Home > Mid-State Bank & Trust > Net charge- offs to loans
Mid-State Bank & Trust, Net charge- offs to loans
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5211% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 6,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0558% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 7,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 7,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0567% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 3,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1404% | 7,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 6,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0187% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2872% | 7,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1792% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.7742% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2645% | 7,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7542% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 6,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2420% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 1.0537% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 7,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 6,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 7,668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2513% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7641% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 6,922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 8,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2920% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6821% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 8,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 7,808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2550% | 8,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1221% | 5,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 7,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 8,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 7,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4343% | 8,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1237% | 5,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 7,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0852% | 8,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,798 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 8,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6072% | 8,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0265% | 7,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 7,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1723% | 8,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,782 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 8,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 5,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2368% | 8,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1281% | 7,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 7,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2487% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 8,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0415% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1467% | 8,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5087% | 4,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3823% | 7,803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1644% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3345% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 8,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 8,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1772% | 8,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6499% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4883% | 7,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 8,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 8,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,893 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 8,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0451% | 8,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 8,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2294% | 8,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7877% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6982% | 7,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 8,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 8,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,881 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 8,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 8,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 5,879 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2203% | 8,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3530% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 7,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 8,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 8,008 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8596% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4061% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 8,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 8,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1296% | 9,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3059% | 9,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9971% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6270% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1260% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6970% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3081% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3650% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1847% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1276% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1422% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9783% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5684% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9146% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1247% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2470% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2657% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4855% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0749% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2383% | 10,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 821 |
| Percentage Net Loans Charged-off:Construction & development | -0.1713% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8342% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7662% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4102% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 835 |
| Percentage Net Loans Charged-off:Construction & development | -2.7879% | 1,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5020% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3681% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4324% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2984% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1012% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0096% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0219% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5560% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2835% | 247 |
| Percentage Net Loans Charged-off:Construction & development | -1.3060% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7489% | 44 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3209% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4998% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7637% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9789% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1803% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4729% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8003% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 9.5686% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2531% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5026% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4314% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6266% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3442% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9463% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4849% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2915% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2571% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0478% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6356% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0884% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1077% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9180% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5431% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3498% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6103% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1244% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.3455% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4719% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5217% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |