $474,000 | 1,822 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $595,000 | 1,976 |
| Total noninterest expense | $4,415,000 | 1,996 |
| Salaries and employee benefits | $2,486,000 | 1,956 |
| Premises and equipment expense | $497,000 | 2,481 |
| Additional noninterest expense | $1,432,000 | 1,822 |
| Pre-tax net operating income | $2,980,000 | 1,664 |
| Securities gains (losses) | $-46,000 | 8,350 |
| Applicable income taxes | $880,000 | 1,539 |
| Income before extraordinary items | $2,054,000 | 1,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,054,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,312 |
| Cash dividends | $515,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 548 |
| Net operating income | $2,086,200 | 1,731 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 1,555 |
| Total interest expense | $2,805,000 | 1,323 |
| Net interest income | $3,292,000 | 1,748 |
| Provision for loan and lease losses | $232,000 | 1,003 |
| Total noninterest income | $510,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $230,000 | 1,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $280,000 | 2,035 |
| Total noninterest expense | $2,105,000 | 2,099 |
| Salaries and employee benefits | $1,235,000 | 1,980 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $645,000 | 2,020 |
| Pre-tax net operating income | $1,465,000 | 1,653 |
| Securities gains (losses) | $-44,000 | 8,539 |
| Applicable income taxes | $454,000 | 1,505 |
| Income before extraordinary items | $967,000 | 1,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $967,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $276,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $996,920 | 1,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,215,000 | 1,740 |
| Total interest expense | $7,765,000 | 1,460 |
| Net interest income | $11,450,000 | 1,937 |
| Provision for loan and lease losses | $1,373,000 | 780 |
| Total noninterest income | $2,750,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $995,000 | 1,743 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,755,000 | 1,483 |
| Total noninterest expense | $8,539,000 | 1,960 |
| Salaries and employee benefits | $4,818,000 | 1,919 |
| Premises and equipment expense | $910,000 | 2,570 |
| Additional noninterest expense | $2,811,000 | 1,795 |
| Pre-tax net operating income | $4,288,000 | 2,113 |
| Securities gains (losses) | $-74,000 | 8,327 |
| Applicable income taxes | $1,277,000 | 1,918 |
| Income before extraordinary items | $2,937,000 | 2,288 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,937,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $570,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $4,854,000 | 311 |
| Net operating income | $2,988,800 | 2,219 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 1,825 |
| Total interest expense | $5,248,000 | 1,531 |
| Net interest income | $8,228,000 | 2,006 |
| Provision for loan and lease losses | $1,063,000 | 722 |
| Total noninterest income | $2,174,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $729,000 | 1,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,445,000 | 1,403 |
| Total noninterest expense | $6,378,000 | 1,953 |
| Salaries and employee benefits | $3,625,000 | 1,897 |
| Premises and equipment expense | $712,000 | 2,472 |
| Additional noninterest expense | $2,041,000 | 1,828 |
| Pre-tax net operating income | $2,961,000 | 2,255 |
| Securities gains (losses) | $-18,000 | 8,135 |
| Applicable income taxes | $861,000 | 2,100 |
| Income before extraordinary items | $2,082,000 | 2,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,082,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $275,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $4,813,000 | 224 |
| Net operating income | $2,094,780 | 2,371 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 1,910 |
| Total interest expense | $3,121,000 | 1,626 |
| Net interest income | $5,207,000 | 2,085 |
| Provision for loan and lease losses | $638,000 | 782 |
| Total noninterest income | $1,551,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $458,000 | 1,829 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,093,000 | 1,258 |
| Total noninterest expense | $4,250,000 | 1,949 |
| Salaries and employee benefits | $2,422,000 | 1,884 |
| Premises and equipment expense | $500,000 | 2,332 |
| Additional noninterest expense | $1,328,000 | 1,860 |
| Pre-tax net operating income | $1,870,000 | 2,305 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $539,000 | 2,153 |
| Income before extraordinary items | $1,332,000 | 2,432 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,332,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,808 |
| Net operating income | $1,331,290 | 2,406 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 2,024 |
| Total interest expense | $1,370,000 | 1,740 |
| Net interest income | $2,464,000 | 2,177 |
| Provision for loan and lease losses | $271,000 | 856 |
| Total noninterest income | $791,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $214,000 | 1,893 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $577,000 | 1,199 |
| Total noninterest expense | $2,090,000 | 1,981 |
| Salaries and employee benefits | $1,240,000 | 1,849 |
| Premises and equipment expense | $248,000 | 2,371 |
| Additional noninterest expense | $602,000 | 2,035 |
| Pre-tax net operating income | $894,000 | 2,372 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $258,000 | 2,223 |
| Income before extraordinary items | $635,000 | 2,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $635,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,885 |
| Net operating income | $635,710 | 2,455 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,174,000 | 2,363 |
| Total interest expense | $3,956,000 | 2,057 |
| Net interest income | $8,218,000 | 2,484 |
| Provision for loan and lease losses | $1,030,000 | 1,011 |
| Total noninterest income | $4,069,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,085,000 | 1,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,984,000 | 990 |
| Total noninterest expense | $8,002,000 | 2,006 |
| Salaries and employee benefits | $4,927,000 | 1,786 |
| Premises and equipment expense | $832,000 | 2,695 |
| Additional noninterest expense | $2,243,000 | 2,177 |
| Pre-tax net operating income | $3,255,000 | 2,412 |
| Securities gains (losses) | $70,000 | 1,492 |
| Applicable income taxes | $1,057,000 | 2,062 |
| Income before extraordinary items | $2,268,000 | 2,628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,268,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,036 |
| Cash dividends | $425,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 579 |
| Net operating income | $2,220,400 | 2,622 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 2,460 |
| Total interest expense | $2,730,000 | 2,183 |
| Net interest income | $5,888,000 | 2,559 |
| Provision for loan and lease losses | $712,000 | 1,067 |
| Total noninterest income | $3,085,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $843,000 | 1,564 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,242,000 | 991 |
| Total noninterest expense | $5,975,000 | 2,001 |
| Salaries and employee benefits | $3,703,000 | 1,770 |
| Premises and equipment expense | $600,000 | 2,781 |
| Additional noninterest expense | $1,672,000 | 2,159 |
| Pre-tax net operating income | $2,286,000 | 2,575 |
| Securities gains (losses) | $67,000 | 1,441 |
| Applicable income taxes | $761,000 | 2,181 |
| Income before extraordinary items | $1,592,000 | 2,816 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,592,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,757 |
| Cash dividends | $318,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 448 |
| Net operating income | $1,546,440 | 2,810 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 2,569 |
| Total interest expense | $1,706,000 | 2,285 |
| Net interest income | $3,739,000 | 2,652 |
| Provision for loan and lease losses | $432,000 | 1,145 |
| Total noninterest income | $1,925,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $568,000 | 1,548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,357,000 | 1,061 |
| Total noninterest expense | $3,829,000 | 2,084 |
| Salaries and employee benefits | $2,457,000 | 1,785 |
| Premises and equipment expense | $391,000 | 2,835 |
| Additional noninterest expense | $981,000 | 2,431 |
| Pre-tax net operating income | $1,403,000 | 2,716 |
| Securities gains (losses) | $57,000 | 1,379 |
| Applicable income taxes | $466,000 | 2,310 |
| Income before extraordinary items | $994,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $994,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $218,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 345 |
| Net operating income | $955,240 | 2,967 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,634 |
| Total interest expense | $809,000 | 2,416 |
| Net interest income | $1,838,000 | 2,697 |
| Provision for loan and lease losses | $157,000 | 1,380 |
| Total noninterest income | $897,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 1,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $635,000 | 1,090 |
| Total noninterest expense | $1,908,000 | 2,096 |
| Salaries and employee benefits | $1,257,000 | 1,760 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $466,000 | 2,524 |
| Pre-tax net operating income | $670,000 | 2,793 |
| Securities gains (losses) | $44,000 | 1,269 |
| Applicable income taxes | $220,000 | 2,408 |
| Income before extraordinary items | $494,000 | 2,970 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $494,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $122,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 260 |
| Net operating income | $463,640 | 3,007 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 2,935 |
| Total interest expense | $3,298,000 | 2,627 |
| Net interest income | $6,354,000 | 3,018 |
| Provision for loan and lease losses | $586,000 | 1,917 |
| Total noninterest income | $3,547,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,016,000 | 1,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,531,000 | 1,209 |
| Total noninterest expense | $6,845,000 | 2,299 |
| Salaries and employee benefits | $4,184,000 | 2,035 |
| Premises and equipment expense | $759,000 | 2,883 |
| Additional noninterest expense | $1,902,000 | 2,522 |
| Pre-tax net operating income | $2,470,000 | 2,918 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $835,000 | 2,462 |
| Income before extraordinary items | $1,663,000 | 3,296 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,663,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,331 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 561 |
| Net operating income | $1,644,240 | 3,177 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 3,010 |
| Total interest expense | $2,494,000 | 2,686 |
| Net interest income | $4,648,000 | 3,105 |
| Provision for loan and lease losses | $430,000 | 1,923 |
| Total noninterest income | $2,790,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $724,000 | 1,790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,066,000 | 1,198 |
| Total noninterest expense | $5,240,000 | 2,260 |
| Salaries and employee benefits | $3,139,000 | 2,040 |
| Premises and equipment expense | $596,000 | 2,792 |
| Additional noninterest expense | $1,505,000 | 2,383 |
| Pre-tax net operating income | $1,768,000 | 3,109 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $562,000 | 2,797 |
| Income before extraordinary items | $1,234,000 | 3,418 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,234,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 426 |
| Net operating income | $1,214,680 | 3,303 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 3,077 |
| Total interest expense | $1,672,000 | 2,749 |
| Net interest income | $3,001,000 | 3,190 |
| Provision for loan and lease losses | $275,000 | 1,970 |
| Total noninterest income | $1,679,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $464,000 | 1,821 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,215,000 | 1,323 |
| Total noninterest expense | $3,290,000 | 2,386 |
| Salaries and employee benefits | $1,890,000 | 2,238 |
| Premises and equipment expense | $435,000 | 2,557 |
| Additional noninterest expense | $965,000 | 2,443 |
| Pre-tax net operating income | $1,115,000 | 3,257 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $352,000 | 2,939 |
| Income before extraordinary items | $791,000 | 3,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $791,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 309 |
| Net operating income | $771,680 | 3,413 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,176 |
| Total interest expense | $806,000 | 2,925 |
| Net interest income | $1,451,000 | 3,271 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $774,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $230,000 | 1,784 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $544,000 | 1,396 |
| Total noninterest expense | $1,531,000 | 2,529 |
| Salaries and employee benefits | $861,000 | 2,451 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $460,000 | 2,517 |
| Pre-tax net operating income | $574,000 | 3,181 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $183,000 | 2,854 |
| Income before extraordinary items | $391,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,970 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 260 |
| Net operating income | $391,000 | 3,346 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,993,000 | 3,298 |
| Total interest expense | $3,349,000 | 3,226 |
| Net interest income | $5,644,000 | 3,304 |
| Provision for loan and lease losses | $573,000 | 2,149 |
| Total noninterest income | $2,040,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $782,000 | 2,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,258,000 | 1,874 |
| Total noninterest expense | $5,398,000 | 2,727 |
| Salaries and employee benefits | $2,961,000 | 2,658 |
| Premises and equipment expense | $606,000 | 3,384 |
| Additional noninterest expense | $1,831,000 | 2,508 |
| Pre-tax net operating income | $1,713,000 | 3,773 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $489,000 | 3,490 |
| Income before extraordinary items | $1,275,000 | 3,924 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,275,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 576 |
| Net operating income | $1,238,280 | 3,891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 3,562 |
| Total interest expense | $4,879,000 | 3,216 |
| Net interest income | $4,321,000 | 3,888 |
| Provision for loan and lease losses | $735,000 | 1,602 |
| Total noninterest income | $1,382,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $532,000 | 2,691 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $850,000 | 2,297 |
| Total noninterest expense | $4,050,000 | 3,387 |
| Salaries and employee benefits | $2,111,000 | 3,438 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $1,387,000 | 3,078 |
| Pre-tax net operating income | $918,000 | 5,130 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $151,000 | 5,436 |
| Income before extraordinary items | $767,000 | 4,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $767,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,761 |
| Cash dividends | $1,000 | 6,609 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
| Net operating income | $767,000 | 4,871 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 4,041 |
| Total interest expense | $4,580,000 | 3,567 |
| Net interest income | $3,642,000 | 4,478 |
| Provision for loan and lease losses | $540,000 | 1,753 |
| Total noninterest income | $574,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,845 |
| Total noninterest expense | $3,208,000 | 3,999 |
| Salaries and employee benefits | $1,694,000 | 3,964 |
| Premises and equipment expense | $498,000 | 3,804 |
| Additional noninterest expense | $1,016,000 | 3,946 |
| Pre-tax net operating income | $468,000 | 7,160 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $468,000 | 6,497 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $468,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $468,000 | 6,513 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 5,276 |
| Total interest expense | $2,790,000 | 4,869 |
| Net interest income | $2,655,000 | 5,596 |
| Provision for loan and lease losses | $428,000 | 1,988 |
| Total noninterest income | $486,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,723 |
| Total noninterest expense | $2,588,000 | 4,750 |
| Salaries and employee benefits | $1,297,000 | 4,880 |
| Premises and equipment expense | $438,000 | 4,217 |
| Additional noninterest expense | $853,000 | 4,578 |
| Pre-tax net operating income | $125,000 | 8,953 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $123,000 | 8,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $123,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 841 |
| Net operating income | $125,000 | 8,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 6,631 |
| Total interest expense | $2,358,000 | 5,591 |
| Net interest income | $1,467,000 | 7,758 |
| Provision for loan and lease losses | $415,000 | 2,012 |
| Total noninterest income | $445,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,579 |
| Total noninterest expense | $2,066,000 | 5,479 |
| Salaries and employee benefits | $1,066,000 | 5,531 |
| Premises and equipment expense | $356,000 | 4,821 |
| Additional noninterest expense | $644,000 | 5,480 |
| Pre-tax net operating income | $-569,000 | 10,220 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-569,000 | 10,258 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-569,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 782 |
| Net operating income | $-569,000 | 10,233 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 10,482 |
| Total interest expense | $412,000 | 10,314 |
| Net interest income | $386,000 | 10,570 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 9,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,275,000 | 7,426 |
| Salaries and employee benefits | $693,000 | 7,356 |
| Premises and equipment expense | $112,000 | 8,682 |
| Additional noninterest expense | $470,000 | 6,752 |
| Pre-tax net operating income | $-951,000 | 10,840 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-951,000 | 10,850 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-951,000 | 10,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 76 |
| Net operating income | $-951,000 | 10,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.