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Mid State Bank, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,456,000 | 4,087 |
Total interest expense | $3,308,000 | 4,772 |
Net interest income | $5,148,000 | 3,540 |
Provision for loan and lease losses | $192,000 | 5,326 |
Total noninterest income | $679,000 | 4,515 |
Gross Fiduciary activities income | $36,000 | 1,410 |
Service charges on deposit accounts | $504,000 | 2,756 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $139,000 | 6,908 |
Total noninterest expense | $3,177,000 | 4,287 |
Salaries and employee benefits | $1,788,000 | 3,583 |
Premises and equipment expense | $310,000 | 5,827 |
Additional noninterest expense | $1,079,000 | 4,757 |
Pre-tax net operating income | $2,458,000 | 2,532 |
Securities gains (losses) | $15,000 | 5,962 |
Applicable income taxes | $749,000 | 2,779 |
Income before extraordinary items | $1,724,000 | 2,665 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,724,000 | 2,702 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 7,501 |
Cash dividends | $398,000 | 3,383 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,713,500 | 2,485 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.