Home > MidAmerica Bank > Income and Expense
MidAmerica Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 4,755 |
| Total interest expense | $2,987,000 | 4,738 |
| Net interest income | $3,548,000 | 4,685 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $493,000 | 5,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $2,255,000 | 5,193 |
| Salaries and employee benefits | $972,000 | 5,962 |
| Premises and equipment expense | $388,000 | 4,549 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $1,699,000 | 4,041 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $1,624,000 | 3,118 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,624,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $1,712,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,614,500 | 3,073 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 5,182 |
| Total interest expense | $2,677,000 | 5,261 |
| Net interest income | $3,328,000 | 5,041 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $453,000 | 5,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,904 |
| Total noninterest expense | $2,160,000 | 5,615 |
| Salaries and employee benefits | $863,000 | 6,644 |
| Premises and equipment expense | $386,000 | 4,667 |
| Additional noninterest expense | $911,000 | 4,711 |
| Pre-tax net operating income | $1,546,000 | 4,229 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $599,000 | 3,594 |
| Income before extraordinary items | $950,000 | 4,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $950,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $948,080 | 4,645 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 5,295 |
| Total interest expense | $2,700,000 | 5,229 |
| Net interest income | $3,168,000 | 5,261 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $396,000 | 6,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $2,122,000 | 5,733 |
| Salaries and employee benefits | $815,000 | 7,025 |
| Premises and equipment expense | $391,000 | 4,635 |
| Additional noninterest expense | $916,000 | 4,692 |
| Pre-tax net operating income | $1,315,000 | 4,915 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $495,000 | 4,227 |
| Income before extraordinary items | $816,000 | 5,368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $816,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $818,560 | 5,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 7,168 |
| Total interest expense | $1,325,000 | 7,471 |
| Net interest income | $2,290,000 | 6,886 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $228,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,564,000 | 7,395 |
| Salaries and employee benefits | $558,000 | 8,899 |
| Premises and equipment expense | $214,000 | 7,153 |
| Additional noninterest expense | $792,000 | 5,739 |
| Pre-tax net operating income | $875,000 | 6,515 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $396,000 | 4,799 |
| Income before extraordinary items | $479,000 | 7,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $479,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $328,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $1,925,000 | 311 |
| Net operating income | $479,000 | 7,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 9,890 |
| Total interest expense | $906,000 | 9,523 |
| Net interest income | $1,244,000 | 9,923 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,040,000 | 9,563 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $419,000 | 9,264 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $329,000 | 9,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $329,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $396,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $301,640 | 9,207 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 9,936 |
| Total interest expense | $1,205,000 | 9,587 |
| Net interest income | $1,287,000 | 10,009 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,036,000 | 9,826 |
| Salaries and employee benefits | $439,000 | 10,413 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $484,000 | 8,523 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $395,000 | 8,271 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $395,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $345,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $337,600 | 8,487 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.