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Mid-South Bank and Trust Company, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$15,137,0002,078
Total interest expense$5,790,0002,243
Net interest income$9,347,0001,939
Provision for loan and lease losses$207,0003,838
Total noninterest income$3,055,0001,439
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,536,000847
Trading account gains and fees$0532
Additional Noninterest Income$1,519,0001,539
Total noninterest expense$7,093,0002,069
Salaries and employee benefits$3,487,0001,920
Premises and equipment expense$953,0002,158
Additional noninterest expense$2,653,0002,101
Pre-tax net operating income$5,102,0001,376
Securities gains (losses)$16,0004,943
Applicable income taxes$1,673,0001,420
Income before extraordinary items$3,445,0001,475
Extraordinary gains, net$03,149
Net income$3,445,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,735
Cash dividends$949,0001,861
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,434,2801,391
1992-12-31 (YTD Data)Rank
Total interest income$16,195,0002,188
Total interest expense$7,089,0002,373
Net interest income$9,106,0002,011
Provision for loan and lease losses$1,121,0001,706
Total noninterest income$2,362,0001,726
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,270,0001,026
Trading account gains and fees$0504
Additional Noninterest Income$1,092,0001,880
Total noninterest expense$7,812,0001,923
Salaries and employee benefits$3,419,0001,924
Premises and equipment expense$1,189,0001,774
Additional noninterest expense$3,204,0001,894
Pre-tax net operating income$2,535,0002,447
Securities gains (losses)$-1,00012,730
Applicable income taxes$892,0002,342
Income before extraordinary items$1,642,0002,800
Extraordinary gains, net$01,422
Net income$1,642,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$844,0001,750
Cash dividends$1,024,0001,512
Sale, conversion, retirement of capital stock, net$149,000778
Net operating income$1,642,6502,594

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.