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MidAmerica Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$25,303,0001,316
Total interest expense$8,432,0001,839
Net interest income$16,871,0001,041
Provision for loan and lease losses$583,0001,580
Total noninterest income$4,127,0001,056
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,821,000696
Trading account gains and fees$0239
Additional Noninterest Income$2,306,000992
Total noninterest expense$14,254,000969
Salaries and employee benefits$7,341,000904
Premises and equipment expense$2,267,000888
Additional noninterest expense$4,646,0001,024
Pre-tax net operating income$6,161,0001,273
Securities gains (losses)$16,0002,045
Applicable income taxes$2,415,0001,125
Income before extraordinary items$3,762,0001,440
Extraordinary gains, net$044
Net income$3,762,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,186
Cash dividends$2,225,0001,190
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,751,7601,411
1996-12-31 (YTD Data)Rank
Total interest income$24,784,0001,384
Total interest expense$8,217,0001,908
Net interest income$16,567,0001,098
Provision for loan and lease losses$378,0002,178
Total noninterest income$2,635,0001,491
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,860,000718
Trading account gains and fees$0262
Additional Noninterest Income$775,0002,150
Total noninterest expense$13,622,0001,089
Salaries and employee benefits$5,767,0001,166
Premises and equipment expense$2,079,0001,018
Additional noninterest expense$5,776,0001,011
Pre-tax net operating income$5,202,0001,382
Securities gains (losses)$1,0003,760
Applicable income taxes$1,855,0001,323
Income before extraordinary items$3,348,0001,472
Extraordinary gains, net$053
Net income$3,348,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,292
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,347,3601,438
1995-12-31 (YTD Data)Rank
Total interest income$18,140,0001,869
Total interest expense$5,821,0002,635
Net interest income$12,319,0001,454
Provision for loan and lease losses$94,0004,768
Total noninterest income$2,831,0001,410
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,486,000896
Trading account gains and fees$0522
Additional Noninterest Income$1,345,0001,463
Total noninterest expense$9,411,0001,506
Salaries and employee benefits$4,124,0001,608
Premises and equipment expense$1,447,0001,426
Additional noninterest expense$3,840,0001,381
Pre-tax net operating income$5,645,0001,355
Securities gains (losses)$03,831
Applicable income taxes$1,747,0001,435
Income before extraordinary items$3,898,0001,350
Extraordinary gains, net$065
Net income$3,898,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,027
Cash dividends$2,370,0001,102
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,898,0001,326
1994-12-31 (YTD Data)Rank
Total interest income$17,172,0001,796
Total interest expense$4,480,0002,733
Net interest income$12,692,0001,415
Provision for loan and lease losses$436,0001,707
Total noninterest income$2,217,0001,702
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,615,000812
Trading account gains and fees$0475
Additional Noninterest Income$602,0002,575
Total noninterest expense$10,626,0001,376
Salaries and employee benefits$4,750,0001,423
Premises and equipment expense$1,352,0001,539
Additional noninterest expense$4,524,0001,283
Pre-tax net operating income$3,847,0001,845
Securities gains (losses)$-21,00010,372
Applicable income taxes$1,444,0001,610
Income before extraordinary items$2,382,0002,056
Extraordinary gains, net$0249
Net income$2,382,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,218
Cash dividends$3,225,000762
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,395,4402,053
1993-12-31 (YTD Data)Rank
Total interest income$15,857,0001,978
Total interest expense$4,101,0003,094
Net interest income$11,756,0001,532
Provision for loan and lease losses$316,0002,889
Total noninterest income$2,589,0001,632
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,842,000737
Trading account gains and fees$0532
Additional Noninterest Income$747,0002,486
Total noninterest expense$8,923,0001,699
Salaries and employee benefits$3,985,0001,695
Premises and equipment expense$1,188,0001,769
Additional noninterest expense$3,750,0001,604
Pre-tax net operating income$5,106,0001,374
Securities gains (losses)$150,0001,977
Applicable income taxes$2,030,0001,201
Income before extraordinary items$3,226,0001,578
Extraordinary gains, net$03,149
Net income$3,226,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0003,123
Cash dividends$3,090,000700
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,130,0001,535
1992-12-31 (YTD Data)Rank
Total interest income$17,220,0002,055
Total interest expense$5,920,0002,810
Net interest income$11,300,0001,630
Provision for loan and lease losses$473,0003,125
Total noninterest income$2,403,0001,705
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,883,000706
Trading account gains and fees$0504
Additional Noninterest Income$520,0003,107
Total noninterest expense$8,874,0001,707
Salaries and employee benefits$3,898,0001,709
Premises and equipment expense$1,162,0001,814
Additional noninterest expense$3,814,0001,650
Pre-tax net operating income$4,356,0001,460
Securities gains (losses)$551,0001,014
Applicable income taxes$1,695,0001,313
Income before extraordinary items$3,212,0001,451
Extraordinary gains, net$01,422
Net income$3,212,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,0001,550
Cash dividends$1,514,0001,076
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,853,8501,502

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.