Home > Mid-Wisconsin Bank > Income and Expense
Mid-Wisconsin Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 1,457 |
| Total interest expense | $805,000 | 1,153 |
| Net interest income | $3,581,000 | 1,509 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $1,013,000 | 1,354 |
| Gross Fiduciary activities income | $276,000 | 440 |
| Service charges on deposit accounts | $185,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $552,000 | 1,465 |
| Total noninterest expense | $3,873,000 | 1,301 |
| Salaries and employee benefits | $1,800,000 | 1,474 |
| Premises and equipment expense | $440,000 | 1,387 |
| Additional noninterest expense | $1,633,000 | 1,028 |
| Pre-tax net operating income | $121,000 | 5,109 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $110,000 | 2,305 |
| Income before extraordinary items | $11,000 | 6,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,000 | 6,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,000 | 6,312 |
| Net charge-offs | $933,000 | 497 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,000 | 6,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,391,000 | 1,376 |
| Total interest expense | $4,445,000 | 1,021 |
| Net interest income | $14,946,000 | 1,468 |
| Provision for loan and lease losses | $4,430,000 | 560 |
| Total noninterest income | $3,449,000 | 1,486 |
| Gross Fiduciary activities income | $1,103,000 | 430 |
| Service charges on deposit accounts | $847,000 | 1,619 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,499,000 | 1,850 |
| Total noninterest expense | $14,946,000 | 1,336 |
| Salaries and employee benefits | $7,522,000 | 1,364 |
| Premises and equipment expense | $1,789,000 | 1,323 |
| Additional noninterest expense | $5,635,000 | 1,216 |
| Pre-tax net operating income | $-981,000 | 6,658 |
| Securities gains (losses) | $21,000 | 3,160 |
| Applicable income taxes | $1,302,000 | 1,222 |
| Income before extraordinary items | $-2,262,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,262,000 | 6,851 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,262,000 | 6,852 |
| Net charge-offs | $4,668,000 | 607 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,283,000 | 6,838 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,832,000 | 1,377 |
| Total interest expense | $3,526,000 | 1,013 |
| Net interest income | $11,306,000 | 1,470 |
| Provision for loan and lease losses | $3,680,000 | 520 |
| Total noninterest income | $2,555,000 | 1,487 |
| Gross Fiduciary activities income | $823,000 | 428 |
| Service charges on deposit accounts | $633,000 | 1,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,099,000 | 1,875 |
| Total noninterest expense | $10,910,000 | 1,363 |
| Salaries and employee benefits | $5,669,000 | 1,364 |
| Premises and equipment expense | $1,330,000 | 1,355 |
| Additional noninterest expense | $3,911,000 | 1,298 |
| Pre-tax net operating income | $-729,000 | 6,763 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,152,000 | 1,103 |
| Income before extraordinary items | $-1,881,000 | 6,986 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,881,000 | 6,983 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,881,000 | 6,985 |
| Net charge-offs | $2,967,000 | 678 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,881,000 | 6,971 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 1,357 |
| Total interest expense | $2,508,000 | 978 |
| Net interest income | $7,561,000 | 1,474 |
| Provision for loan and lease losses | $2,930,000 | 470 |
| Total noninterest income | $1,638,000 | 1,527 |
| Gross Fiduciary activities income | $553,000 | 422 |
| Service charges on deposit accounts | $398,000 | 1,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $687,000 | 1,942 |
| Total noninterest expense | $7,462,000 | 1,333 |
| Salaries and employee benefits | $3,854,000 | 1,337 |
| Premises and equipment expense | $910,000 | 1,313 |
| Additional noninterest expense | $2,698,000 | 1,259 |
| Pre-tax net operating income | $-1,193,000 | 7,005 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,149,000 | 789 |
| Income before extraordinary items | $-2,342,000 | 7,130 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,342,000 | 7,130 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,342,000 | 7,130 |
| Net charge-offs | $1,803,000 | 747 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,342,000 | 7,117 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 1,349 |
| Total interest expense | $1,313,000 | 966 |
| Net interest income | $3,798,000 | 1,460 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $845,000 | 1,472 |
| Gross Fiduciary activities income | $271,000 | 427 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $385,000 | 1,801 |
| Total noninterest expense | $3,765,000 | 1,320 |
| Salaries and employee benefits | $1,998,000 | 1,299 |
| Premises and equipment expense | $465,000 | 1,290 |
| Additional noninterest expense | $1,302,000 | 1,288 |
| Pre-tax net operating income | $128,000 | 5,132 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $128,000 | 5,072 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,075 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $128,000 | 5,076 |
| Net charge-offs | $498,000 | 1,098 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $128,000 | 4,921 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,034,000 | 1,299 |
| Total interest expense | $6,313,000 | 962 |
| Net interest income | $15,721,000 | 1,416 |
| Provision for loan and lease losses | $4,750,000 | 817 |
| Total noninterest income | $3,967,000 | 1,237 |
| Gross Fiduciary activities income | $1,066,000 | 386 |
| Service charges on deposit accounts | $953,000 | 1,536 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,948,000 | 1,390 |
| Total noninterest expense | $16,644,000 | 1,185 |
| Salaries and employee benefits | $8,286,000 | 1,198 |
| Premises and equipment expense | $1,895,000 | 1,314 |
| Additional noninterest expense | $6,463,000 | 1,083 |
| Pre-tax net operating income | $-1,706,000 | 6,742 |
| Securities gains (losses) | $-55,000 | 7,033 |
| Applicable income taxes | $1,861,000 | 847 |
| Income before extraordinary items | $-3,622,000 | 6,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,622,000 | 6,999 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,622,000 | 6,999 |
| Net charge-offs | $4,405,000 | 890 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,567,000 | 6,974 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,528,000 | 1,312 |
| Total interest expense | $4,891,000 | 975 |
| Net interest income | $11,637,000 | 1,444 |
| Provision for loan and lease losses | $3,850,000 | 763 |
| Total noninterest income | $3,150,000 | 1,199 |
| Gross Fiduciary activities income | $803,000 | 382 |
| Service charges on deposit accounts | $731,000 | 1,517 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,616,000 | 1,278 |
| Total noninterest expense | $12,156,000 | 1,213 |
| Salaries and employee benefits | $6,135,000 | 1,211 |
| Premises and equipment expense | $1,437,000 | 1,318 |
| Additional noninterest expense | $4,584,000 | 1,142 |
| Pre-tax net operating income | $-1,219,000 | 6,853 |
| Securities gains (losses) | $-54,000 | 7,160 |
| Applicable income taxes | $-669,000 | 7,255 |
| Income before extraordinary items | $-604,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-604,000 | 6,728 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-604,000 | 6,728 |
| Net charge-offs | $4,039,000 | 746 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 887 |
| Net operating income | $-569,440 | 6,677 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 1,303 |
| Total interest expense | $3,340,000 | 995 |
| Net interest income | $7,822,000 | 1,434 |
| Provision for loan and lease losses | $2,950,000 | 695 |
| Total noninterest income | $2,408,000 | 1,071 |
| Gross Fiduciary activities income | $533,000 | 390 |
| Service charges on deposit accounts | $505,000 | 1,452 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,370,000 | 1,084 |
| Total noninterest expense | $8,158,000 | 1,224 |
| Salaries and employee benefits | $4,066,000 | 1,226 |
| Premises and equipment expense | $1,006,000 | 1,275 |
| Additional noninterest expense | $3,086,000 | 1,147 |
| Pre-tax net operating income | $-878,000 | 6,940 |
| Securities gains (losses) | $-54,000 | 7,243 |
| Applicable income taxes | $-480,000 | 7,329 |
| Income before extraordinary items | $-452,000 | 6,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-452,000 | 6,815 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-452,000 | 6,816 |
| Net charge-offs | $3,197,000 | 655 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 831 |
| Net operating income | $-417,440 | 6,789 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,295 |
| Total interest expense | $1,719,000 | 993 |
| Net interest income | $3,926,000 | 1,419 |
| Provision for loan and lease losses | $1,050,000 | 819 |
| Total noninterest income | $1,517,000 | 900 |
| Gross Fiduciary activities income | $266,000 | 393 |
| Service charges on deposit accounts | $253,000 | 1,415 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $998,000 | 829 |
| Total noninterest expense | $4,098,000 | 1,220 |
| Salaries and employee benefits | $2,035,000 | 1,240 |
| Premises and equipment expense | $679,000 | 971 |
| Additional noninterest expense | $1,384,000 | 1,276 |
| Pre-tax net operating income | $295,000 | 3,560 |
| Securities gains (losses) | $-54,000 | 7,341 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $203,000 | 3,961 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $203,000 | 3,960 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $203,000 | 3,961 |
| Net charge-offs | $814,000 | 981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 762 |
| Net operating income | $248,360 | 3,539 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,045,000 | 1,232 |
| Total interest expense | $8,187,000 | 1,020 |
| Net interest income | $16,858,000 | 1,324 |
| Provision for loan and lease losses | $4,755,000 | 1,192 |
| Total noninterest income | $4,393,000 | 1,184 |
| Gross Fiduciary activities income | $1,104,000 | 373 |
| Service charges on deposit accounts | $1,174,000 | 1,280 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,115,000 | 1,358 |
| Total noninterest expense | $15,360,000 | 1,304 |
| Salaries and employee benefits | $8,124,000 | 1,213 |
| Premises and equipment expense | $2,565,000 | 1,010 |
| Additional noninterest expense | $4,671,000 | 1,542 |
| Pre-tax net operating income | $1,136,000 | 3,166 |
| Securities gains (losses) | $642,000 | 721 |
| Applicable income taxes | $489,000 | 1,913 |
| Income before extraordinary items | $1,289,000 | 2,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,289,000 | 2,772 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,289,000 | 2,777 |
| Net charge-offs | $3,241,000 | 1,405 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,086 |
| Net operating income | $826,760 | 3,440 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,031,000 | 1,238 |
| Total interest expense | $6,315,000 | 1,029 |
| Net interest income | $12,716,000 | 1,334 |
| Provision for loan and lease losses | $3,255,000 | 1,199 |
| Total noninterest income | $3,031,000 | 1,251 |
| Gross Fiduciary activities income | $841,000 | 374 |
| Service charges on deposit accounts | $887,000 | 1,315 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,303,000 | 1,494 |
| Total noninterest expense | $11,283,000 | 1,317 |
| Salaries and employee benefits | $6,059,000 | 1,211 |
| Premises and equipment expense | $1,933,000 | 1,015 |
| Additional noninterest expense | $3,291,000 | 1,614 |
| Pre-tax net operating income | $1,209,000 | 2,768 |
| Securities gains (losses) | $85,000 | 2,057 |
| Applicable income taxes | $353,000 | 1,998 |
| Income before extraordinary items | $941,000 | 2,999 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $941,000 | 2,996 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $941,000 | 2,999 |
| Net charge-offs | $2,439,000 | 1,330 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,010 |
| Net operating income | $878,950 | 2,995 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,839,000 | 1,240 |
| Total interest expense | $4,290,000 | 1,045 |
| Net interest income | $8,549,000 | 1,335 |
| Provision for loan and lease losses | $2,355,000 | 1,131 |
| Total noninterest income | $1,968,000 | 1,241 |
| Gross Fiduciary activities income | $564,000 | 372 |
| Service charges on deposit accounts | $604,000 | 1,297 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $800,000 | 1,519 |
| Total noninterest expense | $7,439,000 | 1,333 |
| Salaries and employee benefits | $3,997,000 | 1,223 |
| Premises and equipment expense | $1,298,000 | 1,024 |
| Additional noninterest expense | $2,144,000 | 1,641 |
| Pre-tax net operating income | $723,000 | 2,974 |
| Securities gains (losses) | $168,000 | 1,055 |
| Applicable income taxes | $246,000 | 1,928 |
| Income before extraordinary items | $645,000 | 2,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $645,000 | 2,915 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $645,000 | 2,920 |
| Net charge-offs | $1,960,000 | 1,138 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 935 |
| Net operating income | $524,040 | 3,215 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 1,253 |
| Total interest expense | $2,181,000 | 1,079 |
| Net interest income | $4,272,000 | 1,341 |
| Provision for loan and lease losses | $1,400,000 | 933 |
| Total noninterest income | $981,000 | 1,260 |
| Gross Fiduciary activities income | $276,000 | 382 |
| Service charges on deposit accounts | $287,000 | 1,363 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $418,000 | 1,461 |
| Total noninterest expense | $3,681,000 | 1,366 |
| Salaries and employee benefits | $1,996,000 | 1,244 |
| Premises and equipment expense | $658,000 | 1,032 |
| Additional noninterest expense | $1,027,000 | 1,709 |
| Pre-tax net operating income | $172,000 | 4,328 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $14,000 | 3,633 |
| Income before extraordinary items | $158,000 | 4,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 4,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $158,000 | 4,295 |
| Net charge-offs | $487,000 | 1,601 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $158,000 | 4,194 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,914,000 | 1,289 |
| Total interest expense | $9,938,000 | 1,203 |
| Net interest income | $16,976,000 | 1,312 |
| Provision for loan and lease losses | $8,506,000 | 986 |
| Total noninterest income | $3,836,000 | 1,342 |
| Gross Fiduciary activities income | $1,024,000 | 381 |
| Service charges on deposit accounts | $1,239,000 | 1,391 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,573,000 | 1,605 |
| Total noninterest expense | $16,060,000 | 1,285 |
| Salaries and employee benefits | $8,159,000 | 1,207 |
| Premises and equipment expense | $2,577,000 | 1,058 |
| Additional noninterest expense | $5,324,000 | 1,394 |
| Pre-tax net operating income | $-3,754,000 | 7,022 |
| Securities gains (losses) | $148,000 | 1,802 |
| Applicable income taxes | $-1,600,000 | 7,446 |
| Income before extraordinary items | $-2,006,000 | 6,758 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,006,000 | 6,756 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,006,000 | 6,756 |
| Net charge-offs | $5,091,000 | 1,132 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,190 |
| Net operating income | $-2,100,720 | 6,777 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,295,000 | 1,302 |
| Total interest expense | $7,624,000 | 1,230 |
| Net interest income | $12,671,000 | 1,318 |
| Provision for loan and lease losses | $5,650,000 | 963 |
| Total noninterest income | $2,801,000 | 1,395 |
| Gross Fiduciary activities income | $748,000 | 389 |
| Service charges on deposit accounts | $923,000 | 1,409 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,130,000 | 1,673 |
| Total noninterest expense | $12,580,000 | 1,228 |
| Salaries and employee benefits | $6,171,000 | 1,214 |
| Premises and equipment expense | $1,948,000 | 1,056 |
| Additional noninterest expense | $4,461,000 | 1,251 |
| Pre-tax net operating income | $-2,758,000 | 7,233 |
| Securities gains (losses) | $449,000 | 754 |
| Applicable income taxes | $-1,176,000 | 7,603 |
| Income before extraordinary items | $-1,133,000 | 6,811 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,133,000 | 6,811 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,133,000 | 6,812 |
| Net charge-offs | $1,772,000 | 1,618 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,025 |
| Net operating income | $-1,420,360 | 6,946 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,635,000 | 1,319 |
| Total interest expense | $5,213,000 | 1,266 |
| Net interest income | $8,422,000 | 1,322 |
| Provision for loan and lease losses | $3,500,000 | 982 |
| Total noninterest income | $1,589,000 | 1,576 |
| Gross Fiduciary activities income | $485,000 | 393 |
| Service charges on deposit accounts | $602,000 | 1,415 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $502,000 | 2,221 |
| Total noninterest expense | $8,148,000 | 1,285 |
| Salaries and employee benefits | $4,027,000 | 1,261 |
| Premises and equipment expense | $1,319,000 | 1,068 |
| Additional noninterest expense | $2,802,000 | 1,322 |
| Pre-tax net operating income | $-1,637,000 | 7,280 |
| Securities gains (losses) | $453,000 | 556 |
| Applicable income taxes | $-631,000 | 7,637 |
| Income before extraordinary items | $-553,000 | 6,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-553,000 | 6,812 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-553,000 | 6,812 |
| Net charge-offs | $442,000 | 2,480 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 959 |
| Net operating income | $-842,920 | 7,040 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 1,335 |
| Total interest expense | $2,645,000 | 1,302 |
| Net interest income | $4,172,000 | 1,322 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $876,000 | 1,444 |
| Gross Fiduciary activities income | $234,000 | 399 |
| Service charges on deposit accounts | $302,000 | 1,366 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $340,000 | 1,794 |
| Total noninterest expense | $3,734,000 | 1,342 |
| Salaries and employee benefits | $2,132,000 | 1,203 |
| Premises and equipment expense | $672,000 | 1,056 |
| Additional noninterest expense | $930,000 | 1,741 |
| Pre-tax net operating income | $564,000 | 2,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $179,000 | 1,562 |
| Income before extraordinary items | $385,000 | 2,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $385,000 | 2,644 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $385,000 | 2,646 |
| Net charge-offs | $140,000 | 2,492 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $385,000 | 2,496 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,713,000 | 1,301 |
| Total interest expense | $12,729,000 | 1,285 |
| Net interest income | $16,984,000 | 1,312 |
| Provision for loan and lease losses | $3,200,000 | 1,327 |
| Total noninterest income | $4,035,000 | 1,270 |
| Gross Fiduciary activities income | $1,114,000 | 389 |
| Service charges on deposit accounts | $1,412,000 | 1,271 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,509,000 | 1,588 |
| Total noninterest expense | $15,878,000 | 1,234 |
| Salaries and employee benefits | $8,739,000 | 1,134 |
| Premises and equipment expense | $2,798,000 | 990 |
| Additional noninterest expense | $4,341,000 | 1,432 |
| Pre-tax net operating income | $1,941,000 | 2,505 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $244,000 | 2,628 |
| Income before extraordinary items | $1,697,000 | 2,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,697,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,832,000 | 1,046 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 1,150 |
| Net operating income | $1,697,000 | 2,437 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,559,000 | 1,312 |
| Total interest expense | $9,766,000 | 1,301 |
| Net interest income | $12,793,000 | 1,321 |
| Provision for loan and lease losses | $2,265,000 | 1,090 |
| Total noninterest income | $3,081,000 | 1,287 |
| Gross Fiduciary activities income | $860,000 | 383 |
| Service charges on deposit accounts | $1,069,000 | 1,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,152,000 | 1,646 |
| Total noninterest expense | $11,837,000 | 1,227 |
| Salaries and employee benefits | $6,711,000 | 1,123 |
| Premises and equipment expense | $2,154,000 | 964 |
| Additional noninterest expense | $2,972,000 | 1,503 |
| Pre-tax net operating income | $1,772,000 | 2,506 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $163,000 | 3,141 |
| Income before extraordinary items | $1,609,000 | 2,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,609,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 1,140 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,035 |
| Net operating income | $1,609,000 | 2,300 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,208,000 | 1,315 |
| Total interest expense | $6,691,000 | 1,313 |
| Net interest income | $8,517,000 | 1,317 |
| Provision for loan and lease losses | $1,635,000 | 892 |
| Total noninterest income | $2,113,000 | 1,274 |
| Gross Fiduciary activities income | $575,000 | 393 |
| Service charges on deposit accounts | $702,000 | 1,267 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $836,000 | 1,590 |
| Total noninterest expense | $7,738,000 | 1,244 |
| Salaries and employee benefits | $4,464,000 | 1,140 |
| Premises and equipment expense | $1,464,000 | 933 |
| Additional noninterest expense | $1,810,000 | 1,628 |
| Pre-tax net operating income | $1,257,000 | 2,514 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $49,000 | 4,078 |
| Income before extraordinary items | $1,208,000 | 2,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,208,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $815,000 | 974 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $1,208,000 | 2,137 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,733,000 | 1,324 |
| Total interest expense | $3,529,000 | 1,322 |
| Net interest income | $4,204,000 | 1,318 |
| Provision for loan and lease losses | $930,000 | 650 |
| Total noninterest income | $1,052,000 | 1,281 |
| Gross Fiduciary activities income | $287,000 | 392 |
| Service charges on deposit accounts | $354,000 | 1,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $411,000 | 1,595 |
| Total noninterest expense | $3,979,000 | 1,216 |
| Salaries and employee benefits | $2,244,000 | 1,149 |
| Premises and equipment expense | $715,000 | 969 |
| Additional noninterest expense | $1,020,000 | 1,409 |
| Pre-tax net operating income | $347,000 | 3,839 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-216,000 | 8,270 |
| Income before extraordinary items | $563,000 | 2,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $563,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,141 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $563,000 | 2,367 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,123,000 | 1,328 |
| Total interest expense | $16,101,000 | 1,234 |
| Net interest income | $16,022,000 | 1,401 |
| Provision for loan and lease losses | $1,140,000 | 1,295 |
| Total noninterest income | $1,664,000 | 2,527 |
| Gross Fiduciary activities income | $1,218,000 | 376 |
| Service charges on deposit accounts | $1,352,000 | 1,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-906,000 | 8,529 |
| Total noninterest expense | $14,760,000 | 1,260 |
| Salaries and employee benefits | $8,363,000 | 1,194 |
| Premises and equipment expense | $2,720,000 | 948 |
| Additional noninterest expense | $3,677,000 | 1,506 |
| Pre-tax net operating income | $1,786,000 | 3,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $257,000 | 3,575 |
| Income before extraordinary items | $1,529,000 | 3,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,529,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,150,000 | 310 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,144 |
| Net operating income | $1,529,000 | 3,381 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,025,000 | 1,338 |
| Total interest expense | $12,138,000 | 1,233 |
| Net interest income | $11,887,000 | 1,416 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $574,000 | 4,113 |
| Gross Fiduciary activities income | $914,000 | 370 |
| Service charges on deposit accounts | $988,000 | 1,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,328,000 | 8,561 |
| Total noninterest expense | $10,931,000 | 1,267 |
| Salaries and employee benefits | $6,154,000 | 1,212 |
| Premises and equipment expense | $2,005,000 | 961 |
| Additional noninterest expense | $2,772,000 | 1,468 |
| Pre-tax net operating income | $1,080,000 | 4,180 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $85,000 | 4,574 |
| Income before extraordinary items | $995,000 | 3,901 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $995,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,019,000 | 192 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,019 |
| Net operating income | $995,000 | 3,888 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,754,000 | 1,371 |
| Total interest expense | $7,951,000 | 1,255 |
| Net interest income | $7,803,000 | 1,469 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $1,309,000 | 1,834 |
| Gross Fiduciary activities income | $607,000 | 377 |
| Service charges on deposit accounts | $656,000 | 1,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $7,102,000 | 1,315 |
| Salaries and employee benefits | $4,153,000 | 1,223 |
| Premises and equipment expense | $1,328,000 | 983 |
| Additional noninterest expense | $1,621,000 | 1,672 |
| Pre-tax net operating income | $1,710,000 | 2,440 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $438,000 | 2,251 |
| Income before extraordinary items | $1,272,000 | 2,519 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,272,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,803,000 | 145 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 950 |
| Net operating income | $1,272,000 | 2,501 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 1,380 |
| Total interest expense | $3,894,000 | 1,273 |
| Net interest income | $3,900,000 | 1,469 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $908,000 | 1,409 |
| Gross Fiduciary activities income | $302,000 | 377 |
| Service charges on deposit accounts | $314,000 | 1,366 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $292,000 | 1,999 |
| Total noninterest expense | $3,463,000 | 1,339 |
| Salaries and employee benefits | $1,987,000 | 1,300 |
| Premises and equipment expense | $668,000 | 981 |
| Additional noninterest expense | $808,000 | 1,666 |
| Pre-tax net operating income | $1,195,000 | 1,871 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $348,000 | 1,679 |
| Income before extraordinary items | $847,000 | 1,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $847,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,629,000 | 92 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 806 |
| Net operating income | $847,000 | 1,953 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,601,000 | 1,344 |
| Total interest expense | $13,696,000 | 1,231 |
| Net interest income | $15,905,000 | 1,428 |
| Provision for loan and lease losses | $5,133,000 | 240 |
| Total noninterest income | $3,385,000 | 1,463 |
| Gross Fiduciary activities income | $946,000 | 418 |
| Service charges on deposit accounts | $1,111,000 | 1,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,328,000 | 1,814 |
| Total noninterest expense | $12,146,000 | 1,468 |
| Salaries and employee benefits | $7,104,000 | 1,372 |
| Premises and equipment expense | $2,326,000 | 1,089 |
| Additional noninterest expense | $2,716,000 | 1,941 |
| Pre-tax net operating income | $2,011,000 | 3,632 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $338,000 | 3,639 |
| Income before extraordinary items | $1,673,000 | 3,522 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,673,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,166 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,100 |
| Net operating income | $1,673,000 | 3,504 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,601,000 | 1,377 |
| Total interest expense | $9,822,000 | 1,251 |
| Net interest income | $11,779,000 | 1,470 |
| Provision for loan and lease losses | $383,000 | 1,762 |
| Total noninterest income | $2,498,000 | 1,489 |
| Gross Fiduciary activities income | $685,000 | 430 |
| Service charges on deposit accounts | $772,000 | 1,714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,041,000 | 1,769 |
| Total noninterest expense | $8,933,000 | 1,500 |
| Salaries and employee benefits | $5,329,000 | 1,386 |
| Premises and equipment expense | $1,737,000 | 1,105 |
| Additional noninterest expense | $1,867,000 | 2,095 |
| Pre-tax net operating income | $4,961,000 | 1,516 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,623,000 | 1,312 |
| Income before extraordinary items | $3,338,000 | 1,667 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,338,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,340 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 920 |
| Net operating income | $3,338,000 | 1,653 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,861,000 | 1,400 |
| Total interest expense | $6,082,000 | 1,287 |
| Net interest income | $7,779,000 | 1,484 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $1,656,000 | 1,505 |
| Gross Fiduciary activities income | $462,000 | 433 |
| Service charges on deposit accounts | $455,000 | 1,880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $739,000 | 1,688 |
| Total noninterest expense | $5,796,000 | 1,550 |
| Salaries and employee benefits | $3,441,000 | 1,437 |
| Premises and equipment expense | $1,136,000 | 1,126 |
| Additional noninterest expense | $1,219,000 | 2,139 |
| Pre-tax net operating income | $3,389,000 | 1,493 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,112,000 | 1,284 |
| Income before extraordinary items | $2,277,000 | 1,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,277,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 789 |
| Net operating income | $2,277,000 | 1,594 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 1,410 |
| Total interest expense | $2,846,000 | 1,309 |
| Net interest income | $3,858,000 | 1,487 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $807,000 | 1,502 |
| Gross Fiduciary activities income | $233,000 | 430 |
| Service charges on deposit accounts | $217,000 | 1,908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $357,000 | 1,699 |
| Total noninterest expense | $2,803,000 | 1,604 |
| Salaries and employee benefits | $1,620,000 | 1,541 |
| Premises and equipment expense | $565,000 | 1,130 |
| Additional noninterest expense | $618,000 | 2,099 |
| Pre-tax net operating income | $1,737,000 | 1,428 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $572,000 | 1,245 |
| Income before extraordinary items | $1,165,000 | 1,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 587 |
| Net operating income | $1,165,000 | 1,540 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,946,000 | 1,398 |
| Total interest expense | $8,775,000 | 1,295 |
| Net interest income | $15,171,000 | 1,440 |
| Provision for loan and lease losses | $342,000 | 2,567 |
| Total noninterest income | $3,277,000 | 1,493 |
| Gross Fiduciary activities income | $908,000 | 417 |
| Service charges on deposit accounts | $895,000 | 1,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,474,000 | 1,689 |
| Total noninterest expense | $11,094,000 | 1,543 |
| Salaries and employee benefits | $6,516,000 | 1,429 |
| Premises and equipment expense | $1,798,000 | 1,367 |
| Additional noninterest expense | $2,780,000 | 1,819 |
| Pre-tax net operating income | $7,012,000 | 1,364 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $2,392,000 | 1,177 |
| Income before extraordinary items | $4,616,000 | 1,526 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,616,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,881 |
| Cash dividends | $1,850,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 892 |
| Net operating income | $4,618,640 | 1,502 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,362,000 | 1,399 |
| Total interest expense | $6,187,000 | 1,291 |
| Net interest income | $11,175,000 | 1,450 |
| Provision for loan and lease losses | $252,000 | 2,533 |
| Total noninterest income | $2,461,000 | 1,494 |
| Gross Fiduciary activities income | $674,000 | 411 |
| Service charges on deposit accounts | $665,000 | 1,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,122,000 | 1,670 |
| Total noninterest expense | $8,215,000 | 1,556 |
| Salaries and employee benefits | $4,774,000 | 1,454 |
| Premises and equipment expense | $1,303,000 | 1,398 |
| Additional noninterest expense | $2,138,000 | 1,741 |
| Pre-tax net operating income | $5,169,000 | 1,393 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,748,000 | 1,215 |
| Income before extraordinary items | $3,421,000 | 1,543 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,421,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $1,850,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 729 |
| Net operating income | $3,421,000 | 1,516 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,107,000 | 1,415 |
| Total interest expense | $3,831,000 | 1,316 |
| Net interest income | $7,276,000 | 1,465 |
| Provision for loan and lease losses | $137,000 | 2,820 |
| Total noninterest income | $1,615,000 | 1,499 |
| Gross Fiduciary activities income | $431,000 | 422 |
| Service charges on deposit accounts | $417,000 | 2,001 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $767,000 | 1,630 |
| Total noninterest expense | $5,421,000 | 1,557 |
| Salaries and employee benefits | $3,116,000 | 1,487 |
| Premises and equipment expense | $852,000 | 1,425 |
| Additional noninterest expense | $1,453,000 | 1,699 |
| Pre-tax net operating income | $3,333,000 | 1,401 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,075,000 | 1,286 |
| Income before extraordinary items | $2,258,000 | 1,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,258,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $1,350,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 599 |
| Net operating income | $2,258,000 | 1,506 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 1,426 |
| Total interest expense | $1,812,000 | 1,320 |
| Net interest income | $3,590,000 | 1,473 |
| Provision for loan and lease losses | $62,000 | 2,802 |
| Total noninterest income | $794,000 | 1,502 |
| Gross Fiduciary activities income | $202,000 | 450 |
| Service charges on deposit accounts | $176,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $416,000 | 1,513 |
| Total noninterest expense | $2,688,000 | 1,581 |
| Salaries and employee benefits | $1,529,000 | 1,524 |
| Premises and equipment expense | $431,000 | 1,412 |
| Additional noninterest expense | $728,000 | 1,688 |
| Pre-tax net operating income | $1,634,000 | 1,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $522,000 | 1,300 |
| Income before extraordinary items | $1,112,000 | 1,522 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,112,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 465 |
| Net operating income | $1,112,000 | 1,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,238,000 | 1,413 |
| Total interest expense | $6,121,000 | 1,341 |
| Net interest income | $14,117,000 | 1,428 |
| Provision for loan and lease losses | $215,000 | 3,572 |
| Total noninterest income | $3,030,000 | 1,583 |
| Gross Fiduciary activities income | $753,000 | 438 |
| Service charges on deposit accounts | $844,000 | 2,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,433,000 | 1,698 |
| Total noninterest expense | $10,074,000 | 1,609 |
| Salaries and employee benefits | $5,786,000 | 1,532 |
| Premises and equipment expense | $1,533,000 | 1,514 |
| Additional noninterest expense | $2,755,000 | 1,767 |
| Pre-tax net operating income | $6,858,000 | 1,261 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,257,000 | 1,144 |
| Income before extraordinary items | $4,601,000 | 1,403 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,601,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,298 |
| Cash dividends | $3,850,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 836 |
| Net operating income | $4,601,000 | 1,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,921,000 | 1,431 |
| Total interest expense | $4,470,000 | 1,350 |
| Net interest income | $10,451,000 | 1,433 |
| Provision for loan and lease losses | $185,000 | 3,119 |
| Total noninterest income | $2,300,000 | 1,582 |
| Gross Fiduciary activities income | $566,000 | 440 |
| Service charges on deposit accounts | $629,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,105,000 | 1,652 |
| Total noninterest expense | $7,482,000 | 1,624 |
| Salaries and employee benefits | $4,246,000 | 1,560 |
| Premises and equipment expense | $1,175,000 | 1,471 |
| Additional noninterest expense | $2,061,000 | 1,746 |
| Pre-tax net operating income | $5,084,000 | 1,287 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,583,000 | 1,231 |
| Income before extraordinary items | $3,501,000 | 1,401 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,501,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $3,100,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 697 |
| Net operating income | $3,501,000 | 1,356 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,806,000 | 1,433 |
| Total interest expense | $2,915,000 | 1,364 |
| Net interest income | $6,891,000 | 1,443 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $1,559,000 | 1,547 |
| Gross Fiduciary activities income | $376,000 | 441 |
| Service charges on deposit accounts | $407,000 | 2,115 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $776,000 | 1,578 |
| Total noninterest expense | $5,023,000 | 1,610 |
| Salaries and employee benefits | $2,853,000 | 1,547 |
| Premises and equipment expense | $795,000 | 1,450 |
| Additional noninterest expense | $1,375,000 | 1,736 |
| Pre-tax net operating income | $3,317,000 | 1,284 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $992,000 | 1,289 |
| Income before extraordinary items | $2,325,000 | 1,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,325,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $2,350,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 593 |
| Net operating income | $2,325,000 | 1,342 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 1,449 |
| Total interest expense | $1,483,000 | 1,346 |
| Net interest income | $3,411,000 | 1,465 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $742,000 | 1,589 |
| Gross Fiduciary activities income | $184,000 | 454 |
| Service charges on deposit accounts | $198,000 | 2,102 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $360,000 | 1,657 |
| Total noninterest expense | $2,524,000 | 1,613 |
| Salaries and employee benefits | $1,410,000 | 1,592 |
| Premises and equipment expense | $411,000 | 1,427 |
| Additional noninterest expense | $703,000 | 1,689 |
| Pre-tax net operating income | $1,589,000 | 1,318 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $462,000 | 1,381 |
| Income before extraordinary items | $1,127,000 | 1,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,127,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $1,600,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 431 |
| Net operating income | $1,127,000 | 1,350 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,962,000 | 1,438 |
| Total interest expense | $6,875,000 | 1,286 |
| Net interest income | $13,087,000 | 1,486 |
| Provision for loan and lease losses | $456,000 | 2,325 |
| Total noninterest income | $2,979,000 | 1,703 |
| Gross Fiduciary activities income | $708,000 | 453 |
| Service charges on deposit accounts | $824,000 | 2,077 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,447,000 | 1,868 |
| Total noninterest expense | $9,962,000 | 1,613 |
| Salaries and employee benefits | $5,564,000 | 1,547 |
| Premises and equipment expense | $1,648,000 | 1,383 |
| Additional noninterest expense | $2,750,000 | 1,765 |
| Pre-tax net operating income | $5,648,000 | 1,460 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,560,000 | 1,573 |
| Income before extraordinary items | $4,088,000 | 1,535 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,088,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,809 |
| Cash dividends | $2,850,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 834 |
| Net operating income | $4,088,000 | 1,464 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,046,000 | 1,454 |
| Total interest expense | $5,267,000 | 1,317 |
| Net interest income | $9,779,000 | 1,502 |
| Provision for loan and lease losses | $396,000 | 2,045 |
| Total noninterest income | $2,351,000 | 1,663 |
| Gross Fiduciary activities income | $541,000 | 460 |
| Service charges on deposit accounts | $623,000 | 2,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,187,000 | 1,825 |
| Total noninterest expense | $7,463,000 | 1,626 |
| Salaries and employee benefits | $4,166,000 | 1,560 |
| Premises and equipment expense | $1,263,000 | 1,364 |
| Additional noninterest expense | $2,034,000 | 1,779 |
| Pre-tax net operating income | $4,271,000 | 1,488 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,183,000 | 1,633 |
| Income before extraordinary items | $3,088,000 | 1,571 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,088,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,616 |
| Cash dividends | $2,100,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 678 |
| Net operating income | $3,088,000 | 1,498 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 1,454 |
| Total interest expense | $3,559,000 | 1,350 |
| Net interest income | $6,557,000 | 1,488 |
| Provision for loan and lease losses | $317,000 | 1,724 |
| Total noninterest income | $1,451,000 | 1,760 |
| Gross Fiduciary activities income | $358,000 | 464 |
| Service charges on deposit accounts | $415,000 | 2,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $678,000 | 2,017 |
| Total noninterest expense | $4,975,000 | 1,614 |
| Salaries and employee benefits | $2,775,000 | 1,553 |
| Premises and equipment expense | $859,000 | 1,334 |
| Additional noninterest expense | $1,341,000 | 1,794 |
| Pre-tax net operating income | $2,716,000 | 1,552 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $739,000 | 1,735 |
| Income before extraordinary items | $1,977,000 | 1,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,977,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,503 |
| Cash dividends | $1,350,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 550 |
| Net operating income | $1,977,000 | 1,529 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 1,450 |
| Total interest expense | $1,801,000 | 1,364 |
| Net interest income | $3,292,000 | 1,477 |
| Provision for loan and lease losses | $158,000 | 1,632 |
| Total noninterest income | $676,000 | 1,830 |
| Gross Fiduciary activities income | $183,000 | 465 |
| Service charges on deposit accounts | $197,000 | 2,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $296,000 | 2,129 |
| Total noninterest expense | $2,474,000 | 1,617 |
| Salaries and employee benefits | $1,395,000 | 1,530 |
| Premises and equipment expense | $433,000 | 1,334 |
| Additional noninterest expense | $646,000 | 1,823 |
| Pre-tax net operating income | $1,336,000 | 1,575 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $362,000 | 1,766 |
| Income before extraordinary items | $974,000 | 1,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $974,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 394 |
| Net operating income | $974,000 | 1,551 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,385,000 | 1,440 |
| Total interest expense | $7,592,000 | 1,493 |
| Net interest income | $13,793,000 | 1,417 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $2,732,000 | 1,669 |
| Gross Fiduciary activities income | $686,000 | 479 |
| Service charges on deposit accounts | $850,000 | 1,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,196,000 | 1,943 |
| Total noninterest expense | $9,649,000 | 1,599 |
| Salaries and employee benefits | $5,440,000 | 1,492 |
| Premises and equipment expense | $1,660,000 | 1,322 |
| Additional noninterest expense | $2,549,000 | 1,825 |
| Pre-tax net operating income | $6,251,000 | 1,341 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $1,784,000 | 1,425 |
| Income before extraordinary items | $4,484,000 | 1,388 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,484,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,610 |
| Cash dividends | $2,850,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,471,760 | 1,342 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,712,000 | 1,439 |
| Total interest expense | $11,341,000 | 1,428 |
| Net interest income | $12,371,000 | 1,433 |
| Provision for loan and lease losses | $370,000 | 2,780 |
| Total noninterest income | $2,477,000 | 1,699 |
| Gross Fiduciary activities income | $702,000 | 490 |
| Service charges on deposit accounts | $883,000 | 1,716 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $892,000 | 2,215 |
| Total noninterest expense | $9,103,000 | 1,605 |
| Salaries and employee benefits | $4,906,000 | 1,535 |
| Premises and equipment expense | $1,729,000 | 1,231 |
| Additional noninterest expense | $2,468,000 | 1,854 |
| Pre-tax net operating income | $5,375,000 | 1,357 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $1,500,000 | 1,494 |
| Income before extraordinary items | $3,883,000 | 1,401 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,883,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,957 |
| Cash dividends | $2,950,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,877,240 | 1,345 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,216,000 | 1,436 |
| Total interest expense | $13,073,000 | 1,331 |
| Net interest income | $11,143,000 | 1,573 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $2,324,000 | 1,676 |
| Gross Fiduciary activities income | $629,000 | 534 |
| Service charges on deposit accounts | $803,000 | 1,726 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $892,000 | 2,005 |
| Total noninterest expense | $8,610,000 | 1,622 |
| Salaries and employee benefits | $4,607,000 | 1,540 |
| Premises and equipment expense | $1,731,000 | 1,159 |
| Additional noninterest expense | $2,272,000 | 1,922 |
| Pre-tax net operating income | $4,457,000 | 1,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,170,000 | 1,861 |
| Income before extraordinary items | $3,287,000 | 1,605 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,287,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $1,600,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,287,000 | 1,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,239,000 | 1,544 |
| Total interest expense | $9,982,000 | 1,493 |
| Net interest income | $11,257,000 | 1,548 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $2,107,000 | 1,793 |
| Gross Fiduciary activities income | $569,000 | 601 |
| Service charges on deposit accounts | $706,000 | 1,882 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $832,000 | 2,102 |
| Total noninterest expense | $8,495,000 | 1,616 |
| Salaries and employee benefits | $4,470,000 | 1,552 |
| Premises and equipment expense | $1,731,000 | 1,160 |
| Additional noninterest expense | $2,294,000 | 1,899 |
| Pre-tax net operating income | $4,689,000 | 1,604 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,401,000 | 1,683 |
| Income before extraordinary items | $3,288,000 | 1,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,288,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,288,000 | 1,588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,142,000 | 1,525 |
| Total interest expense | $10,286,000 | 1,484 |
| Net interest income | $10,856,000 | 1,559 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $2,084,000 | 1,767 |
| Gross Fiduciary activities income | $514,000 | 630 |
| Service charges on deposit accounts | $697,000 | 1,834 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $873,000 | 2,040 |
| Total noninterest expense | $7,852,000 | 1,677 |
| Salaries and employee benefits | $4,185,000 | 1,591 |
| Premises and equipment expense | $1,473,000 | 1,317 |
| Additional noninterest expense | $2,194,000 | 1,926 |
| Pre-tax net operating income | $4,668,000 | 1,586 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,509,000 | 1,623 |
| Income before extraordinary items | $3,161,000 | 1,673 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,161,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,100 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,159,640 | 1,604 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,513,000 | 1,611 |
| Total interest expense | $9,908,000 | 1,564 |
| Net interest income | $10,605,000 | 1,637 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $2,242,000 | 1,616 |
| Gross Fiduciary activities income | $448,000 | 687 |
| Service charges on deposit accounts | $632,000 | 2,079 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,162,000 | 1,591 |
| Total noninterest expense | $7,452,000 | 1,747 |
| Salaries and employee benefits | $4,167,000 | 1,562 |
| Premises and equipment expense | $1,357,000 | 1,442 |
| Additional noninterest expense | $1,928,000 | 2,169 |
| Pre-tax net operating income | $5,255,000 | 1,472 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $1,824,000 | 1,437 |
| Income before extraordinary items | $3,446,000 | 1,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,446,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,696 |
| Cash dividends | $1,100,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,436,250 | 1,535 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,953,000 | 1,685 |
| Total interest expense | $9,341,000 | 1,689 |
| Net interest income | $10,612,000 | 1,666 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $2,028,000 | 1,812 |
| Gross Fiduciary activities income | $383,000 | 785 |
| Service charges on deposit accounts | $594,000 | 2,282 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,051,000 | 1,759 |
| Total noninterest expense | $7,015,000 | 1,997 |
| Salaries and employee benefits | $4,026,000 | 1,650 |
| Premises and equipment expense | $1,300,000 | 1,562 |
| Additional noninterest expense | $1,689,000 | 2,830 |
| Pre-tax net operating income | $5,225,000 | 1,376 |
| Securities gains (losses) | $-160,000 | 11,278 |
| Applicable income taxes | $1,783,000 | 1,364 |
| Income before extraordinary items | $3,282,000 | 1,509 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,282,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,630 |
| Cash dividends | $2,800,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,386,000 | 1,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,208,000 | 1,770 |
| Total interest expense | $9,075,000 | 1,751 |
| Net interest income | $10,133,000 | 1,767 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,471,000 | 2,311 |
| Gross Fiduciary activities income | $348,000 | 845 |
| Service charges on deposit accounts | $616,000 | 2,201 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $507,000 | 2,855 |
| Total noninterest expense | $6,915,000 | 1,999 |
| Salaries and employee benefits | $3,934,000 | 1,683 |
| Premises and equipment expense | $917,000 | 2,189 |
| Additional noninterest expense | $2,064,000 | 2,341 |
| Pre-tax net operating income | $4,589,000 | 1,609 |
| Securities gains (losses) | $-82,000 | 11,403 |
| Applicable income taxes | $1,565,000 | 1,587 |
| Income before extraordinary items | $2,942,000 | 1,716 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,942,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $2,600,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,995,300 | 1,670 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,294,000 | 1,780 |
| Total interest expense | $7,411,000 | 1,689 |
| Net interest income | $9,883,000 | 1,829 |
| Provision for loan and lease losses | $303,000 | 2,226 |
| Total noninterest income | $1,385,000 | 2,441 |
| Gross Fiduciary activities income | $350,000 | 849 |
| Service charges on deposit accounts | $650,000 | 2,082 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $385,000 | 3,489 |
| Total noninterest expense | $6,751,000 | 2,102 |
| Salaries and employee benefits | $3,671,000 | 1,823 |
| Premises and equipment expense | $943,000 | 2,141 |
| Additional noninterest expense | $2,137,000 | 2,448 |
| Pre-tax net operating income | $4,214,000 | 1,695 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $1,452,000 | 1,604 |
| Income before extraordinary items | $2,735,000 | 1,781 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,735,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,377 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,752,550 | 1,779 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,366 |
| Total interest expense | $3,941,000 | 3,209 |
| Net interest income | $5,207,000 | 3,437 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $727,000 | 4,314 |
| Gross Fiduciary activities income | $246,000 | 1,003 |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $240,000 | 5,118 |
| Total noninterest expense | $3,453,000 | 3,959 |
| Salaries and employee benefits | $1,923,000 | 3,393 |
| Premises and equipment expense | $433,000 | 4,403 |
| Additional noninterest expense | $1,097,000 | 4,545 |
| Pre-tax net operating income | $2,361,000 | 2,851 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $786,000 | 2,798 |
| Income before extraordinary items | $1,583,000 | 3,084 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,583,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,577,640 | 2,914 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,975,000 | 3,490 |
| Total interest expense | $4,642,000 | 3,535 |
| Net interest income | $5,333,000 | 3,421 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $798,000 | 3,982 |
| Gross Fiduciary activities income | $168,000 | 1,124 |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $408,000 | 3,663 |
| Total noninterest expense | $3,362,000 | 4,078 |
| Salaries and employee benefits | $1,829,000 | 3,496 |
| Premises and equipment expense | $454,000 | 4,312 |
| Additional noninterest expense | $1,079,000 | 4,757 |
| Pre-tax net operating income | $2,649,000 | 2,336 |
| Securities gains (losses) | $138,000 | 2,530 |
| Applicable income taxes | $929,000 | 2,252 |
| Income before extraordinary items | $1,858,000 | 2,471 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,858,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $1,600,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,765,540 | 2,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.