Home > Mid-Continent Federal Savings Bank > Income and Expense
Mid-Continent Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,696,000 | 1,210 |
| Total interest expense | $17,645,000 | 928 |
| Net interest income | $10,051,000 | 1,732 |
| Provision for loan and lease losses | $471,000 | 1,873 |
| Total noninterest income | $7,270,000 | 717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,270,000 | 499 |
| Total noninterest expense | $10,849,000 | 1,221 |
| Salaries and employee benefits | $6,399,000 | 1,032 |
| Premises and equipment expense | $1,820,000 | 1,091 |
| Additional noninterest expense | $2,630,000 | 1,624 |
| Pre-tax net operating income | $6,001,000 | 1,299 |
| Securities gains (losses) | $704,000 | 349 |
| Applicable income taxes | $2,628,000 | 1,049 |
| Income before extraordinary items | $4,077,000 | 1,339 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,077,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,626,440 | 1,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,920,000 | 1,527 |
| Total interest expense | $13,700,000 | 1,196 |
| Net interest income | $8,220,000 | 2,191 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $6,423,000 | 804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,423,000 | 550 |
| Total noninterest expense | $10,333,000 | 1,386 |
| Salaries and employee benefits | $5,091,000 | 1,317 |
| Premises and equipment expense | $1,555,000 | 1,316 |
| Additional noninterest expense | $3,687,000 | 1,445 |
| Pre-tax net operating income | $4,210,000 | 1,710 |
| Securities gains (losses) | $898,000 | 274 |
| Applicable income taxes | $1,956,000 | 1,256 |
| Income before extraordinary items | $3,152,000 | 1,575 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,152,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,577,280 | 1,883 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,303,000 | 1,952 |
| Total interest expense | $10,534,000 | 1,530 |
| Net interest income | $6,769,000 | 2,634 |
| Provision for loan and lease losses | $219,000 | 2,855 |
| Total noninterest income | $5,585,000 | 890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,585,000 | 616 |
| Total noninterest expense | $8,315,000 | 1,692 |
| Salaries and employee benefits | $4,588,000 | 1,445 |
| Premises and equipment expense | $1,415,000 | 1,450 |
| Additional noninterest expense | $2,312,000 | 2,134 |
| Pre-tax net operating income | $3,820,000 | 1,935 |
| Securities gains (losses) | $2,450,000 | 113 |
| Applicable income taxes | $2,268,000 | 1,134 |
| Income before extraordinary items | $4,002,000 | 1,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,002,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,434,000 | 2,037 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,257,000 | 2,479 |
| Total interest expense | $6,528,000 | 1,909 |
| Net interest income | $5,729,000 | 3,128 |
| Provision for loan and lease losses | $117,000 | 4,239 |
| Total noninterest income | $4,042,000 | 1,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,042,000 | 730 |
| Total noninterest expense | $6,485,000 | 2,175 |
| Salaries and employee benefits | $3,410,000 | 1,957 |
| Premises and equipment expense | $1,218,000 | 1,696 |
| Additional noninterest expense | $1,857,000 | 2,743 |
| Pre-tax net operating income | $3,169,000 | 2,236 |
| Securities gains (losses) | $224,000 | 461 |
| Applicable income taxes | $1,353,000 | 1,703 |
| Income before extraordinary items | $2,040,000 | 2,377 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,040,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $9,968,000 | 100 |
| Net operating income | $1,896,640 | 2,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,438,000 | 2,481 |
| Total interest expense | $6,827,000 | 1,903 |
| Net interest income | $5,611,000 | 3,222 |
| Provision for loan and lease losses | $192,000 | 4,009 |
| Total noninterest income | $2,543,000 | 1,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,543,000 | 1,077 |
| Total noninterest expense | $5,768,000 | 2,481 |
| Salaries and employee benefits | $3,024,000 | 2,196 |
| Premises and equipment expense | $962,000 | 2,136 |
| Additional noninterest expense | $1,782,000 | 3,007 |
| Pre-tax net operating income | $2,194,000 | 3,027 |
| Securities gains (losses) | $3,010,000 | 234 |
| Applicable income taxes | $2,090,000 | 1,159 |
| Income before extraordinary items | $3,114,000 | 1,631 |
| Extraordinary gains, net | $136,000 | 1,318 |
| Net income | $3,250,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,187,600 | 3,863 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,178,000 | 2,312 |
| Total interest expense | $10,493,000 | 1,648 |
| Net interest income | $4,685,000 | 3,860 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $2,001,000 | 1,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,001,000 | 1,239 |
| Total noninterest expense | $5,270,000 | 2,737 |
| Salaries and employee benefits | $2,602,000 | 2,483 |
| Premises and equipment expense | $1,021,000 | 2,057 |
| Additional noninterest expense | $1,647,000 | 3,323 |
| Pre-tax net operating income | $1,274,000 | 4,680 |
| Securities gains (losses) | $1,517,000 | 493 |
| Applicable income taxes | $1,124,000 | 1,888 |
| Income before extraordinary items | $1,667,000 | 2,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,667,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,120 | 5,611 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.