Home > MidCarolina Bank > Net charge- offs to loans
MidCarolina Bank, Net charge- offs to loans
2011-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4770% | 1,010 |
Percentage Net Loans Charged-off: Total real estate loans | 0.6545% | 1,932 |
Percentage Net Loans Charged-off:Construction & development | 1.5714% | 1,476 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 2,162 |
Percentage Net Loans Charged-off: Multi-family residential | 3.1466% | 265 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.7462% | 1,477 |
Percentage Net Loans Charged-off: Home equity loans | 1.5477% | 526 |
All other 1-4 family - Percent of loans charged-off, net | 0.2884% | 2,374 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.1012% | 302 |
Percentage Net Loans Charged-off: Loans to individuals | 1.7844% | 847 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | 1.7049% | 698 |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2011-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7440% | 1,729 |
Percentage Net Loans Charged-off: Total real estate loans | 0.7702% | 1,453 |
Percentage Net Loans Charged-off:Construction & development | 2.2317% | 948 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2978% | 1,325 |
Percentage Net Loans Charged-off: Multi-family residential | 6.1536% | 127 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3028% | 1,958 |
Percentage Net Loans Charged-off: Home equity loans | 0.5906% | 686 |
All other 1-4 family - Percent of loans charged-off, net | 0.1377% | 2,332 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6231% | 1,530 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9907% | 1,379 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | 0.9218% | 1,144 |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2010-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0637% | 2,083 |
Percentage Net Loans Charged-off: Total real estate loans | 1.2137% | 1,599 |
Percentage Net Loans Charged-off:Construction & development | 4.6030% | 1,323 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 2,716 |
Percentage Net Loans Charged-off: Multi-family residential | 7.9079% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6076% | 2,013 |
Percentage Net Loans Charged-off: Home equity loans | 0.7578% | 1,043 |
All other 1-4 family - Percent of loans charged-off, net | 0.5250% | 2,156 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2729% | 3,835 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 2,770 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2010-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0931% | 1,861 |
Percentage Net Loans Charged-off: Total real estate loans | 1.2482% | 1,447 |
Percentage Net Loans Charged-off:Construction & development | 4.9263% | 1,135 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1244% | 2,683 |
Percentage Net Loans Charged-off: Multi-family residential | 8.8772% | 157 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6751% | 1,717 |
Percentage Net Loans Charged-off: Home equity loans | 0.6978% | 965 |
All other 1-4 family - Percent of loans charged-off, net | 0.6627% | 1,683 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2748% | 3,426 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5443% | 3,037 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2010-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0358% | 1,803 |
Percentage Net Loans Charged-off: Total real estate loans | 1.2221% | 1,359 |
Percentage Net Loans Charged-off:Construction & development | 5.5547% | 921 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0928% | 2,311 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5952% | 1,700 |
Percentage Net Loans Charged-off: Home equity loans | 0.7546% | 815 |
All other 1-4 family - Percent of loans charged-off, net | 0.5095% | 1,813 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 3,568 |
Percentage Net Loans Charged-off: Loans to individuals | -0.4405% | 7,342 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5430% | 1,129 |
Percentage Net Loans Charged-off: Total real estate loans | 1.8372% | 816 |
Percentage Net Loans Charged-off:Construction & development | 9.1557% | 479 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,292 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5504% | 1,483 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
All other 1-4 family - Percent of loans charged-off, net | 0.8486% | 1,093 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 2,785 |
Percentage Net Loans Charged-off: Loans to individuals | -1.0002% | 7,536 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6294% | 3,318 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5493% | 2,772 |
Percentage Net Loans Charged-off:Construction & development | 1.4150% | 2,348 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3776% | 1,995 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2089% | 3,223 |
Percentage Net Loans Charged-off: Home equity loans | 0.2444% | 1,549 |
All other 1-4 family - Percent of loans charged-off, net | 0.1892% | 3,169 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9586% | 2,920 |
Percentage Net Loans Charged-off: Loans to individuals | 4.0642% | 518 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4971% | 3,235 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4421% | 2,607 |
Percentage Net Loans Charged-off:Construction & development | 0.8695% | 2,234 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4378% | 1,460 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 2,933 |
Percentage Net Loans Charged-off: Home equity loans | 0.3266% | 1,213 |
All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 3,299 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8002% | 2,625 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2663% | 2,021 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4904% | 2,866 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3907% | 2,407 |
Percentage Net Loans Charged-off:Construction & development | 0.2928% | 2,304 |
Percentage Net Loans Charged-off: Commercial real estate | 0.6600% | 905 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 2,576 |
Percentage Net Loans Charged-off: Home equity loans | 0.3785% | 939 |
All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 3,001 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0941% | 1,893 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5776% | 3,273 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5150% | 2,175 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 3,235 |
Percentage Net Loans Charged-off:Construction & development | 0.2209% | 1,659 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.2639% | 677 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 3,569 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1224% | 5,021 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 3,513 |
Percentage Net Loans Charged-off:Construction & development | 0.2534% | 2,320 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0463% | 2,020 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 2,756 |
Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 1,267 |
All other 1-4 family - Percent of loans charged-off, net | 0.1385% | 2,394 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 3,799 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 3,927 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0823% | 4,730 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 3,776 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,545 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 2,563 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 2,026 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3702% | 2,323 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2114% | 4,407 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0452% | 4,793 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 3,438 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,106 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 2,278 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 4,097 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0399% | 3,919 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 2,127 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 556 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 7,104 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4976% | 2,471 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0535% | 4,918 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 2,550 |
Percentage Net Loans Charged-off:Construction & development | 0.0581% | 1,313 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 1,331 |
Percentage Net Loans Charged-off: Home equity loans | -0.1773% | 6,068 |
All other 1-4 family - Percent of loans charged-off, net | 0.4475% | 596 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 7,465 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6004% | 2,678 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0315% | 4,695 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 2,205 |
Percentage Net Loans Charged-off:Construction & development | 0.0786% | 798 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,625 |
Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 6,024 |
All other 1-4 family - Percent of loans charged-off, net | 0.1777% | 945 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 7,392 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 2,021 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0024% | 7,023 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1062% | 7,405 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9888% | 1,305 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0124% | 3,997 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0695% | 7,227 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8441% | 623 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0866% | 3,538 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,501 |
Percentage Net Loans Charged-off:Construction & development | 0.0106% | 761 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 742 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 1,326 |
Percentage Net Loans Charged-off: Home equity loans | 0.2176% | 301 |
All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,207 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 2,877 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 4,168 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0810% | 3,067 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 1,349 |
Percentage Net Loans Charged-off:Construction & development | 0.0139% | 552 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1563% | 514 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1435% | 2,190 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 3,249 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1036% | 2,433 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 931 |
Percentage Net Loans Charged-off:Construction & development | 0.0250% | 379 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2470% | 338 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0712% | 2,190 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3472% | 2,956 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0082% | 6,797 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 7,163 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0578% | 4,572 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3293% | 2,332 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8884% | 2,137 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0251% | 5,032 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 2,558 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3743% | 3,684 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0017% | 5,606 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 7,260 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 2,678 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0035% | 4,633 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0749% | 7,329 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7018% | 2,054 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3366% | 1,696 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,749 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 3,045 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,699 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.2362% | 651 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 6,281 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1499% | 2,887 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0064% | 1,122 |
Percentage Net Loans Charged-off: Loans to individuals | -0.1250% | 8,134 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0577% | 4,192 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5203% | 1,566 |
Percentage Net Loans Charged-off: Loans to individuals | -0.8369% | 8,685 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0381% | 3,982 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6374% | 1,069 |
Percentage Net Loans Charged-off: Loans to individuals | -2.1879% | 8,845 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0935% | 4,906 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,987 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,285 |
Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 591 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 4,072 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8973% | 926 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0357% | 5,709 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,344 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,709 |
Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 463 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1866% | 8,111 |
Percentage Net Loans Charged-off: Loans to individuals | 1.7090% | 1,003 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0274% | 5,522 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,790 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,182 |
Percentage Net Loans Charged-off: Home equity loans | 0.0251% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.2843% | 8,184 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8910% | 883 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0772% | 8,501 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4453% | 8,356 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1918% | 4,300 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0950% | 5,245 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 7,762 |
Percentage Net Loans Charged-off: Loans to individuals | 2.1887% | 775 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4097% | 1,995 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.5038% | 1,289 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0901% | 2,011 |
Percentage Net Loans Charged-off: Credit card loans | 2.0325% | 1,257 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2065% | 3,087 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0058% | 8,996 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1760% | 3,828 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,512 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |