Home > Mid State Bank > Income and Expense
Mid State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,037 |
| Total interest expense | $2,681,000 | 5,326 |
| Net interest income | $1,894,000 | 6,740 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $234,000 | 6,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $1,802,000 | 6,054 |
| Salaries and employee benefits | $801,000 | 6,723 |
| Premises and equipment expense | $280,000 | 5,651 |
| Additional noninterest expense | $721,000 | 5,070 |
| Pre-tax net operating income | $206,000 | 8,347 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $174,000 | 8,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $174,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $245,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $174,000 | 8,249 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 8,499 |
| Total interest expense | $1,112,000 | 7,878 |
| Net interest income | $889,000 | 8,865 |
| Provision for loan and lease losses | $91,000 | 5,422 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $973,000 | 8,205 |
| Salaries and employee benefits | $430,000 | 8,731 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $434,000 | 7,016 |
| Pre-tax net operating income | $-86,000 | 9,522 |
| Securities gains (losses) | $107,000 | 713 |
| Applicable income taxes | $-35,000 | 9,776 |
| Income before extraordinary items | $56,000 | 9,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $56,000 | 9,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-51,000 | 9,492 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 9,191 |
| Total interest expense | $938,000 | 8,590 |
| Net interest income | $637,000 | 9,641 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,447 |
| Total noninterest expense | $804,000 | 8,768 |
| Salaries and employee benefits | $316,000 | 9,532 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $390,000 | 7,299 |
| Pre-tax net operating income | $-143,000 | 9,951 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $-44,000 | 10,124 |
| Income before extraordinary items | $-73,000 | 9,931 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-73,000 | 9,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-89,640 | 9,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 10,753 |
| Total interest expense | $273,000 | 10,559 |
| Net interest income | $125,000 | 10,836 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $8,000 | 10,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 9,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $371,000 | 10,552 |
| Salaries and employee benefits | $155,000 | 10,711 |
| Premises and equipment expense | $48,000 | 10,248 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $-302,000 | 10,636 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-110,000 | 10,718 |
| Income before extraordinary items | $-192,000 | 10,601 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-192,000 | 10,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,300,000 | 290 |
| Net operating income | $-192,000 | 10,574 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.