Home > MidAmerica National Bank > Income and Expense

MidAmerica National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,419,0001,464
Total interest expense$7,083,0001,631
Net interest income$21,336,0001,361
Provision for loan and lease losses$1,041,000820
Total noninterest income$3,502,0001,486
Gross Fiduciary activities income$1,784,000418
Service charges on deposit accounts$258,0002,387
Trading account gains and feesNANA
Additional Noninterest Income$1,460,0001,906
Total noninterest expense$16,382,0001,413
Salaries and employee benefits$10,619,0001,283
Premises and equipment expense$1,768,0001,351
Additional noninterest expense$1,460,0001,906
Pre-tax net operating income$7,415,0001,480
Securities gains (losses)$-303,0004,074
Applicable income taxes$1,753,0001,071
Income before extraordinary items$5,359,0001,654
Extraordinary gains, net$054
Net income$5,359,0001,674
Minority interest net income$088
Net income of bank and minority interests.$5,359,0001,657
Net charge-offs$44,0001,858
Cash dividends$2,072,0001,494
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,598,3701,626
2023-09-30 (YTD Data)Rank
Total interest income$20,703,0001,470
Total interest expense$4,698,0001,647
Net interest income$16,005,0001,365
Provision for loan and lease losses$1,193,000591
Total noninterest income$2,598,0001,499
Gross Fiduciary activities income$1,278,000419
Service charges on deposit accounts$195,0002,389
Trading account gains and feesNANA
Additional Noninterest Income$1,125,0001,876
Total noninterest expense$11,900,0001,445
Salaries and employee benefits$7,782,0001,308
Premises and equipment expense$1,306,0001,370
Additional noninterest expense$1,125,0001,876
Pre-tax net operating income$5,510,0001,534
Securities gains (losses)$-303,0004,281
Applicable income taxes$1,276,0001,111
Income before extraordinary items$3,931,0001,729
Extraordinary gains, net$052
Net income$3,931,0001,743
Minority interest net income$081
Net income of bank and minority interests.$3,931,0001,729
Net charge-offs$48,0001,504
Cash dividends$1,356,0001,451
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,170,3701,681
2023-06-30 (YTD Data)Rank
Total interest income$13,249,0001,486
Total interest expense$2,625,0001,703
Net interest income$10,624,0001,387
Provision for loan and lease losses$890,000550
Total noninterest income$1,727,0001,426
Gross Fiduciary activities income$852,000413
Service charges on deposit accounts$123,0002,451
Trading account gains and feesNANA
Additional Noninterest Income$752,0001,811
Total noninterest expense$7,652,0001,477
Salaries and employee benefits$4,966,0001,343
Premises and equipment expense$863,0001,367
Additional noninterest expense$752,0001,809
Pre-tax net operating income$3,809,0001,492
Securities gains (losses)$-188,0004,319
Applicable income taxes$884,0001,093
Income before extraordinary items$2,737,0001,676
Extraordinary gains, net$051
Net income$2,737,0001,695
Minority interest net income$081
Net income of bank and minority interests.$2,737,0001,675
Net charge-offs$-193,0004,534
Cash dividends$1,096,0001,307
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,885,5201,626
2023-03-31 (YTD Data)Rank
Total interest income$6,397,0001,508
Total interest expense$1,095,0001,734
Net interest income$5,302,0001,394
Provision for loan and lease losses$369,000599
Total noninterest income$815,0001,469
Gross Fiduciary activities income$426,000428
Service charges on deposit accounts$63,0002,425
Trading account gains and feesNANA
Additional Noninterest Income$326,0001,924
Total noninterest expense$3,816,0001,498
Salaries and employee benefits$2,516,0001,354
Premises and equipment expense$455,0001,341
Additional noninterest expense$326,0001,924
Pre-tax net operating income$1,932,0001,505
Securities gains (losses)$0950
Applicable income taxes$471,0001,083
Income before extraordinary items$1,461,0001,633
Extraordinary gains, net$04
Net income$1,461,0001,633
Minority interest net income$048
Net income of bank and minority interests.$1,461,0001,633
Net charge-offs$-91,0004,535
Cash dividends$410,0001,383
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,461,0001,648
2022-12-31 (YTD Data)Rank
Total interest income$21,785,0001,466
Total interest expense$1,454,0001,945
Net interest income$20,331,0001,413
Provision for loan and lease losses$620,0001,084
Total noninterest income$3,561,0001,465
Gross Fiduciary activities income$1,645,000438
Service charges on deposit accounts$298,0002,266
Trading account gains and feesNANA
Additional Noninterest Income$1,618,0001,831
Total noninterest expense$15,292,0001,454
Salaries and employee benefits$10,157,0001,304
Premises and equipment expense$1,740,0001,381
Additional noninterest expense$1,618,0001,831
Pre-tax net operating income$7,980,0001,484
Securities gains (losses)$-414,0004,285
Applicable income taxes$1,767,0001,162
Income before extraordinary items$5,799,0001,658
Extraordinary gains, net$05
Net income$5,799,0001,655
Minority interest net income$063
Net income of bank and minority interests.$5,799,0001,657
Net charge-offs$553,000559
Cash dividends$1,758,0001,629
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,126,0601,633
2022-09-30 (YTD Data)Rank
Total interest income$15,639,0001,461
Total interest expense$662,0002,278
Net interest income$14,977,0001,415
Provision for loan and lease losses$425,0001,058
Total noninterest income$2,557,0001,536
Gross Fiduciary activities income$1,197,000446
Service charges on deposit accounts$211,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$1,149,0001,904
Total noninterest expense$11,106,0001,490
Salaries and employee benefits$7,309,0001,330
Premises and equipment expense$1,380,0001,307
Additional noninterest expense$1,149,0001,904
Pre-tax net operating income$6,003,0001,487
Securities gains (losses)$-3,0003,592
Applicable income taxes$1,415,0001,116
Income before extraordinary items$4,585,0001,589
Extraordinary gains, net$04
Net income$4,585,0001,589
Minority interest net income$057
Net income of bank and minority interests.$4,585,0001,589
Net charge-offs$219,000667
Cash dividends$1,022,0001,643
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,587,3701,616
2022-06-30 (YTD Data)Rank
Total interest income$9,984,0001,470
Total interest expense$291,0002,691
Net interest income$9,693,0001,425
Provision for loan and lease losses$295,000966
Total noninterest income$1,692,0001,532
Gross Fiduciary activities income$798,000404
Service charges on deposit accounts$128,0002,451
Trading account gains and feesNANA
Additional Noninterest Income$766,0001,957
Total noninterest expense$7,254,0001,499
Salaries and employee benefits$4,751,0001,357
Premises and equipment expense$959,0001,258
Additional noninterest expense$1,544,0001,954
Pre-tax net operating income$3,836,0001,459
Securities gains (losses)$-1,0003,689
Applicable income taxes$896,0001,088
Income before extraordinary items$2,939,0001,540
Extraordinary gains, net$04
Net income$2,939,0001,539
Minority interest net income$060
Net income of bank and minority interests.$2,939,0001,540
Net charge-offs$-3,0003,282
Cash dividends$965,0001,392
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,939,7901,576
2022-03-31 (YTD Data)Rank
Total interest income$4,829,0001,479
Total interest expense$133,0002,798
Net interest income$4,696,0001,429
Provision for loan and lease losses$02,285
Total noninterest income$848,0001,526
Gross Fiduciary activities income$399,000410
Service charges on deposit accounts$55,0002,631
Trading account gains and feesNANA
Additional Noninterest Income$394,0001,920
Total noninterest expense$3,291,0001,617
Salaries and employee benefits$2,077,0001,521
Premises and equipment expense$484,0001,255
Additional noninterest expense$730,0002,035
Pre-tax net operating income$2,253,0001,241
Securities gains (losses)$0623
Applicable income taxes$543,000930
Income before extraordinary items$1,710,0001,332
Extraordinary gains, net$04
Net income$1,710,0001,332
Minority interest net income$050
Net income of bank and minority interests.$1,710,0001,332
Net charge-offs$01,838
Cash dividends$182,0001,782
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,710,0001,346
2021-12-31 (YTD Data)Rank
Total interest income$19,465,0001,511
Total interest expense$572,0002,978
Net interest income$18,893,0001,433
Provision for loan and lease losses$525,0001,007
Total noninterest income$3,522,0001,624
Gross Fiduciary activities income$1,440,000416
Service charges on deposit accounts$230,0002,509
Trading account gains and feesNANA
Additional Noninterest Income$1,852,0001,997
Total noninterest expense$14,278,0001,520
Salaries and employee benefits$9,202,0001,384
Premises and equipment expense$1,742,0001,356
Additional noninterest expense$3,334,0001,833
Pre-tax net operating income$7,612,0001,538
Securities gains (losses)$116,000799
Applicable income taxes$1,789,0001,171
Income before extraordinary items$5,939,0001,667
Extraordinary gains, net$010
Net income$5,939,0001,666
Minority interest net income$074
Net income of bank and minority interests.$5,939,0001,667
Net charge-offs$02,705
Cash dividends$1,571,0001,760
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,847,3601,661
2021-09-30 (YTD Data)Rank
Total interest income$14,556,0001,547
Total interest expense$435,0003,044
Net interest income$14,121,0001,464
Provision for loan and lease losses$250,0001,285
Total noninterest income$2,642,0001,667
Gross Fiduciary activities income$1,080,000413
Service charges on deposit accounts$155,0002,648
Trading account gains and feesNANA
Additional Noninterest Income$1,407,0002,027
Total noninterest expense$9,928,0001,605
Salaries and employee benefits$6,317,0001,498
Premises and equipment expense$1,237,0001,437
Additional noninterest expense$2,374,0001,897
Pre-tax net operating income$6,585,0001,441
Securities gains (losses)$116,000744
Applicable income taxes$1,599,0001,102
Income before extraordinary items$5,102,0001,585
Extraordinary gains, net$08
Net income$5,102,0001,585
Minority interest net income$069
Net income of bank and minority interests.$5,102,0001,585
Net charge-offs$-12,0003,729
Cash dividends$846,0001,881
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,010,3601,578
2021-06-30 (YTD Data)Rank
Total interest income$9,593,0001,561
Total interest expense$294,0003,124
Net interest income$9,299,0001,465
Provision for loan and lease losses$50,0002,139
Total noninterest income$1,788,0001,627
Gross Fiduciary activities income$720,000412
Service charges on deposit accounts$96,0002,699
Trading account gains and feesNANA
Additional Noninterest Income$972,0001,945
Total noninterest expense$6,630,0001,591
Salaries and employee benefits$4,262,0001,479
Premises and equipment expense$828,0001,433
Additional noninterest expense$1,540,0001,921
Pre-tax net operating income$4,407,0001,430
Securities gains (losses)$115,000620
Applicable income taxes$1,080,0001,090
Income before extraordinary items$3,442,0001,557
Extraordinary gains, net$06
Net income$3,442,0001,557
Minority interest net income$067
Net income of bank and minority interests.$3,442,0001,557
Net charge-offs$-34,0004,241
Cash dividends$773,0001,593
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,351,1501,553
2021-03-31 (YTD Data)Rank
Total interest income$4,738,0001,572
Total interest expense$152,0003,155
Net interest income$4,586,0001,467
Provision for loan and lease losses$02,741
Total noninterest income$863,0001,667
Gross Fiduciary activities income$360,000412
Service charges on deposit accounts$48,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$455,0002,006
Total noninterest expense$3,004,0001,720
Salaries and employee benefits$1,907,0001,615
Premises and equipment expense$381,0001,537
Additional noninterest expense$716,0002,004
Pre-tax net operating income$2,445,0001,327
Securities gains (losses)$116,000440
Applicable income taxes$626,000981
Income before extraordinary items$1,935,0001,424
Extraordinary gains, net$03
Net income$1,935,0001,424
Minority interest net income$055
Net income of bank and minority interests.$1,935,0001,424
Net charge-offs$-78,0004,715
Cash dividends$6,0002,431
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,843,3601,442
2020-12-31 (YTD Data)Rank
Total interest income$17,458,0001,674
Total interest expense$1,273,0002,604
Net interest income$16,185,0001,548
Provision for loan and lease losses$1,252,0001,386
Total noninterest income$3,171,0001,680
Gross Fiduciary activities income$1,350,000408
Service charges on deposit accounts$255,0002,430
Trading account gains and feesNANA
Additional Noninterest Income$1,566,0002,048
Total noninterest expense$12,678,0001,633
Salaries and employee benefits$8,484,0001,437
Premises and equipment expense$1,164,0001,836
Additional noninterest expense$3,030,0001,897
Pre-tax net operating income$5,426,0001,683
Securities gains (losses)$116,0001,309
Applicable income taxes$1,151,0001,329
Income before extraordinary items$4,391,0001,798
Extraordinary gains, net$04
Net income$4,391,0001,798
Minority interest net income$072
Net income of bank and minority interests.$4,391,0001,798
Net charge-offs$509,000961
Cash dividends$3,018,0001,113
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,299,3601,780
2020-09-30 (YTD Data)Rank
Total interest income$12,955,0001,699
Total interest expense$1,046,0002,575
Net interest income$11,909,0001,564
Provision for loan and lease losses$1,017,0001,348
Total noninterest income$2,591,0001,560
Gross Fiduciary activities income$1,020,000404
Service charges on deposit accounts$184,0002,497
Trading account gains and feesNANA
Additional Noninterest Income$1,387,0001,822
Total noninterest expense$8,950,0001,690
Salaries and employee benefits$5,890,0001,526
Premises and equipment expense$865,0001,847
Additional noninterest expense$2,195,0001,931
Pre-tax net operating income$4,533,0001,518
Securities gains (losses)$107,0001,178
Applicable income taxes$1,002,0001,175
Income before extraordinary items$3,638,0001,645
Extraordinary gains, net$04
Net income$3,638,0001,646
Minority interest net income$065
Net income of bank and minority interests.$3,638,0001,646
Net charge-offs$377,000904
Cash dividends$2,299,000992
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,553,4701,639
2020-06-30 (YTD Data)Rank
Total interest income$8,643,0001,713
Total interest expense$755,0002,566
Net interest income$7,888,0001,569
Provision for loan and lease losses$757,0001,260
Total noninterest income$1,654,0001,520
Gross Fiduciary activities income$690,000406
Service charges on deposit accounts$128,0002,482
Trading account gains and feesNANA
Additional Noninterest Income$836,0001,855
Total noninterest expense$6,007,0001,677
Salaries and employee benefits$3,970,0001,498
Premises and equipment expense$569,0001,858
Additional noninterest expense$1,468,0001,915
Pre-tax net operating income$2,778,0001,550
Securities gains (losses)$100,000984
Applicable income taxes$611,0001,185
Income before extraordinary items$2,267,0001,664
Extraordinary gains, net$04
Net income$2,267,0001,665
Minority interest net income$065
Net income of bank and minority interests.$2,267,0001,665
Net charge-offs$284,000839
Cash dividends$2,293,000728
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,188,0001,664
2020-03-31 (YTD Data)Rank
Total interest income$4,329,0001,702
Total interest expense$404,0002,603
Net interest income$3,925,0001,527
Provision for loan and lease losses$412,000992
Total noninterest income$759,0001,511
Gross Fiduciary activities income$360,000407
Service charges on deposit accounts$82,0002,405
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,947
Total noninterest expense$2,788,0001,784
Salaries and employee benefits$1,816,0001,627
Premises and equipment expense$267,0001,963
Additional noninterest expense$705,0002,016
Pre-tax net operating income$1,484,0001,329
Securities gains (losses)$101,000604
Applicable income taxes$348,000970
Income before extraordinary items$1,237,0001,391
Extraordinary gains, net$04
Net income$1,237,0001,389
Minority interest net income$056
Net income of bank and minority interests.$1,237,0001,391
Net charge-offs$98,000895
Cash dividends$1,630,000583
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,157,2101,454
2019-12-31 (YTD Data)Rank
Total interest income$17,186,0001,725
Total interest expense$1,489,0002,749
Net interest income$15,697,0001,533
Provision for loan and lease losses$442,0001,607
Total noninterest income$3,099,0001,534
Gross Fiduciary activities income$1,425,000399
Service charges on deposit accounts$352,0002,383
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0001,933
Total noninterest expense$11,774,0001,673
Salaries and employee benefits$7,675,0001,499
Premises and equipment expense$986,0002,059
Additional noninterest expense$3,113,0001,870
Pre-tax net operating income$6,580,0001,430
Securities gains (losses)$49,0001,246
Applicable income taxes$1,471,0001,124
Income before extraordinary items$5,158,0001,560
Extraordinary gains, net$011
Net income$5,158,0001,562
Minority interest net income$076
Net income of bank and minority interests.$5,158,0001,562
Net charge-offs$351,0001,260
Cash dividends$2,036,0001,556
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,119,2901,531
2019-09-30 (YTD Data)Rank
Total interest income$12,829,0001,751
Total interest expense$1,083,0002,810
Net interest income$11,746,0001,549
Provision for loan and lease losses$342,0001,497
Total noninterest income$2,357,0001,523
Gross Fiduciary activities income$1,125,000388
Service charges on deposit accounts$259,0002,429
Trading account gains and feesNANA
Additional Noninterest Income$973,0001,958
Total noninterest expense$8,457,0001,741
Salaries and employee benefits$5,484,0001,576
Premises and equipment expense$729,0002,086
Additional noninterest expense$2,244,0001,915
Pre-tax net operating income$5,304,0001,384
Securities gains (losses)$19,0001,451
Applicable income taxes$1,203,0001,094
Income before extraordinary items$4,120,0001,513
Extraordinary gains, net$011
Net income$4,120,0001,514
Minority interest net income$072
Net income of bank and minority interests.$4,120,0001,515
Net charge-offs$62,0002,076
Cash dividends$1,343,0001,536
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,104,9901,485
2019-06-30 (YTD Data)Rank
Total interest income$8,513,0001,757
Total interest expense$695,0002,851
Net interest income$7,818,0001,562
Provision for loan and lease losses$67,0002,508
Total noninterest income$1,528,0001,519
Gross Fiduciary activities income$750,000392
Service charges on deposit accounts$168,0002,452
Trading account gains and feesNANA
Additional Noninterest Income$610,0001,985
Total noninterest expense$5,727,0001,730
Salaries and employee benefits$3,717,0001,558
Premises and equipment expense$505,0002,050
Additional noninterest expense$1,505,0001,932
Pre-tax net operating income$3,552,0001,357
Securities gains (losses)$-3,0004,772
Applicable income taxes$807,0001,046
Income before extraordinary items$2,742,0001,488
Extraordinary gains, net$011
Net income$2,742,0001,487
Minority interest net income$069
Net income of bank and minority interests.$2,742,0001,488
Net charge-offs$56,0001,754
Cash dividends$1,298,0001,212
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,744,3701,456
2019-03-31 (YTD Data)Rank
Total interest income$4,132,0001,812
Total interest expense$330,0002,900
Net interest income$3,802,0001,603
Provision for loan and lease losses$03,406
Total noninterest income$741,0001,500
Gross Fiduciary activities income$375,000389
Service charges on deposit accounts$83,0002,464
Trading account gains and feesNANA
Additional Noninterest Income$283,0002,023
Total noninterest expense$2,636,0001,852
Salaries and employee benefits$1,691,0001,703
Premises and equipment expense$251,0002,075
Additional noninterest expense$694,0002,041
Pre-tax net operating income$1,907,0001,255
Securities gains (losses)$9,000735
Applicable income taxes$444,000974
Income before extraordinary items$1,472,0001,372
Extraordinary gains, net$05
Net income$1,472,0001,370
Minority interest net income$052
Net income of bank and minority interests.$1,472,0001,371
Net charge-offs$26,0001,572
Cash dividends$607,0001,165
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,464,8901,358
2018-12-31 (YTD Data)Rank
Total interest income$16,118,0001,756
Total interest expense$989,0002,943
Net interest income$15,129,0001,591
Provision for loan and lease losses$507,0001,436
Total noninterest income$3,144,0001,488
Gross Fiduciary activities income$1,370,000412
Service charges on deposit accounts$387,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$1,387,0001,884
Total noninterest expense$11,342,0001,707
Salaries and employee benefits$7,271,0001,546
Premises and equipment expense$987,0002,076
Additional noninterest expense$3,084,0001,872
Pre-tax net operating income$6,424,0001,439
Securities gains (losses)$-5,0004,250
Applicable income taxes$1,403,0001,096
Income before extraordinary items$5,016,0001,579
Extraordinary gains, net$06
Net income$5,016,0001,578
Minority interest net income$072
Net income of bank and minority interests.$5,016,0001,578
Net charge-offs$351,0001,210
Cash dividends$1,620,0001,654
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,019,9501,570
2018-09-30 (YTD Data)Rank
Total interest income$11,880,0001,760
Total interest expense$695,0002,973
Net interest income$11,185,0001,606
Provision for loan and lease losses$507,0001,116
Total noninterest income$2,338,0001,518
Gross Fiduciary activities income$1,050,000408
Service charges on deposit accounts$295,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$993,0001,940
Total noninterest expense$8,193,0001,765
Salaries and employee benefits$5,273,0001,601
Premises and equipment expense$727,0002,100
Additional noninterest expense$2,193,0001,959
Pre-tax net operating income$4,823,0001,461
Securities gains (losses)$5,000822
Applicable income taxes$1,056,0001,124
Income before extraordinary items$3,772,0001,596
Extraordinary gains, net$05
Net income$3,772,0001,595
Minority interest net income$066
Net income of bank and minority interests.$3,772,0001,595
Net charge-offs$362,000889
Cash dividends$886,0001,797
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,768,0501,584
2018-06-30 (YTD Data)Rank
Total interest income$7,834,0001,763
Total interest expense$436,0003,002
Net interest income$7,398,0001,614
Provision for loan and lease losses$399,000993
Total noninterest income$1,534,0001,538
Gross Fiduciary activities income$700,000411
Service charges on deposit accounts$189,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$645,0001,968
Total noninterest expense$5,472,0001,771
Salaries and employee benefits$3,607,0001,563
Premises and equipment expense$469,0002,165
Additional noninterest expense$1,396,0002,054
Pre-tax net operating income$3,061,0001,500
Securities gains (losses)$20,000475
Applicable income taxes$667,0001,151
Income before extraordinary items$2,414,0001,623
Extraordinary gains, net$06
Net income$2,414,0001,622
Minority interest net income$065
Net income of bank and minority interests.$2,414,0001,622
Net charge-offs$312,000704
Cash dividends$835,0001,484
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,398,2001,613
2018-03-31 (YTD Data)Rank
Total interest income$3,842,0001,778
Total interest expense$219,0002,946
Net interest income$3,623,0001,638
Provision for loan and lease losses$162,0001,069
Total noninterest income$738,0001,568
Gross Fiduciary activities income$350,000412
Service charges on deposit accounts$93,0002,413
Trading account gains and feesNANA
Additional Noninterest Income$295,0002,042
Total noninterest expense$2,603,0001,870
Salaries and employee benefits$1,691,0001,684
Premises and equipment expense$262,0002,042
Additional noninterest expense$650,0002,149
Pre-tax net operating income$1,596,0001,422
Securities gains (losses)$0735
Applicable income taxes$348,0001,099
Income before extraordinary items$1,248,0001,538
Extraordinary gains, net$07
Net income$1,248,0001,538
Minority interest net income$052
Net income of bank and minority interests.$1,248,0001,538
Net charge-offs$184,000604
Cash dividends$133,0002,181
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,248,0001,529
2017-12-31 (YTD Data)Rank
Total interest income$14,410,0001,837
Total interest expense$857,0002,817
Net interest income$13,553,0001,718
Provision for loan and lease losses$820,0001,026
Total noninterest income$3,088,0001,554
Gross Fiduciary activities income$1,325,000410
Service charges on deposit accounts$375,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,906
Total noninterest expense$10,981,0001,743
Salaries and employee benefits$6,827,0001,627
Premises and equipment expense$1,032,0002,061
Additional noninterest expense$3,122,0001,871
Pre-tax net operating income$4,840,0001,766
Securities gains (losses)$101,000623
Applicable income taxes$1,686,0001,432
Income before extraordinary items$3,255,0001,913
Extraordinary gains, net$09
Net income$3,255,0001,913
Minority interest net income$076
Net income of bank and minority interests.$3,255,0001,914
Net charge-offs$70,0002,732
Cash dividends$1,424,0001,772
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,188,3401,913
2017-09-30 (YTD Data)Rank
Total interest income$10,373,0001,899
Total interest expense$615,0002,880
Net interest income$9,758,0001,782
Provision for loan and lease losses$565,0001,060
Total noninterest income$2,349,0001,546
Gross Fiduciary activities income$990,000414
Service charges on deposit accounts$274,0002,539
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,887
Total noninterest expense$7,762,0001,851
Salaries and employee benefits$4,884,0001,698
Premises and equipment expense$773,0002,069
Additional noninterest expense$2,105,0002,032
Pre-tax net operating income$3,780,0001,726
Securities gains (losses)$43,000945
Applicable income taxes$1,038,0001,436
Income before extraordinary items$2,785,0001,843
Extraordinary gains, net$09
Net income$2,785,0001,843
Minority interest net income$071
Net income of bank and minority interests.$2,785,0001,843
Net charge-offs$13,0003,165
Cash dividends$868,0001,856
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,753,6101,833
2017-06-30 (YTD Data)Rank
Total interest income$6,447,0001,986
Total interest expense$383,0002,943
Net interest income$6,064,0001,880
Provision for loan and lease losses$210,0001,505
Total noninterest income$1,602,0001,517
Gross Fiduciary activities income$660,000413
Service charges on deposit accounts$166,0002,698
Trading account gains and feesNANA
Additional Noninterest Income$776,0001,810
Total noninterest expense$5,043,0001,894
Salaries and employee benefits$3,255,0001,704
Premises and equipment expense$477,0002,194
Additional noninterest expense$1,311,0002,154
Pre-tax net operating income$2,413,0001,762
Securities gains (losses)$22,000955
Applicable income taxes$648,0001,476
Income before extraordinary items$1,787,0001,863
Extraordinary gains, net$011
Net income$1,787,0001,863
Minority interest net income$071
Net income of bank and minority interests.$1,787,0001,863
Net charge-offs$-7,0004,687
Cash dividends$686,0001,666
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,770,9401,852
2017-03-31 (YTD Data)Rank
Total interest income$2,805,0002,226
Total interest expense$161,0003,235
Net interest income$2,644,0002,118
Provision for loan and lease losses$105,0001,394
Total noninterest income$682,0001,683
Gross Fiduciary activities income$330,000415
Service charges on deposit accounts$83,0002,694
Trading account gains and feesNANA
Additional Noninterest Income$269,0002,230
Total noninterest expense$2,208,0002,147
Salaries and employee benefits$1,443,0001,911
Premises and equipment expense$212,0002,415
Additional noninterest expense$553,0002,474
Pre-tax net operating income$1,013,0001,945
Securities gains (losses)$01,153
Applicable income taxes$246,0001,675
Income before extraordinary items$767,0002,046
Extraordinary gains, net$08
Net income$767,0002,047
Minority interest net income$055
Net income of bank and minority interests.$767,0002,047
Net charge-offs$-8,0004,903
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$0632
Net operating income$767,0002,021
2016-12-31 (YTD Data)Rank
Total interest income$11,054,0002,220
Total interest expense$661,0003,150
Net interest income$10,393,0002,110
Provision for loan and lease losses$360,0001,801
Total noninterest income$2,591,0001,807
Gross Fiduciary activities income$1,154,000434
Service charges on deposit accounts$357,0002,654
Trading account gains and fees$0170
Additional Noninterest Income$1,080,0002,308
Total noninterest expense$9,341,0002,027
Salaries and employee benefits$5,856,0001,826
Premises and equipment expense$908,0002,298
Additional noninterest expense$2,577,0002,245
Pre-tax net operating income$3,283,0002,241
Securities gains (losses)$03,212
Applicable income taxes$662,0002,017
Income before extraordinary items$2,621,0002,330
Extraordinary gains, net$05
Net income$2,621,0002,327
Minority interest net income$082
Net income of bank and minority interests.$2,621,0002,329
Net charge-offs$407,0001,240
Cash dividends$1,753,0001,553
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,621,0002,281
2016-09-30 (YTD Data)Rank
Total interest income$8,214,0002,237
Total interest expense$490,0003,170
Net interest income$7,724,0002,129
Provision for loan and lease losses$270,0001,728
Total noninterest income$1,982,0001,791
Gross Fiduciary activities income$894,000424
Service charges on deposit accounts$260,0002,720
Trading account gains and fees$0169
Additional Noninterest Income$828,0002,273
Total noninterest expense$6,736,0002,080
Salaries and employee benefits$4,208,0001,896
Premises and equipment expense$665,0002,339
Additional noninterest expense$1,863,0002,319
Pre-tax net operating income$2,700,0002,118
Securities gains (losses)$03,160
Applicable income taxes$590,0001,905
Income before extraordinary items$2,110,0002,253
Extraordinary gains, net$05
Net income$2,110,0002,252
Minority interest net income$071
Net income of bank and minority interests.$2,110,0002,253
Net charge-offs$296,0001,148
Cash dividends$1,154,0001,520
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,110,0002,186
2016-06-30 (YTD Data)Rank
Total interest income$5,426,0002,259
Total interest expense$325,0003,181
Net interest income$5,101,0002,140
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,317,0001,780
Gross Fiduciary activities income$600,000428
Service charges on deposit accounts$168,0002,745
Trading account gains and fees$0157
Additional Noninterest Income$549,0002,264
Total noninterest expense$4,323,0002,161
Salaries and employee benefits$2,628,0002,014
Premises and equipment expense$454,0002,304
Additional noninterest expense$1,241,0002,332
Pre-tax net operating income$1,915,0002,010
Securities gains (losses)$02,835
Applicable income taxes$440,0001,788
Income before extraordinary items$1,475,0002,164
Extraordinary gains, net$016
Net income$1,475,0002,163
Minority interest net income$071
Net income of bank and minority interests.$1,475,0002,163
Net charge-offs$142,0001,363
Cash dividends$647,0001,712
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,475,0002,089
2016-03-31 (YTD Data)Rank
Total interest income$2,670,0002,279
Total interest expense$159,0003,240
Net interest income$2,511,0002,167
Provision for loan and lease losses$90,0001,597
Total noninterest income$632,0001,777
Gross Fiduciary activities income$300,000433
Service charges on deposit accounts$81,0002,791
Trading account gains and fees$0142
Additional Noninterest Income$251,0002,331
Total noninterest expense$2,109,0002,221
Salaries and employee benefits$1,279,0002,064
Premises and equipment expense$251,0002,147
Additional noninterest expense$579,0002,468
Pre-tax net operating income$944,0002,008
Securities gains (losses)$02,077
Applicable income taxes$214,0001,774
Income before extraordinary items$730,0002,138
Extraordinary gains, net$012
Net income$730,0002,138
Minority interest net income$062
Net income of bank and minority interests.$730,0002,138
Net charge-offs$148,000801
Cash dividends$84,0002,481
Sale, conversion, retirement of capital stock, net$0659
Net operating income$730,0002,083
2015-12-31 (YTD Data)Rank
Total interest income$10,892,0002,205
Total interest expense$648,0003,215
Net interest income$10,244,0002,081
Provision for loan and lease losses$360,0001,703
Total noninterest income$2,361,0001,890
Gross Fiduciary activities income$1,052,000451
Service charges on deposit accounts$354,0002,742
Trading account gains and fees$0159
Additional Noninterest Income$955,0002,435
Total noninterest expense$9,152,0002,064
Salaries and employee benefits$5,535,0001,885
Premises and equipment expense$915,0002,313
Additional noninterest expense$2,702,0002,190
Pre-tax net operating income$3,093,0002,275
Securities gains (losses)$03,216
Applicable income taxes$549,0002,146
Income before extraordinary items$2,544,0002,309
Extraordinary gains, net$023
Net income$2,544,0002,309
Minority interest net income$081
Net income of bank and minority interests.$2,544,0002,310
Net charge-offs$76,0002,906
Cash dividends$2,164,0001,270
Sale, conversion, retirement of capital stock, net$1,000794
Net operating income$2,544,0002,268
2015-09-30 (YTD Data)Rank
Total interest income$8,153,0002,221
Total interest expense$484,0003,267
Net interest income$7,669,0002,103
Provision for loan and lease losses$360,0001,343
Total noninterest income$1,920,0001,805
Gross Fiduciary activities income$814,000445
Service charges on deposit accounts$275,0002,702
Trading account gains and fees$0153
Additional Noninterest Income$831,0002,263
Total noninterest expense$6,665,0002,113
Salaries and employee benefits$4,080,0001,915
Premises and equipment expense$668,0002,395
Additional noninterest expense$1,917,0002,290
Pre-tax net operating income$2,564,0002,153
Securities gains (losses)$03,031
Applicable income taxes$512,0001,995
Income before extraordinary items$2,052,0002,219
Extraordinary gains, net$021
Net income$2,052,0002,221
Minority interest net income$078
Net income of bank and minority interests.$2,052,0002,220
Net charge-offs$68,0002,526
Cash dividends$627,0002,094
Sale, conversion, retirement of capital stock, net$1,000758
Net operating income$2,052,0002,182
2015-06-30 (YTD Data)Rank
Total interest income$5,421,0002,229
Total interest expense$324,0003,287
Net interest income$5,097,0002,109
Provision for loan and lease losses$240,0001,328
Total noninterest income$1,268,0001,829
Gross Fiduciary activities income$542,000451
Service charges on deposit accounts$177,0002,729
Trading account gains and fees$0157
Additional Noninterest Income$549,0002,311
Total noninterest expense$4,316,0002,175
Salaries and employee benefits$2,628,0001,986
Premises and equipment expense$451,0002,386
Additional noninterest expense$1,237,0002,369
Pre-tax net operating income$1,809,0002,044
Securities gains (losses)$02,636
Applicable income taxes$378,0001,904
Income before extraordinary items$1,431,0002,128
Extraordinary gains, net$022
Net income$1,431,0002,130
Minority interest net income$075
Net income of bank and minority interests.$1,431,0002,130
Net charge-offs$-8,0005,189
Cash dividends$578,0001,775
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,431,0002,079
2015-03-31 (YTD Data)Rank
Total interest income$2,679,0002,249
Total interest expense$162,0003,325
Net interest income$2,517,0002,118
Provision for loan and lease losses$120,0001,278
Total noninterest income$645,0001,788
Gross Fiduciary activities income$271,000455
Service charges on deposit accounts$84,0002,800
Trading account gains and fees$0152
Additional Noninterest Income$290,0002,173
Total noninterest expense$2,077,0002,245
Salaries and employee benefits$1,306,0002,007
Premises and equipment expense$228,0002,404
Additional noninterest expense$543,0002,623
Pre-tax net operating income$965,0001,912
Securities gains (losses)$02,027
Applicable income taxes$206,0001,794
Income before extraordinary items$759,0001,999
Extraordinary gains, net$013
Net income$759,0002,001
Minority interest net income$064
Net income of bank and minority interests.$759,0002,001
Net charge-offs$7,0002,613
Cash dividends$79,0002,451
Sale, conversion, retirement of capital stock, net$0697
Net operating income$759,0001,939
2014-12-31 (YTD Data)Rank
Total interest income$10,811,0002,222
Total interest expense$727,0003,229
Net interest income$10,084,0002,108
Provision for loan and lease losses$384,0001,723
Total noninterest income$2,651,0001,721
Gross Fiduciary activities income$1,079,000450
Service charges on deposit accounts$379,0002,779
Trading account gains and fees$0180
Additional Noninterest Income$1,193,0002,078
Total noninterest expense$9,076,0002,077
Salaries and employee benefits$5,422,0001,898
Premises and equipment expense$875,0002,498
Additional noninterest expense$2,779,0002,178
Pre-tax net operating income$3,275,0002,130
Securities gains (losses)$03,259
Applicable income taxes$669,0001,947
Income before extraordinary items$2,606,0002,237
Extraordinary gains, net$017
Net income$2,606,0002,236
Minority interest net income$084
Net income of bank and minority interests.$2,606,0002,236
Net charge-offs$437,0001,619
Cash dividends$2,487,0001,086
Sale, conversion, retirement of capital stock, net$9,000792
Net operating income$2,606,0002,186
2014-09-30 (YTD Data)Rank
Total interest income$8,097,0002,241
Total interest expense$551,0003,264
Net interest income$7,546,0002,127
Provision for loan and lease losses$450,0001,237
Total noninterest income$1,889,0001,799
Gross Fiduciary activities income$752,000465
Service charges on deposit accounts$292,0002,760
Trading account gains and fees$0174
Additional Noninterest Income$845,0002,176
Total noninterest expense$6,684,0002,115
Salaries and employee benefits$4,010,0001,927
Premises and equipment expense$649,0002,546
Additional noninterest expense$2,025,0002,216
Pre-tax net operating income$2,301,0002,280
Securities gains (losses)$02,980
Applicable income taxes$437,0002,093
Income before extraordinary items$1,864,0002,341
Extraordinary gains, net$015
Net income$1,864,0002,342
Minority interest net income$081
Net income of bank and minority interests.$1,864,0002,341
Net charge-offs$29,0003,641
Cash dividends$1,845,0001,017
Sale, conversion, retirement of capital stock, net$7,000758
Net operating income$1,864,0002,284
2014-06-30 (YTD Data)Rank
Total interest income$5,373,0002,244
Total interest expense$373,0003,275
Net interest income$5,000,0002,126
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,164,0001,886
Gross Fiduciary activities income$501,000466
Service charges on deposit accounts$193,0002,767
Trading account gains and fees$0172
Additional Noninterest Income$470,0002,394
Total noninterest expense$4,174,0002,253
Salaries and employee benefits$2,579,0001,998
Premises and equipment expense$427,0002,586
Additional noninterest expense$1,168,0002,550
Pre-tax net operating income$1,690,0002,068
Securities gains (losses)$02,580
Applicable income taxes$351,0001,908
Income before extraordinary items$1,339,0002,167
Extraordinary gains, net$020
Net income$1,339,0002,171
Minority interest net income$080
Net income of bank and minority interests.$1,339,0002,170
Net charge-offs$33,0003,108
Cash dividends$1,780,000719
Sale, conversion, retirement of capital stock, net$5,000729
Net operating income$1,339,0002,121
2014-03-31 (YTD Data)Rank
Total interest income$2,684,0002,249
Total interest expense$190,0003,284
Net interest income$2,494,0002,118
Provision for loan and lease losses$150,0001,189
Total noninterest income$622,0001,752
Gross Fiduciary activities income$251,000473
Service charges on deposit accounts$90,0002,874
Trading account gains and fees$0147
Additional Noninterest Income$281,0002,097
Total noninterest expense$2,069,0002,265
Salaries and employee benefits$1,293,0002,003
Premises and equipment expense$224,0002,533
Additional noninterest expense$552,0002,677
Pre-tax net operating income$897,0001,920
Securities gains (losses)$01,715
Applicable income taxes$189,0001,770
Income before extraordinary items$708,0001,978
Extraordinary gains, net$016
Net income$708,0001,981
Minority interest net income$066
Net income of bank and minority interests.$708,0001,981
Net charge-offs$57,0001,762
Cash dividends$1,153,000544
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$708,0001,939
2013-12-31 (YTD Data)Rank
Total interest income$11,306,0002,158
Total interest expense$933,0003,104
Net interest income$10,373,0002,027
Provision for loan and lease losses$1,380,000850
Total noninterest income$2,581,0001,818
Gross Fiduciary activities income$1,059,000449
Service charges on deposit accounts$457,0002,559
Trading account gains and fees$0184
Additional Noninterest Income$1,065,0002,295
Total noninterest expense$8,882,0002,134
Salaries and employee benefits$5,412,0001,884
Premises and equipment expense$883,0002,511
Additional noninterest expense$2,587,0002,382
Pre-tax net operating income$2,692,0002,337
Securities gains (losses)$03,182
Applicable income taxes$444,0002,281
Income before extraordinary items$2,248,0002,375
Extraordinary gains, net$029
Net income$2,248,0002,379
Minority interest net income$090
Net income of bank and minority interests.$2,248,0002,378
Net charge-offs$1,591,000907
Cash dividends$1,369,0001,567
Sale, conversion, retirement of capital stock, net$13,000824
Net operating income$2,248,0002,322
2013-09-30 (YTD Data)Rank
Total interest income$8,530,0002,161
Total interest expense$723,0003,106
Net interest income$7,807,0002,029
Provision for loan and lease losses$1,200,000772
Total noninterest income$1,848,0001,898
Gross Fiduciary activities income$720,000470
Service charges on deposit accounts$337,0002,607
Trading account gains and fees$0180
Additional Noninterest Income$791,0002,358
Total noninterest expense$6,635,0002,124
Salaries and employee benefits$4,072,0001,889
Premises and equipment expense$661,0002,536
Additional noninterest expense$1,902,0002,415
Pre-tax net operating income$1,820,0002,604
Securities gains (losses)$03,040
Applicable income taxes$251,0002,584
Income before extraordinary items$1,569,0002,578
Extraordinary gains, net$025
Net income$1,569,0002,582
Minority interest net income$084
Net income of bank and minority interests.$1,569,0002,582
Net charge-offs$1,285,000833
Cash dividends$794,0001,680
Sale, conversion, retirement of capital stock, net$10,000772
Net operating income$1,569,0002,491
2013-06-30 (YTD Data)Rank
Total interest income$5,728,0002,154
Total interest expense$499,0003,078
Net interest income$5,229,0002,009
Provision for loan and lease losses$880,000743
Total noninterest income$1,326,0001,819
Gross Fiduciary activities income$480,000466
Service charges on deposit accounts$221,0002,601
Trading account gains and fees$0157
Additional Noninterest Income$625,0002,179
Total noninterest expense$4,350,0002,164
Salaries and employee benefits$2,650,0001,941
Premises and equipment expense$427,0002,606
Additional noninterest expense$1,273,0002,400
Pre-tax net operating income$1,325,0002,417
Securities gains (losses)$02,791
Applicable income taxes$209,0002,391
Income before extraordinary items$1,116,0002,410
Extraordinary gains, net$022
Net income$1,116,0002,419
Minority interest net income$082
Net income of bank and minority interests.$1,116,0002,417
Net charge-offs$1,100,000710
Cash dividends$653,0001,457
Sale, conversion, retirement of capital stock, net$6,000752
Net operating income$1,116,0002,322
2013-03-31 (YTD Data)Rank
Total interest income$2,867,0002,170
Total interest expense$261,0003,051
Net interest income$2,606,0002,025
Provision for loan and lease losses$180,0001,441
Total noninterest income$632,0001,889
Gross Fiduciary activities income$240,000471
Service charges on deposit accounts$106,0002,675
Trading account gains and fees$0148
Additional Noninterest Income$286,0002,290
Total noninterest expense$2,158,0002,205
Salaries and employee benefits$1,347,0001,925
Premises and equipment expense$212,0002,648
Additional noninterest expense$599,0002,557
Pre-tax net operating income$900,0001,873
Securities gains (losses)$01,966
Applicable income taxes$217,0001,629
Income before extraordinary items$683,0002,036
Extraordinary gains, net$010
Net income$683,0002,037
Minority interest net income$076
Net income of bank and minority interests.$683,0002,038
Net charge-offs$38,0002,621
Cash dividends$128,0001,903
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$683,0001,956
2012-12-31 (YTD Data)Rank
Total interest income$12,128,0002,157
Total interest expense$1,408,0002,856
Net interest income$10,720,0002,024
Provision for loan and lease losses$720,0002,228
Total noninterest income$2,604,0001,819
Gross Fiduciary activities income$1,002,000457
Service charges on deposit accounts$438,0002,751
Trading account gains and fees$0166
Additional Noninterest Income$1,164,0002,177
Total noninterest expense$8,950,0002,129
Salaries and employee benefits$5,389,0001,876
Premises and equipment expense$855,0002,596
Additional noninterest expense$2,706,0002,400
Pre-tax net operating income$3,654,0001,760
Securities gains (losses)$03,810
Applicable income taxes$855,0001,616
Income before extraordinary items$2,799,0001,979
Extraordinary gains, net$029
Net income$2,799,0001,978
Minority interest net income$093
Net income of bank and minority interests.$2,799,0001,980
Net charge-offs$374,0003,027
Cash dividends$1,445,0001,540
Sale, conversion, retirement of capital stock, net$21,000830
Net operating income$2,799,0001,872
2012-09-30 (YTD Data)Rank
Total interest income$9,093,0002,196
Total interest expense$1,099,0002,865
Net interest income$7,994,0002,058
Provision for loan and lease losses$540,0002,179
Total noninterest income$1,865,0001,882
Gross Fiduciary activities income$693,000464
Service charges on deposit accounts$327,0002,800
Trading account gains and fees$0157
Additional Noninterest Income$845,0002,219
Total noninterest expense$6,599,0002,174
Salaries and employee benefits$3,952,0001,904
Premises and equipment expense$637,0002,647
Additional noninterest expense$2,010,0002,409
Pre-tax net operating income$2,720,0001,820
Securities gains (losses)$03,575
Applicable income taxes$627,0001,699
Income before extraordinary items$2,093,0002,029
Extraordinary gains, net$020
Net income$2,093,0002,027
Minority interest net income$086
Net income of bank and minority interests.$2,093,0002,030
Net charge-offs$220,0003,187
Cash dividends$835,0001,495
Sale, conversion, retirement of capital stock, net$16,000794
Net operating income$2,093,0001,906
2012-06-30 (YTD Data)Rank
Total interest income$6,046,0002,213
Total interest expense$757,0002,880
Net interest income$5,289,0002,079
Provision for loan and lease losses$360,0002,203
Total noninterest income$1,205,0001,903
Gross Fiduciary activities income$462,000466
Service charges on deposit accounts$213,0002,820
Trading account gains and fees$0153
Additional Noninterest Income$530,0002,256
Total noninterest expense$4,383,0002,196
Salaries and employee benefits$2,537,0001,982
Premises and equipment expense$416,0002,694
Additional noninterest expense$1,430,0002,261
Pre-tax net operating income$1,751,0001,876
Securities gains (losses)$03,178
Applicable income taxes$395,0001,725
Income before extraordinary items$1,356,0002,061
Extraordinary gains, net$019
Net income$1,356,0002,058
Minority interest net income$084
Net income of bank and minority interests.$1,356,0002,061
Net charge-offs$220,0002,633
Cash dividends$660,0001,333
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$1,356,0001,952
2012-03-31 (YTD Data)Rank
Total interest income$3,017,0002,242
Total interest expense$393,0002,898
Net interest income$2,624,0002,099
Provision for loan and lease losses$180,0002,114
Total noninterest income$590,0001,933
Gross Fiduciary activities income$231,000470
Service charges on deposit accounts$100,0002,929
Trading account gains and fees$0148
Additional Noninterest Income$259,0002,294
Total noninterest expense$2,051,0002,316
Salaries and employee benefits$1,272,0001,969
Premises and equipment expense$221,0002,575
Additional noninterest expense$558,0002,823
Pre-tax net operating income$983,0001,706
Securities gains (losses)$02,210
Applicable income taxes$248,0001,498
Income before extraordinary items$735,0001,935
Extraordinary gains, net$019
Net income$735,0001,936
Minority interest net income$078
Net income of bank and minority interests.$735,0001,937
Net charge-offs$-9,0006,608
Cash dividends$83,0002,195
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$735,0001,831
2011-12-31 (YTD Data)Rank
Total interest income$12,954,0002,152
Total interest expense$1,896,0002,883
Net interest income$11,058,0001,977
Provision for loan and lease losses$720,0002,899
Total noninterest income$2,420,0001,759
Gross Fiduciary activities income$939,000409
Service charges on deposit accounts$451,0002,791
Trading account gains and fees$0146
Additional Noninterest Income$1,030,0002,092
Total noninterest expense$8,483,0002,242
Salaries and employee benefits$5,220,0001,873
Premises and equipment expense$914,0002,607
Additional noninterest expense$2,349,0002,726
Pre-tax net operating income$4,275,0001,361
Securities gains (losses)$03,838
Applicable income taxes$959,0001,378
Income before extraordinary items$3,316,0001,473
Extraordinary gains, net$029
Net income$3,316,0001,473
Minority interest net income$096
Net income of bank and minority interests.$3,316,0001,473
Net charge-offs$890,0002,503
Cash dividends$3,269,000615
Sale, conversion, retirement of capital stock, net$27,000912
Net operating income$3,316,0001,405
2011-09-30 (YTD Data)Rank
Total interest income$9,786,0002,161
Total interest expense$1,464,0002,921
Net interest income$8,322,0001,977
Provision for loan and lease losses$540,0002,764
Total noninterest income$1,828,0001,721
Gross Fiduciary activities income$671,000421
Service charges on deposit accounts$345,0002,750
Trading account gains and fees$0145
Additional Noninterest Income$812,0002,016
Total noninterest expense$6,395,0002,241
Salaries and employee benefits$3,954,0001,863
Premises and equipment expense$673,0002,674
Additional noninterest expense$1,768,0002,716
Pre-tax net operating income$3,215,0001,406
Securities gains (losses)$03,555
Applicable income taxes$772,0001,321
Income before extraordinary items$2,443,0001,562
Extraordinary gains, net$021
Net income$2,443,0001,562
Minority interest net income$087
Net income of bank and minority interests.$2,443,0001,562
Net charge-offs$553,0002,554
Cash dividends$1,672,000760
Sale, conversion, retirement of capital stock, net$20,000858
Net operating income$2,443,0001,470
2011-06-30 (YTD Data)Rank
Total interest income$6,540,0002,178
Total interest expense$1,015,0002,922
Net interest income$5,525,0001,987
Provision for loan and lease losses$360,0002,724
Total noninterest income$1,179,0001,776
Gross Fiduciary activities income$447,000425
Service charges on deposit accounts$216,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$516,0002,048
Total noninterest expense$4,266,0002,250
Salaries and employee benefits$2,587,0001,894
Premises and equipment expense$447,0002,680
Additional noninterest expense$1,232,0002,682
Pre-tax net operating income$2,078,0001,404
Securities gains (losses)$02,914
Applicable income taxes$471,0001,376
Income before extraordinary items$1,607,0001,530
Extraordinary gains, net$015
Net income$1,607,0001,530
Minority interest net income$089
Net income of bank and minority interests.$1,607,0001,530
Net charge-offs$484,0002,184
Cash dividends$1,502,000556
Sale, conversion, retirement of capital stock, net$13,000810
Net operating income$1,607,0001,464
2011-03-31 (YTD Data)Rank
Total interest income$3,292,0002,180
Total interest expense$533,0002,890
Net interest income$2,759,0001,985
Provision for loan and lease losses$180,0002,550
Total noninterest income$587,0001,777
Gross Fiduciary activities income$223,000431
Service charges on deposit accounts$105,0002,881
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,096
Total noninterest expense$2,145,0002,247
Salaries and employee benefits$1,306,0001,899
Premises and equipment expense$234,0002,627
Additional noninterest expense$605,0002,708
Pre-tax net operating income$1,021,0001,407
Securities gains (losses)$01,772
Applicable income taxes$197,0001,530
Income before extraordinary items$824,0001,446
Extraordinary gains, net$09
Net income$824,0001,446
Minority interest net income$086
Net income of bank and minority interests.$824,0001,446
Net charge-offs$21,0004,005
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$824,0001,402
2010-12-31 (YTD Data)Rank
Total interest income$13,798,0002,192
Total interest expense$2,999,0002,605
Net interest income$10,799,0002,018
Provision for loan and lease losses$970,0003,110
Total noninterest income$2,273,0001,896
Gross Fiduciary activities income$852,000432
Service charges on deposit accounts$502,0002,635
Trading account gains and fees$0175
Additional Noninterest Income$919,0002,290
Total noninterest expense$9,033,0002,148
Salaries and employee benefits$5,327,0001,816
Premises and equipment expense$976,0002,530
Additional noninterest expense$2,730,0002,480
Pre-tax net operating income$3,069,0001,598
Securities gains (losses)$35,0002,870
Applicable income taxes$572,0001,758
Income before extraordinary items$2,532,0001,631
Extraordinary gains, net$029
Net income$2,532,0001,631
Minority interest net income$0111
Net income of bank and minority interests.$2,532,0001,633
Net charge-offs$449,0003,792
Cash dividends$1,845,000883
Sale, conversion, retirement of capital stock, net$24,0001,073
Net operating income$2,503,3001,585
2010-09-30 (YTD Data)Rank
Total interest income$10,399,0002,231
Total interest expense$2,344,0002,606
Net interest income$8,055,0002,057
Provision for loan and lease losses$620,0003,191
Total noninterest income$1,684,0001,925
Gross Fiduciary activities income$651,000427
Service charges on deposit accounts$381,0002,676
Trading account gains and fees$0165
Additional Noninterest Income$652,0002,372
Total noninterest expense$6,793,0002,132
Salaries and employee benefits$3,971,0001,836
Premises and equipment expense$730,0002,576
Additional noninterest expense$2,092,0002,388
Pre-tax net operating income$2,326,0001,692
Securities gains (losses)$51,0002,392
Applicable income taxes$463,0001,745
Income before extraordinary items$1,914,0001,726
Extraordinary gains, net$023
Net income$1,914,0001,729
Minority interest net income$0110
Net income of bank and minority interests.$1,914,0001,729
Net charge-offs$164,0004,421
Cash dividends$1,101,000965
Sale, conversion, retirement of capital stock, net$17,0001,017
Net operating income$1,872,6901,674
2010-06-30 (YTD Data)Rank
Total interest income$6,911,0002,266
Total interest expense$1,630,0002,612
Net interest income$5,281,0002,088
Provision for loan and lease losses$430,0003,089
Total noninterest income$1,147,0001,837
Gross Fiduciary activities income$450,000416
Service charges on deposit accounts$255,0002,679
Trading account gains and fees$0152
Additional Noninterest Income$442,0002,273
Total noninterest expense$4,541,0002,130
Salaries and employee benefits$2,685,0001,833
Premises and equipment expense$486,0002,588
Additional noninterest expense$1,370,0002,424
Pre-tax net operating income$1,457,0001,760
Securities gains (losses)$03,184
Applicable income taxes$275,0001,819
Income before extraordinary items$1,182,0001,838
Extraordinary gains, net$019
Net income$1,182,0001,837
Minority interest net income$0105
Net income of bank and minority interests.$1,182,0001,838
Net charge-offs$168,0003,714
Cash dividends$618,0001,110
Sale, conversion, retirement of capital stock, net$11,000946
Net operating income$1,182,0001,752
2010-03-31 (YTD Data)Rank
Total interest income$3,436,0002,334
Total interest expense$845,0002,643
Net interest income$2,591,0002,154
Provision for loan and lease losses$190,0003,073
Total noninterest income$626,0001,731
Gross Fiduciary activities income$225,000425
Service charges on deposit accounts$139,0002,481
Trading account gains and fees$0175
Additional Noninterest Income$262,0002,003
Total noninterest expense$2,222,0002,202
Salaries and employee benefits$1,262,0001,961
Premises and equipment expense$255,0002,546
Additional noninterest expense$705,0002,363
Pre-tax net operating income$805,0001,606
Securities gains (losses)$02,284
Applicable income taxes$151,0001,729
Income before extraordinary items$654,0001,671
Extraordinary gains, net$016
Net income$654,0001,672
Minority interest net income$091
Net income of bank and minority interests.$654,0001,673
Net charge-offs$129,0002,883
Cash dividends$103,0001,865
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$654,0001,605
2009-12-31 (YTD Data)Rank
Total interest income$14,042,0002,375
Total interest expense$3,765,0002,872
Net interest income$10,277,0002,135
Provision for loan and lease losses$360,0005,016
Total noninterest income$2,219,0001,978
Gross Fiduciary activities income$912,000402
Service charges on deposit accounts$612,0002,505
Trading account gains and fees$0211
Additional Noninterest Income$695,0002,678
Total noninterest expense$9,162,0002,170
Salaries and employee benefits$5,802,0001,709
Premises and equipment expense$991,0002,597
Additional noninterest expense$2,369,0002,877
Pre-tax net operating income$2,974,0001,349
Securities gains (losses)$180,0001,627
Applicable income taxes$650,0001,306
Income before extraordinary items$2,504,0001,340
Extraordinary gains, net$034
Net income$2,504,0001,338
Minority interest net income$0115
Net income of bank and minority interests.$2,504,0001,339
Net charge-offs$354,0004,273
Cash dividends$2,202,000825
Sale, conversion, retirement of capital stock, net$28,0001,165
Net operating income$2,361,8001,388
2009-09-30 (YTD Data)Rank
Total interest income$10,484,0002,428
Total interest expense$2,861,0002,964
Net interest income$7,623,0002,154
Provision for loan and lease losses$190,0005,217
Total noninterest income$1,706,0001,984
Gross Fiduciary activities income$699,000399
Service charges on deposit accounts$445,0002,571
Trading account gains and fees$0212
Additional Noninterest Income$562,0002,621
Total noninterest expense$6,452,0002,298
Salaries and employee benefits$3,975,0001,882
Premises and equipment expense$730,0002,671
Additional noninterest expense$1,747,0002,888
Pre-tax net operating income$2,687,0001,213
Securities gains (losses)$03,497
Applicable income taxes$617,0001,212
Income before extraordinary items$2,070,0001,295
Extraordinary gains, net$027
Net income$2,070,0001,294
Minority interest net income$0118
Net income of bank and minority interests.$2,070,0001,295
Net charge-offs$266,0003,885
Cash dividends$1,565,000814
Sale, conversion, retirement of capital stock, net$20,0001,089
Net operating income$2,070,0001,266
2009-06-30 (YTD Data)Rank
Total interest income$6,896,0002,496
Total interest expense$1,944,0003,033
Net interest income$4,952,0002,218
Provision for loan and lease losses$160,0004,648
Total noninterest income$1,090,0002,043
Gross Fiduciary activities income$466,000404
Service charges on deposit accounts$278,0002,655
Trading account gains and fees$0193
Additional Noninterest Income$346,0002,761
Total noninterest expense$4,362,0002,302
Salaries and employee benefits$2,693,0001,878
Premises and equipment expense$488,0002,693
Additional noninterest expense$1,181,0002,873
Pre-tax net operating income$1,520,0001,509
Securities gains (losses)$03,136
Applicable income taxes$340,0001,412
Income before extraordinary items$1,180,0001,582
Extraordinary gains, net$021
Net income$1,180,0001,578
Minority interest net income$0112
Net income of bank and minority interests.$1,180,0001,581
Net charge-offs$19,0005,648
Cash dividends$1,463,000624
Sale, conversion, retirement of capital stock, net$11,0001,087
Net operating income$1,180,0001,553
2009-03-31 (YTD Data)Rank
Total interest income$3,425,0002,536
Total interest expense$1,007,0003,031
Net interest income$2,418,0002,262
Provision for loan and lease losses$130,0003,489
Total noninterest income$525,0002,060
Gross Fiduciary activities income$233,000400
Service charges on deposit accounts$140,0002,606
Trading account gains and fees$0171
Additional Noninterest Income$152,0002,939
Total noninterest expense$1,996,0002,431
Salaries and employee benefits$1,250,0002,044
Premises and equipment expense$239,0002,781
Additional noninterest expense$507,0002,976
Pre-tax net operating income$817,0001,562
Securities gains (losses)$02,434
Applicable income taxes$204,0001,431
Income before extraordinary items$613,0001,760
Extraordinary gains, net$015
Net income$613,0001,761
Minority interest net income$0102
Net income of bank and minority interests.$613,0001,762
Net charge-offs$26,0004,134
Cash dividends$852,000533
Sale, conversion, retirement of capital stock, net$3,0001,009
Net operating income$613,0001,669
2008-12-31 (YTD Data)Rank
Total interest income$14,659,0002,524
Total interest expense$5,065,0002,930
Net interest income$9,594,0002,295
Provision for loan and lease losses$220,0005,097
Total noninterest income$2,171,0002,013
Gross Fiduciary activities income$939,000422
Service charges on deposit accounts$701,0002,348
Trading account gains and fees$0154
Additional Noninterest Income$531,0003,082
Total noninterest expense$8,076,0002,361
Salaries and employee benefits$5,069,0001,989
Premises and equipment expense$1,099,0002,416
Additional noninterest expense$1,908,0002,974
Pre-tax net operating income$3,469,0001,566
Securities gains (losses)$-1,0006,828
Applicable income taxes$757,0001,445
Income before extraordinary items$2,711,0001,502
Extraordinary gains, net$039
Net income$2,711,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0005,038
Cash dividends$1,574,0001,672
Sale, conversion, retirement of capital stock, net$66,0001,075
Net operating income$2,711,7801,595
2008-09-30 (YTD Data)Rank
Total interest income$10,962,0002,582
Total interest expense$3,911,0002,958
Net interest income$7,051,0002,343
Provision for loan and lease losses$20,0006,492
Total noninterest income$1,636,0002,075
Gross Fiduciary activities income$686,000437
Service charges on deposit accounts$537,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$413,0003,132
Total noninterest expense$5,759,0002,450
Salaries and employee benefits$3,588,0002,146
Premises and equipment expense$830,0002,410
Additional noninterest expense$1,341,0003,054
Pre-tax net operating income$2,908,0001,679
Securities gains (losses)$03,106
Applicable income taxes$695,0001,543
Income before extraordinary items$2,213,0001,630
Extraordinary gains, net$031
Net income$2,213,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,628
Cash dividends$893,0001,984
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,213,0001,719
2008-06-30 (YTD Data)Rank
Total interest income$7,338,0002,602
Total interest expense$2,643,0003,034
Net interest income$4,695,0002,336
Provision for loan and lease losses$06,671
Total noninterest income$1,079,0002,119
Gross Fiduciary activities income$460,000442
Service charges on deposit accounts$347,0002,369
Trading account gains and fees$0149
Additional Noninterest Income$272,0003,198
Total noninterest expense$3,865,0002,453
Salaries and employee benefits$2,415,0002,145
Premises and equipment expense$558,0002,397
Additional noninterest expense$892,0003,037
Pre-tax net operating income$1,909,0001,744
Securities gains (losses)$03,233
Applicable income taxes$458,0001,706
Income before extraordinary items$1,451,0001,855
Extraordinary gains, net$021
Net income$1,451,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,855
Cash dividends$893,0001,569
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,451,0001,822
2008-03-31 (YTD Data)Rank
Total interest income$3,722,0002,641
Total interest expense$1,348,0003,154
Net interest income$2,374,0002,317
Provision for loan and lease losses$06,080
Total noninterest income$534,0002,142
Gross Fiduciary activities income$220,000455
Service charges on deposit accounts$171,0002,359
Trading account gains and fees$0158
Additional Noninterest Income$143,0003,122
Total noninterest expense$1,867,0002,525
Salaries and employee benefits$1,112,0002,356
Premises and equipment expense$289,0002,343
Additional noninterest expense$466,0002,887
Pre-tax net operating income$1,041,0001,721
Securities gains (losses)$02,688
Applicable income taxes$263,0001,624
Income before extraordinary items$778,0001,857
Extraordinary gains, net$015
Net income$778,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$164,0002,517
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$778,0001,793
2007-12-31 (YTD Data)Rank
Total interest income$15,586,0002,588
Total interest expense$6,188,0002,935
Net interest income$9,398,0002,369
Provision for loan and lease losses$06,851
Total noninterest income$2,223,0002,064
Gross Fiduciary activities income$874,000454
Service charges on deposit accounts$638,0002,557
Trading account gains and fees$0178
Additional Noninterest Income$711,0002,734
Total noninterest expense$8,561,0002,150
Salaries and employee benefits$5,015,0001,998
Premises and equipment expense$1,317,0001,986
Additional noninterest expense$2,229,0002,423
Pre-tax net operating income$3,060,0002,429
Securities gains (losses)$322,000339
Applicable income taxes$762,0002,197
Income before extraordinary items$2,620,0002,263
Extraordinary gains, net$039
Net income$2,620,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,035
Cash dividends$2,897,0001,233
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,372,0602,477
2007-09-30 (YTD Data)Rank
Total interest income$11,706,0002,590
Total interest expense$4,680,0002,913
Net interest income$7,026,0002,394
Provision for loan and lease losses$06,528
Total noninterest income$1,713,0002,021
Gross Fiduciary activities income$645,000455
Service charges on deposit accounts$469,0002,578
Trading account gains and fees$0184
Additional Noninterest Income$599,0002,565
Total noninterest expense$6,504,0002,097
Salaries and employee benefits$3,682,0002,047
Premises and equipment expense$982,0001,970
Additional noninterest expense$1,840,0002,168
Pre-tax net operating income$2,235,0002,641
Securities gains (losses)$344,000286
Applicable income taxes$594,0002,306
Income before extraordinary items$1,985,0002,383
Extraordinary gains, net$033
Net income$1,985,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,995
Cash dividends$2,017,0001,199
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,720,1202,669
2007-06-30 (YTD Data)Rank
Total interest income$7,791,0002,614
Total interest expense$3,147,0002,882
Net interest income$4,644,0002,431
Provision for loan and lease losses$06,209
Total noninterest income$1,160,0002,010
Gross Fiduciary activities income$433,000458
Service charges on deposit accounts$313,0002,569
Trading account gains and fees$0168
Additional Noninterest Income$414,0002,530
Total noninterest expense$4,611,0002,005
Salaries and employee benefits$2,630,0001,942
Premises and equipment expense$654,0001,988
Additional noninterest expense$1,327,0002,031
Pre-tax net operating income$1,193,0003,131
Securities gains (losses)$344,000235
Applicable income taxes$324,0002,641
Income before extraordinary items$1,213,0002,616
Extraordinary gains, net$029
Net income$1,213,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0007,938
Cash dividends$1,575,0001,077
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$941,2403,133
2007-03-31 (YTD Data)Rank
Total interest income$3,944,0002,591
Total interest expense$1,622,0002,786
Net interest income$2,322,0002,438
Provision for loan and lease losses$05,779
Total noninterest income$539,0002,106
Gross Fiduciary activities income$220,000459
Service charges on deposit accounts$158,0002,498
Trading account gains and fees$0195
Additional Noninterest Income$161,0002,888
Total noninterest expense$2,163,0002,136
Salaries and employee benefits$1,273,0002,021
Premises and equipment expense$338,0001,928
Additional noninterest expense$552,0002,391
Pre-tax net operating income$698,0002,809
Securities gains (losses)$98,000311
Applicable income taxes$185,0002,510
Income before extraordinary items$611,0002,591
Extraordinary gains, net$022
Net income$611,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,023
Cash dividends$1,575,000561
Sale, conversion, retirement of capital stock, net$0885
Net operating income$535,5402,852
2006-12-31 (YTD Data)Rank
Total interest income$22,484,0001,801
Total interest expense$9,631,0001,743
Net interest income$12,853,0001,796
Provision for loan and lease losses$399,0002,281
Total noninterest income$5,702,000988
Gross Fiduciary activities income$861,000446
Service charges on deposit accounts$954,0001,823
Trading account gains and fees$0130
Additional Noninterest Income$3,887,000831
Total noninterest expense$12,036,0001,482
Salaries and employee benefits$7,279,0001,343
Premises and equipment expense$2,114,0001,211
Additional noninterest expense$2,643,0002,006
Pre-tax net operating income$6,120,0001,570
Securities gains (losses)$-298,0008,443
Applicable income taxes$1,757,0001,468
Income before extraordinary items$4,065,0001,761
Extraordinary gains, net$051
Net income$4,065,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,943,000397
Cash dividends$2,807,0001,190
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,273,6001,676
2006-09-30 (YTD Data)Rank
Total interest income$17,360,0001,727
Total interest expense$7,361,0001,669
Net interest income$9,999,0001,740
Provision for loan and lease losses$399,0001,710
Total noninterest income$2,098,0001,742
Gross Fiduciary activities income$677,000435
Service charges on deposit accounts$734,0001,786
Trading account gains and fees$0126
Additional Noninterest Income$687,0002,343
Total noninterest expense$9,534,0001,414
Salaries and employee benefits$5,534,0001,336
Premises and equipment expense$2,028,000933
Additional noninterest expense$1,972,0001,974
Pre-tax net operating income$2,164,0002,958
Securities gains (losses)$01,388
Applicable income taxes$466,0002,953
Income before extraordinary items$1,698,0002,924
Extraordinary gains, net$045
Net income$1,698,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,960
Cash dividends$1,140,0001,760
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,698,0002,915
2006-06-30 (YTD Data)Rank
Total interest income$11,465,0001,706
Total interest expense$4,780,0001,632
Net interest income$6,685,0001,734
Provision for loan and lease losses$06,419
Total noninterest income$1,419,0001,717
Gross Fiduciary activities income$466,000426
Service charges on deposit accounts$481,0001,798
Trading account gains and fees$0126
Additional Noninterest Income$472,0002,305
Total noninterest expense$6,479,0001,392
Salaries and employee benefits$3,771,0001,315
Premises and equipment expense$1,366,000927
Additional noninterest expense$1,342,0001,959
Pre-tax net operating income$1,625,0002,713
Securities gains (losses)$01,185
Applicable income taxes$381,0002,696
Income before extraordinary items$1,244,0002,713
Extraordinary gains, net$039
Net income$1,244,0002,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$696,0001,906
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,244,0002,700
2006-03-31 (YTD Data)Rank
Total interest income$5,589,0001,703
Total interest expense$2,297,0001,610
Net interest income$3,292,0001,748
Provision for loan and lease losses$06,013
Total noninterest income$690,0001,715
Gross Fiduciary activities income$234,000425
Service charges on deposit accounts$220,0001,890
Trading account gains and fees$0115
Additional Noninterest Income$236,0002,269
Total noninterest expense$3,129,0001,448
Salaries and employee benefits$1,764,0001,411
Premises and equipment expense$674,000944
Additional noninterest expense$691,0001,893
Pre-tax net operating income$853,0002,579
Securities gains (losses)$0955
Applicable income taxes$206,0002,564
Income before extraordinary items$647,0002,596
Extraordinary gains, net$021
Net income$647,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$355,0001,754
Sale, conversion, retirement of capital stock, net$0648
Net operating income$647,0002,577
2005-12-31 (YTD Data)Rank
Total interest income$20,851,0001,622
Total interest expense$7,382,0001,539
Net interest income$13,469,0001,626
Provision for loan and lease losses$825,0001,232
Total noninterest income$2,493,0001,873
Gross Fiduciary activities income$860,000431
Service charges on deposit accounts$834,0002,039
Trading account gains and fees$0138
Additional Noninterest Income$799,0002,544
Total noninterest expense$13,251,0001,304
Salaries and employee benefits$7,625,0001,213
Premises and equipment expense$2,684,000889
Additional noninterest expense$2,942,0001,719
Pre-tax net operating income$1,886,0003,822
Securities gains (losses)$02,296
Applicable income taxes$178,0004,807
Income before extraordinary items$1,708,0003,488
Extraordinary gains, net$046
Net income$1,708,0003,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,722
Cash dividends$1,975,0001,497
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,708,0003,453
2005-09-30 (YTD Data)Rank
Total interest income$15,248,0001,625
Total interest expense$5,177,0001,549
Net interest income$10,071,0001,621
Provision for loan and lease losses$825,000912
Total noninterest income$1,872,0001,881
Gross Fiduciary activities income$646,000423
Service charges on deposit accounts$611,0002,075
Trading account gains and fees$0126
Additional Noninterest Income$615,0002,523
Total noninterest expense$9,642,0001,330
Salaries and employee benefits$5,621,0001,226
Premises and equipment expense$1,788,000995
Additional noninterest expense$2,233,0001,679
Pre-tax net operating income$1,476,0003,795
Securities gains (losses)$02,317
Applicable income taxes$170,0004,661
Income before extraordinary items$1,306,0003,470
Extraordinary gains, net$035
Net income$1,306,0003,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,701
Cash dividends$1,680,0001,215
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,306,0003,427
2005-06-30 (YTD Data)Rank
Total interest income$9,808,0001,631
Total interest expense$3,182,0001,587
Net interest income$6,626,0001,619
Provision for loan and lease losses$675,000748
Total noninterest income$1,204,0001,924
Gross Fiduciary activities income$430,000423
Service charges on deposit accounts$395,0002,091
Trading account gains and fees$0116
Additional Noninterest Income$379,0002,637
Total noninterest expense$6,296,0001,350
Salaries and employee benefits$3,633,0001,260
Premises and equipment expense$1,174,0001,006
Additional noninterest expense$1,489,0001,662
Pre-tax net operating income$859,0004,114
Securities gains (losses)$02,146
Applicable income taxes$78,0005,103
Income before extraordinary items$781,0003,685
Extraordinary gains, net$030
Net income$781,0003,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$905,0001,430
Sale, conversion, retirement of capital stock, net$0643
Net operating income$781,0003,639
2005-03-31 (YTD Data)Rank
Total interest income$4,718,0001,666
Total interest expense$1,473,0001,622
Net interest income$3,245,0001,649
Provision for loan and lease losses$360,000653
Total noninterest income$575,0001,933
Gross Fiduciary activities income$215,000429
Service charges on deposit accounts$186,0002,145
Trading account gains and fees$0115
Additional Noninterest Income$174,0002,715
Total noninterest expense$3,034,0001,393
Salaries and employee benefits$1,782,0001,295
Premises and equipment expense$564,0001,064
Additional noninterest expense$688,0001,796
Pre-tax net operating income$426,0004,098
Securities gains (losses)$01,685
Applicable income taxes$18,0005,732
Income before extraordinary items$408,0003,575
Extraordinary gains, net$024
Net income$408,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$700,000908
Sale, conversion, retirement of capital stock, net$0491
Net operating income$408,0003,538
2004-12-31 (YTD Data)Rank
Total interest income$16,424,0001,742
Total interest expense$4,402,0001,845
Net interest income$12,022,0001,687
Provision for loan and lease losses$1,271,000840
Total noninterest income$2,289,0001,998
Gross Fiduciary activities income$780,000428
Service charges on deposit accounts$824,0002,089
Trading account gains and fees$0138
Additional Noninterest Income$685,0002,737
Total noninterest expense$11,055,0001,475
Salaries and employee benefits$6,649,0001,322
Premises and equipment expense$1,842,0001,237
Additional noninterest expense$2,564,0001,898
Pre-tax net operating income$1,985,0003,518
Securities gains (losses)$988,000289
Applicable income taxes$608,0003,007
Income before extraordinary items$2,365,0002,536
Extraordinary gains, net$034
Net income$2,365,0002,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,000946
Cash dividends$1,925,0001,417
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,574,6003,439
2004-09-30 (YTD Data)Rank
Total interest income$11,827,0001,795
Total interest expense$3,047,0001,967
Net interest income$8,780,0001,716
Provision for loan and lease losses$936,000827
Total noninterest income$1,773,0001,955
Gross Fiduciary activities income$603,000424
Service charges on deposit accounts$626,0002,080
Trading account gains and fees$0134
Additional Noninterest Income$544,0002,667
Total noninterest expense$8,243,0001,476
Salaries and employee benefits$5,027,0001,309
Premises and equipment expense$1,332,0001,291
Additional noninterest expense$1,884,0001,911
Pre-tax net operating income$1,374,0003,802
Securities gains (losses)$988,000272
Applicable income taxes$436,0003,154
Income before extraordinary items$1,926,0002,399
Extraordinary gains, net$026
Net income$1,926,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,000826
Cash dividends$1,246,0001,466
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,115,8403,655
2004-06-30 (YTD Data)Rank
Total interest income$7,604,0001,841
Total interest expense$1,897,0002,080
Net interest income$5,707,0001,747
Provision for loan and lease losses$741,000684
Total noninterest income$1,206,0001,915
Gross Fiduciary activities income$424,000423
Service charges on deposit accounts$415,0002,082
Trading account gains and fees$0130
Additional Noninterest Income$367,0002,655
Total noninterest expense$5,235,0001,546
Salaries and employee benefits$3,161,0001,388
Premises and equipment expense$856,0001,342
Additional noninterest expense$1,218,0001,965
Pre-tax net operating income$937,0003,686
Securities gains (losses)$811,000251
Applicable income taxes$349,0002,808
Income before extraordinary items$1,399,0002,203
Extraordinary gains, net$021
Net income$1,399,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,000645
Cash dividends$771,0001,572
Sale, conversion, retirement of capital stock, net$0638
Net operating income$750,2003,605
2004-03-31 (YTD Data)Rank
Total interest income$3,717,0001,893
Total interest expense$928,0002,148
Net interest income$2,789,0001,784
Provision for loan and lease losses$495,000527
Total noninterest income$616,0001,846
Gross Fiduciary activities income$209,000422
Service charges on deposit accounts$201,0002,074
Trading account gains and fees$0121
Additional Noninterest Income$206,0002,427
Total noninterest expense$2,582,0001,576
Salaries and employee benefits$1,589,0001,396
Premises and equipment expense$412,0001,421
Additional noninterest expense$581,0002,030
Pre-tax net operating income$328,0004,605
Securities gains (losses)$409,000294
Applicable income taxes$151,0003,084
Income before extraordinary items$586,0002,559
Extraordinary gains, net$016
Net income$586,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,177
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$258,8004,534
2003-12-31 (YTD Data)Rank
Total interest income$14,905,0001,900
Total interest expense$3,458,0002,518
Net interest income$11,447,0001,696
Provision for loan and lease losses$490,0002,203
Total noninterest income$2,339,0002,062
Gross Fiduciary activities income$773,000435
Service charges on deposit accounts$733,0002,268
Trading account gains and fees$0160
Additional Noninterest Income$833,0002,672
Total noninterest expense$9,672,0001,662
Salaries and employee benefits$5,694,0001,505
Premises and equipment expense$1,665,0001,364
Additional noninterest expense$2,313,0002,084
Pre-tax net operating income$3,624,0002,154
Securities gains (losses)$79,0002,105
Applicable income taxes$412,0003,720
Income before extraordinary items$3,291,0001,878
Extraordinary gains, net$054
Net income$3,291,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,841
Cash dividends$2,065,0001,341
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,220,6901,835
2003-09-30 (YTD Data)Rank
Total interest income$11,082,0001,949
Total interest expense$2,533,0002,659
Net interest income$8,549,0001,719
Provision for loan and lease losses$315,0002,407
Total noninterest income$1,808,0002,055
Gross Fiduciary activities income$595,000439
Service charges on deposit accounts$530,0002,350
Trading account gains and fees$0153
Additional Noninterest Income$683,0002,606
Total noninterest expense$7,325,0001,653
Salaries and employee benefits$4,337,0001,491
Premises and equipment expense$1,258,0001,368
Additional noninterest expense$1,730,0002,080
Pre-tax net operating income$2,717,0002,212
Securities gains (losses)$49,0002,325
Applicable income taxes$225,0004,464
Income before extraordinary items$2,541,0001,890
Extraordinary gains, net$040
Net income$2,541,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,026
Cash dividends$1,065,0001,663
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,495,9201,824
2003-06-30 (YTD Data)Rank
Total interest income$7,356,0001,978
Total interest expense$1,677,0002,742
Net interest income$5,679,0001,715
Provision for loan and lease losses$210,0002,412
Total noninterest income$1,204,0002,057
Gross Fiduciary activities income$399,000439
Service charges on deposit accounts$341,0002,393
Trading account gains and fees$0150
Additional Noninterest Income$464,0002,555
Total noninterest expense$4,712,0001,701
Salaries and employee benefits$2,752,0001,566
Premises and equipment expense$828,0001,388
Additional noninterest expense$1,132,0002,112
Pre-tax net operating income$1,961,0002,079
Securities gains (losses)$3,0003,367
Applicable income taxes$434,0002,532
Income before extraordinary items$1,530,0002,073
Extraordinary gains, net$030
Net income$1,530,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$266,0003,051
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,527,6601,955
2003-03-31 (YTD Data)Rank
Total interest income$3,632,0002,017
Total interest expense$836,0002,827
Net interest income$2,796,0001,737
Provision for loan and lease losses$105,0002,265
Total noninterest income$578,0002,052
Gross Fiduciary activities income$199,000445
Service charges on deposit accounts$169,0002,346
Trading account gains and fees$0134
Additional Noninterest Income$210,0002,635
Total noninterest expense$2,307,0001,714
Salaries and employee benefits$1,362,0001,565
Premises and equipment expense$406,0001,428
Additional noninterest expense$539,0002,184
Pre-tax net operating income$962,0002,113
Securities gains (losses)$3,0002,514
Applicable income taxes$213,0002,586
Income before extraordinary items$752,0002,080
Extraordinary gains, net$021
Net income$752,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$90,0003,049
Sale, conversion, retirement of capital stock, net$0419
Net operating income$749,6601,973
2002-12-31 (YTD Data)Rank
Total interest income$15,155,0002,033
Total interest expense$4,007,0002,745
Net interest income$11,148,0001,730
Provision for loan and lease losses$348,0003,145
Total noninterest income$2,108,0002,044
Gross Fiduciary activities income$724,000467
Service charges on deposit accounts$735,0002,164
Trading account gains and fees$0153
Additional Noninterest Income$649,0002,835
Total noninterest expense$8,838,0001,716
Salaries and employee benefits$5,285,0001,528
Premises and equipment expense$1,415,0001,573
Additional noninterest expense$2,138,0002,172
Pre-tax net operating income$4,070,0001,963
Securities gains (losses)$81,0001,947
Applicable income taxes$969,0002,261
Income before extraordinary items$3,182,0001,886
Extraordinary gains, net$070
Net income$3,182,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,499
Cash dividends$1,875,0001,385
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,119,6301,862
2001-12-31 (YTD Data)Rank
Total interest income$16,071,0002,146
Total interest expense$6,387,0002,509
Net interest income$9,684,0001,842
Provision for loan and lease losses$180,0004,345
Total noninterest income$2,109,0001,930
Gross Fiduciary activities income$758,000480
Service charges on deposit accounts$690,0002,168
Trading account gains and fees$0177
Additional Noninterest Income$661,0002,662
Total noninterest expense$8,185,0001,776
Salaries and employee benefits$4,572,0001,643
Premises and equipment expense$1,395,0001,540
Additional noninterest expense$2,218,0002,026
Pre-tax net operating income$3,428,0002,009
Securities gains (losses)$04,612
Applicable income taxes$733,0002,587
Income before extraordinary items$2,695,0001,955
Extraordinary gains, net$0105
Net income$2,695,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,134
Cash dividends$1,510,0001,649
Sale, conversion, retirement of capital stock, net$-573,0009,557
Net operating income$2,695,0001,872
2000-12-31 (YTD Data)Rank
Total interest income$15,602,0002,258
Total interest expense$5,910,0002,826
Net interest income$9,692,0001,813
Provision for loan and lease losses$08,337
Total noninterest income$1,808,0002,024
Gross Fiduciary activities income$659,000518
Service charges on deposit accounts$692,0002,000
Trading account gains and fees$0180
Additional Noninterest Income$457,0003,094
Total noninterest expense$7,410,0001,878
Salaries and employee benefits$4,188,0001,712
Premises and equipment expense$1,088,0001,910
Additional noninterest expense$2,134,0002,033
Pre-tax net operating income$4,090,0001,785
Securities gains (losses)$-8,0008,215
Applicable income taxes$984,0002,152
Income before extraordinary items$3,098,0001,694
Extraordinary gains, net$038
Net income$3,098,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,650
Cash dividends$1,543,0001,624
Sale, conversion, retirement of capital stock, net$-515,0009,833
Net operating income$3,104,0801,682
1999-12-31 (YTD Data)Rank
Total interest income$14,876,0002,193
Total interest expense$5,388,0002,721
Net interest income$9,488,0001,839
Provision for loan and lease losses$08,503
Total noninterest income$1,697,0002,102
Gross Fiduciary activities income$635,000573
Service charges on deposit accounts$558,0002,387
Trading account gains and fees$0173
Additional Noninterest Income$504,0002,944
Total noninterest expense$6,914,0001,980
Salaries and employee benefits$3,921,0001,766
Premises and equipment expense$1,024,0001,995
Additional noninterest expense$1,969,0002,221
Pre-tax net operating income$4,271,0001,745
Securities gains (losses)$-63,0009,848
Applicable income taxes$1,019,0002,195
Income before extraordinary items$3,189,0001,673
Extraordinary gains, net$035
Net income$3,189,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-159,00010,105
Cash dividends$985,0002,325
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,236,8801,624
1998-12-31 (YTD Data)Rank
Total interest income$16,022,0002,034
Total interest expense$6,558,0002,304
Net interest income$9,464,0001,808
Provision for loan and lease losses$180,0003,728
Total noninterest income$1,847,0001,953
Gross Fiduciary activities income$537,000619
Service charges on deposit accounts$599,0002,140
Trading account gains and fees$0224
Additional Noninterest Income$711,0002,357
Total noninterest expense$6,790,0001,919
Salaries and employee benefits$3,653,0001,831
Premises and equipment expense$1,034,0001,915
Additional noninterest expense$2,103,0002,024
Pre-tax net operating income$4,341,0001,696
Securities gains (losses)$-26,00010,319
Applicable income taxes$1,026,0002,269
Income before extraordinary items$3,289,0001,596
Extraordinary gains, net$032
Net income$3,289,0001,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,228
Cash dividends$503,0003,488
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,308,7601,533
1997-12-31 (YTD Data)Rank
Total interest income$14,130,0002,307
Total interest expense$5,710,0002,618
Net interest income$8,420,0002,073
Provision for loan and lease losses$08,829
Total noninterest income$1,186,0002,656
Gross Fiduciary activities income$336,000783
Service charges on deposit accounts$491,0002,675
Trading account gains and fees$0239
Additional Noninterest Income$359,0003,527
Total noninterest expense$5,407,0002,384
Salaries and employee benefits$2,964,0002,233
Premises and equipment expense$783,0002,470
Additional noninterest expense$1,660,0002,483
Pre-tax net operating income$4,199,0001,808
Securities gains (losses)$-84,00010,737
Applicable income taxes$858,0002,776
Income before extraordinary items$3,257,0001,656
Extraordinary gains, net$044
Net income$3,257,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$19,465,000241
Sale, conversion, retirement of capital stock, net$18,053,00048
Net operating income$3,323,3601,590
1996-12-31 (YTD Data)Rank
Total interest income$10,922,0003,008
Total interest expense$4,354,0003,429
Net interest income$6,568,0002,700
Provision for loan and lease losses$09,041
Total noninterest income$794,0003,735
Gross Fiduciary activities income$174,0001,003
Service charges on deposit accounts$334,0003,910
Trading account gains and fees$0262
Additional Noninterest Income$286,0004,193
Total noninterest expense$3,778,0003,515
Salaries and employee benefits$2,210,0003,028
Premises and equipment expense$436,0004,234
Additional noninterest expense$1,132,0003,967
Pre-tax net operating income$3,584,0002,010
Securities gains (losses)$-380,00011,358
Applicable income taxes$546,0003,866
Income before extraordinary items$2,658,0001,859
Extraordinary gains, net$053
Net income$2,658,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$1,300,0001,758
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,973,4001,644
1995-12-31 (YTD Data)Rank
Total interest income$10,538,0003,144
Total interest expense$4,056,0003,638
Net interest income$6,482,0002,750
Provision for loan and lease losses$08,958
Total noninterest income$771,0003,786
Gross Fiduciary activities income$168,0001,041
Service charges on deposit accounts$332,0003,941
Trading account gains and fees$0522
Additional Noninterest Income$271,0004,257
Total noninterest expense$3,842,0003,448
Salaries and employee benefits$2,196,0003,033
Premises and equipment expense$404,0004,498
Additional noninterest expense$1,242,0003,636
Pre-tax net operating income$3,411,0002,157
Securities gains (losses)$5,0002,809
Applicable income taxes$671,0003,365
Income before extraordinary items$2,745,0001,836
Extraordinary gains, net$065
Net income$2,745,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,985
Cash dividends$1,355,0001,618
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,741,0001,814
1994-12-31 (YTD Data)Rank
Total interest income$9,939,0003,049
Total interest expense$3,387,0003,546
Net interest income$6,552,0002,766
Provision for loan and lease losses$09,146
Total noninterest income$794,0003,744
Gross Fiduciary activities income$162,0001,063
Service charges on deposit accounts$353,0003,808
Trading account gains and fees$0475
Additional Noninterest Income$279,0004,304
Total noninterest expense$3,721,0003,646
Salaries and employee benefits$1,977,0003,325
Premises and equipment expense$391,0004,674
Additional noninterest expense$1,353,0003,643
Pre-tax net operating income$3,625,0001,971
Securities gains (losses)$-261,00012,057
Applicable income taxes$649,0003,287
Income before extraordinary items$2,715,0001,795
Extraordinary gains, net$0249
Net income$2,715,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00011,449
Cash dividends$1,250,0001,596
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,926,4101,676
1993-12-31 (YTD Data)Rank
Total interest income$10,032,0003,077
Total interest expense$3,575,0003,510
Net interest income$6,457,0002,803
Provision for loan and lease losses$010,371
Total noninterest income$951,0003,478
Gross Fiduciary activities income$156,0001,113
Service charges on deposit accounts$335,0004,029
Trading account gains and fees$0532
Additional Noninterest Income$460,0003,433
Total noninterest expense$3,601,0003,814
Salaries and employee benefits$1,902,0003,427
Premises and equipment expense$344,0005,303
Additional noninterest expense$1,355,0003,805
Pre-tax net operating income$3,807,0001,811
Securities gains (losses)$762,000659
Applicable income taxes$1,162,0001,973
Income before extraordinary items$3,407,0001,486
Extraordinary gains, net$03,149
Net income$3,407,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$1,360,0001,383
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,835,5001,665
1992-12-31 (YTD Data)Rank
Total interest income$10,385,0003,366
Total interest expense$4,563,0003,599
Net interest income$5,822,0003,155
Provision for loan and lease losses$011,756
Total noninterest income$846,0003,811
Gross Fiduciary activities income$160,0001,142
Service charges on deposit accounts$337,0004,055
Trading account gains and fees$0504
Additional Noninterest Income$349,0004,042
Total noninterest expense$3,589,0003,852
Salaries and employee benefits$1,816,0003,524
Premises and equipment expense$421,0004,605
Additional noninterest expense$1,352,0003,911
Pre-tax net operating income$3,079,0002,017
Securities gains (losses)$810,000759
Applicable income taxes$955,0002,197
Income before extraordinary items$2,934,0001,575
Extraordinary gains, net$01,422
Net income$2,934,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,00013,750
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,326,5001,819

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.