Home > Mid-Valley Bank > Income and Expense

Mid-Valley Bank, Income and Expense

2006-03-31 (YTD Data)		Rank
Total interest income	$1,719,000	4,509
Total interest expense	$543,000	4,881
Net interest income	$1,176,000	4,208
Provision for loan and lease losses	$50,000	3,099
Total noninterest income	$64,000	6,504
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$32,000	5,806
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$1,246,000	3,365
Salaries and employee benefits	$538,000	4,070
Premises and equipment expense	$176,000	3,331
Additional noninterest expense	$532,000	2,411
Pre-tax net operating income	$-56,000	8,383
Securities gains (losses)	$0	955
Applicable income taxes	$47,000	4,563
Income before extraordinary items	$-103,000	8,463
Extraordinary gains, net	$0	21
Net income	$-103,000	8,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$60,000	377
Net operating income	$-103,000	8,449
2005-12-31 (YTD Data)		Rank
Total interest income	$6,354,000	4,451
Total interest expense	$1,582,000	5,102
Net interest income	$4,772,000	4,096
Provision for loan and lease losses	$164,000	3,980
Total noninterest income	$245,000	6,710
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$86,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$159,000	5,623
Total noninterest expense	$3,836,000	3,995
Salaries and employee benefits	$2,063,000	4,037
Premises and equipment expense	$585,000	3,735
Additional noninterest expense	$1,188,000	3,898
Pre-tax net operating income	$1,017,000	5,317
Securities gains (losses)	$-13,000	7,637
Applicable income taxes	$357,000	3,873
Income before extraordinary items	$647,000	5,827
Extraordinary gains, net	$0	46
Net income	$647,000	5,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,213
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$18,000	861
Net operating income	$655,320	5,774
2005-09-30 (YTD Data)		Rank
Total interest income	$4,598,000	4,517
Total interest expense	$1,139,000	5,077
Net interest income	$3,459,000	4,180
Provision for loan and lease losses	$119,000	3,915
Total noninterest income	$168,000	6,911
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	6,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$108,000	5,816
Total noninterest expense	$2,858,000	3,980
Salaries and employee benefits	$1,540,000	4,011
Premises and equipment expense	$436,000	3,729
Additional noninterest expense	$882,000	3,868
Pre-tax net operating income	$650,000	5,807
Securities gains (losses)	$-13,000	8,007
Applicable income taxes	$227,000	4,235
Income before extraordinary items	$410,000	6,313
Extraordinary gains, net	$0	35
Net income	$410,000	6,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,559
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$18,000	696
Net operating income	$418,320	6,235
2005-06-30 (YTD Data)		Rank
Total interest income	$2,933,000	4,577
Total interest expense	$712,000	5,096
Net interest income	$2,221,000	4,275
Provision for loan and lease losses	$52,000	4,495
Total noninterest income	$116,000	6,819
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$38,000	6,682
Trading account gains and fees	$0	116
Additional Noninterest Income	$78,000	5,666
Total noninterest expense	$2,002,000	3,808
Salaries and employee benefits	$1,076,000	3,870
Premises and equipment expense	$285,000	3,771
Additional noninterest expense	$641,000	3,611
Pre-tax net operating income	$283,000	6,690
Securities gains (losses)	$-13,000	8,228
Applicable income taxes	$99,000	4,823
Income before extraordinary items	$171,000	7,155
Extraordinary gains, net	$0	30
Net income	$171,000	7,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$179,320	7,061
2005-03-31 (YTD Data)		Rank
Total interest income	$1,431,000	4,626
Total interest expense	$290,000	5,571
Net interest income	$1,141,000	4,219
Provision for loan and lease losses	$52,000	3,132
Total noninterest income	$44,000	7,259
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$16,000	6,882
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$995,000	3,860
Salaries and employee benefits	$546,000	3,830
Premises and equipment expense	$133,000	4,011
Additional noninterest expense	$316,000	3,640
Pre-tax net operating income	$138,000	6,718
Securities gains (losses)	$-13,000	8,592
Applicable income taxes	$46,000	4,870
Income before extraordinary items	$79,000	7,257
Extraordinary gains, net	$0	24
Net income	$79,000	7,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$87,320	7,077
2004-12-31 (YTD Data)		Rank
Total interest income	$5,421,000	4,585
Total interest expense	$1,022,000	5,585
Net interest income	$4,399,000	4,185
Provision for loan and lease losses	$134,000	4,450
Total noninterest income	$262,000	6,675
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$85,000	6,695
Trading account gains and fees	$0	138
Additional Noninterest Income	$177,000	5,360
Total noninterest expense	$3,342,000	4,329
Salaries and employee benefits	$1,918,000	4,130
Premises and equipment expense	$392,000	4,829
Additional noninterest expense	$1,032,000	4,223
Pre-tax net operating income	$1,185,000	4,827
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$429,000	3,595
Income before extraordinary items	$761,000	5,385
Extraordinary gains, net	$0	34
Net income	$761,000	5,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,079
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$60,000	717
Net operating income	$757,800	5,319
2004-09-30 (YTD Data)		Rank
Total interest income	$3,995,000	4,622
Total interest expense	$769,000	5,562
Net interest income	$3,226,000	4,257
Provision for loan and lease losses	$131,000	3,845
Total noninterest income	$199,000	6,684
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$67,000	6,680
Trading account gains and fees	$0	134
Additional Noninterest Income	$132,000	5,388
Total noninterest expense	$2,435,000	4,399
Salaries and employee benefits	$1,381,000	4,238
Premises and equipment expense	$290,000	4,862
Additional noninterest expense	$764,000	4,226
Pre-tax net operating income	$859,000	5,003
Securities gains (losses)	$14,000	2,518
Applicable income taxes	$317,000	3,694
Income before extraordinary items	$556,000	5,551
Extraordinary gains, net	$0	26
Net income	$556,000	5,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	4,217
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$60,000	570
Net operating income	$547,040	5,524
2004-06-30 (YTD Data)		Rank
Total interest income	$2,628,000	4,672
Total interest expense	$492,000	5,694
Net interest income	$2,136,000	4,282
Provision for loan and lease losses	$131,000	2,969
Total noninterest income	$141,000	6,599
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$45,000	6,684
Trading account gains and fees	$0	130
Additional Noninterest Income	$96,000	5,236
Total noninterest expense	$1,543,000	4,576
Salaries and employee benefits	$900,000	4,318
Premises and equipment expense	$190,000	4,934
Additional noninterest expense	$453,000	4,656
Pre-tax net operating income	$603,000	4,820
Securities gains (losses)	$17,000	2,130
Applicable income taxes	$226,000	3,556
Income before extraordinary items	$394,000	5,352
Extraordinary gains, net	$0	21
Net income	$394,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$60,000	455
Net operating income	$383,120	5,334
2004-03-31 (YTD Data)		Rank
Total interest income	$1,274,000	4,796
Total interest expense	$239,000	5,827
Net interest income	$1,035,000	4,378
Provision for loan and lease losses	$52,000	3,247
Total noninterest income	$71,000	6,540
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$23,000	6,604
Trading account gains and fees	$0	121
Additional Noninterest Income	$48,000	5,207
Total noninterest expense	$763,000	4,631
Salaries and employee benefits	$455,000	4,315
Premises and equipment expense	$96,000	4,925
Additional noninterest expense	$212,000	4,869
Pre-tax net operating income	$291,000	4,876
Securities gains (losses)	$6,000	2,267
Applicable income taxes	$113,000	3,576
Income before extraordinary items	$184,000	5,540
Extraordinary gains, net	$0	16
Net income	$184,000	5,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$60,000	296
Net operating income	$180,160	5,471
2003-12-31 (YTD Data)		Rank
Total interest income	$4,619,000	5,157
Total interest expense	$1,188,000	5,598
Net interest income	$3,431,000	4,861
Provision for loan and lease losses	$125,000	4,861
Total noninterest income	$253,000	6,924
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$76,000	6,964
Trading account gains and fees	$0	160
Additional Noninterest Income	$177,000	5,534
Total noninterest expense	$2,795,000	4,840
Salaries and employee benefits	$1,580,000	4,684
Premises and equipment expense	$320,000	5,465
Additional noninterest expense	$895,000	4,648
Pre-tax net operating income	$764,000	5,810
Securities gains (losses)	$395,000	885
Applicable income taxes	$394,000	3,819
Income before extraordinary items	$765,000	5,347
Extraordinary gains, net	$0	54
Net income	$765,000	5,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,364
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$2,269,000	325
Net operating income	$504,300	6,163
2003-09-30 (YTD Data)		Rank
Total interest income	$3,432,000	5,246
Total interest expense	$925,000	5,616
Net interest income	$2,507,000	4,955
Provision for loan and lease losses	$103,000	4,618
Total noninterest income	$197,000	6,900
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$54,000	7,102
Trading account gains and fees	$0	153
Additional Noninterest Income	$143,000	5,434
Total noninterest expense	$1,984,000	5,011
Salaries and employee benefits	$1,087,000	4,952
Premises and equipment expense	$235,000	5,523
Additional noninterest expense	$662,000	4,666
Pre-tax net operating income	$617,000	5,804
Securities gains (losses)	$385,000	812
Applicable income taxes	$341,000	3,694
Income before extraordinary items	$661,000	5,142
Extraordinary gains, net	$0	40
Net income	$661,000	5,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$2,263,000	227
Net operating income	$406,900	6,138
2003-06-30 (YTD Data)		Rank
Total interest income	$2,246,000	5,338
Total interest expense	$642,000	5,617
Net interest income	$1,604,000	5,108
Provision for loan and lease losses	$65,000	4,607
Total noninterest income	$120,000	7,061
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$31,000	7,289
Trading account gains and fees	$0	150
Additional Noninterest Income	$89,000	5,537
Total noninterest expense	$1,268,000	5,145
Salaries and employee benefits	$700,000	5,086
Premises and equipment expense	$142,000	5,830
Additional noninterest expense	$426,000	4,785
Pre-tax net operating income	$391,000	5,925
Securities gains (losses)	$307,000	794
Applicable income taxes	$266,000	3,445
Income before extraordinary items	$432,000	5,201
Extraordinary gains, net	$0	30
Net income	$432,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$2,227,000	142
Net operating income	$235,520	6,447
2003-03-31 (YTD Data)		Rank
Total interest income	$1,092,000	5,477
Total interest expense	$331,000	5,627
Net interest income	$761,000	5,270
Provision for loan and lease losses	$31,000	4,417
Total noninterest income	$58,000	7,077
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,374
Trading account gains and fees	$0	134
Additional Noninterest Income	$44,000	5,509
Total noninterest expense	$586,000	5,421
Salaries and employee benefits	$343,000	5,165
Premises and equipment expense	$57,000	6,435
Additional noninterest expense	$186,000	5,230
Pre-tax net operating income	$202,000	5,818
Securities gains (losses)	$0	2,891
Applicable income taxes	$67,000	4,650
Income before extraordinary items	$135,000	6,269
Extraordinary gains, net	$0	21
Net income	$135,000	6,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$1,117,000	97
Net operating income	$135,000	6,099
2002-12-31 (YTD Data)		Rank
Total interest income	$4,158,000	5,783
Total interest expense	$1,476,000	5,774
Net interest income	$2,682,000	5,676
Provision for loan and lease losses	$153,000	4,883
Total noninterest income	$218,000	7,131
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$67,000	7,191
Trading account gains and fees	$0	153
Additional Noninterest Income	$151,000	5,588
Total noninterest expense	$1,865,000	6,120
Salaries and employee benefits	$1,066,000	5,908
Premises and equipment expense	$215,000	6,592
Additional noninterest expense	$584,000	6,033
Pre-tax net operating income	$882,000	5,534
Securities gains (losses)	$0	4,537
Applicable income taxes	$291,000	4,503
Income before extraordinary items	$591,000	6,004
Extraordinary gains, net	$0	70
Net income	$591,000	6,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$591,000	5,861
2001-12-31 (YTD Data)		Rank
Total interest income	$3,854,000	6,471
Total interest expense	$1,834,000	6,364
Net interest income	$2,020,000	6,404
Provision for loan and lease losses	$161,000	4,630
Total noninterest income	$148,000	7,880
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$54,000	7,519
Trading account gains and fees	$0	177
Additional Noninterest Income	$94,000	6,569
Total noninterest expense	$1,561,000	6,658
Salaries and employee benefits	$813,000	6,720
Premises and equipment expense	$182,000	7,035
Additional noninterest expense	$566,000	6,053
Pre-tax net operating income	$446,000	6,765
Securities gains (losses)	$33,000	2,734
Applicable income taxes	$54,000	6,641
Income before extraordinary items	$426,000	6,423
Extraordinary gains, net	$0	105
Net income	$426,000	6,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$10,000	848
Net operating income	$396,630	6,467
2000-12-31 (YTD Data)		Rank
Total interest income	$2,941,000	7,479
Total interest expense	$1,561,000	7,038
Net interest income	$1,380,000	7,688
Provision for loan and lease losses	$87,000	5,609
Total noninterest income	$39,000	9,472
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,421
Total noninterest expense	$1,166,000	7,586
Salaries and employee benefits	$622,000	7,580
Premises and equipment expense	$137,000	7,794
Additional noninterest expense	$407,000	7,093
Pre-tax net operating income	$166,000	8,519
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$166,000	8,311
Extraordinary gains, net	$0	38
Net income	$166,000	8,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,720
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$166,000	8,315
1999-12-31 (YTD Data)		Rank
Total interest income	$1,569,000	8,976
Total interest expense	$725,000	8,887
Net interest income	$844,000	8,973
Provision for loan and lease losses	$121,000	4,708
Total noninterest income	$17,000	9,989
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	8,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	9,868
Total noninterest expense	$782,000	8,783
Salaries and employee benefits	$409,000	8,836
Premises and equipment expense	$117,000	8,301
Additional noninterest expense	$256,000	8,505
Pre-tax net operating income	$-42,000	9,478
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-42,000	9,503
Extraordinary gains, net	$0	35
Net income	$-42,000	9,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$85,000	807
Net operating income	$-42,000	9,477
1998-12-31 (YTD Data)		Rank
Total interest income	$72,000	10,426
Total interest expense	$27,000	10,373
Net interest income	$45,000	10,423
Provision for loan and lease losses	$18,000	7,833
Total noninterest income	$20,000	10,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	9,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	9,525
Total noninterest expense	$367,000	10,128
Salaries and employee benefits	$73,000	10,402
Premises and equipment expense	$19,000	10,320
Additional noninterest expense	$275,000	8,356
Pre-tax net operating income	$-320,000	10,085
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-320,000	10,131
Extraordinary gains, net	$0	32
Net income	$-320,000	10,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$3,964,000	282
Net operating income	$-320,000	10,102

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.