Home > MidAmerica Bank South > Income and Expense
MidAmerica Bank South, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,291,000 | 3,481 |
| Total interest expense | $4,543,000 | 3,268 |
| Net interest income | $4,748,000 | 3,657 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $622,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $276,000 | 4,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $346,000 | 3,607 |
| Total noninterest expense | $2,714,000 | 4,457 |
| Salaries and employee benefits | $1,166,000 | 5,224 |
| Premises and equipment expense | $463,000 | 3,953 |
| Additional noninterest expense | $1,085,000 | 3,634 |
| Pre-tax net operating income | $2,529,000 | 2,879 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $273,000 | 5,995 |
| Income before extraordinary items | $2,258,000 | 2,325 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,258,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $1,273,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,256,220 | 2,268 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 3,938 |
| Total interest expense | $3,921,000 | 3,782 |
| Net interest income | $4,283,000 | 4,048 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $597,000 | 4,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,909 |
| Total noninterest expense | $2,505,000 | 5,000 |
| Salaries and employee benefits | $1,040,000 | 5,829 |
| Premises and equipment expense | $468,000 | 3,984 |
| Additional noninterest expense | $997,000 | 4,415 |
| Pre-tax net operating income | $2,323,000 | 3,006 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $919,000 | 2,527 |
| Income before extraordinary items | $1,404,000 | 3,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,404,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,404,000 | 3,359 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 4,322 |
| Total interest expense | $3,487,000 | 4,173 |
| Net interest income | $3,934,000 | 4,379 |
| Provision for loan and lease losses | $209,000 | 2,925 |
| Total noninterest income | $1,028,000 | 3,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 2,180 |
| Total noninterest expense | $2,428,000 | 5,126 |
| Salaries and employee benefits | $979,000 | 6,166 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $1,005,000 | 4,331 |
| Pre-tax net operating income | $2,325,000 | 3,050 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $618,000 | 3,594 |
| Income before extraordinary items | $1,707,000 | 2,879 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,707,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,619 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,707,000 | 2,847 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 4,790 |
| Total interest expense | $2,436,000 | 4,755 |
| Net interest income | $3,657,000 | 4,741 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $513,000 | 5,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $2,491,000 | 5,167 |
| Salaries and employee benefits | $958,000 | 6,311 |
| Premises and equipment expense | $422,000 | 4,385 |
| Additional noninterest expense | $1,111,000 | 4,324 |
| Pre-tax net operating income | $1,644,000 | 4,073 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $640,000 | 3,328 |
| Income before extraordinary items | $1,006,000 | 4,526 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,006,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $963,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,004,720 | 4,574 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 5,232 |
| Total interest expense | $2,185,000 | 5,410 |
| Net interest income | $3,433,000 | 5,040 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $711,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 3,497 |
| Total noninterest expense | $2,240,000 | 5,778 |
| Salaries and employee benefits | $875,000 | 6,866 |
| Premises and equipment expense | $405,000 | 4,666 |
| Additional noninterest expense | $960,000 | 5,103 |
| Pre-tax net operating income | $1,834,000 | 3,604 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $727,000 | 3,003 |
| Income before extraordinary items | $1,170,000 | 4,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,170,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $1,086,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,129,680 | 4,014 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 5,173 |
| Total interest expense | $2,820,000 | 5,448 |
| Net interest income | $3,629,000 | 4,853 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $228,000 | 8,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $2,223,000 | 5,863 |
| Salaries and employee benefits | $924,000 | 6,486 |
| Premises and equipment expense | $407,000 | 4,729 |
| Additional noninterest expense | $892,000 | 5,563 |
| Pre-tax net operating income | $1,457,000 | 4,150 |
| Securities gains (losses) | $259,000 | 1,679 |
| Applicable income taxes | $628,000 | 3,302 |
| Income before extraordinary items | $1,088,000 | 4,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,088,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,443 |
| Cash dividends | $782,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $922,240 | 4,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.