Home > Mid-Wisconsin Bank > Assets and Liabilities
Mid-Wisconsin Bank, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 144 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $447,841,000 | 1,502 |
| Cash and due from depository institutions | $26,757,000 | 1,027 |
| Interest-bearing balances | $15,893,000 | 2,571 |
| Securities | $120,713,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $403,000 | 2,899 |
| Net loans & leases | $282,171,000 | 1,472 |
| Loan loss allowance | $9,245,000 | 788 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,494,000 | 2,466 |
| Other real estate owned | $4,970,000 | 1,027 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $8,333,000 | 2,085 |
| Life insurance assets | $4,261,000 | 1,659 |
| Total liabilities and capital | $447,841,000 | 1,502 |
| Total liabilities | $405,881,000 | 1,477 |
| Total deposits | $352,782,000 | 1,593 |
| Interest-bearing deposits | $280,010,000 | 1,650 |
| Deposits held in domestic offices | $352,782,000 | 1,593 |
| % insured | 83.01% | 4,462 |
| Federal funds purchased & repurchase agreements | $25,464,000 | 452 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $26,061,000 | 854 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,574,000 | 2,390 |
| Total equity capital | $41,960,000 | 1,718 |
| Total bank equity capital | $41,960,000 | 1,718 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,342,000 | 1,094 |
| Surplus | $20,430,000 | 1,487 |
| Undivided profits | $18,188,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $12,438,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 957 |
| Income earned, not collected on loans | $1,623,000 | 1,604 |
| Earning assets | $419,180,000 | 1,472 |
| Long-term assets (5+ years) | $109,880,000 | 1,789 |
| Average Assets, year-to-date | $449,208,500 | 1,492 |
| Average Assets, quarterly | $449,208,500 | 1,492 |
| Volatile liabilities | $37,328,000 | 1,135 |
| Insider loans | $738,000 | 4,056 |
| FHLB advances | $26,061,000 | 796 |
| Loans and leases held for sale | $1,120,000 | 1,185 |
| Unused loan commitments | $51,359,000 | 1,364 |
| Tier 1 (core) risk-based capital | $40,707,000 | 1,649 |
| Tier 2 risk-based capital | $3,719,000 | 1,414 |
| Total risk weighted assets | $292,001,000 | 1,501 |
| Total unused commitments | $51,359,000 | 1,364 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 132 | 1,120 |
| Assets and Liabilities | ||
| Total Assets: | $450,576,000 | 1,499 |
| Cash and due from depository institutions | $26,731,000 | 1,120 |
| Interest-bearing balances | $9,644,000 | 3,242 |
| Securities | $118,305,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $478,000 | 2,706 |
| Net loans & leases | $286,909,000 | 1,453 |
| Loan loss allowance | $9,578,000 | 764 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,531,000 | 2,458 |
| Other real estate owned | $5,377,000 | 1,120 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $8,245,000 | 2,105 |
| Life insurance assets | $4,223,000 | 1,642 |
| Total liabilities and capital | $450,576,000 | 1,499 |
| Total liabilities | $408,462,000 | 1,475 |
| Total deposits | $356,792,000 | 1,560 |
| Interest-bearing deposits | $279,998,000 | 1,630 |
| Deposits held in domestic offices | $356,792,000 | 1,560 |
| % insured | 88.68% | 3,856 |
| Federal funds purchased & repurchase agreements | $23,439,000 | 501 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $26,061,000 | 895 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,170,000 | 1,975 |
| Total equity capital | $42,114,000 | 1,693 |
| Total bank equity capital | $42,114,000 | 1,692 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,343,000 | 1,099 |
| Surplus | $20,430,000 | 1,488 |
| Undivided profits | $18,341,000 | 1,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $11,868,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,411,000 | 1,924 |
| Earning assets | $415,336,000 | 1,485 |
| Long-term assets (5+ years) | $99,962,000 | 1,892 |
| Average Assets, year-to-date | $467,652,600 | 1,412 |
| Average Assets, quarterly | $455,685,500 | 1,462 |
| Volatile liabilities | $35,341,000 | 1,250 |
| Insider loans | $739,000 | 4,129 |
| FHLB advances | $26,061,000 | 836 |
| Loans and leases held for sale | $2,042,000 | 1,119 |
| Unused loan commitments | $45,205,000 | 1,432 |
| Tier 1 (core) risk-based capital | $40,695,000 | 1,627 |
| Tier 2 risk-based capital | $3,727,000 | 1,411 |
| Total risk weighted assets | $292,339,000 | 1,496 |
| Total unused commitments | $45,205,000 | 1,432 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 134 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $460,795,000 | 1,456 |
| Cash and due from depository institutions | $32,938,000 | 1,101 |
| Interest-bearing balances | $1,156,000 | 5,799 |
| Securities | $110,185,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $414,000 | 2,819 |
| Net loans & leases | $298,163,000 | 1,407 |
| Loan loss allowance | $10,529,000 | 708 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $4,577,000 | 2,461 |
| Other real estate owned | $5,656,000 | 1,101 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $8,862,000 | 2,010 |
| Life insurance assets | $4,184,000 | 1,624 |
| Total liabilities and capital | $460,795,000 | 1,456 |
| Total liabilities | $418,075,000 | 1,439 |
| Total deposits | $367,007,000 | 1,518 |
| Interest-bearing deposits | $295,778,000 | 1,556 |
| Deposits held in domestic offices | $367,007,000 | 1,517 |
| % insured | 86.69% | 4,674 |
| Federal funds purchased & repurchase agreements | $23,167,000 | 511 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $26,061,000 | 927 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,840,000 | 2,323 |
| Total equity capital | $42,720,000 | 1,697 |
| Total bank equity capital | $42,720,000 | 1,695 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,343,000 | 1,121 |
| Surplus | $20,430,000 | 1,502 |
| Undivided profits | $18,947,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,157,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,635,000 | 1,807 |
| Earning assets | $409,918,000 | 1,506 |
| Long-term assets (5+ years) | $95,434,000 | 1,960 |
| Average Assets, year-to-date | $471,921,750 | 1,415 |
| Average Assets, quarterly | $461,529,000 | 1,455 |
| Volatile liabilities | $35,053,000 | 1,294 |
| Insider loans | $757,000 | 4,140 |
| FHLB advances | $26,061,000 | 865 |
| Loans and leases held for sale | $2,287,000 | 1,046 |
| Unused loan commitments | $45,899,000 | 1,424 |
| Tier 1 (core) risk-based capital | $41,076,000 | 1,621 |
| Tier 2 risk-based capital | $3,857,000 | 1,379 |
| Total risk weighted assets | $301,923,000 | 1,461 |
| Total unused commitments | $45,899,000 | 1,424 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 140 | 1,063 |
| Assets and Liabilities | ||
| Total Assets: | $462,263,000 | 1,453 |
| Cash and due from depository institutions | $25,054,000 | 1,063 |
| Interest-bearing balances | $11,340,000 | 2,846 |
| Securities | $110,183,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 2,986 |
| Net loans & leases | $305,743,000 | 1,362 |
| Loan loss allowance | $10,943,000 | 702 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,696,000 | 2,402 |
| Other real estate owned | $5,898,000 | 1,063 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $10,309,000 | 1,761 |
| Life insurance assets | $4,148,000 | 1,611 |
| Total liabilities and capital | $462,263,000 | 1,453 |
| Total liabilities | $419,999,000 | 1,429 |
| Total deposits | $370,239,000 | 1,497 |
| Interest-bearing deposits | $302,280,000 | 1,525 |
| Deposits held in domestic offices | $370,239,000 | 1,497 |
| % insured | 87.80% | 4,443 |
| Federal funds purchased & repurchase agreements | $21,096,000 | 544 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $26,061,000 | 942 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,603,000 | 1,704 |
| Total equity capital | $42,264,000 | 1,686 |
| Total bank equity capital | $42,264,000 | 1,685 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,342,000 | 1,142 |
| Surplus | $20,430,000 | 1,501 |
| Undivided profits | $18,492,000 | 1,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $11,680,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,528,000 | 1,814 |
| Earning assets | $427,646,000 | 1,441 |
| Long-term assets (5+ years) | $91,789,000 | 2,001 |
| Average Assets, year-to-date | $475,630,670 | 1,409 |
| Average Assets, quarterly | $471,013,000 | 1,430 |
| Volatile liabilities | $32,423,000 | 1,385 |
| Insider loans | $808,000 | 4,110 |
| FHLB advances | $26,061,000 | 881 |
| Loans and leases held for sale | $913,000 | 1,385 |
| Unused loan commitments | $12,825,000 | 3,380 |
| Tier 1 (core) risk-based capital | $40,616,000 | 1,619 |
| Tier 2 risk-based capital | $3,957,000 | 1,344 |
| Total risk weighted assets | $310,460,000 | 1,415 |
| Total unused commitments | $12,825,000 | 3,380 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 141 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $479,763,000 | 1,413 |
| Cash and due from depository institutions | $34,197,000 | 1,048 |
| Interest-bearing balances | $22,985,000 | 1,845 |
| Securities | $107,507,000 | 1,406 |
| Federal funds sold & reverse repurchase agreements | $1,412,000 | 2,557 |
| Net loans & leases | $315,348,000 | 1,313 |
| Loan loss allowance | $10,068,000 | 772 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,754,000 | 2,394 |
| Other real estate owned | $5,361,000 | 1,048 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $11,184,000 | 1,649 |
| Life insurance assets | $4,109,000 | 1,598 |
| Total liabilities and capital | $479,763,000 | 1,413 |
| Total liabilities | $435,180,000 | 1,394 |
| Total deposits | $379,470,000 | 1,469 |
| Interest-bearing deposits | $313,139,000 | 1,493 |
| Deposits held in domestic offices | $379,470,000 | 1,468 |
| % insured | 86.43% | 4,878 |
| Federal funds purchased & repurchase agreements | $25,611,000 | 495 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $28,061,000 | 907 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,038,000 | 2,022 |
| Total equity capital | $44,583,000 | 1,574 |
| Total bank equity capital | $44,583,000 | 1,572 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,342,000 | 1,162 |
| Surplus | $20,430,000 | 1,511 |
| Undivided profits | $20,811,000 | 1,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,817,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,790,000 | 1,516 |
| Earning assets | $447,252,000 | 1,397 |
| Long-term assets (5+ years) | $87,898,000 | 2,077 |
| Average Assets, year-to-date | $482,314,500 | 1,399 |
| Average Assets, quarterly | $482,314,500 | 1,399 |
| Volatile liabilities | $37,235,000 | 1,241 |
| Insider loans | $837,000 | 4,072 |
| FHLB advances | $28,061,000 | 849 |
| Loans and leases held for sale | $612,000 | 1,506 |
| Unused loan commitments | $48,711,000 | 1,338 |
| Tier 1 (core) risk-based capital | $41,792,000 | 1,561 |
| Tier 2 risk-based capital | $4,025,000 | 1,321 |
| Total risk weighted assets | $315,935,000 | 1,386 |
| Total unused commitments | $48,711,000 | 1,338 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 150 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $484,866,000 | 1,391 |
| Cash and due from depository institutions | $31,194,000 | 999 |
| Interest-bearing balances | $12,916,000 | 2,519 |
| Securities | $110,226,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $166,000 | 3,321 |
| Net loans & leases | $321,010,000 | 1,307 |
| Loan loss allowance | $9,816,000 | 789 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,834,000 | 2,362 |
| Other real estate owned | $5,606,000 | 999 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $11,830,000 | 1,595 |
| Life insurance assets | $4,070,000 | 1,569 |
| Total liabilities and capital | $484,866,000 | 1,391 |
| Total liabilities | $440,303,000 | 1,368 |
| Total deposits | $384,363,000 | 1,424 |
| Interest-bearing deposits | $312,287,000 | 1,477 |
| Deposits held in domestic offices | $384,363,000 | 1,422 |
| % insured | 87.81% | 4,548 |
| Federal funds purchased & repurchase agreements | $23,655,000 | 537 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $30,061,000 | 922 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,224,000 | 1,903 |
| Total equity capital | $44,563,000 | 1,561 |
| Total bank equity capital | $44,563,000 | 1,560 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,342,000 | 1,172 |
| Surplus | $20,430,000 | 1,516 |
| Undivided profits | $20,791,000 | 1,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $11,416,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,640,000 | 1,761 |
| Earning assets | $444,318,000 | 1,379 |
| Long-term assets (5+ years) | $85,762,000 | 1,773 |
| Average Assets, year-to-date | $492,855,600 | 1,354 |
| Average Assets, quarterly | $487,759,000 | 1,378 |
| Volatile liabilities | $37,425,000 | 1,337 |
| Insider loans | $841,000 | 4,124 |
| FHLB advances | $30,061,000 | 856 |
| Loans and leases held for sale | $2,163,000 | 852 |
| Unused loan commitments | $44,218,000 | 1,397 |
| Tier 1 (core) risk-based capital | $41,736,000 | 1,548 |
| Tier 2 risk-based capital | $4,117,000 | 1,301 |
| Total risk weighted assets | $323,642,000 | 1,376 |
| Total unused commitments | $44,218,000 | 1,397 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 152 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $490,652,000 | 1,385 |
| Cash and due from depository institutions | $22,251,000 | 991 |
| Interest-bearing balances | $13,697,000 | 2,504 |
| Securities | $112,795,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $281,000 | 3,335 |
| Net loans & leases | $329,115,000 | 1,286 |
| Loan loss allowance | $9,282,000 | 873 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,877,000 | 2,361 |
| Other real estate owned | $6,312,000 | 991 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $15,021,000 | 1,344 |
| Life insurance assets | $4,030,000 | 1,565 |
| Total liabilities and capital | $490,652,000 | 1,385 |
| Total liabilities | $443,339,000 | 1,366 |
| Total deposits | $389,196,000 | 1,407 |
| Interest-bearing deposits | $319,259,000 | 1,451 |
| Deposits held in domestic offices | $389,196,000 | 1,405 |
| % insured | 87.73% | 4,702 |
| Federal funds purchased & repurchase agreements | $21,227,000 | 588 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $30,061,000 | 939 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,855,000 | 1,629 |
| Total equity capital | $47,313,000 | 1,498 |
| Total bank equity capital | $47,313,000 | 1,498 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,343,000 | 1,200 |
| Surplus | $19,945,000 | 1,563 |
| Undivided profits | $24,025,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $14,607,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,846,000 | 1,636 |
| Earning assets | $455,888,000 | 1,362 |
| Long-term assets (5+ years) | $91,165,000 | 1,629 |
| Average Assets, year-to-date | $494,853,000 | 1,352 |
| Average Assets, quarterly | $487,584,500 | 1,382 |
| Volatile liabilities | $35,076,000 | 1,435 |
| Insider loans | $1,211,000 | 3,581 |
| FHLB advances | $30,061,000 | 858 |
| Loans and leases held for sale | $1,452,000 | 958 |
| Unused loan commitments | $46,009,000 | 1,377 |
| Tier 1 (core) risk-based capital | $42,386,000 | 1,534 |
| Tier 2 risk-based capital | $4,286,000 | 1,253 |
| Total risk weighted assets | $337,916,000 | 1,326 |
| Total unused commitments | $46,009,000 | 1,379 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 152 | 996 |
| Assets and Liabilities | ||
| Total Assets: | $484,517,000 | 1,396 |
| Cash and due from depository institutions | $15,307,000 | 996 |
| Interest-bearing balances | $7,561,000 | 3,358 |
| Securities | $108,769,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $819,000 | 2,915 |
| Net loans & leases | $334,091,000 | 1,265 |
| Loan loss allowance | $9,224,000 | 897 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,970,000 | 2,339 |
| Other real estate owned | $5,436,000 | 996 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $15,125,000 | 1,362 |
| Life insurance assets | $3,994,000 | 1,562 |
| Total liabilities and capital | $484,517,000 | 1,396 |
| Total liabilities | $437,380,000 | 1,388 |
| Total deposits | $382,992,000 | 1,432 |
| Interest-bearing deposits | $321,498,000 | 1,447 |
| Deposits held in domestic offices | $382,992,000 | 1,431 |
| % insured | 93.22% | 2,789 |
| Federal funds purchased & repurchase agreements | $19,630,000 | 618 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $32,561,000 | 916 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,197,000 | 1,892 |
| Total equity capital | $47,137,000 | 1,470 |
| Total bank equity capital | $47,137,000 | 1,469 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,342,000 | 1,220 |
| Surplus | $19,941,000 | 1,554 |
| Undivided profits | $23,854,000 | 1,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,824,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,746,000 | 1,661 |
| Earning assets | $451,240,000 | 1,365 |
| Long-term assets (5+ years) | $95,125,000 | 1,526 |
| Average Assets, year-to-date | $496,253,330 | 1,355 |
| Average Assets, quarterly | $491,568,000 | 1,377 |
| Volatile liabilities | $31,929,000 | 1,572 |
| Insider loans | $1,547,000 | 3,186 |
| FHLB advances | $32,561,000 | 853 |
| Loans and leases held for sale | $684,000 | 1,021 |
| Unused loan commitments | $53,014,000 | 1,219 |
| Tier 1 (core) risk-based capital | $42,984,000 | 1,494 |
| Tier 2 risk-based capital | $4,351,000 | 1,233 |
| Total risk weighted assets | $343,245,000 | 1,310 |
| Total unused commitments | $53,014,000 | 1,219 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 155 | 974 |
| Assets and Liabilities | ||
| Total Assets: | $498,619,000 | 1,363 |
| Cash and due from depository institutions | $7,363,000 | 974 |
| Interest-bearing balances | $8,000 | 6,998 |
| Securities | $105,751,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $34,120,000 | 169 |
| Net loans & leases | $326,363,000 | 1,301 |
| Loan loss allowance | $9,707,000 | 856 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,133,000 | 2,288 |
| Other real estate owned | $3,873,000 | 974 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $16,016,000 | 1,325 |
| Life insurance assets | $3,954,000 | 1,567 |
| Total liabilities and capital | $498,619,000 | 1,363 |
| Total liabilities | $451,790,000 | 1,342 |
| Total deposits | $397,464,000 | 1,393 |
| Interest-bearing deposits | $339,671,000 | 1,389 |
| Deposits held in domestic offices | $397,464,000 | 1,391 |
| % insured | 89.85% | 4,167 |
| Federal funds purchased & repurchase agreements | $9,753,000 | 956 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,561,000 | 752 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,012,000 | 1,988 |
| Total equity capital | $46,829,000 | 1,455 |
| Total bank equity capital | $46,829,000 | 1,453 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,342,000 | 1,239 |
| Surplus | $19,936,000 | 1,563 |
| Undivided profits | $23,551,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $13,749,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,064 |
| Income earned, not collected on loans | $1,966,000 | 1,460 |
| Earning assets | $466,242,000 | 1,337 |
| Long-term assets (5+ years) | $86,838,000 | 1,620 |
| Average Assets, year-to-date | $502,121,500 | 1,346 |
| Average Assets, quarterly | $502,121,500 | 1,346 |
| Volatile liabilities | $42,990,000 | 1,252 |
| Insider loans | $1,566,000 | 3,224 |
| FHLB advances | $32,561,000 | 864 |
| Loans and leases held for sale | $1,234,000 | 697 |
| Unused loan commitments | $58,968,000 | 1,121 |
| Tier 1 (core) risk-based capital | $44,596,000 | 1,438 |
| Tier 2 risk-based capital | $4,411,000 | 1,234 |
| Total risk weighted assets | $347,567,000 | 1,302 |
| Total unused commitments | $58,968,000 | 1,122 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 149 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $505,624,000 | 1,332 |
| Cash and due from depository institutions | $9,510,000 | 1,020 |
| Interest-bearing balances | $8,000 | 7,027 |
| Securities | $101,160,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $32,473,000 | 178 |
| Net loans & leases | $337,143,000 | 1,292 |
| Loan loss allowance | $9,471,000 | 878 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,001,000 | 2,370 |
| Other real estate owned | $4,230,000 | 1,020 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $16,107,000 | 1,346 |
| Life insurance assets | $3,914,000 | 1,560 |
| Total liabilities and capital | $505,624,000 | 1,332 |
| Total liabilities | $458,954,000 | 1,316 |
| Total deposits | $404,097,000 | 1,371 |
| Interest-bearing deposits | $342,175,000 | 1,375 |
| Deposits held in domestic offices | $404,097,000 | 1,369 |
| % insured | 86.78% | 5,073 |
| Federal funds purchased & repurchase agreements | $9,512,000 | 1,002 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,561,000 | 798 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,784,000 | 1,555 |
| Total equity capital | $46,670,000 | 1,444 |
| Total bank equity capital | $46,670,000 | 1,440 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,342,000 | 1,254 |
| Surplus | $19,930,000 | 1,571 |
| Undivided profits | $23,398,000 | 1,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,549,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 836 |
| Income earned, not collected on loans | $1,853,000 | 1,635 |
| Earning assets | $470,784,000 | 1,309 |
| Long-term assets (5+ years) | $86,729,000 | 1,582 |
| Average Assets, year-to-date | $500,689,000 | 1,340 |
| Average Assets, quarterly | $502,805,500 | 1,337 |
| Volatile liabilities | $73,621,000 | 1,791 |
| Insider loans | $2,230,000 | 2,666 |
| FHLB advances | $32,561,000 | 930 |
| Loans and leases held for sale | $7,444,000 | 427 |
| Unused loan commitments | $62,254,000 | 1,060 |
| Tier 1 (core) risk-based capital | $44,787,000 | 1,423 |
| Tier 2 risk-based capital | $4,481,000 | 1,241 |
| Total risk weighted assets | $353,504,000 | 1,308 |
| Total unused commitments | $62,254,000 | 1,061 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 158 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $499,987,000 | 1,362 |
| Cash and due from depository institutions | $9,072,000 | 964 |
| Interest-bearing balances | $113,000 | 6,551 |
| Securities | $81,364,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $33,658,000 | 171 |
| Net loans & leases | $341,168,000 | 1,304 |
| Loan loss allowance | $8,773,000 | 945 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,894,000 | 2,438 |
| Other real estate owned | $3,699,000 | 964 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $26,132,000 | 886 |
| Life insurance assets | $3,874,000 | 1,557 |
| Total liabilities and capital | $499,987,000 | 1,362 |
| Total liabilities | $452,279,000 | 1,348 |
| Total deposits | $396,648,000 | 1,406 |
| Interest-bearing deposits | $342,080,000 | 1,391 |
| Deposits held in domestic offices | $396,648,000 | 1,405 |
| % insured | 87.49% | 4,376 |
| Federal funds purchased & repurchase agreements | $10,030,000 | 972 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $42,561,000 | 856 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,040,000 | 1,597 |
| Total equity capital | $47,708,000 | 1,454 |
| Total bank equity capital | $47,708,000 | 1,452 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,342,000 | 1,267 |
| Surplus | $19,926,000 | 1,562 |
| Undivided profits | $24,440,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $13,263,000 | 1,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 822 |
| Income earned, not collected on loans | $2,071,000 | 1,546 |
| Earning assets | $456,303,000 | 1,368 |
| Long-term assets (5+ years) | $63,234,000 | 2,031 |
| Average Assets, year-to-date | $499,455,250 | 1,354 |
| Average Assets, quarterly | $498,909,000 | 1,364 |
| Volatile liabilities | $79,610,000 | 1,735 |
| Insider loans | $1,950,000 | 2,942 |
| FHLB advances | $32,561,000 | 1,000 |
| Loans and leases held for sale | $5,745,000 | 537 |
| Unused loan commitments | $65,435,000 | 1,041 |
| Tier 1 (core) risk-based capital | $44,079,000 | 1,446 |
| Tier 2 risk-based capital | $4,507,000 | 1,250 |
| Total risk weighted assets | $356,290,000 | 1,308 |
| Total unused commitments | $65,435,000 | 1,042 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 159 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $497,831,000 | 1,380 |
| Cash and due from depository institutions | $7,158,000 | 971 |
| Interest-bearing balances | $13,000 | 7,043 |
| Securities | $95,184,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $26,484,000 | 236 |
| Net loans & leases | $345,248,000 | 1,301 |
| Loan loss allowance | $8,352,000 | 1,005 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,982,000 | 2,423 |
| Other real estate owned | $2,177,000 | 971 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $16,598,000 | 1,327 |
| Life insurance assets | $3,838,000 | 1,564 |
| Total liabilities and capital | $497,831,000 | 1,380 |
| Total liabilities | $450,328,000 | 1,375 |
| Total deposits | $394,357,000 | 1,420 |
| Interest-bearing deposits | $343,861,000 | 1,413 |
| Deposits held in domestic offices | $394,357,000 | 1,419 |
| % insured | 87.05% | 4,607 |
| Federal funds purchased & repurchase agreements | $10,522,000 | 953 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,561,000 | 901 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,888,000 | 1,600 |
| Total equity capital | $47,503,000 | 1,435 |
| Total bank equity capital | $47,503,000 | 1,435 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,342,000 | 1,284 |
| Surplus | $19,920,000 | 1,559 |
| Undivided profits | $24,241,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $13,604,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $217,000 | 766 |
| Income earned, not collected on loans | $2,134,000 | 1,448 |
| Earning assets | $466,929,000 | 1,341 |
| Long-term assets (5+ years) | $76,373,000 | 1,712 |
| Average Assets, year-to-date | $499,278,000 | 1,359 |
| Average Assets, quarterly | $498,073,500 | 1,374 |
| Volatile liabilities | $94,722,000 | 1,513 |
| Insider loans | $2,113,000 | 2,847 |
| FHLB advances | $32,561,000 | 1,054 |
| Loans and leases held for sale | $2,254,000 | 698 |
| Unused loan commitments | $51,092,000 | 1,256 |
| Tier 1 (core) risk-based capital | $43,524,000 | 1,455 |
| Tier 2 risk-based capital | $4,536,000 | 1,265 |
| Total risk weighted assets | $359,065,000 | 1,320 |
| Total unused commitments | $51,092,000 | 1,257 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 159 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $498,316,000 | 1,406 |
| Cash and due from depository institutions | $6,251,000 | 976 |
| Interest-bearing balances | $13,000 | 7,105 |
| Securities | $111,432,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $8,210,000 | 1,126 |
| Net loans & leases | $349,047,000 | 1,323 |
| Loan loss allowance | $8,870,000 | 962 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,011,000 | 2,453 |
| Other real estate owned | $2,103,000 | 976 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $16,262,000 | 1,391 |
| Life insurance assets | $3,797,000 | 1,572 |
| Total liabilities and capital | $498,316,000 | 1,406 |
| Total liabilities | $454,025,000 | 1,384 |
| Total deposits | $399,004,000 | 1,421 |
| Interest-bearing deposits | $347,931,000 | 1,433 |
| Deposits held in domestic offices | $399,004,000 | 1,420 |
| % insured | 85.10% | 5,240 |
| Federal funds purchased & repurchase agreements | $7,793,000 | 1,124 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,561,000 | 963 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,667,000 | 1,094 |
| Total equity capital | $44,291,000 | 1,536 |
| Total bank equity capital | $44,291,000 | 1,534 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,342,000 | 1,316 |
| Surplus | $17,914,000 | 1,753 |
| Undivided profits | $23,035,000 | 1,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,674,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,091 |
| Income earned, not collected on loans | $2,113,000 | 1,492 |
| Earning assets | $468,702,000 | 1,365 |
| Long-term assets (5+ years) | $84,367,000 | 1,591 |
| Average Assets, year-to-date | $500,001,500 | 1,388 |
| Average Assets, quarterly | $500,001,500 | 1,388 |
| Volatile liabilities | $111,202,000 | 1,336 |
| Insider loans | $1,678,000 | 3,327 |
| FHLB advances | $32,561,000 | 1,127 |
| Loans and leases held for sale | $853,000 | 984 |
| Unused loan commitments | $50,461,000 | 1,314 |
| Tier 1 (core) risk-based capital | $41,341,000 | 1,536 |
| Tier 2 risk-based capital | $4,568,000 | 1,298 |
| Total risk weighted assets | $361,149,000 | 1,355 |
| Total unused commitments | $50,461,000 | 1,317 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 159 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $501,687,000 | 1,388 |
| Cash and due from depository institutions | $9,837,000 | 989 |
| Interest-bearing balances | $13,000 | 7,087 |
| Securities | $103,327,000 | 1,254 |
| Federal funds sold & reverse repurchase agreements | $9,064,000 | 941 |
| Net loans & leases | $356,111,000 | 1,323 |
| Loan loss allowance | $7,957,000 | 1,070 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,141,000 | 2,423 |
| Other real estate owned | $1,808,000 | 989 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $16,399,000 | 1,421 |
| Life insurance assets | $3,758,000 | 1,582 |
| Total liabilities and capital | $501,687,000 | 1,388 |
| Total liabilities | $457,862,000 | 1,379 |
| Total deposits | $404,043,000 | 1,407 |
| Interest-bearing deposits | $347,813,000 | 1,426 |
| Deposits held in domestic offices | $404,043,000 | 1,405 |
| % insured | 85.04% | 5,289 |
| Federal funds purchased & repurchase agreements | $7,983,000 | 1,170 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,561,000 | 1,040 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,275,000 | 1,448 |
| Total equity capital | $43,825,000 | 1,521 |
| Total bank equity capital | $43,825,000 | 1,521 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,342,000 | 1,341 |
| Surplus | $17,908,000 | 1,755 |
| Undivided profits | $22,575,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,942,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 722 |
| Income earned, not collected on loans | $1,940,000 | 1,753 |
| Earning assets | $468,515,000 | 1,362 |
| Long-term assets (5+ years) | $75,033,000 | 1,738 |
| Average Assets, year-to-date | $495,989,800 | 1,390 |
| Average Assets, quarterly | $497,499,500 | 1,408 |
| Volatile liabilities | $107,850,000 | 1,390 |
| Insider loans | $1,799,000 | 3,247 |
| FHLB advances | $32,561,000 | 1,215 |
| Loans and leases held for sale | $5,452,000 | 406 |
| Unused loan commitments | $53,118,000 | 1,273 |
| Tier 1 (core) risk-based capital | $40,313,000 | 1,551 |
| Tier 2 risk-based capital | $4,597,000 | 1,307 |
| Total risk weighted assets | $364,375,000 | 1,378 |
| Total unused commitments | $53,118,000 | 1,274 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 158 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $493,312,000 | 1,437 |
| Cash and due from depository institutions | $10,343,000 | 1,007 |
| Interest-bearing balances | $2,358,000 | 4,107 |
| Securities | $104,226,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $6,223,000 | 1,467 |
| Net loans & leases | $351,388,000 | 1,362 |
| Loan loss allowance | $8,420,000 | 969 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,222,000 | 2,418 |
| Other real estate owned | $2,625,000 | 1,007 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,285,000 | 1,494 |
| Life insurance assets | $3,719,000 | 1,590 |
| Total liabilities and capital | $493,312,000 | 1,437 |
| Total liabilities | $449,702,000 | 1,425 |
| Total deposits | $385,424,000 | 1,467 |
| Interest-bearing deposits | $333,194,000 | 1,496 |
| Deposits held in domestic offices | $385,424,000 | 1,463 |
| % insured | 99.24% | 336 |
| Federal funds purchased & repurchase agreements | $9,912,000 | 1,107 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $50,929,000 | 961 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,437,000 | 1,518 |
| Total equity capital | $43,610,000 | 1,579 |
| Total bank equity capital | $43,610,000 | 1,579 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,342,000 | 1,367 |
| Surplus | $16,413,000 | 1,878 |
| Undivided profits | $23,855,000 | 1,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,387,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 705 |
| Income earned, not collected on loans | $2,258,000 | 1,582 |
| Earning assets | $464,195,000 | 1,398 |
| Long-term assets (5+ years) | $73,533,000 | 1,759 |
| Average Assets, year-to-date | $494,565,500 | 1,411 |
| Average Assets, quarterly | $494,478,000 | 1,423 |
| Volatile liabilities | $113,562,000 | 1,346 |
| Insider loans | $1,696,000 | 3,352 |
| FHLB advances | $40,929,000 | 1,059 |
| Loans and leases held for sale | $1,943,000 | 677 |
| Unused loan commitments | $57,600,000 | 1,258 |
| Tier 1 (core) risk-based capital | $42,147,000 | 1,525 |
| Tier 2 risk-based capital | $4,629,000 | 1,303 |
| Total risk weighted assets | $366,560,000 | 1,391 |
| Total unused commitments | $57,600,000 | 1,258 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 160 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $495,644,000 | 1,440 |
| Cash and due from depository institutions | $11,127,000 | 1,020 |
| Interest-bearing balances | $4,014,000 | 3,100 |
| Securities | $92,685,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $5,528,000 | 1,754 |
| Net loans & leases | $360,411,000 | 1,357 |
| Loan loss allowance | $7,600,000 | 1,029 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,340,000 | 2,402 |
| Other real estate owned | $2,053,000 | 1,020 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $18,500,000 | 1,161 |
| Life insurance assets | $3,686,000 | 1,611 |
| Total liabilities and capital | $495,644,000 | 1,440 |
| Total liabilities | $452,350,000 | 1,431 |
| Total deposits | $377,588,000 | 1,511 |
| Interest-bearing deposits | $328,333,000 | 1,535 |
| Deposits held in domestic offices | $377,588,000 | 1,507 |
| % insured | 68.38% | 6,319 |
| Federal funds purchased & repurchase agreements | $20,074,000 | 731 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,929,000 | 985 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,759,000 | 1,466 |
| Total equity capital | $43,294,000 | 1,575 |
| Total bank equity capital | $43,294,000 | 1,575 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,342,000 | 1,385 |
| Surplus | $16,409,000 | 1,877 |
| Undivided profits | $23,543,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,542,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 690 |
| Income earned, not collected on loans | $2,341,000 | 1,458 |
| Earning assets | $462,638,000 | 1,410 |
| Long-term assets (5+ years) | $64,318,000 | 1,926 |
| Average Assets, year-to-date | $494,983,330 | 1,428 |
| Average Assets, quarterly | $496,259,500 | 1,444 |
| Volatile liabilities | $124,395,000 | 1,236 |
| Insider loans | $1,779,000 | 3,316 |
| FHLB advances | $40,929,000 | 1,100 |
| Loans and leases held for sale | $8,931,000 | 394 |
| Unused loan commitments | $52,697,000 | 1,412 |
| Tier 1 (core) risk-based capital | $41,728,000 | 1,550 |
| Tier 2 risk-based capital | $4,741,000 | 1,290 |
| Total risk weighted assets | $376,387,000 | 1,393 |
| Total unused commitments | $52,697,000 | 1,413 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 159 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $496,875,000 | 1,448 |
| Cash and due from depository institutions | $12,557,000 | 1,016 |
| Interest-bearing balances | $5,131,000 | 2,499 |
| Securities | $84,740,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $19,983,000 | 571 |
| Net loans & leases | $360,098,000 | 1,372 |
| Loan loss allowance | $5,152,000 | 1,393 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,480,000 | 2,366 |
| Other real estate owned | $2,682,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,335,000 | 1,706 |
| Life insurance assets | $3,647,000 | 1,615 |
| Total liabilities and capital | $496,875,000 | 1,448 |
| Total liabilities | $456,223,000 | 1,426 |
| Total deposits | $397,578,000 | 1,432 |
| Interest-bearing deposits | $349,136,000 | 1,431 |
| Deposits held in domestic offices | $397,578,000 | 1,427 |
| % insured | 78.09% | 4,300 |
| Federal funds purchased & repurchase agreements | $8,881,000 | 1,200 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $46,929,000 | 1,118 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,835,000 | 1,792 |
| Total equity capital | $40,652,000 | 1,692 |
| Total bank equity capital | $40,652,000 | 1,692 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,342,000 | 1,391 |
| Surplus | $12,396,000 | 2,288 |
| Undivided profits | $24,914,000 | 1,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,401,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 865 |
| Income earned, not collected on loans | $2,325,000 | 1,504 |
| Earning assets | $469,952,000 | 1,405 |
| Long-term assets (5+ years) | $45,056,000 | 2,509 |
| Average Assets, year-to-date | $494,653,000 | 1,434 |
| Average Assets, quarterly | $494,653,000 | 1,434 |
| Volatile liabilities | $118,310,000 | 1,306 |
| Insider loans | $1,658,000 | 3,442 |
| FHLB advances | $36,929,000 | 1,252 |
| Loans and leases held for sale | $2,337,000 | 734 |
| Unused loan commitments | $52,941,000 | 1,464 |
| Tier 1 (core) risk-based capital | $39,648,000 | 1,664 |
| Tier 2 risk-based capital | $4,662,000 | 1,291 |
| Total risk weighted assets | $372,491,000 | 1,408 |
| Total unused commitments | $52,941,000 | 1,466 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 172 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $492,431,000 | 1,426 |
| Cash and due from depository institutions | $9,625,000 | 927 |
| Interest-bearing balances | $20,000 | 6,605 |
| Securities | $80,887,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $22,300,000 | 400 |
| Net loans & leases | $360,323,000 | 1,381 |
| Loan loss allowance | $4,542,000 | 1,514 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,622,000 | 2,337 |
| Other real estate owned | $2,556,000 | 927 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,118,000 | 1,737 |
| Life insurance assets | $3,652,000 | 1,617 |
| Total liabilities and capital | $492,431,000 | 1,426 |
| Total liabilities | $452,582,000 | 1,408 |
| Total deposits | $388,244,000 | 1,418 |
| Interest-bearing deposits | $331,618,000 | 1,457 |
| Deposits held in domestic offices | $388,244,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,311,000 | 1,137 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $49,429,000 | 1,181 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,598,000 | 1,497 |
| Total equity capital | $39,849,000 | 1,701 |
| Total bank equity capital | $39,849,000 | 1,701 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,343,000 | 1,389 |
| Surplus | $12,383,000 | 2,266 |
| Undivided profits | $24,123,000 | 1,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,985,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,986,000 | 1,879 |
| Earning assets | $463,530,000 | 1,390 |
| Long-term assets (5+ years) | $45,477,000 | 2,477 |
| Average Assets, year-to-date | $477,808,400 | 1,440 |
| Average Assets, quarterly | $481,754,500 | 1,462 |
| Volatile liabilities | $115,155,000 | 1,317 |
| Insider loans | $1,789,000 | 3,365 |
| FHLB advances | $39,429,000 | 1,313 |
| Loans and leases held for sale | $484,000 | 1,138 |
| Unused loan commitments | $54,338,000 | 1,460 |
| Tier 1 (core) risk-based capital | $39,251,000 | 1,640 |
| Tier 2 risk-based capital | $4,542,000 | 1,293 |
| Total risk weighted assets | $369,762,000 | 1,416 |
| Total unused commitments | $54,338,000 | 1,464 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 171 | 950 |
| Assets and Liabilities | ||
| Total Assets: | $471,078,000 | 1,495 |
| Cash and due from depository institutions | $9,824,000 | 950 |
| Interest-bearing balances | $33,000 | 5,964 |
| Securities | $82,675,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $1,279,000 | 4,292 |
| Net loans & leases | $357,253,000 | 1,384 |
| Loan loss allowance | $5,192,000 | 1,216 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,784,000 | 2,260 |
| Other real estate owned | $2,288,000 | 950 |
| Goodwill and other intangibles | $295,000 | 2,377 |
| All other assets | $11,680,000 | 1,662 |
| Life insurance assets | $3,620,000 | 1,615 |
| Total liabilities and capital | $471,078,000 | 1,495 |
| Total liabilities | $431,688,000 | 1,467 |
| Total deposits | $367,104,000 | 1,469 |
| Interest-bearing deposits | $313,451,000 | 1,521 |
| Deposits held in domestic offices | $367,104,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,267,000 | 1,329 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $52,429,000 | 1,141 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,888,000 | 1,740 |
| Total equity capital | $39,390,000 | 1,734 |
| Total bank equity capital | $39,390,000 | 1,734 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,343,000 | 1,398 |
| Surplus | $12,371,000 | 2,267 |
| Undivided profits | $23,676,000 | 1,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,034,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,269,000 | 1,710 |
| Earning assets | $441,240,000 | 1,451 |
| Long-term assets (5+ years) | $57,400,000 | 2,030 |
| Average Assets, year-to-date | $474,152,750 | 1,450 |
| Average Assets, quarterly | $474,636,000 | 1,480 |
| Volatile liabilities | $119,122,000 | 1,256 |
| Insider loans | $1,680,000 | 3,470 |
| FHLB advances | $42,429,000 | 1,260 |
| Loans and leases held for sale | $701,000 | 901 |
| Unused loan commitments | $56,530,000 | 1,518 |
| Tier 1 (core) risk-based capital | $38,855,000 | 1,674 |
| Tier 2 risk-based capital | $4,560,000 | 1,247 |
| Total risk weighted assets | $364,193,000 | 1,433 |
| Total unused commitments | $56,530,000 | 1,519 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 173 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $478,194,000 | 1,476 |
| Cash and due from depository institutions | $12,021,000 | 955 |
| Interest-bearing balances | $33,000 | 5,916 |
| Securities | $81,603,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $3,135,000 | 3,081 |
| Net loans & leases | $360,747,000 | 1,361 |
| Loan loss allowance | $4,994,000 | 1,192 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,871,000 | 2,225 |
| Other real estate owned | $2,671,000 | 955 |
| Goodwill and other intangibles | $295,000 | 2,404 |
| All other assets | $11,851,000 | 1,607 |
| Life insurance assets | $3,602,000 | 1,623 |
| Total liabilities and capital | $478,194,000 | 1,476 |
| Total liabilities | $439,720,000 | 1,438 |
| Total deposits | $373,569,000 | 1,441 |
| Interest-bearing deposits | $323,214,000 | 1,463 |
| Deposits held in domestic offices | $373,569,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,705,000 | 1,274 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $52,429,000 | 1,112 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,017,000 | 1,694 |
| Total equity capital | $38,474,000 | 1,784 |
| Total bank equity capital | $38,474,000 | 1,784 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,343,000 | 1,400 |
| Surplus | $12,358,000 | 2,254 |
| Undivided profits | $22,773,000 | 1,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,557,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,318,000 | 1,603 |
| Earning assets | $445,518,000 | 1,434 |
| Long-term assets (5+ years) | $79,639,000 | 1,544 |
| Average Assets, year-to-date | $475,177,670 | 1,439 |
| Average Assets, quarterly | $474,426,500 | 1,473 |
| Volatile liabilities | $121,934,000 | 1,225 |
| Insider loans | $1,679,000 | 3,494 |
| FHLB advances | $42,429,000 | 1,238 |
| Loans and leases held for sale | $816,000 | 966 |
| Unused loan commitments | $59,338,000 | 1,496 |
| Tier 1 (core) risk-based capital | $38,442,000 | 1,705 |
| Tier 2 risk-based capital | $4,598,000 | 1,217 |
| Total risk weighted assets | $367,407,000 | 1,431 |
| Total unused commitments | $59,338,000 | 1,496 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 166 | 996 |
| Assets and Liabilities | ||
| Total Assets: | $470,659,000 | 1,488 |
| Cash and due from depository institutions | $9,246,000 | 996 |
| Interest-bearing balances | $33,000 | 5,875 |
| Securities | $82,872,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $5,370,000 | 3,046 |
| Net loans & leases | $353,267,000 | 1,364 |
| Loan loss allowance | $4,866,000 | 1,171 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,979,000 | 2,159 |
| Other real estate owned | $2,352,000 | 996 |
| Goodwill and other intangibles | $295,000 | 2,407 |
| All other assets | $11,278,000 | 1,616 |
| Life insurance assets | $3,569,000 | 1,618 |
| Total liabilities and capital | $470,659,000 | 1,488 |
| Total liabilities | $431,677,000 | 1,448 |
| Total deposits | $365,490,000 | 1,475 |
| Interest-bearing deposits | $318,339,000 | 1,464 |
| Deposits held in domestic offices | $365,490,000 | 1,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,693,000 | 1,202 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $52,429,000 | 1,053 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,065,000 | 1,781 |
| Total equity capital | $38,982,000 | 1,811 |
| Total bank equity capital | $38,982,000 | 1,811 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,343,000 | 1,398 |
| Surplus | $12,355,000 | 2,239 |
| Undivided profits | $23,284,000 | 1,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,426,000 | 961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,393,000 | 1,612 |
| Earning assets | $441,542,000 | 1,442 |
| Long-term assets (5+ years) | $68,208,000 | 1,693 |
| Average Assets, year-to-date | $473,669,500 | 1,443 |
| Average Assets, quarterly | $473,669,500 | 1,443 |
| Volatile liabilities | $119,785,000 | 1,207 |
| Insider loans | $1,957,000 | 3,143 |
| FHLB advances | $42,429,000 | 1,147 |
| Loans and leases held for sale | $561,000 | 1,193 |
| Unused loan commitments | $60,462,000 | 1,517 |
| Tier 1 (core) risk-based capital | $37,794,000 | 1,723 |
| Tier 2 risk-based capital | $4,490,000 | 1,199 |
| Total risk weighted assets | $358,784,000 | 1,439 |
| Total unused commitments | $60,462,000 | 1,518 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 157 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $476,680,000 | 1,417 |
| Cash and due from depository institutions | $15,404,000 | 1,070 |
| Interest-bearing balances | $33,000 | 5,683 |
| Securities | $82,400,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $3,180,000 | 3,354 |
| Net loans & leases | $354,982,000 | 1,357 |
| Loan loss allowance | $4,174,000 | 1,326 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,174,000 | 2,087 |
| Other real estate owned | $2,352,000 | 1,070 |
| Goodwill and other intangibles | $295,000 | 2,408 |
| All other assets | $11,893,000 | 1,554 |
| Life insurance assets | $3,537,000 | 1,615 |
| Total liabilities and capital | $476,680,000 | 1,417 |
| Total liabilities | $439,385,000 | 1,373 |
| Total deposits | $373,571,000 | 1,420 |
| Interest-bearing deposits | $325,116,000 | 1,433 |
| Deposits held in domestic offices | $373,571,000 | 1,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,346,000 | 1,024 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,429,000 | 1,080 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,039,000 | 1,410 |
| Total equity capital | $37,295,000 | 1,878 |
| Total bank equity capital | $37,295,000 | 1,878 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,343,000 | 1,386 |
| Surplus | $12,339,000 | 2,217 |
| Undivided profits | $21,613,000 | 1,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,329,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,474,000 | 1,678 |
| Earning assets | $440,595,000 | 1,406 |
| Long-term assets (5+ years) | $82,663,000 | 1,360 |
| Average Assets, year-to-date | $466,271,800 | 1,385 |
| Average Assets, quarterly | $472,931,500 | 1,413 |
| Volatile liabilities | $124,049,000 | 1,176 |
| Insider loans | $2,120,000 | 2,947 |
| FHLB advances | $41,429,000 | 1,096 |
| Loans and leases held for sale | $1,168,000 | 865 |
| Unused loan commitments | $66,644,000 | 1,414 |
| Tier 1 (core) risk-based capital | $37,215,000 | 1,746 |
| Tier 2 risk-based capital | $4,174,000 | 1,274 |
| Total risk weighted assets | $361,620,000 | 1,408 |
| Total unused commitments | $66,644,000 | 1,415 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 158 | 1,061 |
| Assets and Liabilities | ||
| Total Assets: | $469,183,000 | 1,413 |
| Cash and due from depository institutions | $9,451,000 | 1,061 |
| Interest-bearing balances | $32,000 | 5,623 |
| Securities | $79,983,000 | 1,489 |
| Federal funds sold & reverse repurchase agreements | $1,199,000 | 4,803 |
| Net loans & leases | $356,797,000 | 1,315 |
| Loan loss allowance | $3,615,000 | 1,488 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,079,000 | 2,072 |
| Other real estate owned | $2,525,000 | 1,061 |
| Goodwill and other intangibles | $295,000 | 2,401 |
| All other assets | $12,854,000 | 1,432 |
| Life insurance assets | $3,506,000 | 1,587 |
| Total liabilities and capital | $469,183,000 | 1,413 |
| Total liabilities | $432,520,000 | 1,375 |
| Total deposits | $362,642,000 | 1,463 |
| Interest-bearing deposits | $316,795,000 | 1,454 |
| Deposits held in domestic offices | $362,642,000 | 1,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,442,000 | 860 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,429,000 | 997 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,007,000 | 1,405 |
| Total equity capital | $36,663,000 | 1,878 |
| Total bank equity capital | $36,663,000 | 1,878 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,342,000 | 1,364 |
| Surplus | $12,334,000 | 2,175 |
| Undivided profits | $20,987,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,936,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,659,000 | 1,656 |
| Earning assets | $438,011,000 | 1,381 |
| Long-term assets (5+ years) | $84,821,000 | 1,299 |
| Average Assets, year-to-date | $463,669,750 | 1,389 |
| Average Assets, quarterly | $470,560,500 | 1,393 |
| Volatile liabilities | $118,277,000 | 1,189 |
| Insider loans | $2,112,000 | 2,908 |
| FHLB advances | $41,429,000 | 992 |
| Loans and leases held for sale | $1,246,000 | 795 |
| Unused loan commitments | $73,150,000 | 1,334 |
| Tier 1 (core) risk-based capital | $36,674,000 | 1,758 |
| Tier 2 risk-based capital | $3,615,000 | 1,454 |
| Total risk weighted assets | $362,984,000 | 1,385 |
| Total unused commitments | $73,150,000 | 1,334 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 160 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $471,938,000 | 1,418 |
| Cash and due from depository institutions | $13,124,000 | 1,067 |
| Interest-bearing balances | $16,000 | 6,046 |
| Securities | $80,154,000 | 1,476 |
| Federal funds sold & reverse repurchase agreements | $1,117,000 | 4,953 |
| Net loans & leases | $353,807,000 | 1,324 |
| Loan loss allowance | $3,681,000 | 1,452 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,076,000 | 2,066 |
| Other real estate owned | $4,160,000 | 1,067 |
| Goodwill and other intangibles | $295,000 | 2,423 |
| All other assets | $13,205,000 | 1,395 |
| Life insurance assets | $3,487,000 | 1,588 |
| Total liabilities and capital | $471,938,000 | 1,418 |
| Total liabilities | $435,674,000 | 1,375 |
| Total deposits | $367,428,000 | 1,461 |
| Interest-bearing deposits | $320,897,000 | 1,442 |
| Deposits held in domestic offices | $367,428,000 | 1,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,882,000 | 921 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,429,000 | 934 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,935,000 | 1,159 |
| Total equity capital | $36,264,000 | 1,873 |
| Total bank equity capital | $36,264,000 | 1,873 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,343,000 | 1,354 |
| Surplus | $12,325,000 | 2,179 |
| Undivided profits | $20,596,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,677,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,006 |
| Income earned, not collected on loans | $2,580,000 | 1,593 |
| Earning assets | $435,094,000 | 1,391 |
| Long-term assets (5+ years) | $85,873,000 | 1,247 |
| Average Assets, year-to-date | $461,832,000 | 1,421 |
| Average Assets, quarterly | $464,295,000 | 1,423 |
| Volatile liabilities | $130,537,000 | 1,083 |
| Insider loans | $2,125,000 | 2,902 |
| FHLB advances | $46,429,000 | 856 |
| Loans and leases held for sale | $316,000 | 1,430 |
| Unused loan commitments | $85,140,000 | 1,221 |
| Tier 1 (core) risk-based capital | $36,944,000 | 1,744 |
| Tier 2 risk-based capital | $3,681,000 | 1,450 |
| Total risk weighted assets | $365,220,000 | 1,373 |
| Total unused commitments | $85,140,000 | 1,221 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 148 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $456,652,000 | 1,454 |
| Cash and due from depository institutions | $8,061,000 | 1,147 |
| Interest-bearing balances | $15,000 | 6,117 |
| Securities | $81,467,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $1,441,000 | 5,480 |
| Net loans & leases | $342,134,000 | 1,355 |
| Loan loss allowance | $3,705,000 | 1,433 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,845,000 | 2,111 |
| Other real estate owned | $4,630,000 | 1,147 |
| Goodwill and other intangibles | $295,000 | 2,416 |
| All other assets | $12,779,000 | 1,390 |
| Life insurance assets | $3,455,000 | 1,580 |
| Total liabilities and capital | $456,651,000 | 1,454 |
| Total liabilities | $420,261,000 | 1,410 |
| Total deposits | $365,879,000 | 1,458 |
| Interest-bearing deposits | $321,251,000 | 1,433 |
| Deposits held in domestic offices | $365,879,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,404,000 | 1,089 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $38,429,000 | 1,031 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,549,000 | 1,247 |
| Total equity capital | $36,390,000 | 1,877 |
| Total bank equity capital | $36,390,000 | 1,877 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,342,000 | 1,338 |
| Surplus | $12,319,000 | 2,149 |
| Undivided profits | $20,729,000 | 1,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,697,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,569,000 | 1,542 |
| Earning assets | $425,057,000 | 1,431 |
| Long-term assets (5+ years) | $74,649,000 | 1,385 |
| Average Assets, year-to-date | $456,779,000 | 1,441 |
| Average Assets, quarterly | $456,779,000 | 1,441 |
| Volatile liabilities | $123,449,000 | 1,121 |
| Insider loans | $1,999,000 | 2,989 |
| FHLB advances | $38,429,000 | 960 |
| Loans and leases held for sale | $810,000 | 1,061 |
| Unused loan commitments | $73,706,000 | 1,365 |
| Tier 1 (core) risk-based capital | $36,512,000 | 1,755 |
| Tier 2 risk-based capital | $3,705,000 | 1,430 |
| Total risk weighted assets | $353,714,000 | 1,403 |
| Total unused commitments | $73,706,000 | 1,365 |
| Derivatives | $2,172,000 | 750 |
| 2006-12-31 | Rank | |
| # of Employees: | 143 | 1,196 |
| Assets and Liabilities | ||
| Total Assets: | $456,906,000 | 1,439 |
| Cash and due from depository institutions | $12,132,000 | 1,196 |
| Interest-bearing balances | $21,000 | 5,988 |
| Securities | $82,321,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $369,000 | 5,898 |
| Net loans & leases | $343,479,000 | 1,336 |
| Loan loss allowance | $8,184,000 | 630 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,911,000 | 2,045 |
| Other real estate owned | $130,000 | 1,196 |
| Goodwill and other intangibles | $295,000 | 2,418 |
| All other assets | $12,269,000 | 1,441 |
| Life insurance assets | $3,426,000 | 1,561 |
| Total liabilities and capital | $456,906,000 | 1,439 |
| Total liabilities | $421,498,000 | 1,399 |
| Total deposits | $347,351,000 | 1,522 |
| Interest-bearing deposits | $299,137,000 | 1,530 |
| Deposits held in domestic offices | $347,351,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,282,000 | 625 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,429,000 | 1,075 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,436,000 | 1,262 |
| Total equity capital | $35,408,000 | 1,890 |
| Total bank equity capital | $35,408,000 | 1,890 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,343,000 | 1,327 |
| Surplus | $12,313,000 | 2,101 |
| Undivided profits | $19,752,000 | 1,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,490,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,475,000 | 1,658 |
| Earning assets | $426,190,000 | 1,411 |
| Long-term assets (5+ years) | $73,638,000 | 1,392 |
| Average Assets, year-to-date | $438,221,400 | 1,419 |
| Average Assets, quarterly | $454,712,000 | 1,423 |
| Volatile liabilities | $112,718,000 | 1,334 |
| Insider loans | $2,276,000 | 2,745 |
| FHLB advances | $38,429,000 | 1,007 |
| Loans and leases held for sale | $216,000 | 1,468 |
| Unused loan commitments | $72,136,000 | 1,353 |
| Tier 1 (core) risk-based capital | $35,660,000 | 1,766 |
| Tier 2 risk-based capital | $4,478,000 | 1,153 |
| Total risk weighted assets | $354,612,000 | 1,376 |
| Total unused commitments | $72,136,000 | 1,353 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 141 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $452,518,000 | 1,436 |
| Cash and due from depository institutions | $11,765,000 | 1,234 |
| Interest-bearing balances | $16,000 | 6,152 |
| Securities | $80,360,000 | 1,518 |
| Federal funds sold & reverse repurchase agreements | $5,230,000 | 2,366 |
| Net loans & leases | $338,702,000 | 1,343 |
| Loan loss allowance | $3,459,000 | 1,517 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,721,000 | 2,083 |
| Other real estate owned | $25,000 | 1,234 |
| Goodwill and other intangibles | $295,000 | 2,426 |
| All other assets | $10,420,000 | 1,673 |
| Life insurance assets | $3,395,000 | 1,535 |
| Total liabilities and capital | $452,518,000 | 1,436 |
| Total liabilities | $415,504,000 | 1,407 |
| Total deposits | $364,112,000 | 1,415 |
| Interest-bearing deposits | $310,307,000 | 1,440 |
| Deposits held in domestic offices | $364,112,000 | 1,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,238,000 | 946 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,500,000 | 1,276 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,654,000 | 1,459 |
| Total equity capital | $37,014,000 | 1,784 |
| Total bank equity capital | $37,014,000 | 1,784 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,343,000 | 1,316 |
| Surplus | $12,308,000 | 2,069 |
| Undivided profits | $21,363,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,372,000 | 1,715 |
| Earning assets | $424,308,000 | 1,409 |
| Long-term assets (5+ years) | $66,297,000 | 1,498 |
| Average Assets, year-to-date | $433,550,250 | 1,448 |
| Average Assets, quarterly | $444,936,000 | 1,444 |
| Volatile liabilities | $112,887,000 | 1,324 |
| Insider loans | $2,323,000 | 2,666 |
| FHLB advances | $32,500,000 | 1,191 |
| Loans and leases held for sale | $198,000 | 1,503 |
| Unused loan commitments | $77,359,000 | 1,304 |
| Tier 1 (core) risk-based capital | $37,320,000 | 1,679 |
| Tier 2 risk-based capital | $3,459,000 | 1,495 |
| Total risk weighted assets | $346,586,000 | 1,399 |
| Total unused commitments | $77,359,000 | 1,305 |
| Derivatives | $1,600,000 | 789 |
| 2006-06-30 | Rank | |
| # of Employees: | 154 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $437,354,000 | 1,471 |
| Cash and due from depository institutions | $13,453,000 | 1,117 |
| Interest-bearing balances | $16,000 | 6,170 |
| Securities | $78,418,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $2,498,000 | 3,352 |
| Net loans & leases | $326,518,000 | 1,371 |
| Loan loss allowance | $3,216,000 | 1,605 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,583,000 | 2,082 |
| Other real estate owned | $39,000 | 1,117 |
| Goodwill and other intangibles | $295,000 | 2,435 |
| All other assets | $10,550,000 | 1,638 |
| Life insurance assets | $3,376,000 | 1,501 |
| Total liabilities and capital | $437,354,000 | 1,471 |
| Total liabilities | $401,918,000 | 1,438 |
| Total deposits | $335,139,000 | 1,544 |
| Interest-bearing deposits | $291,584,000 | 1,517 |
| Deposits held in domestic offices | $335,139,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,413,000 | 698 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $37,000,000 | 1,163 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,366,000 | 1,429 |
| Total equity capital | $35,436,000 | 1,798 |
| Total bank equity capital | $35,436,000 | 1,798 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,343,000 | 1,305 |
| Surplus | $12,303,000 | 2,028 |
| Undivided profits | $19,790,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,021 |
| Income earned, not collected on loans | $2,058,000 | 1,787 |
| Earning assets | $407,450,000 | 1,447 |
| Long-term assets (5+ years) | $55,616,000 | 1,688 |
| Average Assets, year-to-date | $427,227,670 | 1,473 |
| Average Assets, quarterly | $429,021,000 | 1,483 |
| Volatile liabilities | $125,921,000 | 1,198 |
| Insider loans | $2,224,000 | 2,692 |
| FHLB advances | $37,000,000 | 1,082 |
| Loans and leases held for sale | $111,000 | 1,632 |
| Unused loan commitments | $67,838,000 | 1,452 |
| Tier 1 (core) risk-based capital | $36,503,000 | 1,685 |
| Tier 2 risk-based capital | $3,216,000 | 1,581 |
| Total risk weighted assets | $336,905,000 | 1,413 |
| Total unused commitments | $67,838,000 | 1,454 |
| Derivatives | $1,636,000 | 765 |
| 2006-03-31 | Rank | |
| # of Employees: | 150 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $420,688,000 | 1,510 |
| Cash and due from depository institutions | $11,219,000 | 1,130 |
| Interest-bearing balances | $39,000 | 5,755 |
| Securities | $77,248,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $3,403,000 | 3,370 |
| Net loans & leases | $312,442,000 | 1,393 |
| Loan loss allowance | $3,106,000 | 1,630 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,586,000 | 2,034 |
| Other real estate owned | $39,000 | 1,130 |
| Goodwill and other intangibles | $295,000 | 2,424 |
| All other assets | $10,456,000 | 1,619 |
| Life insurance assets | $3,347,000 | 1,467 |
| Total liabilities and capital | $420,688,000 | 1,510 |
| Total liabilities | $385,966,000 | 1,483 |
| Total deposits | $322,322,000 | 1,581 |
| Interest-bearing deposits | $281,041,000 | 1,548 |
| Deposits held in domestic offices | $322,322,000 | 1,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,156,000 | 713 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,000,000 | 1,135 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,488,000 | 1,394 |
| Total equity capital | $34,722,000 | 1,814 |
| Total bank equity capital | $34,722,000 | 1,814 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,343,000 | 1,295 |
| Surplus | $12,297,000 | 1,966 |
| Undivided profits | $19,082,000 | 1,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,995,000 | 1,750 |
| Earning assets | $393,132,000 | 1,482 |
| Long-term assets (5+ years) | $42,965,000 | 1,996 |
| Average Assets, year-to-date | $422,164,500 | 1,484 |
| Average Assets, quarterly | $422,164,500 | 1,484 |
| Volatile liabilities | $109,401,000 | 1,282 |
| Insider loans | $2,290,000 | 2,617 |
| FHLB advances | $37,000,000 | 1,064 |
| Loans and leases held for sale | $632,000 | 1,025 |
| Unused loan commitments | $59,017,000 | 1,611 |
| Tier 1 (core) risk-based capital | $35,386,000 | 1,702 |
| Tier 2 risk-based capital | $3,106,000 | 1,592 |
| Total risk weighted assets | $323,825,000 | 1,430 |
| Total unused commitments | $59,017,000 | 1,611 |
| Derivatives | $4,397,000 | 611 |
| 2005-12-31 | Rank | |
| # of Employees: | 140 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $423,641,000 | 1,476 |
| Cash and due from depository institutions | $14,262,000 | 1,211 |
| Interest-bearing balances | $20,000 | 6,168 |
| Securities | $76,672,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $9,134,000 | 1,498 |
| Net loans & leases | $307,661,000 | 1,398 |
| Loan loss allowance | $3,028,000 | 1,651 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,614,000 | 2,005 |
| Other real estate owned | $0 | 1,211 |
| Goodwill and other intangibles | $295,000 | 2,419 |
| All other assets | $10,003,000 | 1,673 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $423,641,000 | 1,476 |
| Total liabilities | $389,479,000 | 1,447 |
| Total deposits | $322,458,000 | 1,553 |
| Interest-bearing deposits | $276,077,000 | 1,548 |
| Deposits held in domestic offices | $322,458,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,544,000 | 795 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,000,000 | 998 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,477,000 | 1,385 |
| Total equity capital | $34,162,000 | 1,814 |
| Total bank equity capital | $34,162,000 | 1,814 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,343,000 | 1,282 |
| Surplus | $12,291,000 | 1,920 |
| Undivided profits | $18,528,000 | 1,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 2,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,928,000 | 1,819 |
| Earning assets | $393,487,000 | 1,449 |
| Long-term assets (5+ years) | $43,639,000 | 1,949 |
| Average Assets, year-to-date | $411,947,200 | 1,463 |
| Average Assets, quarterly | $422,215,000 | 1,469 |
| Volatile liabilities | $112,995,000 | 1,228 |
| Insider loans | $2,388,000 | 2,507 |
| FHLB advances | $44,000,000 | 917 |
| Loans and leases held for sale | $319,000 | 1,303 |
| Unused loan commitments | $58,742,000 | 1,557 |
| Tier 1 (core) risk-based capital | $34,465,000 | 1,718 |
| Tier 2 risk-based capital | $3,028,000 | 1,609 |
| Total risk weighted assets | $319,459,000 | 1,421 |
| Total unused commitments | $58,742,000 | 1,557 |
| Derivatives | $3,064,000 | 618 |
| 2005-09-30 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $420,789,000 | 1,456 |
| Cash and due from depository institutions | $14,268,000 | 1,141 |
| Interest-bearing balances | $517,000 | 3,387 |
| Securities | $80,442,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $996,000 | 4,636 |
| Net loans & leases | $309,370,000 | 1,356 |
| Loan loss allowance | $3,008,000 | 1,623 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,553,000 | 1,990 |
| Other real estate owned | $56,000 | 1,141 |
| Goodwill and other intangibles | $295,000 | 2,391 |
| All other assets | $9,809,000 | 1,652 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $420,789,000 | 1,456 |
| Total liabilities | $387,529,000 | 1,426 |
| Total deposits | $296,063,000 | 1,661 |
| Interest-bearing deposits | $252,147,000 | 1,654 |
| Deposits held in domestic offices | $296,063,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,552,000 | 525 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,000,000 | 927 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,914,000 | 1,542 |
| Total equity capital | $33,260,000 | 1,842 |
| Total bank equity capital | $33,260,000 | 1,842 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,343,000 | 1,251 |
| Surplus | $12,291,000 | 1,865 |
| Undivided profits | $17,626,000 | 1,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,544,000 | 1,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 617 |
| Income earned, not collected on loans | $1,797,000 | 1,887 |
| Earning assets | $391,325,000 | 1,428 |
| Long-term assets (5+ years) | $38,414,000 | 2,148 |
| Average Assets, year-to-date | $409,023,750 | 1,462 |
| Average Assets, quarterly | $412,800,000 | 1,474 |
| Volatile liabilities | $127,849,000 | 1,070 |
| Insider loans | $2,398,000 | 2,481 |
| FHLB advances | $49,000,000 | 847 |
| Loans and leases held for sale | $774,000 | 1,064 |
| Unused loan commitments | $67,456,000 | 1,369 |
| Tier 1 (core) risk-based capital | $33,271,000 | 1,742 |
| Tier 2 risk-based capital | $3,008,000 | 1,586 |
| Total risk weighted assets | $318,305,000 | 1,391 |
| Total unused commitments | $67,456,000 | 1,369 |
| Derivatives | $4,798,000 | 572 |
| 2005-06-30 | Rank | |
| # of Employees: | 147 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $404,811,000 | 1,501 |
| Cash and due from depository institutions | $10,407,000 | 1,134 |
| Interest-bearing balances | $14,000 | 6,323 |
| Securities | $81,386,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $3,558,000 | 2,658 |
| Net loans & leases | $294,485,000 | 1,386 |
| Loan loss allowance | $2,912,000 | 1,656 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,263,000 | 2,050 |
| Other real estate owned | $0 | 1,134 |
| Goodwill and other intangibles | $372,000 | 2,260 |
| All other assets | $9,340,000 | 1,672 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $404,811,000 | 1,501 |
| Total liabilities | $371,794,000 | 1,469 |
| Total deposits | $289,155,000 | 1,661 |
| Interest-bearing deposits | $246,295,000 | 1,658 |
| Deposits held in domestic offices | $289,155,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,730,000 | 598 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,000,000 | 933 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,909,000 | 1,455 |
| Total equity capital | $33,017,000 | 1,812 |
| Total bank equity capital | $33,017,000 | 1,812 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,343,000 | 1,232 |
| Surplus | $12,291,000 | 1,820 |
| Undivided profits | $17,383,000 | 1,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 607 |
| Income earned, not collected on loans | $1,656,000 | 1,857 |
| Earning assets | $379,443,000 | 1,464 |
| Long-term assets (5+ years) | $33,515,000 | 2,389 |
| Average Assets, year-to-date | $405,102,000 | 1,464 |
| Average Assets, quarterly | $402,850,500 | 1,490 |
| Volatile liabilities | $109,351,000 | 1,188 |
| Insider loans | $2,332,000 | 2,497 |
| FHLB advances | $49,000,000 | 857 |
| Loans and leases held for sale | $337,000 | 1,376 |
| Unused loan commitments | $56,670,000 | 1,540 |
| Tier 1 (core) risk-based capital | $32,530,000 | 1,732 |
| Tier 2 risk-based capital | $2,912,000 | 1,610 |
| Total risk weighted assets | $300,702,000 | 1,431 |
| Total unused commitments | $56,670,000 | 1,540 |
| Derivatives | $5,262,000 | 514 |
| 2005-03-31 | Rank | |
| # of Employees: | 138 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $400,890,000 | 1,499 |
| Cash and due from depository institutions | $10,045,000 | 1,200 |
| Interest-bearing balances | $16,000 | 6,326 |
| Securities | $83,580,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $8,792,000 | 1,418 |
| Net loans & leases | $283,448,000 | 1,403 |
| Loan loss allowance | $2,841,000 | 1,666 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,274,000 | 2,030 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $449,000 | 2,153 |
| All other assets | $9,302,000 | 1,667 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $400,890,000 | 1,499 |
| Total liabilities | $368,824,000 | 1,458 |
| Total deposits | $291,760,000 | 1,632 |
| Interest-bearing deposits | $250,812,000 | 1,598 |
| Deposits held in domestic offices | $291,760,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,300,000 | 648 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,000,000 | 896 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,764,000 | 1,500 |
| Total equity capital | $32,066,000 | 1,803 |
| Total bank equity capital | $32,066,000 | 1,803 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,343,000 | 1,225 |
| Surplus | $12,287,000 | 1,769 |
| Undivided profits | $16,436,000 | 1,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 615 |
| Income earned, not collected on loans | $1,695,000 | 1,764 |
| Earning assets | $375,836,000 | 1,456 |
| Long-term assets (5+ years) | $46,549,000 | 1,937 |
| Average Assets, year-to-date | $405,247,500 | 1,463 |
| Average Assets, quarterly | $405,247,500 | 1,463 |
| Volatile liabilities | $99,046,000 | 1,235 |
| Insider loans | $2,407,000 | 2,396 |
| FHLB advances | $49,000,000 | 822 |
| Loans and leases held for sale | $544,000 | 1,141 |
| Unused loan commitments | $53,307,000 | 1,559 |
| Tier 1 (core) risk-based capital | $32,052,000 | 1,726 |
| Tier 2 risk-based capital | $2,841,000 | 1,616 |
| Total risk weighted assets | $292,657,000 | 1,438 |
| Total unused commitments | $53,307,000 | 1,559 |
| Derivatives | $2,398,000 | 569 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $409,605,000 | 1,452 |
| Cash and due from depository institutions | $12,584,000 | 1,283 |
| Interest-bearing balances | $17,000 | 6,284 |
| Securities | $80,931,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $19,567,000 | 583 |
| Net loans & leases | $281,867,000 | 1,400 |
| Loan loss allowance | $2,820,000 | 1,647 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,324,000 | 1,996 |
| Other real estate owned | $72,000 | 1,283 |
| Goodwill and other intangibles | $526,000 | 2,061 |
| All other assets | $8,734,000 | 1,733 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $409,605,000 | 1,452 |
| Total liabilities | $377,273,000 | 1,417 |
| Total deposits | $305,907,000 | 1,531 |
| Interest-bearing deposits | $255,093,000 | 1,550 |
| Deposits held in domestic offices | $305,907,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,216,000 | 786 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $49,000,000 | 921 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,150,000 | 1,337 |
| Total equity capital | $32,332,000 | 1,791 |
| Total bank equity capital | $32,332,000 | 1,791 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,343,000 | 1,208 |
| Surplus | $12,283,000 | 1,747 |
| Undivided profits | $16,706,000 | 1,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 581 |
| Income earned, not collected on loans | $1,554,000 | 1,902 |
| Earning assets | $382,382,000 | 1,423 |
| Long-term assets (5+ years) | $34,249,000 | 2,458 |
| Average Assets, year-to-date | $386,464,600 | 1,456 |
| Average Assets, quarterly | $400,150,000 | 1,467 |
| Volatile liabilities | $91,549,000 | 1,297 |
| Insider loans | $2,159,000 | 2,594 |
| FHLB advances | $49,000,000 | 838 |
| Loans and leases held for sale | $546,000 | 1,100 |
| Unused loan commitments | $47,005,000 | 1,671 |
| Tier 1 (core) risk-based capital | $31,463,000 | 1,730 |
| Tier 2 risk-based capital | $2,820,000 | 1,609 |
| Total risk weighted assets | $288,978,000 | 1,441 |
| Total unused commitments | $47,005,000 | 1,671 |
| Derivatives | $2,731,000 | 535 |
| 2004-09-30 | Rank | |
| # of Employees: | 130 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $390,695,000 | 1,506 |
| Cash and due from depository institutions | $9,516,000 | 1,312 |
| Interest-bearing balances | $19,000 | 6,324 |
| Securities | $81,758,000 | 1,539 |
| Federal funds sold & reverse repurchase agreements | $3,983,000 | 2,518 |
| Net loans & leases | $280,993,000 | 1,363 |
| Loan loss allowance | $2,823,000 | 1,639 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,407,000 | 1,920 |
| Other real estate owned | $0 | 1,312 |
| Goodwill and other intangibles | $609,000 | 1,951 |
| All other assets | $8,429,000 | 1,725 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $390,695,000 | 1,506 |
| Total liabilities | $358,467,000 | 1,473 |
| Total deposits | $288,504,000 | 1,600 |
| Interest-bearing deposits | $245,248,000 | 1,606 |
| Deposits held in domestic offices | $288,504,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,117,000 | 712 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $45,000,000 | 962 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,846,000 | 1,452 |
| Total equity capital | $32,228,000 | 1,778 |
| Total bank equity capital | $32,228,000 | 1,778 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,343,000 | 1,194 |
| Surplus | $12,283,000 | 1,718 |
| Undivided profits | $16,602,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,310,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,006 |
| Income earned, not collected on loans | $1,611,000 | 1,889 |
| Earning assets | $366,753,000 | 1,466 |
| Long-term assets (5+ years) | $41,308,000 | 2,161 |
| Average Assets, year-to-date | $380,679,500 | 1,479 |
| Average Assets, quarterly | $386,134,500 | 1,496 |
| Volatile liabilities | $84,997,000 | 1,330 |
| Insider loans | $2,329,000 | 2,420 |
| FHLB advances | $45,000,000 | 876 |
| Loans and leases held for sale | $1,199,000 | 810 |
| Unused loan commitments | $57,553,000 | 1,401 |
| Tier 1 (core) risk-based capital | $31,029,000 | 1,733 |
| Tier 2 risk-based capital | $2,823,000 | 1,583 |
| Total risk weighted assets | $284,977,000 | 1,441 |
| Total unused commitments | $57,553,000 | 1,403 |
| Derivatives | $3,499,000 | 521 |
| 2004-06-30 | Rank | |
| # of Employees: | 134 | 1,274 |
| Assets and Liabilities | ||
| Total Assets: | $381,574,000 | 1,512 |
| Cash and due from depository institutions | $12,748,000 | 1,274 |
| Interest-bearing balances | $16,000 | 6,385 |
| Securities | $78,551,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $536,000 | 4,981 |
| Net loans & leases | $275,280,000 | 1,361 |
| Loan loss allowance | $2,850,000 | 1,608 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,388,000 | 1,898 |
| Other real estate owned | $0 | 1,274 |
| Goodwill and other intangibles | $693,000 | 1,861 |
| All other assets | $8,378,000 | 1,740 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $381,574,000 | 1,512 |
| Total liabilities | $350,459,000 | 1,476 |
| Total deposits | $286,633,000 | 1,597 |
| Interest-bearing deposits | $244,358,000 | 1,587 |
| Deposits held in domestic offices | $286,633,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,397,000 | 855 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $45,000,000 | 972 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,429,000 | 1,529 |
| Total equity capital | $31,115,000 | 1,747 |
| Total bank equity capital | $31,115,000 | 1,747 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,343,000 | 1,191 |
| Surplus | $12,283,000 | 1,672 |
| Undivided profits | $15,489,000 | 1,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,368,000 | 2,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,064 |
| Income earned, not collected on loans | $1,494,000 | 1,902 |
| Earning assets | $354,383,000 | 1,486 |
| Long-term assets (5+ years) | $53,180,000 | 1,834 |
| Average Assets, year-to-date | $377,341,000 | 1,488 |
| Average Assets, quarterly | $378,469,000 | 1,506 |
| Volatile liabilities | $88,222,000 | 1,273 |
| Insider loans | $2,129,000 | 2,556 |
| FHLB advances | $45,000,000 | 890 |
| Loans and leases held for sale | $559,000 | 1,135 |
| Unused loan commitments | $60,005,000 | 1,344 |
| Tier 1 (core) risk-based capital | $30,520,000 | 1,706 |
| Tier 2 risk-based capital | $2,850,000 | 1,542 |
| Total risk weighted assets | $279,047,000 | 1,432 |
| Total unused commitments | $60,005,000 | 1,345 |
| Derivatives | $2,444,000 | 542 |
| 2004-03-31 | Rank | |
| # of Employees: | 130 | 1,318 |
| Assets and Liabilities | ||
| Total Assets: | $375,364,000 | 1,508 |
| Cash and due from depository institutions | $10,864,000 | 1,318 |
| Interest-bearing balances | $14,000 | 6,527 |
| Securities | $80,755,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $1,836,000 | 4,769 |
| Net loans & leases | $267,843,000 | 1,367 |
| Loan loss allowance | $2,777,000 | 1,647 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,459,000 | 1,832 |
| Other real estate owned | $0 | 1,318 |
| Goodwill and other intangibles | $776,000 | 1,786 |
| All other assets | $7,831,000 | 1,742 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $375,364,000 | 1,508 |
| Total liabilities | $343,495,000 | 1,485 |
| Total deposits | $279,216,000 | 1,624 |
| Interest-bearing deposits | $240,108,000 | 1,615 |
| Deposits held in domestic offices | $279,216,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,675,000 | 690 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,000,000 | 990 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,604,000 | 1,594 |
| Total equity capital | $31,869,000 | 1,752 |
| Total bank equity capital | $31,869,000 | 1,752 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,343,000 | 1,182 |
| Surplus | $12,280,000 | 1,646 |
| Undivided profits | $16,246,000 | 2,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,091 |
| Income earned, not collected on loans | $1,665,000 | 1,663 |
| Earning assets | $350,448,000 | 1,489 |
| Long-term assets (5+ years) | $31,464,000 | 2,671 |
| Average Assets, year-to-date | $375,224,500 | 1,498 |
| Average Assets, quarterly | $375,224,500 | 1,498 |
| Volatile liabilities | $87,661,000 | 1,205 |
| Insider loans | $2,129,000 | 2,517 |
| FHLB advances | $40,000,000 | 895 |
| Loans and leases held for sale | $604,000 | 1,211 |
| Unused loan commitments | $51,737,000 | 1,461 |
| Tier 1 (core) risk-based capital | $29,986,000 | 1,725 |
| Tier 2 risk-based capital | $2,777,000 | 1,571 |
| Total risk weighted assets | $271,535,000 | 1,431 |
| Total unused commitments | $51,737,000 | 1,465 |
| Derivatives | $2,010,000 | 565 |
| 2003-12-31 | Rank | |
| # of Employees: | 133 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $375,085,000 | 1,514 |
| Cash and due from depository institutions | $14,308,000 | 1,285 |
| Interest-bearing balances | $614,000 | 3,421 |
| Securities | $77,838,000 | 1,706 |
| Federal funds sold & reverse repurchase agreements | $1,628,000 | 4,343 |
| Net loans & leases | $266,704,000 | 1,358 |
| Loan loss allowance | $2,732,000 | 1,672 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,518,000 | 1,798 |
| Other real estate owned | $270,000 | 1,285 |
| Goodwill and other intangibles | $859,000 | 1,714 |
| All other assets | $7,960,000 | 1,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,085,000 | 1,514 |
| Total liabilities | $342,949,000 | 1,483 |
| Total deposits | $289,223,000 | 1,547 |
| Interest-bearing deposits | $249,233,000 | 1,533 |
| Deposits held in domestic offices | $289,223,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,294,000 | 1,043 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,015 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,432,000 | 1,610 |
| Total equity capital | $32,136,000 | 1,698 |
| Total bank equity capital | $32,136,000 | 1,698 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,343,000 | 1,186 |
| Surplus | $12,276,000 | 1,616 |
| Undivided profits | $16,517,000 | 1,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,024 |
| Income earned, not collected on loans | $1,614,000 | 1,799 |
| Earning assets | $346,784,000 | 1,489 |
| Long-term assets (5+ years) | $47,456,000 | 1,999 |
| Average Assets, year-to-date | $368,627,800 | 1,479 |
| Average Assets, quarterly | $372,028,500 | 1,514 |
| Volatile liabilities | $79,715,000 | 1,334 |
| Insider loans | $2,130,000 | 2,493 |
| FHLB advances | $40,000,000 | 912 |
| Loans and leases held for sale | $331,000 | 1,307 |
| Unused loan commitments | $59,447,000 | 1,271 |
| Tier 1 (core) risk-based capital | $30,372,000 | 1,684 |
| Tier 2 risk-based capital | $2,732,000 | 1,577 |
| Total risk weighted assets | $270,582,000 | 1,428 |
| Total unused commitments | $59,447,000 | 1,273 |
| Derivatives | $863,000 | 573 |
| 2003-09-30 | Rank | |
| # of Employees: | 130 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $368,972,000 | 1,537 |
| Cash and due from depository institutions | $11,027,000 | 1,336 |
| Interest-bearing balances | $16,000 | 6,508 |
| Securities | $76,104,000 | 1,729 |
| Federal funds sold & reverse repurchase agreements | $5,776,000 | 2,338 |
| Net loans & leases | $260,740,000 | 1,376 |
| Loan loss allowance | $2,770,000 | 1,667 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,620,000 | 1,737 |
| Other real estate owned | $724,000 | 1,336 |
| Goodwill and other intangibles | $936,000 | 1,647 |
| All other assets | $8,045,000 | 1,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,972,000 | 1,537 |
| Total liabilities | $337,048,000 | 1,514 |
| Total deposits | $285,974,000 | 1,566 |
| Interest-bearing deposits | $244,984,000 | 1,561 |
| Deposits held in domestic offices | $285,974,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,297,000 | 931 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,095 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,777,000 | 1,523 |
| Total equity capital | $31,924,000 | 1,714 |
| Total bank equity capital | $31,924,000 | 1,714 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,343,000 | 1,178 |
| Surplus | $12,276,000 | 1,592 |
| Undivided profits | $16,305,000 | 1,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,638,000 | 1,872 |
| Earning assets | $342,636,000 | 1,507 |
| Long-term assets (5+ years) | $44,259,000 | 2,071 |
| Average Assets, year-to-date | $367,013,500 | 1,502 |
| Average Assets, quarterly | $369,248,000 | 1,522 |
| Volatile liabilities | $77,506,000 | 1,326 |
| Insider loans | $2,125,000 | 2,462 |
| FHLB advances | $35,000,000 | 992 |
| Loans and leases held for sale | $1,155,000 | 1,072 |
| Unused loan commitments | $49,179,000 | 1,478 |
| Tier 1 (core) risk-based capital | $30,045,000 | 1,707 |
| Tier 2 risk-based capital | $2,770,000 | 1,561 |
| Total risk weighted assets | $264,806,000 | 1,445 |
| Total unused commitments | $49,179,000 | 1,484 |
| Derivatives | $1,826,000 | 539 |
| 2003-06-30 | Rank | |
| # of Employees: | 135 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $369,524,000 | 1,511 |
| Cash and due from depository institutions | $12,861,000 | 1,276 |
| Interest-bearing balances | $17,000 | 6,522 |
| Securities | $74,881,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $2,131,000 | 4,687 |
| Net loans & leases | $265,263,000 | 1,332 |
| Loan loss allowance | $2,791,000 | 1,623 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,542,000 | 1,739 |
| Other real estate owned | $324,000 | 1,276 |
| Goodwill and other intangibles | $1,014,000 | 1,556 |
| All other assets | $7,508,000 | 1,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,524,000 | 1,511 |
| Total liabilities | $337,486,000 | 1,484 |
| Total deposits | $284,274,000 | 1,559 |
| Interest-bearing deposits | $245,583,000 | 1,549 |
| Deposits held in domestic offices | $284,274,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,440,000 | 977 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $39,000,000 | 1,005 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,772,000 | 1,571 |
| Total equity capital | $32,038,000 | 1,710 |
| Total bank equity capital | $32,038,000 | 1,710 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,343,000 | 1,164 |
| Surplus | $12,276,000 | 1,557 |
| Undivided profits | $16,419,000 | 1,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,337,000 | 1,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $419,000 | 462 |
| Income earned, not collected on loans | $1,714,000 | 1,676 |
| Earning assets | $342,292,000 | 1,485 |
| Long-term assets (5+ years) | $28,792,000 | 2,726 |
| Average Assets, year-to-date | $366,360,670 | 1,490 |
| Average Assets, quarterly | $365,587,500 | 1,515 |
| Volatile liabilities | $72,353,000 | 1,381 |
| Insider loans | $2,175,000 | 2,428 |
| FHLB advances | $39,000,000 | 909 |
| Loans and leases held for sale | $935,000 | 1,484 |
| Unused loan commitments | $42,924,000 | 1,616 |
| Tier 1 (core) risk-based capital | $29,606,000 | 1,692 |
| Tier 2 risk-based capital | $2,791,000 | 1,511 |
| Total risk weighted assets | $266,931,000 | 1,409 |
| Total unused commitments | $42,924,000 | 1,624 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $361,651,000 | 1,516 |
| Cash and due from depository institutions | $11,362,000 | 1,309 |
| Interest-bearing balances | $419,000 | 3,993 |
| Securities | $76,082,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $8,690,000 | 1,976 |
| Net loans & leases | $254,149,000 | 1,368 |
| Loan loss allowance | $2,815,000 | 1,589 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,602,000 | 1,690 |
| Other real estate owned | $90,000 | 1,309 |
| Goodwill and other intangibles | $1,091,000 | 1,482 |
| All other assets | $4,585,000 | 2,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,651,000 | 1,516 |
| Total liabilities | $330,112,000 | 1,496 |
| Total deposits | $274,899,000 | 1,598 |
| Interest-bearing deposits | $239,255,000 | 1,588 |
| Deposits held in domestic offices | $274,899,000 | 1,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,277,000 | 897 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $40,000,000 | 941 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,936,000 | 1,538 |
| Total equity capital | $31,539,000 | 1,691 |
| Total bank equity capital | $31,539,000 | 1,691 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,343,000 | 1,165 |
| Surplus | $12,273,000 | 1,529 |
| Undivided profits | $15,923,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,180,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $408,000 | 443 |
| Income earned, not collected on loans | $1,750,000 | 1,687 |
| Earning assets | $339,340,000 | 1,476 |
| Long-term assets (5+ years) | $31,339,000 | 2,475 |
| Average Assets, year-to-date | $364,779,000 | 1,478 |
| Average Assets, quarterly | $364,779,000 | 1,478 |
| Volatile liabilities | $73,228,000 | 1,344 |
| Insider loans | $2,070,000 | 2,478 |
| FHLB advances | $40,000,000 | 844 |
| Loans and leases held for sale | $1,074,000 | 1,287 |
| Unused loan commitments | $39,855,000 | 1,662 |
| Tier 1 (core) risk-based capital | $29,272,000 | 1,685 |
| Tier 2 risk-based capital | $2,815,000 | 1,477 |
| Total risk weighted assets | $256,260,000 | 1,445 |
| Total unused commitments | $39,855,000 | 1,672 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 133 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $367,907,000 | 1,462 |
| Cash and due from depository institutions | $15,504,000 | 1,257 |
| Interest-bearing balances | $19,000 | 6,378 |
| Securities | $76,171,000 | 1,617 |
| Federal funds sold & reverse repurchase agreements | $11,826,000 | 1,216 |
| Net loans & leases | $253,027,000 | 1,368 |
| Loan loss allowance | $2,702,000 | 1,619 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,416,000 | 1,717 |
| Other real estate owned | $0 | 1,257 |
| Goodwill and other intangibles | $1,169,000 | 1,432 |
| All other assets | $4,794,000 | 2,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,907,000 | 1,462 |
| Total liabilities | $336,657,000 | 1,441 |
| Total deposits | $275,485,000 | 1,550 |
| Interest-bearing deposits | $237,303,000 | 1,559 |
| Deposits held in domestic offices | $275,485,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,040,000 | 756 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $40,000,000 | 943 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,132,000 | 1,435 |
| Total equity capital | $31,250,000 | 1,673 |
| Total bank equity capital | $31,250,000 | 1,673 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,343,000 | 1,149 |
| Surplus | $12,270,000 | 1,495 |
| Undivided profits | $15,637,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,146,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,716,000 | 1,814 |
| Earning assets | $341,043,000 | 1,445 |
| Long-term assets (5+ years) | $36,835,000 | 2,164 |
| Average Assets, year-to-date | $347,823,200 | 1,461 |
| Average Assets, quarterly | $357,629,000 | 1,486 |
| Volatile liabilities | $76,563,000 | 1,291 |
| Insider loans | $5,201,000 | 977 |
| FHLB advances | $40,000,000 | 837 |
| Loans and leases held for sale | $791,000 | 1,417 |
| Unused loan commitments | $46,048,000 | 1,440 |
| Tier 1 (core) risk-based capital | $28,818,000 | 1,677 |
| Tier 2 risk-based capital | $2,702,000 | 1,500 |
| Total risk weighted assets | $255,619,000 | 1,416 |
| Total unused commitments | $46,048,000 | 1,441 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 126 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $340,339,000 | 1,491 |
| Cash and due from depository institutions | $15,077,000 | 1,306 |
| Interest-bearing balances | $25,000 | 6,154 |
| Securities | $83,364,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $713,000 | 6,209 |
| Net loans & leases | $229,504,000 | 1,452 |
| Loan loss allowance | $2,597,000 | 1,575 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,588,000 | 1,586 |
| Other real estate owned | $90,000 | 1,306 |
| Goodwill and other intangibles | $1,459,000 | 1,244 |
| All other assets | $4,544,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,339,000 | 1,491 |
| Total liabilities | $311,381,000 | 1,464 |
| Total deposits | $258,967,000 | 1,553 |
| Interest-bearing deposits | $223,810,000 | 1,564 |
| Deposits held in domestic offices | $258,967,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,389,000 | 753 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,000,000 | 1,055 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,025,000 | 1,452 |
| Total equity capital | $28,958,000 | 1,686 |
| Total bank equity capital | $28,958,000 | 1,686 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,343,000 | 1,145 |
| Surplus | $12,270,000 | 1,424 |
| Undivided profits | $13,345,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,935,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,432 |
| Income earned, not collected on loans | $1,844,000 | 1,800 |
| Earning assets | $313,606,000 | 1,474 |
| Long-term assets (5+ years) | $52,916,000 | 1,637 |
| Average Assets, year-to-date | $326,237,000 | 1,471 |
| Average Assets, quarterly | $331,331,000 | 1,509 |
| Volatile liabilities | $54,620,000 | 1,627 |
| Insider loans | $4,374,000 | 1,127 |
| FHLB advances | $30,000,000 | 953 |
| Loans and leases held for sale | $452,000 | 1,433 |
| Unused loan commitments | $40,012,000 | 1,495 |
| Tier 1 (core) risk-based capital | $26,895,000 | 1,694 |
| Tier 2 risk-based capital | $2,597,000 | 1,465 |
| Total risk weighted assets | $248,308,000 | 1,389 |
| Total unused commitments | $40,012,000 | 1,499 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 129 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $320,937,000 | 1,493 |
| Cash and due from depository institutions | $14,146,000 | 1,267 |
| Interest-bearing balances | $19,000 | 6,017 |
| Securities | $70,752,000 | 1,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $224,518,000 | 1,425 |
| Loan loss allowance | $2,593,000 | 1,496 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,029,000 | 1,421 |
| Other real estate owned | $98,000 | 1,267 |
| Goodwill and other intangibles | $1,817,000 | 1,104 |
| All other assets | $3,577,000 | 2,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,937,000 | 1,493 |
| Total liabilities | $293,271,000 | 1,480 |
| Total deposits | $247,398,000 | 1,544 |
| Interest-bearing deposits | $215,170,000 | 1,555 |
| Deposits held in domestic offices | $247,398,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,959,000 | 644 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,200,000 | 1,511 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,714,000 | 1,227 |
| Total equity capital | $27,666,000 | 1,680 |
| Total bank equity capital | $27,666,000 | 1,680 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,343,000 | 1,143 |
| Surplus | $12,270,000 | 1,390 |
| Undivided profits | $12,053,000 | 2,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,232,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 615 |
| Income earned, not collected on loans | $1,484,000 | 1,762 |
| Earning assets | $295,289,000 | 1,488 |
| Long-term assets (5+ years) | $44,207,000 | 1,802 |
| Average Assets, year-to-date | $314,242,000 | 1,455 |
| Average Assets, quarterly | $319,910,000 | 1,482 |
| Volatile liabilities | $72,625,000 | 1,279 |
| Insider loans | $4,848,000 | 993 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $170,000 | 1,229 |
| Unused loan commitments | $35,576,000 | 1,514 |
| Tier 1 (core) risk-based capital | $25,603,000 | 1,712 |
| Tier 2 risk-based capital | $2,593,000 | 1,397 |
| Total risk weighted assets | $237,129,300 | 1,378 |
| Total unused commitments | $35,576,000 | 1,515 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 135 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $307,551,000 | 1,537 |
| Cash and due from depository institutions | $16,417,000 | 1,238 |
| Interest-bearing balances | $17,000 | 6,101 |
| Securities | $63,365,000 | 1,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $215,310,000 | 1,413 |
| Loan loss allowance | $2,286,000 | 1,628 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,436,000 | 1,301 |
| Other real estate owned | $70,000 | 1,238 |
| Goodwill and other intangibles | $2,157,000 | 1,030 |
| All other assets | $3,796,000 | 2,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,551,000 | 1,537 |
| Total liabilities | $282,619,000 | 1,505 |
| Total deposits | $233,790,000 | 1,615 |
| Interest-bearing deposits | $203,077,000 | 1,605 |
| Deposits held in domestic offices | $233,790,000 | 1,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,920,000 | 716 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,321 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,909,000 | 1,394 |
| Total equity capital | $24,932,000 | 1,779 |
| Total bank equity capital | $24,932,000 | 1,779 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,343,000 | 1,155 |
| Surplus | $12,270,000 | 1,358 |
| Undivided profits | $9,319,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 1,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,326 |
| Income earned, not collected on loans | $1,433,000 | 1,515 |
| Earning assets | $278,692,000 | 1,556 |
| Long-term assets (5+ years) | $47,515,000 | 1,777 |
| Average Assets, year-to-date | $288,826,400 | 1,561 |
| Average Assets, quarterly | $302,380,000 | 1,538 |
| Volatile liabilities | $61,569,000 | 1,387 |
| Insider loans | $12,251,000 | 325 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $50,000 | 1,429 |
| Unused loan commitments | $38,966,000 | 1,442 |
| Tier 1 (core) risk-based capital | $23,576,000 | 1,858 |
| Tier 2 risk-based capital | $2,286,000 | 1,494 |
| Total risk weighted assets | $229,122,600 | 1,357 |
| Total unused commitments | $38,966,000 | 1,444 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 130 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $280,280,000 | 1,646 |
| Cash and due from depository institutions | $14,068,000 | 1,283 |
| Interest-bearing balances | $43,000 | 5,634 |
| Securities | $56,917,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $9,223,000 | 1,864 |
| Net loans & leases | $188,745,000 | 1,488 |
| Loan loss allowance | $2,159,000 | 1,642 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,134,000 | 1,307 |
| Other real estate owned | $56,000 | 1,283 |
| Goodwill and other intangibles | $2,480,000 | 910 |
| All other assets | $2,657,000 | 2,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,280,000 | 1,646 |
| Total liabilities | $255,125,000 | 1,616 |
| Total deposits | $226,646,000 | 1,659 |
| Interest-bearing deposits | $195,076,000 | 1,654 |
| Deposits held in domestic offices | $226,646,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,688,000 | 743 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,800,000 | 2,109 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,991,000 | 1,435 |
| Total equity capital | $25,155,000 | 1,765 |
| Total bank equity capital | $25,155,000 | 1,765 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,343,000 | 1,112 |
| Surplus | $12,270,000 | 1,287 |
| Undivided profits | $9,542,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 716 |
| Income earned, not collected on loans | $1,289,000 | 1,693 |
| Earning assets | $254,928,000 | 1,667 |
| Long-term assets (5+ years) | $31,795,000 | 2,271 |
| Average Assets, year-to-date | $271,177,200 | 1,594 |
| Average Assets, quarterly | $276,418,000 | 1,632 |
| Volatile liabilities | $44,240,000 | 1,552 |
| Insider loans | $7,470,000 | 547 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $956,000 | 1,071 |
| Unused loan commitments | $32,815,000 | 1,558 |
| Tier 1 (core) risk-based capital | $22,216,000 | 1,909 |
| Tier 2 risk-based capital | $2,159,000 | 1,512 |
| Total risk weighted assets | $193,601,400 | 1,488 |
| Total unused commitments | $32,815,000 | 1,562 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 124 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $263,624,000 | 1,730 |
| Cash and due from depository institutions | $9,542,000 | 1,425 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $54,256,000 | 2,129 |
| Federal funds sold & reverse repurchase agreements | $4,616,000 | 2,890 |
| Net loans & leases | $184,195,000 | 1,524 |
| Loan loss allowance | $1,990,000 | 1,800 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,473,000 | 1,428 |
| Other real estate owned | $50,000 | 1,425 |
| Goodwill and other intangibles | $2,767,000 | 807 |
| All other assets | $2,725,000 | 2,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,624,000 | 1,730 |
| Total liabilities | $239,742,000 | 1,707 |
| Total deposits | $215,188,000 | 1,752 |
| Interest-bearing deposits | $189,523,000 | 1,705 |
| Deposits held in domestic offices | $215,188,000 | 1,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,079,000 | 839 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,400,000 | 1,890 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,075,000 | 1,438 |
| Total equity capital | $23,882,000 | 1,868 |
| Total bank equity capital | $23,882,000 | 1,868 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,343,000 | 1,089 |
| Surplus | $12,270,000 | 1,286 |
| Undivided profits | $8,269,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 841 |
| Income earned, not collected on loans | $1,349,000 | 1,642 |
| Earning assets | $243,088,000 | 1,717 |
| Long-term assets (5+ years) | $32,395,000 | 1,967 |
| Average Assets, year-to-date | $255,505,800 | 1,703 |
| Average Assets, quarterly | $261,364,000 | 1,731 |
| Volatile liabilities | $42,708,000 | 1,611 |
| Insider loans | $6,057,000 | 659 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $31,405,000 | 1,520 |
| Tier 1 (core) risk-based capital | $20,767,000 | 2,048 |
| Tier 2 risk-based capital | $1,990,000 | 1,543 |
| Total risk weighted assets | $183,909,200 | 1,526 |
| Total unused commitments | $31,405,000 | 1,522 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 117 | 1,605 |
| Assets and Liabilities | ||
| Total Assets: | $251,282,000 | 1,857 |
| Cash and due from depository institutions | $13,745,000 | 1,605 |
| Interest-bearing balances | $10,000 | 6,204 |
| Securities | $57,165,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $172,931,000 | 1,667 |
| Loan loss allowance | $2,031,000 | 1,872 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,769,000 | 2,103 |
| Other real estate owned | $135,000 | 1,605 |
| Goodwill and other intangibles | $727,000 | 1,461 |
| All other assets | $2,810,000 | 2,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,282,000 | 1,857 |
| Total liabilities | $229,918,000 | 1,839 |
| Total deposits | $206,645,000 | 1,882 |
| Interest-bearing deposits | $183,549,000 | 1,818 |
| Deposits held in domestic offices | $206,645,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,671,000 | 954 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,400,000 | 1,768 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,202,000 | 1,403 |
| Total equity capital | $21,364,000 | 2,097 |
| Total bank equity capital | $21,364,000 | 2,097 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,343,000 | 1,140 |
| Surplus | $12,270,000 | 1,346 |
| Undivided profits | $5,751,000 | 4,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,259,000 | 1,759 |
| Earning assets | $230,106,000 | 1,862 |
| Long-term assets (5+ years) | $32,687,000 | 1,848 |
| Average Assets, year-to-date | $245,680,800 | 1,826 |
| Average Assets, quarterly | $250,389,500 | 1,850 |
| Volatile liabilities | $32,817,000 | 1,932 |
| Insider loans | $5,433,000 | 792 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,259,000 | 1,910 |
| Tier 1 (core) risk-based capital | $20,461,000 | 2,105 |
| Tier 2 risk-based capital | $2,031,000 | 1,561 |
| Total risk weighted assets | $175,707,400 | 1,641 |
| Total unused commitments | $22,259,000 | 1,923 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 120 | 1,602 |
| Assets and Liabilities | ||
| Total Assets: | $244,195,000 | 1,923 |
| Cash and due from depository institutions | $10,704,000 | 1,602 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $55,281,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $170,842,000 | 1,678 |
| Loan loss allowance | $1,836,000 | 2,091 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,891,000 | 1,984 |
| Other real estate owned | $5,000 | 1,602 |
| Goodwill and other intangibles | $814,000 | 1,285 |
| All other assets | $2,658,000 | 2,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,195,000 | 1,923 |
| Total liabilities | $223,184,000 | 1,895 |
| Total deposits | $194,563,000 | 2,024 |
| Interest-bearing deposits | $171,846,000 | 1,971 |
| Deposits held in domestic offices | $194,563,000 | 2,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,387,000 | 784 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,000,000 | 1,816 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,234,000 | 1,438 |
| Total equity capital | $21,011,000 | 2,120 |
| Total bank equity capital | $21,011,000 | 2,120 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,343,000 | 1,158 |
| Surplus | $12,270,000 | 1,344 |
| Undivided profits | $5,398,000 | 4,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 627 |
| Income earned, not collected on loans | $1,274,000 | 1,769 |
| Earning assets | $226,143,000 | 1,894 |
| Long-term assets (5+ years) | $26,191,000 | 2,035 |
| Average Assets, year-to-date | $237,548,600 | 1,899 |
| Average Assets, quarterly | $239,709,500 | 1,939 |
| Volatile liabilities | $37,757,000 | 1,568 |
| Insider loans | $5,471,000 | 813 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,797,000 | 2,154 |
| Tier 1 (core) risk-based capital | $19,759,000 | 2,169 |
| Tier 2 risk-based capital | $1,836,000 | 1,717 |
| Total risk weighted assets | $178,659,100 | 1,595 |
| Total unused commitments | $17,797,000 | 2,165 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 120 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $237,296,000 | 1,938 |
| Cash and due from depository institutions | $9,339,000 | 1,657 |
| Interest-bearing balances | $93,000 | 5,823 |
| Securities | $56,346,000 | 2,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $163,563,000 | 1,720 |
| Loan loss allowance | $1,859,000 | 2,107 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,130,000 | 1,806 |
| Other real estate owned | $25,000 | 1,657 |
| Goodwill and other intangibles | $900,000 | 1,131 |
| All other assets | $2,993,000 | 2,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,296,000 | 1,938 |
| Total liabilities | $218,124,000 | 1,918 |
| Total deposits | $187,580,000 | 2,067 |
| Interest-bearing deposits | $165,429,000 | 2,001 |
| Deposits held in domestic offices | $187,580,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,873,000 | 809 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 1,914 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,671,000 | 1,425 |
| Total equity capital | $19,172,000 | 2,151 |
| Total bank equity capital | $19,172,000 | 2,151 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,343,000 | 1,164 |
| Surplus | $12,270,000 | 1,281 |
| Undivided profits | $3,559,000 | 5,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,510,000 | 1,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 593 |
| Income earned, not collected on loans | $1,127,000 | 1,745 |
| Earning assets | $220,002,000 | 1,907 |
| Long-term assets (5+ years) | $23,106,000 | 2,270 |
| Average Assets, year-to-date | $233,222,600 | 1,913 |
| Average Assets, quarterly | $236,878,500 | 1,925 |
| Volatile liabilities | $38,631,000 | 1,505 |
| Insider loans | $3,700,000 | 1,131 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,999,000 | 2,360 |
| Tier 1 (core) risk-based capital | $18,700,000 | 2,200 |
| Tier 2 risk-based capital | $1,859,000 | 1,688 |
| Total risk weighted assets | $177,919,200 | 1,566 |
| Total unused commitments | $14,999,000 | 2,373 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $125,535,000 | 3,601 |
| Cash and due from depository institutions | $5,500,000 | 3,334 |
| Interest-bearing balances | $10,000 | 7,430 |
| Securities | $24,539,000 | 5,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $92,174,000 | 2,792 |
| Loan loss allowance | $1,024,000 | 3,609 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,159,000 | 3,376 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,163,000 | 5,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,535,000 | 3,601 |
| Total liabilities | $115,978,000 | 3,557 |
| Total deposits | $103,204,000 | 3,772 |
| Interest-bearing deposits | $91,061,000 | 3,688 |
| Deposits held in domestic offices | $103,204,000 | 3,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,328,000 | 1,236 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000,000 | 1,650 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,446,000 | 2,355 |
| Total equity capital | $9,557,000 | 4,259 |
| Total bank equity capital | $9,557,000 | 4,259 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,600,000 | 2,581 |
| Surplus | $5,400,000 | 2,510 |
| Undivided profits | $2,557,000 | 6,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 6,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,758 |
| Income earned, not collected on loans | $513,000 | 3,600 |
| Earning assets | $116,723,000 | 3,544 |
| Long-term assets (5+ years) | $13,781,000 | 3,507 |
| Average Assets, year-to-date | $118,233,200 | 3,733 |
| Average Assets, quarterly | $124,809,000 | 3,599 |
| Volatile liabilities | $17,320,000 | 2,691 |
| Insider loans | $3,703,000 | 1,115 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,854,000 | 2,912 |
| Tier 1 (core) risk-based capital | $9,557,000 | 4,172 |
| Tier 2 risk-based capital | $1,024,000 | 2,819 |
| Total risk weighted assets | $96,770,600 | 2,693 |
| Total unused commitments | $10,854,000 | 2,932 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $114,398,000 | 4,013 |
| Cash and due from depository institutions | $6,519,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,289,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $74,712,000 | 3,438 |
| Loan loss allowance | $888,000 | 4,121 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,102,000 | 3,445 |
| Other real estate owned | $17,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,059,000 | 6,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,398,000 | 4,013 |
| Total liabilities | $105,020,000 | 4,005 |
| Total deposits | $99,575,000 | 4,032 |
| Interest-bearing deposits | $87,484,000 | 4,025 |
| Deposits held in domestic offices | $99,575,000 | 4,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,191,000 | 1,503 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,254,000 | 2,732 |
| Total equity capital | $9,378,000 | 4,134 |
| Total bank equity capital | $9,378,000 | 4,134 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,600,000 | 2,680 |
| Surplus | $5,400,000 | 2,415 |
| Undivided profits | $2,378,000 | 6,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 10,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $459,000 | 4,438 |
| Earning assets | $104,701,000 | 4,010 |
| Long-term assets (5+ years) | $17,821,000 | 2,833 |
| Average Assets, year-to-date | $115,344,000 | 3,897 |
| Average Assets, quarterly | $116,387,500 | 3,916 |
| Volatile liabilities | $8,887,000 | 4,482 |
| Insider loans | $177,000 | 4,260 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,667,000 | 2,499 |
| Tier 1 (core) risk-based capital | $9,378,000 | 4,064 |
| Tier 2 risk-based capital | $888,000 | 3,230 |
| Total risk weighted assets | $79,875,800 | 3,278 |
| Total unused commitments | $12,667,000 | 2,518 |
| Derivatives | $0 | 651 |