Home > Mid Penn Bank > Net charge- offs to loans
Mid Penn Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6280% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6280% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9828% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9828% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0283% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0283% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6680% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6680% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 4,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9836% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9836% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2765% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2765% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3976% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3976% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1238% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3374% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1289% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1289% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2197% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0316% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0316% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 4,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4274% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3948% | 4,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3948% | 4,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0068% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5871% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 36.3436% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0187% | 4,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0493% | 4,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0504% | 4,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1885% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1932% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0014% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0316% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0104% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7279% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7447% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0240% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8576% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8763% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0485% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0365% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1349% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9710% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9915% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0681% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4358% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4451% | 1,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 4,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0375% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1536% | 5,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1781% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6193% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0469% | 4,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0808% | 5,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2309% | 5,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1057% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4574% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0929% | 5,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1513% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.1034% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4041% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4507% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5442% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5672% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9171% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6690% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0891% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2655% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9907% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9907% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 5,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0059% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0059% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0727% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1069% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2136% | 5,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0414% | 3,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0594% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0594% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1511% | 5,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1993% | 5,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4122% | 5,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0258% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3811% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0621% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1175% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6311% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2978% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2978% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0757% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1592% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1088% | 2,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 4,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0962% | 5,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2045% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 4,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3220% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3220% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 5,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6303% | 5,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6303% | 5,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0331% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2820% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5413% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 5,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0731% | 5,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2213% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0414% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0967% | 5,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0967% | 5,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1831% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3416% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1449% | 5,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1449% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0199% | 1,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3669% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7330% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2985% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2985% | 5,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2187% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2720% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2399% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5031% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3297% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5351% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0599% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1927% | 6,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1927% | 6,230 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0118% | 5,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3335% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2471% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6902% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4438% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7350% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5101% | 6,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5101% | 6,319 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 5,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4526% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3785% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8552% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6691% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8888% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3685% | 6,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3685% | 6,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3916% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1876% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9735% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5020% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0567% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4082% | 6,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4082% | 6,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0213% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0686% | 6,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1763% | 468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8036% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9500% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 5,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0591% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0591% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2867% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3550% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 1,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2314% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0561% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,661 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2539% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5385% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4476% | 6,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 1,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1628% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 4,674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5860% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5860% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6128% | 6,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3482% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0442% | 4,760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4235% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1715% | 5,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1715% | 5,792 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0396% | 5,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4741% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2350% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 2,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 3,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2249% | 669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7264% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2238% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6290% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3333% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0860% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0860% | 6,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3754% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2770% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 3,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 2,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 2,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2905% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5924% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 5,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7181% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9223% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5666% | 6,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5666% | 6,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0547% | 6,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2931% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2577% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0253% | 1,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4207% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7111% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0649% | 5,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8646% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6939% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6635% | 6,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6635% | 6,730 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4077% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8333% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6775% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1314% | 5,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8367% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3368% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6368% | 6,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6368% | 6,662 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0815% | 6,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 3,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 3,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1112% | 925 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7355% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3051% | 1,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8185% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9067% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9951% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9099% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2036% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3940% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2770% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 3,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1482% | 757 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9465% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4144% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0485% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1993% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1589% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0393% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0827% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3794% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 2,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2206% | 590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4587% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6409% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4246% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8414% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1502% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9124% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0985% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 3,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 1,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5508% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 6,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0681% | 6,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2293% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7531% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0167% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6894% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5670% | 2,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.7588% | 2,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5224% | 1,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8249% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2047% | 1,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9463% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3228% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7318% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8688% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5126% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.8553% | 2,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3272% | 2,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9849% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3841% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1038% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6781% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0987% | 6,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3111% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | 1.2441% | 1,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1118% | 2,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5642% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5959% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5578% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 3,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3923% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1162% | 6,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3353% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3501% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2212% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9220% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0508% | 5,609 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1152% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5366% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2058% | 6,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5844% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7911% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4111% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 3,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 3,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7438% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7765% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5229% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 5,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 4,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 2,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 3,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 4,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8159% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7172% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 2,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 3,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 2,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6432% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0830% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 3,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3648% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1453% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2202% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0142% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 1,768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8554% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0678% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9980% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0986% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8125% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2300% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3481% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 3,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8423% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7887% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3076% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7077% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4147% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0370% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5590% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3048% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5240% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3708% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0735% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0636% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5246% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9810% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 5,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 4,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4739% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 3,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4315% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0544% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8050% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 3,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4524% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1645% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7395% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1689% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5930% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2774% | 4,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2555% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8133% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 4,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4072% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2762% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5047% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5871% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 3,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6339% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8380% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2678% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 8,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6315% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8234% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 7,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1194% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2708% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7498% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 6,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 6,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4747% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |