Home > Mid-Iowa Savings Bank, FSB > Income and Expense
Mid-Iowa Savings Bank, FSB, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,609,000 | 3,350 |
| Total interest expense | $6,165,000 | 2,459 |
| Net interest income | $3,444,000 | 4,658 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $936,000 | 3,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $936,000 | 1,957 |
| Total noninterest expense | $2,389,000 | 4,918 |
| Salaries and employee benefits | $1,207,000 | 5,056 |
| Premises and equipment expense | $558,000 | 3,388 |
| Additional noninterest expense | $624,000 | 5,601 |
| Pre-tax net operating income | $1,931,000 | 3,431 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $648,000 | 3,209 |
| Income before extraordinary items | $1,283,000 | 3,733 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,283,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,283,000 | 3,646 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,969,000 | 3,589 |
| Total interest expense | $5,545,000 | 2,693 |
| Net interest income | $3,424,000 | 4,807 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $774,000 | 3,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $774,000 | 2,076 |
| Total noninterest expense | $2,135,000 | 5,403 |
| Salaries and employee benefits | $1,155,000 | 5,264 |
| Premises and equipment expense | $442,000 | 4,099 |
| Additional noninterest expense | $538,000 | 6,205 |
| Pre-tax net operating income | $1,976,000 | 3,573 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $644,000 | 3,477 |
| Income before extraordinary items | $1,332,000 | 3,718 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,332,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,332,000 | 3,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,951 |
| Total interest expense | $4,978,000 | 3,015 |
| Net interest income | $3,208,000 | 5,186 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $769,000 | 3,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $769,000 | 2,160 |
| Total noninterest expense | $2,612,000 | 4,831 |
| Salaries and employee benefits | $1,053,000 | 5,782 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $1,185,000 | 3,821 |
| Pre-tax net operating income | $1,329,000 | 4,762 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $448,000 | 4,517 |
| Income before extraordinary items | $881,000 | 4,952 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $881,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $881,000 | 4,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 4,339 |
| Total interest expense | $4,747,000 | 3,165 |
| Net interest income | $2,644,000 | 6,057 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $516,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $516,000 | 2,816 |
| Total noninterest expense | $1,892,000 | 6,248 |
| Salaries and employee benefits | $984,000 | 6,145 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $566,000 | 6,744 |
| Pre-tax net operating income | $1,235,000 | 5,155 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $404,000 | 4,918 |
| Income before extraordinary items | $836,000 | 5,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $836,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $832,650 | 5,273 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 4,663 |
| Total interest expense | $3,498,000 | 3,455 |
| Net interest income | $2,786,000 | 5,937 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $577,000 | 4,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $577,000 | 2,664 |
| Total noninterest expense | $1,881,000 | 6,498 |
| Salaries and employee benefits | $1,014,000 | 6,022 |
| Premises and equipment expense | $322,000 | 5,409 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $1,448,000 | 4,542 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $454,000 | 4,359 |
| Income before extraordinary items | $971,000 | 4,631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $971,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $986,640 | 4,630 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 4,760 |
| Total interest expense | $3,484,000 | 3,602 |
| Net interest income | $2,807,000 | 5,964 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $726,000 | 4,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $726,000 | 2,535 |
| Total noninterest expense | $1,862,000 | 6,718 |
| Salaries and employee benefits | $1,023,000 | 5,995 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $526,000 | 7,986 |
| Pre-tax net operating income | $1,605,000 | 4,080 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $551,000 | 3,846 |
| Income before extraordinary items | $1,054,000 | 4,491 |
| Extraordinary gains, net | $37,000 | 2,352 |
| Net income | $1,091,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $681,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 939 |
| Net operating income | $1,054,000 | 4,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 4,847 |
| Total interest expense | $4,383,000 | 3,740 |
| Net interest income | $2,572,000 | 6,451 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $501,000 | 5,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $501,000 | 3,183 |
| Total noninterest expense | $1,734,000 | 7,174 |
| Salaries and employee benefits | $892,000 | 6,666 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $539,000 | 8,097 |
| Pre-tax net operating income | $1,069,000 | 5,366 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $698,000 | 5,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $698,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,693,000 | 335 |
| Net operating income | $682,640 | 5,687 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.