Home > MIDAMERICA BANK, FSB > Net charge- offs to loans
MIDAMERICA BANK, FSB, Net charge- offs to loans
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.5836% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5840% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8751% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4631% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.1318% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6553% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0983% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4203% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1279% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.1733% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0612% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5384% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1418% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4775% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1230% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5406% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2762% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6209% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5648% | 1,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 7,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0249% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8402% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7663% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 8,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2438% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8909% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 8,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0536% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 6,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5508% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 5,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1304% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5638% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7129% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 5,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1054% | 2,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5267% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6742% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 5,873 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1289% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4528% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0753% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0488% | 7,100 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1268% | 2,054 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0127% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 3,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1072% | 5,990 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4643% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0169% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0317% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 5,504 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4679% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0243% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 4,849 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2800% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1088% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2312% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6338% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 7,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0795% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 8,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 6,891 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5034% | 1,720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 6,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.1229% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0932% | 8,375 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6070% | 2,733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 6,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0579% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0868% | 8,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1311% | 1,561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 5,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1734% | 8,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 7,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0664% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 6,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3949% | 1,888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0047% | 8,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 7,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1651% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2363% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 7,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2193% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0983% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0061% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5128% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 7,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0640% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0447% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1628% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 5,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 3.6524% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0804% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0070% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 8,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0602% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 729 |
| Percentage Net Loans Charged-off:Construction & development | -0.1268% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0257% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.3206% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 8,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.2486% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1140% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 10,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4590% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0352% | 1,316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |