Home > Midamerica Bank of St. Clair County > Assets and Liabilities
Midamerica Bank of St. Clair County, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $30,474,000 | 8,311 |
| Cash and due from depository institutions | $1,363,000 | 8,545 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,320,000 | 7,903 |
| Federal funds sold & reverse repurchase agreements | $4,140,000 | 2,762 |
| Net loans & leases | $14,882,000 | 8,513 |
| Loan loss allowance | $314,000 | 7,174 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,447,000 | 4,958 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $1,747,000 | 1,127 |
| All other assets | $575,000 | 7,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,474,000 | 8,311 |
| Total liabilities | $25,655,000 | 8,395 |
| Total deposits | $25,457,000 | 8,294 |
| Interest-bearing deposits | $23,536,000 | 8,058 |
| Deposits held in domestic offices | $25,457,000 | 8,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $198,000 | 8,335 |
| Total equity capital | $4,819,000 | 7,215 |
| Total bank equity capital | $4,819,000 | 7,215 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,230,000 | 2,677 |
| Surplus | $4,372,000 | 3,386 |
| Undivided profits | $-783,000 | 9,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $88,000 | 9,181 |
| Earning assets | $25,342,000 | 8,507 |
| Long-term assets (5+ years) | $795,000 | 8,098 |
| Average Assets, year-to-date | $29,330,800 | 8,259 |
| Average Assets, quarterly | $30,557,000 | 8,266 |
| Volatile liabilities | $2,274,000 | 8,758 |
| Insider loans | $301,000 | 6,505 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $839,000 | 8,508 |
| Tier 1 (core) risk-based capital | $2,920,000 | 8,588 |
| Tier 2 risk-based capital | $205,660 | 8,042 |
| Total risk weighted assets | $16,344,560 | 8,565 |
| Total unused commitments | $839,000 | 8,513 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $27,914,000 | 8,705 |
| Cash and due from depository institutions | $905,000 | 8,108 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,660,000 | 8,103 |
| Federal funds sold & reverse repurchase agreements | $2,571,000 | 3,178 |
| Net loans & leases | $13,924,000 | 8,773 |
| Loan loss allowance | $288,000 | 7,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,488,000 | 4,880 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $1,901,000 | 1,100 |
| All other assets | $465,000 | 8,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,914,000 | 8,705 |
| Total liabilities | $22,885,000 | 8,845 |
| Total deposits | $22,709,000 | 8,739 |
| Interest-bearing deposits | $20,804,000 | 8,564 |
| Deposits held in domestic offices | $22,709,000 | 8,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $175,000 | 8,399 |
| Total equity capital | $5,029,000 | 6,967 |
| Total bank equity capital | $5,029,000 | 6,967 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,230,000 | 2,739 |
| Surplus | $4,372,000 | 3,351 |
| Undivided profits | $-573,000 | 9,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 4,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $71,000 | 9,499 |
| Earning assets | $23,155,000 | 8,884 |
| Long-term assets (5+ years) | $1,524,000 | 7,965 |
| Average Assets, year-to-date | $27,272,800 | 8,606 |
| Average Assets, quarterly | $27,262,500 | 8,710 |
| Volatile liabilities | $1,853,000 | 9,095 |
| Insider loans | $85,000 | 8,183 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,325,000 | 8,174 |
| Tier 1 (core) risk-based capital | $2,994,000 | 8,678 |
| Tier 2 risk-based capital | $199,940 | 8,190 |
| Total risk weighted assets | $15,907,240 | 8,746 |
| Total unused commitments | $1,325,000 | 8,181 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 7 | 9,747 |
| Assets and Liabilities | ||
| Total Assets: | $26,342,000 | 8,961 |
| Cash and due from depository institutions | $1,118,000 | 9,747 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,312,000 | 8,279 |
| Federal funds sold & reverse repurchase agreements | $1,295,000 | 6,667 |
| Net loans & leases | $13,419,000 | 8,930 |
| Loan loss allowance | $203,000 | 8,509 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,574,000 | 4,639 |
| Other real estate owned | $0 | 9,747 |
| Goodwill and other intangibles | $2,054,000 | 1,007 |
| All other assets | $570,000 | 7,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,342,000 | 8,961 |
| Total liabilities | $20,953,000 | 9,167 |
| Total deposits | $20,815,000 | 9,078 |
| Interest-bearing deposits | $18,638,000 | 8,950 |
| Deposits held in domestic offices | $20,815,000 | 9,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $138,000 | 9,320 |
| Total equity capital | $5,389,000 | 6,792 |
| Total bank equity capital | $5,389,000 | 6,792 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,230,000 | 2,724 |
| Surplus | $4,371,000 | 3,205 |
| Undivided profits | $-212,000 | 9,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $130,000 | 8,946 |
| Earning assets | $21,026,000 | 9,249 |
| Long-term assets (5+ years) | $709,000 | 8,591 |
| Average Assets, year-to-date | $24,284,200 | 9,001 |
| Average Assets, quarterly | $25,955,500 | 8,936 |
| Volatile liabilities | $2,250,000 | 8,816 |
| Insider loans | $237,000 | 6,897 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $553,000 | 9,261 |
| Tier 1 (core) risk-based capital | $3,102,000 | 8,629 |
| Tier 2 risk-based capital | $196,540 | 8,296 |
| Total risk weighted assets | $15,716,740 | 8,880 |
| Total unused commitments | $553,000 | 9,267 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $22,824,000 | 9,578 |
| Cash and due from depository institutions | $728,000 | 9,630 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,899,000 | 10,013 |
| Federal funds sold & reverse repurchase agreements | $1,826,000 | 5,185 |
| Net loans & leases | $13,112,000 | 9,346 |
| Loan loss allowance | $152,000 | 9,424 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,676,000 | 4,375 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $2,207,000 | 928 |
| All other assets | $376,000 | 9,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,824,000 | 9,578 |
| Total liabilities | $17,238,000 | 9,875 |
| Total deposits | $17,102,000 | 9,796 |
| Interest-bearing deposits | $16,040,000 | 9,568 |
| Deposits held in domestic offices | $17,102,000 | 9,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $136,000 | 9,800 |
| Total equity capital | $5,586,000 | 6,702 |
| Total bank equity capital | $5,586,000 | 6,702 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,230,000 | 2,775 |
| Surplus | $4,371,000 | 3,137 |
| Undivided profits | $-15,000 | 10,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,531 |
| Income earned, not collected on loans | $97,000 | 9,844 |
| Earning assets | $17,837,000 | 9,874 |
| Long-term assets (5+ years) | $243,000 | 9,279 |
| Average Assets, year-to-date | $17,345,200 | 10,018 |
| Average Assets, quarterly | $20,992,000 | 9,723 |
| Volatile liabilities | $1,830,000 | 9,452 |
| Insider loans | $170,000 | 7,709 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,822,000 | 7,640 |
| Tier 1 (core) risk-based capital | $3,147,000 | 8,782 |
| Tier 2 risk-based capital | $152,000 | 9,099 |
| Total risk weighted assets | $14,117,100 | 9,358 |
| Total unused commitments | $1,822,000 | 7,648 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $13,195,000 | 10,975 |
| Cash and due from depository institutions | $395,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,897,000 | 10,906 |
| Federal funds sold & reverse repurchase agreements | $2,357,000 | 4,455 |
| Net loans & leases | $6,511,000 | 10,862 |
| Loan loss allowance | $32,000 | 11,250 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,769,000 | 4,144 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $27,000 | 3,035 |
| All other assets | $239,000 | 10,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,195,000 | 10,975 |
| Total liabilities | $9,552,000 | 11,126 |
| Total deposits | $9,495,000 | 11,076 |
| Interest-bearing deposits | $8,613,000 | 10,968 |
| Deposits held in domestic offices | $9,495,000 | 11,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $57,000 | 11,129 |
| Total equity capital | $3,643,000 | 8,537 |
| Total bank equity capital | $3,643,000 | 8,537 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,230,000 | 2,958 |
| Surplus | $2,050,000 | 5,373 |
| Undivided profits | $363,000 | 10,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $27,000 | 11,123 |
| Earning assets | $10,765,000 | 11,039 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $10,187,500 | 11,165 |
| Average Assets, quarterly | $11,481,000 | 11,091 |
| Volatile liabilities | $917,000 | 10,600 |
| Insider loans | $305,000 | 6,793 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,426,000 | 8,213 |
| Tier 1 (core) risk-based capital | $3,431,000 | 8,683 |
| Tier 2 risk-based capital | $32,000 | 11,195 |
| Total risk weighted assets | $8,397,500 | 10,700 |
| Total unused commitments | $1,426,000 | 8,222 |
| Derivatives | $0 | 549 |