Home > Mid-State Bank & Trust > Income and Expense
Mid-State Bank & Trust, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $37,224,000 | 324 |
| Total interest expense | $8,669,000 | 585 |
| Net interest income | $28,555,000 | 236 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $5,325,000 | 370 |
| Gross Fiduciary activities income | $410,000 | 317 |
| Service charges on deposit accounts | $2,604,000 | 178 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,311,000 | 451 |
| Total noninterest expense | $20,490,000 | 256 |
| Salaries and employee benefits | $11,900,000 | 222 |
| Premises and equipment expense | $3,251,000 | 217 |
| Additional noninterest expense | $5,339,000 | 320 |
| Pre-tax net operating income | $13,390,000 | 259 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,368,000 | 267 |
| Income before extraordinary items | $9,022,000 | 265 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,022,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 666 |
| Cash dividends | $4,020,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $9,022,000 | 263 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $145,795,000 | 309 |
| Total interest expense | $27,404,000 | 628 |
| Net interest income | $118,391,000 | 227 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $21,183,000 | 359 |
| Gross Fiduciary activities income | $1,484,000 | 324 |
| Service charges on deposit accounts | $10,168,000 | 180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,531,000 | 429 |
| Total noninterest expense | $81,813,000 | 248 |
| Salaries and employee benefits | $46,551,000 | 211 |
| Premises and equipment expense | $12,928,000 | 207 |
| Additional noninterest expense | $22,334,000 | 300 |
| Pre-tax net operating income | $57,761,000 | 241 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $20,523,000 | 233 |
| Income before extraordinary items | $37,206,000 | 257 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $37,206,000 | 256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $30,990,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $37,226,480 | 256 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $107,989,000 | 321 |
| Total interest expense | $19,317,000 | 656 |
| Net interest income | $88,672,000 | 240 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $15,874,000 | 374 |
| Gross Fiduciary activities income | $1,095,000 | 329 |
| Service charges on deposit accounts | $7,600,000 | 185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,179,000 | 443 |
| Total noninterest expense | $60,868,000 | 260 |
| Salaries and employee benefits | $35,021,000 | 221 |
| Premises and equipment expense | $9,727,000 | 216 |
| Additional noninterest expense | $16,120,000 | 314 |
| Pre-tax net operating income | $43,678,000 | 261 |
| Securities gains (losses) | $-42,000 | 8,127 |
| Applicable income taxes | $15,699,000 | 241 |
| Income before extraordinary items | $27,937,000 | 273 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $27,937,000 | 273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 8,561 |
| Cash dividends | $26,988,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $27,963,880 | 271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $70,765,000 | 323 |
| Total interest expense | $11,844,000 | 669 |
| Net interest income | $58,921,000 | 244 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $10,597,000 | 381 |
| Gross Fiduciary activities income | $707,000 | 338 |
| Service charges on deposit accounts | $5,049,000 | 186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,841,000 | 445 |
| Total noninterest expense | $40,452,000 | 262 |
| Salaries and employee benefits | $23,627,000 | 227 |
| Premises and equipment expense | $6,350,000 | 224 |
| Additional noninterest expense | $10,475,000 | 329 |
| Pre-tax net operating income | $29,066,000 | 262 |
| Securities gains (losses) | $-142,000 | 8,590 |
| Applicable income taxes | $10,291,000 | 252 |
| Income before extraordinary items | $18,633,000 | 279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,633,000 | 279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $23,014,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,723,880 | 275 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $34,736,000 | 322 |
| Total interest expense | $5,266,000 | 702 |
| Net interest income | $29,470,000 | 244 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,057,000 | 382 |
| Gross Fiduciary activities income | $337,000 | 344 |
| Service charges on deposit accounts | $2,487,000 | 183 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,233,000 | 464 |
| Total noninterest expense | $20,081,000 | 265 |
| Salaries and employee benefits | $11,570,000 | 229 |
| Premises and equipment expense | $3,160,000 | 225 |
| Additional noninterest expense | $5,351,000 | 314 |
| Pre-tax net operating income | $14,446,000 | 259 |
| Securities gains (losses) | $-171,000 | 8,703 |
| Applicable income taxes | $5,044,000 | 251 |
| Income before extraordinary items | $9,231,000 | 268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,231,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $9,028,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,342,150 | 264 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $128,326,000 | 309 |
| Total interest expense | $15,503,000 | 728 |
| Net interest income | $112,823,000 | 233 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $20,509,000 | 393 |
| Gross Fiduciary activities income | $1,212,000 | 360 |
| Service charges on deposit accounts | $9,384,000 | 193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,913,000 | 433 |
| Total noninterest expense | $75,576,000 | 270 |
| Salaries and employee benefits | $44,385,000 | 225 |
| Premises and equipment expense | $12,525,000 | 217 |
| Additional noninterest expense | $18,666,000 | 352 |
| Pre-tax net operating income | $57,756,000 | 246 |
| Securities gains (losses) | $87,000 | 743 |
| Applicable income taxes | $19,625,000 | 244 |
| Income before extraordinary items | $38,218,000 | 249 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $38,218,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,903,000 | 416 |
| Cash dividends | $38,995,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $38,160,580 | 247 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $94,059,000 | 310 |
| Total interest expense | $10,731,000 | 747 |
| Net interest income | $83,328,000 | 233 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $15,583,000 | 389 |
| Gross Fiduciary activities income | $912,000 | 353 |
| Service charges on deposit accounts | $7,094,000 | 188 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,577,000 | 432 |
| Total noninterest expense | $55,661,000 | 276 |
| Salaries and employee benefits | $32,574,000 | 230 |
| Premises and equipment expense | $9,139,000 | 225 |
| Additional noninterest expense | $13,948,000 | 350 |
| Pre-tax net operating income | $43,250,000 | 254 |
| Securities gains (losses) | $87,000 | 696 |
| Applicable income taxes | $14,673,000 | 255 |
| Income before extraordinary items | $28,664,000 | 254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $28,664,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,267,000 | 274 |
| Cash dividends | $29,942,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $28,606,580 | 252 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $61,136,000 | 306 |
| Total interest expense | $6,407,000 | 781 |
| Net interest income | $54,729,000 | 233 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $10,853,000 | 372 |
| Gross Fiduciary activities income | $569,000 | 366 |
| Service charges on deposit accounts | $4,720,000 | 184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,564,000 | 409 |
| Total noninterest expense | $37,035,000 | 271 |
| Salaries and employee benefits | $21,531,000 | 227 |
| Premises and equipment expense | $6,037,000 | 223 |
| Additional noninterest expense | $9,467,000 | 345 |
| Pre-tax net operating income | $28,547,000 | 243 |
| Securities gains (losses) | $87,000 | 617 |
| Applicable income taxes | $9,639,000 | 247 |
| Income before extraordinary items | $18,995,000 | 251 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,995,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 720 |
| Cash dividends | $21,322,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $18,937,580 | 248 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $29,483,000 | 307 |
| Total interest expense | $2,714,000 | 870 |
| Net interest income | $26,769,000 | 237 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $5,486,000 | 361 |
| Gross Fiduciary activities income | $299,000 | 357 |
| Service charges on deposit accounts | $2,345,000 | 182 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,842,000 | 380 |
| Total noninterest expense | $18,100,000 | 277 |
| Salaries and employee benefits | $10,926,000 | 229 |
| Premises and equipment expense | $2,950,000 | 228 |
| Additional noninterest expense | $4,224,000 | 365 |
| Pre-tax net operating income | $14,155,000 | 245 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $4,880,000 | 240 |
| Income before extraordinary items | $9,283,000 | 252 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,283,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 773 |
| Cash dividends | $8,672,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,277,720 | 250 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $109,936,000 | 303 |
| Total interest expense | $8,450,000 | 968 |
| Net interest income | $101,486,000 | 250 |
| Provision for loan and lease losses | $-2,700,000 | 8,952 |
| Total noninterest income | $27,790,000 | 313 |
| Gross Fiduciary activities income | $929,000 | 392 |
| Service charges on deposit accounts | $10,164,000 | 182 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,697,000 | 310 |
| Total noninterest expense | $79,007,000 | 263 |
| Salaries and employee benefits | $41,627,000 | 231 |
| Premises and equipment expense | $12,500,000 | 219 |
| Additional noninterest expense | $24,880,000 | 288 |
| Pre-tax net operating income | $52,969,000 | 249 |
| Securities gains (losses) | $475,000 | 472 |
| Applicable income taxes | $17,878,000 | 247 |
| Income before extraordinary items | $35,566,000 | 254 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $35,566,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-436,000 | 8,936 |
| Cash dividends | $25,854,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $35,247,750 | 251 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $81,093,000 | 305 |
| Total interest expense | $6,149,000 | 965 |
| Net interest income | $74,944,000 | 251 |
| Provision for loan and lease losses | $-2,700,000 | 9,005 |
| Total noninterest income | $22,123,000 | 301 |
| Gross Fiduciary activities income | $674,000 | 402 |
| Service charges on deposit accounts | $7,646,000 | 185 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,803,000 | 307 |
| Total noninterest expense | $60,678,000 | 259 |
| Salaries and employee benefits | $32,364,000 | 227 |
| Premises and equipment expense | $9,355,000 | 220 |
| Additional noninterest expense | $18,959,000 | 284 |
| Pre-tax net operating income | $39,089,000 | 249 |
| Securities gains (losses) | $475,000 | 440 |
| Applicable income taxes | $13,508,000 | 250 |
| Income before extraordinary items | $26,056,000 | 259 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $26,056,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-549,000 | 8,990 |
| Cash dividends | $19,856,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $25,742,500 | 255 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $52,857,000 | 305 |
| Total interest expense | $4,066,000 | 962 |
| Net interest income | $48,791,000 | 254 |
| Provision for loan and lease losses | $-2,700,000 | 9,061 |
| Total noninterest income | $14,800,000 | 302 |
| Gross Fiduciary activities income | $439,000 | 413 |
| Service charges on deposit accounts | $5,072,000 | 180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,289,000 | 304 |
| Total noninterest expense | $40,408,000 | 260 |
| Salaries and employee benefits | $21,823,000 | 223 |
| Premises and equipment expense | $6,204,000 | 217 |
| Additional noninterest expense | $12,381,000 | 279 |
| Pre-tax net operating income | $25,883,000 | 255 |
| Securities gains (losses) | $382,000 | 410 |
| Applicable income taxes | $8,975,000 | 254 |
| Income before extraordinary items | $17,290,000 | 265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,290,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-532,000 | 9,052 |
| Cash dividends | $6,593,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,037,880 | 255 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $26,237,000 | 314 |
| Total interest expense | $2,076,000 | 966 |
| Net interest income | $24,161,000 | 258 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,773,000 | 315 |
| Gross Fiduciary activities income | $215,000 | 414 |
| Service charges on deposit accounts | $2,553,000 | 178 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,005,000 | 311 |
| Total noninterest expense | $19,606,000 | 263 |
| Salaries and employee benefits | $10,679,000 | 229 |
| Premises and equipment expense | $3,109,000 | 223 |
| Additional noninterest expense | $5,818,000 | 284 |
| Pre-tax net operating income | $11,328,000 | 267 |
| Securities gains (losses) | $373,000 | 315 |
| Applicable income taxes | $3,900,000 | 279 |
| Income before extraordinary items | $7,801,000 | 280 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,801,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-521,000 | 9,096 |
| Cash dividends | $3,302,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,551,090 | 264 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $105,240,000 | 315 |
| Total interest expense | $9,699,000 | 920 |
| Net interest income | $95,541,000 | 249 |
| Provision for loan and lease losses | $-969,000 | 9,148 |
| Total noninterest income | $30,044,000 | 306 |
| Gross Fiduciary activities income | $666,000 | 473 |
| Service charges on deposit accounts | $9,254,000 | 200 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,124,000 | 294 |
| Total noninterest expense | $74,977,000 | 273 |
| Salaries and employee benefits | $39,020,000 | 246 |
| Premises and equipment expense | $11,563,000 | 239 |
| Additional noninterest expense | $24,394,000 | 290 |
| Pre-tax net operating income | $51,577,000 | 242 |
| Securities gains (losses) | $40,000 | 2,704 |
| Applicable income taxes | $18,024,000 | 247 |
| Income before extraordinary items | $33,593,000 | 262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $33,593,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 1,184 |
| Cash dividends | $26,701,000 | 187 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $33,567,000 | 241 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $78,715,000 | 325 |
| Total interest expense | $7,559,000 | 919 |
| Net interest income | $71,156,000 | 256 |
| Provision for loan and lease losses | $260,000 | 2,790 |
| Total noninterest income | $22,817,000 | 312 |
| Gross Fiduciary activities income | $486,000 | 484 |
| Service charges on deposit accounts | $6,835,000 | 206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,496,000 | 305 |
| Total noninterest expense | $55,029,000 | 276 |
| Salaries and employee benefits | $28,363,000 | 259 |
| Premises and equipment expense | $8,642,000 | 238 |
| Additional noninterest expense | $18,024,000 | 297 |
| Pre-tax net operating income | $38,684,000 | 248 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $13,610,000 | 256 |
| Income before extraordinary items | $25,117,000 | 270 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $25,117,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 837 |
| Cash dividends | $23,639,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $25,089,050 | 250 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $52,072,000 | 328 |
| Total interest expense | $5,402,000 | 884 |
| Net interest income | $46,670,000 | 262 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $14,634,000 | 321 |
| Gross Fiduciary activities income | $316,000 | 494 |
| Service charges on deposit accounts | $4,564,000 | 205 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,754,000 | 318 |
| Total noninterest expense | $36,256,000 | 281 |
| Salaries and employee benefits | $18,791,000 | 264 |
| Premises and equipment expense | $5,627,000 | 249 |
| Additional noninterest expense | $11,838,000 | 304 |
| Pre-tax net operating income | $24,788,000 | 260 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $8,776,000 | 263 |
| Income before extraordinary items | $16,041,000 | 288 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,041,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-333,000 | 9,239 |
| Cash dividends | $11,624,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $16,022,150 | 261 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $25,865,000 | 333 |
| Total interest expense | $2,834,000 | 872 |
| Net interest income | $23,031,000 | 269 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $6,912,000 | 340 |
| Gross Fiduciary activities income | $156,000 | 510 |
| Service charges on deposit accounts | $2,253,000 | 209 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,503,000 | 339 |
| Total noninterest expense | $18,171,000 | 284 |
| Salaries and employee benefits | $9,615,000 | 257 |
| Premises and equipment expense | $2,770,000 | 257 |
| Additional noninterest expense | $5,786,000 | 305 |
| Pre-tax net operating income | $11,662,000 | 273 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $4,103,000 | 284 |
| Income before extraordinary items | $7,561,000 | 297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,561,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 9,203 |
| Cash dividends | $5,584,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,559,700 | 277 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $109,332,000 | 339 |
| Total interest expense | $16,381,000 | 690 |
| Net interest income | $92,951,000 | 275 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $24,304,000 | 353 |
| Gross Fiduciary activities income | $381,000 | 653 |
| Service charges on deposit accounts | $8,909,000 | 209 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,014,000 | 347 |
| Total noninterest expense | $70,362,000 | 281 |
| Salaries and employee benefits | $36,417,000 | 250 |
| Premises and equipment expense | $10,945,000 | 251 |
| Additional noninterest expense | $23,000,000 | 313 |
| Pre-tax net operating income | $46,293,000 | 259 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $16,114,000 | 264 |
| Income before extraordinary items | $30,196,000 | 276 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $30,196,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,118,000 | 547 |
| Cash dividends | $16,805,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,184,950 | 261 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $114,002,000 | 358 |
| Total interest expense | $26,480,000 | 632 |
| Net interest income | $87,522,000 | 272 |
| Provision for loan and lease losses | $4,100,000 | 406 |
| Total noninterest income | $23,198,000 | 348 |
| Gross Fiduciary activities income | $70,000 | 1,071 |
| Service charges on deposit accounts | $8,122,000 | 213 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,006,000 | 344 |
| Total noninterest expense | $64,078,000 | 298 |
| Salaries and employee benefits | $33,297,000 | 251 |
| Premises and equipment expense | $9,295,000 | 278 |
| Additional noninterest expense | $21,486,000 | 336 |
| Pre-tax net operating income | $42,542,000 | 245 |
| Securities gains (losses) | $56,000 | 2,241 |
| Applicable income taxes | $14,810,000 | 254 |
| Income before extraordinary items | $27,788,000 | 263 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $27,788,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,185,000 | 539 |
| Cash dividends | $46,307,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $27,751,600 | 253 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $109,968,000 | 387 |
| Total interest expense | $27,600,000 | 670 |
| Net interest income | $82,368,000 | 281 |
| Provision for loan and lease losses | $700,000 | 1,410 |
| Total noninterest income | $17,812,000 | 413 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $6,939,000 | 219 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,873,000 | 398 |
| Total noninterest expense | $57,383,000 | 311 |
| Salaries and employee benefits | $32,659,000 | 241 |
| Premises and equipment expense | $8,434,000 | 290 |
| Additional noninterest expense | $16,290,000 | 411 |
| Pre-tax net operating income | $42,097,000 | 266 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $14,393,000 | 267 |
| Income before extraordinary items | $27,697,000 | 270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $27,697,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,204 |
| Cash dividends | $18,043,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $27,701,620 | 268 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $99,627,000 | 408 |
| Total interest expense | $26,071,000 | 636 |
| Net interest income | $73,556,000 | 306 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $17,470,000 | 437 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,798,000 | 234 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,672,000 | 432 |
| Total noninterest expense | $56,107,000 | 331 |
| Salaries and employee benefits | $29,767,000 | 264 |
| Premises and equipment expense | $8,495,000 | 294 |
| Additional noninterest expense | $17,845,000 | 392 |
| Pre-tax net operating income | $34,869,000 | 322 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $11,430,000 | 338 |
| Income before extraordinary items | $23,434,000 | 324 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,434,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 572 |
| Cash dividends | $5,583,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $576,000 | 587 |
| Net operating income | $23,437,350 | 317 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $86,961,000 | 448 |
| Total interest expense | $25,992,000 | 644 |
| Net interest income | $60,969,000 | 348 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $22,899,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $6,454,000 | 227 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $16,445,000 | 330 |
| Total noninterest expense | $55,257,000 | 317 |
| Salaries and employee benefits | $27,963,000 | 276 |
| Premises and equipment expense | $7,643,000 | 300 |
| Additional noninterest expense | $19,651,000 | 357 |
| Pre-tax net operating income | $28,311,000 | 343 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $9,098,000 | 369 |
| Income before extraordinary items | $19,246,000 | 348 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,246,000 | 348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 917 |
| Cash dividends | $3,036,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 873 |
| Net operating income | $19,223,560 | 332 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $57,300,000 | 624 |
| Total interest expense | $17,135,000 | 953 |
| Net interest income | $40,165,000 | 486 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $12,865,000 | 477 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $4,797,000 | 292 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,068,000 | 469 |
| Total noninterest expense | $37,683,000 | 419 |
| Salaries and employee benefits | $19,535,000 | 359 |
| Premises and equipment expense | $5,478,000 | 402 |
| Additional noninterest expense | $12,670,000 | 478 |
| Pre-tax net operating income | $15,347,000 | 567 |
| Securities gains (losses) | $90,000 | 1,032 |
| Applicable income taxes | $2,000,000 | 1,330 |
| Income before extraordinary items | $13,437,000 | 461 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,437,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-813,000 | 10,896 |
| Cash dividends | $794,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 10,746 |
| Net operating income | $13,358,700 | 445 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $52,043,000 | 714 |
| Total interest expense | $16,158,000 | 1,026 |
| Net interest income | $35,885,000 | 564 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $12,725,000 | 507 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,641,000 | 333 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,084,000 | 489 |
| Total noninterest expense | $41,370,000 | 449 |
| Salaries and employee benefits | $18,227,000 | 411 |
| Premises and equipment expense | $5,403,000 | 442 |
| Additional noninterest expense | $17,740,000 | 445 |
| Pre-tax net operating income | $7,240,000 | 1,042 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $2,825,000 | 918 |
| Income before extraordinary items | $4,411,000 | 1,157 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,411,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 958 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 11,306 |
| Net operating income | $4,413,560 | 1,136 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $51,675,000 | 741 |
| Total interest expense | $16,640,000 | 1,016 |
| Net interest income | $35,035,000 | 587 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $12,085,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,660,000 | 359 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,425,000 | 519 |
| Total noninterest expense | $48,051,000 | 409 |
| Salaries and employee benefits | $17,317,000 | 452 |
| Premises and equipment expense | $5,401,000 | 454 |
| Additional noninterest expense | $25,333,000 | 373 |
| Pre-tax net operating income | $-931,000 | 11,867 |
| Securities gains (losses) | $-93,000 | 11,461 |
| Applicable income taxes | $-1,675,000 | 11,928 |
| Income before extraordinary items | $651,000 | 6,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $651,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,874,000 | 593 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 10,445 |
| Net operating income | $710,520 | 5,909 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $49,155,000 | 712 |
| Total interest expense | $14,157,000 | 952 |
| Net interest income | $34,998,000 | 586 |
| Provision for loan and lease losses | $2,450,000 | 493 |
| Total noninterest income | $10,887,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,524,000 | 348 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,363,000 | 552 |
| Total noninterest expense | $54,296,000 | 379 |
| Salaries and employee benefits | $16,917,000 | 454 |
| Premises and equipment expense | $5,505,000 | 446 |
| Additional noninterest expense | $31,874,000 | 319 |
| Pre-tax net operating income | $-10,861,000 | 12,606 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-10,862,000 | 12,568 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-10,862,000 | 12,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,447,000 | 204 |
| Cash dividends | $682,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 878 |
| Net operating income | $-10,861,000 | 12,572 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $52,313,000 | 666 |
| Total interest expense | $17,685,000 | 794 |
| Net interest income | $34,628,000 | 587 |
| Provision for loan and lease losses | $16,000,000 | 194 |
| Total noninterest income | $10,198,000 | 598 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,324,000 | 439 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,874,000 | 543 |
| Total noninterest expense | $38,091,000 | 500 |
| Salaries and employee benefits | $16,693,000 | 460 |
| Premises and equipment expense | $5,434,000 | 466 |
| Additional noninterest expense | $15,964,000 | 548 |
| Pre-tax net operating income | $-9,265,000 | 13,220 |
| Securities gains (losses) | $922,000 | 569 |
| Applicable income taxes | $-620,000 | 13,148 |
| Income before extraordinary items | $-7,723,000 | 13,188 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-7,723,000 | 13,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,546,000 | 383 |
| Cash dividends | $669,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 922 |
| Net operating income | $-8,580,460 | 13,188 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $56,918,000 | 696 |
| Total interest expense | $23,290,000 | 807 |
| Net interest income | $33,628,000 | 609 |
| Provision for loan and lease losses | $2,950,000 | 846 |
| Total noninterest income | $9,737,000 | 607 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,230,000 | 457 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,507,000 | 561 |
| Total noninterest expense | $31,658,000 | 579 |
| Salaries and employee benefits | $17,152,000 | 434 |
| Premises and equipment expense | $5,173,000 | 497 |
| Additional noninterest expense | $9,333,000 | 819 |
| Pre-tax net operating income | $8,757,000 | 738 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $1,756,000 | 1,259 |
| Income before extraordinary items | $7,053,000 | 672 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,053,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,825,000 | 1,022 |
| Cash dividends | $1,188,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 853 |
| Net operating income | $7,011,400 | 619 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.