Home > Mid Valley Bank > Income and Expense
Mid Valley Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,152,000 | 3,071 |
| Total interest expense | $1,736,000 | 4,462 |
| Net interest income | $7,416,000 | 2,609 |
| Provision for loan and lease losses | $1,018,000 | 1,165 |
| Total noninterest income | $1,147,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $561,000 | 2,834 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $586,000 | 3,305 |
| Total noninterest expense | $7,546,000 | 2,088 |
| Salaries and employee benefits | $4,513,000 | 1,909 |
| Premises and equipment expense | $739,000 | 2,946 |
| Additional noninterest expense | $2,294,000 | 2,104 |
| Pre-tax net operating income | $-1,000 | 8,539 |
| Securities gains (losses) | $232,000 | 1,232 |
| Applicable income taxes | $-85,000 | 8,932 |
| Income before extraordinary items | $316,000 | 7,201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $316,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 9,096 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $84,000 | 8,198 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 3,089 |
| Total interest expense | $1,365,000 | 4,442 |
| Net interest income | $5,550,000 | 2,623 |
| Provision for loan and lease losses | $635,000 | 1,339 |
| Total noninterest income | $855,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $420,000 | 2,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 3,387 |
| Total noninterest expense | $4,625,000 | 2,545 |
| Salaries and employee benefits | $2,591,000 | 2,441 |
| Premises and equipment expense | $551,000 | 2,967 |
| Additional noninterest expense | $1,483,000 | 2,425 |
| Pre-tax net operating income | $1,145,000 | 4,215 |
| Securities gains (losses) | $254,000 | 1,074 |
| Applicable income taxes | $468,000 | 3,143 |
| Income before extraordinary items | $931,000 | 4,183 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $931,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 9,142 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $760,820 | 4,560 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 3,109 |
| Total interest expense | $957,000 | 4,391 |
| Net interest income | $3,648,000 | 2,671 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $556,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $274,000 | 2,852 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $282,000 | 3,421 |
| Total noninterest expense | $3,006,000 | 2,594 |
| Salaries and employee benefits | $1,685,000 | 2,487 |
| Premises and equipment expense | $367,000 | 2,965 |
| Additional noninterest expense | $954,000 | 2,474 |
| Pre-tax net operating income | $773,000 | 4,142 |
| Securities gains (losses) | $152,000 | 1,222 |
| Applicable income taxes | $308,000 | 3,199 |
| Income before extraordinary items | $617,000 | 4,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $617,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $515,160 | 4,512 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 3,140 |
| Total interest expense | $504,000 | 4,325 |
| Net interest income | $1,779,000 | 2,723 |
| Provision for loan and lease losses | $230,000 | 1,194 |
| Total noninterest income | $280,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $1,488,000 | 2,605 |
| Salaries and employee benefits | $848,000 | 2,482 |
| Premises and equipment expense | $186,000 | 2,926 |
| Additional noninterest expense | $454,000 | 2,550 |
| Pre-tax net operating income | $341,000 | 4,446 |
| Securities gains (losses) | $152,000 | 792 |
| Applicable income taxes | $167,000 | 3,022 |
| Income before extraordinary items | $326,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $225,680 | 4,796 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 2,979 |
| Total interest expense | $2,903,000 | 3,615 |
| Net interest income | $7,252,000 | 2,629 |
| Provision for loan and lease losses | $3,784,000 | 466 |
| Total noninterest income | $1,219,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $554,000 | 2,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $665,000 | 2,787 |
| Total noninterest expense | $6,186,000 | 2,392 |
| Salaries and employee benefits | $3,275,000 | 2,429 |
| Premises and equipment expense | $811,000 | 2,655 |
| Additional noninterest expense | $2,100,000 | 2,204 |
| Pre-tax net operating income | $-1,499,000 | 9,209 |
| Securities gains (losses) | $264,000 | 988 |
| Applicable income taxes | $-639,000 | 9,268 |
| Income before extraordinary items | $-596,000 | 9,072 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-596,000 | 9,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,015,000 | 371 |
| Cash dividends | $2,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-764,960 | 9,087 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,990,000 | 2,829 |
| Total interest expense | $5,244,000 | 3,031 |
| Net interest income | $6,746,000 | 2,655 |
| Provision for loan and lease losses | $2,659,000 | 555 |
| Total noninterest income | $981,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $586,000 | 2,482 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $395,000 | 3,561 |
| Total noninterest expense | $5,338,000 | 2,655 |
| Salaries and employee benefits | $2,959,000 | 2,540 |
| Premises and equipment expense | $753,000 | 2,781 |
| Additional noninterest expense | $1,626,000 | 2,681 |
| Pre-tax net operating income | $-270,000 | 9,003 |
| Securities gains (losses) | $664,000 | 526 |
| Applicable income taxes | $31,000 | 7,063 |
| Income before extraordinary items | $363,000 | 6,768 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $363,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 812 |
| Cash dividends | $2,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 615 |
| Net operating income | $-247,880 | 9,034 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,605,000 | 2,771 |
| Total interest expense | $5,388,000 | 3,099 |
| Net interest income | $7,217,000 | 2,460 |
| Provision for loan and lease losses | $310,000 | 2,759 |
| Total noninterest income | $1,256,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $637,000 | 2,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $619,000 | 2,588 |
| Total noninterest expense | $5,446,000 | 2,504 |
| Salaries and employee benefits | $3,088,000 | 2,316 |
| Premises and equipment expense | $715,000 | 2,832 |
| Additional noninterest expense | $1,643,000 | 2,590 |
| Pre-tax net operating income | $2,717,000 | 2,589 |
| Securities gains (losses) | $32,000 | 827 |
| Applicable income taxes | $944,000 | 2,233 |
| Income before extraordinary items | $1,805,000 | 2,795 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,805,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $428,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $-1,334,000 | 9,863 |
| Net operating income | $1,783,880 | 2,814 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 3,147 |
| Total interest expense | $3,848,000 | 3,710 |
| Net interest income | $6,402,000 | 2,743 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $905,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $463,000 | 2,823 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $442,000 | 3,199 |
| Total noninterest expense | $4,896,000 | 2,763 |
| Salaries and employee benefits | $2,713,000 | 2,595 |
| Premises and equipment expense | $666,000 | 2,989 |
| Additional noninterest expense | $1,517,000 | 2,835 |
| Pre-tax net operating income | $2,081,000 | 3,225 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $700,000 | 2,896 |
| Income before extraordinary items | $1,377,000 | 3,464 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,377,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 954 |
| Net operating income | $1,379,640 | 3,432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,320,000 | 3,441 |
| Total interest expense | $3,511,000 | 4,120 |
| Net interest income | $5,809,000 | 2,968 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $1,119,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $363,000 | 3,407 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $756,000 | 2,254 |
| Total noninterest expense | $4,676,000 | 2,776 |
| Salaries and employee benefits | $2,698,000 | 2,502 |
| Premises and equipment expense | $571,000 | 3,319 |
| Additional noninterest expense | $1,407,000 | 2,944 |
| Pre-tax net operating income | $1,967,000 | 3,387 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $652,000 | 3,195 |
| Income before extraordinary items | $1,309,000 | 3,670 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,309,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,563 |
| Cash dividends | $422,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 815 |
| Net operating income | $1,313,020 | 3,559 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,696,000 | 3,684 |
| Total interest expense | $3,431,000 | 4,207 |
| Net interest income | $5,265,000 | 3,306 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $951,000 | 3,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $607,000 | 2,452 |
| Total noninterest expense | $3,816,000 | 3,317 |
| Salaries and employee benefits | $2,311,000 | 2,865 |
| Premises and equipment expense | $409,000 | 4,377 |
| Additional noninterest expense | $1,096,000 | 3,607 |
| Pre-tax net operating income | $2,160,000 | 3,292 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $722,000 | 3,161 |
| Income before extraordinary items | $1,440,000 | 3,472 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,440,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 730 |
| Net operating income | $1,438,660 | 3,397 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 4,272 |
| Total interest expense | $2,817,000 | 5,050 |
| Net interest income | $4,697,000 | 3,754 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $1,096,000 | 2,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 2,169 |
| Total noninterest expense | $3,578,000 | 3,701 |
| Salaries and employee benefits | $2,159,000 | 3,090 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $1,000,000 | 4,408 |
| Pre-tax net operating income | $1,950,000 | 3,475 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $639,000 | 3,398 |
| Income before extraordinary items | $1,313,000 | 3,607 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,313,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 704 |
| Net operating income | $1,311,660 | 3,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 4,778 |
| Total interest expense | $2,493,000 | 5,586 |
| Net interest income | $4,127,000 | 4,208 |
| Provision for loan and lease losses | $132,000 | 3,911 |
| Total noninterest income | $870,000 | 3,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,739 |
| Total noninterest expense | $3,252,000 | 4,010 |
| Salaries and employee benefits | $1,992,000 | 3,318 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $922,000 | 4,668 |
| Pre-tax net operating income | $1,613,000 | 4,197 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $540,000 | 3,959 |
| Income before extraordinary items | $1,075,000 | 4,330 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,075,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 532 |
| Net operating income | $1,073,660 | 4,328 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 5,317 |
| Total interest expense | $1,810,000 | 6,042 |
| Net interest income | $3,597,000 | 4,828 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $2,848,000 | 4,613 |
| Salaries and employee benefits | $1,681,000 | 3,861 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $904,000 | 5,150 |
| Pre-tax net operating income | $1,227,000 | 5,159 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $811,000 | 5,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $811,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $2,000 | 8,908 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 875 |
| Net operating income | $811,000 | 5,368 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 6,184 |
| Total interest expense | $1,566,000 | 6,996 |
| Net interest income | $3,047,000 | 5,585 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $417,000 | 6,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,386,000 | 5,490 |
| Salaries and employee benefits | $1,418,000 | 4,495 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $738,000 | 6,308 |
| Pre-tax net operating income | $1,009,000 | 5,859 |
| Securities gains (losses) | $48,000 | 3,456 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $753,000 | 5,814 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $753,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $718,920 | 5,735 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,746 |
| Total interest expense | $1,871,000 | 7,419 |
| Net interest income | $2,757,000 | 6,112 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $2,062,000 | 6,220 |
| Salaries and employee benefits | $1,228,000 | 5,057 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $640,000 | 7,178 |
| Pre-tax net operating income | $910,000 | 6,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $614,000 | 6,480 |
| Extraordinary gains, net | $175,000 | 492 |
| Net income | $789,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $614,000 | 6,112 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.