Home > Mid-Hudson Savings Bank FSB > Income and Expense
Mid-Hudson Savings Bank FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $34,203,000 | 946 |
| Total interest expense | $16,173,000 | 877 |
| Net interest income | $18,030,000 | 1,016 |
| Provision for loan and lease losses | $1,634,000 | 937 |
| Total noninterest income | $1,841,000 | 2,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,841,000 | 1,334 |
| Total noninterest expense | $16,353,000 | 984 |
| Salaries and employee benefits | $6,971,000 | 978 |
| Premises and equipment expense | $2,791,000 | 822 |
| Additional noninterest expense | $6,591,000 | 1,028 |
| Pre-tax net operating income | $1,884,000 | 3,515 |
| Securities gains (losses) | $2,425,000 | 272 |
| Applicable income taxes | $1,726,000 | 1,375 |
| Income before extraordinary items | $2,583,000 | 1,936 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,583,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,193,000 | 1,020 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,031,000 | 4,341 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,466,000 | 1,203 |
| Total interest expense | $16,984,000 | 1,066 |
| Net interest income | $13,482,000 | 1,373 |
| Provision for loan and lease losses | $1,575,000 | 1,359 |
| Total noninterest income | $2,428,000 | 1,692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,428,000 | 1,099 |
| Total noninterest expense | $11,036,000 | 1,401 |
| Salaries and employee benefits | $5,757,000 | 1,160 |
| Premises and equipment expense | $2,039,000 | 1,099 |
| Additional noninterest expense | $3,240,000 | 1,870 |
| Pre-tax net operating income | $3,299,000 | 1,878 |
| Securities gains (losses) | $311,000 | 1,502 |
| Applicable income taxes | $1,427,000 | 1,508 |
| Income before extraordinary items | $2,183,000 | 2,107 |
| Extraordinary gains, net | $681,000 | 159 |
| Net income | $2,864,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,638,000 | 1,124 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $5,200,000 | 163 |
| Net operating income | $1,983,960 | 2,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.