Home > MidCarolina Bank > Assets and Liabilities
MidCarolina Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 75 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $477,758,000 | 1,412 |
| Cash and due from depository institutions | $7,431,000 | 2,061 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $49,596,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $27,352,000 | 177 |
| Net loans & leases | $361,090,000 | 1,174 |
| Loan loss allowance | $8,770,000 | 931 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,423,000 | 1,831 |
| Other real estate owned | $3,619,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $22,247,000 | 987 |
| Life insurance assets | $8,666,000 | 805 |
| Total liabilities and capital | $477,758,000 | 1,412 |
| Total liabilities | $434,616,000 | 1,393 |
| Total deposits | $419,342,000 | 1,321 |
| Interest-bearing deposits | $411,056,000 | 1,140 |
| Deposits held in domestic offices | $419,342,000 | 1,319 |
| % insured | 65.59% | 7,259 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,274,000 | 954 |
| Total equity capital | $43,142,000 | 1,587 |
| Total bank equity capital | $43,142,000 | 1,586 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $20,470,000 | 239 |
| Surplus | $11,731,000 | 2,355 |
| Undivided profits | $10,941,000 | 2,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,402,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,416,000 | 2,071 |
| Earning assets | $438,038,000 | 1,407 |
| Long-term assets (5+ years) | $48,539,000 | 2,646 |
| Average Assets, year-to-date | $513,982,330 | 1,312 |
| Average Assets, quarterly | $505,206,000 | 1,347 |
| Volatile liabilities | $72,936,000 | 758 |
| Insider loans | $9,839,000 | 646 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $113,000 | 1,628 |
| Unused loan commitments | $55,785,000 | 1,159 |
| Tier 1 (core) risk-based capital | $39,506,000 | 1,633 |
| Tier 2 risk-based capital | $4,890,000 | 1,117 |
| Total risk weighted assets | $388,162,000 | 1,159 |
| Total unused commitments | $55,785,000 | 1,159 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 75 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $532,654,000 | 1,270 |
| Cash and due from depository institutions | $9,939,000 | 2,042 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $88,100,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $19,815,000 | 342 |
| Net loans & leases | $377,865,000 | 1,136 |
| Loan loss allowance | $9,691,000 | 858 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,439,000 | 1,837 |
| Other real estate owned | $10,201,000 | 2,042 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $20,295,000 | 1,087 |
| Life insurance assets | $8,592,000 | 810 |
| Total liabilities and capital | $532,654,000 | 1,270 |
| Total liabilities | $483,989,000 | 1,256 |
| Total deposits | $472,130,000 | 1,170 |
| Interest-bearing deposits | $443,793,000 | 1,058 |
| Deposits held in domestic offices | $472,130,000 | 1,168 |
| % insured | 59.15% | 7,408 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,098 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,859,000 | 2,106 |
| Total equity capital | $48,665,000 | 1,392 |
| Total bank equity capital | $48,665,000 | 1,390 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $20,470,000 | 232 |
| Surplus | $11,678,000 | 2,379 |
| Undivided profits | $16,517,000 | 1,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,931,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,746,000 | 1,681 |
| Earning assets | $485,780,000 | 1,275 |
| Long-term assets (5+ years) | $70,627,000 | 1,944 |
| Average Assets, year-to-date | $532,094,500 | 1,267 |
| Average Assets, quarterly | $532,094,500 | 1,267 |
| Volatile liabilities | $108,652,000 | 584 |
| Insider loans | $9,866,000 | 645 |
| FHLB advances | $10,000,000 | 1,989 |
| Loans and leases held for sale | $683,000 | 906 |
| Unused loan commitments | $57,976,000 | 1,142 |
| Tier 1 (core) risk-based capital | $49,745,000 | 1,292 |
| Tier 2 risk-based capital | $5,187,000 | 1,077 |
| Total risk weighted assets | $410,504,000 | 1,114 |
| Total unused commitments | $57,976,000 | 1,143 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 78 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $531,535,000 | 1,272 |
| Cash and due from depository institutions | $4,307,000 | 1,980 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $90,151,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 810 |
| Net loans & leases | $393,561,000 | 1,107 |
| Loan loss allowance | $9,226,000 | 900 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,534,000 | 1,836 |
| Other real estate owned | $7,244,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $20,338,000 | 1,104 |
| Life insurance assets | $8,514,000 | 806 |
| Total liabilities and capital | $531,535,000 | 1,272 |
| Total liabilities | $483,189,000 | 1,259 |
| Total deposits | $466,319,000 | 1,178 |
| Interest-bearing deposits | $458,088,000 | 1,027 |
| Deposits held in domestic offices | $466,319,000 | 1,176 |
| % insured | 56.96% | 7,482 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,870,000 | 2,107 |
| Total equity capital | $48,346,000 | 1,389 |
| Total bank equity capital | $48,346,000 | 1,388 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $20,470,000 | 231 |
| Surplus | $11,624,000 | 2,391 |
| Undivided profits | $16,252,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,079,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,801,000 | 1,695 |
| Earning assets | $493,112,000 | 1,251 |
| Long-term assets (5+ years) | $72,608,000 | 1,843 |
| Average Assets, year-to-date | $549,886,800 | 1,219 |
| Average Assets, quarterly | $541,615,500 | 1,248 |
| Volatile liabilities | $162,530,000 | 844 |
| Insider loans | $10,155,000 | 636 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $2,958,000 | 749 |
| Unused loan commitments | $54,378,000 | 1,172 |
| Tier 1 (core) risk-based capital | $49,321,000 | 1,275 |
| Tier 2 risk-based capital | $5,288,000 | 1,087 |
| Total risk weighted assets | $419,071,000 | 1,114 |
| Total unused commitments | $54,378,000 | 1,174 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 74 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $551,696,000 | 1,246 |
| Cash and due from depository institutions | $13,082,000 | 2,103 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $78,241,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $23,542,000 | 292 |
| Net loans & leases | $403,970,000 | 1,086 |
| Loan loss allowance | $8,816,000 | 941 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,633,000 | 1,844 |
| Other real estate owned | $6,945,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $19,283,000 | 1,160 |
| Life insurance assets | $8,435,000 | 798 |
| Total liabilities and capital | $551,696,000 | 1,246 |
| Total liabilities | $501,953,000 | 1,219 |
| Total deposits | $485,049,000 | 1,130 |
| Interest-bearing deposits | $475,132,000 | 1,002 |
| Deposits held in domestic offices | $485,049,000 | 1,128 |
| % insured | 56.83% | 7,516 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,904,000 | 2,289 |
| Total equity capital | $49,743,000 | 1,381 |
| Total bank equity capital | $49,743,000 | 1,380 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $20,470,000 | 228 |
| Surplus | $11,578,000 | 2,390 |
| Undivided profits | $17,695,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,695,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,798,000 | 1,814 |
| Earning assets | $505,753,000 | 1,237 |
| Long-term assets (5+ years) | $64,904,000 | 1,980 |
| Average Assets, year-to-date | $554,474,750 | 1,220 |
| Average Assets, quarterly | $556,371,500 | 1,229 |
| Volatile liabilities | $170,555,000 | 826 |
| Insider loans | $10,336,000 | 638 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $2,526,000 | 861 |
| Unused loan commitments | $56,082,000 | 1,176 |
| Tier 1 (core) risk-based capital | $49,096,000 | 1,302 |
| Tier 2 risk-based capital | $5,449,000 | 1,061 |
| Total risk weighted assets | $432,774,000 | 1,090 |
| Total unused commitments | $56,082,000 | 1,178 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 73 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $561,047,000 | 1,212 |
| Cash and due from depository institutions | $8,594,000 | 2,169 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $71,699,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $31,248,000 | 183 |
| Net loans & leases | $418,695,000 | 1,066 |
| Loan loss allowance | $8,539,000 | 980 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,752,000 | 1,836 |
| Other real estate owned | $4,440,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $19,619,000 | 1,157 |
| Life insurance assets | $8,356,000 | 804 |
| Total liabilities and capital | $561,047,000 | 1,212 |
| Total liabilities | $512,406,000 | 1,190 |
| Total deposits | $488,921,000 | 1,124 |
| Interest-bearing deposits | $449,179,000 | 1,060 |
| Deposits held in domestic offices | $488,921,000 | 1,122 |
| % insured | 59.05% | 7,549 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,000,000 | 1,581 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,485,000 | 1,779 |
| Total equity capital | $48,641,000 | 1,394 |
| Total bank equity capital | $48,641,000 | 1,394 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $20,470,000 | 223 |
| Surplus | $11,538,000 | 2,403 |
| Undivided profits | $16,633,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,452,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,836,000 | 1,703 |
| Earning assets | $521,642,000 | 1,190 |
| Long-term assets (5+ years) | $70,759,000 | 1,829 |
| Average Assets, year-to-date | $555,401,000 | 1,223 |
| Average Assets, quarterly | $562,897,500 | 1,208 |
| Volatile liabilities | $189,687,000 | 737 |
| Insider loans | $10,534,000 | 619 |
| FHLB advances | $21,000,000 | 1,499 |
| Loans and leases held for sale | $1,697,000 | 807 |
| Unused loan commitments | $58,082,000 | 1,123 |
| Tier 1 (core) risk-based capital | $48,769,000 | 1,298 |
| Tier 2 risk-based capital | $5,623,000 | 1,051 |
| Total risk weighted assets | $446,936,000 | 1,062 |
| Total unused commitments | $58,082,000 | 1,126 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 74 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $564,748,000 | 1,237 |
| Cash and due from depository institutions | $18,018,000 | 2,164 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $71,507,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $19,564,000 | 440 |
| Net loans & leases | $425,536,000 | 1,073 |
| Loan loss allowance | $8,225,000 | 1,041 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,856,000 | 1,844 |
| Other real estate owned | $3,046,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $20,221,000 | 1,159 |
| Life insurance assets | $8,278,000 | 808 |
| Total liabilities and capital | $564,748,000 | 1,237 |
| Total liabilities | $517,200,000 | 1,218 |
| Total deposits | $494,230,000 | 1,138 |
| Interest-bearing deposits | $453,387,000 | 1,078 |
| Deposits held in domestic offices | $494,230,000 | 1,136 |
| % insured | 57.20% | 7,668 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,000,000 | 1,652 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,970,000 | 2,138 |
| Total equity capital | $47,548,000 | 1,431 |
| Total bank equity capital | $47,548,000 | 1,431 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $20,470,000 | 223 |
| Surplus | $11,476,000 | 2,445 |
| Undivided profits | $15,602,000 | 2,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,681,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,060,000 | 1,543 |
| Earning assets | $516,607,000 | 1,232 |
| Long-term assets (5+ years) | $73,555,000 | 1,773 |
| Average Assets, year-to-date | $552,578,000 | 1,257 |
| Average Assets, quarterly | $552,578,000 | 1,257 |
| Volatile liabilities | $220,595,000 | 654 |
| Insider loans | $9,498,000 | 760 |
| FHLB advances | $21,000,000 | 1,565 |
| Loans and leases held for sale | $1,093,000 | 876 |
| Unused loan commitments | $61,623,000 | 1,123 |
| Tier 1 (core) risk-based capital | $48,089,000 | 1,323 |
| Tier 2 risk-based capital | $5,746,000 | 1,040 |
| Total risk weighted assets | $457,266,000 | 1,068 |
| Total unused commitments | $61,623,000 | 1,125 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 82 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $540,408,000 | 1,297 |
| Cash and due from depository institutions | $8,950,000 | 1,964 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $70,718,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $479,000 | 4,021 |
| Net loans & leases | $431,008,000 | 1,084 |
| Loan loss allowance | $7,307,000 | 1,176 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,961,000 | 1,855 |
| Other real estate owned | $2,862,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $19,430,000 | 1,216 |
| Life insurance assets | $8,179,000 | 813 |
| Total liabilities and capital | $540,408,000 | 1,297 |
| Total liabilities | $492,369,000 | 1,290 |
| Total deposits | $465,020,000 | 1,208 |
| Interest-bearing deposits | $427,263,000 | 1,142 |
| Deposits held in domestic offices | $465,020,000 | 1,206 |
| % insured | 58.88% | 7,695 |
| Federal funds purchased & repurchase agreements | $520,000 | 2,445 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,583 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,829,000 | 2,295 |
| Total equity capital | $48,039,000 | 1,390 |
| Total bank equity capital | $48,039,000 | 1,390 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $20,470,000 | 220 |
| Surplus | $11,420,000 | 2,448 |
| Undivided profits | $16,149,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,408,000 | 3,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,150,000 | 1,553 |
| Earning assets | $502,205,000 | 1,277 |
| Long-term assets (5+ years) | $76,824,000 | 1,707 |
| Average Assets, year-to-date | $548,080,200 | 1,264 |
| Average Assets, quarterly | $548,949,500 | 1,274 |
| Volatile liabilities | $219,888,000 | 662 |
| Insider loans | $9,659,000 | 759 |
| FHLB advances | $25,000,000 | 1,483 |
| Loans and leases held for sale | $228,000 | 1,530 |
| Unused loan commitments | $64,556,000 | 1,094 |
| Tier 1 (core) risk-based capital | $48,436,000 | 1,299 |
| Tier 2 risk-based capital | $5,761,000 | 1,063 |
| Total risk weighted assets | $459,344,000 | 1,094 |
| Total unused commitments | $64,556,000 | 1,096 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 81 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $557,491,000 | 1,278 |
| Cash and due from depository institutions | $11,527,000 | 2,011 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $71,462,000 | 1,755 |
| Federal funds sold & reverse repurchase agreements | $11,806,000 | 786 |
| Net loans & leases | $435,848,000 | 1,099 |
| Loan loss allowance | $6,867,000 | 1,159 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,028,000 | 1,864 |
| Other real estate owned | $3,486,000 | 2,011 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,334,000 | 1,261 |
| Life insurance assets | $8,106,000 | 819 |
| Total liabilities and capital | $557,491,000 | 1,278 |
| Total liabilities | $509,053,000 | 1,256 |
| Total deposits | $481,868,000 | 1,167 |
| Interest-bearing deposits | $402,419,000 | 1,233 |
| Deposits held in domestic offices | $481,868,000 | 1,164 |
| % insured | 56.84% | 7,824 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,000,000 | 1,629 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,185,000 | 2,186 |
| Total equity capital | $48,438,000 | 1,426 |
| Total bank equity capital | $48,438,000 | 1,426 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $20,470,000 | 218 |
| Surplus | $11,379,000 | 2,440 |
| Undivided profits | $16,589,000 | 2,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,668,000 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,138,000 | 1,673 |
| Earning assets | $519,116,000 | 1,259 |
| Long-term assets (5+ years) | $81,153,000 | 1,636 |
| Average Assets, year-to-date | $549,998,250 | 1,277 |
| Average Assets, quarterly | $553,457,500 | 1,278 |
| Volatile liabilities | $239,002,000 | 645 |
| Insider loans | $9,714,000 | 755 |
| FHLB advances | $25,000,000 | 1,530 |
| Loans and leases held for sale | $1,212,000 | 867 |
| Unused loan commitments | $64,226,000 | 1,164 |
| Tier 1 (core) risk-based capital | $48,288,000 | 1,331 |
| Tier 2 risk-based capital | $5,872,000 | 1,045 |
| Total risk weighted assets | $468,762,000 | 1,096 |
| Total unused commitments | $64,226,000 | 1,166 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 81 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $549,424,000 | 1,300 |
| Cash and due from depository institutions | $8,580,000 | 2,050 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $69,969,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $5,936,000 | 1,659 |
| Net loans & leases | $437,149,000 | 1,121 |
| Loan loss allowance | $6,482,000 | 1,190 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,088,000 | 1,868 |
| Other real estate owned | $3,371,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $17,331,000 | 1,225 |
| Life insurance assets | $8,036,000 | 830 |
| Total liabilities and capital | $549,424,000 | 1,300 |
| Total liabilities | $502,627,000 | 1,283 |
| Total deposits | $475,745,000 | 1,183 |
| Interest-bearing deposits | $436,221,000 | 1,125 |
| Deposits held in domestic offices | $475,745,000 | 1,180 |
| % insured | 43.67% | 7,898 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,882,000 | 2,487 |
| Total equity capital | $46,797,000 | 1,474 |
| Total bank equity capital | $46,797,000 | 1,474 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $20,470,000 | 214 |
| Surplus | $11,344,000 | 2,447 |
| Undivided profits | $14,983,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,082,000 | 1,646 |
| Earning assets | $513,054,000 | 1,272 |
| Long-term assets (5+ years) | $81,726,000 | 1,614 |
| Average Assets, year-to-date | $547,500,670 | 1,291 |
| Average Assets, quarterly | $551,063,000 | 1,296 |
| Volatile liabilities | $244,323,000 | 646 |
| Insider loans | $9,942,000 | 758 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $1,429,000 | 1,035 |
| Unused loan commitments | $67,071,000 | 1,157 |
| Tier 1 (core) risk-based capital | $47,711,000 | 1,360 |
| Tier 2 risk-based capital | $5,877,000 | 1,052 |
| Total risk weighted assets | $470,095,000 | 1,121 |
| Total unused commitments | $67,071,000 | 1,160 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 82 | 2,034 |
| Assets and Liabilities | ||
| Total Assets: | $552,702,000 | 1,299 |
| Cash and due from depository institutions | $18,834,000 | 2,034 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $61,860,000 | 1,953 |
| Federal funds sold & reverse repurchase agreements | $3,945,000 | 2,736 |
| Net loans & leases | $443,093,000 | 1,121 |
| Loan loss allowance | $6,198,000 | 1,176 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,368,000 | 1,792 |
| Other real estate owned | $751,000 | 2,034 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $16,851,000 | 1,237 |
| Life insurance assets | $7,964,000 | 835 |
| Total liabilities and capital | $552,702,000 | 1,299 |
| Total liabilities | $507,778,000 | 1,272 |
| Total deposits | $480,827,000 | 1,169 |
| Interest-bearing deposits | $443,240,000 | 1,103 |
| Deposits held in domestic offices | $480,827,000 | 1,166 |
| % insured | 48.47% | 7,839 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,000,000 | 1,758 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,951,000 | 2,368 |
| Total equity capital | $44,924,000 | 1,536 |
| Total bank equity capital | $44,924,000 | 1,535 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,470,000 | 212 |
| Surplus | $11,300,000 | 2,444 |
| Undivided profits | $13,154,000 | 2,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,817,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,019,000 | 1,728 |
| Earning assets | $508,898,000 | 1,286 |
| Long-term assets (5+ years) | $71,005,000 | 1,768 |
| Average Assets, year-to-date | $546,539,000 | 1,301 |
| Average Assets, quarterly | $546,539,000 | 1,301 |
| Volatile liabilities | $244,352,000 | 655 |
| Insider loans | $9,515,000 | 800 |
| FHLB advances | $25,000,000 | 1,646 |
| Loans and leases held for sale | $1,903,000 | 818 |
| Unused loan commitments | $73,841,000 | 1,114 |
| Tier 1 (core) risk-based capital | $46,860,000 | 1,398 |
| Tier 2 risk-based capital | $5,925,000 | 1,025 |
| Total risk weighted assets | $473,762,000 | 1,116 |
| Total unused commitments | $73,841,000 | 1,115 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 79 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $540,376,000 | 1,303 |
| Cash and due from depository institutions | $15,733,000 | 2,144 |
| Interest-bearing balances | $8,977,000 | 1,204 |
| Securities | $70,920,000 | 1,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $429,030,000 | 1,156 |
| Loan loss allowance | $5,632,000 | 1,243 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,455,000 | 1,760 |
| Other real estate owned | $1,608,000 | 2,144 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,630,000 | 1,327 |
| Life insurance assets | $7,893,000 | 840 |
| Total liabilities and capital | $540,376,000 | 1,303 |
| Total liabilities | $495,125,000 | 1,290 |
| Total deposits | $467,948,000 | 1,152 |
| Interest-bearing deposits | $429,848,000 | 1,101 |
| Deposits held in domestic offices | $467,948,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,000,000 | 1,907 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,177,000 | 2,147 |
| Total equity capital | $45,251,000 | 1,510 |
| Total bank equity capital | $45,251,000 | 1,510 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $20,470,000 | 211 |
| Surplus | $11,086,000 | 2,454 |
| Undivided profits | $13,695,000 | 2,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,128,000 | 2,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,108,000 | 1,750 |
| Earning assets | $508,927,000 | 1,260 |
| Long-term assets (5+ years) | $86,907,000 | 1,466 |
| Average Assets, year-to-date | $507,061,400 | 1,332 |
| Average Assets, quarterly | $531,338,000 | 1,310 |
| Volatile liabilities | $246,019,000 | 641 |
| Insider loans | $9,788,000 | 776 |
| FHLB advances | $25,000,000 | 1,798 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $71,077,000 | 1,186 |
| Tier 1 (core) risk-based capital | $46,135,000 | 1,398 |
| Tier 2 risk-based capital | $5,632,000 | 1,056 |
| Total risk weighted assets | $462,731,000 | 1,132 |
| Total unused commitments | $71,077,000 | 1,187 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 79 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $522,300,000 | 1,332 |
| Cash and due from depository institutions | $13,895,000 | 2,166 |
| Interest-bearing balances | $7,407,000 | 953 |
| Securities | $69,772,000 | 1,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $413,860,000 | 1,198 |
| Loan loss allowance | $5,372,000 | 1,173 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,977,000 | 1,888 |
| Other real estate owned | $1,183,000 | 2,166 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $16,613,000 | 1,239 |
| Life insurance assets | $7,821,000 | 837 |
| Total liabilities and capital | $522,300,000 | 1,332 |
| Total liabilities | $478,823,000 | 1,312 |
| Total deposits | $443,420,000 | 1,198 |
| Interest-bearing deposits | $407,360,000 | 1,144 |
| Deposits held in domestic offices | $443,420,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $33,000,000 | 1,591 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,403,000 | 2,001 |
| Total equity capital | $43,477,000 | 1,565 |
| Total bank equity capital | $43,477,000 | 1,565 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $20,440,000 | 206 |
| Surplus | $11,066,000 | 2,442 |
| Undivided profits | $11,971,000 | 2,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,593,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,065,000 | 1,901 |
| Earning assets | $491,039,000 | 1,294 |
| Long-term assets (5+ years) | $86,046,000 | 1,456 |
| Average Assets, year-to-date | $498,732,750 | 1,351 |
| Average Assets, quarterly | $518,386,000 | 1,331 |
| Volatile liabilities | $288,773,000 | 552 |
| Insider loans | $9,499,000 | 796 |
| FHLB advances | $33,000,000 | 1,507 |
| Loans and leases held for sale | $304,000 | 1,206 |
| Unused loan commitments | $74,570,000 | 1,211 |
| Tier 1 (core) risk-based capital | $45,777,000 | 1,417 |
| Tier 2 risk-based capital | $5,372,000 | 1,056 |
| Total risk weighted assets | $448,698,000 | 1,162 |
| Total unused commitments | $74,570,000 | 1,213 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $514,472,000 | 1,340 |
| Cash and due from depository institutions | $17,513,000 | 2,228 |
| Interest-bearing balances | $11,763,000 | 567 |
| Securities | $71,309,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $402,819,000 | 1,213 |
| Loan loss allowance | $4,824,000 | 1,236 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,804,000 | 1,917 |
| Other real estate owned | $398,000 | 2,228 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,629,000 | 1,265 |
| Life insurance assets | $7,744,000 | 849 |
| Total liabilities and capital | $514,472,000 | 1,340 |
| Total liabilities | $470,727,000 | 1,319 |
| Total deposits | $438,672,000 | 1,195 |
| Interest-bearing deposits | $403,889,000 | 1,136 |
| Deposits held in domestic offices | $438,672,000 | 1,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,000,000 | 1,643 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,055,000 | 2,266 |
| Total equity capital | $43,745,000 | 1,575 |
| Total bank equity capital | $43,745,000 | 1,575 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $20,440,000 | 204 |
| Surplus | $11,046,000 | 2,439 |
| Undivided profits | $12,259,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,038,000 | 1,872 |
| Earning assets | $485,891,000 | 1,299 |
| Long-term assets (5+ years) | $88,346,000 | 1,407 |
| Average Assets, year-to-date | $490,877,000 | 1,383 |
| Average Assets, quarterly | $501,884,000 | 1,357 |
| Volatile liabilities | $282,364,000 | 563 |
| Insider loans | $8,466,000 | 914 |
| FHLB advances | $30,000,000 | 1,552 |
| Loans and leases held for sale | $779,000 | 989 |
| Unused loan commitments | $74,708,000 | 1,242 |
| Tier 1 (core) risk-based capital | $44,669,000 | 1,459 |
| Tier 2 risk-based capital | $4,824,000 | 1,158 |
| Total risk weighted assets | $438,825,000 | 1,173 |
| Total unused commitments | $74,708,000 | 1,242 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $489,296,000 | 1,407 |
| Cash and due from depository institutions | $11,990,000 | 2,272 |
| Interest-bearing balances | $3,222,000 | 1,842 |
| Securities | $70,149,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $383,956,000 | 1,250 |
| Loan loss allowance | $4,649,000 | 1,221 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,767,000 | 1,913 |
| Other real estate owned | $634,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $15,800,000 | 1,212 |
| Life insurance assets | $7,668,000 | 847 |
| Total liabilities and capital | $489,296,000 | 1,407 |
| Total liabilities | $445,652,000 | 1,387 |
| Total deposits | $390,660,000 | 1,373 |
| Interest-bearing deposits | $359,756,000 | 1,293 |
| Deposits held in domestic offices | $390,660,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $53,000,000 | 1,044 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,992,000 | 2,463 |
| Total equity capital | $43,644,000 | 1,617 |
| Total bank equity capital | $43,644,000 | 1,617 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $20,440,000 | 205 |
| Surplus | $11,045,000 | 2,419 |
| Undivided profits | $12,159,000 | 2,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 4,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,183,000 | 1,769 |
| Earning assets | $457,327,000 | 1,364 |
| Long-term assets (5+ years) | $83,227,000 | 1,437 |
| Average Assets, year-to-date | $479,079,500 | 1,417 |
| Average Assets, quarterly | $479,079,500 | 1,417 |
| Volatile liabilities | $249,182,000 | 617 |
| Insider loans | $3,322,000 | 2,186 |
| FHLB advances | $53,000,000 | 973 |
| Loans and leases held for sale | $2,189,000 | 646 |
| Unused loan commitments | $77,119,000 | 1,246 |
| Tier 1 (core) risk-based capital | $43,755,000 | 1,488 |
| Tier 2 risk-based capital | $4,649,000 | 1,172 |
| Total risk weighted assets | $418,169,000 | 1,217 |
| Total unused commitments | $77,119,000 | 1,247 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 77 | 2,256 |
| Assets and Liabilities | ||
| Total Assets: | $468,863,000 | 1,449 |
| Cash and due from depository institutions | $6,757,000 | 2,256 |
| Interest-bearing balances | $261,000 | 3,755 |
| Securities | $70,646,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $368,075,000 | 1,308 |
| Loan loss allowance | $4,462,000 | 1,241 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,831,000 | 1,886 |
| Other real estate owned | $264,000 | 2,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $16,290,000 | 1,179 |
| Life insurance assets | $7,594,000 | 848 |
| Total liabilities and capital | $468,863,000 | 1,449 |
| Total liabilities | $427,504,000 | 1,422 |
| Total deposits | $373,897,000 | 1,419 |
| Interest-bearing deposits | $343,329,000 | 1,349 |
| Deposits held in domestic offices | $373,897,000 | 1,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,146,000 | 2,333 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,000,000 | 1,041 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,461,000 | 2,093 |
| Total equity capital | $41,359,000 | 1,690 |
| Total bank equity capital | $41,359,000 | 1,690 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,578,000 | 224 |
| Surplus | $10,642,000 | 2,462 |
| Undivided profits | $11,139,000 | 2,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 3,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,443,000 | 1,704 |
| Earning assets | $438,982,000 | 1,417 |
| Long-term assets (5+ years) | $81,108,000 | 1,382 |
| Average Assets, year-to-date | $449,234,200 | 1,467 |
| Average Assets, quarterly | $466,761,000 | 1,439 |
| Volatile liabilities | $239,610,000 | 655 |
| Insider loans | $3,765,000 | 1,958 |
| FHLB advances | $49,000,000 | 968 |
| Loans and leases held for sale | $1,291,000 | 823 |
| Unused loan commitments | $69,193,000 | 1,373 |
| Tier 1 (core) risk-based capital | $41,696,000 | 1,561 |
| Tier 2 risk-based capital | $4,462,000 | 1,197 |
| Total risk weighted assets | $402,224,000 | 1,257 |
| Total unused commitments | $69,193,000 | 1,374 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $464,659,000 | 1,432 |
| Cash and due from depository institutions | $9,952,000 | 2,280 |
| Interest-bearing balances | $3,744,000 | 1,239 |
| Securities | $70,183,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $359,240,000 | 1,307 |
| Loan loss allowance | $4,142,000 | 1,275 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,806,000 | 1,848 |
| Other real estate owned | $2,110,000 | 2,280 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,368,000 | 1,152 |
| Life insurance assets | $7,519,000 | 833 |
| Total liabilities and capital | $464,659,000 | 1,432 |
| Total liabilities | $425,354,000 | 1,394 |
| Total deposits | $384,579,000 | 1,375 |
| Interest-bearing deposits | $350,543,000 | 1,306 |
| Deposits held in domestic offices | $384,579,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,000,000 | 1,195 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,775,000 | 1,052 |
| Total equity capital | $39,305,000 | 1,752 |
| Total bank equity capital | $39,305,000 | 1,752 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $19,491,000 | 218 |
| Surplus | $10,632,000 | 2,402 |
| Undivided profits | $9,182,000 | 3,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,351,000 | 1,915 |
| Earning assets | $433,167,000 | 1,397 |
| Long-term assets (5+ years) | $78,594,000 | 1,385 |
| Average Assets, year-to-date | $444,327,000 | 1,472 |
| Average Assets, quarterly | $459,309,000 | 1,430 |
| Volatile liabilities | $222,376,000 | 675 |
| Insider loans | $3,646,000 | 1,972 |
| FHLB advances | $35,000,000 | 1,111 |
| Loans and leases held for sale | $1,430,000 | 743 |
| Unused loan commitments | $69,612,000 | 1,389 |
| Tier 1 (core) risk-based capital | $40,098,000 | 1,612 |
| Tier 2 risk-based capital | $4,142,000 | 1,265 |
| Total risk weighted assets | $399,758,000 | 1,242 |
| Total unused commitments | $69,612,000 | 1,389 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $453,959,000 | 1,470 |
| Cash and due from depository institutions | $12,537,000 | 2,370 |
| Interest-bearing balances | $5,284,000 | 999 |
| Securities | $71,199,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $344,617,000 | 1,368 |
| Loan loss allowance | $4,226,000 | 1,245 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,415,000 | 1,957 |
| Other real estate owned | $1,911,000 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $17,280,000 | 1,105 |
| Life insurance assets | $7,445,000 | 832 |
| Total liabilities and capital | $453,959,000 | 1,470 |
| Total liabilities | $416,092,000 | 1,433 |
| Total deposits | $370,601,000 | 1,446 |
| Interest-bearing deposits | $334,428,000 | 1,380 |
| Deposits held in domestic offices | $370,601,000 | 1,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $40,000,000 | 1,045 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,491,000 | 1,068 |
| Total equity capital | $37,867,000 | 1,801 |
| Total bank equity capital | $37,867,000 | 1,801 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,297,000 | 219 |
| Surplus | $10,634,000 | 2,401 |
| Undivided profits | $7,936,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 3,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,384,000 | 1,747 |
| Earning assets | $421,100,000 | 1,446 |
| Long-term assets (5+ years) | $76,137,000 | 1,388 |
| Average Assets, year-to-date | $437,549,670 | 1,522 |
| Average Assets, quarterly | $445,007,500 | 1,500 |
| Volatile liabilities | $200,050,000 | 733 |
| Insider loans | $3,850,000 | 1,882 |
| FHLB advances | $40,000,000 | 970 |
| Loans and leases held for sale | $2,170,000 | 691 |
| Unused loan commitments | $71,460,000 | 1,392 |
| Tier 1 (core) risk-based capital | $39,215,000 | 1,648 |
| Tier 2 risk-based capital | $4,226,000 | 1,245 |
| Total risk weighted assets | $383,876,000 | 1,302 |
| Total unused commitments | $71,460,000 | 1,392 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 70 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $436,056,000 | 1,546 |
| Cash and due from depository institutions | $12,676,000 | 2,490 |
| Interest-bearing balances | $5,827,000 | 1,012 |
| Securities | $74,990,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $323,873,000 | 1,434 |
| Loan loss allowance | $4,212,000 | 1,238 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,498,000 | 1,894 |
| Other real estate owned | $2,180,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $15,839,000 | 1,146 |
| Life insurance assets | $7,375,000 | 820 |
| Total liabilities and capital | $436,057,000 | 1,546 |
| Total liabilities | $398,021,000 | 1,513 |
| Total deposits | $364,023,000 | 1,467 |
| Interest-bearing deposits | $325,079,000 | 1,407 |
| Deposits held in domestic offices | $364,023,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,998,000 | 1,396 |
| Total equity capital | $38,036,000 | 1,796 |
| Total bank equity capital | $38,036,000 | 1,796 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $19,297,000 | 209 |
| Surplus | $10,633,000 | 2,374 |
| Undivided profits | $8,106,000 | 3,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,180,000 | 1,868 |
| Earning assets | $404,690,000 | 1,521 |
| Long-term assets (5+ years) | $78,994,000 | 1,328 |
| Average Assets, year-to-date | $429,345,000 | 1,559 |
| Average Assets, quarterly | $429,345,000 | 1,559 |
| Volatile liabilities | $189,679,000 | 755 |
| Insider loans | $6,609,000 | 1,079 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $2,410,000 | 619 |
| Unused loan commitments | $75,540,000 | 1,343 |
| Tier 1 (core) risk-based capital | $38,203,000 | 1,677 |
| Tier 2 risk-based capital | $4,212,000 | 1,237 |
| Total risk weighted assets | $367,239,000 | 1,350 |
| Total unused commitments | $75,540,000 | 1,343 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $422,634,000 | 1,577 |
| Cash and due from depository institutions | $12,438,000 | 2,464 |
| Interest-bearing balances | $3,844,000 | 1,292 |
| Securities | $73,641,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $311,365,000 | 1,485 |
| Loan loss allowance | $4,222,000 | 1,218 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,613,000 | 1,835 |
| Other real estate owned | $2,337,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $16,240,000 | 1,131 |
| Life insurance assets | $7,304,000 | 798 |
| Total liabilities and capital | $422,634,000 | 1,577 |
| Total liabilities | $386,050,000 | 1,553 |
| Total deposits | $339,275,000 | 1,572 |
| Interest-bearing deposits | $304,612,000 | 1,497 |
| Deposits held in domestic offices | $339,275,000 | 1,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $43,000,000 | 984 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,775,000 | 1,448 |
| Total equity capital | $36,584,000 | 1,829 |
| Total bank equity capital | $36,584,000 | 1,829 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $19,299,000 | 199 |
| Surplus | $10,639,000 | 2,326 |
| Undivided profits | $6,646,000 | 4,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,116,000 | 1,989 |
| Earning assets | $388,850,000 | 1,557 |
| Long-term assets (5+ years) | $72,194,000 | 1,425 |
| Average Assets, year-to-date | $404,029,200 | 1,586 |
| Average Assets, quarterly | $420,626,500 | 1,557 |
| Volatile liabilities | $190,148,000 | 845 |
| Insider loans | $6,164,000 | 1,154 |
| FHLB advances | $43,000,000 | 917 |
| Loans and leases held for sale | $2,497,000 | 605 |
| Unused loan commitments | $70,833,000 | 1,378 |
| Tier 1 (core) risk-based capital | $37,059,000 | 1,695 |
| Tier 2 risk-based capital | $4,222,000 | 1,213 |
| Total risk weighted assets | $359,623,000 | 1,358 |
| Total unused commitments | $70,833,000 | 1,378 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $418,619,000 | 1,574 |
| Cash and due from depository institutions | $19,578,000 | 2,488 |
| Interest-bearing balances | $9,045,000 | 581 |
| Securities | $74,566,000 | 1,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $301,255,000 | 1,522 |
| Loan loss allowance | $4,302,000 | 1,196 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,582,000 | 1,802 |
| Other real estate owned | $1,950,000 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $14,688,000 | 1,232 |
| Life insurance assets | $7,231,000 | 785 |
| Total liabilities and capital | $418,619,000 | 1,574 |
| Total liabilities | $384,013,000 | 1,541 |
| Total deposits | $349,117,000 | 1,494 |
| Interest-bearing deposits | $311,545,000 | 1,433 |
| Deposits held in domestic offices | $349,117,000 | 1,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,000,000 | 1,319 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,896,000 | 1,384 |
| Total equity capital | $34,606,000 | 1,917 |
| Total bank equity capital | $34,606,000 | 1,917 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,735,000 | 194 |
| Surplus | $9,982,000 | 2,412 |
| Undivided profits | $5,889,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 4,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,937,000 | 2,177 |
| Earning assets | $384,866,000 | 1,570 |
| Long-term assets (5+ years) | $73,642,000 | 1,376 |
| Average Assets, year-to-date | $399,378,000 | 1,613 |
| Average Assets, quarterly | $414,097,500 | 1,575 |
| Volatile liabilities | $181,632,000 | 882 |
| Insider loans | $6,400,000 | 1,093 |
| FHLB advances | $31,000,000 | 1,230 |
| Loans and leases held for sale | $1,361,000 | 811 |
| Unused loan commitments | $70,742,000 | 1,406 |
| Tier 1 (core) risk-based capital | $34,894,000 | 1,803 |
| Tier 2 risk-based capital | $4,302,000 | 1,194 |
| Total risk weighted assets | $349,340,000 | 1,386 |
| Total unused commitments | $70,742,000 | 1,406 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 71 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $409,576,000 | 1,592 |
| Cash and due from depository institutions | $11,001,000 | 2,498 |
| Interest-bearing balances | $3,947,000 | 1,209 |
| Securities | $69,817,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $303,969,000 | 1,488 |
| Loan loss allowance | $4,295,000 | 1,191 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,520,000 | 1,779 |
| Other real estate owned | $3,054,000 | 2,498 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $15,215,000 | 1,188 |
| Life insurance assets | $7,166,000 | 776 |
| Total liabilities and capital | $409,576,000 | 1,592 |
| Total liabilities | $377,092,000 | 1,557 |
| Total deposits | $347,347,000 | 1,484 |
| Interest-bearing deposits | $305,990,000 | 1,436 |
| Deposits held in domestic offices | $347,347,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,000,000 | 1,506 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,745,000 | 1,315 |
| Total equity capital | $32,484,000 | 1,973 |
| Total bank equity capital | $32,484,000 | 1,973 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $18,663,000 | 182 |
| Surplus | $9,754,000 | 2,402 |
| Undivided profits | $4,067,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 5,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,737,000 | 2,162 |
| Earning assets | $377,733,000 | 1,577 |
| Long-term assets (5+ years) | $70,041,000 | 1,411 |
| Average Assets, year-to-date | $392,964,330 | 1,640 |
| Average Assets, quarterly | $404,128,500 | 1,598 |
| Volatile liabilities | $181,059,000 | 866 |
| Insider loans | $6,406,000 | 1,079 |
| FHLB advances | $26,000,000 | 1,408 |
| Loans and leases held for sale | $2,836,000 | 553 |
| Unused loan commitments | $71,014,000 | 1,392 |
| Tier 1 (core) risk-based capital | $33,779,000 | 1,839 |
| Tier 2 risk-based capital | $4,295,000 | 1,182 |
| Total risk weighted assets | $351,492,000 | 1,360 |
| Total unused commitments | $71,014,000 | 1,393 |
| Derivatives | $5,000,000 | 599 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $398,681,000 | 1,608 |
| Cash and due from depository institutions | $15,523,000 | 2,313 |
| Interest-bearing balances | $10,127,000 | 595 |
| Securities | $60,661,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $298,752,000 | 1,474 |
| Loan loss allowance | $4,328,000 | 1,163 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,576,000 | 1,728 |
| Other real estate owned | $2,712,000 | 2,313 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $14,457,000 | 1,220 |
| Life insurance assets | $7,102,000 | 758 |
| Total liabilities and capital | $398,681,000 | 1,608 |
| Total liabilities | $366,475,000 | 1,566 |
| Total deposits | $324,310,000 | 1,568 |
| Interest-bearing deposits | $290,873,000 | 1,489 |
| Deposits held in domestic offices | $324,310,000 | 1,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,000,000 | 1,083 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,165,000 | 1,512 |
| Total equity capital | $32,206,000 | 1,970 |
| Total bank equity capital | $32,206,000 | 1,970 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $17,345,000 | 199 |
| Surplus | $9,719,000 | 2,348 |
| Undivided profits | $5,142,000 | 4,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,248,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,649,000 | 2,169 |
| Earning assets | $369,540,000 | 1,594 |
| Long-term assets (5+ years) | $64,088,000 | 1,516 |
| Average Assets, year-to-date | $384,658,500 | 1,664 |
| Average Assets, quarterly | $384,658,500 | 1,664 |
| Volatile liabilities | $166,674,000 | 893 |
| Insider loans | $6,515,000 | 1,037 |
| FHLB advances | $39,000,000 | 1,013 |
| Loans and leases held for sale | $1,965,000 | 603 |
| Unused loan commitments | $77,495,000 | 1,260 |
| Tier 1 (core) risk-based capital | $32,837,000 | 1,857 |
| Tier 2 risk-based capital | $4,328,000 | 1,145 |
| Total risk weighted assets | $349,508,000 | 1,322 |
| Total unused commitments | $77,495,000 | 1,260 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $370,636,000 | 1,722 |
| Cash and due from depository institutions | $12,670,000 | 2,538 |
| Interest-bearing balances | $5,838,000 | 965 |
| Securities | $58,498,000 | 2,057 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $276,765,000 | 1,561 |
| Loan loss allowance | $4,090,000 | 1,222 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,091,000 | 1,834 |
| Other real estate owned | $2,803,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,809,000 | 1,251 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $370,636,000 | 1,722 |
| Total liabilities | $339,037,000 | 1,692 |
| Total deposits | $300,262,000 | 1,676 |
| Interest-bearing deposits | $268,718,000 | 1,594 |
| Deposits held in domestic offices | $300,262,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,775,000 | 1,636 |
| Total equity capital | $31,599,000 | 1,994 |
| Total bank equity capital | $31,599,000 | 1,994 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $17,345,000 | 198 |
| Surplus | $9,219,000 | 2,411 |
| Undivided profits | $5,035,000 | 4,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,511,000 | 2,352 |
| Earning assets | $341,101,000 | 1,711 |
| Long-term assets (5+ years) | $59,034,000 | 1,575 |
| Average Assets, year-to-date | $330,367,400 | 1,802 |
| Average Assets, quarterly | $364,009,000 | 1,735 |
| Volatile liabilities | $147,928,000 | 983 |
| Insider loans | $5,500,000 | 1,233 |
| FHLB advances | $36,000,000 | 1,088 |
| Loans and leases held for sale | $1,557,000 | 689 |
| Unused loan commitments | $67,024,000 | 1,406 |
| Tier 1 (core) risk-based capital | $32,146,000 | 1,872 |
| Tier 2 risk-based capital | $3,996,000 | 1,223 |
| Total risk weighted assets | $318,866,000 | 1,424 |
| Total unused commitments | $67,024,000 | 1,406 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $357,382,000 | 1,741 |
| Cash and due from depository institutions | $10,762,000 | 2,516 |
| Interest-bearing balances | $4,337,000 | 1,207 |
| Securities | $56,018,000 | 2,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $271,246,000 | 1,560 |
| Loan loss allowance | $3,881,000 | 1,273 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,991,000 | 2,691 |
| Other real estate owned | $1,928,000 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $13,437,000 | 1,248 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $357,382,000 | 1,741 |
| Total liabilities | $325,971,000 | 1,719 |
| Total deposits | $287,804,000 | 1,708 |
| Interest-bearing deposits | $256,575,000 | 1,630 |
| Deposits held in domestic offices | $287,804,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $36,000,000 | 1,163 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,167,000 | 1,948 |
| Total equity capital | $31,411,000 | 1,958 |
| Total bank equity capital | $31,411,000 | 1,958 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,823,000 | 230 |
| Surplus | $11,700,000 | 1,948 |
| Undivided profits | $4,888,000 | 4,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,410,000 | 2,473 |
| Earning assets | $331,601,000 | 1,720 |
| Long-term assets (5+ years) | $50,241,000 | 1,756 |
| Average Assets, year-to-date | $320,300,250 | 1,837 |
| Average Assets, quarterly | $344,948,500 | 1,774 |
| Volatile liabilities | $137,829,000 | 997 |
| Insider loans | $4,732,000 | 1,356 |
| FHLB advances | $36,000,000 | 1,084 |
| Loans and leases held for sale | $2,552,000 | 598 |
| Unused loan commitments | $62,972,000 | 1,460 |
| Tier 1 (core) risk-based capital | $31,451,000 | 1,867 |
| Tier 2 risk-based capital | $3,867,000 | 1,236 |
| Total risk weighted assets | $308,559,000 | 1,436 |
| Total unused commitments | $62,972,000 | 1,460 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $332,515,000 | 1,811 |
| Cash and due from depository institutions | $8,829,000 | 2,586 |
| Interest-bearing balances | $4,027,000 | 1,254 |
| Securities | $46,304,000 | 2,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $258,649,000 | 1,598 |
| Loan loss allowance | $3,501,000 | 1,379 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,072,000 | 2,602 |
| Other real estate owned | $1,799,000 | 2,586 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $12,862,000 | 1,262 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $332,515,000 | 1,811 |
| Total liabilities | $306,437,000 | 1,770 |
| Total deposits | $273,669,000 | 1,763 |
| Interest-bearing deposits | $240,940,000 | 1,701 |
| Deposits held in domestic offices | $273,669,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,000,000 | 1,301 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,768,000 | 2,158 |
| Total equity capital | $26,078,000 | 2,304 |
| Total bank equity capital | $26,078,000 | 2,304 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,004,000 | 345 |
| Surplus | $11,700,000 | 1,901 |
| Undivided profits | $4,374,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,311,000 | 2,429 |
| Earning assets | $308,980,000 | 1,785 |
| Long-term assets (5+ years) | $41,534,000 | 2,043 |
| Average Assets, year-to-date | $307,939,670 | 1,891 |
| Average Assets, quarterly | $319,536,000 | 1,845 |
| Volatile liabilities | $122,237,000 | 1,075 |
| Insider loans | $6,285,000 | 994 |
| FHLB advances | $31,000,000 | 1,214 |
| Loans and leases held for sale | $3,995,000 | 486 |
| Unused loan commitments | $61,233,000 | 1,451 |
| Tier 1 (core) risk-based capital | $26,116,000 | 2,204 |
| Tier 2 risk-based capital | $3,501,000 | 1,351 |
| Total risk weighted assets | $291,577,000 | 1,485 |
| Total unused commitments | $61,233,000 | 1,451 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 72 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $306,557,000 | 1,927 |
| Cash and due from depository institutions | $11,927,000 | 2,381 |
| Interest-bearing balances | $7,548,000 | 749 |
| Securities | $40,216,000 | 2,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $235,952,000 | 1,700 |
| Loan loss allowance | $3,134,000 | 1,522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,069,000 | 2,567 |
| Other real estate owned | $1,859,000 | 2,381 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $12,534,000 | 1,276 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $306,557,000 | 1,927 |
| Total liabilities | $281,383,000 | 1,885 |
| Total deposits | $248,055,000 | 1,915 |
| Interest-bearing deposits | $218,356,000 | 1,842 |
| Deposits held in domestic offices | $248,055,000 | 1,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,500,000 | 1,245 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,828,000 | 2,089 |
| Total equity capital | $25,174,000 | 2,301 |
| Total bank equity capital | $25,174,000 | 2,301 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,004,000 | 335 |
| Surplus | $11,700,000 | 1,850 |
| Undivided profits | $3,470,000 | 5,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 5,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,110,000 | 2,764 |
| Earning assets | $283,716,000 | 1,907 |
| Long-term assets (5+ years) | $37,940,000 | 2,222 |
| Average Assets, year-to-date | $295,652,000 | 1,973 |
| Average Assets, quarterly | $295,652,000 | 1,973 |
| Volatile liabilities | $94,205,000 | 1,288 |
| Insider loans | $4,597,000 | 1,338 |
| FHLB advances | $31,500,000 | 1,158 |
| Loans and leases held for sale | $4,706,000 | 391 |
| Unused loan commitments | $53,244,000 | 1,561 |
| Tier 1 (core) risk-based capital | $25,554,000 | 2,196 |
| Tier 2 risk-based capital | $3,134,000 | 1,484 |
| Total risk weighted assets | $271,529,000 | 1,553 |
| Total unused commitments | $53,244,000 | 1,561 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $284,747,000 | 2,042 |
| Cash and due from depository institutions | $9,744,000 | 2,212 |
| Interest-bearing balances | $6,599,000 | 853 |
| Securities | $36,037,000 | 3,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $220,474,000 | 1,783 |
| Loan loss allowance | $2,865,000 | 1,621 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,088,000 | 2,527 |
| Other real estate owned | $2,031,000 | 2,212 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,373,000 | 1,267 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $284,747,000 | 2,042 |
| Total liabilities | $259,921,000 | 2,025 |
| Total deposits | $216,791,000 | 2,168 |
| Interest-bearing deposits | $193,124,000 | 2,046 |
| Deposits held in domestic offices | $216,791,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $41,500,000 | 1,049 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,630,000 | 2,242 |
| Total equity capital | $24,826,000 | 2,331 |
| Total bank equity capital | $24,826,000 | 2,331 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,338,000 | 406 |
| Surplus | $13,366,000 | 1,653 |
| Undivided profits | $3,122,000 | 5,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,000,000 | 3,023 |
| Earning assets | $263,110,000 | 2,039 |
| Long-term assets (5+ years) | $37,492,000 | 2,287 |
| Average Assets, year-to-date | $253,225,600 | 2,196 |
| Average Assets, quarterly | $281,953,000 | 2,045 |
| Volatile liabilities | $85,587,000 | 1,375 |
| Insider loans | $4,602,000 | 1,326 |
| FHLB advances | $41,500,000 | 955 |
| Loans and leases held for sale | $6,476,000 | 320 |
| Unused loan commitments | $53,691,000 | 1,492 |
| Tier 1 (core) risk-based capital | $24,946,000 | 2,215 |
| Tier 2 risk-based capital | $2,865,000 | 1,581 |
| Total risk weighted assets | $250,564,000 | 1,657 |
| Total unused commitments | $53,691,000 | 1,492 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $279,159,000 | 2,058 |
| Cash and due from depository institutions | $15,418,000 | 2,053 |
| Interest-bearing balances | $11,450,000 | 516 |
| Securities | $36,129,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $212,055,000 | 1,803 |
| Loan loss allowance | $3,010,000 | 1,554 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,082,000 | 2,509 |
| Other real estate owned | $37,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,438,000 | 1,334 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $279,159,000 | 2,058 |
| Total liabilities | $254,765,000 | 2,029 |
| Total deposits | $211,865,000 | 2,188 |
| Interest-bearing deposits | $185,119,000 | 2,128 |
| Deposits held in domestic offices | $211,865,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $41,500,000 | 1,031 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,400,000 | 2,496 |
| Total equity capital | $24,394,000 | 2,343 |
| Total bank equity capital | $24,394,000 | 2,343 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,337,000 | 404 |
| Surplus | $13,366,000 | 1,618 |
| Undivided profits | $2,691,000 | 6,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,457,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,355,000 | 145 |
| Income earned, not collected on loans | $826,000 | 3,747 |
| Earning assets | $259,634,000 | 2,042 |
| Long-term assets (5+ years) | $39,908,000 | 2,213 |
| Average Assets, year-to-date | $245,345,250 | 2,265 |
| Average Assets, quarterly | $265,874,000 | 2,129 |
| Volatile liabilities | $69,009,000 | 1,594 |
| Insider loans | $4,711,000 | 1,243 |
| FHLB advances | $41,500,000 | 936 |
| Loans and leases held for sale | $5,630,000 | 340 |
| Unused loan commitments | $53,898,000 | 1,481 |
| Tier 1 (core) risk-based capital | $24,355,000 | 2,240 |
| Tier 2 risk-based capital | $2,986,000 | 1,514 |
| Total risk weighted assets | $238,856,000 | 1,695 |
| Total unused commitments | $53,898,000 | 1,482 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 77 | 2,229 |
| Assets and Liabilities | ||
| Total Assets: | $252,589,000 | 2,254 |
| Cash and due from depository institutions | $8,222,000 | 2,229 |
| Interest-bearing balances | $4,304,000 | 1,292 |
| Securities | $26,806,000 | 3,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $201,029,000 | 1,857 |
| Loan loss allowance | $2,898,000 | 1,584 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,114,000 | 2,446 |
| Other real estate owned | $121,000 | 2,229 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,297,000 | 1,240 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $252,589,000 | 2,254 |
| Total liabilities | $229,316,000 | 2,237 |
| Total deposits | $179,119,000 | 2,560 |
| Interest-bearing deposits | $156,799,000 | 2,477 |
| Deposits held in domestic offices | $179,119,000 | 2,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,500,000 | 926 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,697,000 | 2,027 |
| Total equity capital | $23,273,000 | 2,363 |
| Total bank equity capital | $23,273,000 | 2,363 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,337,000 | 398 |
| Surplus | $13,365,000 | 1,563 |
| Undivided profits | $1,571,000 | 6,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $794,000 | 3,629 |
| Earning assets | $232,139,000 | 2,239 |
| Long-term assets (5+ years) | $34,500,000 | 2,556 |
| Average Assets, year-to-date | $234,074,000 | 2,375 |
| Average Assets, quarterly | $245,057,000 | 2,291 |
| Volatile liabilities | $68,573,000 | 1,568 |
| Insider loans | $4,713,000 | 1,210 |
| FHLB advances | $48,500,000 | 842 |
| Loans and leases held for sale | $6,655,000 | 315 |
| Unused loan commitments | $54,341,000 | 1,460 |
| Tier 1 (core) risk-based capital | $23,877,000 | 2,234 |
| Tier 2 risk-based capital | $2,744,000 | 1,601 |
| Total risk weighted assets | $219,291,000 | 1,795 |
| Total unused commitments | $54,341,000 | 1,464 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $237,525,000 | 2,367 |
| Cash and due from depository institutions | $7,871,000 | 2,492 |
| Interest-bearing balances | $6,956,000 | 994 |
| Securities | $24,069,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $190,528,000 | 1,905 |
| Loan loss allowance | $2,660,000 | 1,718 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,166,000 | 2,380 |
| Other real estate owned | $0 | 2,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,891,000 | 1,309 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $237,525,000 | 2,367 |
| Total liabilities | $214,140,000 | 2,370 |
| Total deposits | $174,278,000 | 2,597 |
| Interest-bearing deposits | $152,789,000 | 2,532 |
| Deposits held in domestic offices | $174,278,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $38,500,000 | 1,029 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,362,000 | 2,591 |
| Total equity capital | $23,385,000 | 2,407 |
| Total bank equity capital | $23,385,000 | 2,407 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,299,000 | 392 |
| Surplus | $13,308,000 | 1,546 |
| Undivided profits | $1,778,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $712,000 | 3,927 |
| Earning assets | $221,553,000 | 2,337 |
| Long-term assets (5+ years) | $34,577,000 | 2,486 |
| Average Assets, year-to-date | $224,816,500 | 2,471 |
| Average Assets, quarterly | $224,816,500 | 2,471 |
| Volatile liabilities | $59,304,000 | 1,689 |
| Insider loans | $3,205,000 | 1,785 |
| FHLB advances | $38,500,000 | 939 |
| Loans and leases held for sale | $5,567,000 | 377 |
| Unused loan commitments | $46,955,000 | 1,600 |
| Tier 1 (core) risk-based capital | $23,357,000 | 2,256 |
| Tier 2 risk-based capital | $2,573,000 | 1,678 |
| Total risk weighted assets | $205,740,000 | 1,853 |
| Total unused commitments | $46,955,000 | 1,605 |
| Derivatives | $5,000,000 | 469 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $212,108,000 | 2,631 |
| Cash and due from depository institutions | $7,656,000 | 2,738 |
| Interest-bearing balances | $6,043,000 | 1,014 |
| Securities | $7,860,000 | 7,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $182,311,000 | 1,967 |
| Loan loss allowance | $2,522,000 | 1,803 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,180,000 | 2,367 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,101,000 | 1,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,108,000 | 2,631 |
| Total liabilities | $189,197,000 | 2,651 |
| Total deposits | $151,989,000 | 2,918 |
| Interest-bearing deposits | $133,105,000 | 2,853 |
| Deposits held in domestic offices | $151,989,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,500,000 | 1,092 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $708,000 | 3,879 |
| Total equity capital | $22,911,000 | 2,402 |
| Total bank equity capital | $22,911,000 | 2,402 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,260,000 | 394 |
| Surplus | $13,251,000 | 1,520 |
| Undivided profits | $1,400,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $655,000 | 4,378 |
| Earning assets | $196,214,000 | 2,605 |
| Long-term assets (5+ years) | $17,281,000 | 3,892 |
| Average Assets, year-to-date | $195,168,000 | 2,735 |
| Average Assets, quarterly | $205,541,500 | 2,681 |
| Volatile liabilities | $48,736,000 | 2,013 |
| Insider loans | $3,238,000 | 1,731 |
| FHLB advances | $36,500,000 | 992 |
| Loans and leases held for sale | $4,981,000 | 378 |
| Unused loan commitments | $47,041,000 | 1,539 |
| Tier 1 (core) risk-based capital | $19,187,000 | 2,692 |
| Tier 2 risk-based capital | $6,130,000 | 751 |
| Total risk weighted assets | $194,001,000 | 1,937 |
| Total unused commitments | $47,041,000 | 1,541 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $198,975,000 | 2,767 |
| Cash and due from depository institutions | $11,925,000 | 2,921 |
| Interest-bearing balances | $5,656,000 | 1,229 |
| Securities | $6,969,000 | 7,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $166,450,000 | 2,132 |
| Loan loss allowance | $2,476,000 | 1,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,210,000 | 2,313 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,421,000 | 1,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,975,000 | 2,767 |
| Total liabilities | $180,070,000 | 2,748 |
| Total deposits | $155,929,000 | 2,847 |
| Interest-bearing deposits | $132,263,000 | 2,882 |
| Deposits held in domestic offices | $155,929,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,000,000 | 1,442 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,141,000 | 2,960 |
| Total equity capital | $18,905,000 | 2,861 |
| Total bank equity capital | $18,905,000 | 2,861 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,245,000 | 392 |
| Surplus | $9,742,000 | 1,946 |
| Undivided profits | $918,000 | 7,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $613,000 | 4,778 |
| Earning assets | $179,075,000 | 2,803 |
| Long-term assets (5+ years) | $15,522,000 | 4,158 |
| Average Assets, year-to-date | $190,933,000 | 2,799 |
| Average Assets, quarterly | $200,103,000 | 2,755 |
| Volatile liabilities | $36,343,000 | 2,488 |
| Insider loans | $3,233,000 | 1,728 |
| FHLB advances | $23,000,000 | 1,328 |
| Loans and leases held for sale | $3,219,000 | 692 |
| Unused loan commitments | $44,746,000 | 1,599 |
| Tier 1 (core) risk-based capital | $18,571,000 | 2,767 |
| Tier 2 risk-based capital | $2,671,000 | 1,604 |
| Total risk weighted assets | $184,276,000 | 2,017 |
| Total unused commitments | $44,746,000 | 1,604 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 51 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $201,231,000 | 2,735 |
| Cash and due from depository institutions | $13,325,000 | 3,334 |
| Interest-bearing balances | $6,650,000 | 1,180 |
| Securities | $8,150,000 | 6,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $167,002,000 | 2,088 |
| Loan loss allowance | $2,342,000 | 1,914 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,102,000 | 2,341 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,652,000 | 1,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,231,000 | 2,735 |
| Total liabilities | $182,721,000 | 2,697 |
| Total deposits | $155,190,000 | 2,862 |
| Interest-bearing deposits | $130,907,000 | 2,884 |
| Deposits held in domestic offices | $155,190,000 | 2,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,500,000 | 1,309 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,031,000 | 3,245 |
| Total equity capital | $18,510,000 | 2,913 |
| Total bank equity capital | $18,510,000 | 2,913 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,852,000 | 503 |
| Surplus | $9,742,000 | 1,907 |
| Undivided profits | $1,916,000 | 6,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $617,000 | 4,612 |
| Earning assets | $181,802,000 | 2,752 |
| Long-term assets (5+ years) | $17,016,000 | 3,785 |
| Average Assets, year-to-date | $188,252,330 | 2,818 |
| Average Assets, quarterly | $197,681,000 | 2,747 |
| Volatile liabilities | $41,483,000 | 2,187 |
| Insider loans | $3,161,000 | 1,760 |
| FHLB advances | $26,500,000 | 1,199 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $39,036,000 | 1,739 |
| Tier 1 (core) risk-based capital | $17,992,000 | 2,788 |
| Tier 2 risk-based capital | $2,809,000 | 1,501 |
| Total risk weighted assets | $184,489,000 | 1,994 |
| Total unused commitments | $39,036,000 | 1,748 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $194,131,000 | 2,777 |
| Cash and due from depository institutions | $26,578,000 | 3,475 |
| Interest-bearing balances | $23,410,000 | 336 |
| Securities | $9,005,000 | 6,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $146,587,000 | 2,320 |
| Loan loss allowance | $2,236,000 | 1,950 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,023,000 | 2,366 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,938,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,131,000 | 2,777 |
| Total liabilities | $176,100,000 | 2,745 |
| Total deposits | $156,882,000 | 2,803 |
| Interest-bearing deposits | $134,976,000 | 2,806 |
| Deposits held in domestic offices | $156,882,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $18,000,000 | 1,608 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,218,000 | 2,918 |
| Total equity capital | $18,031,000 | 2,917 |
| Total bank equity capital | $18,031,000 | 2,917 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,819,000 | 493 |
| Surplus | $9,588,000 | 1,902 |
| Undivided profits | $1,624,000 | 6,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $589,000 | 4,785 |
| Earning assets | $179,002,000 | 2,750 |
| Long-term assets (5+ years) | $20,369,000 | 3,361 |
| Average Assets, year-to-date | $181,763,000 | 2,903 |
| Average Assets, quarterly | $181,763,000 | 2,903 |
| Volatile liabilities | $34,334,000 | 2,534 |
| Insider loans | $2,832,000 | 1,901 |
| FHLB advances | $18,000,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,126,000 | 1,742 |
| Tier 1 (core) risk-based capital | $17,250,000 | 2,859 |
| Tier 2 risk-based capital | $2,756,000 | 1,502 |
| Total risk weighted assets | $167,856,000 | 2,118 |
| Total unused commitments | $37,126,000 | 1,750 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $169,395,000 | 3,078 |
| Cash and due from depository institutions | $8,887,000 | 3,959 |
| Interest-bearing balances | $5,859,000 | 1,256 |
| Securities | $10,028,000 | 6,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $139,119,000 | 2,422 |
| Loan loss allowance | $2,088,000 | 2,054 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,054,000 | 2,314 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,307,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,395,000 | 3,078 |
| Total liabilities | $151,791,000 | 3,073 |
| Total deposits | $142,242,000 | 3,004 |
| Interest-bearing deposits | $113,218,000 | 3,171 |
| Deposits held in domestic offices | $142,242,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,000,000 | 2,574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,549,000 | 2,468 |
| Total equity capital | $17,604,000 | 2,938 |
| Total bank equity capital | $17,604,000 | 2,938 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,787,000 | 494 |
| Surplus | $9,565,000 | 1,867 |
| Undivided profits | $1,252,000 | 7,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $608,000 | 4,893 |
| Earning assets | $155,006,000 | 3,068 |
| Long-term assets (5+ years) | $22,935,000 | 3,052 |
| Average Assets, year-to-date | $151,036,600 | 3,230 |
| Average Assets, quarterly | $165,441,500 | 3,116 |
| Volatile liabilities | $33,275,000 | 2,574 |
| Insider loans | $2,833,000 | 1,874 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,519,000 | 1,747 |
| Tier 1 (core) risk-based capital | $16,615,000 | 2,893 |
| Tier 2 risk-based capital | $2,868,000 | 1,422 |
| Total risk weighted assets | $161,682,000 | 2,168 |
| Total unused commitments | $35,519,000 | 1,752 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $137,418,000 | 3,511 |
| Cash and due from depository institutions | $4,035,000 | 4,692 |
| Interest-bearing balances | $980,000 | 3,045 |
| Securities | $11,830,000 | 6,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $112,791,000 | 2,822 |
| Loan loss allowance | $1,633,000 | 2,399 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,150,000 | 2,166 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,612,000 | 2,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,418,000 | 3,511 |
| Total liabilities | $126,323,000 | 3,448 |
| Total deposits | $120,421,000 | 3,323 |
| Interest-bearing deposits | $108,229,000 | 3,175 |
| Deposits held in domestic offices | $120,421,000 | 3,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $902,000 | 3,722 |
| Total equity capital | $11,095,000 | 4,136 |
| Total bank equity capital | $11,095,000 | 4,136 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,073,000 | 546 |
| Surplus | $5,095,000 | 3,056 |
| Undivided profits | $-73,000 | 8,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 3,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $623,000 | 5,128 |
| Earning assets | $125,601,000 | 3,512 |
| Long-term assets (5+ years) | $22,844,000 | 3,029 |
| Average Assets, year-to-date | $129,618,400 | 3,533 |
| Average Assets, quarterly | $137,064,000 | 3,475 |
| Volatile liabilities | $33,025,000 | 2,516 |
| Insider loans | $1,858,000 | 2,554 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,511,000 | 1,747 |
| Tier 1 (core) risk-based capital | $11,003,000 | 4,010 |
| Tier 2 risk-based capital | $1,633,000 | 2,222 |
| Total risk weighted assets | $130,641,000 | 2,534 |
| Total unused commitments | $32,511,000 | 1,752 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $117,402,000 | 3,891 |
| Cash and due from depository institutions | $11,786,000 | 4,753 |
| Interest-bearing balances | $8,519,000 | 547 |
| Securities | $11,795,000 | 6,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $88,584,000 | 3,369 |
| Loan loss allowance | $1,319,000 | 2,731 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,361,000 | 2,007 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $876,000 | 6,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,402,000 | 3,891 |
| Total liabilities | $107,239,000 | 3,837 |
| Total deposits | $102,758,000 | 3,691 |
| Interest-bearing deposits | $92,848,000 | 3,535 |
| Deposits held in domestic offices | $102,758,000 | 3,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $481,000 | 5,905 |
| Total equity capital | $10,163,000 | 4,334 |
| Total bank equity capital | $10,163,000 | 4,334 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,321,000 | 520 |
| Surplus | $4,838,000 | 3,129 |
| Undivided profits | $-996,000 | 9,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $546,000 | 4,776 |
| Earning assets | $108,898,000 | 3,844 |
| Long-term assets (5+ years) | $12,136,000 | 4,172 |
| Average Assets, year-to-date | $104,591,800 | 4,135 |
| Average Assets, quarterly | $115,689,000 | 3,890 |
| Volatile liabilities | $24,500,000 | 3,151 |
| Insider loans | $3,961,000 | 1,247 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,468,000 | 1,809 |
| Tier 1 (core) risk-based capital | $10,228,000 | 4,205 |
| Tier 2 risk-based capital | $1,292,780 | 2,608 |
| Total risk weighted assets | $103,395,880 | 3,001 |
| Total unused commitments | $28,468,000 | 1,811 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $86,428,000 | 4,954 |
| Cash and due from depository institutions | $9,284,000 | 5,920 |
| Interest-bearing balances | $6,799,000 | 607 |
| Securities | $13,045,000 | 6,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $59,173,000 | 4,569 |
| Loan loss allowance | $936,000 | 3,629 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,269,000 | 2,015 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $657,000 | 7,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,428,000 | 4,954 |
| Total liabilities | $76,941,000 | 4,990 |
| Total deposits | $74,635,000 | 4,818 |
| Interest-bearing deposits | $68,412,000 | 4,566 |
| Deposits held in domestic offices | $74,635,000 | 4,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,476 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $306,000 | 6,898 |
| Total equity capital | $9,487,000 | 4,441 |
| Total bank equity capital | $9,487,000 | 4,441 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,322,000 | 556 |
| Surplus | $4,838,000 | 3,091 |
| Undivided profits | $-1,673,000 | 10,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $310,000 | 6,335 |
| Earning assets | $79,017,000 | 4,940 |
| Long-term assets (5+ years) | $12,938,000 | 4,283 |
| Average Assets, year-to-date | $78,766,800 | 5,140 |
| Average Assets, quarterly | $83,078,500 | 5,061 |
| Volatile liabilities | $20,165,000 | 3,475 |
| Insider loans | $4,310,000 | 1,092 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,844,000 | 2,007 |
| Tier 1 (core) risk-based capital | $9,761,000 | 4,347 |
| Tier 2 risk-based capital | $908,890 | 3,429 |
| Total risk weighted assets | $72,684,390 | 3,937 |
| Total unused commitments | $24,844,000 | 2,011 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $70,105,000 | 5,710 |
| Cash and due from depository institutions | $6,936,000 | 6,706 |
| Interest-bearing balances | $4,282,000 | 1,376 |
| Securities | $14,601,000 | 5,886 |
| Federal funds sold & reverse repurchase agreements | $2,990,000 | 4,858 |
| Net loans & leases | $41,306,000 | 5,578 |
| Loan loss allowance | $505,000 | 5,578 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,906,000 | 2,086 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $366,000 | 8,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,105,000 | 5,710 |
| Total liabilities | $60,517,000 | 5,837 |
| Total deposits | $60,348,000 | 5,610 |
| Interest-bearing deposits | $55,055,000 | 5,370 |
| Deposits held in domestic offices | $60,348,000 | 5,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $169,000 | 8,961 |
| Total equity capital | $9,588,000 | 4,536 |
| Total bank equity capital | $9,588,000 | 4,536 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,041,000 | 685 |
| Surplus | $6,057,000 | 2,411 |
| Undivided profits | $-1,510,000 | 10,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $189,000 | 8,054 |
| Earning assets | $63,179,000 | 5,774 |
| Long-term assets (5+ years) | $10,759,000 | 4,550 |
| Average Assets, year-to-date | $57,509,800 | 6,235 |
| Average Assets, quarterly | $67,538,000 | 5,779 |
| Volatile liabilities | $12,210,000 | 4,393 |
| Insider loans | $2,527,000 | 1,701 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,296,000 | 2,614 |
| Tier 1 (core) risk-based capital | $9,578,000 | 4,333 |
| Tier 2 risk-based capital | $505,000 | 5,178 |
| Total risk weighted assets | $53,032,900 | 4,862 |
| Total unused commitments | $16,296,000 | 2,621 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $42,157,000 | 7,692 |
| Cash and due from depository institutions | $18,045,000 | 7,503 |
| Interest-bearing balances | $15,918,000 | 254 |
| Securities | $32,000 | 10,832 |
| Federal funds sold & reverse repurchase agreements | $7,175,000 | 1,942 |
| Net loans & leases | $14,735,000 | 9,068 |
| Loan loss allowance | $140,000 | 9,581 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,988,000 | 3,854 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $182,000 | 10,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,157,000 | 7,692 |
| Total liabilities | $32,108,000 | 8,254 |
| Total deposits | $31,970,000 | 8,119 |
| Interest-bearing deposits | $29,790,000 | 7,805 |
| Deposits held in domestic offices | $31,970,000 | 8,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $138,000 | 9,772 |
| Total equity capital | $10,049,000 | 4,283 |
| Total bank equity capital | $10,049,000 | 4,283 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $6,000,000 | 2,372 |
| Undivided profits | $-951,000 | 10,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $68,000 | 10,224 |
| Earning assets | $37,860,000 | 7,779 |
| Long-term assets (5+ years) | $4,048,000 | 6,470 |
| Average Assets, year-to-date | $34,635,000 | 8,257 |
| Average Assets, quarterly | $34,635,000 | 8,355 |
| Volatile liabilities | $8,961,000 | 5,361 |
| Insider loans | $1,168,000 | 3,189 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,475,000 | 3,828 |
| Tier 1 (core) risk-based capital | $10,049,000 | 4,155 |
| Tier 2 risk-based capital | $140,000 | 9,297 |
| Total risk weighted assets | $23,059,500 | 7,955 |
| Total unused commitments | $8,475,000 | 3,831 |
| Derivatives | $0 | 533 |