Home > MidAmerican Bank and Trust Company > Income and Expense
MidAmerican Bank and Trust Company, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 4,981 |
| Total interest expense | $919,000 | 5,757 |
| Net interest income | $3,129,000 | 4,460 |
| Provision for loan and lease losses | $173,000 | 5,360 |
| Total noninterest income | $1,476,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $640,000 | 1,943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $836,000 | 2,067 |
| Total noninterest expense | $3,217,000 | 4,148 |
| Salaries and employee benefits | $1,945,000 | 3,625 |
| Premises and equipment expense | $320,000 | 4,856 |
| Additional noninterest expense | $952,000 | 4,549 |
| Pre-tax net operating income | $1,215,000 | 2,415 |
| Securities gains (losses) | $55,000 | 2,242 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,270,000 | 2,079 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,270,000 | 2,078 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,270,000 | 2,079 |
| Net charge-offs | $135,000 | 4,746 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,215,000 | 2,105 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 5,003 |
| Total interest expense | $636,000 | 5,800 |
| Net interest income | $2,078,000 | 4,472 |
| Provision for loan and lease losses | $98,000 | 5,365 |
| Total noninterest income | $1,143,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $411,000 | 1,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $732,000 | 1,760 |
| Total noninterest expense | $2,136,000 | 4,201 |
| Salaries and employee benefits | $1,304,000 | 3,650 |
| Premises and equipment expense | $198,000 | 5,101 |
| Additional noninterest expense | $634,000 | 4,562 |
| Pre-tax net operating income | $987,000 | 2,134 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $43,000 | 3,253 |
| Income before extraordinary items | $947,000 | 1,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $947,000 | 1,934 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $947,000 | 1,935 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $944,120 | 1,877 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 5,024 |
| Total interest expense | $339,000 | 5,750 |
| Net interest income | $1,021,000 | 4,516 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $387,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $210,000 | 1,884 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $177,000 | 2,677 |
| Total noninterest expense | $1,044,000 | 4,183 |
| Salaries and employee benefits | $661,000 | 3,642 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $281,000 | 4,608 |
| Pre-tax net operating income | $342,000 | 3,120 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $327,000 | 2,963 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $327,000 | 2,964 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $327,000 | 2,964 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $327,000 | 2,826 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 5,062 |
| Total interest expense | $1,983,000 | 5,321 |
| Net interest income | $3,745,000 | 4,772 |
| Provision for loan and lease losses | $672,000 | 3,313 |
| Total noninterest income | $1,896,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $962,000 | 1,817 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $934,000 | 2,229 |
| Total noninterest expense | $3,865,000 | 4,350 |
| Salaries and employee benefits | $2,441,000 | 3,837 |
| Premises and equipment expense | $336,000 | 5,523 |
| Additional noninterest expense | $1,088,000 | 4,570 |
| Pre-tax net operating income | $1,104,000 | 3,579 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $33,000 | 4,070 |
| Income before extraordinary items | $1,071,000 | 3,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 3,128 |
| Cash dividends | $1,410,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,071,000 | 3,302 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 5,102 |
| Total interest expense | $1,575,000 | 5,309 |
| Net interest income | $2,782,000 | 4,833 |
| Provision for loan and lease losses | $222,000 | 4,057 |
| Total noninterest income | $1,456,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $712,000 | 1,846 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $744,000 | 2,220 |
| Total noninterest expense | $2,881,000 | 4,349 |
| Salaries and employee benefits | $1,855,000 | 3,835 |
| Premises and equipment expense | $273,000 | 5,354 |
| Additional noninterest expense | $753,000 | 4,734 |
| Pre-tax net operating income | $1,135,000 | 3,430 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $38,000 | 4,275 |
| Income before extraordinary items | $1,097,000 | 2,920 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,097,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,157 |
| Cash dividends | $540,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,097,000 | 3,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 5,142 |
| Total interest expense | $1,096,000 | 5,357 |
| Net interest income | $1,831,000 | 4,890 |
| Provision for loan and lease losses | $127,000 | 3,892 |
| Total noninterest income | $989,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $463,000 | 1,859 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $526,000 | 2,165 |
| Total noninterest expense | $1,923,000 | 4,368 |
| Salaries and employee benefits | $1,252,000 | 3,838 |
| Premises and equipment expense | $174,000 | 5,516 |
| Additional noninterest expense | $497,000 | 4,737 |
| Pre-tax net operating income | $770,000 | 3,511 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $747,000 | 3,194 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,946 |
| Cash dividends | $540,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $747,000 | 3,145 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 5,210 |
| Total interest expense | $561,000 | 5,463 |
| Net interest income | $919,000 | 4,888 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $401,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $228,000 | 1,856 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,791 |
| Total noninterest expense | $946,000 | 4,404 |
| Salaries and employee benefits | $625,000 | 3,856 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $374,000 | 3,684 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $363,000 | 3,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $270,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $363,000 | 3,307 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 4,994 |
| Total interest expense | $2,534,000 | 5,221 |
| Net interest income | $3,881,000 | 4,722 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $1,552,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $889,000 | 1,941 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $663,000 | 2,840 |
| Total noninterest expense | $3,829,000 | 4,256 |
| Salaries and employee benefits | $2,369,000 | 3,878 |
| Premises and equipment expense | $371,000 | 5,243 |
| Additional noninterest expense | $1,089,000 | 4,364 |
| Pre-tax net operating income | $1,574,000 | 3,817 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 4,743 |
| Income before extraordinary items | $1,505,000 | 3,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,505,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $1,140,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,505,000 | 3,429 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 5,043 |
| Total interest expense | $1,932,000 | 5,193 |
| Net interest income | $2,840,000 | 4,811 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,181,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $635,000 | 2,015 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $546,000 | 2,699 |
| Total noninterest expense | $2,817,000 | 4,284 |
| Salaries and employee benefits | $1,789,000 | 3,848 |
| Premises and equipment expense | $225,000 | 5,784 |
| Additional noninterest expense | $803,000 | 4,353 |
| Pre-tax net operating income | $1,204,000 | 3,936 |
| Securities gains (losses) | $-17,000 | 7,911 |
| Applicable income taxes | $53,000 | 4,907 |
| Income before extraordinary items | $1,134,000 | 3,605 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,134,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,657 |
| Cash dividends | $540,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,150,320 | 3,547 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 5,069 |
| Total interest expense | $1,282,000 | 5,229 |
| Net interest income | $1,888,000 | 4,842 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $747,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $390,000 | 2,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $357,000 | 2,742 |
| Total noninterest expense | $1,886,000 | 4,304 |
| Salaries and employee benefits | $1,206,000 | 3,857 |
| Premises and equipment expense | $144,000 | 5,929 |
| Additional noninterest expense | $536,000 | 4,359 |
| Pre-tax net operating income | $749,000 | 4,162 |
| Securities gains (losses) | $-18,000 | 8,116 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $698,000 | 3,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,823 |
| Cash dividends | $270,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $715,100 | 3,755 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 5,114 |
| Total interest expense | $643,000 | 5,190 |
| Net interest income | $917,000 | 4,939 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $332,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $180,000 | 2,252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $928,000 | 4,360 |
| Salaries and employee benefits | $608,000 | 3,858 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $321,000 | 4,500 |
| Securities gains (losses) | $-19,000 | 8,368 |
| Applicable income taxes | $14,000 | 5,152 |
| Income before extraordinary items | $288,000 | 4,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $288,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $306,050 | 4,096 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 4,866 |
| Total interest expense | $2,323,000 | 5,012 |
| Net interest income | $3,946,000 | 4,694 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $1,639,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $876,000 | 1,966 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $763,000 | 2,649 |
| Total noninterest expense | $3,463,000 | 4,435 |
| Salaries and employee benefits | $2,205,000 | 3,975 |
| Premises and equipment expense | $254,000 | 6,176 |
| Additional noninterest expense | $1,004,000 | 4,501 |
| Pre-tax net operating income | $2,012,000 | 3,631 |
| Securities gains (losses) | $-22,000 | 7,593 |
| Applicable income taxes | $329,000 | 3,678 |
| Income before extraordinary items | $1,661,000 | 3,539 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,661,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,351 |
| Cash dividends | $1,498,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,679,260 | 3,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 4,884 |
| Total interest expense | $1,674,000 | 5,041 |
| Net interest income | $2,982,000 | 4,711 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,095,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $653,000 | 1,965 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $442,000 | 3,052 |
| Total noninterest expense | $2,439,000 | 4,615 |
| Salaries and employee benefits | $1,516,000 | 4,206 |
| Premises and equipment expense | $184,000 | 6,293 |
| Additional noninterest expense | $739,000 | 4,542 |
| Pre-tax net operating income | $1,638,000 | 3,581 |
| Securities gains (losses) | $-38,000 | 8,080 |
| Applicable income taxes | $263,000 | 3,751 |
| Income before extraordinary items | $1,337,000 | 3,461 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,337,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,359 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,368,920 | 3,399 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 4,890 |
| Total interest expense | $1,051,000 | 5,105 |
| Net interest income | $2,000,000 | 4,715 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $737,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $441,000 | 1,935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 3,052 |
| Total noninterest expense | $1,635,000 | 4,603 |
| Salaries and employee benefits | $1,016,000 | 4,212 |
| Premises and equipment expense | $126,000 | 6,231 |
| Additional noninterest expense | $493,000 | 4,530 |
| Pre-tax net operating income | $1,102,000 | 3,559 |
| Securities gains (losses) | $-38,000 | 8,292 |
| Applicable income taxes | $239,000 | 3,382 |
| Income before extraordinary items | $825,000 | 3,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $825,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,422 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $854,640 | 3,567 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 4,891 |
| Total interest expense | $504,000 | 5,098 |
| Net interest income | $998,000 | 4,722 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $211,000 | 1,952 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,105 |
| Total noninterest expense | $841,000 | 4,531 |
| Salaries and employee benefits | $515,000 | 4,197 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $507,000 | 3,695 |
| Securities gains (losses) | $-31,000 | 8,470 |
| Applicable income taxes | $213,000 | 2,527 |
| Income before extraordinary items | $263,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,512 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $282,840 | 4,560 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 4,882 |
| Total interest expense | $1,454,000 | 5,299 |
| Net interest income | $3,994,000 | 4,631 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $1,444,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $929,000 | 1,842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $515,000 | 3,319 |
| Total noninterest expense | $3,561,000 | 4,233 |
| Salaries and employee benefits | $1,972,000 | 4,158 |
| Premises and equipment expense | $419,000 | 4,718 |
| Additional noninterest expense | $1,170,000 | 3,928 |
| Pre-tax net operating income | $1,837,000 | 3,895 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $462,000 | 3,490 |
| Income before extraordinary items | $1,359,000 | 4,029 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,359,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,391 |
| Cash dividends | $1,700,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,371,000 | 3,983 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 4,885 |
| Total interest expense | $1,012,000 | 5,401 |
| Net interest income | $3,029,000 | 4,606 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $1,090,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $706,000 | 1,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $384,000 | 3,350 |
| Total noninterest expense | $2,554,000 | 4,348 |
| Salaries and employee benefits | $1,455,000 | 4,183 |
| Premises and equipment expense | $332,000 | 4,517 |
| Additional noninterest expense | $767,000 | 4,318 |
| Pre-tax net operating income | $1,525,000 | 3,700 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $403,000 | 3,311 |
| Income before extraordinary items | $1,123,000 | 3,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,122,260 | 3,812 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 4,883 |
| Total interest expense | $625,000 | 5,455 |
| Net interest income | $2,021,000 | 4,584 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $721,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $465,000 | 1,797 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $256,000 | 3,335 |
| Total noninterest expense | $1,685,000 | 4,367 |
| Salaries and employee benefits | $968,000 | 4,168 |
| Premises and equipment expense | $206,000 | 4,727 |
| Additional noninterest expense | $511,000 | 4,300 |
| Pre-tax net operating income | $1,017,000 | 3,656 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $280,000 | 3,221 |
| Income before extraordinary items | $736,000 | 3,839 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $736,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $736,720 | 3,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 4,905 |
| Total interest expense | $293,000 | 5,544 |
| Net interest income | $1,015,000 | 4,577 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $347,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $223,000 | 1,816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,332 |
| Total noninterest expense | $837,000 | 4,413 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $249,000 | 4,376 |
| Pre-tax net operating income | $495,000 | 3,705 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $135,000 | 3,271 |
| Income before extraordinary items | $359,000 | 3,902 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $359,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,939 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $359,730 | 3,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 4,807 |
| Total interest expense | $1,087,000 | 5,422 |
| Net interest income | $3,981,000 | 4,496 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $1,387,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $975,000 | 1,805 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $412,000 | 3,659 |
| Total noninterest expense | $3,396,000 | 4,275 |
| Salaries and employee benefits | $1,949,000 | 4,081 |
| Premises and equipment expense | $461,000 | 4,338 |
| Additional noninterest expense | $986,000 | 4,397 |
| Pre-tax net operating income | $1,782,000 | 3,811 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $457,000 | 3,485 |
| Income before extraordinary items | $1,327,000 | 3,936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,327,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,012 |
| Cash dividends | $810,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $-471,000 | 8,927 |
| Net operating income | $1,325,520 | 3,875 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 4,812 |
| Total interest expense | $799,000 | 5,450 |
| Net interest income | $2,970,000 | 4,510 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $1,025,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $721,000 | 1,835 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $304,000 | 3,703 |
| Total noninterest expense | $2,454,000 | 4,364 |
| Salaries and employee benefits | $1,392,000 | 4,202 |
| Premises and equipment expense | $374,000 | 4,078 |
| Additional noninterest expense | $688,000 | 4,589 |
| Pre-tax net operating income | $1,441,000 | 3,672 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $377,000 | 3,410 |
| Income before extraordinary items | $1,063,000 | 3,872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,063,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,063,740 | 3,788 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 4,892 |
| Total interest expense | $525,000 | 5,515 |
| Net interest income | $1,938,000 | 4,572 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $676,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $460,000 | 1,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 3,595 |
| Total noninterest expense | $1,615,000 | 4,423 |
| Salaries and employee benefits | $920,000 | 4,241 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $453,000 | 4,656 |
| Pre-tax net operating income | $949,000 | 3,656 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $257,000 | 3,344 |
| Income before extraordinary items | $691,000 | 3,873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $691,730 | 3,790 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 4,924 |
| Total interest expense | $268,000 | 5,516 |
| Net interest income | $960,000 | 4,601 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $299,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $95,000 | 3,820 |
| Total noninterest expense | $785,000 | 4,534 |
| Salaries and employee benefits | $460,000 | 4,274 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $454,000 | 3,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $121,000 | 3,475 |
| Income before extraordinary items | $333,000 | 3,983 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $333,000 | 3,855 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 4,853 |
| Total interest expense | $1,243,000 | 5,457 |
| Net interest income | $3,821,000 | 4,509 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $1,389,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $962,000 | 1,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $427,000 | 3,845 |
| Total noninterest expense | $3,046,000 | 4,565 |
| Salaries and employee benefits | $1,730,000 | 4,383 |
| Premises and equipment expense | $448,000 | 4,377 |
| Additional noninterest expense | $868,000 | 4,768 |
| Pre-tax net operating income | $2,099,000 | 3,285 |
| Securities gains (losses) | $373,000 | 915 |
| Applicable income taxes | $714,000 | 2,753 |
| Income before extraordinary items | $1,758,000 | 3,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,758,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $877,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,493,170 | 3,419 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 4,906 |
| Total interest expense | $965,000 | 5,488 |
| Net interest income | $2,836,000 | 4,563 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $1,028,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $741,000 | 1,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 4,118 |
| Total noninterest expense | $2,244,000 | 4,595 |
| Salaries and employee benefits | $1,297,000 | 4,376 |
| Premises and equipment expense | $292,000 | 4,808 |
| Additional noninterest expense | $655,000 | 4,708 |
| Pre-tax net operating income | $1,570,000 | 3,427 |
| Securities gains (losses) | $373,000 | 827 |
| Applicable income taxes | $565,000 | 2,786 |
| Income before extraordinary items | $1,378,000 | 3,163 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,378,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,922 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,113,170 | 3,534 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 4,912 |
| Total interest expense | $673,000 | 5,471 |
| Net interest income | $1,883,000 | 4,572 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $691,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $499,000 | 1,698 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,503,000 | 4,584 |
| Salaries and employee benefits | $866,000 | 4,367 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $440,000 | 4,671 |
| Pre-tax net operating income | $1,021,000 | 3,479 |
| Securities gains (losses) | $373,000 | 704 |
| Applicable income taxes | $421,000 | 2,601 |
| Income before extraordinary items | $973,000 | 3,044 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $973,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $711,900 | 3,625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,947 |
| Total interest expense | $345,000 | 5,487 |
| Net interest income | $928,000 | 4,618 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $333,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $251,000 | 1,631 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $758,000 | 4,536 |
| Salaries and employee benefits | $436,000 | 4,349 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $220,000 | 4,630 |
| Pre-tax net operating income | $503,000 | 3,469 |
| Securities gains (losses) | $373,000 | 437 |
| Applicable income taxes | $279,000 | 2,152 |
| Income before extraordinary items | $597,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $343,360 | 3,678 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,624,000 | 4,758 |
| Total interest expense | $1,697,000 | 5,338 |
| Net interest income | $3,927,000 | 4,405 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $1,336,000 | 2,848 |
| Gross Fiduciary activities income | $180,000 | 864 |
| Service charges on deposit accounts | $863,000 | 1,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,314 |
| Total noninterest expense | $3,438,000 | 4,030 |
| Salaries and employee benefits | $1,978,000 | 3,767 |
| Premises and equipment expense | $569,000 | 3,570 |
| Additional noninterest expense | $891,000 | 4,576 |
| Pre-tax net operating income | $1,655,000 | 3,851 |
| Securities gains (losses) | $252,000 | 1,015 |
| Applicable income taxes | $415,000 | 3,815 |
| Income before extraordinary items | $1,492,000 | 3,521 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,492,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,208 |
| Cash dividends | $675,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,295,440 | 3,789 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,570,000 | 4,644 |
| Total interest expense | $2,574,000 | 5,303 |
| Net interest income | $3,996,000 | 4,130 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $1,421,000 | 2,620 |
| Gross Fiduciary activities income | $361,000 | 679 |
| Service charges on deposit accounts | $810,000 | 1,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $250,000 | 4,492 |
| Total noninterest expense | $3,530,000 | 3,798 |
| Salaries and employee benefits | $1,900,000 | 3,739 |
| Premises and equipment expense | $570,000 | 3,520 |
| Additional noninterest expense | $1,060,000 | 3,873 |
| Pre-tax net operating income | $1,679,000 | 3,589 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $437,000 | 3,566 |
| Income before extraordinary items | $1,242,000 | 3,705 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,242,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $540,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,242,000 | 3,598 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,905 |
| Total interest expense | $2,790,000 | 5,196 |
| Net interest income | $3,550,000 | 4,566 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,524,000 | 2,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $711,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $813,000 | 2,132 |
| Total noninterest expense | $3,234,000 | 3,974 |
| Salaries and employee benefits | $1,793,000 | 3,794 |
| Premises and equipment expense | $471,000 | 3,971 |
| Additional noninterest expense | $970,000 | 4,076 |
| Pre-tax net operating income | $1,780,000 | 3,598 |
| Securities gains (losses) | $-226,000 | 9,592 |
| Applicable income taxes | $496,000 | 3,499 |
| Income before extraordinary items | $1,058,000 | 4,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,058,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $877,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,211,680 | 3,824 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,092 |
| Total interest expense | $2,380,000 | 5,363 |
| Net interest income | $3,372,000 | 4,757 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $1,185,000 | 2,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,696 |
| Total noninterest expense | $3,060,000 | 4,145 |
| Salaries and employee benefits | $1,643,000 | 4,032 |
| Premises and equipment expense | $453,000 | 4,097 |
| Additional noninterest expense | $964,000 | 4,146 |
| Pre-tax net operating income | $1,473,000 | 4,154 |
| Securities gains (losses) | $-97,000 | 9,945 |
| Applicable income taxes | $369,000 | 4,365 |
| Income before extraordinary items | $1,007,000 | 4,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,863 |
| Cash dividends | $438,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,077,810 | 4,167 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 5,240 |
| Total interest expense | $2,536,000 | 5,311 |
| Net interest income | $3,058,000 | 5,068 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $1,149,000 | 2,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 2,779 |
| Total noninterest expense | $2,912,000 | 4,237 |
| Salaries and employee benefits | $1,412,000 | 4,470 |
| Premises and equipment expense | $474,000 | 3,848 |
| Additional noninterest expense | $1,026,000 | 3,873 |
| Pre-tax net operating income | $1,281,000 | 4,674 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $386,000 | 4,520 |
| Income before extraordinary items | $902,000 | 4,818 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $902,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $675,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $897,100 | 4,737 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,532,000 | 5,387 |
| Total interest expense | $2,381,000 | 5,602 |
| Net interest income | $3,151,000 | 5,104 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $1,134,000 | 2,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,629 |
| Total noninterest expense | $2,768,000 | 4,387 |
| Salaries and employee benefits | $1,412,000 | 4,471 |
| Premises and equipment expense | $486,000 | 3,806 |
| Additional noninterest expense | $870,000 | 4,439 |
| Pre-tax net operating income | $1,413,000 | 4,696 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $415,000 | 4,767 |
| Income before extraordinary items | $1,004,000 | 4,693 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,004,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $837,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $999,740 | 4,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,726 |
| Total interest expense | $2,274,000 | 5,895 |
| Net interest income | $2,972,000 | 5,483 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $1,095,000 | 2,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,697 |
| Total noninterest expense | $2,718,000 | 4,679 |
| Salaries and employee benefits | $1,490,000 | 4,334 |
| Premises and equipment expense | $471,000 | 3,964 |
| Additional noninterest expense | $757,000 | 5,419 |
| Pre-tax net operating income | $1,149,000 | 5,265 |
| Securities gains (losses) | $-68,000 | 11,120 |
| Applicable income taxes | $353,000 | 5,301 |
| Income before extraordinary items | $728,000 | 5,634 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $728,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $1,873,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $773,560 | 5,368 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 6,005 |
| Total interest expense | $2,096,000 | 6,273 |
| Net interest income | $2,881,000 | 5,682 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $1,056,000 | 2,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,740 |
| Total noninterest expense | $2,543,000 | 4,928 |
| Salaries and employee benefits | $1,317,000 | 4,805 |
| Premises and equipment expense | $485,000 | 3,856 |
| Additional noninterest expense | $741,000 | 5,586 |
| Pre-tax net operating income | $1,339,000 | 4,848 |
| Securities gains (losses) | $-190,000 | 11,664 |
| Applicable income taxes | $447,000 | 4,548 |
| Income before extraordinary items | $702,000 | 5,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $702,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,441 |
| Cash dividends | $557,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $823,600 | 5,313 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 6,101 |
| Total interest expense | $1,836,000 | 5,980 |
| Net interest income | $2,707,000 | 6,088 |
| Provision for loan and lease losses | $-75,000 | 12,082 |
| Total noninterest income | $971,000 | 3,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,088 |
| Total noninterest expense | $3,118,000 | 4,272 |
| Salaries and employee benefits | $1,214,000 | 5,192 |
| Premises and equipment expense | $492,000 | 3,863 |
| Additional noninterest expense | $1,412,000 | 3,502 |
| Pre-tax net operating income | $635,000 | 7,804 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,030 |
| Cash dividends | $371,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $450,650 | 7,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 5,786 |
| Total interest expense | $2,128,000 | 5,544 |
| Net interest income | $2,873,000 | 5,846 |
| Provision for loan and lease losses | $-189,000 | 13,025 |
| Total noninterest income | $866,000 | 3,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,573 |
| Total noninterest expense | $3,500,000 | 3,908 |
| Salaries and employee benefits | $1,336,000 | 4,761 |
| Premises and equipment expense | $446,000 | 4,299 |
| Additional noninterest expense | $1,718,000 | 3,100 |
| Pre-tax net operating income | $428,000 | 9,192 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $317,000 | 9,273 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $317,000 | 9,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,494 |
| Cash dividends | $371,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $311,160 | 9,090 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 5,523 |
| Total interest expense | $2,929,000 | 5,264 |
| Net interest income | $3,036,000 | 5,657 |
| Provision for loan and lease losses | $839,000 | 2,093 |
| Total noninterest income | $975,000 | 3,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 3,112 |
| Total noninterest expense | $3,169,000 | 4,302 |
| Salaries and employee benefits | $1,311,000 | 4,779 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,497,000 | 3,605 |
| Pre-tax net operating income | $3,000 | 12,681 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $-24,000 | 13,438 |
| Income before extraordinary items | $34,000 | 12,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $34,000 | 12,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 3,067 |
| Cash dividends | $372,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $27,000 | 12,493 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.