Home > Mid-Southern Savings Bank, FSB > Income and Expense

Mid-Southern Savings Bank, FSB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,705,0002,736
Total interest expense$2,992,0002,623
Net interest income$7,713,0002,753
Provision for loan and lease losses$-120,0004,342
Total noninterest income$1,141,0002,583
Gross Fiduciary activities income$0981
Service charges on deposit accounts$391,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$750,0002,585
Total noninterest expense$6,652,0002,632
Salaries and employee benefits$3,698,0002,643
Premises and equipment expense$634,0002,628
Additional noninterest expense$750,0002,585
Pre-tax net operating income$2,322,0002,793
Securities gains (losses)$-27,0003,523
Applicable income taxes$166,0002,541
Income before extraordinary items$2,129,0002,713
Extraordinary gains, net$054
Net income$2,129,0002,741
Minority interest net income$088
Net income of bank and minority interests.$2,129,0002,715
Net charge-offs$10,0002,421
Cash dividends$2,120,0001,472
Sale, conversion, retirement of capital stock, net$410,000288
Net operating income$2,154,1102,726
2023-09-30 (YTD Data)Rank
Total interest income$7,863,0002,744
Total interest expense$2,138,0002,569
Net interest income$5,725,0002,780
Provision for loan and lease losses$-81,0004,365
Total noninterest income$854,0002,586
Gross Fiduciary activities income$0950
Service charges on deposit accounts$294,0001,923
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,584
Total noninterest expense$4,986,0002,625
Salaries and employee benefits$2,707,0002,663
Premises and equipment expense$471,0002,645
Additional noninterest expense$560,0002,583
Pre-tax net operating income$1,674,0002,904
Securities gains (losses)$-27,0003,689
Applicable income taxes$88,0002,776
Income before extraordinary items$1,559,0002,808
Extraordinary gains, net$052
Net income$1,559,0002,838
Minority interest net income$081
Net income of bank and minority interests.$1,559,0002,809
Net charge-offs$-15,0003,928
Cash dividends$1,520,0001,347
Sale, conversion, retirement of capital stock, net$292,000287
Net operating income$1,584,6502,817
2023-06-30 (YTD Data)Rank
Total interest income$5,145,0002,737
Total interest expense$1,335,0002,498
Net interest income$3,810,0002,808
Provision for loan and lease losses$37,0002,377
Total noninterest income$581,0002,523
Gross Fiduciary activities income$0931
Service charges on deposit accounts$197,0001,899
Trading account gains and feesNANA
Additional Noninterest Income$384,0002,504
Total noninterest expense$3,331,0002,604
Salaries and employee benefits$1,788,0002,679
Premises and equipment expense$313,0002,640
Additional noninterest expense$384,0002,499
Pre-tax net operating income$1,023,0003,010
Securities gains (losses)$-27,0003,957
Applicable income taxes$43,0002,945
Income before extraordinary items$953,0002,926
Extraordinary gains, net$051
Net income$953,0002,957
Minority interest net income$081
Net income of bank and minority interests.$953,0002,925
Net charge-offs$-16,0004,052
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$195,000276
Net operating income$978,9202,908
2023-03-31 (YTD Data)Rank
Total interest income$2,513,0002,759
Total interest expense$639,0002,351
Net interest income$1,874,0002,844
Provision for loan and lease losses$52,0001,667
Total noninterest income$271,0002,605
Gross Fiduciary activities income$0913
Service charges on deposit accounts$99,0001,917
Trading account gains and feesNANA
Additional Noninterest Income$172,0002,607
Total noninterest expense$1,650,0002,643
Salaries and employee benefits$875,0002,750
Premises and equipment expense$161,0002,636
Additional noninterest expense$172,0002,607
Pre-tax net operating income$443,0003,229
Securities gains (losses)$-27,0004,158
Applicable income taxes$-6,0004,484
Income before extraordinary items$422,0003,116
Extraordinary gains, net$04
Net income$422,0003,115
Minority interest net income$048
Net income of bank and minority interests.$422,0003,116
Net charge-offs$3,0001,707
Cash dividends$580,0001,154
Sale, conversion, retirement of capital stock, net$100,000252
Net operating income$449,0003,072
2022-12-31 (YTD Data)Rank
Total interest income$8,964,0002,690
Total interest expense$1,130,0002,254
Net interest income$7,834,0002,720
Provision for loan and lease losses$135,0002,028
Total noninterest income$1,120,0002,664
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$416,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$704,0002,709
Total noninterest expense$6,250,0002,695
Salaries and employee benefits$3,580,0002,670
Premises and equipment expense$594,0002,729
Additional noninterest expense$704,0002,709
Pre-tax net operating income$2,569,0002,825
Securities gains (losses)$0691
Applicable income taxes$233,0002,556
Income before extraordinary items$2,336,0002,759
Extraordinary gains, net$05
Net income$2,336,0002,756
Minority interest net income$063
Net income of bank and minority interests.$2,336,0002,758
Net charge-offs$-34,0003,970
Cash dividends$1,422,0001,810
Sale, conversion, retirement of capital stock, net$442,000337
Net operating income$2,336,0002,788
2022-09-30 (YTD Data)Rank
Total interest income$6,447,0002,696
Total interest expense$618,0002,368
Net interest income$5,829,0002,708
Provision for loan and lease losses$135,0001,699
Total noninterest income$927,0002,582
Gross Fiduciary activities income$0968
Service charges on deposit accounts$298,0001,969
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,551
Total noninterest expense$4,700,0002,668
Salaries and employee benefits$2,739,0002,635
Premises and equipment expense$438,0002,759
Additional noninterest expense$629,0002,551
Pre-tax net operating income$1,921,0002,828
Securities gains (losses)$0740
Applicable income taxes$167,0002,591
Income before extraordinary items$1,754,0002,739
Extraordinary gains, net$04
Net income$1,754,0002,737
Minority interest net income$057
Net income of bank and minority interests.$1,754,0002,738
Net charge-offs$5,0002,006
Cash dividends$822,0001,821
Sale, conversion, retirement of capital stock, net$271,000325
Net operating income$1,754,0002,773
2022-06-30 (YTD Data)Rank
Total interest income$4,112,0002,722
Total interest expense$325,0002,558
Net interest income$3,787,0002,713
Provision for loan and lease losses$50,0001,907
Total noninterest income$640,0002,538
Gross Fiduciary activities income$0925
Service charges on deposit accounts$188,0002,032
Trading account gains and feesNANA
Additional Noninterest Income$452,0002,492
Total noninterest expense$3,115,0002,671
Salaries and employee benefits$1,808,0002,653
Premises and equipment expense$276,0002,861
Additional noninterest expense$1,031,0002,571
Pre-tax net operating income$1,262,0002,756
Securities gains (losses)$0687
Applicable income taxes$108,0002,533
Income before extraordinary items$1,154,0002,666
Extraordinary gains, net$04
Net income$1,154,0002,664
Minority interest net income$060
Net income of bank and minority interests.$1,154,0002,666
Net charge-offs$2,0001,931
Cash dividends$222,0002,418
Sale, conversion, retirement of capital stock, net$183,000312
Net operating income$1,154,0002,700
2022-03-31 (YTD Data)Rank
Total interest income$1,913,0002,788
Total interest expense$153,0002,604
Net interest income$1,760,0002,777
Provision for loan and lease losses$02,285
Total noninterest income$285,0002,653
Gross Fiduciary activities income$0892
Service charges on deposit accounts$89,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$196,0002,591
Total noninterest expense$1,451,0002,775
Salaries and employee benefits$821,0002,789
Premises and equipment expense$139,0002,863
Additional noninterest expense$491,0002,621
Pre-tax net operating income$594,0002,722
Securities gains (losses)$0623
Applicable income taxes$56,0002,442
Income before extraordinary items$538,0002,674
Extraordinary gains, net$04
Net income$538,0002,671
Minority interest net income$050
Net income of bank and minority interests.$538,0002,674
Net charge-offs$1,0001,671
Cash dividends$114,0001,955
Sale, conversion, retirement of capital stock, net$94,000281
Net operating income$538,0002,690
2021-12-31 (YTD Data)Rank
Total interest income$7,799,0002,845
Total interest expense$659,0002,784
Net interest income$7,140,0002,821
Provision for loan and lease losses$-120,0004,256
Total noninterest income$1,218,0002,767
Gross Fiduciary activities income$0994
Service charges on deposit accounts$332,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$886,0002,729
Total noninterest expense$6,227,0002,666
Salaries and employee benefits$3,817,0002,574
Premises and equipment expense$542,0002,905
Additional noninterest expense$1,868,0002,718
Pre-tax net operating income$2,251,0003,005
Securities gains (losses)$02,062
Applicable income taxes$205,0002,697
Income before extraordinary items$2,046,0002,991
Extraordinary gains, net$010
Net income$2,046,0002,991
Minority interest net income$074
Net income of bank and minority interests.$2,046,0002,991
Net charge-offs$-54,0004,151
Cash dividends$379,0002,983
Sale, conversion, retirement of capital stock, net$423,000327
Net operating income$2,046,0002,971
2021-09-30 (YTD Data)Rank
Total interest income$5,807,0002,916
Total interest expense$503,0002,854
Net interest income$5,304,0002,884
Provision for loan and lease losses$02,963
Total noninterest income$899,0002,826
Gross Fiduciary activities income$0957
Service charges on deposit accounts$235,0002,138
Trading account gains and feesNANA
Additional Noninterest Income$664,0002,769
Total noninterest expense$4,576,0002,710
Salaries and employee benefits$2,786,0002,628
Premises and equipment expense$405,0002,937
Additional noninterest expense$1,385,0002,733
Pre-tax net operating income$1,627,0003,163
Securities gains (losses)$02,015
Applicable income taxes$137,0002,771
Income before extraordinary items$1,490,0003,139
Extraordinary gains, net$08
Net income$1,490,0003,139
Minority interest net income$069
Net income of bank and minority interests.$1,490,0003,139
Net charge-offs$-62,0004,292
Cash dividends$265,0002,734
Sale, conversion, retirement of capital stock, net$263,000315
Net operating income$1,490,0003,121
2021-06-30 (YTD Data)Rank
Total interest income$3,850,0002,937
Total interest expense$339,0002,908
Net interest income$3,511,0002,897
Provision for loan and lease losses$02,862
Total noninterest income$598,0002,799
Gross Fiduciary activities income$0951
Service charges on deposit accounts$138,0002,238
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,714
Total noninterest expense$3,091,0002,681
Salaries and employee benefits$1,872,0002,611
Premises and equipment expense$266,0002,954
Additional noninterest expense$953,0002,672
Pre-tax net operating income$1,018,0003,238
Securities gains (losses)$01,818
Applicable income taxes$76,0002,863
Income before extraordinary items$942,0003,203
Extraordinary gains, net$06
Net income$942,0003,201
Minority interest net income$067
Net income of bank and minority interests.$942,0003,203
Net charge-offs$-23,0004,111
Cash dividends$180,0002,664
Sale, conversion, retirement of capital stock, net$181,000288
Net operating income$942,0003,176
2021-03-31 (YTD Data)Rank
Total interest income$1,913,0002,938
Total interest expense$172,0002,975
Net interest income$1,741,0002,881
Provision for loan and lease losses$02,741
Total noninterest income$273,0002,891
Gross Fiduciary activities income$0922
Service charges on deposit accounts$57,0002,465
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,767
Total noninterest expense$1,497,0002,718
Salaries and employee benefits$907,0002,652
Premises and equipment expense$129,0003,015
Additional noninterest expense$461,0002,690
Pre-tax net operating income$517,0003,199
Securities gains (losses)$01,392
Applicable income taxes$46,0002,724
Income before extraordinary items$471,0003,178
Extraordinary gains, net$03
Net income$471,0003,179
Minority interest net income$055
Net income of bank and minority interests.$471,0003,178
Net charge-offs$-1,0003,038
Cash dividends$89,0002,173
Sale, conversion, retirement of capital stock, net$98,000255
Net operating income$471,0003,154
2020-12-31 (YTD Data)Rank
Total interest income$7,593,0002,963
Total interest expense$1,092,0002,801
Net interest income$6,501,0002,935
Provision for loan and lease losses$132,0003,356
Total noninterest income$747,0003,198
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$210,0002,711
Trading account gains and feesNANA
Additional Noninterest Income$537,0003,084
Total noninterest expense$5,588,0002,812
Salaries and employee benefits$3,383,0002,745
Premises and equipment expense$491,0003,094
Additional noninterest expense$1,714,0002,798
Pre-tax net operating income$1,528,0003,252
Securities gains (losses)$104,0001,362
Applicable income taxes$134,0002,792
Income before extraordinary items$1,498,0003,191
Extraordinary gains, net$04
Net income$1,498,0003,190
Minority interest net income$072
Net income of bank and minority interests.$1,498,0003,191
Net charge-offs$41,0002,512
Cash dividends$254,0003,266
Sale, conversion, retirement of capital stock, net$367,000302
Net operating income$1,402,3203,196
2020-09-30 (YTD Data)Rank
Total interest income$5,674,0002,994
Total interest expense$893,0002,768
Net interest income$4,781,0002,970
Provision for loan and lease losses$102,0003,271
Total noninterest income$552,0003,201
Gross Fiduciary activities income$0981
Service charges on deposit accounts$150,0002,785
Trading account gains and feesNANA
Additional Noninterest Income$402,0003,049
Total noninterest expense$4,099,0002,838
Salaries and employee benefits$2,568,0002,713
Premises and equipment expense$377,0003,054
Additional noninterest expense$1,154,0002,982
Pre-tax net operating income$1,132,0003,302
Securities gains (losses)$104,0001,194
Applicable income taxes$116,0002,710
Income before extraordinary items$1,120,0003,208
Extraordinary gains, net$04
Net income$1,120,0003,207
Minority interest net income$065
Net income of bank and minority interests.$1,120,0003,208
Net charge-offs$18,0002,545
Cash dividends$195,0002,934
Sale, conversion, retirement of capital stock, net$214,000312
Net operating income$1,025,3603,269
2020-06-30 (YTD Data)Rank
Total interest income$3,824,0003,007
Total interest expense$620,0002,817
Net interest income$3,204,0002,973
Provision for loan and lease losses$72,0003,229
Total noninterest income$351,0003,219
Gross Fiduciary activities income$0970
Service charges on deposit accounts$97,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,063
Total noninterest expense$2,684,0002,872
Salaries and employee benefits$1,679,0002,749
Premises and equipment expense$217,0003,286
Additional noninterest expense$788,0002,934
Pre-tax net operating income$799,0003,237
Securities gains (losses)$104,000961
Applicable income taxes$107,0002,483
Income before extraordinary items$796,0003,108
Extraordinary gains, net$04
Net income$796,0003,107
Minority interest net income$065
Net income of bank and minority interests.$796,0003,108
Net charge-offs$14,0002,334
Cash dividends$133,0002,868
Sale, conversion, retirement of capital stock, net$143,000287
Net operating income$704,4803,211
2020-03-31 (YTD Data)Rank
Total interest income$1,970,0002,953
Total interest expense$317,0002,937
Net interest income$1,653,0002,913
Provision for loan and lease losses$57,0002,429
Total noninterest income$171,0003,211
Gross Fiduciary activities income$0941
Service charges on deposit accounts$56,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,025
Total noninterest expense$1,322,0002,923
Salaries and employee benefits$828,0002,782
Premises and equipment expense$104,0003,358
Additional noninterest expense$390,0002,976
Pre-tax net operating income$445,0002,933
Securities gains (losses)$01,705
Applicable income taxes$54,0002,349
Income before extraordinary items$391,0002,955
Extraordinary gains, net$04
Net income$391,0002,956
Minority interest net income$056
Net income of bank and minority interests.$391,0002,956
Net charge-offs$14,0001,736
Cash dividends$67,0002,430
Sale, conversion, retirement of capital stock, net$72,000279
Net operating income$391,0002,937
2019-12-31 (YTD Data)Rank
Total interest income$8,153,0002,931
Total interest expense$1,129,0003,139
Net interest income$7,024,0002,836
Provision for loan and lease losses$12,0003,825
Total noninterest income$795,0003,112
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$339,0002,423
Trading account gains and feesNANA
Additional Noninterest Income$456,0003,125
Total noninterest expense$6,509,0002,557
Salaries and employee benefits$3,476,0002,679
Premises and equipment expense$559,0002,919
Additional noninterest expense$2,474,0002,232
Pre-tax net operating income$1,298,0003,573
Securities gains (losses)$7,0002,003
Applicable income taxes$143,0002,832
Income before extraordinary items$1,162,0003,611
Extraordinary gains, net$011
Net income$1,162,0003,611
Minority interest net income$076
Net income of bank and minority interests.$1,162,0003,612
Net charge-offs$18,0003,164
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$327,000341
Net operating income$1,155,7703,586
2019-09-30 (YTD Data)Rank
Total interest income$6,093,0002,969
Total interest expense$807,0003,231
Net interest income$5,286,0002,864
Provision for loan and lease losses$6,0003,756
Total noninterest income$623,0003,074
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$269,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$354,0003,092
Total noninterest expense$4,876,0002,579
Salaries and employee benefits$2,474,0002,771
Premises and equipment expense$411,0002,968
Additional noninterest expense$1,991,0002,127
Pre-tax net operating income$1,027,0003,595
Securities gains (losses)$7,0001,751
Applicable income taxes$124,0002,822
Income before extraordinary items$910,0003,633
Extraordinary gains, net$011
Net income$910,0003,632
Minority interest net income$072
Net income of bank and minority interests.$910,0003,633
Net charge-offs$22,0002,661
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$97,000419
Net operating income$903,8403,616
2019-06-30 (YTD Data)Rank
Total interest income$4,020,0002,997
Total interest expense$485,0003,365
Net interest income$3,535,0002,873
Provision for loan and lease losses$03,685
Total noninterest income$409,0003,061
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$178,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$231,0003,090
Total noninterest expense$3,083,0002,681
Salaries and employee benefits$1,734,0002,710
Premises and equipment expense$199,0003,524
Additional noninterest expense$1,150,0002,351
Pre-tax net operating income$861,0003,297
Securities gains (losses)$7,0001,296
Applicable income taxes$127,0002,512
Income before extraordinary items$741,0003,363
Extraordinary gains, net$011
Net income$741,0003,361
Minority interest net income$069
Net income of bank and minority interests.$741,0003,362
Net charge-offs$16,0002,438
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$64,000407
Net operating income$735,0503,344
2019-03-31 (YTD Data)Rank
Total interest income$2,019,0003,006
Total interest expense$225,0003,447
Net interest income$1,794,0002,879
Provision for loan and lease losses$03,406
Total noninterest income$193,0003,092
Gross Fiduciary activities income$0972
Service charges on deposit accounts$83,0002,464
Trading account gains and feesNANA
Additional Noninterest Income$110,0003,104
Total noninterest expense$1,505,0002,738
Salaries and employee benefits$791,0002,879
Premises and equipment expense$101,0003,522
Additional noninterest expense$613,0002,245
Pre-tax net operating income$482,0003,117
Securities gains (losses)$01,087
Applicable income taxes$75,0002,371
Income before extraordinary items$407,0003,201
Extraordinary gains, net$05
Net income$407,0003,198
Minority interest net income$052
Net income of bank and minority interests.$407,0003,200
Net charge-offs$-10,0004,659
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$32,000375
Net operating income$407,0003,189
2018-12-31 (YTD Data)Rank
Total interest income$7,469,0003,052
Total interest expense$730,0003,393
Net interest income$6,739,0002,963
Provision for loan and lease losses$-200,0005,217
Total noninterest income$835,0003,093
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$395,0002,312
Trading account gains and feesNANA
Additional Noninterest Income$440,0003,231
Total noninterest expense$5,747,0002,792
Salaries and employee benefits$3,088,0002,901
Premises and equipment expense$464,0003,287
Additional noninterest expense$2,195,0002,442
Pre-tax net operating income$2,027,0003,125
Securities gains (losses)$01,125
Applicable income taxes$384,0002,207
Income before extraordinary items$1,643,0003,230
Extraordinary gains, net$06
Net income$1,643,0003,229
Minority interest net income$072
Net income of bank and minority interests.$1,643,0003,229
Net charge-offs$19,0003,126
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$10,228,00053
Net operating income$1,643,0003,230
2018-09-30 (YTD Data)Rank
Total interest income$5,474,0003,099
Total interest expense$539,0003,363
Net interest income$4,935,0003,020
Provision for loan and lease losses$03,948
Total noninterest income$631,0003,115
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$292,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$339,0003,235
Total noninterest expense$4,408,0002,760
Salaries and employee benefits$2,428,0002,826
Premises and equipment expense$366,0003,238
Additional noninterest expense$1,614,0002,469
Pre-tax net operating income$1,158,0003,556
Securities gains (losses)$01,118
Applicable income taxes$213,0002,499
Income before extraordinary items$945,0003,663
Extraordinary gains, net$05
Net income$945,0003,662
Minority interest net income$066
Net income of bank and minority interests.$945,0003,662
Net charge-offs$-41,0004,864
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$10,192,00041
Net operating income$945,0003,673
2018-06-30 (YTD Data)Rank
Total interest income$3,517,0003,156
Total interest expense$348,0003,337
Net interest income$3,169,0003,087
Provision for loan and lease losses$03,782
Total noninterest income$423,0003,114
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$195,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$228,0003,209
Total noninterest expense$2,836,0002,850
Salaries and employee benefits$1,528,0002,950
Premises and equipment expense$232,0003,339
Additional noninterest expense$1,076,0002,474
Pre-tax net operating income$756,0003,577
Securities gains (losses)$0961
Applicable income taxes$139,0002,487
Income before extraordinary items$617,0003,691
Extraordinary gains, net$06
Net income$617,0003,689
Minority interest net income$065
Net income of bank and minority interests.$617,0003,690
Net charge-offs$8,0002,667
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$1,000615
Net operating income$617,0003,690
2018-03-31 (YTD Data)Rank
Total interest income$1,699,0003,216
Total interest expense$166,0003,367
Net interest income$1,533,0003,166
Provision for loan and lease losses$03,508
Total noninterest income$232,0002,962
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$102,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,016
Total noninterest expense$1,367,0002,947
Salaries and employee benefits$717,0003,084
Premises and equipment expense$119,0003,337
Additional noninterest expense$531,0002,525
Pre-tax net operating income$398,0003,442
Securities gains (losses)$0735
Applicable income taxes$77,0002,378
Income before extraordinary items$321,0003,577
Extraordinary gains, net$07
Net income$321,0003,576
Minority interest net income$052
Net income of bank and minority interests.$321,0003,577
Net charge-offs$61,0001,088
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$321,0003,581
2017-12-31 (YTD Data)Rank
Total interest income$6,645,0003,216
Total interest expense$668,0003,209
Net interest income$5,977,0003,188
Provision for loan and lease losses$-700,0005,560
Total noninterest income$845,0003,204
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$427,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$418,0003,397
Total noninterest expense$5,406,0002,963
Salaries and employee benefits$2,867,0003,086
Premises and equipment expense$565,0003,025
Additional noninterest expense$1,974,0002,678
Pre-tax net operating income$2,116,0003,018
Securities gains (losses)$38,0001,020
Applicable income taxes$981,0001,896
Income before extraordinary items$1,173,0003,506
Extraordinary gains, net$09
Net income$1,173,0003,505
Minority interest net income$076
Net income of bank and minority interests.$1,173,0003,506
Net charge-offs$80,0002,629
Cash dividends$88,0003,947
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$1,148,6803,520
2017-09-30 (YTD Data)Rank
Total interest income$4,988,0003,237
Total interest expense$501,0003,212
Net interest income$4,487,0003,206
Provision for loan and lease losses$-300,0005,592
Total noninterest income$632,0003,228
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$316,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,402
Total noninterest expense$3,969,0003,013
Salaries and employee benefits$2,053,0003,179
Premises and equipment expense$412,0003,111
Additional noninterest expense$1,504,0002,659
Pre-tax net operating income$1,450,0003,245
Securities gains (losses)$4,0001,878
Applicable income taxes$478,0002,113
Income before extraordinary items$976,0003,589
Extraordinary gains, net$09
Net income$976,0003,589
Minority interest net income$071
Net income of bank and minority interests.$976,0003,589
Net charge-offs$47,0002,507
Cash dividends$88,0003,470
Sale, conversion, retirement of capital stock, net$3,000659
Net operating income$973,3203,569
2017-06-30 (YTD Data)Rank
Total interest income$3,315,0003,242
Total interest expense$331,0003,191
Net interest income$2,984,0003,201
Provision for loan and lease losses$-300,0005,670
Total noninterest income$441,0003,171
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$211,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$230,0003,296
Total noninterest expense$2,617,0003,046
Salaries and employee benefits$1,331,0003,234
Premises and equipment expense$289,0003,022
Additional noninterest expense$997,0002,678
Pre-tax net operating income$1,108,0002,960
Securities gains (losses)$01,906
Applicable income taxes$373,0001,971
Income before extraordinary items$735,0003,314
Extraordinary gains, net$011
Net income$735,0003,312
Minority interest net income$071
Net income of bank and minority interests.$735,0003,314
Net charge-offs$49,0002,013
Cash dividends$88,0003,261
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$735,0003,292
2017-03-31 (YTD Data)Rank
Total interest income$1,666,0003,237
Total interest expense$164,0003,197
Net interest income$1,502,0003,203
Provision for loan and lease losses$-300,0005,787
Total noninterest income$214,0003,207
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$110,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,417
Total noninterest expense$1,297,0003,100
Salaries and employee benefits$668,0003,271
Premises and equipment expense$128,0003,301
Additional noninterest expense$501,0002,669
Pre-tax net operating income$719,0002,487
Securities gains (losses)$01,153
Applicable income taxes$251,0001,661
Income before extraordinary items$468,0002,867
Extraordinary gains, net$08
Net income$468,0002,867
Minority interest net income$055
Net income of bank and minority interests.$468,0002,867
Net charge-offs$47,0001,374
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$3,000587
Net operating income$468,0002,848
2016-12-31 (YTD Data)Rank
Total interest income$6,545,0003,247
Total interest expense$721,0002,993
Net interest income$5,824,0003,251
Provision for loan and lease losses$-450,0005,729
Total noninterest income$726,0003,530
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$450,0002,261
Trading account gains and fees$0170
Additional Noninterest Income$276,0004,028
Total noninterest expense$5,355,0003,051
Salaries and employee benefits$2,727,0003,232
Premises and equipment expense$664,0002,840
Additional noninterest expense$1,964,0002,795
Pre-tax net operating income$1,645,0003,380
Securities gains (losses)$03,212
Applicable income taxes$507,0002,245
Income before extraordinary items$1,138,0003,717
Extraordinary gains, net$05
Net income$1,138,0003,715
Minority interest net income$082
Net income of bank and minority interests.$1,138,0003,716
Net charge-offs$177,0002,055
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,000749
Net operating income$1,138,0003,669
2016-09-30 (YTD Data)Rank
Total interest income$4,894,0003,262
Total interest expense$553,0002,948
Net interest income$4,341,0003,274
Provision for loan and lease losses$-450,0005,835
Total noninterest income$503,0003,673
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$332,0002,288
Trading account gains and fees$0169
Additional Noninterest Income$171,0004,276
Total noninterest expense$3,843,0003,146
Salaries and employee benefits$2,027,0003,246
Premises and equipment expense$335,0003,595
Additional noninterest expense$1,481,0002,774
Pre-tax net operating income$1,451,0003,159
Securities gains (losses)$03,160
Applicable income taxes$465,0002,117
Income before extraordinary items$986,0003,512
Extraordinary gains, net$05
Net income$986,0003,510
Minority interest net income$071
Net income of bank and minority interests.$986,0003,512
Net charge-offs$47,0002,629
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,000710
Net operating income$986,0003,459
2016-06-30 (YTD Data)Rank
Total interest income$3,275,0003,273
Total interest expense$377,0002,927
Net interest income$2,898,0003,292
Provision for loan and lease losses$-450,0005,953
Total noninterest income$294,0003,878
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$209,0002,370
Trading account gains and fees$0157
Additional Noninterest Income$85,0004,589
Total noninterest expense$2,379,0003,306
Salaries and employee benefits$1,243,0003,421
Premises and equipment expense$203,0003,795
Additional noninterest expense$933,0002,888
Pre-tax net operating income$1,263,0002,680
Securities gains (losses)$02,835
Applicable income taxes$425,0001,827
Income before extraordinary items$838,0003,103
Extraordinary gains, net$016
Net income$838,0003,102
Minority interest net income$071
Net income of bank and minority interests.$838,0003,102
Net charge-offs$40,0002,310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,000691
Net operating income$838,0003,034
2016-03-31 (YTD Data)Rank
Total interest income$1,639,0003,284
Total interest expense$197,0002,869
Net interest income$1,442,0003,301
Provision for loan and lease losses$03,656
Total noninterest income$215,0003,245
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$110,0003,417
Total noninterest expense$1,090,0003,512
Salaries and employee benefits$536,0003,757
Premises and equipment expense$98,0003,900
Additional noninterest expense$456,0002,952
Pre-tax net operating income$567,0002,815
Securities gains (losses)$02,077
Applicable income taxes$196,0001,860
Income before extraordinary items$371,0003,267
Extraordinary gains, net$012
Net income$371,0003,264
Minority interest net income$062
Net income of bank and minority interests.$371,0003,265
Net charge-offs$-41,0005,682
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$1,000640
Net operating income$371,0003,197
2015-12-31 (YTD Data)Rank
Total interest income$6,694,0003,212
Total interest expense$1,007,0002,407
Net interest income$5,687,0003,306
Provision for loan and lease losses$-979,0006,036
Total noninterest income$1,054,0002,971
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$544,0001,992
Trading account gains and fees$0159
Additional Noninterest Income$510,0003,260
Total noninterest expense$5,551,0003,010
Salaries and employee benefits$2,689,0003,248
Premises and equipment expense$457,0003,643
Additional noninterest expense$2,405,0002,417
Pre-tax net operating income$2,169,0002,864
Securities gains (losses)$03,216
Applicable income taxes$677,0001,946
Income before extraordinary items$1,492,0003,239
Extraordinary gains, net$023
Net income$1,492,0003,240
Minority interest net income$081
Net income of bank and minority interests.$1,492,0003,241
Net charge-offs$352,0001,475
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$3,000779
Net operating income$1,492,0003,189
2015-09-30 (YTD Data)Rank
Total interest income$5,043,0003,229
Total interest expense$796,0002,346
Net interest income$4,247,0003,347
Provision for loan and lease losses$21,0003,781
Total noninterest income$834,0002,910
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$402,0002,031
Trading account gains and fees$0153
Additional Noninterest Income$432,0003,102
Total noninterest expense$4,210,0003,026
Salaries and employee benefits$2,032,0003,258
Premises and equipment expense$366,0003,573
Additional noninterest expense$1,812,0002,402
Pre-tax net operating income$850,0004,002
Securities gains (losses)$03,031
Applicable income taxes$199,0002,827
Income before extraordinary items$651,0004,205
Extraordinary gains, net$021
Net income$651,0004,206
Minority interest net income$078
Net income of bank and minority interests.$651,0004,208
Net charge-offs$264,0001,302
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-1,0006,181
Net operating income$651,0004,153
2015-06-30 (YTD Data)Rank
Total interest income$3,359,0003,243
Total interest expense$555,0002,287
Net interest income$2,804,0003,376
Provision for loan and lease losses$18,0003,557
Total noninterest income$643,0002,740
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$266,0002,000
Trading account gains and fees$0157
Additional Noninterest Income$377,0002,755
Total noninterest expense$2,853,0002,995
Salaries and employee benefits$1,352,0003,284
Premises and equipment expense$252,0003,523
Additional noninterest expense$1,249,0002,352
Pre-tax net operating income$576,0003,958
Securities gains (losses)$02,636
Applicable income taxes$126,0002,858
Income before extraordinary items$450,0004,140
Extraordinary gains, net$022
Net income$450,0004,142
Minority interest net income$075
Net income of bank and minority interests.$450,0004,143
Net charge-offs$186,0001,233
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$1,000732
Net operating income$450,0004,081
2015-03-31 (YTD Data)Rank
Total interest income$1,702,0003,218
Total interest expense$286,0002,244
Net interest income$1,416,0003,353
Provision for loan and lease losses$15,0002,956
Total noninterest income$375,0002,480
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$249,0002,356
Total noninterest expense$1,486,0002,921
Salaries and employee benefits$685,0003,282
Premises and equipment expense$134,0003,423
Additional noninterest expense$667,0002,192
Pre-tax net operating income$290,0003,930
Securities gains (losses)$02,027
Applicable income taxes$78,0002,663
Income before extraordinary items$212,0004,184
Extraordinary gains, net$013
Net income$212,0004,186
Minority interest net income$064
Net income of bank and minority interests.$212,0004,187
Net charge-offs$-13,0005,532
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$212,0004,116
2014-12-31 (YTD Data)Rank
Total interest income$7,329,0003,080
Total interest expense$1,269,0002,163
Net interest income$6,060,0003,223
Provision for loan and lease losses$952,000903
Total noninterest income$731,0003,634
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$558,0002,088
Trading account gains and fees$0180
Additional Noninterest Income$173,0004,701
Total noninterest expense$5,652,0003,049
Salaries and employee benefits$2,678,0003,329
Premises and equipment expense$532,0003,492
Additional noninterest expense$2,442,0002,453
Pre-tax net operating income$187,0005,696
Securities gains (losses)$03,259
Applicable income taxes$-7,0006,122
Income before extraordinary items$194,0005,682
Extraordinary gains, net$017
Net income$194,0005,683
Minority interest net income$084
Net income of bank and minority interests.$194,0005,684
Net charge-offs$294,0002,043
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$4,000830
Net operating income$194,0005,640
2014-09-30 (YTD Data)Rank
Total interest income$5,584,0003,055
Total interest expense$963,0002,168
Net interest income$4,621,0003,210
Provision for loan and lease losses$877,000754
Total noninterest income$570,0003,597
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$415,0002,115
Trading account gains and fees$0174
Additional Noninterest Income$155,0004,525
Total noninterest expense$4,089,0003,151
Salaries and employee benefits$1,967,0003,383
Premises and equipment expense$399,0003,539
Additional noninterest expense$1,723,0002,585
Pre-tax net operating income$225,0005,569
Securities gains (losses)$02,980
Applicable income taxes$29,0003,876
Income before extraordinary items$196,0005,574
Extraordinary gains, net$015
Net income$196,0005,573
Minority interest net income$081
Net income of bank and minority interests.$196,0005,574
Net charge-offs$260,0001,718
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$196,0005,536
2014-06-30 (YTD Data)Rank
Total interest income$3,766,0003,039
Total interest expense$647,0002,190
Net interest income$3,119,0003,178
Provision for loan and lease losses$802,000560
Total noninterest income$398,0003,519
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$268,0002,148
Trading account gains and fees$0172
Additional Noninterest Income$130,0004,227
Total noninterest expense$2,669,0003,197
Salaries and employee benefits$1,274,0003,465
Premises and equipment expense$256,0003,661
Additional noninterest expense$1,139,0002,596
Pre-tax net operating income$46,0006,000
Securities gains (losses)$02,580
Applicable income taxes$-13,0006,388
Income before extraordinary items$59,0005,953
Extraordinary gains, net$020
Net income$59,0005,954
Minority interest net income$080
Net income of bank and minority interests.$59,0005,955
Net charge-offs$262,0001,362
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,000746
Net operating income$59,0005,919
2014-03-31 (YTD Data)Rank
Total interest income$1,918,0003,012
Total interest expense$324,0002,217
Net interest income$1,594,0003,132
Provision for loan and lease losses$652,000359
Total noninterest income$163,0003,849
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$132,0002,157
Trading account gains and fees$0147
Additional Noninterest Income$31,0005,125
Total noninterest expense$1,285,0003,308
Salaries and employee benefits$638,0003,497
Premises and equipment expense$133,0003,620
Additional noninterest expense$514,0002,823
Pre-tax net operating income$-180,0006,514
Securities gains (losses)$01,715
Applicable income taxes$-81,0006,611
Income before extraordinary items$-99,0006,450
Extraordinary gains, net$016
Net income$-99,0006,450
Minority interest net income$066
Net income of bank and minority interests.$-99,0006,451
Net charge-offs$-15,0005,922
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-99,0006,444
2013-12-31 (YTD Data)Rank
Total interest income$8,543,0002,795
Total interest expense$1,503,0002,158
Net interest income$7,040,0002,895
Provision for loan and lease losses$4,820,000277
Total noninterest income$758,0003,707
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$570,0002,159
Trading account gains and fees$0184
Additional Noninterest Income$188,0004,699
Total noninterest expense$5,115,0003,351
Salaries and employee benefits$2,447,0003,597
Premises and equipment expense$500,0003,737
Additional noninterest expense$2,168,0002,802
Pre-tax net operating income$-2,137,0006,668
Securities gains (losses)$03,182
Applicable income taxes$-916,0006,683
Income before extraordinary items$-1,221,0006,616
Extraordinary gains, net$029
Net income$-1,221,0006,616
Minority interest net income$090
Net income of bank and minority interests.$-1,221,0006,616
Net charge-offs$2,181,000697
Cash dividends$771,0002,244
Sale, conversion, retirement of capital stock, net$5,000879
Net operating income$-1,221,0006,606
2013-09-30 (YTD Data)Rank
Total interest income$6,580,0002,743
Total interest expense$1,160,0002,162
Net interest income$5,420,0002,848
Provision for loan and lease losses$3,170,000315
Total noninterest income$585,0003,720
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$420,0002,193
Trading account gains and fees$0180
Additional Noninterest Income$165,0004,576
Total noninterest expense$3,778,0003,394
Salaries and employee benefits$1,836,0003,618
Premises and equipment expense$366,0003,825
Additional noninterest expense$1,576,0002,862
Pre-tax net operating income$-943,0006,695
Securities gains (losses)$03,040
Applicable income taxes$-395,0006,787
Income before extraordinary items$-548,0006,651
Extraordinary gains, net$025
Net income$-548,0006,652
Minority interest net income$084
Net income of bank and minority interests.$-548,0006,652
Net charge-offs$217,0002,470
Cash dividends$578,0001,960
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$-548,0006,636
2013-06-30 (YTD Data)Rank
Total interest income$4,427,0002,723
Total interest expense$815,0002,096
Net interest income$3,612,0002,844
Provision for loan and lease losses$3,020,000247
Total noninterest income$462,0003,432
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$270,0002,223
Trading account gains and fees$0157
Additional Noninterest Income$192,0003,849
Total noninterest expense$2,488,0003,433
Salaries and employee benefits$1,243,0003,593
Premises and equipment expense$234,0003,932
Additional noninterest expense$1,011,0002,939
Pre-tax net operating income$-1,434,0006,845
Securities gains (losses)$02,791
Applicable income taxes$-449,0006,866
Income before extraordinary items$-985,0006,805
Extraordinary gains, net$022
Net income$-985,0006,807
Minority interest net income$082
Net income of bank and minority interests.$-985,0006,806
Net charge-offs$225,0001,983
Cash dividends$385,0001,966
Sale, conversion, retirement of capital stock, net$1,000822
Net operating income$-985,0006,796
2013-03-31 (YTD Data)Rank
Total interest income$2,269,0002,689
Total interest expense$432,0002,051
Net interest income$1,837,0002,812
Provision for loan and lease losses$04,409
Total noninterest income$218,0003,512
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$90,0003,920
Total noninterest expense$1,137,0003,692
Salaries and employee benefits$608,0003,675
Premises and equipment expense$111,0004,078
Additional noninterest expense$418,0003,401
Pre-tax net operating income$918,0001,847
Securities gains (losses)$01,966
Applicable income taxes$338,0001,223
Income before extraordinary items$580,0002,305
Extraordinary gains, net$010
Net income$580,0002,307
Minority interest net income$076
Net income of bank and minority interests.$580,0002,307
Net charge-offs$-6,0005,985
Cash dividends$193,0001,666
Sale, conversion, retirement of capital stock, net$1,000761
Net operating income$580,0002,223
2012-12-31 (YTD Data)Rank
Total interest income$9,351,0002,728
Total interest expense$2,071,0002,078
Net interest income$7,280,0002,893
Provision for loan and lease losses$925,0001,860
Total noninterest income$799,0003,647
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$478,0002,576
Trading account gains and fees$0166
Additional Noninterest Income$321,0003,955
Total noninterest expense$4,441,0003,761
Salaries and employee benefits$2,345,0003,724
Premises and equipment expense$450,0004,062
Additional noninterest expense$1,646,0003,563
Pre-tax net operating income$2,713,0002,270
Securities gains (losses)$03,810
Applicable income taxes$962,0001,511
Income before extraordinary items$1,751,0002,847
Extraordinary gains, net$029
Net income$1,751,0002,850
Minority interest net income$093
Net income of bank and minority interests.$1,751,0002,849
Net charge-offs$336,0003,169
Cash dividends$634,0002,498
Sale, conversion, retirement of capital stock, net$7,000927
Net operating income$1,751,0002,723
2012-09-30 (YTD Data)Rank
Total interest income$7,013,0002,791
Total interest expense$1,591,0002,111
Net interest income$5,422,0002,951
Provision for loan and lease losses$871,0001,616
Total noninterest income$567,0003,786
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$339,0002,720
Trading account gains and fees$0157
Additional Noninterest Income$228,0004,068
Total noninterest expense$3,260,0003,842
Salaries and employee benefits$1,731,0003,780
Premises and equipment expense$326,0004,185
Additional noninterest expense$1,203,0003,656
Pre-tax net operating income$1,858,0002,491
Securities gains (losses)$03,575
Applicable income taxes$662,0001,645
Income before extraordinary items$1,196,0003,081
Extraordinary gains, net$020
Net income$1,196,0003,080
Minority interest net income$086
Net income of bank and minority interests.$1,196,0003,079
Net charge-offs$270,0002,965
Cash dividends$442,0002,174
Sale, conversion, retirement of capital stock, net$5,000896
Net operating income$1,196,0002,936
2012-06-30 (YTD Data)Rank
Total interest income$4,675,0002,821
Total interest expense$1,074,0002,153
Net interest income$3,601,0002,970
Provision for loan and lease losses$771,0001,323
Total noninterest income$347,0003,926
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$219,0002,762
Trading account gains and fees$0153
Additional Noninterest Income$128,0004,307
Total noninterest expense$2,164,0003,874
Salaries and employee benefits$1,136,0003,837
Premises and equipment expense$209,0004,283
Additional noninterest expense$819,0003,611
Pre-tax net operating income$1,013,0002,818
Securities gains (losses)$03,178
Applicable income taxes$356,0001,861
Income before extraordinary items$657,0003,462
Extraordinary gains, net$019
Net income$657,0003,463
Minority interest net income$084
Net income of bank and minority interests.$657,0003,463
Net charge-offs$153,0003,014
Cash dividends$249,0002,345
Sale, conversion, retirement of capital stock, net$0928
Net operating income$657,0003,270
2012-03-31 (YTD Data)Rank
Total interest income$2,324,0002,865
Total interest expense$543,0002,201
Net interest income$1,781,0003,017
Provision for loan and lease losses$05,254
Total noninterest income$184,0003,819
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$105,0002,825
Trading account gains and fees$0148
Additional Noninterest Income$79,0004,037
Total noninterest expense$1,060,0003,943
Salaries and employee benefits$561,0003,895
Premises and equipment expense$99,0004,418
Additional noninterest expense$400,0003,637
Pre-tax net operating income$905,0001,826
Securities gains (losses)$02,210
Applicable income taxes$331,0001,219
Income before extraordinary items$574,0002,339
Extraordinary gains, net$019
Net income$574,0002,341
Minority interest net income$078
Net income of bank and minority interests.$574,0002,342
Net charge-offs$-7,0006,510
Cash dividends$56,0002,370
Sale, conversion, retirement of capital stock, net$0861
Net operating income$574,0002,229
2011-12-31 (YTD Data)Rank
Total interest income$8,896,0003,062
Total interest expense$2,637,0002,188
Net interest income$6,259,0003,351
Provision for loan and lease losses$95,0005,404
Total noninterest income$624,0003,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0005,662
Trading account gains and fees$0146
Additional Noninterest Income$534,0003,020
Total noninterest expense$4,076,0004,069
Salaries and employee benefits$2,353,0003,736
Premises and equipment expense$900,0002,646
Additional noninterest expense$823,0005,356
Pre-tax net operating income$2,712,0002,005
Securities gains (losses)$03,838
Applicable income taxes$1,004,0001,336
Income before extraordinary items$1,708,0002,534
Extraordinary gains, net$029
Net income$1,708,0002,534
Minority interest net income$096
Net income of bank and minority interests.$1,708,0002,535
Net charge-offs$171,0004,481
Cash dividends$361,0002,808
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,708,0002,459
2011-09-30 (YTD Data)Rank
Total interest income$6,644,0003,098
Total interest expense$2,037,0002,216
Net interest income$4,607,0003,414
Provision for loan and lease losses$10,0006,179
Total noninterest income$472,0004,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0005,704
Trading account gains and fees$0145
Additional Noninterest Income$406,0003,019
Total noninterest expense$3,067,0004,051
Salaries and employee benefits$1,722,0003,798
Premises and equipment expense$667,0002,699
Additional noninterest expense$678,0005,176
Pre-tax net operating income$2,002,0002,088
Securities gains (losses)$03,555
Applicable income taxes$741,0001,367
Income before extraordinary items$1,261,0002,627
Extraordinary gains, net$021
Net income$1,261,0002,629
Minority interest net income$087
Net income of bank and minority interests.$1,261,0002,629
Net charge-offs$62,0004,826
Cash dividends$305,0002,303
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,261,0002,536
2011-06-30 (YTD Data)Rank
Total interest income$4,389,0003,149
Total interest expense$1,410,0002,226
Net interest income$2,979,0003,492
Provision for loan and lease losses$10,0005,964
Total noninterest income$288,0004,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0005,758
Trading account gains and fees$0153
Additional Noninterest Income$246,0003,179
Total noninterest expense$2,040,0004,109
Salaries and employee benefits$1,125,0003,885
Premises and equipment expense$436,0002,757
Additional noninterest expense$479,0005,100
Pre-tax net operating income$1,217,0002,208
Securities gains (losses)$02,914
Applicable income taxes$449,0001,423
Income before extraordinary items$768,0002,743
Extraordinary gains, net$015
Net income$768,0002,744
Minority interest net income$089
Net income of bank and minority interests.$768,0002,744
Net charge-offs$58,0004,333
Cash dividends$249,0002,118
Sale, conversion, retirement of capital stock, net$0986
Net operating income$768,0002,657
2011-03-31 (YTD Data)Rank
Total interest income$2,141,0003,235
Total interest expense$723,0002,250
Net interest income$1,418,0003,622
Provision for loan and lease losses$05,840
Total noninterest income$184,0003,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$163,0002,759
Total noninterest expense$992,0004,200
Salaries and employee benefits$553,0003,949
Premises and equipment expense$218,0002,788
Additional noninterest expense$221,0005,290
Pre-tax net operating income$610,0002,192
Securities gains (losses)$01,772
Applicable income taxes$227,0001,371
Income before extraordinary items$383,0002,760
Extraordinary gains, net$09
Net income$383,0002,759
Minority interest net income$086
Net income of bank and minority interests.$383,0002,760
Net charge-offs$52,0003,315
Cash dividends$193,0001,464
Sale, conversion, retirement of capital stock, net$0925
Net operating income$383,0002,695
2010-12-31 (YTD Data)Rank
Total interest income$8,847,0003,266
Total interest expense$3,779,0002,096
Net interest income$5,068,0003,925
Provision for loan and lease losses$942,0003,154
Total noninterest income$611,0004,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$611,0002,886
Total noninterest expense$3,635,0004,477
Salaries and employee benefits$1,927,0004,343
Premises and equipment expense$850,0002,835
Additional noninterest expense$858,0005,458
Pre-tax net operating income$1,102,0003,219
Securities gains (losses)$03,793
Applicable income taxes$358,0002,206
Income before extraordinary items$744,0003,744
Extraordinary gains, net$029
Net income$744,0003,743
Minority interest net income$0111
Net income of bank and minority interests.$744,0003,745
Net charge-offs$303,0004,288
Cash dividends$224,0003,196
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$744,0003,609
2010-09-30 (YTD Data)Rank
Total interest income$6,627,0003,341
Total interest expense$2,971,0002,092
Net interest income$3,656,0004,081
Provision for loan and lease losses$667,0003,106
Total noninterest income$408,0004,470
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$408,0003,073
Total noninterest expense$2,603,0004,638
Salaries and employee benefits$1,357,0004,551
Premises and equipment expense$626,0002,933
Additional noninterest expense$620,0005,571
Pre-tax net operating income$794,0003,481
Securities gains (losses)$03,651
Applicable income taxes$259,0002,292
Income before extraordinary items$535,0003,995
Extraordinary gains, net$023
Net income$535,0003,998
Minority interest net income$0110
Net income of bank and minority interests.$535,0003,998
Net charge-offs$309,0003,690
Cash dividends$168,0002,849
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$535,0003,843
2010-06-30 (YTD Data)Rank
Total interest income$4,490,0003,326
Total interest expense$2,071,0002,085
Net interest income$2,419,0004,104
Provision for loan and lease losses$165,0004,492
Total noninterest income$283,0004,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$283,0002,932
Total noninterest expense$1,744,0004,632
Salaries and employee benefits$905,0004,557
Premises and equipment expense$420,0002,934
Additional noninterest expense$419,0005,557
Pre-tax net operating income$793,0002,815
Securities gains (losses)$03,184
Applicable income taxes$278,0001,813
Income before extraordinary items$515,0003,357
Extraordinary gains, net$019
Net income$515,0003,354
Minority interest net income$0105
Net income of bank and minority interests.$515,0003,356
Net charge-offs$224,0003,400
Cash dividends$112,0002,743
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$515,0003,247
2010-03-31 (YTD Data)Rank
Total interest income$2,220,0003,425
Total interest expense$1,089,0002,090
Net interest income$1,131,0004,315
Provision for loan and lease losses$165,0003,229
Total noninterest income$131,0004,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$131,0003,057
Total noninterest expense$856,0004,725
Salaries and employee benefits$447,0004,667
Premises and equipment expense$202,0003,090
Additional noninterest expense$207,0005,606
Pre-tax net operating income$241,0003,743
Securities gains (losses)$02,284
Applicable income taxes$77,0002,378
Income before extraordinary items$164,0004,217
Extraordinary gains, net$016
Net income$164,0004,218
Minority interest net income$091
Net income of bank and minority interests.$164,0004,216
Net charge-offs$164,0002,636
Cash dividends$56,0002,225
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$164,0004,118
2009-12-31 (YTD Data)Rank
Total interest income$9,267,0003,424
Total interest expense$4,901,0002,303
Net interest income$4,366,0004,313
Provision for loan and lease losses$150,0006,058
Total noninterest income$547,0004,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$547,0003,050
Total noninterest expense$3,242,0004,956
Salaries and employee benefits$1,656,0004,903
Premises and equipment expense$753,0003,282
Additional noninterest expense$833,0005,726
Pre-tax net operating income$1,521,0002,329
Securities gains (losses)$03,754
Applicable income taxes$534,0001,489
Income before extraordinary items$987,0002,798
Extraordinary gains, net$034
Net income$987,0002,797
Minority interest net income$0115
Net income of bank and minority interests.$987,0002,798
Net charge-offs$132,0005,447
Cash dividends$224,0003,535
Sale, conversion, retirement of capital stock, net$2,0001,327
Net operating income$987,0002,740
2009-09-30 (YTD Data)Rank
Total interest income$7,028,0003,446
Total interest expense$3,707,0002,385
Net interest income$3,321,0004,284
Provision for loan and lease losses$30,0006,781
Total noninterest income$410,0004,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$410,0003,141
Total noninterest expense$2,384,0005,013
Salaries and employee benefits$1,208,0005,023
Premises and equipment expense$549,0003,387
Additional noninterest expense$627,0005,710
Pre-tax net operating income$1,317,0002,285
Securities gains (losses)$03,497
Applicable income taxes$456,0001,499
Income before extraordinary items$861,0002,736
Extraordinary gains, net$027
Net income$861,0002,733
Minority interest net income$0118
Net income of bank and minority interests.$861,0002,736
Net charge-offs$61,0005,524
Cash dividends$168,0003,233
Sale, conversion, retirement of capital stock, net$2,0001,223
Net operating income$861,0002,683
2009-06-30 (YTD Data)Rank
Total interest income$4,722,0003,449
Total interest expense$2,475,0002,477
Net interest income$2,247,0004,227
Provision for loan and lease losses$07,158
Total noninterest income$263,0004,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$263,0003,214
Total noninterest expense$1,563,0005,126
Salaries and employee benefits$803,0005,084
Premises and equipment expense$356,0003,486
Additional noninterest expense$404,0005,804
Pre-tax net operating income$947,0002,213
Securities gains (losses)$03,136
Applicable income taxes$331,0001,440
Income before extraordinary items$616,0002,724
Extraordinary gains, net$021
Net income$616,0002,722
Minority interest net income$0112
Net income of bank and minority interests.$616,0002,724
Net charge-offs$11,0005,942
Cash dividends$112,0003,191
Sale, conversion, retirement of capital stock, net$2,0001,172
Net operating income$616,0002,638
2009-03-31 (YTD Data)Rank
Total interest income$2,405,0003,438
Total interest expense$1,247,0002,535
Net interest income$1,158,0004,123
Provision for loan and lease losses$06,744
Total noninterest income$123,0004,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$123,0003,311
Total noninterest expense$758,0005,145
Salaries and employee benefits$422,0004,979
Premises and equipment expense$173,0003,602
Additional noninterest expense$163,0006,106
Pre-tax net operating income$523,0002,291
Securities gains (losses)$02,434
Applicable income taxes$185,0001,539
Income before extraordinary items$338,0002,896
Extraordinary gains, net$015
Net income$338,0002,896
Minority interest net income$0102
Net income of bank and minority interests.$338,0002,897
Net charge-offs$11,0004,708
Cash dividends$56,0002,598
Sale, conversion, retirement of capital stock, net$2,0001,034
Net operating income$338,0002,765
2008-12-31 (YTD Data)Rank
Total interest income$9,891,0003,563
Total interest expense$5,595,0002,679
Net interest income$4,296,0004,353
Provision for loan and lease losses$07,334
Total noninterest income$465,0005,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$465,0003,312
Total noninterest expense$2,870,0005,262
Salaries and employee benefits$1,557,0005,227
Premises and equipment expense$635,0003,755
Additional noninterest expense$678,0005,908
Pre-tax net operating income$1,891,0002,561
Securities gains (losses)$03,220
Applicable income taxes$654,0001,586
Income before extraordinary items$1,237,0002,849
Extraordinary gains, net$039
Net income$1,237,0002,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,033
Cash dividends$224,0004,390
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,237,0002,996
2008-09-30 (YTD Data)Rank
Total interest income$7,435,0003,618
Total interest expense$4,283,0002,729
Net interest income$3,152,0004,470
Provision for loan and lease losses$06,991
Total noninterest income$349,0005,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$349,0003,416
Total noninterest expense$2,012,0005,433
Salaries and employee benefits$1,128,0005,341
Premises and equipment expense$445,0003,976
Additional noninterest expense$439,0006,244
Pre-tax net operating income$1,489,0002,862
Securities gains (losses)$03,106
Applicable income taxes$513,0001,871
Income before extraordinary items$976,0003,149
Extraordinary gains, net$031
Net income$976,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,747
Cash dividends$168,0004,027
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$976,0003,298
2008-06-30 (YTD Data)Rank
Total interest income$4,971,0003,661
Total interest expense$2,988,0002,720
Net interest income$1,983,0004,648
Provision for loan and lease losses$06,671
Total noninterest income$210,0005,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$210,0003,671
Total noninterest expense$1,305,0005,553
Salaries and employee benefits$733,0005,466
Premises and equipment expense$283,0004,132
Additional noninterest expense$289,0006,277
Pre-tax net operating income$888,0003,200
Securities gains (losses)$03,233
Applicable income taxes$299,0002,217
Income before extraordinary items$589,0003,687
Extraordinary gains, net$021
Net income$589,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$112,0003,999
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$589,0003,620
2008-03-31 (YTD Data)Rank
Total interest income$2,510,0003,716
Total interest expense$1,536,0002,821
Net interest income$974,0004,709
Provision for loan and lease losses$-2,0008,344
Total noninterest income$97,0005,495
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$97,0003,825
Total noninterest expense$640,0005,628
Salaries and employee benefits$367,0005,493
Premises and equipment expense$130,0004,415
Additional noninterest expense$143,0006,298
Pre-tax net operating income$433,0003,365
Securities gains (losses)$02,688
Applicable income taxes$144,0002,370
Income before extraordinary items$289,0003,885
Extraordinary gains, net$015
Net income$289,0003,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$56,0003,318
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$289,0003,801
2007-12-31 (YTD Data)Rank
Total interest income$9,601,0003,865
Total interest expense$6,066,0002,978
Net interest income$3,535,0005,001
Provision for loan and lease losses$15,0006,431
Total noninterest income$393,0005,528
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$393,0003,768
Total noninterest expense$2,692,0005,359
Salaries and employee benefits$1,529,0005,244
Premises and equipment expense$568,0003,989
Additional noninterest expense$595,0006,141
Pre-tax net operating income$1,221,0004,320
Securities gains (losses)$02,146
Applicable income taxes$382,0003,086
Income before extraordinary items$839,0004,679
Extraordinary gains, net$039
Net income$839,0004,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,608
Cash dividends$224,0004,778
Sale, conversion, retirement of capital stock, net$12,0001,218
Net operating income$839,0004,671
2007-09-30 (YTD Data)Rank
Total interest income$7,130,0003,916
Total interest expense$4,523,0002,985
Net interest income$2,607,0005,066
Provision for loan and lease losses$15,0005,999
Total noninterest income$292,0005,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$292,0003,787
Total noninterest expense$2,053,0005,279
Salaries and employee benefits$1,160,0005,199
Premises and equipment expense$418,0004,032
Additional noninterest expense$475,0005,951
Pre-tax net operating income$831,0004,758
Securities gains (losses)$01,655
Applicable income taxes$251,0003,422
Income before extraordinary items$580,0005,068
Extraordinary gains, net$033
Net income$580,0005,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$168,0004,273
Sale, conversion, retirement of capital stock, net$9,0001,078
Net operating income$580,0005,063
2007-06-30 (YTD Data)Rank
Total interest income$4,706,0003,952
Total interest expense$2,983,0003,027
Net interest income$1,723,0005,126
Provision for loan and lease losses$15,0005,502
Total noninterest income$183,0005,749
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$183,0003,949
Total noninterest expense$1,340,0005,380
Salaries and employee benefits$786,0005,191
Premises and equipment expense$278,0004,068
Additional noninterest expense$276,0006,341
Pre-tax net operating income$551,0004,857
Securities gains (losses)$01,444
Applicable income taxes$167,0003,504
Income before extraordinary items$384,0005,158
Extraordinary gains, net$029
Net income$384,0005,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,180
Cash dividends$112,0004,222
Sale, conversion, retirement of capital stock, net$8,000980
Net operating income$384,0005,146
2007-03-31 (YTD Data)Rank
Total interest income$2,349,0003,948
Total interest expense$1,450,0003,076
Net interest income$899,0004,994
Provision for loan and lease losses$15,0004,592
Total noninterest income$93,0005,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$93,0003,879
Total noninterest expense$678,0005,359
Salaries and employee benefits$395,0005,209
Premises and equipment expense$135,0004,167
Additional noninterest expense$148,0006,150
Pre-tax net operating income$299,0004,657
Securities gains (losses)$01,187
Applicable income taxes$90,0003,414
Income before extraordinary items$209,0004,950
Extraordinary gains, net$022
Net income$209,0004,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$56,0003,519
Sale, conversion, retirement of capital stock, net$0885
Net operating income$209,0004,936
2006-12-31 (YTD Data)Rank
Total interest income$8,935,0003,886
Total interest expense$5,177,0002,951
Net interest income$3,758,0004,848
Provision for loan and lease losses$74,0005,113
Total noninterest income$357,0005,834
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$357,0003,956
Total noninterest expense$2,730,0005,191
Salaries and employee benefits$1,653,0004,887
Premises and equipment expense$508,0004,221
Additional noninterest expense$569,0006,207
Pre-tax net operating income$1,311,0004,588
Securities gains (losses)$01,687
Applicable income taxes$401,0003,430
Income before extraordinary items$910,0004,923
Extraordinary gains, net$051
Net income$910,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,095
Cash dividends$224,0004,829
Sale, conversion, retirement of capital stock, net$23,0001,096
Net operating income$910,0004,917
2006-09-30 (YTD Data)Rank
Total interest income$6,539,0003,931
Total interest expense$3,758,0002,939
Net interest income$2,781,0004,908
Provision for loan and lease losses$59,0004,911
Total noninterest income$263,0005,889
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,997
Total noninterest expense$1,965,0005,320
Salaries and employee benefits$1,157,0005,088
Premises and equipment expense$378,0004,248
Additional noninterest expense$430,0006,199
Pre-tax net operating income$1,020,0004,667
Securities gains (losses)$01,388
Applicable income taxes$318,0003,498
Income before extraordinary items$702,0004,999
Extraordinary gains, net$045
Net income$702,0005,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$168,0004,345
Sale, conversion, retirement of capital stock, net$10,000957
Net operating income$702,0004,995
2006-06-30 (YTD Data)Rank
Total interest income$4,208,0003,984
Total interest expense$2,417,0002,897
Net interest income$1,791,0005,043
Provision for loan and lease losses$30,0004,987
Total noninterest income$171,0005,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$171,0004,055
Total noninterest expense$1,308,0005,331
Salaries and employee benefits$776,0005,081
Premises and equipment expense$260,0004,176
Additional noninterest expense$272,0006,355
Pre-tax net operating income$624,0004,899
Securities gains (losses)$01,185
Applicable income taxes$190,0003,679
Income before extraordinary items$434,0005,204
Extraordinary gains, net$039
Net income$434,0005,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,967
Cash dividends$112,0004,249
Sale, conversion, retirement of capital stock, net$10,000793
Net operating income$434,0005,204
2006-03-31 (YTD Data)Rank
Total interest income$2,116,0003,902
Total interest expense$1,142,0002,914
Net interest income$974,0004,787
Provision for loan and lease losses$15,0004,758
Total noninterest income$91,0005,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,897
Total noninterest expense$660,0005,318
Salaries and employee benefits$397,0005,037
Premises and equipment expense$129,0004,210
Additional noninterest expense$134,0006,380
Pre-tax net operating income$390,0004,337
Securities gains (losses)$0955
Applicable income taxes$125,0003,281
Income before extraordinary items$265,0004,722
Extraordinary gains, net$021
Net income$265,0004,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$56,0003,511
Sale, conversion, retirement of capital stock, net$7,000576
Net operating income$265,0004,702
2005-12-31 (YTD Data)Rank
Total interest income$7,701,0003,863
Total interest expense$3,812,0002,753
Net interest income$3,889,0004,705
Provision for loan and lease losses$88,0005,023
Total noninterest income$418,0005,628
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$418,0003,701
Total noninterest expense$2,391,0005,513
Salaries and employee benefits$1,394,0005,303
Premises and equipment expense$461,0004,421
Additional noninterest expense$536,0006,374
Pre-tax net operating income$1,828,0003,908
Securities gains (losses)$-57,0008,233
Applicable income taxes$538,0003,248
Income before extraordinary items$1,233,0004,281
Extraordinary gains, net$046
Net income$1,233,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,546
Cash dividends$212,0004,828
Sale, conversion, retirement of capital stock, net$27,000847
Net operating income$1,272,9004,177
2005-09-30 (YTD Data)Rank
Total interest income$5,660,0003,873
Total interest expense$2,763,0002,706
Net interest income$2,897,0004,747
Provision for loan and lease losses$23,0006,069
Total noninterest income$324,0005,595
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$324,0003,664
Total noninterest expense$1,773,0005,529
Salaries and employee benefits$1,045,0005,278
Premises and equipment expense$342,0004,434
Additional noninterest expense$386,0006,460
Pre-tax net operating income$1,425,0003,897
Securities gains (losses)$-57,0008,518
Applicable income taxes$407,0003,291
Income before extraordinary items$961,0004,276
Extraordinary gains, net$035
Net income$961,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$159,0004,298
Sale, conversion, retirement of capital stock, net$11,000716
Net operating income$1,000,9004,113
2005-06-30 (YTD Data)Rank
Total interest income$3,713,0003,853
Total interest expense$1,786,0002,643
Net interest income$1,927,0004,728
Provision for loan and lease losses$06,626
Total noninterest income$234,0005,383
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$234,0003,479
Total noninterest expense$1,193,0005,496
Salaries and employee benefits$707,0005,218
Premises and equipment expense$228,0004,405
Additional noninterest expense$258,0006,435
Pre-tax net operating income$968,0003,792
Securities gains (losses)$-57,0008,623
Applicable income taxes$261,0003,338
Income before extraordinary items$650,0004,207
Extraordinary gains, net$030
Net income$650,0004,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$106,0004,190
Sale, conversion, retirement of capital stock, net$5,000614
Net operating income$690,4703,972
2005-03-31 (YTD Data)Rank
Total interest income$1,826,0003,869
Total interest expense$871,0002,607
Net interest income$955,0004,765
Provision for loan and lease losses$06,226
Total noninterest income$76,0006,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$76,0004,289
Total noninterest expense$592,0005,553
Salaries and employee benefits$355,0005,246
Premises and equipment expense$109,0004,578
Additional noninterest expense$128,0006,480
Pre-tax net operating income$439,0004,033
Securities gains (losses)$-57,0008,797
Applicable income taxes$115,0003,530
Income before extraordinary items$267,0004,690
Extraordinary gains, net$024
Net income$267,0004,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$53,0003,387
Sale, conversion, retirement of capital stock, net$0491
Net operating income$306,9004,265
2004-12-31 (YTD Data)Rank
Total interest income$7,008,0003,807
Total interest expense$3,346,0002,390
Net interest income$3,662,0004,763
Provision for loan and lease losses$150,0004,230
Total noninterest income$320,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$320,0004,144
Total noninterest expense$2,531,0005,260
Salaries and employee benefits$1,575,0004,763
Premises and equipment expense$443,0004,461
Additional noninterest expense$513,0006,468
Pre-tax net operating income$1,301,0004,588
Securities gains (losses)$-54,0008,612
Applicable income taxes$351,0003,931
Income before extraordinary items$896,0004,983
Extraordinary gains, net$034
Net income$896,0004,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,719
Cash dividends$210,0004,800
Sale, conversion, retirement of capital stock, net$85,000682
Net operating income$934,8804,804
2004-09-30 (YTD Data)Rank
Total interest income$5,185,0003,819
Total interest expense$2,471,0002,384
Net interest income$2,714,0004,781
Provision for loan and lease losses$150,0003,509
Total noninterest income$230,0006,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$230,0004,227
Total noninterest expense$1,917,0005,179
Salaries and employee benefits$1,236,0004,588
Premises and equipment expense$328,0004,493
Additional noninterest expense$353,0006,689
Pre-tax net operating income$877,0004,959
Securities gains (losses)$11,0002,659
Applicable income taxes$245,0004,122
Income before extraordinary items$643,0005,184
Extraordinary gains, net$026
Net income$643,0005,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,426
Cash dividends$157,0004,252
Sale, conversion, retirement of capital stock, net$70,000554
Net operating income$635,0805,125
2004-06-30 (YTD Data)Rank
Total interest income$3,401,0003,866
Total interest expense$1,641,0002,364
Net interest income$1,760,0004,868
Provision for loan and lease losses$150,0002,691
Total noninterest income$151,0006,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$151,0004,291
Total noninterest expense$1,378,0004,942
Salaries and employee benefits$931,0004,207
Premises and equipment expense$220,0004,467
Additional noninterest expense$227,0006,828
Pre-tax net operating income$383,0005,957
Securities gains (losses)$03,413
Applicable income taxes$85,0005,047
Income before extraordinary items$298,0006,054
Extraordinary gains, net$021
Net income$298,0006,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,596
Cash dividends$104,0004,150
Sale, conversion, retirement of capital stock, net$45,000493
Net operating income$298,0005,974
2004-03-31 (YTD Data)Rank
Total interest income$1,706,0003,863
Total interest expense$826,0002,373
Net interest income$880,0004,885
Provision for loan and lease losses$30,0004,060
Total noninterest income$74,0006,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$74,0004,326
Total noninterest expense$572,0005,602
Salaries and employee benefits$350,0005,185
Premises and equipment expense$112,0004,455
Additional noninterest expense$110,0006,907
Pre-tax net operating income$352,0004,425
Securities gains (losses)$02,934
Applicable income taxes$106,0003,688
Income before extraordinary items$246,0004,798
Extraordinary gains, net$016
Net income$246,0004,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$52,0003,353
Sale, conversion, retirement of capital stock, net$0464
Net operating income$246,0004,680
2003-12-31 (YTD Data)Rank
Total interest income$6,867,0003,881
Total interest expense$3,601,0002,446
Net interest income$3,266,0005,031
Provision for loan and lease losses$307,0003,107
Total noninterest income$333,0006,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$333,0004,297
Total noninterest expense$2,074,0005,872
Salaries and employee benefits$1,170,0005,726
Premises and equipment expense$388,0004,826
Additional noninterest expense$516,0006,456
Pre-tax net operating income$1,218,0004,653
Securities gains (losses)$04,500
Applicable income taxes$379,0003,895
Income before extraordinary items$839,0005,129
Extraordinary gains, net$054
Net income$839,0005,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,336
Cash dividends$208,0004,873
Sale, conversion, retirement of capital stock, net$70,000696
Net operating income$839,0004,966
2003-09-30 (YTD Data)Rank
Total interest income$5,182,0003,912
Total interest expense$2,733,0002,506
Net interest income$2,449,0005,042
Provision for loan and lease losses$139,0004,047
Total noninterest income$251,0006,398
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$251,0004,375
Total noninterest expense$1,545,0005,885
Salaries and employee benefits$888,0005,645
Premises and equipment expense$275,0005,014
Additional noninterest expense$382,0006,466
Pre-tax net operating income$1,016,0004,508
Securities gains (losses)$04,204
Applicable income taxes$342,0003,688
Income before extraordinary items$674,0005,085
Extraordinary gains, net$040
Net income$674,0005,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,593
Cash dividends$156,0004,336
Sale, conversion, retirement of capital stock, net$47,000573
Net operating income$674,0004,905
2003-06-30 (YTD Data)Rank
Total interest income$3,511,0003,889
Total interest expense$1,865,0002,528
Net interest income$1,646,0005,000
Provision for loan and lease losses$101,0003,832
Total noninterest income$163,0006,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$163,0004,419
Total noninterest expense$1,001,0005,977
Salaries and employee benefits$606,0005,584
Premises and equipment expense$179,0005,067
Additional noninterest expense$216,0006,942
Pre-tax net operating income$707,0004,396
Securities gains (losses)$03,782
Applicable income taxes$240,0003,624
Income before extraordinary items$467,0004,976
Extraordinary gains, net$030
Net income$467,0004,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,998
Cash dividends$104,0004,199
Sale, conversion, retirement of capital stock, net$47,000443
Net operating income$467,0004,770
2003-03-31 (YTD Data)Rank
Total interest income$1,760,0003,897
Total interest expense$961,0002,521
Net interest income$799,0005,100
Provision for loan and lease losses$35,0004,303
Total noninterest income$68,0006,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$500,0005,999
Salaries and employee benefits$306,0005,554
Premises and equipment expense$89,0005,083
Additional noninterest expense$105,0007,027
Pre-tax net operating income$332,0004,526
Securities gains (losses)$02,891
Applicable income taxes$117,0003,681
Income before extraordinary items$215,0005,131
Extraordinary gains, net$021
Net income$215,0005,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,115
Cash dividends$52,0003,389
Sale, conversion, retirement of capital stock, net$22,000316
Net operating income$215,0004,944
2002-12-31 (YTD Data)Rank
Total interest income$6,660,0004,213
Total interest expense$3,721,0002,926
Net interest income$2,939,0005,352
Provision for loan and lease losses$254,0003,831
Total noninterest income$295,0006,489
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$1,810,0006,241
Salaries and employee benefits$1,042,0005,979
Premises and equipment expense$373,0004,879
Additional noninterest expense$395,0007,188
Pre-tax net operating income$1,170,0004,784
Securities gains (losses)$8,0003,732
Applicable income taxes$406,0003,863
Income before extraordinary items$772,0005,301
Extraordinary gains, net$070
Net income$772,0005,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,916
Cash dividends$204,0004,858
Sale, conversion, retirement of capital stock, net$11,000805
Net operating income$766,7205,182
2001-12-31 (YTD Data)Rank
Total interest income$5,896,0005,023
Total interest expense$3,579,0004,133
Net interest income$2,317,0005,980
Provision for loan and lease losses$08,228
Total noninterest income$314,0006,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$314,0004,015
Total noninterest expense$1,550,0006,686
Salaries and employee benefits$883,0006,442
Premises and equipment expense$330,0005,224
Additional noninterest expense$337,0007,598
Pre-tax net operating income$1,081,0004,697
Securities gains (losses)$04,612
Applicable income taxes$393,0003,771
Income before extraordinary items$688,0005,271
Extraordinary gains, net$0105
Net income$688,0005,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$204,0004,966
Sale, conversion, retirement of capital stock, net$0922
Net operating income$688,0005,155
2000-12-31 (YTD Data)Rank
Total interest income$5,279,0005,546
Total interest expense$2,902,0005,049
Net interest income$2,377,0005,997
Provision for loan and lease losses$22,0007,551
Total noninterest income$227,0007,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$227,0004,505
Total noninterest expense$1,690,0006,288
Salaries and employee benefits$1,153,0005,373
Premises and equipment expense$227,0006,359
Additional noninterest expense$310,0007,865
Pre-tax net operating income$892,0005,576
Securities gains (losses)$106,000556
Applicable income taxes$362,0004,204
Income before extraordinary items$636,0005,682
Extraordinary gains, net$038
Net income$636,0005,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,044
Cash dividends$146,0005,562
Sale, conversion, retirement of capital stock, net$0969
Net operating income$568,1606,006
1999-12-31 (YTD Data)Rank
Total interest income$4,787,0005,719
Total interest expense$2,563,0005,119
Net interest income$2,224,0006,233
Provision for loan and lease losses$08,503
Total noninterest income$250,0006,946
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$250,0004,438
Total noninterest expense$1,302,0007,292
Salaries and employee benefits$725,0007,111
Premises and equipment expense$278,0005,710
Additional noninterest expense$299,0008,124
Pre-tax net operating income$1,172,0004,831
Securities gains (losses)$03,155
Applicable income taxes$428,0003,989
Income before extraordinary items$744,0005,300
Extraordinary gains, net$035
Net income$744,0005,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,087
Cash dividends$138,0005,756
Sale, conversion, retirement of capital stock, net$113,000771
Net operating income$744,0005,265
1998-12-31 (YTD Data)Rank
Total interest income$4,466,0006,087
Total interest expense$2,464,0005,415
Net interest income$2,002,0006,672
Provision for loan and lease losses$08,652
Total noninterest income$194,0007,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$194,0005,040
Total noninterest expense$1,074,0007,898
Salaries and employee benefits$634,0007,567
Premises and equipment expense$194,0006,806
Additional noninterest expense$246,0008,643
Pre-tax net operating income$1,122,0005,090
Securities gains (losses)$04,449
Applicable income taxes$428,0004,247
Income before extraordinary items$694,0005,646
Extraordinary gains, net$032
Net income$694,0005,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$87,0006,425
Sale, conversion, retirement of capital stock, net$4,611,000253
Net operating income$694,0005,532
1997-12-31 (YTD Data)Rank
Total interest income$4,215,0006,455
Total interest expense$2,421,0005,532
Net interest income$1,794,0007,338
Provision for loan and lease losses$08,829
Total noninterest income$156,0008,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$156,0005,590
Total noninterest expense$988,0008,391
Salaries and employee benefits$629,0007,730
Premises and equipment expense$165,0007,471
Additional noninterest expense$194,0009,481
Pre-tax net operating income$962,0005,953
Securities gains (losses)$03,944
Applicable income taxes$261,0006,143
Income before extraordinary items$701,0005,903
Extraordinary gains, net$044
Net income$701,0005,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,394
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$701,0005,858
1996-12-31 (YTD Data)Rank
Total interest income$4,106,0006,762
Total interest expense$2,419,0005,645
Net interest income$1,687,0007,819
Provision for loan and lease losses$09,041
Total noninterest income$161,0008,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$161,0005,764
Total noninterest expense$1,325,0007,588
Salaries and employee benefits$612,0008,050
Premises and equipment expense$144,0008,199
Additional noninterest expense$569,0006,554
Pre-tax net operating income$523,0007,806
Securities gains (losses)$04,148
Applicable income taxes$209,0007,004
Income before extraordinary items$314,0008,307
Extraordinary gains, net$053
Net income$314,0008,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$314,0008,242
1995-12-31 (YTD Data)Rank
Total interest income$3,976,0007,030
Total interest expense$2,238,0006,004
Net interest income$1,738,0007,920
Provision for loan and lease losses$44,0006,492
Total noninterest income$159,0009,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$159,0005,815
Total noninterest expense$941,0009,200
Salaries and employee benefits$519,0008,949
Premises and equipment expense$171,0007,793
Additional noninterest expense$251,0009,808
Pre-tax net operating income$912,0006,363
Securities gains (losses)$32,0001,585
Applicable income taxes$382,0005,108
Income before extraordinary items$562,0006,831
Extraordinary gains, net$065
Net income$562,0006,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,295
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$541,5206,933
1994-12-31 (YTD Data)Rank
Total interest income$3,708,0007,060
Total interest expense$1,965,0005,689
Net interest income$1,743,0008,190
Provision for loan and lease losses$48,0006,241
Total noninterest income$150,0009,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$150,0006,205
Total noninterest expense$896,0009,788
Salaries and employee benefits$500,0009,393
Premises and equipment expense$144,0008,713
Additional noninterest expense$252,00010,498
Pre-tax net operating income$949,0006,174
Securities gains (losses)$03,600
Applicable income taxes$378,0004,964
Income before extraordinary items$571,0006,752
Extraordinary gains, net$0249
Net income$571,0006,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$571,0006,807
1993-12-31 (YTD Data)Rank
Total interest income$3,764,0007,171
Total interest expense$2,082,0005,652
Net interest income$1,682,0008,541
Provision for loan and lease losses$48,0007,582
Total noninterest income$162,0009,978
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$162,0006,311
Total noninterest expense$840,00010,472
Salaries and employee benefits$482,0009,847
Premises and equipment expense$129,0009,507
Additional noninterest expense$229,00011,340
Pre-tax net operating income$956,0006,083
Securities gains (losses)$11,0005,374
Applicable income taxes$413,0004,893
Income before extraordinary items$554,0007,121
Extraordinary gains, net$03,149
Net income$554,0007,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0008,388
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$546,9606,921
1992-12-31 (YTD Data)Rank
Total interest income$3,952,0007,574
Total interest expense$2,444,0006,100
Net interest income$1,508,0009,243
Provision for loan and lease losses$48,0009,164
Total noninterest income$202,0009,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$202,0005,639
Total noninterest expense$823,00010,895
Salaries and employee benefits$461,00010,184
Premises and equipment expense$113,00010,290
Additional noninterest expense$249,00011,542
Pre-tax net operating income$839,0006,388
Securities gains (losses)$-1,00012,730
Applicable income taxes$377,0005,017
Income before extraordinary items$461,0007,645
Extraordinary gains, net$01,422
Net income$461,0007,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0006,676
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$461,6407,292

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.